Table of Contents
FD कॅल्क्युलेटर - मुदत ठेव कॅल्क्युलेटर
मुदत ठेवी हे दीर्घकालीन गुंतवणूक साधन आहे जे गुंतवणूकदारांना मदत करतेपैसे वाचवा दीर्घ मुदतीसाठी. गुंतवणूकदार एक निश्चित कालावधी निवडू शकतात ज्यासाठी ठेव ठेवली जाईलबँक. सामान्यतः,एफडी दीर्घकालीन संपत्ती निर्माण करणार्‍यांसाठी गुंतवणूक अधिक चांगली आहे कारण ते बचत खात्यांच्या तुलनेत उच्च व्याजदर देतात.
FD व्याज कसे मोजले जाते?
एफडीवरील व्याज बहुतेक बँकांमध्ये तिमाहीत चक्रवाढ होते. यासाठी सूत्र आहे:
A = P * (1+ r/n) ^ n*t , कुठे
- आय = ए - पी
- ए = परिपक्वता मूल्य
- पी = मूळ रक्कम
- आर = व्याजदर
- ट = वर्षांची संख्या
- n = चक्रवाढ व्याज वारंवारता
- आय = व्याज मिळालेली रक्कम
एफडीचे फायदे
- FD म्हणून वापरता येईलसंपार्श्विक कर्ज घेण्यासाठी. तुम्ही तुमच्या FD रकमेवर 80-90% पर्यंत कर्ज घेऊ शकता
- ठेवीदार पुढील मुदत ठेवीसाठी मुदतपूर्तीच्या वेळी रक्कम हस्तांतरित करणे निवडू शकतो.
- पैसे फक्त एकदाच जमा करता येतात. एकदा जमा केल्यानंतर, खात्यातून पैसे काढल्यास दंड जमा होईल.
- ज्यांच्याकडे अतिरिक्त निधी आहे आणि ज्यांच्याकडून पैसे कमवायचे आहेत त्यांच्यासाठी FD योजना ही गुंतवणूकीची चांगली साधने आहेत.
Investment Amount:₹100,000 Interest Earned:₹28,930.22 Maturity Amount: ₹128,930.22मुदत ठेव (FD) कॅल्क्युलेटर
Talk to our investment specialist
FD वर कर लाभ
इतर वैयक्तिक कर-बचत आणि गुंतवणूक साधनांप्रमाणेच, मुदत ठेवी योजना देखील आकर्षित करतातकर. एकूण व्याज रु. पेक्षा जास्त असल्यास FD मधून जमा झालेल्या परताव्यावर 10% TDS कापला जातो. १०,000 एकाच आर्थिक वर्षात.
याची तुलना करूयाSIP योजना आणि तुम्ही पाहू शकता की दीर्घ मुदतीसाठी एसआयपी अधिक फायदेशीर आहेत. इक्विटीमधून दीर्घकालीन नफा करमुक्त असल्याने, गुंतवणूक करणारी कोणतीही SIPELSS (इक्विटी लिंक्डम्युच्युअल फंड) देखील एक वर्षानंतर करमुक्त आहे.
*गेल्या 1 वर्षाच्या कामगिरीवर आणि फंडाचे वय > 1 वर्ष यावर आधारित फंडाची यादी खाली दिली आहे.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Motilal Oswal Midcap 30 Fund Growth ₹113.729
↓ -0.45 ₹22,898 500 7.6 22.7 59.7 37 33.9 41.7 LIC MF Infrastructure Fund Growth ₹52.1096
↓ -0.22 ₹852 1,000 4 7.2 52.9 33.7 28 44.4 Motilal Oswal Long Term Equity Fund Growth ₹56.0946
↓ -0.27 ₹4,187 500 3.9 17.8 51 28.9 24.7 37 Invesco India Mid Cap Fund Growth ₹176.05
↓ -0.85 ₹5,863 500 3.5 16.1 47.7 26.4 29 34.1 Motilal Oswal Multicap 35 Fund Growth ₹64.7391
↓ -0.20 ₹12,598 500 4.9 18.4 47.7 24.2 19 31 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 24
2022 साठी शीर्ष निधी
*1 वर्षाच्या कामगिरीवर आधारित सर्वोत्तम निधी.
The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector. LIC MF Infrastructure Fund is a Equity - Sectoral fund was launched on 29 Feb 08. It is a fund with High risk and has given a Below is the key information for LIC MF Infrastructure Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on 1. LIC MF Infrastructure Fund
CAGR/Annualized return of 10.3% since its launch. Return for 2023 was 44.4% , 2022 was 7.9% and 2021 was 46.6% . LIC MF Infrastructure Fund
Growth Launch Date 29 Feb 08 NAV (19 Dec 24) ₹52.1096 ↓ -0.22 (-0.41 %) Net Assets (Cr) ₹852 on 30 Nov 24 Category Equity - Sectoral AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk High Expense Ratio 2.3 Sharpe Ratio 2.57 Information Ratio 1.04 Alpha Ratio 25.82 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹9,587 30 Nov 21 ₹14,598 30 Nov 22 ₹16,344 30 Nov 23 ₹21,159 30 Nov 24 ₹33,824 Returns for LIC MF Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 24 Duration Returns 1 Month 6.1% 3 Month 4% 6 Month 7.2% 1 Year 52.9% 3 Year 33.7% 5 Year 28% 10 Year 15 Year Since launch 10.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 44.4% 2022 7.9% 2021 46.6% 2020 -0.1% 2019 13.3% 2018 -14.6% 2017 42.2% 2016 -2.2% 2015 -6.2% 2014 49.6% Fund Manager information for LIC MF Infrastructure Fund
Name Since Tenure Yogesh Patil 18 Sep 20 4.21 Yr. Mahesh Bendre 1 Jul 24 0.42 Yr. Data below for LIC MF Infrastructure Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Industrials 51.58% Basic Materials 11.71% Consumer Cyclical 7.93% Financial Services 7.09% Utility 5.96% Technology 3.49% Real Estate 2.2% Communication Services 1.96% Health Care 1.68% Energy 1% Asset Allocation
Asset Class Value Cash 5.39% Equity 94.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 5006555% ₹43 Cr 86,410 Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP4% ₹31 Cr 391,152 REC Ltd (Financial Services)
Equity, Since 31 Jul 23 | RECLTD3% ₹28 Cr 525,720
↑ 92,998 Schneider Electric Infrastructure Ltd (Industrials)
Equity, Since 31 Dec 23 | SCHNEIDER3% ₹27 Cr 328,026 Cummins India Ltd (Industrials)
Equity, Since 31 May 21 | CUMMINSIND3% ₹23 Cr 66,145 ISGEC Heavy Engineering Ltd (Industrials)
Equity, Since 31 Jul 24 | 5330333% ₹21 Cr 149,711 GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 Jan 24 | 5222752% ₹21 Cr 120,063 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 31 May 24 | BHEL2% ₹21 Cr 838,269 Texmaco Rail & Engineering Ltd (Industrials)
Equity, Since 30 Nov 23 | TEXRAIL2% ₹20 Cr 944,309
↑ 75,376 Bharat Bijlee Ltd (Industrials)
Equity, Since 31 Jul 22 | BBL2% ₹20 Cr 51,606
↑ 4,281 2. Motilal Oswal Long Term Equity Fund
CAGR/Annualized return of 19% since its launch. Return for 2023 was 37% , 2022 was 1.8% and 2021 was 32.1% . Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (19 Dec 24) ₹56.0946 ↓ -0.27 (-0.48 %) Net Assets (Cr) ₹4,187 on 30 Nov 24 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 0.74 Sharpe Ratio 3.36 Information Ratio 1.64 Alpha Ratio 21.74 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,204 30 Nov 21 ₹14,302 30 Nov 22 ₹15,086 30 Nov 23 ₹19,044 30 Nov 24 ₹28,882 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 24 Duration Returns 1 Month 9.1% 3 Month 3.9% 6 Month 17.8% 1 Year 51% 3 Year 28.9% 5 Year 24.7% 10 Year 15 Year Since launch 19% Historical performance (Yearly) on absolute basis
Year Returns 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% 2015 2014 Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 0.98 Yr. Niket Shah 17 Oct 23 1.13 Yr. Santosh Singh 1 Oct 24 0.17 Yr. Rakesh Shetty 22 Nov 22 2.03 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Industrials 31.68% Consumer Cyclical 24.69% Financial Services 17.08% Technology 9.32% Real Estate 7.04% Health Care 4.9% Basic Materials 3.86% Asset Allocation
Asset Class Value Cash 1.19% Equity 98.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | TRENT7% ₹289 Cr 425,260 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433207% ₹278 Cr 9,923,692
↓ -779,098 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | KALYANKJIL5% ₹227 Cr 3,134,622
↓ -162,310 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES4% ₹178 Cr 297,751 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE4% ₹174 Cr 1,055,205 Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM4% ₹162 Cr 408,886 Premier Energies Ltd (Technology)
Equity, Since 30 Sep 24 | PREMIERENE4% ₹155 Cr 1,267,798 Inox Wind Ltd (Industrials)
Equity, Since 31 Dec 23 | INOXWIND4% ₹152 Cr 7,946,960 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON4% ₹152 Cr 24,068,813 Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | APARINDS4% ₹150 Cr 148,305
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2024 Shepard Technologies Private Limited. All Rights Reserved