Table of Contents

എൻആർഐകൾക്കുള്ള മ്യൂച്വൽ ഫണ്ടുകളിലെ നിക്ഷേപം
എൻആർഐകൾക്ക് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള കെവൈസി നടപടിക്രമം
NRI മ്യൂച്വൽ ഫണ്ട് നികുതി
- ഡിവിഡന്റുകളിൽ മ്യൂച്വൽ ഫണ്ട് നികുതി
യുഎസ്/കാനഡ ഒഴികെയുള്ള എൻആർഐകൾക്ക് മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ
യുഎസ്/കാനഡയിൽ നിന്നുള്ള എൻആർഐകൾക്കായി മികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ
Top 5 Funds

എൻആർഐകൾക്ക് ഇന്ത്യയിൽ മ്യൂച്വൽ ഫണ്ടുകളിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

Updated on March 14, 2025 , 3464 views

മ്യൂച്വൽ ഫണ്ടുകൾ പ്രവാസി ഇന്ത്യക്കാർക്ക് (എൻആർഐ) ആനുകൂല്യങ്ങൾ നേടുന്നതിനും രാജ്യത്തിന്റെ വളർച്ചയിൽ പങ്കാളികളാകുന്നതിനുമുള്ള നല്ല നിക്ഷേപ ഓപ്ഷനുകളാണ്. NRIകൾക്ക് അവരുടെ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിൽ നിക്ഷേപിക്കാംസാമ്പത്തിക ലക്ഷ്യങ്ങൾ ലക്ഷ്യങ്ങളും. നിക്ഷേപ പോർട്ട്‌ഫോളിയോ വൈവിധ്യവത്കരിക്കാനും കാലക്രമേണ ഒപ്റ്റിമൽ റിട്ടേൺ നേടാനുമുള്ള മികച്ച ഓപ്ഷനാണ് മ്യൂച്വൽ ഫണ്ടുകൾ. എന്നിരുന്നാലും, ഇന്ത്യയിലെ മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപം ആരംഭിക്കുന്നതിന് ഒരു NRI പിന്തുടരേണ്ട ചില പ്രധാന മാർഗ്ഗനിർദ്ദേശങ്ങളും നിയമങ്ങളും ഉണ്ട്.

എൻആർഐകൾക്കുള്ള മ്യൂച്വൽ ഫണ്ടുകളിലെ നിക്ഷേപം

ലേക്ക്മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക ഇന്ത്യയിൽ ഒരാൾ ഇനിപ്പറയുന്ന അക്കൗണ്ടുകളിൽ ഏതെങ്കിലും ഒരു ഇന്ത്യക്കാരനുമായി തുറക്കണംബാങ്ക്:

NRE അക്കൗണ്ട്

ഇത് നോൺ റസിഡന്റ് എക്‌സ്‌റ്റേണൽ (NRE) അക്കൗണ്ടാണ്, അത് സേവിംഗ്‌സ്, കറന്റ്, ഫിക്സഡ് അല്ലെങ്കിൽആവർത്തന നിക്ഷേപം. ഈ അക്കൗണ്ടിൽ നിങ്ങൾ വിദേശ കറൻസി നിക്ഷേപിക്കേണ്ടതുണ്ട്. ഇന്ത്യൻ കറൻസി നിക്ഷേപിക്കാൻ, നിങ്ങൾ NRO അക്കൗണ്ട് തുറക്കണം. NRE അക്കൗണ്ടിലെ ഇടപാട് തുകയ്ക്ക് ഉയർന്ന പരിധിയില്ല.

NRO അക്കൗണ്ട്

NRO അല്ലെങ്കിൽ നോൺ റസിഡന്റ് ഓർഡിനറി അക്കൗണ്ട് എന്നത് സേവിംഗ്സ് അല്ലെങ്കിൽ കറന്റ് അക്കൗണ്ടിന്റെ രൂപത്തിലാണ്, അത് NRI കൾക്ക് അവരുടെ മാനേജ്മെന്റിന് വേണ്ടിയുള്ളതാണ്.വരുമാനം ഇന്ത്യയിൽ സമ്പാദിച്ചു. NRO അക്കൗണ്ടിൽ, നിക്ഷേപിച്ചതിന് ശേഷം വിദേശ കറൻസി ഇന്ത്യൻ രൂപയിലേക്ക് പരിവർത്തനം ചെയ്യപ്പെടുന്നു. ഒരു എൻആർഒ അക്കൗണ്ട് മറ്റൊരു എൻആർഐയുമായും താമസക്കാരനായ ഇന്ത്യക്കാരനുമായും (അടുത്ത ബന്ധുക്കൾ) സംയുക്തമായി സൂക്ഷിക്കാം.

FCNR അക്കൗണ്ട്

ഇത് വിദേശ കറൻസി നോൺ റീപാട്രിയബിൾ അക്കൗണ്ട് നിക്ഷേപങ്ങളെ സൂചിപ്പിക്കുന്നു. ഈ അക്കൗണ്ടിൽ, എൻആർഐകൾക്ക് പണമടയ്ക്കാംവരുമാനം കനേഡിയൻ $, US$, Euro, AU$, Yen, പൗണ്ട് തുടങ്ങിയ ആറ് കറൻസികളിൽ ഒന്നിൽ. മറ്റ് FCNR അല്ലെങ്കിൽ NRE അക്കൗണ്ടുകളിൽ നിന്ന് ഫണ്ടുകൾ ട്രാൻസ്ഫർ ചെയ്യാം. FCNR-ൽ, മുതലും പലിശയും ഒരു നികുതിയും ഈടാക്കുന്നില്ല.

നിങ്ങൾ ഈ അക്കൗണ്ടുകളിലേതെങ്കിലും തുറന്ന് കഴിഞ്ഞാൽ, KYC മാനദണ്ഡങ്ങൾക്ക് കീഴിൽ നിങ്ങളുടെ KYC (നിങ്ങളുടെ ഉപഭോക്താവിനെ അറിയുക) വിജയകരമായി പൂർത്തിയാക്കേണ്ടതുണ്ട്.സെബി (സെക്യൂരിറ്റീസ് എക്സ്ചേഞ്ച് ബോർഡ് ഓഫ് ഇന്ത്യ). സെബിയിൽ രജിസ്റ്റർ ചെയ്തിട്ടുള്ള ഏതെങ്കിലും ഇന്റർമീഡിയറ്റുകൾ ഉപയോഗിച്ച് ഒരാൾക്ക് അവരുടെ KYC പൂർത്തിയാക്കാൻ കഴിയും.

എൻആർഐകൾക്ക് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിനുള്ള കെവൈസി നടപടിക്രമം

നിങ്ങളുടെ കെ‌വൈ‌സി നടപടിക്രമങ്ങൾ വിജയകരമായി പൂർത്തിയാക്കുന്നതിന്, എൻ‌ആർ‌ഐകൾ ചില പ്രധാന ഘട്ടങ്ങൾ പൂർത്തിയാക്കുകയും ഇനിപ്പറയുന്നതുപോലുള്ള രേഖകൾ നൽകുകയും ചെയ്യേണ്ടതുണ്ട്:

എ. KYC ഫോം

ഒരു NRI സമർപ്പിക്കേണ്ടതുണ്ട്KYC ഫോം സെബി രജിസ്റ്റർ ചെയ്ത ഇന്റർമീഡിയറ്റിലേക്ക് ആവശ്യമായ എല്ലാ വിശദാംശങ്ങളും പൂരിപ്പിച്ച്. രേഖകൾ കൊറിയർ/തപാൽ മുഖേന ഇന്റർമീഡിയറ്റിലേക്ക് അയയ്ക്കാം.

ബി. പ്രമാണങ്ങൾ

സമർപ്പിക്കേണ്ട ആവശ്യമായ രേഖകൾ ഇനിപ്പറയുന്നവയാണ്:

വിദേശ വിലാസ തെളിവ്
ഇന്ത്യൻ റസിഡന്റ് വിലാസത്തിന്റെ തെളിവ്
അടുത്തിടെയുള്ള ഒരു ഫോട്ടോ
പാസ്പോർട്ട് കോപ്പി

മർച്ചന്റ് നേവിയിലെ NRI കളുടെ കാര്യത്തിൽ, ഒരു നാവികന്റെ ഡിക്ലറേഷൻ അല്ലെങ്കിൽ തുടർച്ചയായ ഡിസ്ചാർജ് സർട്ടിഫിക്കറ്റിന്റെ സാക്ഷ്യപ്പെടുത്തിയ പകർപ്പ് സമർപ്പിക്കണം.

vs. സർട്ടിഫിക്കറ്റ്

NRI കൾക്കോ PIO കൾക്കോ (പേഴ്സൺ ഓഫ് ഇന്ത്യ ഒറിജിൻ) ഇന്ത്യയിൽ രജിസ്റ്റർ ചെയ്തിട്ടുള്ള ഷെഡ്യൂൾഡ് വാണിജ്യ ബാങ്കുകളുടെ വിദേശ ശാഖകളിലെ അംഗീകൃത ഉദ്യോഗസ്ഥർ, ജഡ്ജി, കോടതി മജിസ്‌ട്രേറ്റ്, പബ്ലിക് നോട്ടറികൾ, അല്ലെങ്കിൽ രാജ്യത്തെ ഇന്ത്യൻ എംബസി/കോൺസുലേറ്റ് ജനറൽ എന്നിവരാൽ സാക്ഷ്യപ്പെടുത്തിയ മേൽപ്പറഞ്ഞ രേഖകൾ ലഭിക്കും. സ്ഥിതി ചെയ്യുന്നു.

ഡി. വ്യക്തിഗത പരിശോധനയിൽ (IPV)

SEBI നിയമങ്ങൾ അനുസരിച്ച്, KYC പ്രക്രിയയ്ക്ക് IPV നിർബന്ധമാണ്. എൻആർഐ/പിഐഒമാരുടെ ഐപിവി ഇന്റർമീഡിയറ്റ് നടത്തണം.

സമർപ്പിക്കുമ്പോൾ മുകളിലുള്ള എല്ലാ രേഖകളും/തെളിവുകളും ഇംഗ്ലീഷ് ഭാഷയിലായിരിക്കണം എന്നത് ശ്രദ്ധിക്കുക.

Ready to Invest?
Talk to our investment specialist

NRI മ്യൂച്വൽ ഫണ്ട് നികുതി

മൂലധനം 2017-18 (അസെസ്‌മെന്റ് വർഷം 2018-19) എൻആർഐ മ്യൂച്വൽ ഫണ്ട് നിക്ഷേപങ്ങളുടെ നേട്ട നികുതി നിരക്കുകൾ താഴെ പറയുന്നതാണ്:

എൻ.ആർ.ഐമ്യൂച്വൽ ഫണ്ടുകളുടെ നികുതി-മൂലധന നേട്ടം നികുതി നിരക്കുകൾ- FY 2017/2018 (AY- 2018-19)

മ്യൂച്വൽ ഫണ്ട് സ്കീമിന്റെ തരങ്ങൾ	ഹ്രസ്വകാല മൂലധന നേട്ടം (STCG)	ദീർഘകാല മൂലധന നേട്ടം (LTCG)
ഇക്വിറ്റി ഫണ്ടുകൾ- STCG- ഒരു വർഷത്തിൽ താഴെയോ അതിന് തുല്യമോ ഉള്ള യൂണിറ്റുകൾ, LTCG- യൂണിറ്റുകൾ ഒരു വർഷത്തിൽ കൂടുതൽ	15%	ഇല്ല
നോൺ-ഇക്വിറ്റി ഫണ്ടുകൾ- STCG- 3 വർഷമോ അതിൽ കുറവോ ഉള്ള യൂണിറ്റുകൾ, LTCG- 3 വർഷത്തിൽ കൂടുതലുള്ള യൂണിറ്റുകൾ	വ്യക്തിയുടെ പ്രകാരംആദായ നികുതി ബ്രാക്കറ്റ്	ലിസ്‌റ്റ് ചെയ്‌ത ഫണ്ടുകളിൽ-20% (ഇൻഡക്‌സേഷനോടൊപ്പം), ലിസ്‌റ്റ് ചെയ്യാത്ത ഫണ്ടുകൾ- 10% (ഇൻഡക്‌സേഷൻ ഇല്ലാതെ)

ഡിവിഡന്റുകളിൽ മ്യൂച്വൽ ഫണ്ട് നികുതി

ഇക്വിറ്റി ഫണ്ടുകളുടെ ലാഭവിഹിതം: ഇക്വിറ്റി ഫണ്ടുകൾക്കായി യൂണിറ്റ് ഹോൾഡറുടെ കൈകളിൽ ലഭിക്കുന്ന ലാഭവിഹിതം പൂർണമായും നികുതി രഹിതമാണ്. ഡിവിഡന്റും നികുതി രഹിതമാണ്എഎംസി.
ഡെറ്റ് ഫണ്ടുകളുടെ ലാഭവിഹിതം: ഈ ഡിവിഡന്റ് വരുമാനം അതിന്റെ യൂണിറ്റ് ഉടമകൾക്ക് വിതരണം ചെയ്യുന്നതിന് മുമ്പ് AMC 28.84% ഡിവിഡന്റ് വിതരണ നികുതി (DDT) നൽകണം. എ വഴി ലഭിച്ച ലാഭവിഹിതംഡെറ്റ് ഫണ്ട് യൂണിറ്റ് ഉടമയും നികുതി രഹിതമാണ്.

AY 2018-19-ലെ NRI-കളുടെ MF റിഡീംഷനുകൾക്ക് ബാധകമായ TDS നിരക്ക് ചുവടെയുണ്ട്.

മ്യൂച്വൽ ഫണ്ടുകളുടെ NRI നികുതി- മൂലധന നേട്ട നികുതി നിരക്കുകൾ- FY 2017/2018 (AY- 2018-19)

NRIകളും TDS നിരക്കും പ്രകാരം മ്യൂച്വൽ ഫണ്ട് വീണ്ടെടുക്കലുകൾ	STCG & TDS നിരക്ക്	LTCG & TDS നിരക്ക്
MF സ്കീമിന്റെ തരം
ഇക്വിറ്റി ഓറിയന്റഡ് ഫണ്ടുകൾ	15%	ഇല്ല
ഡെറ്റ് ഫണ്ടുകൾ	30%	ലിസ്‌റ്റ് ചെയ്‌ത ഫണ്ടുകളിൽ- 20% (ഇൻഡക്‌സേഷനോട് കൂടി), ലിസ്‌റ്റ് ചെയ്യാത്ത ഫണ്ടുകൾ- 10% (ഇൻഡക്‌സേഷൻ ഇല്ലാതെ)

യുഎസ്/കാനഡ ഒഴികെയുള്ള എൻആർഐകൾക്ക് മികച്ച പ്രകടനം കാഴ്ചവയ്ക്കുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
BOI AXA Credit Risk Fund Growth	1.1	2.6	4.9	37.2	9.6	6	Credit Risk
SBI PSU Fund Growth	-14.6	-15.5	4.1	28.4	27.4	23.5	Sectoral
HDFC Infrastructure Fund Growth	-16.8	-18.4	3.5	27.6	29.4	23	Sectoral
Motilal Oswal Midcap 30 Fund Growth	-22.2	-17	18.1	27.5	29	57.1	Mid Cap
ICICI Prudential Infrastructure Fund Growth	-14.4	-15.7	6.9	27.5	34.1	27.4	Sectoral
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Mar 25

*അവസാന ക്രമത്തിൽ കഴിഞ്ഞ 3 വർഷത്തെ റിട്ടേണുകളെ അടിസ്ഥാനമാക്കിയുള്ളതാണ് ഫണ്ടുകളുടെ ലിസ്റ്റ്.

1. BOI AXA Credit Risk Fund

(Erstwhile BOI AXA Corporate Credit Spectrum Fund)

The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.

BOI AXA Credit Risk Fund is a Debt - Credit Risk fund was launched on 27 Feb 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 1.8% since its launch. Return for 2024 was 6% , 2023 was 5.6% and 2022 was 143.1% .

Below is the key information for BOI AXA Credit Risk Fund

BOI AXA Credit Risk Fund Growth
Launch Date	27 Feb 15
NAV (13 Mar 25)	₹11.9161 ↑ 0.00 (0.02 %)
Net Assets (Cr)	₹114 on 31 Jan 25
Category	Debt - Credit Risk
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	1.56
Sharpe Ratio	-0.87
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (4%),12-24 Months (3%),24-36 Months (2%),36 Months and above(NIL)
Yield to Maturity	7.09%
Effective Maturity	7 Months 20 Days
Modified Duration	6 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹5,295
28 Feb 22	₹6,118
28 Feb 23	₹14,086
29 Feb 24	₹15,051
28 Feb 25	₹15,794

BOI AXA Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201 Invest Now

Returns for BOI AXA Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	0.4%
3 Month	1.1%
6 Month	2.6%
1 Year	4.9%
3 Year	37.2%
5 Year	9.6%
10 Year
15 Year
Since launch	1.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	5.6%
2022	143.1%
2021	9.4%
2020	-44.4%
2019	-45.2%
2018	-0.3%
2017	9.3%
2016	11.2%
2015

Fund Manager information for BOI AXA Credit Risk Fund

Name	Since	Tenure
Alok Singh	27 Feb 15	10.01 Yr.

Data below for BOI AXA Credit Risk Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	51.13%
Debt	48.47%
Other	0.4%

Debt Sector Allocation

Sector	Value
Cash Equivalent	51.13%
Corporate	48.47%

Credit Quality

Rating	Value
AA	93.15%
AAA	6.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya Birla Real Estate Limited Debentures \| -	11%	₹12 Cr	1,200,000
7.99% Rashtriya Chemicals And Fertilizers Limited Debentures \| -	9%	₹10 Cr	1,000,000
JSW Steel Limited Debentures \| -	9%	₹10 Cr	1,000,000
Nirma Limited Debentures \| -	9%	₹10 Cr	1,000,000
360 One Prime Limited Debentures \| -	9%	₹10 Cr	1,000,000
Manappuram Finance Limited Debentures \| -	9%	₹10 Cr	1,000,000
Godrej Industries Limited Debentures \| -	9%	₹10 Cr	1,000,000
Nuvoco Vistas Corporation Limited Debentures \| -	4%	₹5 Cr	500,000
Corporate Debt Market Development Fund Investment Fund \| -	0%	₹0 Cr	414
Amanta Healthcare Limited Preference Shares \| -	0%	₹0 Cr	2,291,890

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 31 in Sectoral category. Return for 2024 was 23.5% , 2023 was 54% and 2022 was 29% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (13 Mar 25)	₹27.7794 ↑ 0.04 (0.14 %)
Net Assets (Cr)	₹4,543 on 31 Jan 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	0.1
Information Ratio	-0.26
Alpha Ratio	-1.58
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹11,312
28 Feb 22	₹13,400
28 Feb 23	₹15,401
29 Feb 24	₹29,693
28 Feb 25	₹27,741

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-0.2%
3 Month	-14.6%
6 Month	-15.5%
1 Year	4.1%
3 Year	28.4%
5 Year	27.4%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	0.75 Yr.

Data below for SBI PSU Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	35.72%
Utility	24.32%
Energy	17.09%
Industrials	11.13%
Basic Materials	6.29%

Asset Allocation

Asset Class	Value
Cash	5.35%
Equity	94.54%
Debt	0.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	15%	₹663 Cr	8,577,500
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹431 Cr	24,350,000 ↑ 2,400,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹428 Cr	14,185,554 ↑ 900,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹374 Cr	12,775,000 ↑ 800,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹253 Cr	9,700,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹184 Cr	27,900,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	4%	₹176 Cr	5,443,244
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	4%	₹166 Cr	7,800,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| 540755	3%	₹148 Cr	3,600,000
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹139 Cr	3,300,000

3. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch. Ranked 26 in Sectoral category. Return for 2024 was 23% , 2023 was 55.4% and 2022 was 19.3% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (13 Mar 25)	₹40.425 ↓ -0.19 (-0.48 %)
Net Assets (Cr)	₹2,341 on 31 Jan 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.31
Sharpe Ratio	0.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,339
28 Feb 22	₹14,687
28 Feb 23	₹17,137
29 Feb 24	₹31,152
28 Feb 25	₹29,967

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-2.7%
3 Month	-16.8%
6 Month	-18.4%
1 Year	3.5%
3 Year	27.6%
5 Year	29.4%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23%
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.13 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Infrastructure Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	41.71%
Financial Services	19.97%
Basic Materials	11.11%
Energy	7.53%
Utility	6.76%
Communication Services	3.67%
Health Care	1.75%
Technology	1%
Real Estate	0.89%
Consumer Cyclical	0.54%

Asset Allocation

Asset Class	Value
Cash	3.98%
Equity	94.91%
Debt	1.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹163 Cr	1,300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	5%	₹125 Cr	350,000 ↑ 20,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	5%	₹119 Cr	700,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	5%	₹110 Cr	1,500,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	3%	₹80 Cr	758,285
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹71 Cr	2,200,000 ↑ 115,875
Coal India Ltd (Energy) Equity, Since 31 Oct 18 \| COALINDIA	3%	₹67 Cr	1,700,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹65 Cr	400,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹65 Cr	150,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹63 Cr	500,000

4. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.8% since its launch. Ranked 27 in Mid Cap category. Return for 2024 was 57.1% , 2023 was 41.7% and 2022 was 10.7% .

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (13 Mar 25)	₹88.6047 ↓ -0.24 (-0.27 %)
Net Assets (Cr)	₹24,488 on 31 Jan 25
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	0.93
Information Ratio	0.68
Alpha Ratio	15.2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹11,725
28 Feb 22	₹15,686
28 Feb 23	₹18,295
29 Feb 24	₹27,817
28 Feb 25	₹32,165

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-4.9%
3 Month	-22.2%
6 Month	-17%
1 Year	18.1%
3 Year	27.5%
5 Year	29%
10 Year
15 Year
Since launch	21.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	57.1%
2023	41.7%
2022	10.7%
2021	55.8%
2020	9.3%
2019	9.7%
2018	-12.7%
2017	30.8%
2016	5.2%
2015	16.5%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.41 Yr.
Niket Shah	1 Jul 20	4.67 Yr.
Rakesh Shetty	22 Nov 22	2.27 Yr.
Sunil Sawant	1 Jul 24	0.67 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Technology	34.2%
Consumer Cyclical	16.45%
Industrials	14.08%
Health Care	4.4%
Communication Services	3.36%
Utility	2.23%
Real Estate	1.95%
Financial Services	1.73%

Asset Allocation

Asset Class	Value
Cash	24.38%
Equity	75.62%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	10%	₹2,413 Cr	4,000,000 ↑ 750,000
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	10%	₹2,355 Cr	2,850,000 ↑ 155,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	7%	₹1,761 Cr	35,000,100 ↑ 1,750,100
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500251	6%	₹1,507 Cr	2,620,200 ↓ -379,800
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 23 \| DIXON	6%	₹1,499 Cr	1,000,000 ↑ 700,130
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	5%	₹1,117 Cr	1,850,000 ↓ -1,400,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| MAXHEALTH	3%	₹855 Cr	8,056,130 ↑ 556,130
Bharti Hexacom Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIHEXA	3%	₹823 Cr	6,075,571 ↑ 816,804
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| 543396	3%	₹776 Cr	10,001,000 ↑ 1,000
Oracle Financial Services Software Ltd (Technology) Equity, Since 31 Dec 24 \| OFSS	3%	₹699 Cr	766,376 ↓ -30,591

5. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 15.5% since its launch. Ranked 27 in Sectoral category. Return for 2024 was 27.4% , 2023 was 44.6% and 2022 was 28.8% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (13 Mar 25)	₹167.25 ↓ -0.60 (-0.36 %)
Net Assets (Cr)	₹7,435 on 31 Jan 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,597
28 Feb 22	₹17,702
28 Feb 23	₹21,851
29 Feb 24	₹35,616
28 Feb 25	₹36,176

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-1.8%
3 Month	-14.4%
6 Month	-15.7%
1 Year	6.9%
3 Year	27.5%
5 Year	34.1%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	7.75 Yr.
Sharmila D’mello	30 Jun 22	2.67 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	37.53%
Basic Materials	21.32%
Financial Services	16.4%
Utility	8.67%
Energy	6.7%
Communication Services	1.27%
Consumer Cyclical	1.01%
Real Estate	0.39%

Asset Allocation

Asset Class	Value
Cash	6.12%
Equity	93.3%
Debt	0.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹687 Cr	1,925,850 ↑ 221,167
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	4%	₹302 Cr	108,747 ↑ 13,090
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	4%	₹296 Cr	2,695,324 ↑ 955,233
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	4%	₹265 Cr	10,506,117 ↑ 2,958,417
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	3%	₹249 Cr	1,990,000
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	3%	₹235 Cr	7,260,775 ↓ -450,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| 500295	3%	₹213 Cr	4,823,662 ↑ 1,000,935
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹208 Cr	1,225,000 ↑ 200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	3%	₹206 Cr	477,106 ↑ 20,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹204 Cr	1,609,486

യുഎസ്/കാനഡയിൽ നിന്നുള്ള എൻആർഐകൾക്കായി മികച്ച പ്രകടനം നടത്തുന്ന മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
UTI Transportation & Logistics Fund Growth	-13.2	-20.6	0.2	22.9	25.2	18.7	Sectoral
L&T Infrastructure Fund Growth	-20.9	-21.6	8.1	20.8	25.9	28.1	Sectoral
UTI Infrastructure Fund Growth	-13.8	-17.2	3.5	19.9	21.9	18.5	Sectoral
Sundaram Mid Cap Fund Growth	-18.2	-18.6	9.2	19.7	22.8	32	Mid Cap
UTI Core Equity Fund Growth	-14.2	-15.6	10.1	19	25.4	27.2	Large & Mid Cap
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Mar 25

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 16% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 18.7% , 2023 was 40.1% and 2022 was 14.7% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (13 Mar 25)	₹222.121 ↓ -1.96 (-0.87 %)
Net Assets (Cr)	₹3,334 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	0.35
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹14,546
28 Feb 22	₹15,871
28 Feb 23	₹17,926
29 Feb 24	₹27,887
28 Feb 25	₹27,214

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-5.5%
3 Month	-13.2%
6 Month	-20.6%
1 Year	0.2%
3 Year	22.9%
5 Year	25.2%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%
2015	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	8.44 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.65%
Industrials	15.54%

Asset Allocation

Asset Class	Value
Cash	4.66%
Equity	95.19%
Debt	0.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	15%	₹510 Cr	1,704,697
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹336 Cr	272,796 ↓ -24,874
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	9%	₹311 Cr	597,808
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| TATAMOTORS	7%	₹224 Cr	3,129,331
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹199 Cr	225,238 ↓ -8,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹173 Cr	399,357
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹165 Cr	380,404 ↑ 20,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹139 Cr	1,267,853
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	4%	₹124 Cr	5,641,416 ↑ 215,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	3%	₹96 Cr	390,372

2. L&T Infrastructure Fund

To generate capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector.

L&T Infrastructure Fund is a Equity - Sectoral fund was launched on 27 Sep 07. It is a fund with High risk and has given a CAGR/Annualized return of 8.3% since its launch. Return for 2024 was 28.1% , 2023 was 50.7% and 2022 was 3.1% .

Below is the key information for L&T Infrastructure Fund

L&T Infrastructure Fund Growth
Launch Date	27 Sep 07
NAV (13 Mar 25)	₹40.2 ↓ -0.12 (-0.30 %)
Net Assets (Cr)	₹2,511 on 31 Dec 24
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.1
Sharpe Ratio	1.27
Information Ratio	0.55
Alpha Ratio	12.2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,218
28 Feb 22	₹15,693
28 Feb 23	₹17,118
29 Feb 24	₹26,926
28 Feb 25	₹26,344

L&T Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for L&T Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-3.7%
3 Month	-20.9%
6 Month	-21.6%
1 Year	8.1%
3 Year	20.8%
5 Year	25.9%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.1%
2023	50.7%
2022	3.1%
2021	56.3%
2020	1.6%
2019	-3.1%
2018	-17.1%
2017	61.1%
2016	8.6%
2015	6.8%

Fund Manager information for L&T Infrastructure Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	5.21 Yr.
Gautam Bhupal	26 Nov 22	2.26 Yr.
Sonal Gupta	26 Nov 22	2.26 Yr.

Data below for L&T Infrastructure Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Industrials	48.78%
Basic Materials	11.8%
Energy	9.02%
Communication Services	8.19%
Utility	7.78%
Financial Services	4.34%
Technology	3.77%
Real Estate	2.75%
Consumer Cyclical	1.75%

Asset Allocation

Asset Class	Value
Cash	1.82%
Equity	98.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	8%	₹179 Cr	5,535,500 ↑ 150,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	7%	₹169 Cr	1,041,600
Bharat Electronics Ltd (Industrials) Equity, Since 30 Sep 15 \| BEL	7%	₹165 Cr	5,654,400
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	7%	₹165 Cr	462,900
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	5%	₹123 Cr	972,800 ↑ 90,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹102 Cr	88,900
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 31 Jan 18 \| 500040	3%	₹68 Cr	315,600
Power Finance Corp Ltd (Financial Services) Equity, Since 29 Feb 24 \| 532810	3%	₹63 Cr	1,488,800
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Oct 20 \| DIXON	3%	₹59 Cr	39,310 ↓ -3,420
ABB India Ltd (Industrials) Equity, Since 30 Jun 19 \| ABB	2%	₹53 Cr	90,050

3. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 13.3% since its launch. Ranked 28 in Sectoral category. Return for 2024 was 18.5% , 2023 was 38.2% and 2022 was 8.8% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (13 Mar 25)	₹124.049 ↓ -0.70 (-0.56 %)
Net Assets (Cr)	₹2,118 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.25
Sharpe Ratio	0.2
Information Ratio	-0.03
Alpha Ratio	1.88
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,559
28 Feb 22	₹14,413
28 Feb 23	₹15,728
29 Feb 24	₹23,868
28 Feb 25	₹23,360

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-2.7%
3 Month	-13.8%
6 Month	-17.2%
1 Year	3.5%
3 Year	19.9%
5 Year	21.9%
10 Year
15 Year
Since launch	13.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	3.5 Yr.

Data below for UTI Infrastructure Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	39.52%
Communication Services	13.67%
Energy	11.29%
Utility	10.82%
Basic Materials	7.69%
Financial Services	6.34%
Real Estate	3.64%
Consumer Cyclical	3.53%

Asset Allocation

Asset Class	Value
Cash	3.51%
Equity	96.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	13%	₹273 Cr	1,677,632
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	11%	₹226 Cr	632,396
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	7%	₹138 Cr	4,260,012 ↑ 81,068
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	6%	₹117 Cr	101,500
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	5%	₹111 Cr	874,658 ↑ 43,208
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹78 Cr	179,999
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	4%	₹76 Cr	2,886,087
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹57 Cr	581,655
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹54 Cr	491,713
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	2%	₹50 Cr	675,092

4. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Sundaram Mid Cap Fund is a Equity - Mid Cap fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 23.3% since its launch. Ranked 13 in Mid Cap category. Return for 2024 was 32% , 2023 was 40.4% and 2022 was 4.8% .

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (13 Mar 25)	₹1,152.09 ↓ -6.45 (-0.56 %)
Net Assets (Cr)	₹11,638 on 31 Jan 25
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.8
Sharpe Ratio	0.73
Information Ratio	0.2
Alpha Ratio	5.98
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,188
28 Feb 22	₹14,328
28 Feb 23	₹15,254
29 Feb 24	₹23,173
28 Feb 25	₹24,152

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-4.7%
3 Month	-18.2%
6 Month	-18.6%
1 Year	9.2%
3 Year	19.7%
5 Year	22.8%
10 Year
15 Year
Since launch	23.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32%
2023	40.4%
2022	4.8%
2021	37.5%
2020	11.8%
2019	-0.3%
2018	-15.4%
2017	40.8%
2016	11.3%
2015	11.2%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	4.02 Yr.
Ratish Varier	24 Feb 21	4.02 Yr.

Data below for Sundaram Mid Cap Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	19.52%
Consumer Cyclical	18.4%
Industrials	15.29%
Health Care	11.03%
Basic Materials	9.99%
Technology	6.45%
Real Estate	3.43%
Consumer Defensive	3.4%
Communication Services	3.32%
Utility	2.1%
Energy	1.7%

Asset Allocation

Asset Class	Value
Cash	5.37%
Equity	94.63%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| 500480	3%	₹368 Cr	1,261,598 ↑ 27,698
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	3%	₹360 Cr	19,247,362
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| 506395	3%	₹316 Cr	1,747,182
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	3%	₹303 Cr	6,016,821
Persistent Systems Ltd (Technology) Equity, Since 30 Apr 22 \| PERSISTENT	3%	₹293 Cr	484,892
Lupin Ltd (Healthcare) Equity, Since 31 Jan 23 \| 500257	2%	₹281 Cr	1,350,321 ↓ -37,879
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| 532814	2%	₹272 Cr	4,897,146 ↑ 338,790
Oberoi Realty Ltd (Real Estate) Equity, Since 31 Jan 22 \| OBEROIRLTY	2%	₹252 Cr	1,389,543
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 06 \| 500251	2%	₹250 Cr	434,230 ↓ -66,178
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 21 \| 532843	2%	₹248 Cr	3,879,249 ↓ -98,100

5. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Core Equity Fund is a Equity - Large & Mid Cap fund was launched on 20 May 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.3% since its launch. Ranked 29 in Large & Mid Cap category. Return for 2024 was 27.2% , 2023 was 34.4% and 2022 was 4.6% .

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (13 Mar 25)	₹155.798 ↓ -0.93 (-0.59 %)
Net Assets (Cr)	₹4,047 on 31 Jan 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	0.87
Information Ratio	0.69
Alpha Ratio	7.14
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,632
28 Feb 22	₹16,180
28 Feb 23	₹17,287
29 Feb 24	₹25,040
28 Feb 25	₹26,885

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-4.3%
3 Month	-14.2%
6 Month	-15.6%
1 Year	10.1%
3 Year	19%
5 Year	25.4%
10 Year
15 Year
Since launch	13.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	7.79 Yr.

Data below for UTI Core Equity Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	31.19%
Consumer Cyclical	11.8%
Basic Materials	11.11%
Technology	9.2%
Health Care	7.25%
Consumer Defensive	6.48%
Communication Services	6.33%
Industrials	6.04%
Utility	2.96%
Energy	2.43%
Real Estate	2.29%

Asset Allocation

Asset Class	Value
Cash	2.92%
Equity	97.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	7%	₹296 Cr	1,741,430 ↑ 11,826
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	5%	₹185 Cr	1,478,590
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹140 Cr	3,130,577
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹134 Cr	714,276 ↓ -45,310
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	3%	₹102 Cr	5,466,538 ↑ 521,710
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹100 Cr	2,259,525
Dalmia Bharat Ltd (Basic Materials) Equity, Since 30 Jun 21 \| DALBHARAT	2%	₹98 Cr	522,786 ↑ 28,645
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹97 Cr	5,404,713 ↑ 547,136
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 29 Feb 24 \| 534816	2%	₹96 Cr	2,772,183 ↑ 285,211
IndusInd Bank Ltd (Financial Services) Equity, Since 31 Jul 22 \| INDUSINDBK	2%	₹91 Cr	914,829 ↑ 158,568

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.