10 മികച്ച UTI SIP മ്യൂച്വൽ ഫണ്ടുകൾ 2022 | മികച്ച SIP ഫണ്ടുകൾ

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മികച്ച UTI SIP ഫണ്ടുകളിൽ എന്തിന് നിക്ഷേപിക്കണം?
നിക്ഷേപിക്കാനുള്ള മികച്ച UTI SIP ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ
SIP നിക്ഷേപം എങ്ങനെ വളരുന്നു?
- SIP കാൽക്കുലേറ്റർ അല്ലെങ്കിൽ SIP റിട്ടേൺ കാൽക്കുലേറ്റർ
യുടിഐ ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
Top 10 Funds

10 മികച്ച UTI SIP മ്യൂച്വൽ ഫണ്ടുകൾ 2022

Updated on March 14, 2025 , 24884 views

യുടിഐ എസ്‌ഐപികളാണ് ഏറ്റവും കാര്യക്ഷമമായ മാർഗംമ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുക സ്കീമുകൾ.എസ്.ഐ.പി അല്ലെങ്കിൽ വ്യവസ്ഥാപിതംനിക്ഷേപ പദ്ധതി പോലെ പ്രവർത്തിക്കുന്നുആവർത്തന നിക്ഷേപം, ഒരു നിശ്ചിത ഇടവേളയിൽ (ആഴ്ചയിലൊരിക്കൽ/പ്രതിമാസം/ത്രൈമാസത്തിൽ) ഒരു നിശ്ചിത തുക നിക്ഷേപിക്കപ്പെടുന്നു. 500 രൂപയ്ക്ക് ഒരാൾക്ക് ഒരു SIP ആരംഭിക്കാം, ഇത് ഏറ്റവും താങ്ങാനാവുന്ന നിക്ഷേപ മാർഗമായി മാറുന്നു. നിങ്ങൾ ഒരു സാധാരണക്കാരനായതിനാൽനിക്ഷേപകൻ ഒരു SIP വഴി, നിങ്ങൾക്ക് ദീർഘകാല സമ്പാദ്യത്തിന്റെ ശീലം എളുപ്പത്തിൽ നേടാനാകും. കൂടാതെ,SIP നിക്ഷേപം ദീർഘകാലാടിസ്ഥാനത്തിൽ, പ്രത്യേകിച്ച് പ്രയോജനംഇക്വിറ്റി ഫണ്ടുകൾ. ഇത് ഇക്വിറ്റിയുടെ അപകടസാധ്യത സന്തുലിതമാക്കുന്നുവിപണി ശരി, അതിനാൽ നിങ്ങൾക്ക് ഒരു സ്ഥിരത നൽകുന്നുവരുമാനം പ്രക്ഷുബ്ധമായ വിപണി സാഹചര്യങ്ങളിൽ പോലും.

മികച്ച UTI SIP ഫണ്ടുകളിൽ എന്തിന് നിക്ഷേപിക്കണം?

നിങ്ങൾക്ക് നേടാനാകുന്ന ഒരു SIP-യുടെ ചില പ്രധാന നേട്ടങ്ങൾനിക്ഷേപിക്കുന്നു യുടിഐ സ്കീമുകളിൽ ഇവയാണ്:

രൂപയുടെ ശരാശരി ചെലവ്
സംയുക്തത്തിന്റെ ശക്തി
ദീർഘകാല സമ്പാദ്യശീലം
മാർക്കറ്റ് സമയമെടുക്കേണ്ടതില്ല
നേടിയെടുക്കാൻ സഹായിക്കുന്നുസാമ്പത്തിക ലക്ഷ്യങ്ങൾ

എസ്‌ഐ‌പിയിൽ നിക്ഷേപിക്കാൻ താൽപ്പര്യമുള്ള നിക്ഷേപകർ, മികച്ച 10 യുടിഐ എസ്‌ഐപി ഇതാമ്യൂച്വൽ ഫണ്ടുകൾ നിക്ഷേപിക്കാൻ. AUM പോലുള്ള ചില പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം മുതലായവ.

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നിക്ഷേപിക്കാനുള്ള മികച്ച UTI SIP ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
UTI Transportation & Logistics Fund Growth	₹222.121 ↓ -1.96	₹3,334	500	-13.2	-20.6	0.2	22.9	25.2	18.7
UTI Infrastructure Fund Growth	₹124.049 ↓ -0.70	₹2,118	500	-13.8	-17.2	3.5	19.9	21.9	18.5
UTI Core Equity Fund Growth	₹155.798 ↓ -0.93	₹4,047	500	-14.2	-15.6	10.1	19	25.4	27.2
UTI Healthcare Fund Growth	₹255.525 ↓ -0.59	₹1,150	500	-11	-11.7	19	18.3	25.4	42.9
UTI Value Opportunities Fund Growth	₹148.796 ↓ -0.85	₹9,606	500	-12.8	-14.1	12.3	16.3	21.7	23.4
UTI Banking and Financial Services Fund Growth	₹162.888 ↓ -0.50	₹1,128	500	-9	-6.4	8.8	15.3	15.2	11.1
UTI Dividend Yield Fund Growth	₹157.361 ↓ -0.33	₹3,959	500	-12.8	-15.5	10.6	14.8	23.3	24.7
UTI Mid Cap Fund Growth	₹253.018 ↓ -1.65	₹11,125	500	-19.2	-21.9	4.8	13.3	22.5	23.3
UTI India Lifestyle Fund Growth	₹50.287 ↓ -0.25	₹675	500	-14.3	-19.3	4.8	11.7	15.2	20.2
UTI MNC Fund Growth	₹341.527 ↓ -1.37	₹2,790	500	-15.1	-18.7	2	10.7	13.7	16.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Mar 25

*അടിസ്ഥാനത്തിലുള്ള ഫണ്ടുകളുടെ ലിസ്റ്റ്ആസ്തി >= 100 കോടി & അടുക്കി3 വർഷംസിഎജിആർ മടങ്ങുന്നു.

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 16% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 18.7% , 2023 was 40.1% and 2022 was 14.7% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (13 Mar 25)	₹222.121 ↓ -1.96 (-0.87 %)
Net Assets (Cr)	₹3,334 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	0.35
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹14,546
28 Feb 22	₹15,871
28 Feb 23	₹17,926
29 Feb 24	₹27,887
28 Feb 25	₹27,214

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-5.5%
3 Month	-13.2%
6 Month	-20.6%
1 Year	0.2%
3 Year	22.9%
5 Year	25.2%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%
2014	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	8.44 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.65%
Industrials	15.54%

Asset Allocation

Asset Class	Value
Cash	4.66%
Equity	95.19%
Debt	0.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	15%	₹510 Cr	1,704,697
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹336 Cr	272,796 ↓ -24,874
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹311 Cr	597,808
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| TATAMOTORS	7%	₹224 Cr	3,129,331
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹199 Cr	225,238 ↓ -8,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹173 Cr	399,357
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹165 Cr	380,404 ↑ 20,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹139 Cr	1,267,853
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	4%	₹124 Cr	5,641,416 ↑ 215,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	3%	₹96 Cr	390,372

2. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 13.3% since its launch. Ranked 28 in Sectoral category. Return for 2024 was 18.5% , 2023 was 38.2% and 2022 was 8.8% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (13 Mar 25)	₹124.049 ↓ -0.70 (-0.56 %)
Net Assets (Cr)	₹2,118 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.25
Sharpe Ratio	0.2
Information Ratio	-0.03
Alpha Ratio	1.88
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,559
28 Feb 22	₹14,413
28 Feb 23	₹15,728
29 Feb 24	₹23,868
28 Feb 25	₹23,360

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-2.7%
3 Month	-13.8%
6 Month	-17.2%
1 Year	3.5%
3 Year	19.9%
5 Year	21.9%
10 Year
15 Year
Since launch	13.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18.5%
2022	38.2%
2021	8.8%
2020	39.4%
2019	3.4%
2018	6.7%
2017	-15.6%
2016	41.4%
2015	4%
2014	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	3.5 Yr.

Data below for UTI Infrastructure Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	39.52%
Communication Services	13.67%
Energy	11.29%
Utility	10.82%
Basic Materials	7.69%
Financial Services	6.34%
Real Estate	3.64%
Consumer Cyclical	3.53%

Asset Allocation

Asset Class	Value
Cash	3.51%
Equity	96.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹273 Cr	1,677,632
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	11%	₹226 Cr	632,396
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	7%	₹138 Cr	4,260,012 ↑ 81,068
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	6%	₹117 Cr	101,500
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	5%	₹111 Cr	874,658 ↑ 43,208
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹78 Cr	179,999
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	4%	₹76 Cr	2,886,087
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹57 Cr	581,655
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹54 Cr	491,713
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	2%	₹50 Cr	675,092

3. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Core Equity Fund is a Equity - Large & Mid Cap fund was launched on 20 May 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.3% since its launch. Ranked 29 in Large & Mid Cap category. Return for 2024 was 27.2% , 2023 was 34.4% and 2022 was 4.6% .

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (13 Mar 25)	₹155.798 ↓ -0.93 (-0.59 %)
Net Assets (Cr)	₹4,047 on 31 Jan 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	0.87
Information Ratio	0.69
Alpha Ratio	7.14
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,632
28 Feb 22	₹16,180
28 Feb 23	₹17,287
29 Feb 24	₹25,040
28 Feb 25	₹26,885

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-4.3%
3 Month	-14.2%
6 Month	-15.6%
1 Year	10.1%
3 Year	19%
5 Year	25.4%
10 Year
15 Year
Since launch	13.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	27.2%
2022	34.4%
2021	4.6%
2020	40.8%
2019	12.8%
2018	1.5%
2017	-7.9%
2016	35.2%
2015	3.4%
2014	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	7.79 Yr.

Data below for UTI Core Equity Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	31.19%
Consumer Cyclical	11.8%
Basic Materials	11.11%
Technology	9.2%
Health Care	7.25%
Consumer Defensive	6.48%
Communication Services	6.33%
Industrials	6.04%
Utility	2.96%
Energy	2.43%
Real Estate	2.29%

Asset Allocation

Asset Class	Value
Cash	2.92%
Equity	97.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	7%	₹296 Cr	1,741,430 ↑ 11,826
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	5%	₹185 Cr	1,478,590
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹140 Cr	3,130,577
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹134 Cr	714,276 ↓ -45,310
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	3%	₹102 Cr	5,466,538 ↑ 521,710
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹100 Cr	2,259,525
Dalmia Bharat Ltd (Basic Materials) Equity, Since 30 Jun 21 \| DALBHARAT	2%	₹98 Cr	522,786 ↑ 28,645
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹97 Cr	5,404,713 ↑ 547,136
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 29 Feb 24 \| 534816	2%	₹96 Cr	2,772,183 ↑ 285,211
IndusInd Bank Ltd (Financial Services) Equity, Since 31 Jul 22 \| INDUSINDBK	2%	₹91 Cr	914,829 ↑ 158,568

4. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

UTI Healthcare Fund is a Equity - Sectoral fund was launched on 28 Jun 99. It is a fund with High risk and has given a CAGR/Annualized return of 14.7% since its launch. Ranked 40 in Sectoral category. Return for 2024 was 42.9% , 2023 was 38.2% and 2022 was -12.3% .

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (13 Mar 25)	₹255.525 ↓ -0.59 (-0.23 %)
Net Assets (Cr)	₹1,150 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	1.03
Information Ratio	-0.36
Alpha Ratio	0.34
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹15,607
28 Feb 22	₹17,328
28 Feb 23	₹16,427
29 Feb 24	₹25,870
28 Feb 25	₹28,711

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-3.1%
3 Month	-11%
6 Month	-11.7%
1 Year	19%
3 Year	18.3%
5 Year	25.4%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	42.9%
2022	38.2%
2021	-12.3%
2020	19.1%
2019	67.4%
2018	1.2%
2017	-7.5%
2016	6.2%
2015	-9.7%
2014	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	2.83 Yr.

Data below for UTI Healthcare Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Health Care	96.4%
Basic Materials	1.35%

Asset Allocation

Asset Class	Value
Cash	2.26%
Equity	97.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	11%	₹126 Cr	725,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	6%	₹69 Cr	464,949
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	5%	₹57 Cr	470,234
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	4%	₹50 Cr	186,798 ↓ -6,249
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹45 Cr	309,311
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	3%	₹40 Cr	74,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	3%	₹38 Cr	56,271 ↓ -3,729
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	3%	₹37 Cr	240,477 ↓ -25,829
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Jun 21 \| 543308	3%	₹36 Cr	597,765
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| 532843	3%	₹36 Cr	557,701

5. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

UTI Value Opportunities Fund is a Equity - Value fund was launched on 20 Jul 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.7% since its launch. Ranked 82 in Value category. Return for 2024 was 23.4% , 2023 was 26.7% and 2022 was 4.3% .

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (13 Mar 25)	₹148.796 ↓ -0.85 (-0.57 %)
Net Assets (Cr)	₹9,606 on 31 Jan 25
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.85
Sharpe Ratio	0.85
Information Ratio	0.52
Alpha Ratio	7.81
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Value

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,118
28 Feb 22	₹15,327
28 Feb 23	₹16,059
29 Feb 24	₹21,581
28 Feb 25	₹23,626

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-4.2%
3 Month	-12.8%
6 Month	-14.1%
1 Year	12.3%
3 Year	16.3%
5 Year	21.7%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.4%
2022	26.7%
2021	4.3%
2020	30.4%
2019	19%
2018	10.4%
2017	-2.4%
2016	29.1%
2015	2.6%
2014	-5.9%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	7.08 Yr.

Data below for UTI Value Opportunities Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	32.5%
Technology	12.09%
Consumer Cyclical	11.78%
Basic Materials	10.24%
Health Care	8.47%
Communication Services	6.41%
Energy	5.51%
Industrials	4.94%
Consumer Defensive	3.32%
Utility	2.54%
Real Estate	1.45%

Asset Allocation

Asset Class	Value
Cash	0.49%
Equity	99.24%
Debt	0.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	10%	₹917 Cr	5,400,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹551 Cr	4,400,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	6%	₹545 Cr	2,900,000 ↓ -75,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹358 Cr	2,200,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹342 Cr	1,800,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	3%	₹296 Cr	3,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹291 Cr	2,300,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	3%	₹286 Cr	3,700,000 ↑ 100,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| 532755	3%	₹285 Cr	1,700,000 ↓ -15,583
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹247 Cr	825,000

6. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 14.3% since its launch. Ranked 20 in Sectoral category. Return for 2024 was 11.1% , 2023 was 19.5% and 2022 was 15.1% .

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (13 Mar 25)	₹162.888 ↓ -0.50 (-0.31 %)
Net Assets (Cr)	₹1,128 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.28
Sharpe Ratio	-0.01
Information Ratio	0.39
Alpha Ratio	-8.01
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹11,386
28 Feb 22	₹11,822
28 Feb 23	₹12,904
29 Feb 24	₹16,279
28 Feb 25	₹17,232

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-1.2%
3 Month	-9%
6 Month	-6.4%
1 Year	8.8%
3 Year	15.3%
5 Year	15.2%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%
2014	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Preethi S	2 May 22	2.83 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	96.47%
Technology	0.87%

Asset Allocation

Asset Class	Value
Cash	2.66%
Equity	97.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	19%	₹210 Cr	1,675,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	15%	₹171 Cr	1,005,927
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	6%	₹66 Cr	670,000 ↑ 50,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹58 Cr	750,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹53 Cr	983,680
India Shelter Finance Corporation Ltd (Financial Services) Equity, Since 31 Dec 23 \| INDIASHLTR	4%	₹47 Cr	714,617
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	4%	₹45 Cr	1,876,541
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 24 \| HDFCLIFE	4%	₹45 Cr	697,890
REC Ltd (Financial Services) Equity, Since 30 Nov 23 \| 532955	3%	₹37 Cr	832,500
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| 500271	3%	₹35 Cr	314,018

7. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 3 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.9% since its launch. Ranked 75 in Dividend Yield category. Return for 2024 was 24.7% , 2023 was 35.4% and 2022 was -5.3% .

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (13 Mar 25)	₹157.361 ↓ -0.33 (-0.21 %)
Net Assets (Cr)	₹3,959 on 31 Jan 25
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.04
Sharpe Ratio	0.84
Information Ratio	0.56
Alpha Ratio	8.18
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Dividend Yield

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,062
28 Feb 22	₹16,292
28 Feb 23	₹16,452
29 Feb 24	₹23,349
28 Feb 25	₹24,857

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-3.5%
3 Month	-12.8%
6 Month	-15.5%
1 Year	10.6%
3 Year	14.8%
5 Year	23.3%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.7%
2022	35.4%
2021	-5.3%
2020	38.8%
2019	18.9%
2018	3.3%
2017	0.5%
2016	28.5%
2015	6.1%
2014	-5.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	2.29 Yr.

Data below for UTI Dividend Yield Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	26.15%
Technology	15.77%
Consumer Cyclical	9.51%
Consumer Defensive	9.3%
Health Care	8.47%
Basic Materials	7.41%
Utility	7.19%
Energy	6.1%
Industrials	5.85%
Communication Services	1.23%

Asset Allocation

Asset Class	Value
Cash	2.51%
Equity	96.97%
Debt	0.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	8%	₹314 Cr	1,850,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	4%	₹169 Cr	900,000 ↓ -50,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	4%	₹155 Cr	925,000 ↓ -7,793
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹124 Cr	650,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹120 Cr	400,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	3%	₹113 Cr	900,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 08 \| TCS	3%	₹111 Cr	270,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 07 \| ITC	3%	₹107 Cr	2,400,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	2%	₹93 Cr	1,200,000
Cipla Ltd (Healthcare) Equity, Since 30 Nov 23 \| 500087	2%	₹92 Cr	625,000

8. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

UTI Mid Cap Fund is a Equity - Mid Cap fund was launched on 7 Apr 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.2% since its launch. Ranked 36 in Mid Cap category. Return for 2024 was 23.3% , 2023 was 30.5% and 2022 was -0.8% .

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (13 Mar 25)	₹253.018 ↓ -1.65 (-0.65 %)
Net Assets (Cr)	₹11,125 on 31 Jan 25
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.78
Sharpe Ratio	0.29
Information Ratio	-1.5
Alpha Ratio	-0.82
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Mid Cap

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹14,107
28 Feb 22	₹17,291
28 Feb 23	₹17,897
29 Feb 24	₹24,773
28 Feb 25	₹24,466

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-4.7%
3 Month	-19.2%
6 Month	-21.9%
1 Year	4.8%
3 Year	13.3%
5 Year	22.5%
10 Year
15 Year
Since launch	17.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.3%
2022	30.5%
2021	-0.8%
2020	43.1%
2019	32.7%
2018	-0.2%
2017	-14.9%
2016	42%
2015	3.5%
2014	6.6%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Ankit Agarwal	30 Aug 19	5.5 Yr.

Data below for UTI Mid Cap Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	18.61%
Financial Services	18.44%
Industrials	15.69%
Technology	11.94%
Health Care	11.62%
Basic Materials	10.98%
Communication Services	3.41%
Real Estate	2.98%
Consumer Defensive	2.17%
Utility	1.46%

Asset Allocation

Asset Class	Value
Cash	2.71%
Equity	97.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 30 Apr 21 \| COFORGE	3%	₹280 Cr	338,729
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	2%	₹260 Cr	430,630 ↓ -7,000
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 20 \| 503100	2%	₹258 Cr	1,571,611
PB Fintech Ltd (Financial Services) Equity, Since 30 Nov 21 \| 543390	2%	₹237 Cr	1,370,285 ↑ 77,075
Solar Industries India Ltd (Basic Materials) Equity, Since 30 Apr 24 \| SOLARINDS	2%	₹224 Cr	219,717 ↑ 2,000
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	2%	₹221 Cr	366,808
Ajanta Pharma Ltd (Healthcare) Equity, Since 30 Nov 23 \| 532331	2%	₹215 Cr	799,495
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 17 \| TIINDIA	2%	₹206 Cr	618,799 ↑ 8,517
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 Jul 21 \| ALKEM	2%	₹205 Cr	405,116
Max Financial Services Ltd (Financial Services) Equity, Since 31 Jul 18 \| 500271	2%	₹200 Cr	1,795,097

9. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

UTI India Lifestyle Fund is a Equity - Sectoral fund was launched on 30 Jul 07. It is a fund with High risk and has given a CAGR/Annualized return of 9.6% since its launch. Ranked 64 in Sectoral category. Return for 2024 was 20.2% , 2023 was 23% and 2022 was -2.3% .

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund Growth
Launch Date	30 Jul 07
NAV (13 Mar 25)	₹50.287 ↓ -0.25 (-0.50 %)
Net Assets (Cr)	₹675 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.51
Sharpe Ratio	0.55
Information Ratio	-1.49
Alpha Ratio	-0.64
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹11,533
28 Feb 22	₹13,716
28 Feb 23	₹13,612
29 Feb 24	₹17,978
28 Feb 25	₹18,504

UTI India Lifestyle Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-5.5%
3 Month	-14.3%
6 Month	-19.3%
1 Year	4.8%
3 Year	11.7%
5 Year	15.2%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	20.2%
2022	23%
2021	-2.3%
2020	26.4%
2019	15.2%
2018	5.8%
2017	-2.5%
2016	32.6%
2015	3.2%
2014	-1.9%

Fund Manager information for UTI India Lifestyle Fund

Name	Since	Tenure
Vishal Chopda	28 Feb 18	7.01 Yr.

Data below for UTI India Lifestyle Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	40.42%
Consumer Defensive	27.74%
Communication Services	11.14%
Industrials	5.82%
Financial Services	4.89%
Health Care	2.69%
Real Estate	2.27%
Basic Materials	1.69%

Asset Allocation

Asset Class	Value
Cash	3.34%
Equity	96.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 11 \| BHARTIARTL	7%	₹48 Cr	297,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 11 \| MARUTI	6%	₹40 Cr	32,500 ↑ 2,100
Trent Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| 500251	5%	₹35 Cr	60,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	4%	₹30 Cr	100,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 07 \| ITC	4%	₹29 Cr	645,000
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 17 \| 540376	4%	₹28 Cr	76,999 ↑ 2,249
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Apr 20 \| HINDUNILVR	4%	₹27 Cr	110,000
Godrej Consumer Products Ltd (Consumer Defensive) Equity, Since 31 May 21 \| 532424	4%	₹27 Cr	239,472 ↓ -6,900
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| HEROMOTOCO	4%	₹24 Cr	55,000
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Nov 17 \| JUBLFOOD	3%	₹19 Cr	267,300

10. UTI MNC Fund

(Erstwhile UTI - MNC Fund)

The Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high.

UTI MNC Fund is a Equity - Sectoral fund was launched on 29 May 98. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch. Ranked 36 in Sectoral category. Return for 2024 was 16.7% , 2023 was 22.6% and 2022 was -1.4% .

Below is the key information for UTI MNC Fund

UTI MNC Fund Growth
Launch Date	29 May 98
NAV (13 Mar 25)	₹341.527 ↓ -1.37 (-0.40 %)
Net Assets (Cr)	₹2,790 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.04
Sharpe Ratio	0.28
Information Ratio	-0.6
Alpha Ratio	-1.92
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹11,508
28 Feb 22	₹13,219
28 Feb 23	₹13,590
29 Feb 24	₹17,578
28 Feb 25	₹17,207

UTI MNC Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for UTI MNC Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-3.9%
3 Month	-15.1%
6 Month	-18.7%
1 Year	2%
3 Year	10.7%
5 Year	13.7%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	16.7%
2022	22.6%
2021	-1.4%
2020	24.1%
2019	12.9%
2018	-1.7%
2017	-0.3%
2016	37.3%
2015	-3%
2014	12.7%

Fund Manager information for UTI MNC Fund

Name	Since	Tenure
Karthikraj Lakshmanan	16 Nov 22	2.29 Yr.

Data below for UTI MNC Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	21.8%
Consumer Defensive	21.44%
Industrials	15.94%
Health Care	12.31%
Basic Materials	9.11%
Technology	7.82%
Financial Services	6.44%

Asset Allocation

Asset Class	Value
Cash	5.15%
Equity	94.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Nov 06 \| MARUTI	10%	₹270 Cr	219,525
Nestle India Ltd (Consumer Defensive) Equity, Since 31 Aug 17 \| NESTLEIND	5%	₹136 Cr	590,000
Procter & Gamble Health Ltd (Healthcare) Equity, Since 28 Feb 21 \| PGHL	5%	₹129 Cr	240,378
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	5%	₹127 Cr	2,885,000
United Breweries Ltd (Consumer Defensive) Equity, Since 31 Aug 18 \| UBL	4%	₹108 Cr	503,283 ↓ -127,077
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Mar 13 \| UNITDSPR	4%	₹104 Cr	730,953
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Jan 03 \| 500825	3%	₹87 Cr	170,000
3M India Ltd (Industrials) Equity, Since 30 Apr 20 \| 3MINDIA	3%	₹84 Cr	27,961
Siemens Ltd (Industrials) Equity, Since 31 Jan 03 \| 500550	3%	₹76 Cr	125,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 Dec 05 \| HINDUNILVR	3%	₹74 Cr	300,000

SIP നിക്ഷേപം എങ്ങനെ വളരുന്നു?

നിങ്ങൾ ഒരു നിശ്ചിത സമയത്തേക്ക് ഒരു നിശ്ചിത തുക പ്രതിമാസം നിക്ഷേപിച്ചാൽ നിങ്ങളുടെ SIP നിക്ഷേപം എങ്ങനെ വളരുമെന്ന് അറിയണോ? ഒരു ഉദാഹരണത്തിലൂടെ ഞങ്ങൾ നിങ്ങളെ വിശദീകരിക്കും.

SIP കാൽക്കുലേറ്റർ അല്ലെങ്കിൽ SIP റിട്ടേൺ കാൽക്കുലേറ്റർ

എസ്‌ഐ‌പി കാൽക്കുലേറ്ററുകൾ സാധാരണയായി ഒരാൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന എസ്‌ഐ‌പി നിക്ഷേപ തുക (ലക്ഷ്യം), ആവശ്യമുള്ള നിക്ഷേപത്തിന്റെ എണ്ണം, പ്രതീക്ഷിച്ചത് തുടങ്ങിയ ഇൻപുട്ടുകൾ എടുക്കുന്നു.പണപ്പെരുപ്പം നിരക്കുകളും (ഒരാൾ ഇത് കണക്കിലെടുക്കേണ്ടതുണ്ട്!) പ്രതീക്ഷിക്കുന്ന വരുമാനവും. അതിനാൽ, ഒരു ലക്ഷ്യം നേടുന്നതിന് ആവശ്യമായ SIP റിട്ടേണുകൾ ഒരാൾക്ക് കണക്കാക്കാം!

നിങ്ങൾ 10 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ എന്ന് കരുതുക.000 10 വർഷത്തേക്ക്, നിങ്ങളുടെ SIP നിക്ഷേപം എങ്ങനെ വളരുന്നുവെന്ന് കാണുക-

പ്രതിമാസ നിക്ഷേപം: 10,000 രൂപ

നിക്ഷേപ കാലയളവ്: 10 വർഷം

നിക്ഷേപിച്ച ആകെ തുക: 12,00,000 രൂപ

ദീർഘകാല വളർച്ചാ നിരക്ക് (ഏകദേശം): 15%

അനുസരിച്ച് പ്രതീക്ഷിക്കുന്ന വരുമാനംസിപ്പ് കാൽക്കുലേറ്റർ: 27,86,573 രൂപ

മൊത്ത ലാഭം: INR 15,86,573 (സമ്പൂർണ്ണ റിട്ടേൺ= 132.2%)

നിങ്ങൾ 10 വർഷത്തേക്ക് പ്രതിമാസം 10,000 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ (മൊത്തം INR12,00,000) നിങ്ങൾ സമ്പാദിക്കും27,86,573 രൂപ, അതായത് നിങ്ങൾ ഉണ്ടാക്കുന്ന അറ്റാദായം15,86,573 രൂപ. അത് ഗംഭീരമല്ലേ!

യുടിഐ ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

Fincash.com-ൽ ആജീവനാന്ത സൗജന്യ നിക്ഷേപ അക്കൗണ്ട് തുറക്കുക.

നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക

രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!

തുടങ്ങി

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ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.