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भारतीय बँकिंग क्षेत्र - विहंगावलोकन
भारतात गुंतवणूक करण्यासाठी टॉप 7 बँकिंग आणि फायनान्स म्युच्युअल फंड
बँकिंग आणि फायनान्स म्युच्युअल फंडात गुंतवणूक कशी करावी?
Top 7 Equity - Sectoral Funds

टॉप 7 सर्वोत्तम कामगिरी करणारे बँकिंग आणि वित्तीय सेवा फंड 2022

Updated on April 20, 2025 , 89347 views

बँकिंग आणि वित्तीय सेवाक्षेत्र निधी इक्विटी सेक्टर फंडांचा एक प्रकार आहे जे प्रामुख्याने बँकिंग आणि वित्तीय सेवा पुरवणाऱ्या कंपन्यांमध्ये गुंतवणूक करतात. गेल्या एका वर्षात, बँकिंग क्षेत्रातील फंडांनी अत्यंत मजबूत कामगिरी केली आहेबाजार.गेल्या 6 महिन्यांत बँकिंग क्षेत्रातील काही प्रमुखम्युच्युअल फंड सरासरी 27 टक्के - 31 टक्के परतावा दिला आहे. असा उच्च परतावा नेहमीच आकर्षक असतो आणि बरेच गुंतवणूकदार त्याकडे झुकतातगुंतवणूक अशा निधीमध्ये.

तद्वतच, अगुंतवणूकदार ज्यांना इक्विटीचा अनुभव आहे आणि बँकिंग क्षेत्रातील चांगले ज्ञान आहे त्यांनीच या फंडांमध्ये गुंतवणूक करावी. तुमची गुंतवणूक प्रक्रिया सुलभ करण्यासाठी, आम्ही भारतातील सर्वोच्च कामगिरी करणाऱ्या बेकिंग सेक्टर फंडांची यादी केली आहे.

भारतीय बँकिंग क्षेत्र - विहंगावलोकन

भारतीय बँकिंग प्रणालीमध्ये सहकारी पतसंस्थांच्या व्यतिरिक्त 27 सार्वजनिक क्षेत्रातील बँका, 26 खाजगी क्षेत्रातील बँका, 56 प्रादेशिक ग्रामीण बँका, 46 विदेशी बँका, 93,913 ग्रामीण सहकारी बँका आणि 1,574 शहरी सहकारी बँका यांचा समावेश आहे. या क्षेत्रातील काही प्रमुख खेळाडू आहेत- HDFCबँक, स्टेट बँक ऑफ इंडिया,आयसीआयसीआय बँक लिमिटेड, येस बँक इ. सार्वजनिक क्षेत्रातील बँका बँकिंग प्रणालीच्या 70 टक्क्यांहून अधिक मालमत्तेवर नियंत्रण ठेवतात, ज्यामुळे त्यांच्या खाजगी समवयस्कांसाठी तुलनेने कमी वाटा राहतो.

या क्षेत्रात अनेक आश्वासक आणि आघाडीच्या कंपन्या असल्या तरी गुंतवणूकदारांनी त्या क्षेत्राला विसरू नयेइक्विटी फंड सर्व इक्विटी फंडांपैकी हे सर्वात धोकादायक आहेत. अशा प्रकारे, अनुभवी गुंतवणूकदार उच्च-जोखीम भूक आणि ज्यांना दीर्घकालीन गुंतवणूक करायची आहे, त्यांनी आदर्शपणे खालील फंडांमध्ये गुंतवणूक करण्याचा विचार केला पाहिजे.

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भारतात गुंतवणूक करण्यासाठी टॉप 7 बँकिंग आणि फायनान्स म्युच्युअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Banking and Financial Services Fund Growth	₹187.112 ↑ 0.69	₹1,211	15.6	8.2	19.3	18.8	24.8	11.1
TATA Banking and Financial Services Fund Growth	₹42.5118 ↑ 0.30	₹2,548	14.7	9	21.1	20.7	23.4	9
SBI Banking & Financial Services Fund Growth	₹41.1 ↑ 0.39	₹7,111	12.6	8.8	21.7	19.9	24.9	19.6
ICICI Prudential Banking and Financial Services Fund Growth	₹130.16 ↑ 0.36	₹9,008	12	5.9	18.9	16.9	24.9	11.6
LIC MF Banking & Financial Services Fund Growth	₹20.3619 ↑ 0.15	₹254	12.4	4.5	9.7	15.7	20.6	0.5
Baroda Pioneer Banking And Financial Services Fund Growth	₹47.3032 ↑ 0.28	₹238	13.1	8.3	20.5	19.2	22.5	12.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹59.77 ↑ 0.23	₹3,248	14.3	6.5	15.5	17.4	25.8	8.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Apr 25

वरची यादीबँकिंग आणि वित्तीय सेवा पेक्षा जास्त एयूएम/निव्वळ मालमत्ता असलेले म्युच्युअल फंड100 कोटी.

1. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 14.9% since its launch. Ranked 20 in Sectoral category. Return for 2024 was 11.1% , 2023 was 19.5% and 2022 was 15.1% .

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (22 Apr 25)	₹187.112 ↑ 0.69 (0.37 %)
Net Assets (Cr)	₹1,211 on 31 Mar 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.28
Sharpe Ratio	0.55
Information Ratio	0.29
Alpha Ratio	-6.11
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,413
31 Mar 22	₹18,931
31 Mar 23	₹20,398
31 Mar 24	₹25,837
31 Mar 25	₹29,643

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	7.9%
3 Month	15.6%
6 Month	8.2%
1 Year	19.3%
3 Year	18.8%
5 Year	24.8%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%
2015	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Preethi S	2 May 22	2.83 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	95.39%
Technology	0.08%

Asset Allocation

Asset Class	Value
Cash	4.54%
Equity	95.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	18%	₹202 Cr	1,675,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹174 Cr	1,005,927
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	6%	₹68 Cr	670,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹61 Cr	983,680
India Shelter Finance Corporation Ltd (Financial Services) Equity, Since 31 Dec 23 \| INDIASHLTR	5%	₹52 Cr	714,617
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹52 Cr	750,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	4%	₹49 Cr	57,257 ↑ 15,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 24 \| HDFCLIFE	4%	₹42 Cr	697,890
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	3%	₹38 Cr	1,876,541
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| 500271	3%	₹31 Cr	314,018

2. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

TATA Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 16.8% since its launch. Return for 2024 was 9% , 2023 was 22% and 2022 was 16.9% .

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (22 Apr 25)	₹42.5118 ↑ 0.30 (0.71 %)
Net Assets (Cr)	₹2,548 on 31 Mar 25
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	0
Sharpe Ratio	0.68
Information Ratio	0.5
Alpha Ratio	-3.79
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,155
31 Mar 22	₹17,035
31 Mar 23	₹18,867
31 Mar 24	₹23,596
31 Mar 25	₹27,532

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	9.9%
3 Month	14.7%
6 Month	9%
1 Year	21.1%
3 Year	20.7%
5 Year	23.4%
10 Year
15 Year
Since launch	16.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	22%
2022	16.9%
2021	11.9%
2020	2.7%
2019	25.7%
2018	-0.1%
2017	45%
2016	17.8%
2015

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Amey Sathe	14 Oct 21	3.46 Yr.

Data below for TATA Banking and Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	96.96%
Technology	1.72%

Asset Allocation

Asset Class	Value
Cash	1.31%
Equity	98.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	24%	₹554 Cr	3,200,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| KOTAKBANK	10%	₹219 Cr	1,150,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	9%	₹203 Cr	2,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	9%	₹200 Cr	1,665,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 20 \| SBICARD	3%	₹74 Cr	880,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	3%	₹68 Cr	990,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 24 \| 500034	3%	₹60 Cr	70,000
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| PNBHOUSING	3%	₹57 Cr	750,000
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Jun 19 \| ICICIGI	2%	₹55 Cr	325,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 19 \| HDFCLIFE	2%	₹52 Cr	850,000 ↑ 50,000

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a CAGR/Annualized return of 14.9% since its launch. Return for 2024 was 19.6% , 2023 was 18.6% and 2022 was 13.5% .

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (22 Apr 25)	₹41.1 ↑ 0.39 (0.96 %)
Net Assets (Cr)	₹7,111 on 31 Mar 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.91
Sharpe Ratio	0.8
Information Ratio	0.5
Alpha Ratio	-1.8
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,183
31 Mar 22	₹18,159
31 Mar 23	₹18,949
31 Mar 24	₹25,261
31 Mar 25	₹29,669

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	8.5%
3 Month	12.6%
6 Month	8.8%
1 Year	21.7%
3 Year	19.9%
5 Year	24.9%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.6%
2023	18.6%
2022	13.5%
2021	12.1%
2020	4.8%
2019	20.7%
2018	9.5%
2017	40.7%
2016	17%
2015

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	5.67 Yr.
Pradeep Kesavan	1 Dec 23	1.33 Yr.

Data below for SBI Banking & Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	90.38%

Asset Allocation

Asset Class	Value
Cash	9.55%
Equity	90.38%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	27%	₹1,752 Cr	10,114,715 ↑ 5,100,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	14%	₹907 Cr	7,535,814
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	10%	₹638 Cr	6,285,625 ↑ 971,256
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	9%	₹607 Cr	3,191,554 ↓ -200,000
BSE Ltd (Financial Services) Equity, Since 31 Dec 24 \| BSE	3%	₹210 Cr	453,996 ↑ 362,500
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| 533398	3%	₹174 Cr	815,597 ↓ -550,950
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| SBICARD	3%	₹171 Cr	2,033,600
Aptus Value Housing Finance India Ltd (Financial Services) Equity, Since 30 Sep 23 \| 543335	3%	₹169 Cr	5,481,117
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 30 Apr 24 \| CHOLAHLDNG	2%	₹157 Cr	955,052
AAVAS Financiers Ltd (Financial Services) Equity, Since 31 Jan 24 \| AAVAS	2%	₹155 Cr	917,438

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 16.6% since its launch. Return for 2024 was 11.6% , 2023 was 17.9% and 2022 was 11.9% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (22 Apr 25)	₹130.16 ↑ 0.36 (0.28 %)
Net Assets (Cr)	₹9,008 on 31 Mar 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.98
Sharpe Ratio	0.59
Information Ratio	0.07
Alpha Ratio	-4.45
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,701
31 Mar 22	₹19,901
31 Mar 23	₹21,205
31 Mar 24	₹26,444
31 Mar 25	₹30,205

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	7.6%
3 Month	12%
6 Month	5.9%
1 Year	18.9%
3 Year	16.9%
5 Year	24.9%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.6%
2023	17.9%
2022	11.9%
2021	23.5%
2020	-5.5%
2019	14.5%
2018	-0.4%
2017	45.1%
2016	21.1%
2015	-7.2%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	7.09 Yr.
Sharmila D’mello	30 Jun 22	2.67 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	92.1%
Industrials	0.18%
Technology	0.07%

Asset Allocation

Asset Class	Value
Cash	7.65%
Equity	92.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	21%	₹1,887 Cr	10,891,127
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	18%	₹1,619 Cr	13,445,003
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| 532215	8%	₹730 Cr	7,188,596 ↑ 173,125
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	6%	₹568 Cr	8,244,914 ↑ 1,706,850
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	5%	₹477 Cr	3,332,802 ↑ 255,647
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| INDUSINDBK	5%	₹433 Cr	4,371,007
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	4%	₹330 Cr	5,423,546 ↑ 984,400
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	3%	₹284 Cr	1,491,184 ↓ -480,000
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹236 Cr	1,396,761 ↑ 311,863
Max Financial Services Ltd (Financial Services) Equity, Since 31 Aug 19 \| 500271	2%	₹169 Cr	1,697,397 ↑ 34,116

5. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

LIC MF Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 27 Mar 15. It is a fund with High risk and has given a CAGR/Annualized return of 7.3% since its launch. Return for 2024 was 0.5% , 2023 was 20.5% and 2022 was 19.6% .

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (22 Apr 25)	₹20.3619 ↑ 0.15 (0.73 %)
Net Assets (Cr)	₹254 on 31 Mar 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.3
Sharpe Ratio	-0.06
Information Ratio	-0.35
Alpha Ratio	-15.86
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹15,843
31 Mar 22	₹17,046
31 Mar 23	₹19,204
31 Mar 24	₹23,122
31 Mar 25	₹24,229

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	8.7%
3 Month	12.4%
6 Month	4.5%
1 Year	9.7%
3 Year	15.7%
5 Year	20.6%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.5%
2023	20.5%
2022	19.6%
2021	9.8%
2020	-2.1%
2019	19.9%
2018	-18%
2017	32.7%
2016	10.5%
2015

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Jaiprakash Toshniwal	6 Sep 21	3.57 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	95.03%
Consumer Cyclical	1.56%
Technology	1.52%

Asset Allocation

Asset Class	Value
Cash	1.89%
Equity	98.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	23%	₹53 Cr	308,337 ↓ -9,436
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	11%	₹26 Cr	217,094 ↓ -1,106
State Bank of India (Financial Services) Equity, Since 31 Mar 20 \| SBIN	8%	₹19 Cr	275,507 ↓ -1,403
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| 532215	8%	₹19 Cr	185,155 ↓ -943
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	4%	₹9 Cr	45,030 ↓ -229
MAS Financial Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 22 \| MASFIN	4%	₹9 Cr	366,678 ↑ 14,660
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| M&MFIN	3%	₹7 Cr	258,608 ↓ -1,317
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Sep 23 \| 532810	3%	₹7 Cr	182,314 ↓ -928
CSB Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Aug 22 \| CSBBANK	3%	₹7 Cr	231,741 ↑ 7,273
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	3%	₹6 Cr	67,618 ↓ -344

6. Baroda Pioneer Banking And Financial Services Fund

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

Baroda Pioneer Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 22 Jun 12. It is a fund with High risk and has given a CAGR/Annualized return of 12.9% since its launch. Ranked 32 in Sectoral category. Return for 2024 was 12.5% , 2023 was 20.5% and 2022 was 15.7% .

Below is the key information for Baroda Pioneer Banking And Financial Services Fund

Baroda Pioneer Banking And Financial Services Fund Growth
Launch Date	22 Jun 12
NAV (22 Apr 25)	₹47.3032 ↑ 0.28 (0.60 %)
Net Assets (Cr)	₹238 on 31 Mar 25
Category	Equity - Sectoral
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆
Risk	High
Expense Ratio	2.37
Sharpe Ratio	0.64
Information Ratio	0.41
Alpha Ratio	-4.17
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,284
31 Mar 22	₹16,684
31 Mar 23	₹17,714
31 Mar 24	₹22,833
31 Mar 25	₹26,502

Baroda Pioneer Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Baroda Pioneer Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	7.7%
3 Month	13.1%
6 Month	8.3%
1 Year	20.5%
3 Year	19.2%
5 Year	22.5%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.5%
2023	20.5%
2022	15.7%
2021	8%
2020	-1%
2019	23.1%
2018	1.2%
2017	32.9%
2016	8.7%
2015	-11.8%

Fund Manager information for Baroda Pioneer Banking And Financial Services Fund

Name	Since	Tenure
Sandeep Jain	14 Mar 22	3.05 Yr.
Arjun Bagga	21 Oct 24	0.44 Yr.

Data below for Baroda Pioneer Banking And Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	93.23%
Technology	0.83%

Asset Allocation

Asset Class	Value
Cash	5.62%
Equity	94.06%
Debt	0.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 14 \| HDFCBANK	23%	₹48 Cr	277,450 ↑ 12,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	19%	₹41 Cr	340,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| KOTAKBANK	7%	₹14 Cr	73,400
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| 532215	6%	₹12 Cr	115,000
State Bank of India (Financial Services) Equity, Since 30 Jun 12 \| SBIN	5%	₹10 Cr	151,500 ↓ -50,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| 500034	5%	₹10 Cr	11,976 ↓ -2,500
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 22 \| CHOLAFIN	2%	₹5 Cr	35,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Aug 24 \| HDFCAMC	2%	₹4 Cr	12,000 ↑ 6,000
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Oct 24 \| 533398	2%	₹4 Cr	20,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Sep 24 \| 532978	2%	₹4 Cr	22,500 ↑ 10,000

7. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 17.1% since its launch. Ranked 3 in Sectoral category. Return for 2024 was 8.7% , 2023 was 21.7% and 2022 was 11.5% .

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (22 Apr 25)	₹59.77 ↑ 0.23 (0.39 %)
Net Assets (Cr)	₹3,248 on 31 Mar 25
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.33
Information Ratio	0.03
Alpha Ratio	-9.7
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,760
31 Mar 22	₹19,860
31 Mar 23	₹20,711
31 Mar 24	₹27,001
31 Mar 25	₹30,038

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

Duration	Returns
1 Month	8.5%
3 Month	14.3%
6 Month	6.5%
1 Year	15.5%
3 Year	17.4%
5 Year	25.8%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.7%
2023	21.7%
2022	11.5%
2021	16.8%
2020	1.1%
2019	14.9%
2018	-2.4%
2017	47.6%
2016	15.7%
2015	-0.5%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	9.52 Yr.
Dhaval Joshi	21 Nov 22	2.28 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	97.02%
Technology	1.09%

Asset Allocation

Asset Class	Value
Cash	1.89%
Equity	98.11%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	20%	₹601 Cr	4,993,129
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	19%	₹578 Cr	3,336,948
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	7%	₹199 Cr	233,725
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	7%	₹196 Cr	1,927,100
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	5%	₹162 Cr	2,351,492
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	4%	₹110 Cr	667,972
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹97 Cr	1,577,700
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	3%	₹89 Cr	469,972
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	2%	₹74 Cr	1,308,861
Repco Home Finance Ltd (Financial Services) Equity, Since 31 Dec 13 \| 535322	2%	₹58 Cr	1,751,838 ↓ -180,986

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