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എൻആർഐകൾക്കുള്ള മ്യൂച്വൽ ഫണ്ടുകളിലെ നിക്ഷേപം
എൻആർഐകൾക്ക് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള കെവൈസി നടപടിക്രമം
NRI മ്യൂച്വൽ ഫണ്ട് നികുതി
- ഡിവിഡന്റുകളിൽ മ്യൂച്വൽ ഫണ്ട് നികുതി
യുഎസ്/കാനഡ ഒഴികെയുള്ള എൻആർഐകൾക്ക് മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ
യുഎസ്/കാനഡയിൽ നിന്നുള്ള എൻആർഐകൾക്കായി മികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ
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എൻആർഐകൾക്ക് ഇന്ത്യയിൽ മ്യൂച്വൽ ഫണ്ടുകളിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

Updated on February 5, 2025 , 3414 views

മ്യൂച്വൽ ഫണ്ടുകൾ പ്രവാസി ഇന്ത്യക്കാർക്ക് (എൻആർഐ) ആനുകൂല്യങ്ങൾ നേടുന്നതിനും രാജ്യത്തിന്റെ വളർച്ചയിൽ പങ്കാളികളാകുന്നതിനുമുള്ള നല്ല നിക്ഷേപ ഓപ്ഷനുകളാണ്. NRIകൾക്ക് അവരുടെ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിൽ നിക്ഷേപിക്കാംസാമ്പത്തിക ലക്ഷ്യങ്ങൾ ലക്ഷ്യങ്ങളും. നിക്ഷേപ പോർട്ട്‌ഫോളിയോ വൈവിധ്യവത്കരിക്കാനും കാലക്രമേണ ഒപ്റ്റിമൽ റിട്ടേൺ നേടാനുമുള്ള മികച്ച ഓപ്ഷനാണ് മ്യൂച്വൽ ഫണ്ടുകൾ. എന്നിരുന്നാലും, ഇന്ത്യയിലെ മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപം ആരംഭിക്കുന്നതിന് ഒരു NRI പിന്തുടരേണ്ട ചില പ്രധാന മാർഗ്ഗനിർദ്ദേശങ്ങളും നിയമങ്ങളും ഉണ്ട്.

എൻആർഐകൾക്കുള്ള മ്യൂച്വൽ ഫണ്ടുകളിലെ നിക്ഷേപം

ലേക്ക്മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക ഇന്ത്യയിൽ ഒരാൾ ഇനിപ്പറയുന്ന അക്കൗണ്ടുകളിൽ ഏതെങ്കിലും ഒരു ഇന്ത്യക്കാരനുമായി തുറക്കണംബാങ്ക്:

NRE അക്കൗണ്ട്

ഇത് നോൺ റസിഡന്റ് എക്‌സ്‌റ്റേണൽ (NRE) അക്കൗണ്ടാണ്, അത് സേവിംഗ്‌സ്, കറന്റ്, ഫിക്സഡ് അല്ലെങ്കിൽആവർത്തന നിക്ഷേപം. ഈ അക്കൗണ്ടിൽ നിങ്ങൾ വിദേശ കറൻസി നിക്ഷേപിക്കേണ്ടതുണ്ട്. ഇന്ത്യൻ കറൻസി നിക്ഷേപിക്കാൻ, നിങ്ങൾ NRO അക്കൗണ്ട് തുറക്കണം. NRE അക്കൗണ്ടിലെ ഇടപാട് തുകയ്ക്ക് ഉയർന്ന പരിധിയില്ല.

NRO അക്കൗണ്ട്

NRO അല്ലെങ്കിൽ നോൺ റസിഡന്റ് ഓർഡിനറി അക്കൗണ്ട് എന്നത് സേവിംഗ്സ് അല്ലെങ്കിൽ കറന്റ് അക്കൗണ്ടിന്റെ രൂപത്തിലാണ്, അത് NRI കൾക്ക് അവരുടെ മാനേജ്മെന്റിന് വേണ്ടിയുള്ളതാണ്.വരുമാനം ഇന്ത്യയിൽ സമ്പാദിച്ചു. NRO അക്കൗണ്ടിൽ, നിക്ഷേപിച്ചതിന് ശേഷം വിദേശ കറൻസി ഇന്ത്യൻ രൂപയിലേക്ക് പരിവർത്തനം ചെയ്യപ്പെടുന്നു. ഒരു എൻആർഒ അക്കൗണ്ട് മറ്റൊരു എൻആർഐയുമായും താമസക്കാരനായ ഇന്ത്യക്കാരനുമായും (അടുത്ത ബന്ധുക്കൾ) സംയുക്തമായി സൂക്ഷിക്കാം.

FCNR അക്കൗണ്ട്

ഇത് വിദേശ കറൻസി നോൺ റീപാട്രിയബിൾ അക്കൗണ്ട് നിക്ഷേപങ്ങളെ സൂചിപ്പിക്കുന്നു. ഈ അക്കൗണ്ടിൽ, എൻആർഐകൾക്ക് പണമടയ്ക്കാംവരുമാനം കനേഡിയൻ $, US$, Euro, AU$, Yen, പൗണ്ട് തുടങ്ങിയ ആറ് കറൻസികളിൽ ഒന്നിൽ. മറ്റ് FCNR അല്ലെങ്കിൽ NRE അക്കൗണ്ടുകളിൽ നിന്ന് ഫണ്ടുകൾ ട്രാൻസ്ഫർ ചെയ്യാം. FCNR-ൽ, മുതലും പലിശയും ഒരു നികുതിയും ഈടാക്കുന്നില്ല.

നിങ്ങൾ ഈ അക്കൗണ്ടുകളിലേതെങ്കിലും തുറന്ന് കഴിഞ്ഞാൽ, KYC മാനദണ്ഡങ്ങൾക്ക് കീഴിൽ നിങ്ങളുടെ KYC (നിങ്ങളുടെ ഉപഭോക്താവിനെ അറിയുക) വിജയകരമായി പൂർത്തിയാക്കേണ്ടതുണ്ട്.സെബി (സെക്യൂരിറ്റീസ് എക്സ്ചേഞ്ച് ബോർഡ് ഓഫ് ഇന്ത്യ). സെബിയിൽ രജിസ്റ്റർ ചെയ്തിട്ടുള്ള ഏതെങ്കിലും ഇന്റർമീഡിയറ്റുകൾ ഉപയോഗിച്ച് ഒരാൾക്ക് അവരുടെ KYC പൂർത്തിയാക്കാൻ കഴിയും.

എൻആർഐകൾക്ക് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള കെവൈസി നടപടിക്രമം

നിങ്ങളുടെ കെ‌വൈ‌സി നടപടിക്രമങ്ങൾ വിജയകരമായി പൂർത്തിയാക്കുന്നതിന്, എൻ‌ആർ‌ഐകൾ ചില പ്രധാന ഘട്ടങ്ങൾ പൂർത്തിയാക്കുകയും ഇനിപ്പറയുന്നതുപോലുള്ള രേഖകൾ നൽകുകയും ചെയ്യേണ്ടതുണ്ട്:

എ. KYC ഫോം

ഒരു NRI സമർപ്പിക്കേണ്ടതുണ്ട്KYC ഫോം സെബി രജിസ്റ്റർ ചെയ്ത ഇന്റർമീഡിയറ്റിലേക്ക് ആവശ്യമായ എല്ലാ വിശദാംശങ്ങളും പൂരിപ്പിച്ച്. രേഖകൾ കൊറിയർ/തപാൽ മുഖേന ഇന്റർമീഡിയറ്റിലേക്ക് അയയ്ക്കാം.

ബി. പ്രമാണങ്ങൾ

സമർപ്പിക്കേണ്ട ആവശ്യമായ രേഖകൾ ഇനിപ്പറയുന്നവയാണ്:

വിദേശ വിലാസ തെളിവ്
ഇന്ത്യൻ റസിഡന്റ് വിലാസത്തിന്റെ തെളിവ്
അടുത്തിടെയുള്ള ഒരു ഫോട്ടോ
പാസ്പോർട്ട് കോപ്പി

മർച്ചന്റ് നേവിയിലെ NRI കളുടെ കാര്യത്തിൽ, ഒരു നാവികന്റെ ഡിക്ലറേഷൻ അല്ലെങ്കിൽ തുടർച്ചയായ ഡിസ്ചാർജ് സർട്ടിഫിക്കറ്റിന്റെ സാക്ഷ്യപ്പെടുത്തിയ പകർപ്പ് സമർപ്പിക്കണം.

vs. സർട്ടിഫിക്കറ്റ്

NRI കൾക്കോ PIO കൾക്കോ (പേഴ്സൺ ഓഫ് ഇന്ത്യ ഒറിജിൻ) ഇന്ത്യയിൽ രജിസ്റ്റർ ചെയ്തിട്ടുള്ള ഷെഡ്യൂൾഡ് വാണിജ്യ ബാങ്കുകളുടെ വിദേശ ശാഖകളിലെ അംഗീകൃത ഉദ്യോഗസ്ഥർ, ജഡ്ജി, കോടതി മജിസ്‌ട്രേറ്റ്, പബ്ലിക് നോട്ടറികൾ, അല്ലെങ്കിൽ രാജ്യത്തെ ഇന്ത്യൻ എംബസി/കോൺസുലേറ്റ് ജനറൽ എന്നിവരാൽ സാക്ഷ്യപ്പെടുത്തിയ മേൽപ്പറഞ്ഞ രേഖകൾ ലഭിക്കും. സ്ഥിതി ചെയ്യുന്നു.

ഡി. വ്യക്തിഗത പരിശോധനയിൽ (IPV)

SEBI നിയമങ്ങൾ അനുസരിച്ച്, KYC പ്രക്രിയയ്ക്ക് IPV നിർബന്ധമാണ്. എൻആർഐ/പിഐഒമാരുടെ ഐപിവി ഇന്റർമീഡിയറ്റ് നടത്തണം.

സമർപ്പിക്കുമ്പോൾ മുകളിലുള്ള എല്ലാ രേഖകളും/തെളിവുകളും ഇംഗ്ലീഷ് ഭാഷയിലായിരിക്കണം എന്നത് ശ്രദ്ധിക്കുക.

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NRI മ്യൂച്വൽ ഫണ്ട് നികുതി

മൂലധനം 2017-18 (അസെസ്‌മെന്റ് വർഷം 2018-19) എൻആർഐ മ്യൂച്വൽ ഫണ്ട് നിക്ഷേപങ്ങളുടെ നേട്ട നികുതി നിരക്കുകൾ താഴെ പറയുന്നതാണ്:

എൻ.ആർ.ഐമ്യൂച്വൽ ഫണ്ടുകളുടെ നികുതി-മൂലധന നേട്ടം നികുതി നിരക്കുകൾ- FY 2017/2018 (AY- 2018-19)

മ്യൂച്വൽ ഫണ്ട് സ്കീമിന്റെ തരങ്ങൾ	ഹ്രസ്വകാല മൂലധന നേട്ടം (STCG)	ദീർഘകാല മൂലധന നേട്ടം (LTCG)
ഇക്വിറ്റി ഫണ്ടുകൾ- STCG- ഒരു വർഷത്തിൽ താഴെയോ അതിന് തുല്യമോ ഉള്ള യൂണിറ്റുകൾ, LTCG- യൂണിറ്റുകൾ ഒരു വർഷത്തിൽ കൂടുതൽ	15%	ഇല്ല
നോൺ-ഇക്വിറ്റി ഫണ്ടുകൾ- STCG- 3 വർഷമോ അതിൽ കുറവോ ഉള്ള യൂണിറ്റുകൾ, LTCG- 3 വർഷത്തിൽ കൂടുതലുള്ള യൂണിറ്റുകൾ	വ്യക്തിയുടെ പ്രകാരംആദായ നികുതി ബ്രാക്കറ്റ്	ലിസ്‌റ്റ് ചെയ്‌ത ഫണ്ടുകളിൽ-20% (ഇൻഡക്‌സേഷനോടൊപ്പം), ലിസ്‌റ്റ് ചെയ്യാത്ത ഫണ്ടുകൾ- 10% (ഇൻഡക്‌സേഷൻ ഇല്ലാതെ)

ഡിവിഡന്റുകളിൽ മ്യൂച്വൽ ഫണ്ട് നികുതി

ഇക്വിറ്റി ഫണ്ടുകളുടെ ലാഭവിഹിതം: ഇക്വിറ്റി ഫണ്ടുകൾക്കായി യൂണിറ്റ് ഹോൾഡറുടെ കൈകളിൽ ലഭിക്കുന്ന ലാഭവിഹിതം പൂർണമായും നികുതി രഹിതമാണ്. ഡിവിഡന്റും നികുതി രഹിതമാണ്എഎംസി.
ഡെറ്റ് ഫണ്ടുകളുടെ ലാഭവിഹിതം: ഈ ഡിവിഡന്റ് വരുമാനം അതിന്റെ യൂണിറ്റ് ഉടമകൾക്ക് വിതരണം ചെയ്യുന്നതിന് മുമ്പ് AMC 28.84% ഡിവിഡന്റ് വിതരണ നികുതി (DDT) നൽകണം. എ വഴി ലഭിച്ച ലാഭവിഹിതംഡെറ്റ് ഫണ്ട് യൂണിറ്റ് ഉടമയും നികുതി രഹിതമാണ്.

AY 2018-19-ലെ NRI-കളുടെ MF റിഡീംഷനുകൾക്ക് ബാധകമായ TDS നിരക്ക് ചുവടെയുണ്ട്.

മ്യൂച്വൽ ഫണ്ടുകളുടെ NRI നികുതി- മൂലധന നേട്ട നികുതി നിരക്കുകൾ- FY 2017/2018 (AY- 2018-19)

NRIകളും TDS നിരക്കും പ്രകാരം മ്യൂച്വൽ ഫണ്ട് വീണ്ടെടുക്കലുകൾ	STCG & TDS നിരക്ക്	LTCG & TDS നിരക്ക്
MF സ്കീമിന്റെ തരം
ഇക്വിറ്റി ഓറിയന്റഡ് ഫണ്ടുകൾ	15%	ഇല്ല
ഡെറ്റ് ഫണ്ടുകൾ	30%	ലിസ്‌റ്റ് ചെയ്‌ത ഫണ്ടുകളിൽ- 20% (ഇൻഡക്‌സേഷനോട് കൂടി), ലിസ്‌റ്റ് ചെയ്യാത്ത ഫണ്ടുകൾ- 10% (ഇൻഡക്‌സേഷൻ ഇല്ലാതെ)

യുഎസ്/കാനഡ ഒഴികെയുള്ള എൻആർഐകൾക്ക് മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)	Sub Cat.
BOI AXA Credit Risk Fund Growth	1.2	2.5	6.1	37.3	10.3	6	Credit Risk
SBI PSU Fund Growth	-11.2	-14.8	-0.4	29.1	22.7	23.5	Sectoral
ICICI Prudential Infrastructure Fund Growth	-7.9	-7.4	10.8	28.4	28.3	27.4	Sectoral
Motilal Oswal Midcap 30 Fund Growth	-8.4	-1.2	31.3	28.3	27.5	57.1	Mid Cap
Invesco India PSU Equity Fund Growth	-13.6	-18.1	2.2	27.9	22.6	25.6	Sectoral
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Feb 25

*അവസാന ക്രമത്തിൽ കഴിഞ്ഞ 3 വർഷത്തെ റിട്ടേണുകളെ അടിസ്ഥാനമാക്കിയുള്ളതാണ് ഫണ്ടുകളുടെ ലിസ്റ്റ്.

1. BOI AXA Credit Risk Fund

(Erstwhile BOI AXA Corporate Credit Spectrum Fund)

The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.

BOI AXA Credit Risk Fund is a Debt - Credit Risk fund was launched on 27 Feb 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 1.7% since its launch. Return for 2024 was 6% , 2023 was 5.6% and 2022 was 143.1% .

Below is the key information for BOI AXA Credit Risk Fund

BOI AXA Credit Risk Fund Growth
Launch Date	27 Feb 15
NAV (07 Feb 25)	₹11.8649 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹114 on 31 Dec 24
Category	Debt - Credit Risk
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	1.56
Sharpe Ratio	-0.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (4%),12-24 Months (3%),24-36 Months (2%),36 Months and above(NIL)
Yield to Maturity	7.04%
Effective Maturity	8 Months 16 Days
Modified Duration	6 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹5,509
31 Jan 22	₹6,349
31 Jan 23	₹14,649
31 Jan 24	₹15,481
31 Jan 25	₹16,406

BOI AXA Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284 Invest Now

Returns for BOI AXA Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	0.5%
3 Month	1.2%
6 Month	2.5%
1 Year	6.1%
3 Year	37.3%
5 Year	10.3%
10 Year
15 Year
Since launch	1.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6%
2022	5.6%
2021	143.1%
2020	9.4%
2019	-44.4%
2018	-45.2%
2017	-0.3%
2016	9.3%
2015	11.2%
2014

Fund Manager information for BOI AXA Credit Risk Fund

Name	Since	Tenure
Alok Singh	27 Feb 15	9.94 Yr.

Data below for BOI AXA Credit Risk Fund as on 31 Dec 24

Asset Allocation

Asset Class	Value
Cash	42.51%
Debt	57.09%
Other	0.4%

Debt Sector Allocation

Sector	Value
Corporate	57.09%
Cash Equivalent	42.51%

Credit Quality

Rating	Value
AA	93.19%
AAA	6.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya Birla Real Estate Limited Debentures \| -	11%	₹12 Cr	1,200,000
7.99% Rashtriya Chemicals And Fertilizers Limited Debentures \| -	9%	₹10 Cr	1,000,000
Nirma Limited Debentures \| -	9%	₹10 Cr	1,000,000
JSW Steel Limited Debentures \| -	9%	₹10 Cr	1,000,000
360 One Prime Limited Debentures \| -	9%	₹10 Cr	1,000,000
Manappuram Finance Limited Debentures \| -	9%	₹10 Cr	1,000,000
Godrej Industries Limited Debentures \| -	9%	₹10 Cr	1,000,000
Nuvoco Vistas Corporation Limited Debentures \| -	4%	₹5 Cr	500,000
Corporate Debt Market Development Fund # Investment Fund \| -	0%	₹0 Cr	414 ↑ 414
Amanta Healthcare Limited Preference Shares \| -	0%	₹0 Cr	2,291,890

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 31 in Sectoral category. Return for 2024 was 23.5% , 2023 was 54% and 2022 was 29% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (07 Feb 25)	₹28.9665 ↓ -0.07 (-0.24 %)
Net Assets (Cr)	₹4,572 on 31 Dec 24
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	0.81
Information Ratio	-0.4
Alpha Ratio	0.22
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹8,894
31 Jan 22	₹13,035
31 Jan 23	₹15,179
31 Jan 24	₹26,710
31 Jan 25	₹28,676

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-4.3%
3 Month	-11.2%
6 Month	-14.8%
1 Year	-0.4%
3 Year	29.1%
5 Year	22.7%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%
2014	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	0.67 Yr.

Data below for SBI PSU Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Financial Services	36.22%
Utility	23.69%
Energy	17.81%
Industrials	10.74%
Basic Materials	6.34%

Asset Allocation

Asset Class	Value
Cash	5.09%
Equity	94.81%
Debt	0.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	15%	₹682 Cr	8,577,500 ↑ 300,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹419 Cr	21,950,000 ↑ 1,200,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹410 Cr	13,285,554 ↑ 700,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹351 Cr	11,975,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹284 Cr	9,700,000 ↑ 800,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	4%	₹188 Cr	7,800,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹184 Cr	27,900,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	4%	₹181 Cr	5,443,244
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	3%	₹160 Cr	3,600,000
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹142 Cr	3,300,000 ↑ 1,000,000

3. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 15.9% since its launch. Ranked 27 in Sectoral category. Return for 2024 was 27.4% , 2023 was 44.6% and 2022 was 28.8% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (07 Feb 25)	₹177.05 ↓ -1.12 (-0.63 %)
Net Assets (Cr)	₹6,911 on 31 Dec 24
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	1.41
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,385
31 Jan 22	₹16,659
31 Jan 23	₹19,888
31 Jan 24	₹30,973
31 Jan 25	₹35,717

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-4.1%
3 Month	-7.9%
6 Month	-7.4%
1 Year	10.8%
3 Year	28.4%
5 Year	28.3%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%
2014	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	7.67 Yr.
Sharmila D’mello	30 Jun 22	2.59 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Industrials	36.99%
Basic Materials	18.93%
Financial Services	16.99%
Utility	10.73%
Energy	7.04%
Communication Services	1.26%
Consumer Cyclical	1.11%
Real Estate	0.75%

Asset Allocation

Asset Class	Value
Cash	5.59%
Equity	93.78%
Debt	0.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹615 Cr	1,704,683
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹257 Cr	7,710,775
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	4%	₹255 Cr	1,990,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	4%	₹246 Cr	95,657
JM Financial Ltd (Financial Services) Equity, Since 31 Oct 21 \| JMFINANCIL	3%	₹231 Cr	17,763,241 ↑ 400,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	3%	₹214 Cr	1,740,091
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	3%	₹208 Cr	457,106 ↓ -30,684
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹207 Cr	7,547,700
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹202 Cr	1,558,301
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹196 Cr	1,609,486

4. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 23.1% since its launch. Ranked 27 in Mid Cap category. Return for 2024 was 57.1% , 2023 was 41.7% and 2022 was 10.7% .

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (07 Feb 25)	₹97.3959 ↑ 0.75 (0.78 %)
Net Assets (Cr)	₹26,421 on 31 Dec 24
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	2.67
Information Ratio	1.32
Alpha Ratio	25.93
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,284
31 Jan 22	₹16,054
31 Jan 23	₹17,654
31 Jan 24	₹26,102
31 Jan 25	₹33,874

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-12.2%
3 Month	-8.4%
6 Month	-1.2%
1 Year	31.3%
3 Year	28.3%
5 Year	27.5%
10 Year
15 Year
Since launch	23.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	57.1%
2022	41.7%
2021	10.7%
2020	55.8%
2019	9.3%
2018	9.7%
2017	-12.7%
2016	30.8%
2015	5.2%
2014	16.5%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.34 Yr.
Niket Shah	1 Jul 20	4.59 Yr.
Rakesh Shetty	22 Nov 22	2.2 Yr.
Sunil Sawant	1 Jul 24	0.59 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Technology	29.21%
Consumer Cyclical	25.34%
Industrials	19.64%
Financial Services	5.14%
Health Care	4.07%
Communication Services	2.9%
Utility	2.05%
Real Estate	1.98%
Basic Materials	0.47%

Asset Allocation

Asset Class	Value
Cash	9.2%
Equity	90.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	10%	₹2,604 Cr	2,695,000 ↑ 95,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	10%	₹2,548 Cr	33,250,000 ↑ 2,750,000
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	9%	₹2,364 Cr	3,250,000 ↑ 124,982
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500251	8%	₹2,137 Cr	3,000,000 ↑ 1,250,400
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	8%	₹2,099 Cr	3,250,000 ↑ 250,000
Jio Financial Services Ltd (Financial Services) Equity, Since 31 Aug 23 \| JIOFIN	5%	₹1,359 Cr	45,500,000 ↑ 3,000,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| M&M	4%	₹1,052 Cr	3,500,000 ↓ -1,250,000
Oracle Financial Services Software Ltd (Technology) Equity, Since 31 Dec 24 \| OFSS	4%	₹1,019 Cr	796,967 ↑ 796,967
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| 543396	4%	₹1,018 Cr	10,000,000 ↑ 2,500,000
Voltas Ltd (Industrials) Equity, Since 31 Oct 17 \| VOLTAS	3%	₹895 Cr	4,999,745

5. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a CAGR/Annualized return of 11.9% since its launch. Ranked 33 in Sectoral category. Return for 2024 was 25.6% , 2023 was 54.5% and 2022 was 20.5% .

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (07 Feb 25)	₹55.57 ↓ -0.14 (-0.25 %)
Net Assets (Cr)	₹1,286 on 31 Dec 24
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.39
Sharpe Ratio	0.94
Information Ratio	-0.62
Alpha Ratio	3.46
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹9,995
31 Jan 22	₹13,865
31 Jan 23	₹15,614
31 Jan 24	₹26,563
31 Jan 25	₹29,933

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-5.8%
3 Month	-13.6%
6 Month	-18.1%
1 Year	2.2%
3 Year	27.9%
5 Year	22.6%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%
2014	2.5%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Dhimant Kothari	19 May 20	4.71 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Industrials	30.94%
Financial Services	22.14%
Utility	21.77%
Energy	15.9%
Basic Materials	6.09%

Asset Allocation

Asset Class	Value
Cash	3.16%
Equity	96.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	10%	₹127 Cr	4,338,255
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 22 \| 532898	9%	₹111 Cr	3,599,413 ↑ 284,730
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	8%	₹101 Cr	3,445,961 ↑ 670,433
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	8%	₹99 Cr	1,251,543
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	5%	₹69 Cr	5,390,515 ↑ 5,390,515
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Nov 23 \| HINDPETRO	5%	₹64 Cr	1,564,169 ↑ 513,656
BEML Ltd (Industrials) Equity, Since 31 Aug 23 \| 500048	5%	₹62 Cr	152,998
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	4%	₹57 Cr	135,251 ↑ 4,270
National Aluminium Co Ltd (Basic Materials) Equity, Since 31 Aug 24 \| 532234	4%	₹55 Cr	2,604,332
REC Ltd (Financial Services) Equity, Since 31 Aug 23 \| 532955	4%	₹46 Cr	922,233

യുഎസ്/കാനഡയിൽ നിന്നുള്ള എൻആർഐകൾക്കായി മികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)	Sub Cat.
UTI Transportation & Logistics Fund Growth	-3.6	-8	11	22.5	21.6	18.7	Sectoral
Sundaram Mid Cap Fund Growth	-6.6	-2.8	16.9	22.2	20.5	32	Mid Cap
L&T Infrastructure Fund Growth	-12.3	-11.9	10.1	21.3	21.8	28.1	Sectoral
UTI Healthcare Fund Growth	-3.3	5.5	26.3	20.9	25.3	42.9	Sectoral
L&T Midcap Fund Growth	-10.4	-4.7	14.2	20.8	20.1	39.7	Mid Cap
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Feb 25

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 16.7% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 18.7% , 2023 was 40.1% and 2022 was 14.7% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (07 Feb 25)	₹247.586 ↑ 0.95 (0.38 %)
Net Assets (Cr)	₹3,397 on 31 Dec 24
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	0.7
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,822
31 Jan 22	₹14,712
31 Jan 23	₹16,327
31 Jan 24	₹23,270
31 Jan 25	₹26,060

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-1%
3 Month	-3.6%
6 Month	-8%
1 Year	11%
3 Year	22.5%
5 Year	21.6%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%
2014	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	8.37 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.83%
Industrials	16.66%

Asset Allocation

Asset Class	Value
Cash	3.36%
Equity	96.49%
Debt	0.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	15%	₹513 Cr	1,704,697 ↓ -56,732
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹323 Cr	297,670
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	8%	₹288 Cr	597,808
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| TATAMOTORS	7%	₹232 Cr	3,129,331
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹205 Cr	233,238
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹182 Cr	399,357
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹156 Cr	1,267,853
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	4%	₹151 Cr	5,426,416 ↑ 414,706
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹150 Cr	360,404
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	3%	₹92 Cr	390,372 ↓ -30,000

2. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Sundaram Mid Cap Fund is a Equity - Mid Cap fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24% since its launch. Ranked 13 in Mid Cap category. Return for 2024 was 32% , 2023 was 40.4% and 2022 was 4.8% .

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (07 Feb 25)	₹1,275.2 ↑ 1.55 (0.12 %)
Net Assets (Cr)	₹12,619 on 31 Dec 24
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.8
Sharpe Ratio	1.93
Information Ratio	0.41
Alpha Ratio	8.71
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,656
31 Jan 22	₹14,416
31 Jan 23	₹14,878
31 Jan 24	₹22,096
31 Jan 25	₹26,124

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-6.9%
3 Month	-6.6%
6 Month	-2.8%
1 Year	16.9%
3 Year	22.2%
5 Year	20.5%
10 Year
15 Year
Since launch	24%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	32%
2022	40.4%
2021	4.8%
2020	37.5%
2019	11.8%
2018	-0.3%
2017	-15.4%
2016	40.8%
2015	11.3%
2014	11.2%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	3.94 Yr.
Ratish Varier	24 Feb 21	3.94 Yr.

Data below for Sundaram Mid Cap Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Financial Services	19.29%
Consumer Cyclical	18.76%
Industrials	15.94%
Health Care	11.01%
Basic Materials	8.84%
Technology	6.63%
Consumer Defensive	3.71%
Real Estate	3.39%
Communication Services	3.14%
Utility	1.99%
Energy	1.57%

Asset Allocation

Asset Class	Value
Cash	5.73%
Equity	94.27%
Other	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	4%	₹461 Cr	6,016,821 ↓ -74,341
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| 500480	3%	₹404 Cr	1,233,900 ↑ 4,682
Sundaram Liquid Dir Gr Investment Fund \| -	3%	₹402 Cr	1,789,035 ↑ 439,026
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	3%	₹385 Cr	19,247,362 ↓ -764,035
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 06 \| 500251	3%	₹356 Cr	500,408 ↓ -17,368
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| 506395	3%	₹328 Cr	1,747,182
Lupin Ltd (Healthcare) Equity, Since 31 Jan 23 \| 500257	3%	₹327 Cr	1,388,200
Oberoi Realty Ltd (Real Estate) Equity, Since 31 Jan 22 \| OBEROIRLTY	3%	₹321 Cr	1,389,543
Persistent Systems Ltd (Technology) Equity, Since 30 Apr 22 \| PERSISTENT	2%	₹313 Cr	484,892
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 21 \| 532843	2%	₹286 Cr	3,977,349 ↓ -566,282

3. L&T Infrastructure Fund

To generate capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector.

L&T Infrastructure Fund is a Equity - Sectoral fund was launched on 27 Sep 07. It is a fund with High risk and has given a CAGR/Annualized return of 8.8% since its launch. Return for 2024 was 28.1% , 2023 was 50.7% and 2022 was 3.1% .

Below is the key information for L&T Infrastructure Fund

L&T Infrastructure Fund Growth
Launch Date	27 Sep 07
NAV (07 Feb 25)	₹43.4772 ↓ -0.08 (-0.17 %)
Net Assets (Cr)	₹2,511 on 31 Dec 24
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.1
Sharpe Ratio	1.27
Information Ratio	0.55
Alpha Ratio	12.2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹9,863
31 Jan 22	₹15,156
31 Jan 23	₹15,575
31 Jan 24	₹24,572
31 Jan 25	₹27,760

L&T Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for L&T Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-9.6%
3 Month	-12.3%
6 Month	-11.9%
1 Year	10.1%
3 Year	21.3%
5 Year	21.8%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.1%
2022	50.7%
2021	3.1%
2020	56.3%
2019	1.6%
2018	-3.1%
2017	-17.1%
2016	61.1%
2015	8.6%
2014	6.8%

Fund Manager information for L&T Infrastructure Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	5.13 Yr.
Gautam Bhupal	26 Nov 22	2.19 Yr.
Sonal Gupta	26 Nov 22	2.19 Yr.

Data below for L&T Infrastructure Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Industrials	50.47%
Basic Materials	11.64%
Energy	8.53%
Communication Services	7.35%
Utility	7.15%
Technology	4.18%
Financial Services	3.94%
Real Estate	2.65%
Consumer Cyclical	1.82%

Asset Allocation

Asset Class	Value
Cash	2.27%
Equity	97.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	7%	₹180 Cr	5,385,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	7%	₹167 Cr	462,900 ↓ -78,100
Bharat Electronics Ltd (Industrials) Equity, Since 30 Sep 15 \| BEL	7%	₹166 Cr	5,654,400 ↓ -1,476,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	7%	₹165 Cr	1,041,600
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹107 Cr	882,800 ↑ 146,800
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹102 Cr	88,900
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 31 Jan 18 \| 500040	3%	₹79 Cr	315,600 ↓ -82,100
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Oct 20 \| DIXON	3%	₹77 Cr	42,730 ↓ -6,970
Power Finance Corp Ltd (Financial Services) Equity, Since 29 Feb 24 \| 532810	3%	₹67 Cr	1,488,800
ABB India Ltd (Industrials) Equity, Since 30 Jun 19 \| ABB	2%	₹62 Cr	90,050

4. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

UTI Healthcare Fund is a Equity - Sectoral fund was launched on 28 Jun 99. It is a fund with High risk and has given a CAGR/Annualized return of 15.1% since its launch. Ranked 40 in Sectoral category. Return for 2024 was 42.9% , 2023 was 38.2% and 2022 was -12.3% .

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (07 Feb 25)	₹278.669 ↓ -0.79 (-0.28 %)
Net Assets (Cr)	₹1,236 on 31 Dec 24
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	2.32
Information Ratio	-0.22
Alpha Ratio	-0.45
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹15,455
31 Jan 22	₹17,925
31 Jan 23	₹16,531
31 Jan 24	₹24,618
31 Jan 25	₹30,793

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-5.4%
3 Month	-3.3%
6 Month	5.5%
1 Year	26.3%
3 Year	20.9%
5 Year	25.3%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	42.9%
2022	38.2%
2021	-12.3%
2020	19.1%
2019	67.4%
2018	1.2%
2017	-7.5%
2016	6.2%
2015	-9.7%
2014	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	2.76 Yr.

Data below for UTI Healthcare Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Health Care	96.03%
Basic Materials	1.27%
Financial Services	0.29%

Asset Allocation

Asset Class	Value
Cash	2.41%
Equity	97.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	11%	₹137 Cr	725,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	6%	₹71 Cr	464,949 ↑ 14,289
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	5%	₹65 Cr	470,234
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹57 Cr	193,047
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹50 Cr	309,311
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹47 Cr	266,306
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹44 Cr	60,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| 532843	3%	₹40 Cr	557,701 ↓ -53,957
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	3%	₹39 Cr	74,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	3%	₹37 Cr	61,480

5. L&T Midcap Fund

To generate capital appreciation by investing primarily in midcap stocks. The scheme will invest primarily in companies whose market capitalization falls between the highest and the lowest constituent of the Nifty Free Float Midcap 100.

L&T Midcap Fund is a Equity - Mid Cap fund was launched on 9 Aug 04. It is a fund with High risk and has given a CAGR/Annualized return of 19% since its launch. Ranked 5 in Mid Cap category. Return for 2024 was 39.7% , 2023 was 40% and 2022 was 1.1% .

Below is the key information for L&T Midcap Fund

L&T Midcap Fund Growth
Launch Date	9 Aug 04
NAV (07 Feb 25)	₹354.392 ↑ 3.33 (0.95 %)
Net Assets (Cr)	₹12,416 on 31 Dec 24
Category	Equity - Mid Cap
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.77
Sharpe Ratio	2.56
Information Ratio	0.42
Alpha Ratio	15.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,149
31 Jan 22	₹14,583
31 Jan 23	₹14,755
31 Jan 24	₹21,674
31 Jan 25	₹25,267

L&T Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for L&T Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-11.9%
3 Month	-10.4%
6 Month	-4.7%
1 Year	14.2%
3 Year	20.8%
5 Year	20.1%
10 Year
15 Year
Since launch	19%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	39.7%
2022	40%
2021	1.1%
2020	30.4%
2019	19%
2018	-0.2%
2017	-12%
2016	52.3%
2015	9.8%
2014	10.8%

Fund Manager information for L&T Midcap Fund

Name	Since	Tenure
Venugopal Manghat	1 Oct 23	1.34 Yr.
Cheenu Gupta	26 Nov 22	2.19 Yr.
Sonal Gupta	1 Oct 23	1.34 Yr.

Data below for L&T Midcap Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Industrials	29.39%
Financial Services	18.39%
Consumer Cyclical	14.24%
Technology	13.48%
Real Estate	7.01%
Health Care	6.91%
Utility	4.74%
Consumer Defensive	2.27%
Basic Materials	1.85%
Communication Services	0.05%

Asset Allocation

Asset Class	Value
Cash	1.66%
Equity	98.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 May 24 \| 500093	5%	₹620 Cr	8,521,430 ↑ 977,930
PB Fintech Ltd (Financial Services) Equity, Since 31 Jan 24 \| 543390	5%	₹573 Cr	2,719,200 ↑ 367,500
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 24 \| DIXON	4%	₹547 Cr	304,800
Trent Ltd (Consumer Cyclical) Equity, Since 30 Jun 19 \| 500251	4%	₹452 Cr	634,900
Suzlon Energy Ltd (Industrials) Equity, Since 31 Mar 24 \| SUZLON	4%	₹438 Cr	70,452,868 ↓ -19,954,232
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	3%	₹421 Cr	15,135,559
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 22 \| HDFCAMC	3%	₹405 Cr	964,400
JSW Energy Ltd (Utilities) Equity, Since 31 Mar 24 \| JSWENERGY	3%	₹404 Cr	6,288,700
BSE Ltd (Financial Services) Equity, Since 30 Apr 24 \| BSE	3%	₹398 Cr	747,800 ↑ 59,750
Godrej Properties Ltd (Real Estate) Equity, Since 31 Mar 17 \| GODREJPROP	3%	₹378 Cr	1,357,604 ↑ 182,504

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.