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CAGR कॅल्क्युलेटर

Updated on March 31, 2025 , 20616 views

CAGR म्हणजे काय?

CAGR विशिष्ट कालावधीत गुंतवणुकीच्या सरासरी वार्षिक वाढीचा संदर्भ देते. असे गृहीत धरले जाते की गुंतवणुकीचे मूल्य कालावधीत चक्रवाढ होते. विपरीतनिरपेक्ष परतावा, CAGR घेतेपैशाचे वेळेचे मूल्य खात्यात परिणामी, ते एका वर्षात व्युत्पन्न केलेल्या गुंतवणुकीचे खरे उत्पन्न प्रतिबिंबित करण्यास सक्षम आहे.

CAGR Calculator

CAGR (Compound Annual Growth Rate)

20.11%

सीएजीआर कॅल्क्युलेटर कसे वापरावे

तुम्ही सीएजीआर कॅल्क्युलेटर कुठे वापरू शकता सीएजीआर हे तुमच्या गुंतवणुकीच्या निर्णयांचे विश्लेषण करण्यासाठी वापरण्यास सोपे साधन आहे. हे खालील परिस्थितींमध्ये अनुप्रयोग शोधते:

मध्ये तुम्ही काही विशिष्ट युनिट्स खरेदी केल्या आहेतइक्विटी फंड या वर्षी आणि तुमचे फंड मूल्य वाढले. सीएजीआर कॅल्क्युलेटरच्या मदतीने तुम्ही तुमच्या गुंतवणुकीवरील परताव्याचा दर जाणून घेऊ शकता
तुम्हाला सुरुवात करायची आहेगुंतवणूक आणि काही विशिष्ट ध्येये आहेत. सीएजीआर कॅल्क्युलेटरद्वारे, तुम्हाला कालमर्यादेत तुमचे पैसे किती दराने वाढवायचे आहेत हे कळेल.
तुम्ही एका इक्विटी फंडात गुंतवणूक केली आहे याचा विचार करा ज्याचे 3,5 आणि 10 वर्षांचे परतावे अनुक्रमे 25%, 15% आणि 10% आहेत. तुमचा फंड दरवर्षी कोणत्या सरासरी दराने वाढला हे तुम्हाला जाणून घ्यायचे आहे
गुंतवणुकीच्या CAGR ची तुमच्या अपेक्षित दराशी तुलना करण्यासाठी आणि योग्यता तपासा. सीएजीआर तुमच्या अपेक्षित परताव्याच्या दरापेक्षा जास्त किंवा त्यापेक्षा जास्त असेल तरच गुंतवणूक करा
च्या CAGRम्युच्युअल फंड बेंचमार्क रिटर्नशी तुलना केली जाऊ शकते

CAGR सूत्र

CAGR गणितीय सूत्र वापरून काढता येतो

CAGR = [ (अंतिम मूल्य/प्रारंभिक मूल्य)^(1/N)] -1

वरील सूत्र तीन चलांवर अवलंबून आहे. म्हणजे, सुरुवातीचे मूल्य, शेवटचे मूल्य आणि वर्षांची संख्या (N)

जेव्हा तुम्ही वरील तीन व्हेरिएबल्स इनपुट करता, तेव्हा CAGR कॅल्क्युलेटर तुम्हाला दर देईलगुंतवणुकीवर परतावा.

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CAGR च्या मर्यादा

जरी CAGR ही एक उपयुक्त संकल्पना असली तरी तिला खूप मर्यादा आहेत. या मर्यादांची जाणीव नसल्यामुळे गुंतवणुकीचे चुकीचे निर्णय होतात. काही मर्यादा आहेत:

सीएजीआरशी संबंधित गणनेमध्ये, ही फक्त सुरुवात आणि शेवटची मूल्ये आहेत. हे असे गृहीत धरते की वाढ कालावधी कालावधीत स्थिर आहे आणि अस्थिरता पैलू विचारात घेण्यात अयशस्वी आहे

हे फक्त एकरकमी गुंतवणुकीसाठी योग्य आहे. जसे की अएसआयपी गुंतवणूक, CAGR ची गणना करताना फक्त सुरुवातीचे मूल्य विचारात घेतल्याने विविध अंतराने पद्धतशीर गुंतवणूक विचारात घेतली जाणार नाही.

सीएजीआर गुंतवणुकीत अंतर्निहित जोखीम घेत नाही. जेव्हा इक्विटी गुंतवणुकीचा विचार केला जातो तेव्हा जोखीम-समायोजित परतावा CAGR पेक्षा अधिक महत्त्वाचा असतो. या हेतूंसाठी, आपल्याला जसे चांगले गुणोत्तर विचारात घेणे आवश्यक आहेतीव्र प्रमाण

सर्वोत्तम 3 वर्षांच्या CAGR सह शीर्ष निधी

1. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 31 in Sectoral category. Return for 2024 was 23.5% , 2023 was 54% and 2022 was 29% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (02 Apr 25)	₹29.8331 ↓ -0.02 (-0.06 %)
Net Assets (Cr)	₹4,149 on 28 Feb 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	-0.57
Information Ratio	-0.1
Alpha Ratio	3.02
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹13,883
31 Mar 22	₹17,382
31 Mar 23	₹19,831
31 Mar 24	₹37,078
31 Mar 25	₹39,285

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	12.6%
3 Month	-3.4%
6 Month	-12.1%
1 Year	1.8%
3 Year	29.9%
5 Year	32.1%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%
2014	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	0.75 Yr.

Data below for SBI PSU Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	35.9%
Utility	24.13%
Energy	17.02%
Industrials	10.67%
Basic Materials	6.34%

Asset Allocation

Asset Class	Value
Cash	5.81%
Equity	94.07%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	14%	₹591 Cr	8,577,500
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹380 Cr	24,350,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹380 Cr	15,135,554 ↑ 950,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹334 Cr	13,575,000 ↑ 800,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹230 Cr	9,700,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹174 Cr	27,900,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	4%	₹170 Cr	5,443,244
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	4%	₹154 Cr	7,800,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	4%	₹153 Cr	4,150,000 ↑ 550,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| SBICARD	3%	₹138 Cr	1,650,000

2. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch. Ranked 26 in Sectoral category. Return for 2024 was 23% , 2023 was 55.4% and 2022 was 19.3% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (02 Apr 25)	₹43.488 ↑ 0.25 (0.58 %)
Net Assets (Cr)	₹2,105 on 28 Feb 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.31
Sharpe Ratio	-0.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,356
31 Mar 22	₹21,727
31 Mar 23	₹25,279
31 Mar 24	₹45,346
31 Mar 25	₹47,548

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹756,118.
Net Profit of ₹456,118 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	9.8%
3 Month	-7.4%
6 Month	-13.2%
1 Year	2.7%
3 Year	28.9%
5 Year	37.6%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23%
2022	55.4%
2021	19.3%
2020	43.2%
2019	-7.5%
2018	-3.4%
2017	-29%
2016	43.3%
2015	-1.9%
2014	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.13 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Infrastructure Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	38.42%
Financial Services	20.62%
Basic Materials	10.93%
Utility	7.4%
Energy	6.96%
Communication Services	3.76%
Health Care	1.73%
Technology	0.98%
Real Estate	0.94%
Consumer Cyclical	0.58%

Asset Allocation

Asset Class	Value
Cash	6.48%
Equity	92.31%
Debt	1.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹157 Cr	1,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	6%	₹121 Cr	700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	6%	₹120 Cr	380,000 ↑ 30,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	5%	₹98 Cr	1,450,000 ↓ -50,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹69 Cr	2,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹67 Cr	150,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	3%	₹67 Cr	758,285
Coal India Ltd (Energy) Equity, Since 31 Oct 18 \| COALINDIA	3%	₹63 Cr	1,700,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹60 Cr	500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹55 Cr	350,000 ↓ -50,000

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a CAGR/Annualized return of 12% since its launch. Ranked 33 in Sectoral category. Return for 2024 was 25.6% , 2023 was 54.5% and 2022 was 20.5% .

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (02 Apr 25)	₹57.27 ↑ 0.03 (0.05 %)
Net Assets (Cr)	₹1,047 on 28 Feb 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.39
Sharpe Ratio	-0.67
Information Ratio	-0.53
Alpha Ratio	0.52
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹14,149
31 Mar 22	₹17,370
31 Mar 23	₹19,711
31 Mar 24	₹36,141
31 Mar 25	₹37,811

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	16%
3 Month	-5.7%
6 Month	-14.7%
1 Year	1%
3 Year	28.2%
5 Year	31%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%
2014	2.5%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Dhimant Kothari	19 May 20	4.79 Yr.

Data below for Invesco India PSU Equity Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	27.81%
Utility	24.59%
Financial Services	21.69%
Energy	18.38%
Basic Materials	6.48%

Asset Allocation

Asset Class	Value
Cash	1.06%
Equity	98.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	9%	₹96 Cr	3,894,619
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 22 \| 532898	9%	₹90 Cr	3,599,413
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	8%	₹86 Cr	1,251,543
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	8%	₹82 Cr	3,445,961
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500312	6%	₹65 Cr	2,868,783
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	5%	₹54 Cr	175,355 ↑ 22,180
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	5%	₹52 Cr	5,911,723
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	5%	₹49 Cr	1,570,631
National Aluminium Co Ltd (Basic Materials) Equity, Since 31 Aug 24 \| 532234	4%	₹46 Cr	2,604,332
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Nov 23 \| HINDPETRO	4%	₹46 Cr	1,564,169

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.