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കാനഡ/യുഎസ്എ എൻആർഐകളിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്ന എഎംസികൾ
ഇന്ത്യയിലെ നിക്ഷേപങ്ങൾക്കായുള്ള NRE, NRO, FCNR അക്കൗണ്ടുകൾ
എൻആർഐകൾക്ക് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള കെവൈസി നടപടിക്രമം
യുഎസ്/കാനഡ എൻആർഐകൾക്കായി മികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ
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യുഎസ്എ/കാനഡ ആസ്ഥാനമായുള്ള എൻആർഐകൾക്ക് ഇന്ത്യയിൽ നിക്ഷേപം നടത്താൻ അനുവദിക്കുന്ന മ്യൂച്വൽ ഫണ്ട് ഹൗസുകൾ

Updated on March 14, 2025 , 45201 views

യുഎസ്എയിലും കാനഡയിലും ആസ്ഥാനമായുള്ള എൻആർഐകൾക്ക് ചിലതിൽ മാത്രമേ നിക്ഷേപിക്കാൻ കഴിയൂമ്യൂച്വൽ ഫണ്ട് ഹൗസുകൾ ഇന്ത്യയിൽ. നിരവധി എഎംസികൾ (അസറ്റ് മാനേജ്മെന്റ് കമ്പനികൾ) ഇന്ത്യയിൽ ഇതുവരെ യുഎസ്എയിലോ കാനഡയിലോ ഉള്ള എൻആർഐകളിൽ നിന്ന് നിക്ഷേപം അനുവദിച്ചിട്ടില്ല. കാരണം, യുഎസ്എ നടപ്പിലാക്കിയ ഫോറിൻ അക്കൗണ്ട് ടാക്സ് കംപ്ലയൻസ് ആക്ട് (FATCA). എന്നിരുന്നാലും, ഒരു എൻആർഐക്ക് പണം നിക്ഷേപിക്കാൻ ആസൂത്രണം ചെയ്യാൻ കഴിയുന്ന ചില പ്രമുഖ എഎംസികളുണ്ട്. ഒരു NRI-ക്കുള്ള KYC പ്രക്രിയയും ഇവിടെ നോക്കാംമ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക ഇന്ത്യയിൽ, NRE, NRO, FCNR അക്കൗണ്ടുകൾക്കൊപ്പംമികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ നല്ല ലാഭം നേടുന്നതിനായി നിക്ഷേപിക്കാൻ.

കാനഡ/യുഎസ്എ എൻആർഐകളിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്ന എഎംസികൾ

FATCA നിലവിൽ വന്ന കാലം മുതൽ, പല AMC-കളും യുഎസിലും കാനഡയിലും ഉള്ള NRI കളിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്നത് നിർത്തി, കാരണം AMC-കളുടെ ഭാഗത്തുനിന്ന് ധാരാളം പേപ്പർ വർക്കുകളും പാലിക്കലും ഉൾപ്പെടുന്നു.

പ്രവാസി ഇന്ത്യക്കാർ (എൻആർഐകൾ) ഉൾപ്പെടെയുള്ള യുഎസ് പൗരന്മാർ ഉൾപ്പെടുന്ന ഇടപാടുകളുടെ വിശദാംശങ്ങൾ യുഎസ് ഗവൺമെന്റുമായി പങ്കിടാൻ എല്ലാ ധനകാര്യ സ്ഥാപനങ്ങൾക്കും ഫോറിൻ അക്കൗണ്ട് ടാക്സ് കംപ്ലയൻസ് ആക്റ്റ് നിർബന്ധമാണ്. യുഎസ് പൗരന്മാരിൽ നിന്ന് നികുതി വെട്ടിപ്പ് നടക്കുന്നില്ലെന്ന് ഉറപ്പാക്കാനാണിത്വരുമാനം വിദേശത്ത് സൃഷ്ടിച്ചത്. 2015-ൽ, FATCA നടപ്പിലാക്കുന്നതിനും അന്താരാഷ്ട്ര നികുതി പാലിക്കൽ മെച്ചപ്പെടുത്തുന്നതിനുമായി ഇന്ത്യ യുണൈറ്റഡ് സ്റ്റേറ്റ് ഓഫ് അമേരിക്കയുമായി ഇന്റർ-ഗവൺമെന്റൽ കരാർ (IGA) ഒപ്പുവച്ചു.

FATCA-യുടെ കീഴിൽ, മ്യൂച്വൽ ഫണ്ട് ഹൗസുകൾ പോലെയുള്ള എല്ലാ സാമ്പത്തിക സ്ഥാപനങ്ങളും,ഇൻഷുറൻസ് കമ്പനികൾ, ബാങ്കുകൾ അവരുടെ ക്ലയന്റ് വിവരങ്ങൾ ഇന്ത്യാ ഗവൺമെന്റിന് നൽകണം, അത് യുഎസ്/കനേഡിയൻ ഗവൺമെന്റുമായി പങ്കിടും.

എന്നിരുന്നാലും, യുഎസ്/കാനഡയിലെ എൻആർഐ ബേസിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്ന ചില മ്യൂച്വൽ ഫണ്ട് ഹൗസുകളുണ്ട്:

ഈ എഎംസിയിൽ ഓരോന്നിനും യുഎസ് അല്ലെങ്കിൽ കാനഡ അധിഷ്ഠിത എൻആർഐകളിൽ നിന്ന് നിക്ഷേപം സ്വീകരിക്കുന്നതിന് വ്യത്യസ്തമായ വ്യവസ്ഥകളുണ്ട്. ഇവയിൽ ചില ഫണ്ട് ഹൗസുകൾ പേപ്പർ അപേക്ഷാ ഫോമുകളിൽ മാത്രമേ നിക്ഷേപം സ്വീകരിക്കുകയുള്ളൂ, എന്നാൽ ചിലർ NSE NMFII അല്ലെങ്കിൽ BSE STARMF പ്ലാറ്റ്‌ഫോം വഴി ഓൺലൈൻ അപേക്ഷ സ്വീകരിച്ചേക്കാം.

ഇന്ത്യയിലെ നിക്ഷേപങ്ങൾക്കായുള്ള NRE, NRO, FCNR അക്കൗണ്ടുകൾ

നിക്ഷേപിക്കാൻമ്യൂച്വൽ ഫണ്ടുകൾ ഇന്ത്യയിൽ ഒരാൾ ഇനിപ്പറയുന്ന അക്കൗണ്ടുകളിൽ ഏതെങ്കിലും ഒരു ഇന്ത്യക്കാരനുമായി തുറക്കണംബാങ്ക്:

NRE അക്കൗണ്ട്

ഇത് നോൺ റസിഡന്റ് എക്‌സ്‌റ്റേണൽ (NRE) അക്കൗണ്ടാണ്, അത് സേവിംഗ്സ്, കറന്റ്, ഫിക്സഡ് അല്ലെങ്കിൽആവർത്തന നിക്ഷേപം. ഈ അക്കൗണ്ടിൽ നിങ്ങൾ വിദേശ കറൻസി നിക്ഷേപിക്കേണ്ടതുണ്ട്. ഇന്ത്യൻ കറൻസി നിക്ഷേപിക്കാൻ, നിങ്ങൾ NRO അക്കൗണ്ട് തുറക്കണം. NRE അക്കൗണ്ടിലെ ഇടപാട് തുകയ്ക്ക് ഉയർന്ന പരിധിയില്ല.

NRO അക്കൗണ്ട്

NRO അല്ലെങ്കിൽ നോൺ റസിഡന്റ് ഓർഡിനറി അക്കൗണ്ട് എന്നത് സേവിംഗ്സ് അല്ലെങ്കിൽ കറന്റ് അക്കൗണ്ടിന്റെ രൂപത്തിലാണ്, ഇത് NRI കൾക്ക് ഇന്ത്യയിൽ സമ്പാദിച്ച വരുമാനം നിയന്ത്രിക്കാൻ വേണ്ടിയുള്ളതാണ്. NRO അക്കൗണ്ടിൽ, നിക്ഷേപിച്ചതിന് ശേഷം വിദേശ കറൻസി ഇന്ത്യൻ രൂപയിലേക്ക് പരിവർത്തനം ചെയ്യപ്പെടുന്നു. ഒരു എൻആർഒ അക്കൗണ്ട് മറ്റൊരു എൻആർഐയുമായും താമസക്കാരനായ ഇന്ത്യക്കാരനുമായും (അടുത്ത ബന്ധുക്കൾ) സംയുക്തമായി സൂക്ഷിക്കാം.

FCNR അക്കൗണ്ട്

ഇത് വിദേശ കറൻസി നോൺ റീപാട്രിയബിൾ അക്കൗണ്ട് നിക്ഷേപങ്ങളെ സൂചിപ്പിക്കുന്നു. ഈ അക്കൗണ്ടിൽ, എൻആർഐകൾക്ക് പണമടയ്ക്കാംവരുമാനം കനേഡിയൻ $, US$, Euro, AU$, Yen, പൗണ്ട് തുടങ്ങിയ ആറ് കറൻസികളിൽ ഒന്നിൽ. മറ്റ് FCNR അല്ലെങ്കിൽ NRE അക്കൗണ്ടുകളിൽ നിന്ന് ഫണ്ടുകൾ ട്രാൻസ്ഫർ ചെയ്യാം. FCNR-ൽ, മുതലും പലിശയും ഒരു നികുതിയും ഈടാക്കുന്നില്ല.

നിങ്ങൾ ഈ അക്കൗണ്ടുകളിലേതെങ്കിലും തുറന്ന് കഴിഞ്ഞാൽ, KYC മാനദണ്ഡങ്ങൾക്ക് കീഴിൽ നിങ്ങളുടെ KYC (നിങ്ങളുടെ ഉപഭോക്താവിനെ അറിയുക) വിജയകരമായി പൂർത്തിയാക്കേണ്ടതുണ്ട്.സെബി (സെക്യൂരിറ്റീസ് എക്സ്ചേഞ്ച് ബോർഡ് ഓഫ് ഇന്ത്യ). സെബിയിൽ രജിസ്റ്റർ ചെയ്തിട്ടുള്ള ഏതെങ്കിലും ഇന്റർമീഡിയറ്റുകൾ ഉപയോഗിച്ച് ഒരാൾക്ക് അവരുടെ KYC പൂർത്തിയാക്കാൻ കഴിയും.

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എൻആർഐകൾക്ക് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള കെവൈസി നടപടിക്രമം

നിങ്ങളുടെ കെ‌വൈ‌സി നടപടിക്രമങ്ങൾ വിജയകരമായി പൂർത്തിയാക്കുന്നതിന്, എൻ‌ആർ‌ഐകൾ ചില പ്രധാന ഘട്ടങ്ങൾ പൂർത്തിയാക്കുകയും ഇനിപ്പറയുന്നതുപോലുള്ള രേഖകൾ നൽകുകയും ചെയ്യേണ്ടതുണ്ട്:

എ. KYC ഫോം

ഒരു NRI സമർപ്പിക്കേണ്ടതുണ്ട്KYC ഫോം സെബി രജിസ്റ്റർ ചെയ്ത ഇന്റർമീഡിയറ്റിലേക്ക് ആവശ്യമായ എല്ലാ വിശദാംശങ്ങളും പൂരിപ്പിച്ച്. രേഖകൾ കൊറിയർ/തപാൽ മുഖേന ഇന്റർമീഡിയറ്റിലേക്ക് അയയ്ക്കാം.

ബി. പ്രമാണങ്ങൾ

സമർപ്പിക്കേണ്ട ആവശ്യമായ രേഖകൾ ഇനിപ്പറയുന്നവയാണ്:

വിദേശ വിലാസ തെളിവ്
ഇന്ത്യൻ റസിഡന്റ് വിലാസത്തിന്റെ തെളിവ്
അടുത്തിടെയുള്ള ഒരു ഫോട്ടോ
പാസ്പോർട്ട് കോപ്പി

മർച്ചന്റ് നേവിയിലെ NRI കളുടെ കാര്യത്തിൽ, ഒരു നാവികന്റെ ഡിക്ലറേഷൻ അല്ലെങ്കിൽ തുടർച്ചയായ ഡിസ്ചാർജ് സർട്ടിഫിക്കറ്റിന്റെ സാക്ഷ്യപ്പെടുത്തിയ പകർപ്പ് സമർപ്പിക്കണം.

vs. സർട്ടിഫിക്കറ്റ്

NRI കൾക്കോ PIO കൾക്കോ (പേഴ്സൺ ഓഫ് ഇന്ത്യ ഒറിജിൻ) ഇന്ത്യയിൽ രജിസ്റ്റർ ചെയ്തിട്ടുള്ള ഷെഡ്യൂൾഡ് വാണിജ്യ ബാങ്കുകളുടെ വിദേശ ശാഖകളിലെ അംഗീകൃത ഉദ്യോഗസ്ഥർ, ജഡ്ജി, കോടതി മജിസ്‌ട്രേറ്റ്, പബ്ലിക് നോട്ടറികൾ, അല്ലെങ്കിൽ രാജ്യത്തെ ഇന്ത്യൻ എംബസി/കോൺസുലേറ്റ് ജനറൽ എന്നിവരാൽ സാക്ഷ്യപ്പെടുത്തിയ മേൽപ്പറഞ്ഞ രേഖകൾ ലഭിക്കും. സ്ഥിതി ചെയ്യുന്നു.

ഡി. വ്യക്തിഗത പരിശോധനയിൽ (IPV)

SEBI നിയമങ്ങൾ അനുസരിച്ച്, KYC പ്രക്രിയയ്ക്ക് IPV നിർബന്ധമാണ്. എൻആർഐ/പിഐഒമാരുടെ ഐപിവി ഇന്റർമീഡിയറ്റ് നടത്തണം.

സമർപ്പിക്കുമ്പോൾ മുകളിലുള്ള എല്ലാ രേഖകളും/തെളിവുകളും ഇംഗ്ലീഷ് ഭാഷയിലായിരിക്കണം എന്നത് ശ്രദ്ധിക്കുക.

യുഎസ്/കാനഡ എൻആർഐകൾക്കായി മികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)	Sub Cat.
UTI Transportation & Logistics Fund Growth	-13.2	-20.6	0.2	22.9	25.2	18.7	Sectoral
L&T Infrastructure Fund Growth	-20.9	-21.6	8.1	20.8	25.9	28.1	Sectoral
UTI Infrastructure Fund Growth	-13.8	-17.2	3.5	19.9	21.9	18.5	Sectoral
Sundaram Mid Cap Fund Growth	-18.2	-18.6	9.2	19.7	22.8	32	Mid Cap
UTI Core Equity Fund Growth	-14.2	-15.6	10.1	19	25.4	27.2	Large & Mid Cap
Sundaram Infrastructure Advantage Fund Growth	-17.1	-18.4	3.6	18.8	24.3	23.8	Sectoral
L&T Business Cycles Fund Growth	-20.7	-18.7	9.4	18.7	21.1	36.3	Sectoral
L&T India Value Fund Growth	-17.7	-17.5	5.2	18.6	24.7	25.9	Value
UTI Healthcare Fund Growth	-11	-11.7	19	18.3	25.4	42.9	Sectoral
Sundaram Financial Services Opportunities Fund Growth	-9.9	-11.3	3.6	18	17.4	7.1	Sectoral
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Mar 25

*അവസാന ക്രമത്തിൽ കഴിഞ്ഞ 3 വർഷത്തെ റിട്ടേണുകളെ അടിസ്ഥാനമാക്കിയുള്ളതാണ് ഫണ്ടുകളുടെ ലിസ്റ്റ്.

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 16% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 18.7% , 2023 was 40.1% and 2022 was 14.7% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (13 Mar 25)	₹222.121 ↓ -1.96 (-0.87 %)
Net Assets (Cr)	₹3,334 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	0.35
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹14,546
28 Feb 22	₹15,871
28 Feb 23	₹17,926
29 Feb 24	₹27,887
28 Feb 25	₹27,214

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-5.5%
3 Month	-13.2%
6 Month	-20.6%
1 Year	0.2%
3 Year	22.9%
5 Year	25.2%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%
2014	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	8.44 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.65%
Industrials	15.54%

Asset Allocation

Asset Class	Value
Cash	4.66%
Equity	95.19%
Debt	0.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	15%	₹510 Cr	1,704,697
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹336 Cr	272,796 ↓ -24,874
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹311 Cr	597,808
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| TATAMOTORS	7%	₹224 Cr	3,129,331
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹199 Cr	225,238 ↓ -8,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹173 Cr	399,357
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹165 Cr	380,404 ↑ 20,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹139 Cr	1,267,853
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	4%	₹124 Cr	5,641,416 ↑ 215,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	3%	₹96 Cr	390,372

2. L&T Infrastructure Fund

To generate capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector.

L&T Infrastructure Fund is a Equity - Sectoral fund was launched on 27 Sep 07. It is a fund with High risk and has given a CAGR/Annualized return of 8.3% since its launch. Return for 2024 was 28.1% , 2023 was 50.7% and 2022 was 3.1% .

Below is the key information for L&T Infrastructure Fund

L&T Infrastructure Fund Growth
Launch Date	27 Sep 07
NAV (13 Mar 25)	₹40.2 ↓ -0.12 (-0.30 %)
Net Assets (Cr)	₹2,511 on 31 Dec 24
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.1
Sharpe Ratio	1.27
Information Ratio	0.55
Alpha Ratio	12.2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,218
28 Feb 22	₹15,693
28 Feb 23	₹17,118
29 Feb 24	₹26,926
28 Feb 25	₹26,344

L&T Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for L&T Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-3.7%
3 Month	-20.9%
6 Month	-21.6%
1 Year	8.1%
3 Year	20.8%
5 Year	25.9%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.1%
2022	50.7%
2021	3.1%
2020	56.3%
2019	1.6%
2018	-3.1%
2017	-17.1%
2016	61.1%
2015	8.6%
2014	6.8%

Fund Manager information for L&T Infrastructure Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	5.21 Yr.
Gautam Bhupal	26 Nov 22	2.26 Yr.
Sonal Gupta	26 Nov 22	2.26 Yr.

Data below for L&T Infrastructure Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Industrials	48.78%
Basic Materials	11.8%
Energy	9.02%
Communication Services	8.19%
Utility	7.78%
Financial Services	4.34%
Technology	3.77%
Real Estate	2.75%
Consumer Cyclical	1.75%

Asset Allocation

Asset Class	Value
Cash	1.82%
Equity	98.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	8%	₹179 Cr	5,535,500 ↑ 150,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	7%	₹169 Cr	1,041,600
Bharat Electronics Ltd (Industrials) Equity, Since 30 Sep 15 \| BEL	7%	₹165 Cr	5,654,400
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	7%	₹165 Cr	462,900
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	5%	₹123 Cr	972,800 ↑ 90,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹102 Cr	88,900
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 31 Jan 18 \| 500040	3%	₹68 Cr	315,600
Power Finance Corp Ltd (Financial Services) Equity, Since 29 Feb 24 \| 532810	3%	₹63 Cr	1,488,800
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Oct 20 \| DIXON	3%	₹59 Cr	39,310 ↓ -3,420
ABB India Ltd (Industrials) Equity, Since 30 Jun 19 \| ABB	2%	₹53 Cr	90,050

3. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 13.3% since its launch. Ranked 28 in Sectoral category. Return for 2024 was 18.5% , 2023 was 38.2% and 2022 was 8.8% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (13 Mar 25)	₹124.049 ↓ -0.70 (-0.56 %)
Net Assets (Cr)	₹2,118 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.25
Sharpe Ratio	0.2
Information Ratio	-0.03
Alpha Ratio	1.88
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,559
28 Feb 22	₹14,413
28 Feb 23	₹15,728
29 Feb 24	₹23,868
28 Feb 25	₹23,360

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-2.7%
3 Month	-13.8%
6 Month	-17.2%
1 Year	3.5%
3 Year	19.9%
5 Year	21.9%
10 Year
15 Year
Since launch	13.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18.5%
2022	38.2%
2021	8.8%
2020	39.4%
2019	3.4%
2018	6.7%
2017	-15.6%
2016	41.4%
2015	4%
2014	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	3.5 Yr.

Data below for UTI Infrastructure Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	39.52%
Communication Services	13.67%
Energy	11.29%
Utility	10.82%
Basic Materials	7.69%
Financial Services	6.34%
Real Estate	3.64%
Consumer Cyclical	3.53%

Asset Allocation

Asset Class	Value
Cash	3.51%
Equity	96.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹273 Cr	1,677,632
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	11%	₹226 Cr	632,396
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	7%	₹138 Cr	4,260,012 ↑ 81,068
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	6%	₹117 Cr	101,500
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	5%	₹111 Cr	874,658 ↑ 43,208
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹78 Cr	179,999
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	4%	₹76 Cr	2,886,087
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹57 Cr	581,655
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹54 Cr	491,713
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	2%	₹50 Cr	675,092

4. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Sundaram Mid Cap Fund is a Equity - Mid Cap fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 23.3% since its launch. Ranked 13 in Mid Cap category. Return for 2024 was 32% , 2023 was 40.4% and 2022 was 4.8% .

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (13 Mar 25)	₹1,152.09 ↓ -6.45 (-0.56 %)
Net Assets (Cr)	₹11,638 on 31 Jan 25
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.8
Sharpe Ratio	0.73
Information Ratio	0.2
Alpha Ratio	5.98
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,188
28 Feb 22	₹14,328
28 Feb 23	₹15,254
29 Feb 24	₹23,173
28 Feb 25	₹24,152

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-4.7%
3 Month	-18.2%
6 Month	-18.6%
1 Year	9.2%
3 Year	19.7%
5 Year	22.8%
10 Year
15 Year
Since launch	23.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	32%
2022	40.4%
2021	4.8%
2020	37.5%
2019	11.8%
2018	-0.3%
2017	-15.4%
2016	40.8%
2015	11.3%
2014	11.2%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	4.02 Yr.
Ratish Varier	24 Feb 21	4.02 Yr.

Data below for Sundaram Mid Cap Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	19.52%
Consumer Cyclical	18.4%
Industrials	15.29%
Health Care	11.03%
Basic Materials	9.99%
Technology	6.45%
Real Estate	3.43%
Consumer Defensive	3.4%
Communication Services	3.32%
Utility	2.1%
Energy	1.7%

Asset Allocation

Asset Class	Value
Cash	5.37%
Equity	94.63%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| 500480	3%	₹368 Cr	1,261,598 ↑ 27,698
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	3%	₹360 Cr	19,247,362
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| 506395	3%	₹316 Cr	1,747,182
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	3%	₹303 Cr	6,016,821
Persistent Systems Ltd (Technology) Equity, Since 30 Apr 22 \| PERSISTENT	3%	₹293 Cr	484,892
Lupin Ltd (Healthcare) Equity, Since 31 Jan 23 \| 500257	2%	₹281 Cr	1,350,321 ↓ -37,879
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| 532814	2%	₹272 Cr	4,897,146 ↑ 338,790
Oberoi Realty Ltd (Real Estate) Equity, Since 31 Jan 22 \| OBEROIRLTY	2%	₹252 Cr	1,389,543
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 06 \| 500251	2%	₹250 Cr	434,230 ↓ -66,178
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 21 \| 532843	2%	₹248 Cr	3,879,249 ↓ -98,100

5. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Core Equity Fund is a Equity - Large & Mid Cap fund was launched on 20 May 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.3% since its launch. Ranked 29 in Large & Mid Cap category. Return for 2024 was 27.2% , 2023 was 34.4% and 2022 was 4.6% .

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (13 Mar 25)	₹155.798 ↓ -0.93 (-0.59 %)
Net Assets (Cr)	₹4,047 on 31 Jan 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	0.87
Information Ratio	0.69
Alpha Ratio	7.14
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,632
28 Feb 22	₹16,180
28 Feb 23	₹17,287
29 Feb 24	₹25,040
28 Feb 25	₹26,885

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-4.3%
3 Month	-14.2%
6 Month	-15.6%
1 Year	10.1%
3 Year	19%
5 Year	25.4%
10 Year
15 Year
Since launch	13.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	27.2%
2022	34.4%
2021	4.6%
2020	40.8%
2019	12.8%
2018	1.5%
2017	-7.9%
2016	35.2%
2015	3.4%
2014	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	7.79 Yr.

Data below for UTI Core Equity Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	31.19%
Consumer Cyclical	11.8%
Basic Materials	11.11%
Technology	9.2%
Health Care	7.25%
Consumer Defensive	6.48%
Communication Services	6.33%
Industrials	6.04%
Utility	2.96%
Energy	2.43%
Real Estate	2.29%

Asset Allocation

Asset Class	Value
Cash	2.92%
Equity	97.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	7%	₹296 Cr	1,741,430 ↑ 11,826
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	5%	₹185 Cr	1,478,590
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹140 Cr	3,130,577
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹134 Cr	714,276 ↓ -45,310
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	3%	₹102 Cr	5,466,538 ↑ 521,710
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹100 Cr	2,259,525
Dalmia Bharat Ltd (Basic Materials) Equity, Since 30 Jun 21 \| DALBHARAT	2%	₹98 Cr	522,786 ↑ 28,645
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹97 Cr	5,404,713 ↑ 547,136
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 29 Feb 24 \| 534816	2%	₹96 Cr	2,772,183 ↑ 285,211
IndusInd Bank Ltd (Financial Services) Equity, Since 31 Jul 22 \| INDUSINDBK	2%	₹91 Cr	914,829 ↑ 158,568

6. Sundaram Infrastructure Advantage Fund

To generate consistent long-term returns by investing predominantly in equity/equity-related instruments of companies engaged either directly or indirectly in infrastructure- and infrastructure related activities or expected to benefit from the growth and development of infrastructure

Sundaram Infrastructure Advantage Fund is a Equity - Sectoral fund was launched on 29 Sep 05. It is a fund with High risk and has given a CAGR/Annualized return of 11.3% since its launch. Return for 2024 was 23.8% , 2023 was 41.7% and 2022 was 2.1% .

Below is the key information for Sundaram Infrastructure Advantage Fund

Sundaram Infrastructure Advantage Fund Growth
Launch Date	29 Sep 05
NAV (13 Mar 25)	₹80.0742 ↓ -0.37 (-0.46 %)
Net Assets (Cr)	₹908 on 31 Jan 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.48
Sharpe Ratio	0.34
Information Ratio	-0.12
Alpha Ratio	3.94
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,743
28 Feb 22	₹15,620
28 Feb 23	₹16,758
29 Feb 24	₹25,993
28 Feb 25	₹25,060

Sundaram Infrastructure Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Sundaram Infrastructure Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-1.9%
3 Month	-17.1%
6 Month	-18.4%
1 Year	3.6%
3 Year	18.8%
5 Year	24.3%
10 Year
15 Year
Since launch	11.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.8%
2022	41.7%
2021	2.1%
2020	49.5%
2019	10.4%
2018	2.2%
2017	-21.9%
2016	55.5%
2015	-0.5%
2014	4.8%

Fund Manager information for Sundaram Infrastructure Advantage Fund

Name	Since	Tenure
Ratish Varier	23 Jul 20	4.61 Yr.
Ashish Aggarwal	1 Jan 22	3.16 Yr.

Data below for Sundaram Infrastructure Advantage Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	40.48%
Energy	10.9%
Utility	10.5%
Communication Services	10.2%
Basic Materials	8.58%
Consumer Cyclical	4.92%
Financial Services	4.53%
Real Estate	2.74%
Technology	1.36%

Asset Allocation

Asset Class	Value
Cash	5.78%
Equity	94.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 09 \| LT	8%	₹73 Cr	205,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	8%	₹70 Cr	550,000 ↑ 95,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	7%	₹68 Cr	417,000
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	5%	₹43 Cr	1,340,000 ↓ -30,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹37 Cr	32,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Mar 22 \| 532898	2%	₹23 Cr	750,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 22 \| BEL	2%	₹19 Cr	650,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| ICICIBANK	2%	₹18 Cr	145,000 ↑ 7,000
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	2%	₹17 Cr	94,000
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Aug 24 \| AMBER	2%	₹16 Cr	25,000 ↓ -3,500

7. L&T Business Cycles Fund

To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian market with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy

L&T Business Cycles Fund is a Equity - Sectoral fund was launched on 20 Aug 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.8% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 36.3% , 2023 was 31.3% and 2022 was 5.3% .

Below is the key information for L&T Business Cycles Fund

L&T Business Cycles Fund Growth
Launch Date	20 Aug 14
NAV (13 Mar 25)	₹35.7436 ↓ -0.16 (-0.44 %)
Net Assets (Cr)	₹959 on 31 Jan 25
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.43
Sharpe Ratio	0.67
Information Ratio	0.78
Alpha Ratio	7.24
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,228
28 Feb 22	₹14,178
28 Feb 23	₹15,244
29 Feb 24	₹22,387
28 Feb 25	₹22,507

L&T Business Cycles Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for L&T Business Cycles Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-4.3%
3 Month	-20.7%
6 Month	-18.7%
1 Year	9.4%
3 Year	18.7%
5 Year	21.1%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	36.3%
2022	31.3%
2021	5.3%
2020	34.5%
2019	9.3%
2018	5.3%
2017	-17.5%
2016	45.6%
2015	3.2%
2014	3.5%

Fund Manager information for L&T Business Cycles Fund

Name	Since	Tenure
Venugopal Manghat	20 Aug 14	10.54 Yr.
Gautam Bhupal	1 Jun 23	1.75 Yr.
Sonal Gupta	1 Jun 23	1.75 Yr.

Data below for L&T Business Cycles Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	29.12%
Industrials	28.03%
Consumer Cyclical	16.85%
Basic Materials	12.59%
Energy	6.42%
Technology	1.43%
Real Estate	1.22%

Asset Allocation

Asset Class	Value
Cash	3.21%
Equity	96.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| 500251	6%	₹55 Cr	95,680
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Dec 22 \| MCX	6%	₹54 Cr	94,300
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 14 \| ICICIBANK	6%	₹53 Cr	425,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 18 \| RELIANCE	5%	₹46 Cr	365,400 ↑ 75,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 14 \| HDFCBANK	3%	₹33 Cr	193,300
Bharat Electronics Ltd (Industrials) Equity, Since 31 Dec 22 \| BEL	3%	₹29 Cr	1,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 14 \| LT	3%	₹29 Cr	81,830
PB Fintech Ltd (Financial Services) Equity, Since 31 Dec 23 \| 543390	3%	₹26 Cr	149,200
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532810	3%	₹25 Cr	603,200
Ahluwalia Contracts (India) Ltd (Industrials) Equity, Since 31 Jan 15 \| AHLUCONT	2%	₹24 Cr	274,908

8. L&T India Value Fund

To generate long-term capital appreciation from diversified portfolio of predominantly equity and equity related securities, in the Indian markets with higher focus on undervalued securities. The Scheme could also additionally invest in Foreign Securities in international markets.

L&T India Value Fund is a Equity - Value fund was launched on 8 Jan 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.8% since its launch. Ranked 4 in Value category. Return for 2024 was 25.9% , 2023 was 39.4% and 2022 was 5.2% .

Below is the key information for L&T India Value Fund

L&T India Value Fund Growth
Launch Date	8 Jan 10
NAV (13 Mar 25)	₹92.2287 ↓ -0.50 (-0.54 %)
Net Assets (Cr)	₹12,849 on 31 Jan 25
Category	Equity - Value
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	0.5
Information Ratio	1.17
Alpha Ratio	3.07
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,003
28 Feb 22	₹16,060
28 Feb 23	₹17,273
29 Feb 24	₹26,667
28 Feb 25	₹26,346

L&T India Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for L&T India Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-4.6%
3 Month	-17.7%
6 Month	-17.5%
1 Year	5.2%
3 Year	18.6%
5 Year	24.7%
10 Year
15 Year
Since launch	15.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.9%
2022	39.4%
2021	5.2%
2020	40.3%
2019	14.6%
2018	4.6%
2017	-11.4%
2016	41.3%
2015	8.1%
2014	12.9%

Fund Manager information for L&T India Value Fund

Name	Since	Tenure
Venugopal Manghat	24 Nov 12	12.27 Yr.
Gautam Bhupal	1 Oct 23	1.41 Yr.
Sonal Gupta	1 Oct 23	1.41 Yr.

Data below for L&T India Value Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	29.68%
Basic Materials	15.28%
Technology	12.9%
Industrials	12.63%
Consumer Cyclical	8.42%
Consumer Defensive	6.39%
Real Estate	4.25%
Energy	3.01%
Communication Services	2.24%
Utility	1.91%
Health Care	1.8%

Asset Allocation

Asset Class	Value
Cash	1.47%
Equity	98.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 11 \| ICICIBANK	4%	₹549 Cr	4,382,100
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Sep 23 \| MCX	4%	₹458 Cr	798,650
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| HDFCBANK	4%	₹457 Cr	2,691,300
Tech Mahindra Ltd (Technology) Equity, Since 30 Nov 21 \| 532755	3%	₹383 Cr	2,284,900
Wipro Ltd (Technology) Equity, Since 31 Jan 24 \| 507685	3%	₹338 Cr	10,851,100 ↑ 1,144,300
Infosys Ltd (Technology) Equity, Since 31 Dec 10 \| INFY	2%	₹320 Cr	1,702,400
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 15 \| RELIANCE	2%	₹319 Cr	2,522,806
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| 590003	2%	₹314 Cr	13,164,300
Paradeep Phosphates Ltd (Basic Materials) Equity, Since 30 Sep 23 \| 543530	2%	₹303 Cr	26,832,297
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 20 \| FEDERALBNK	2%	₹301 Cr	16,063,900

9. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

UTI Healthcare Fund is a Equity - Sectoral fund was launched on 28 Jun 99. It is a fund with High risk and has given a CAGR/Annualized return of 14.7% since its launch. Ranked 40 in Sectoral category. Return for 2024 was 42.9% , 2023 was 38.2% and 2022 was -12.3% .

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (13 Mar 25)	₹255.525 ↓ -0.59 (-0.23 %)
Net Assets (Cr)	₹1,150 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	1.03
Information Ratio	-0.36
Alpha Ratio	0.34
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹15,607
28 Feb 22	₹17,328
28 Feb 23	₹16,427
29 Feb 24	₹25,870
28 Feb 25	₹28,711

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-3.1%
3 Month	-11%
6 Month	-11.7%
1 Year	19%
3 Year	18.3%
5 Year	25.4%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	42.9%
2022	38.2%
2021	-12.3%
2020	19.1%
2019	67.4%
2018	1.2%
2017	-7.5%
2016	6.2%
2015	-9.7%
2014	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	2.83 Yr.

Data below for UTI Healthcare Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Health Care	96.4%
Basic Materials	1.35%

Asset Allocation

Asset Class	Value
Cash	2.26%
Equity	97.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	11%	₹126 Cr	725,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	6%	₹69 Cr	464,949
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	5%	₹57 Cr	470,234
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	4%	₹50 Cr	186,798 ↓ -6,249
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹45 Cr	309,311
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	3%	₹40 Cr	74,000
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	3%	₹38 Cr	56,271 ↓ -3,729
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	3%	₹37 Cr	240,477 ↓ -25,829
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Jun 21 \| 543308	3%	₹36 Cr	597,765
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| 532843	3%	₹36 Cr	557,701

10. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Sundaram Financial Services Opportunities Fund is a Equity - Sectoral fund was launched on 10 Jun 08. It is a fund with High risk and has given a CAGR/Annualized return of 14% since its launch. Ranked 23 in Sectoral category. Return for 2024 was 7.1% , 2023 was 31.1% and 2022 was 16.8% .

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund Growth
Launch Date	10 Jun 08
NAV (13 Mar 25)	₹89.651 ↓ -0.15 (-0.17 %)
Net Assets (Cr)	₹1,386 on 31 Jan 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.24
Sharpe Ratio	-0.02
Information Ratio	1.15
Alpha Ratio	-7.96
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,026
28 Feb 22	₹12,589
28 Feb 23	₹14,020
29 Feb 24	₹19,279
28 Feb 25	₹19,839

Sundaram Financial Services Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-2.1%
3 Month	-9.9%
6 Month	-11.3%
1 Year	3.6%
3 Year	18%
5 Year	17.4%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	31.1%
2021	16.8%
2020	15.3%
2019	2.7%
2018	26.4%
2017	-3.7%
2016	33.3%
2015	12.8%
2014	-9%

Fund Manager information for Sundaram Financial Services Opportunities Fund

Name	Since	Tenure
Rohit Seksaria	30 Dec 17	7.17 Yr.
Ashish Aggarwal	1 Jan 22	3.16 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	94.39%

Asset Allocation

Asset Class	Value
Cash	3.59%
Equity	95.37%
Debt	1.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	17%	₹235 Cr	1,382,396 ↑ 231,295
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| ICICIBANK	12%	₹167 Cr	1,329,089 ↓ -223,064
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| 532215	9%	₹124 Cr	1,259,449
State Bank of India (Financial Services) Equity, Since 31 Dec 08 \| SBIN	5%	₹68 Cr	885,294
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| INDUSINDBK	4%	₹60 Cr	601,270
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jul 18 \| 500034	4%	₹58 Cr	73,340 ↓ -50,907
Shriram Finance Ltd (Financial Services) Equity, Since 30 Sep 23 \| SHRIRAMFIN	4%	₹56 Cr	1,036,445 ↑ 296,240
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 24 \| UJJIVANSFB	4%	₹54 Cr	14,970,926 ↑ 403,694
CSB Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Jun 20 \| CSBBANK	4%	₹52 Cr	1,694,369 ↑ 47,184
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	4%	₹51 Cr	576,674 ↑ 6,204

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.