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2022 मध्ये गुंतवणुकीसाठी 8 सर्वोत्कृष्ट कार्यक्षम केंद्रित म्युच्युअल फंड

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8 सर्वोत्कृष्ट कामगिरी फोकस्ड फंड 2022

Updated on February 18, 2025 , 50528 views

स्टॉक्स निवडण्याच्या त्यांच्या पद्धतशीर दृष्टिकोनामुळे फोकस्ड फंड लोकप्रिय होत आहेत. या फंडांचे उद्दिष्ट जास्त परतावा मिळण्याचे आहेगुंतवणूक मर्यादित साठा मध्ये. परंतु, सर्वोत्कृष्ट कामगिरी करणाऱ्या फोकस्ड फंडांच्या यादीत जाण्यापूर्वी, प्रथम या म्युच्युअल फंड योजनेचे उद्दिष्ट आणि उद्देश समजून घेऊ.

फोकस्ड फंड्स म्हणजे काय?

फोकस्ड फंड हा एक प्रकार आहेइक्विटी फंड जे मर्यादित समभागांमध्ये गुंतवणूक करते. हे फंड लार्ज-कॅप, मिड, स्मॉल किंवा मल्टी कॅप स्टॉक्सवर लक्ष केंद्रित करतात. सिक्युरिटी अँड एक्सचेंज ऑफ इंडिया नुसार (सेबी) केंद्रित फंड किमान 30 समभागांमध्ये गुंतवणूक करू शकतो. एक केंद्रित फंड योजना त्याच्या एकूण मालमत्तेपैकी किमान 60 टक्के इक्विटीमध्ये गुंतवणूक करू शकते.

वाढीची क्षमता असलेल्या दर्जेदार कंपन्यांच्या मर्यादित संख्येत गुंतवणूक करून, लक्ष केंद्रित फंड उच्च परतावा देण्याचे ध्येय ठेवतात. हे फंड प्रमाणापेक्षा गुणवत्तेवर भर देतात. मोठ्या संख्येने होल्डिंग्समध्ये विविधता आणण्याऐवजी, फोकस्ड फंडांचे फंड मॅनेजर अशा स्टॉक्स ठेवण्यास प्राधान्य देतात ज्यावर सर्वात जास्त विश्वास आहे. हे फंड ज्या सिक्युरिटीज खरेदी करतात त्यांचे सामान्यतः सखोल संशोधन केले जाते.

या फंडांचा एक तोटा असा आहे की त्यांच्यात विविधतेचा अभाव आहे, त्यामुळे इतरांच्या तुलनेत मोठ्या प्रमाणात धोका असतो.म्युच्युअल फंड.

फोकस्ड म्युच्युअल फंडात गुंतवणुकीचे फायदे

केंद्रित फंड मर्यादित समभागांमध्ये गुंतवणूक करतात म्हणून ते अत्यंत पद्धतशीर असतात. हे फंड गुंतवणूकदारांच्या बाजूने काम करू शकतील अशा सर्वोत्तम गुंतवणूकीची निवड करण्याचा प्रयत्न करतात. फोकस्ड फंडाचा संपूर्ण उद्देश योग्य स्टॉकसह बुल्स डोळा मारणे आणि उच्च परतावा मिळवणे हा आहे. फोकस्ड फंडांचे फंड मॅनेजर विजेते निवडण्यात आणि व्यापक स्टॉकच्या परताव्यावर मात करण्यात तज्ञ असतातबाजार.

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शीर्ष 8 सर्वोत्तम केंद्रित म्युच्युअल फंड FY 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
HDFC Focused 30 Fund Growth ₹208.254
↑ 0.45
₹15,688-2.4-2.113.222.522.324
ICICI Prudential Focused Equity Fund Growth ₹80.38
↑ 0.39
₹10,065-3.9-81218.322.726.5
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18
₹1,354-58.524.51717.3
DSP BlackRock Focus Fund Growth ₹49.461
↑ 0.37
₹2,393-4.9-7.79.214.813.918.5
Franklin India Focused Equity Fund Growth ₹98.486
↑ 0.10
₹11,553-4.3-8.9714.518.519.9
IIFL Focused Equity Fund Growth ₹43.3078
↑ 0.31
₹6,885-4.5-10.56.213.617.214.7
Aditya Birla Sun Life Focused Equity Fund Growth ₹128.573
↑ 0.53
₹7,354-4.3-6.66.612.714.918.7
Nippon India Focused Equity Fund Growth ₹107.833
↑ 0.36
₹7,875-4.8-10.34.612.117.410.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 25

1. HDFC Focused 30 Fund

(Erstwhile HDFC Core & Satellite Fund)

To generate capital appreciation through equity investment in companies whose shares are quoting at prices below their true value.

HDFC Focused 30 Fund is a Equity - Focused fund was launched on 17 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 39 in Focused category.  Return for 2024 was 24% , 2023 was 29.6% and 2022 was 18.3% .

Below is the key information for HDFC Focused 30 Fund

HDFC Focused 30 Fund
Growth
Launch Date 17 Sep 04
NAV (20 Feb 25) ₹208.254 ↑ 0.45   (0.22 %)
Net Assets (Cr) ₹15,688 on 31 Jan 25
Category Equity - Focused
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.77
Sharpe Ratio 1.06
Information Ratio 1.82
Alpha Ratio 7.72
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

HDFC Focused 30 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for HDFC Focused 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

DurationReturns
1 Month -1%
3 Month -2.4%
6 Month -2.1%
1 Year 13.2%
3 Year 22.5%
5 Year 22.3%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2023 24%
2022 29.6%
2021 18.3%
2020 40.1%
2019 4.2%
2018 3.8%
2017 -14.6%
2016 38.7%
2015 2.1%
2014 5%
Fund Manager information for HDFC Focused 30 Fund
NameSinceTenure

Data below for HDFC Focused 30 Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. ICICI Prudential Focused Equity Fund

(Erstwhile ICICI Prudential Select Large Cap Fund)

An equity fund that aims to generate capital appreciation by investing in equity and equity related securities of large market capitalisation companies, with an option to withdraw investment periodically based on triggers.

ICICI Prudential Focused Equity Fund is a Equity - Focused fund was launched on 28 May 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.2% since its launch.  Ranked 65 in Focused category.  Return for 2024 was 26.5% , 2023 was 28.3% and 2022 was 6% .

Below is the key information for ICICI Prudential Focused Equity Fund

ICICI Prudential Focused Equity Fund
Growth
Launch Date 28 May 09
NAV (20 Feb 25) ₹80.38 ↑ 0.39   (0.49 %)
Net Assets (Cr) ₹10,065 on 31 Jan 25
Category Equity - Focused
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.99
Sharpe Ratio 0.88
Information Ratio 0.96
Alpha Ratio 8.02
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

ICICI Prudential Focused Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for ICICI Prudential Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

DurationReturns
1 Month -1.7%
3 Month -3.9%
6 Month -8%
1 Year 12%
3 Year 18.3%
5 Year 22.7%
10 Year
15 Year
Since launch 14.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 26.5%
2022 28.3%
2021 6%
2020 36.1%
2019 24.6%
2018 0.4%
2017 -2.7%
2016 23.4%
2015 10.6%
2014 -5.2%
Fund Manager information for ICICI Prudential Focused Equity Fund
NameSinceTenure

Data below for ICICI Prudential Focused Equity Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. Sundaram Select Focus Fund

To achieve capital appreciation by investing in equity and equity related instruments of select stocks

Sundaram Select Focus Fund is a Equity - Focused fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch.  Ranked 55 in Focused category. .

Below is the key information for Sundaram Select Focus Fund

Sundaram Select Focus Fund
Growth
Launch Date 30 Jul 02
NAV (24 Dec 21) ₹264.968 ↓ -1.18   (-0.45 %)
Net Assets (Cr) ₹1,354 on 30 Nov 21
Category Equity - Focused
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.52
Sharpe Ratio 1.85
Information Ratio -0.52
Alpha Ratio -5.62
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue

Sundaram Select Focus Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Sundaram Select Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

DurationReturns
1 Month -2.6%
3 Month -5%
6 Month 8.5%
1 Year 24.5%
3 Year 17%
5 Year 17.3%
10 Year
15 Year
Since launch 18.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
Fund Manager information for Sundaram Select Focus Fund
NameSinceTenure

Data below for Sundaram Select Focus Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

4. DSP BlackRock Focus Fund

(Erstwhile DSP BlackRock Focus 25 Fund)

The primary investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities including equity derivatives. The portfolio will consist of multi cap companies by market capitalisation. The Scheme will hold equity and equity-related securities including equity derivatives, of upto 30 companies. The Scheme may also invest in debt and money market securities, for defensive considerations and/or for managing liquidity requirements. There is no assurance that the investment objective of the Scheme will be realized.

DSP BlackRock Focus Fund is a Equity - Focused fund was launched on 10 Jun 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.5% since its launch.  Ranked 27 in Focused category.  Return for 2024 was 18.5% , 2023 was 34.2% and 2022 was -4.5% .

Below is the key information for DSP BlackRock Focus Fund

DSP BlackRock Focus Fund
Growth
Launch Date 10 Jun 10
NAV (20 Feb 25) ₹49.461 ↑ 0.37   (0.76 %)
Net Assets (Cr) ₹2,393 on 31 Jan 25
Category Equity - Focused
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.15
Sharpe Ratio 0.55
Information Ratio -0.05
Alpha Ratio 3.75
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue

DSP BlackRock Focus Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for DSP BlackRock Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

DurationReturns
1 Month -2.7%
3 Month -4.9%
6 Month -7.7%
1 Year 9.2%
3 Year 14.8%
5 Year 13.9%
10 Year
15 Year
Since launch 11.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 18.5%
2022 34.2%
2021 -4.5%
2020 22.3%
2019 9%
2018 18%
2017 -5.6%
2016 29.2%
2015 6.1%
2014 2%
Fund Manager information for DSP BlackRock Focus Fund
NameSinceTenure

Data below for DSP BlackRock Focus Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. Franklin India Focused Equity Fund

(Erstwhile Franklin India High Growth Companies Fund)

An open-end diversified equity fund that seeks to achieve capital appreciation through investments in Indian companies/sectors with high growth rates or potential. Unlike our other funds under the Franklin India moniker, this fund will adopt a growth style to investing and a blend of top-down (macro analysis to identify sectors) and bottom-up approach (micro analysis to pick stocks within these sectors).

Franklin India Focused Equity Fund is a Equity - Focused fund was launched on 26 Jul 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.9% since its launch.  Ranked 28 in Focused category.  Return for 2024 was 19.9% , 2023 was 23.5% and 2022 was 8.9% .

Below is the key information for Franklin India Focused Equity Fund

Franklin India Focused Equity Fund
Growth
Launch Date 26 Jul 07
NAV (20 Feb 25) ₹98.486 ↑ 0.10   (0.10 %)
Net Assets (Cr) ₹11,553 on 31 Jan 25
Category Equity - Focused
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.79
Sharpe Ratio 0.42
Information Ratio 0.06
Alpha Ratio 1.8
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

Franklin India Focused Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Franklin India Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

DurationReturns
1 Month -2%
3 Month -4.3%
6 Month -8.9%
1 Year 7%
3 Year 14.5%
5 Year 18.5%
10 Year
15 Year
Since launch 13.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 19.9%
2022 23.5%
2021 8.9%
2020 39.4%
2019 10.9%
2018 10.9%
2017 -8.8%
2016 37.4%
2015 5%
2014 1.5%
Fund Manager information for Franklin India Focused Equity Fund
NameSinceTenure

Data below for Franklin India Focused Equity Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

6. IIFL Focused Equity Fund

(Erstwhile IIFL India Growth Fund)

The investment objective of the scheme is to generate long term capital appreciation for investors from a portfolio of equity and equity related securities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

IIFL Focused Equity Fund is a Equity - Focused fund was launched on 30 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.3% since its launch.  Return for 2024 was 14.7% , 2023 was 29.8% and 2022 was -0.9% .

Below is the key information for IIFL Focused Equity Fund

IIFL Focused Equity Fund
Growth
Launch Date 30 Oct 14
NAV (20 Feb 25) ₹43.3078 ↑ 0.31   (0.71 %)
Net Assets (Cr) ₹6,885 on 31 Jan 25
Category Equity - Focused
AMC IIFL Asset Management Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 1.87
Sharpe Ratio 0.25
Information Ratio -0.31
Alpha Ratio -0.03
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-2 Months (2%),2 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue

IIFL Focused Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for IIFL Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

DurationReturns
1 Month -2.5%
3 Month -4.5%
6 Month -10.5%
1 Year 6.2%
3 Year 13.6%
5 Year 17.2%
10 Year
15 Year
Since launch 15.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 14.7%
2022 29.8%
2021 -0.9%
2020 36.4%
2019 23.8%
2018 27.3%
2017 -6.8%
2016 30%
2015 9.9%
2014 1.8%
Fund Manager information for IIFL Focused Equity Fund
NameSinceTenure

Data below for IIFL Focused Equity Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

7. Aditya Birla Sun Life Focused Equity Fund

(Erstwhile Aditya Birla Sun Life Top 100 Fund)

An Open-ended growth scheme with the objective to provide medium to long term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities of top 100 companies as measured by market capitalization.

Aditya Birla Sun Life Focused Equity Fund is a Equity - Focused fund was launched on 24 Oct 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.1% since its launch.  Ranked 24 in Focused category.  Return for 2024 was 18.7% , 2023 was 23% and 2022 was 0.4% .

Below is the key information for Aditya Birla Sun Life Focused Equity Fund

Aditya Birla Sun Life Focused Equity Fund
Growth
Launch Date 24 Oct 05
NAV (20 Feb 25) ₹128.573 ↑ 0.53   (0.41 %)
Net Assets (Cr) ₹7,354 on 31 Jan 25
Category Equity - Focused
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.84
Sharpe Ratio 0.47
Information Ratio -0.51
Alpha Ratio 2.37
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue

Aditya Birla Sun Life Focused Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Aditya Birla Sun Life Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

DurationReturns
1 Month -2.7%
3 Month -4.3%
6 Month -6.6%
1 Year 6.6%
3 Year 12.7%
5 Year 14.9%
10 Year
15 Year
Since launch 14.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 18.7%
2022 23%
2021 0.4%
2020 26.7%
2019 16%
2018 11.3%
2017 -4.1%
2016 30.9%
2015 6.7%
2014 0%
Fund Manager information for Aditya Birla Sun Life Focused Equity Fund
NameSinceTenure

Data below for Aditya Birla Sun Life Focused Equity Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

8. Nippon India Focused Equity Fund

(Erstwhile Reliance Mid & Small Cap Fund)

The primary investment objective of the scheme is to seek to generate long term capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities and Derivatives predominantly in Mid cap and small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. However there can be no assurance that the investment objective of the scheme will be realized, as actual market movements may be at variance with anticipated trends.

Nippon India Focused Equity Fund is a Equity - Focused fund was launched on 26 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14% since its launch.  Ranked 30 in Focused category.  Return for 2024 was 10.1% , 2023 was 27.1% and 2022 was 7.7% .

Below is the key information for Nippon India Focused Equity Fund

Nippon India Focused Equity Fund
Growth
Launch Date 26 Dec 06
NAV (20 Feb 25) ₹107.833 ↑ 0.36   (0.34 %)
Net Assets (Cr) ₹7,875 on 31 Jan 25
Category Equity - Focused
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 1.87
Sharpe Ratio 0
Information Ratio -0.67
Alpha Ratio -3.36
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue

Nippon India Focused Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Nippon India Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

DurationReturns
1 Month -2.4%
3 Month -4.8%
6 Month -10.3%
1 Year 4.6%
3 Year 12.1%
5 Year 17.4%
10 Year
15 Year
Since launch 14%
Historical performance (Yearly) on absolute basis
YearReturns
2023 10.1%
2022 27.1%
2021 7.7%
2020 36.6%
2019 16.1%
2018 7%
2017 -12.7%
2016 42.7%
2015 2.9%
2014 8.3%
Fund Manager information for Nippon India Focused Equity Fund
NameSinceTenure

Data below for Nippon India Focused Equity Fund as on 31 Jan 25

Equity Sector Allocation
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Asset Allocation
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Top Securities Holdings / Portfolio
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फोकस्ड म्युच्युअल फंड्समध्ये ऑनलाइन गुंतवणूक कशी करावी?

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वारंवार विचारले जाणारे प्रश्न

1. फोकस्ड फंडांमध्ये कोण गुंतवणूक करते आणि का?

अ: केंद्रित फंड अनुभवी गुंतवणूकदारांसाठी आदर्श आहेत जे करू शकतातहाताळा बाजारातील अस्थिरता. याचे प्राथमिक कारण म्हणजे फोकस केलेले फंड हे उच्च-जोखीम असलेली गुंतवणूक असते आणि अनेकदा अपेक्षित परतावा देत नाहीत. म्हणून, निधीचे आणि गुंतवणुकीच्या कालावधीचे देखील मूल्यांकन करणे महत्वाचे आहे. हे अनुमान केवळ अनुभवी गुंतवणूकदारच यशस्वीपणे लावू शकतात.

2. फोकस्ड फंडांचा सर्वात महत्वाचा फायदा कोणता आहे?

अ: तुम्ही केंद्रित फंडांमध्ये गुंतवणूक केल्यास, तुम्ही तुमच्या गुंतवणूक पोर्टफोलिओमध्ये यशस्वीरित्या विविधता आणू शकता. फोकस्‍ड फंडांमध्‍ये तुम्‍हाला परतावा मिळण्‍याची खात्री देता येत नसली तरी, हे उच्च परतावा देण्‍यासाठी ओळखले जातात. म्हणून, जर तुम्हाला उच्च परतावा देणार्‍या मालमत्तेसह गुंतवणूक पोर्टफोलिओ तयार करायचा असेल, तर तुम्ही केंद्रित फंडांमध्ये गुंतवणूक केली पाहिजे.

3. केंद्रित निधीचे कर परिणाम काय आहेत?

अ: फोकस्ड फंडांचे कर परिणाम फोकस्ड फंडांच्या प्रकारावर अवलंबून असतील. कर परिणाम खालीलप्रमाणे आहेत:

  • इक्विटी-आधारित फोकस फंडांच्या बाबतीत, तुमच्यावर दीर्घ मुदतीसाठी 10% कर आकारला जाईलभांडवल जर रक्कम रु. 1 लाखापेक्षा जास्त असेल तर नफा. तथापि, जर तुम्हाला या निधीवर बचत करायची असेल तर'कर, लॉक-इन कालावधी छत्तीस महिन्यांपर्यंत वाढवा.
  • कर्ज-आधारित केंद्रित फंडांमध्ये, दीर्घकालीनभांडवली नफा इंडेक्सेशन नंतर 20% दराने कर आकारला जातो. मध्ये इंडेक्सेशन फॅक्टरिंग केले जाईलमहागाई दर.

4. फोकस्ड फंडांमध्ये कोणी गुंतवणूक करावी?

अ: कोणीतरी 3 ते 5 वर्षे गुंतवणूक ठेवण्यास तयार आहे. त्यामुळे दीर्घकालीन गुंतवणुकीच्या शोधात असलेल्या गुंतवणूकदारांनी फोकस्ड फंडांमध्ये गुंतवणूक करण्याचा विचार करावा.

5. मी केंद्रित निधीची तुलना कशी करू?

अ: जेव्हा तुम्ही दोन केंद्रित फंडांची तुलना करता तेव्हा तुम्ही याचा विचार केला पाहिजेनाही निधीचा आणि निधीचा 3 वर्ष आणि 5 वर्षांचा विकास दर. सामान्यतः, ज्या फंडांमध्ये वाढीचा दर जास्त आहे अशा फंडांमध्ये गुंतवणूक करणे ही चांगली गुंतवणूक मानली जाईल.

6. काही सर्वोत्तम-केंद्रित फंड कोणते आहेत?

अ: सध्या तुम्ही गुंतवणुकीचा विचार करू शकता असे काही सर्वोत्तम-केंद्रित फंड आहेतआयआयएफएल फोकस्ड इक्विटी फंड (5 वर्षांचा वाढीचा दर 18.8%), प्रिन्सिपल फोकस्ड मल्टीकॅप फंड (5 वर्षांचा वाढीचा दर 15.7%), अ‍ॅक्सिस फोकस्ड 25 फंड (5 वर्षांचा वाढीचा दर 17.9%) आणि निप्पॉन इंडिया फोकस्ड इक्विटी फंड (5 वर्षांचा वाढीचा दर 16.5%) ).

7. म्युच्युअल फंडांपेक्षा फोकस फंड कसा वेगळा आहे?

अ: केंद्रित फंडांना म्युच्युअल फंडांच्या मर्यादा नसतात, जेथे विशिष्ट क्षेत्रांमध्ये विशिष्ट टक्के गुंतवणूक करावी लागते. येथे गुंतवणूक विशिष्ट कंपन्यांच्या समभागांवर केंद्रित केली जाते, त्यामुळे चांगल्या कामगिरीची शक्यता वाढते. चांगली कामगिरी न करणाऱ्या समभागांमध्ये गुंतवणूक करून आणि त्यांची कामगिरी सुधारेपर्यंत टिकून राहून परतावा मर्यादित केला जाऊ शकतो. गुंतवणुकीची निवड फंडावर अवलंबून असते.

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येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
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