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टॉप 5 सर्वोत्कृष्ट बँकिंग आणि PSU डेट फंड 2022 - Fincash

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टॉप 5 सर्वोत्कृष्ट बँकिंग आणि PSU डेट फंड 2022

Updated on November 2, 2024 , 20352 views

बँकिंग आणि पीएसयू डेट फंड हे सिक्युरिटीज अँड एक्सचेंज बोर्ड ऑफ इंडियाने सादर केलेले नवीन उप-वर्ग आहेत (सेबी) कर्जातम्युच्युअल फंड श्रेणी हे फंड प्रामुख्याने कर्जामध्ये गुंतवणूक करतात आणिपैसा बाजार बँका, सार्वजनिक वित्तीय संस्था, सार्वजनिक क्षेत्रातील उपक्रम इत्यादींद्वारे जारी केलेल्या सिक्युरिटीजचा समावेश असलेली साधने. हा पर्याय इष्टतम शिल्लक राखण्यासाठी मानला जातोतरलता, सुरक्षितता आणि उत्पन्न.

बँकिंग आणि PSUकर्ज निधी कर्ज निधीच्या शॉर्ट टर्म श्रेणीशी संबंधित आहे ज्याचा उद्देश सुरक्षित परतावा देणे आणि जोखीम कमी करणेगुंतवणूक बँका आणि सार्वजनिक क्षेत्रातील उपक्रमांद्वारे प्रामुख्याने जारी केलेल्या चांगल्या दर्जाच्या कर्ज साधनांमध्ये. अल्प कालावधीसाठी, आदर्शतः 2-3 वर्षांसाठी गुंतवणूक करण्यास इच्छुक असलेले गुंतवणूकदार या योजनेत गुंतवणूक करू शकतात.

2022 - 2023 मधील सर्वोत्तम कामगिरी करणारे बँकिंग आणि PSU कर्ज फंड येथे आहेत.

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Banking-PSU-Funds

टॉप परफॉर्मिंग बँकिंग आणि पीएसयू डेट फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
HDFC Banking and PSU Debt Fund Growth ₹21.8053
↑ 0.01
₹5,74824.38.15.86.87.42%3Y 7M 28D5Y 4D
UTI Banking & PSU Debt Fund Growth ₹20.7733
↑ 0.01
₹8241.94.27.986.77.28%2Y 5M 23D2Y 11M 12D
DSP BlackRock Banking and PSU Debt Fund Growth ₹22.9066
↑ 0.02
₹2,7102.559.26.16.77.27%5Y 6M 14D10Y 9M 4D
Kotak Banking and PSU Debt fund Growth ₹61.9804
↑ 0.03
₹5,7142.14.48.35.96.87.37%3Y 9M 4D5Y 8M 5D
Aditya Birla Sun Life Banking & PSU Debt Fund Growth ₹347.561
↑ 0.22
₹9,4372.14.48.266.97.4%3Y 7M 2D4Y 9M 25D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Nov 24

शीर्ष 5 सर्वोत्तम कामगिरी करणारे बँकिंग आणि PSU डेट फंड

1. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 6 in Banking & PSU Debt category.  Return for 2023 was 6.8% , 2022 was 3.3% and 2021 was 3.7% .

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund
Growth
Launch Date 26 Mar 14
NAV (04 Nov 24) ₹21.8053 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹5,748 on 30 Sep 24
Category Debt - Banking & PSU Debt
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.79
Sharpe Ratio 1.03
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 7.42%
Effective Maturity 5 Years 4 Days
Modified Duration 3 Years 7 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹11,038
31 Oct 21₹11,523
31 Oct 22₹11,844
31 Oct 23₹12,628
31 Oct 24₹13,659

HDFC Banking and PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

DurationReturns
1 Month 0.6%
3 Month 2%
6 Month 4.3%
1 Year 8.1%
3 Year 5.8%
5 Year 6.4%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 3.3%
2021 3.7%
2020 10.6%
2019 10.2%
2018 5.9%
2017 6.3%
2016 10.8%
2015 9.8%
2014
Fund Manager information for HDFC Banking and PSU Debt Fund
NameSinceTenure
Anil Bamboli26 Mar 1410.52 Yr.
Dhruv Muchhal22 Jun 231.28 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash3.17%
Debt96.55%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate52.02%
Government44.53%
Cash Equivalent3.17%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
07.18 Goi 2033
Sovereign Bonds | -
5%₹303 Cr29,500,000
Indian Railway Finance Corp Ltd.
Domestic Bonds | -
5%₹278 Cr27,500
Small Industries Development Bank Of India
Debentures | -
4%₹224 Cr22,500
7.26% Govt Stock 2033
Sovereign Bonds | -
4%₹222 Cr21,500,000
Indian Railway Finance Corporation Limited
Debentures | -
4%₹203 Cr20,000
Bajaj Housing Finance Limited
Debentures | -
3%₹151 Cr15,000
Rural Electrification Corporation Limited
Debentures | -
3%₹151 Cr1,500
Small Industries Development Bank Of India
Debentures | -
2%₹139 Cr14,000
Housing And Urban Development Corporation Limited
Debentures | -
2%₹131 Cr1,250
HDFC Bank Limited
Debentures | -
2%₹130 Cr13,000

2. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2023 was 6.7% , 2022 was 10.3% and 2021 was 2.8% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (04 Nov 24) ₹20.7733 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹824 on 30 Sep 24
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.55
Sharpe Ratio 0.95
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.28%
Effective Maturity 2 Years 11 Months 12 Days
Modified Duration 2 Years 5 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,909
31 Oct 21₹11,235
31 Oct 22₹12,285
31 Oct 23₹13,106
31 Oct 24₹14,159

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

DurationReturns
1 Month 0.5%
3 Month 1.9%
6 Month 4.2%
1 Year 7.9%
3 Year 8%
5 Year 7.2%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 212.84 Yr.

Data below for UTI Banking & PSU Debt Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash3.87%
Debt95.84%
Other0.3%
Debt Sector Allocation
SectorValue
Government48.54%
Corporate47.3%
Cash Equivalent3.87%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
11%₹92 Cr900,000,000
Axis Bank Limited
Debentures | -
7%₹55 Cr550
ICICI Bank Limited
Debentures | -
6%₹53 Cr550
Export-Import Bank of India
Domestic Bonds | -
6%₹50 Cr5,000
Small Industries Development Bank Of India
Debentures | -
6%₹50 Cr5,000
07.37 Goi 2028
Sovereign Bonds | -
6%₹46 Cr450,000,000
↓ -50,000,000
Power Finance Corporation Limited
Debentures | -
5%₹40 Cr400
Rural Electrification Corporation Limited
Debentures | -
4%₹35 Cr3,500
HDFC Bank Limited
Debentures | -
4%₹35 Cr350
Indian Railway Finance Corporation Limited
Debentures | -
4%₹30 Cr300

3. DSP BlackRock Banking and PSU Debt Fund

The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

DSP BlackRock Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 14 Sep 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 20 in Banking & PSU Debt category.  Return for 2023 was 6.7% , 2022 was 3.2% and 2021 was 3.1% .

Below is the key information for DSP BlackRock Banking and PSU Debt Fund

DSP BlackRock Banking and PSU Debt Fund
Growth
Launch Date 14 Sep 13
NAV (04 Nov 24) ₹22.9066 ↑ 0.02   (0.08 %)
Net Assets (Cr) ₹2,710 on 30 Sep 24
Category Debt - Banking & PSU Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 0.58
Sharpe Ratio 1.48
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 7.27%
Effective Maturity 10 Years 9 Months 4 Days
Modified Duration 5 Years 6 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹11,026
31 Oct 21₹11,439
31 Oct 22₹11,740
31 Oct 23₹12,501
31 Oct 24₹13,645

DSP BlackRock Banking and PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for DSP BlackRock Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

DurationReturns
1 Month 0.6%
3 Month 2.5%
6 Month 5%
1 Year 9.2%
3 Year 6.1%
5 Year 6.4%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 3.2%
2021 3.1%
2020 10.9%
2019 9.9%
2018 6.3%
2017 5.4%
2016 10.6%
2015 8.6%
2014 10.4%
Fund Manager information for DSP BlackRock Banking and PSU Debt Fund
NameSinceTenure
Sandeep Yadav1 Aug 240.16 Yr.
Shantanu Godambe1 Jun 231.33 Yr.

Data below for DSP BlackRock Banking and PSU Debt Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash6.54%
Debt93.22%
Other0.24%
Debt Sector Allocation
SectorValue
Government50.59%
Corporate48.99%
Cash Equivalent0.18%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.30 Goi 19062053
Sovereign Bonds | -
11%₹295 Cr27,500,000
National Bank For Financing Infrastructure And Development
Debentures | -
6%₹156 Cr15,000
Small Industries Development Bank Of India
Debentures | -
5%₹135 Cr12,500
Indian Railway Finance Corporation Limited
Debentures | -
4%₹112 Cr1,000
State Bank Of India
Debentures | -
4%₹110 Cr100
↓ -10
GAil (India) Limited
Debentures | -
4%₹106 Cr1,000
Rural Electrification Corporation Limited
Debentures | -
4%₹105 Cr10,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -
4%₹104 Cr10,000
Uttar Pradesh (Government of) 7.48%
- | -
4%₹104 Cr10,000,000
07.09 Goi 05082054
Sovereign Bonds | -
3%₹83 Cr8,000,000
↑ 1,000,000

4. Kotak Banking and PSU Debt fund

To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.

Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund was launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of since its launch.  Ranked 19 in Banking & PSU Debt category.  Return for 2023 was 6.8% , 2022 was 3.6% and 2021 was 3.9% .

Below is the key information for Kotak Banking and PSU Debt fund

Kotak Banking and PSU Debt fund
Growth
Launch Date 29 Dec 98
NAV (04 Nov 24) ₹61.9804 ↑ 0.03   (0.05 %)
Net Assets (Cr) ₹5,714 on 30 Sep 24
Category Debt - Banking & PSU Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.81
Sharpe Ratio 1.4
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.37%
Effective Maturity 5 Years 8 Months 5 Days
Modified Duration 3 Years 9 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹11,047
31 Oct 21₹11,551
31 Oct 22₹11,897
31 Oct 23₹12,671
31 Oct 24₹13,732

Kotak Banking and PSU Debt fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Banking and PSU Debt fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

DurationReturns
1 Month 0.6%
3 Month 2.1%
6 Month 4.4%
1 Year 8.3%
3 Year 5.9%
5 Year 6.5%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 3.6%
2021 3.9%
2020 10.5%
2019 10.8%
2018 6.7%
2017 6.2%
2016 10%
2015 8.6%
2014 9.5%
Fund Manager information for Kotak Banking and PSU Debt fund
NameSinceTenure
Deepak Agrawal1 Aug 0816.18 Yr.
Abhishek Bisen1 Nov 221.92 Yr.

Data below for Kotak Banking and PSU Debt fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash3.14%
Debt96.59%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate52.73%
Government43.86%
Cash Equivalent3.14%
Credit Quality
RatingValue
AA1.75%
AAA98.25%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
07.18 Goi 2033
Sovereign Bonds | -
11%₹606 Cr58,943,740
7.1% Govt Stock 2034
Sovereign Bonds | -
6%₹368 Cr35,886,530
National Bank For Agriculture And Rural Development
Debentures | -
6%₹349 Cr34,700
Power Finance Corp Ltd. 0.076%
Debentures | -
6%₹334 Cr33,000
National Housing Bank
Debentures | -
5%₹277 Cr27,500
7.93% Govt Stock 2033
Sovereign Bonds | -
4%₹241 Cr23,432,280
HDFC Bank Limited
Debentures | -
4%₹212 Cr21,000
Power Grid Corporation Of India Limited
Debentures | -
4%₹203 Cr20,000
Rural Electrification Corporation Limited
Debentures | -
3%₹157 Cr15,500
Rural Electrification Corporation Limited
Debentures | -
3%₹154 Cr15,000

5. Aditya Birla Sun Life Banking & PSU Debt Fund

(Erstwhile Aditya Birla Sun Life Treasury Optimizer Fund)

An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk.

Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 9 May 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 9 in Banking & PSU Debt category.  Return for 2023 was 6.9% , 2022 was 3.7% and 2021 was 3.6% .

Below is the key information for Aditya Birla Sun Life Banking & PSU Debt Fund

Aditya Birla Sun Life Banking & PSU Debt Fund
Growth
Launch Date 9 May 08
NAV (04 Nov 24) ₹347.561 ↑ 0.22   (0.06 %)
Net Assets (Cr) ₹9,437 on 15 Oct 24
Category Debt - Banking & PSU Debt
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 0.7
Sharpe Ratio 1.28
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.4%
Effective Maturity 4 Years 9 Months 25 Days
Modified Duration 3 Years 7 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹11,055
31 Oct 21₹11,519
31 Oct 22₹11,878
31 Oct 23₹12,662
31 Oct 24₹13,705

Aditya Birla Sun Life Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

DurationReturns
1 Month 0.6%
3 Month 2.1%
6 Month 4.4%
1 Year 8.2%
3 Year 6%
5 Year 6.5%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 3.7%
2021 3.6%
2020 10.9%
2019 9.9%
2018 6.6%
2017 5.6%
2016 12.3%
2015 8.5%
2014 12.5%
Fund Manager information for Aditya Birla Sun Life Banking & PSU Debt Fund
NameSinceTenure
Kaustubh Gupta29 Sep 0915.01 Yr.
Harshil Suvarnkar22 Mar 213.53 Yr.

Data below for Aditya Birla Sun Life Banking & PSU Debt Fund as on 15 Oct 24

Asset Allocation
Asset ClassValue
Cash5.4%
Debt94.34%
Other0.26%
Debt Sector Allocation
SectorValue
Corporate64.19%
Government31.92%
Cash Equivalent3.63%
Credit Quality
RatingValue
AA0.89%
AAA99.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Limited
Debentures | -
4%₹352 Cr34,500
Power Finance Corporation Ltd.
Debentures | -
3%₹301 Cr30,000
07.18 Goi 14082033
Sovereign Bonds | -
3%₹281 Cr27,418,800
↓ -19,960,000
07.18 Goi 24072037
Sovereign Bonds | -
3%₹277 Cr26,946,000
↑ 1,500,000
Power Finance Corp Ltd. 7.6%
Debentures | -
3%₹253 Cr25,000
Small Industries Development Bank Of India
Debentures | -
3%₹245 Cr24,500
7.10%Goi 08/04/2034
Sovereign Bonds | -
2%₹214 Cr20,927,000
↑ 11,060,000
Small Industries Development Bank Of India
Debentures | -
2%₹200 Cr20,000
↑ 17,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹196 Cr19,500
REC Ltd. 7.71%
Debentures | -
2%₹196 Cr19,500

बँकिंग आणि PSU फंडांमध्ये गुंतवणूक कशी करावी?

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Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
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