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CAGR कॅल्क्युलेटर

Updated on November 19, 2024 , 20078 views

CAGR म्हणजे काय?

CAGR विशिष्ट कालावधीत गुंतवणुकीच्या सरासरी वार्षिक वाढीचा संदर्भ देते. असे गृहीत धरले जाते की गुंतवणुकीचे मूल्य कालावधीत चक्रवाढ होते. विपरीतनिरपेक्ष परतावा, CAGR घेतेपैशाचे वेळेचे मूल्य खात्यात परिणामी, ते एका वर्षात व्युत्पन्न केलेल्या गुंतवणुकीचे खरे उत्पन्न प्रतिबिंबित करण्यास सक्षम आहे.

CAGR Calculator

CAGR (Compound Annual Growth Rate)

20.11%

सीएजीआर कॅल्क्युलेटर कसे वापरावे

तुम्ही सीएजीआर कॅल्क्युलेटर कुठे वापरू शकता सीएजीआर हे तुमच्या गुंतवणुकीच्या निर्णयांचे विश्लेषण करण्यासाठी वापरण्यास सोपे साधन आहे. हे खालील परिस्थितींमध्ये अनुप्रयोग शोधते:

मध्ये तुम्ही काही विशिष्ट युनिट्स खरेदी केल्या आहेतइक्विटी फंड या वर्षी आणि तुमचे फंड मूल्य वाढले. सीएजीआर कॅल्क्युलेटरच्या मदतीने तुम्ही तुमच्या गुंतवणुकीवरील परताव्याचा दर जाणून घेऊ शकता
तुम्हाला सुरुवात करायची आहेगुंतवणूक आणि काही विशिष्ट ध्येये आहेत. सीएजीआर कॅल्क्युलेटरद्वारे, तुम्हाला कालमर्यादेत तुमचे पैसे किती दराने वाढवायचे आहेत हे कळेल.
तुम्ही एका इक्विटी फंडात गुंतवणूक केली आहे याचा विचार करा ज्याचे 3,5 आणि 10 वर्षांचे परतावे अनुक्रमे 25%, 15% आणि 10% आहेत. तुमचा फंड दरवर्षी कोणत्या सरासरी दराने वाढला हे तुम्हाला जाणून घ्यायचे आहे
गुंतवणुकीच्या CAGR ची तुमच्या अपेक्षित दराशी तुलना करण्यासाठी आणि योग्यता तपासा. सीएजीआर तुमच्या अपेक्षित परताव्याच्या दरापेक्षा जास्त किंवा त्यापेक्षा जास्त असेल तरच गुंतवणूक करा
च्या CAGRम्युच्युअल फंड बेंचमार्क रिटर्नशी तुलना केली जाऊ शकते

CAGR सूत्र

CAGR गणितीय सूत्र वापरून काढता येतो

CAGR = [ (अंतिम मूल्य/प्रारंभिक मूल्य)^(1/N)] -1

वरील सूत्र तीन चलांवर अवलंबून आहे. म्हणजे, सुरुवातीचे मूल्य, शेवटचे मूल्य आणि वर्षांची संख्या (N)

जेव्हा तुम्ही वरील तीन व्हेरिएबल्स इनपुट करता, तेव्हा CAGR कॅल्क्युलेटर तुम्हाला दर देईलगुंतवणुकीवर परतावा.

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CAGR च्या मर्यादा

जरी CAGR ही एक उपयुक्त संकल्पना असली तरी तिला खूप मर्यादा आहेत. या मर्यादांची जाणीव नसल्यामुळे गुंतवणुकीचे चुकीचे निर्णय होतात. काही मर्यादा आहेत:

सीएजीआरशी संबंधित गणनेमध्ये, ही फक्त सुरुवात आणि शेवटची मूल्ये आहेत. हे असे गृहीत धरते की वाढ कालावधी कालावधीत स्थिर आहे आणि अस्थिरता पैलू विचारात घेण्यात अयशस्वी आहे

हे फक्त एकरकमी गुंतवणुकीसाठी योग्य आहे. जसे की अएसआयपी गुंतवणूक, CAGR ची गणना करताना फक्त सुरुवातीचे मूल्य विचारात घेतल्याने विविध अंतराने पद्धतशीर गुंतवणूक विचारात घेतली जाणार नाही.

सीएजीआर गुंतवणुकीत अंतर्निहित जोखीम घेत नाही. जेव्हा इक्विटी गुंतवणुकीचा विचार केला जातो तेव्हा जोखीम-समायोजित परतावा CAGR पेक्षा अधिक महत्त्वाचा असतो. या हेतूंसाठी, आपल्याला जसे चांगले गुणोत्तर विचारात घेणे आवश्यक आहेतीव्र प्रमाण

सर्वोत्तम 3 वर्षांच्या CAGR सह शीर्ष निधी

1. BOI AXA Credit Risk Fund

(Erstwhile BOI AXA Corporate Credit Spectrum Fund)

The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.

BOI AXA Credit Risk Fund is a Debt - Credit Risk fund was launched on 27 Feb 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 1.7% since its launch. Return for 2023 was 5.6% , 2022 was 143.1% and 2021 was 9.4% .

Below is the key information for BOI AXA Credit Risk Fund

BOI AXA Credit Risk Fund Growth
Launch Date	27 Feb 15
NAV (21 Nov 24)	₹11.749 ↑ 0.00 (0.02 %)
Net Assets (Cr)	₹115 on 31 Oct 24
Category	Debt - Credit Risk
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	1.56
Sharpe Ratio	-0.77
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (4%),12-24 Months (3%),24-36 Months (2%),36 Months and above(NIL)
Yield to Maturity	0.6%
Effective Maturity	8 Months 1 Day
Modified Duration	6 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹5,582
31 Oct 21	₹6,135
31 Oct 22	₹14,816
31 Oct 23	₹15,654
31 Oct 24	₹16,619

BOI AXA Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284 Invest Now

Returns for BOI AXA Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 24

Duration	Returns
1 Month	0.5%
3 Month	1.3%
6 Month	2.2%
1 Year	6.2%
3 Year	39.5%
5 Year	10.6%
10 Year
15 Year
Since launch	1.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	5.6%
2022	143.1%
2021	9.4%
2020	-44.4%
2019	-45.2%
2018	-0.3%
2017	9.3%
2016	11.2%
2015
2014

Fund Manager information for BOI AXA Credit Risk Fund

Name	Since	Tenure
Alok Singh	27 Feb 15	9.68 Yr.

Data below for BOI AXA Credit Risk Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	41.43%
Debt	58.19%
Other	0.38%

Debt Sector Allocation

Sector	Value
Corporate	58.19%
Cash Equivalent	41.43%

Credit Quality

Rating	Value
AA	83.98%
AAA	16.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aditya Birla Real Estate Limited Debentures \| -	10%	₹12 Cr	1,200,000
7.99% Rashtriya Chemicals And Fertilizers Limited Debentures \| -	9%	₹10 Cr	1,000,000 ↑ 1,000,000
JSW Steel Limited Debentures \| -	9%	₹10 Cr	1,000,000
360 One Prime Limited Debentures \| -	9%	₹10 Cr	1,000,000
Gic Housing Finance Limited Debentures \| -	9%	₹10 Cr	1,000,000
Manappuram Finance Limited Debentures \| -	9%	₹10 Cr	1,000,000
Godrej Industries Limited Debentures \| -	9%	₹10 Cr	1,000,000
ICICI Bank Ltd. Debentures \| -	4%	₹5 Cr	500,000 ↑ 500,000
Corporate Debt Market Development Fund Investment Fund \| -	0%	₹0 Cr	414
Amanta Healthcare Limited Preference Shares \| -	0%	₹0 Cr	2,291,890 ↑ 2,291,890

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 31 in Sectoral category. Return for 2023 was 54% , 2022 was 29% and 2021 was 32.4% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (21 Nov 24)	₹30.3771 ↓ -0.28 (-0.93 %)
Net Assets (Cr)	₹4,471 on 31 Oct 24
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	1.96
Information Ratio	-0.44
Alpha Ratio	-0.34
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹7,320
31 Oct 21	₹11,991
31 Oct 22	₹14,035
31 Oct 23	₹17,801
31 Oct 24	₹29,315

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 24

Duration	Returns
1 Month	-6.7%
3 Month	-11%
6 Month	-7.6%
1 Year	48.2%
3 Year	32.6%
5 Year	23.5%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%
2014	41.5%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	0.42 Yr.

Data below for SBI PSU Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Financial Services	36.78%
Utility	23.95%
Energy	17.87%
Industrials	10.89%
Basic Materials	7.16%

Asset Allocation

Asset Class	Value
Cash	3.36%
Equity	96.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	15%	₹679 Cr	8,277,500
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹404 Cr	12,585,554
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	8%	₹367 Cr	18,350,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹341 Cr	11,975,000 ↑ 1,600,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹277 Cr	8,900,000 ↑ 700,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	5%	₹222 Cr	5,443,244
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	5%	₹206 Cr	9,300,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	4%	₹196 Cr	7,800,000
Petronet LNG Ltd (Energy) Equity, Since 30 Jun 24 \| 532522	3%	₹137 Cr	4,100,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	3%	₹133 Cr	3,600,000

3. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 16.2% since its launch. Ranked 27 in Sectoral category. Return for 2023 was 44.6% , 2022 was 28.8% and 2021 was 50.1% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (21 Nov 24)	₹180.56 ↓ -2.37 (-1.30 %)
Net Assets (Cr)	₹6,779 on 31 Oct 24
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	2.79
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹8,153
31 Oct 21	₹16,225
31 Oct 22	₹19,329
31 Oct 23	₹24,564
31 Oct 24	₹38,379

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Nov 24

Duration	Returns
1 Month	-7.2%
3 Month	-5.6%
6 Month	0.4%
1 Year	38.8%
3 Year	30.4%
5 Year	29.6%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%
2014	56.2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	7.42 Yr.
Sharmila D’mello	30 Jun 22	2.34 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Industrials	31.81%
Basic Materials	19.74%
Financial Services	19.22%
Utility	11.96%
Energy	5.54%
Consumer Cyclical	1.41%
Real Estate	1.27%
Communication Services	0.82%

Asset Allocation

Asset Class	Value
Cash	7.51%
Equity	91.77%
Debt	0.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	7%	₹441 Cr	1,199,683 ↑ 83,564
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	5%	₹293 Cr	6,615,698 ↓ -2,550,000
JM Financial Ltd (Financial Services) Equity, Since 31 Oct 21 \| JMFINANCIL	4%	₹262 Cr	17,363,241 ↑ 1,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	4%	₹253 Cr	1,990,000 ↓ -210,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	4%	₹241 Cr	1,390,000 ↓ -220,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	4%	₹233 Cr	1,702,912 ↓ -55,364
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹184 Cr	6,100,157
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Jun 24 \| 532978	3%	₹179 Cr	905,683 ↓ -8,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	3%	₹178 Cr	67,622
Nuvoco Vista Corp Ltd (Basic Materials) Equity, Since 28 Feb 23 \| 543334	3%	₹176 Cr	4,887,713

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.