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लम्पसम कॅल्क्युलेटर

Updated on April 21, 2025 , 19016 views

लम्पसम कॅल्क्युलेटर गुंतवणूकदारांना त्यांची एकरकमी गुंतवणूक दिलेल्या कालावधीत कशी वाढते हे तपासण्यात मदत करते. गुंतवणुकीच्या एकरकमी पद्धतीमध्ये, लोक योजनेमध्ये एक-वेळ डाउन पेमेंट म्हणून लक्षणीय रक्कम गुंतवतात. जेव्हाही आपण म्युच्युअल फंड गुंतवणुकीबद्दल बोलतो तेव्हा आपल्या मनात पहिली गोष्ट येते की, “आम्हाला किती रक्कम गुंतवायची आहे?” अपेक्षित परतावा, जोखीम-भूक, गुंतवणुकीचा कालावधी इत्यादींशी संबंधित अनेक प्रश्न असले तरी; पहिला विचार जो नेहमी आपल्या कानावर पडतो तो म्हणजे गुंतवणुकीची रक्कम.

Lump-Sum-Calculator

तर, एक-वेळच्या गुंतवणुकीच्या वाढीचे मूल्यांकन करण्यासाठी लंपसम कॅल्क्युलेटर कशी मदत करते ते पाहू.म्युच्युअल फंड.

लम्पसम कॅल्क्युलेटर चित्रण

खालील डेटाच्या मदतीने तुमच्या एकरकमी गुंतवणुकीवरील परताव्याची गणना करा.

गुंतवणुकीचा कालावधी: 5 वर्षे

एकरकमी गुंतवणूक रक्कम: ₹१०,000

दीर्घकालीनमहागाई (%): ५ (अंदाजे)

दीर्घकालीन परतावा (%): १६ (अंदाजे)

लम्पसम कॅल्क्युलेटरनुसार अपेक्षित परतावा: ₹६,८५१

5 वर्षानंतर एकूण रक्कम: ₹१६,८५१

Know Your Lumpsum Amount

   
My Goal Amount:
Goal Tenure:
Years
Expected Annual Returns:
%

₹10,000 one time (Lumpsum)  for 5 Years
to achieve ₹16,851
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लम्पसम गुंतवणुकीसाठी 2018 मधील टॉप 10 परफॉर्मिंग म्युच्युअल फंड

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP BlackRock Natural Resources and New Energy Fund Growth ₹84.417
↑ 1.53
₹1,232 1,000 -0.4-7.8-1.712.929.913.9
DSP BlackRock Equity Opportunities Fund Growth ₹602.289
↑ 3.62
₹13,784 1,000 4.6-1.315.620.626.723.9
DSP BlackRock US Flexible Equity Fund Growth ₹48.9182
↓ -1.13
₹786 1,000 -19.8-12.2-3.25.91417.8
L&T Emerging Businesses Fund Growth ₹75.9538
↑ 0.35
₹13,334 5,000 -5.3-12.23.318.435.728.5
L&T India Value Fund Growth ₹103.547
↑ 0.68
₹12,600 5,000 2.1-3.710.421.730.425.9
IDFC Infrastructure Fund Growth ₹48.045
↑ 0.19
₹1,563 5,000 0.9-6.65.325.936.139.3
Tata India Tax Savings Fund Growth ₹42.364
↑ 0.23
₹4,335 500 1.1-4.110.215.223.119.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹59.75
↓ -0.02
₹3,248 1,000 14.26.11517.425.38.7
Aditya Birla Sun Life Small Cap Fund Growth ₹79.4724
↑ 0.41
₹4,416 1,000 -1.8-10.13.714.828.921.5
Axis Focused 25 Fund Growth ₹53.4
↑ 0.28
₹12,347 5,000 6.2-1.97.77.916.414.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Apr 25

लम्पसम कॅल्क्युलेटर समजून घेणे

गुंतवणुकीसाठी नवीन असलेल्या व्यक्तींना लंपसम कॅल्क्युलेटरची संकल्पना आणि त्याचे कार्य समजून घेणे कठीण जाते. म्हणून, गुंतागुंत कमी करण्यासाठी, गणनाबद्दल तपशीलवार माहिती दिली आहे. प्रक्रिया समजून घेण्यासाठी या माहितीतून जा. लंपसम कॅल्क्युलेटरमध्ये फीड करणे आवश्यक असलेल्या इनपुट डेटामध्ये हे समाविष्ट आहे:

  1. एकरकमी गुंतवणुकीचा कालावधी
  2. रक्कम एकरकमी पद्धतीने गुंतवली जात आहे
  3. इक्विटी मार्केटमधून दीर्घकालीन परताव्याचा अपेक्षित दर
  4. अपेक्षित वार्षिक महागाई दर

ते कसे कार्य करते?

कोणत्याही गुंतवणुकीच्या उद्दिष्टासाठी नेहमीच प्रभावी नियोजन आवश्यक असते. तथापि, लोक त्याच्या मागील कामगिरी आणि इतर संबंधित घटकांवर आधारित सर्वोत्तम योजना निवडू शकतात; या एकरकमी कॅल्क्युलेटरच्या मदतीने लोकांना त्यांची गुंतवणूक ठराविक कालावधीत अक्षरशः कशी वाढते हे ठरवण्यास मदत करते. आधी सांगितल्याप्रमाणे, या कॅल्क्युलेटरच्या इनपुट घटकांमध्ये गुंतवणुकीचा कालावधी, गुंतवलेली रक्कम आणि इतर गोष्टींचा समावेश होतो. तर, खाली दिलेल्या उदाहरणासह गणना कशी कार्य करते ते पाहू.

एकरकमी गुंतवणूक रक्कम: ₹२५,०००

गुंतवणुकीचा कालावधी: 5 वर्षे

अपेक्षित परतावा (%) (अंदाजे): १५

अपेक्षित महागाई (%) (अंदाजे):

1. तुमची एकरकमी गुंतवणूक रक्कम आणि गुंतवणुकीचा कालावधी एंटर करा

हा पहिला प्रश्न तुम्हाला विचारायचा आहे, की मला माझे उद्दिष्ट साध्य करण्यासाठी मला किती रक्कम गुंतवायची आहे. त्याच बरोबर, गुंतवणुकीचा कालावधी देखील निर्दिष्ट करा. तर, ₹25,000 ची रक्कम आणि 5 वर्षांच्या कार्यकाळाच्या सहाय्याने, खालीलप्रमाणे प्रतिमा दिली आहे. येथे, गुंतवणुकीची रक्कम आणि कार्यकाळ प्रविष्ट केल्यानंतर, तुम्हाला क्लिक करणे आवश्यक आहेपुढील बटण जे इमेजमध्ये दाखवल्याप्रमाणे स्क्रीनच्या तळाशी आहे.

Step_1

2. तुमच्या गुंतवणुकीवर अपेक्षित दीर्घकालीन वाढ प्रविष्ट करा

हा दुसरा प्रश्न आहे ज्याचे तुम्हाला उत्तर देणे आवश्यक आहे. येथे, तुम्हाला एकरकमी गुंतवणुकीवर अपेक्षित परताव्याचा दर प्रविष्ट करणे आवश्यक आहे. उदाहरणार्थ, या प्रकरणात परताव्याचा दर 15% आहे असे गृहीत धरू. त्यासाठीची प्रतिमा खालीलप्रमाणे सूचीबद्ध आहे. अपेक्षित परताव्याचा दर प्रविष्ट केल्यानंतर, तुम्हाला क्लिक करणे आवश्यक आहेपुढील बटण जे खाली दिलेल्या प्रमाणे आहे.

Question_2

3. महागाईसाठी समायोजित करा

एकदा तुम्ही अपेक्षित परताव्याची टक्केवारी एंटर केल्यानंतर आणि पुढील क्लिक केल्यानंतर तुम्हाला निकाल मिळेल. येथे, तुम्हाला जवळचा बॉक्स निवडण्याची आवश्यकता आहेमहागाईसाठी समायोजित करा आणि दीर्घकालीन चलनवाढीचा दर प्रविष्ट करा. आमच्या उदाहरणात, आम्ही चलनवाढीचा दर 5% घेतला आहे. एकदा तुम्ही चलनवाढीचा दर प्रविष्ट केलात तर; आपण गुंतवणूक मूल्य. या चरणाची प्रतिमा खालीलप्रमाणे आहे.

4. अंतिम परिणाम

Result

म्हणून, आपण असा निष्कर्ष काढू शकतो की, पाचव्या वर्षाच्या शेवटी, गुंतवणुकीवर निव्वळ नफा ₹15,263 आहे आणि एकूण गुंतवणूक मूल्य ₹40,263 आहे.

अशा प्रकारे, वर नमूद केलेल्या चरणांवरून, आपण पाहू शकतो की Fincash Lumpsum कॅल्क्युलेटर वापरणे सोपे आहे.

अधिक शंका असल्यास, आमच्या ग्राहक सेवा विभागाशी मोकळ्या मनाने संपर्क साधा.

2022 साठी शीर्ष निधी

*सर्वोत्तम निधी ३ वर्षांच्या कामगिरीवर आधारित.

1. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 31 in Sectoral category.  Return for 2024 was 23.5% , 2023 was 54% and 2022 was 29% .

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (23 Apr 25) ₹31.2562 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹4,789 on 31 Mar 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.3
Sharpe Ratio 0.07
Information Ratio -0.23
Alpha Ratio 3.14
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹13,883
31 Mar 22₹17,382
31 Mar 23₹19,831
31 Mar 24₹37,078
31 Mar 25₹39,285

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25

DurationReturns
1 Month 5.8%
3 Month 6.1%
6 Month -0.8%
1 Year 4.3%
3 Year 30.6%
5 Year 31.3%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.5%
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
2015 -11.1%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 240.75 Yr.

Data below for SBI PSU Fund as on 31 Mar 25

Equity Sector Allocation
SectorValue
Financial Services35.9%
Utility24.13%
Energy17.02%
Industrials10.67%
Basic Materials6.34%
Asset Allocation
Asset ClassValue
Cash5.81%
Equity94.07%
Debt0.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
14%₹591 Cr8,577,500
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
9%₹380 Cr24,350,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
9%₹380 Cr15,135,554
↑ 950,000
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
8%₹334 Cr13,575,000
↑ 800,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
6%₹230 Cr9,700,000
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 526371
4%₹174 Cr27,900,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
4%₹170 Cr5,443,244
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
4%₹154 Cr7,800,000
General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | GICRE
4%₹153 Cr4,150,000
↑ 550,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 24 | SBICARD
3%₹138 Cr1,650,000

2. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a CAGR/Annualized return of 12.3% since its launch.  Ranked 33 in Sectoral category.  Return for 2024 was 25.6% , 2023 was 54.5% and 2022 was 20.5% .

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (23 Apr 25) ₹60.05 ↑ 0.03   (0.05 %)
Net Assets (Cr) ₹1,217 on 31 Mar 25
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.39
Sharpe Ratio 0.06
Information Ratio -0.47
Alpha Ratio 3.27
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹14,149
31 Mar 22₹17,370
31 Mar 23₹19,711
31 Mar 24₹36,141
31 Mar 25₹37,811

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25

DurationReturns
1 Month 6.1%
3 Month 5%
6 Month -3.8%
1 Year 5%
3 Year 28.8%
5 Year 29.1%
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 25.6%
2023 54.5%
2022 20.5%
2021 31.1%
2020 6.1%
2019 10.1%
2018 -16.9%
2017 24.3%
2016 17.9%
2015 2.5%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Dhimant Kothari19 May 204.79 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Mar 25

Equity Sector Allocation
SectorValue
Industrials27.81%
Utility24.59%
Financial Services21.69%
Energy18.38%
Basic Materials6.48%
Asset Allocation
Asset ClassValue
Cash1.06%
Equity98.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
9%₹96 Cr3,894,619
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | 532898
9%₹90 Cr3,599,413
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
8%₹86 Cr1,251,543
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 500547
8%₹82 Cr3,445,961
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500312
6%₹65 Cr2,868,783
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
5%₹54 Cr175,355
↑ 22,180
NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN
5%₹52 Cr5,911,723
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 532555
5%₹49 Cr1,570,631
National Aluminium Co Ltd (Basic Materials)
Equity, Since 31 Aug 24 | 532234
4%₹46 Cr2,604,332
Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Nov 23 | HINDPETRO
4%₹46 Cr1,564,169

3. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch.  Ranked 26 in Sectoral category.  Return for 2024 was 23% , 2023 was 55.4% and 2022 was 19.3% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund
Growth
Launch Date 10 Mar 08
NAV (23 Apr 25) ₹45.192 ↑ 0.06   (0.13 %)
Net Assets (Cr) ₹2,329 on 31 Mar 25
Category Equity - Sectoral
AMC HDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.31
Sharpe Ratio -0.01
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹17,356
31 Mar 22₹21,727
31 Mar 23₹25,279
31 Mar 24₹45,346
31 Mar 25₹47,548

HDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906
Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25

DurationReturns
1 Month 5%
3 Month 3%
6 Month -4.2%
1 Year 4.3%
3 Year 28.5%
5 Year 35.2%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 23%
2023 55.4%
2022 19.3%
2021 43.2%
2020 -7.5%
2019 -3.4%
2018 -29%
2017 43.3%
2016 -1.9%
2015 -2.5%
Fund Manager information for HDFC Infrastructure Fund
NameSinceTenure
Srinivasan Ramamurthy12 Jan 241.13 Yr.
Dhruv Muchhal22 Jun 231.69 Yr.

Data below for HDFC Infrastructure Fund as on 31 Mar 25

Equity Sector Allocation
SectorValue
Industrials38.42%
Financial Services20.62%
Basic Materials10.93%
Utility7.4%
Energy6.96%
Communication Services3.76%
Health Care1.73%
Technology0.98%
Real Estate0.94%
Consumer Cyclical0.58%
Asset Allocation
Asset ClassValue
Cash6.48%
Equity92.31%
Debt1.21%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
7%₹157 Cr1,300,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK
6%₹121 Cr700,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
6%₹120 Cr380,000
↑ 30,000
J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL
5%₹98 Cr1,450,000
↓ -50,000
NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 532555
3%₹69 Cr2,200,000
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO
3%₹67 Cr150,000
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL
3%₹67 Cr758,285
Coal India Ltd (Energy)
Equity, Since 31 Oct 18 | COALINDIA
3%₹63 Cr1,700,000
Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE
3%₹60 Cr500,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 20 | BHARTIARTL
3%₹55 Cr350,000
↓ -50,000

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