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लम्पसम कॅल्क्युलेटर

Updated on November 2, 2024 , 18394 views

लम्पसम कॅल्क्युलेटर गुंतवणूकदारांना त्यांची एकरकमी गुंतवणूक दिलेल्या कालावधीत कशी वाढते हे तपासण्यात मदत करते. गुंतवणुकीच्या एकरकमी पद्धतीमध्ये, लोक योजनेमध्ये एक-वेळ डाउन पेमेंट म्हणून लक्षणीय रक्कम गुंतवतात. जेव्हाही आपण म्युच्युअल फंड गुंतवणुकीबद्दल बोलतो तेव्हा आपल्या मनात पहिली गोष्ट येते की, “आम्हाला किती रक्कम गुंतवायची आहे?” अपेक्षित परतावा, जोखीम-भूक, गुंतवणुकीचा कालावधी इत्यादींशी संबंधित अनेक प्रश्न असले तरी; पहिला विचार जो नेहमी आपल्या कानावर पडतो तो म्हणजे गुंतवणुकीची रक्कम.

Lump-Sum-Calculator

तर, एक-वेळच्या गुंतवणुकीच्या वाढीचे मूल्यांकन करण्यासाठी लंपसम कॅल्क्युलेटर कशी मदत करते ते पाहू.म्युच्युअल फंड.

लम्पसम कॅल्क्युलेटर चित्रण

खालील डेटाच्या मदतीने तुमच्या एकरकमी गुंतवणुकीवरील परताव्याची गणना करा.

गुंतवणुकीचा कालावधी: 5 वर्षे

एकरकमी गुंतवणूक रक्कम: ₹१०,000

दीर्घकालीनमहागाई (%): ५ (अंदाजे)

दीर्घकालीन परतावा (%): १६ (अंदाजे)

लम्पसम कॅल्क्युलेटरनुसार अपेक्षित परतावा: ₹६,८५१

5 वर्षानंतर एकूण रक्कम: ₹१६,८५१

Know Your Lumpsum Amount

   
My Goal Amount:
Goal Tenure:
Years
Expected Annual Returns:
%

₹10,000 one time (Lumpsum)  for 5 Years
to achieve ₹16,851
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लम्पसम गुंतवणुकीसाठी 2018 मधील टॉप 10 परफॉर्मिंग म्युच्युअल फंड

FundNAVNet Assets (Cr)Min Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
Sundaram Rural and Consumption Fund Growth ₹96.3877
↑ 0.12
₹1,629 5,000 015.728.817.317.830.2
Franklin Asian Equity Fund Growth ₹28.8477
↓ -0.14
₹261 5,000 3.111.124.3-2.44.80.7
Franklin Build India Fund Growth ₹140.701
↓ -1.56
₹2,908 5,000 -2.97.552.627.827.651.1
DSP BlackRock Natural Resources and New Energy Fund Growth ₹90.351
↓ -0.05
₹1,336 1,000 -6.12.744.518.522.831.2
DSP BlackRock Equity Opportunities Fund Growth ₹603.642
↓ -3.79
₹14,486 1,000 -212.443.317.921.132.5
DSP BlackRock US Flexible Equity Fund Growth ₹54.3392
↓ -1.27
₹872 1,000 0.15.226.29.415.722
L&T Emerging Businesses Fund Growth ₹86.6962
↓ -0.43
₹17,306 5,000 1.114.340.62530.446.1
L&T India Value Fund Growth ₹107.452
↓ -0.76
₹14,123 5,000 -0.71143.82224.639.4
IDFC Infrastructure Fund Growth ₹51.97
↓ -0.24
₹1,906 5,000 -8.211.162.527.529.650.3
Tata India Tax Savings Fund Growth ₹44.0353
↓ -0.37
₹4,926 500 0.312.834.815.318.424
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Nov 24

लम्पसम कॅल्क्युलेटर समजून घेणे

गुंतवणुकीसाठी नवीन असलेल्या व्यक्तींना लंपसम कॅल्क्युलेटरची संकल्पना आणि त्याचे कार्य समजून घेणे कठीण जाते. म्हणून, गुंतागुंत कमी करण्यासाठी, गणनाबद्दल तपशीलवार माहिती दिली आहे. प्रक्रिया समजून घेण्यासाठी या माहितीतून जा. लंपसम कॅल्क्युलेटरमध्ये फीड करणे आवश्यक असलेल्या इनपुट डेटामध्ये हे समाविष्ट आहे:

  1. एकरकमी गुंतवणुकीचा कालावधी
  2. रक्कम एकरकमी पद्धतीने गुंतवली जात आहे
  3. इक्विटी मार्केटमधून दीर्घकालीन परताव्याचा अपेक्षित दर
  4. अपेक्षित वार्षिक महागाई दर

ते कसे कार्य करते?

कोणत्याही गुंतवणुकीच्या उद्दिष्टासाठी नेहमीच प्रभावी नियोजन आवश्यक असते. तथापि, लोक त्याच्या मागील कामगिरी आणि इतर संबंधित घटकांवर आधारित सर्वोत्तम योजना निवडू शकतात; या एकरकमी कॅल्क्युलेटरच्या मदतीने लोकांना त्यांची गुंतवणूक ठराविक कालावधीत अक्षरशः कशी वाढते हे ठरवण्यास मदत करते. आधी सांगितल्याप्रमाणे, या कॅल्क्युलेटरच्या इनपुट घटकांमध्ये गुंतवणुकीचा कालावधी, गुंतवलेली रक्कम आणि इतर गोष्टींचा समावेश होतो. तर, खाली दिलेल्या उदाहरणासह गणना कशी कार्य करते ते पाहू.

एकरकमी गुंतवणूक रक्कम: ₹२५,०००

गुंतवणुकीचा कालावधी: 5 वर्षे

अपेक्षित परतावा (%) (अंदाजे): १५

अपेक्षित महागाई (%) (अंदाजे):

1. तुमची एकरकमी गुंतवणूक रक्कम आणि गुंतवणुकीचा कालावधी एंटर करा

हा पहिला प्रश्न तुम्हाला विचारायचा आहे, की मला माझे उद्दिष्ट साध्य करण्यासाठी मला किती रक्कम गुंतवायची आहे. त्याच बरोबर, गुंतवणुकीचा कालावधी देखील निर्दिष्ट करा. तर, ₹25,000 ची रक्कम आणि 5 वर्षांच्या कार्यकाळाच्या सहाय्याने, खालीलप्रमाणे प्रतिमा दिली आहे. येथे, गुंतवणुकीची रक्कम आणि कार्यकाळ प्रविष्ट केल्यानंतर, तुम्हाला क्लिक करणे आवश्यक आहेपुढील बटण जे इमेजमध्ये दाखवल्याप्रमाणे स्क्रीनच्या तळाशी आहे.

Step_1

2. तुमच्या गुंतवणुकीवर अपेक्षित दीर्घकालीन वाढ प्रविष्ट करा

हा दुसरा प्रश्न आहे ज्याचे तुम्हाला उत्तर देणे आवश्यक आहे. येथे, तुम्हाला एकरकमी गुंतवणुकीवर अपेक्षित परताव्याचा दर प्रविष्ट करणे आवश्यक आहे. उदाहरणार्थ, या प्रकरणात परताव्याचा दर 15% आहे असे गृहीत धरू. त्यासाठीची प्रतिमा खालीलप्रमाणे सूचीबद्ध आहे. अपेक्षित परताव्याचा दर प्रविष्ट केल्यानंतर, तुम्हाला क्लिक करणे आवश्यक आहेपुढील बटण जे खाली दिलेल्या प्रमाणे आहे.

Question_2

3. महागाईसाठी समायोजित करा

एकदा तुम्ही अपेक्षित परताव्याची टक्केवारी एंटर केल्यानंतर आणि पुढील क्लिक केल्यानंतर तुम्हाला निकाल मिळेल. येथे, तुम्हाला जवळचा बॉक्स निवडण्याची आवश्यकता आहेमहागाईसाठी समायोजित करा आणि दीर्घकालीन चलनवाढीचा दर प्रविष्ट करा. आमच्या उदाहरणात, आम्ही चलनवाढीचा दर 5% घेतला आहे. एकदा तुम्ही चलनवाढीचा दर प्रविष्ट केलात तर; आपण गुंतवणूक मूल्य. या चरणाची प्रतिमा खालीलप्रमाणे आहे.

4. अंतिम परिणाम

Result

म्हणून, आपण असा निष्कर्ष काढू शकतो की, पाचव्या वर्षाच्या शेवटी, गुंतवणुकीवर निव्वळ नफा ₹15,263 आहे आणि एकूण गुंतवणूक मूल्य ₹40,263 आहे.

अशा प्रकारे, वर नमूद केलेल्या चरणांवरून, आपण पाहू शकतो की Fincash Lumpsum कॅल्क्युलेटर वापरणे सोपे आहे.

अधिक शंका असल्यास, आमच्या ग्राहक सेवा विभागाशी मोकळ्या मनाने संपर्क साधा.

2022 साठी शीर्ष निधी

*सर्वोत्तम निधी ३ वर्षांच्या कामगिरीवर आधारित.

1. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 31 in Sectoral category.  Return for 2023 was 54% , 2022 was 29% and 2021 was 32.4% .

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (04 Nov 24) ₹31.6038 ↓ -0.15   (-0.47 %)
Net Assets (Cr) ₹4,703 on 30 Sep 24
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.3
Sharpe Ratio 2
Information Ratio -0.58
Alpha Ratio -6.57
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹7,320
31 Oct 21₹11,991
31 Oct 22₹14,035
31 Oct 23₹17,801
31 Oct 24₹29,315

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

DurationReturns
1 Month -4.8%
3 Month -8.9%
6 Month -0.7%
1 Year 61.1%
3 Year 33.6%
5 Year 23.6%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
2015 -11.1%
2014 41.5%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 240.33 Yr.

Data below for SBI PSU Fund as on 30 Sep 24

Equity Sector Allocation
SectorValue
Financial Services34.91%
Utility25.75%
Energy18.46%
Industrials10.34%
Basic Materials7.08%
Asset Allocation
Asset ClassValue
Cash3.46%
Equity96.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
14%₹652 Cr8,277,500
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
9%₹444 Cr12,585,554
↓ -650,000
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
9%₹441 Cr18,350,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
6%₹303 Cr8,200,000
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
6%₹296 Cr10,375,000
↑ 1,200,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
5%₹241 Cr5,443,244
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 526371
5%₹228 Cr9,300,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
4%₹193 Cr7,800,000
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Jun 24 | SBILIFE
4%₹184 Cr1,000,000
General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | GICRE
3%₹142 Cr3,600,000
↑ 600,000

2. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch.  Ranked 26 in Sectoral category.  Return for 2023 was 55.4% , 2022 was 19.3% and 2021 was 43.2% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund
Growth
Launch Date 10 Mar 08
NAV (04 Nov 24) ₹47.351 ↓ -0.59   (-1.23 %)
Net Assets (Cr) ₹2,607 on 30 Sep 24
Category Equity - Sectoral
AMC HDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.31
Sharpe Ratio 3.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹6,857
31 Oct 21₹13,046
31 Oct 22₹14,828
31 Oct 23₹20,349
31 Oct 24₹30,622

HDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

DurationReturns
1 Month -2.8%
3 Month -4.1%
6 Month 6.6%
1 Year 47.1%
3 Year 31.4%
5 Year 24.6%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2023 55.4%
2022 19.3%
2021 43.2%
2020 -7.5%
2019 -3.4%
2018 -29%
2017 43.3%
2016 -1.9%
2015 -2.5%
2014 73.9%
Fund Manager information for HDFC Infrastructure Fund
NameSinceTenure
Srinivasan Ramamurthy12 Jan 240.72 Yr.
Dhruv Muchhal22 Jun 231.28 Yr.

Data below for HDFC Infrastructure Fund as on 30 Sep 24

Equity Sector Allocation
SectorValue
Industrials39.09%
Financial Services19.75%
Basic Materials9.94%
Energy8.34%
Utility7.22%
Communication Services3.28%
Health Care1.66%
Technology1.25%
Real Estate0.84%
Consumer Cyclical0.55%
Asset Allocation
Asset ClassValue
Cash7.04%
Equity91.91%
Debt1.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
6%₹165 Cr1,300,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK
5%₹121 Cr700,000
J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL
5%₹119 Cr1,500,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
4%₹99 Cr270,000
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL
4%₹96 Cr700,000
NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 532555
4%₹92 Cr2,084,125
Coal India Ltd (Energy)
Equity, Since 31 Oct 18 | COALINDIA
3%₹87 Cr1,700,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 20 | BHARTIARTL
3%₹85 Cr500,000
G R Infraprojects Ltd (Industrials)
Equity, Since 31 Jul 21 | 543317
3%₹80 Cr470,000
↑ 87,825
Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE
3%₹74 Cr250,000

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a CAGR/Annualized return of 13% since its launch.  Ranked 33 in Sectoral category.  Return for 2023 was 54.5% , 2022 was 20.5% and 2021 was 31.1% .

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (04 Nov 24) ₹62.42 ↓ -0.62   (-0.98 %)
Net Assets (Cr) ₹1,436 on 30 Sep 24
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.39
Sharpe Ratio 2.45
Information Ratio -0.88
Alpha Ratio 5.55
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹9,021
31 Oct 21₹14,280
31 Oct 22₹16,042
31 Oct 23₹20,228
31 Oct 24₹33,355

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

DurationReturns
1 Month -4.2%
3 Month -9.9%
6 Month 3.3%
1 Year 60.4%
3 Year 31.1%
5 Year 26.8%
10 Year
15 Year
Since launch 13%
Historical performance (Yearly) on absolute basis
YearReturns
2023 54.5%
2022 20.5%
2021 31.1%
2020 6.1%
2019 10.1%
2018 -16.9%
2017 24.3%
2016 17.9%
2015 2.5%
2014 54.5%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Dhimant Kothari19 May 204.37 Yr.

Data below for Invesco India PSU Equity Fund as on 30 Sep 24

Equity Sector Allocation
SectorValue
Industrials29.62%
Financial Services25.54%
Utility22.44%
Energy18.01%
Basic Materials3.81%
Asset Allocation
Asset ClassValue
Cash0.57%
Equity99.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 532555
9%₹131 Cr2,949,113
↓ -445,929
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
9%₹124 Cr4,338,255
↑ 734,960
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
8%₹113 Cr1,430,946
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 500547
7%₹103 Cr2,775,528
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500312
6%₹88 Cr2,953,692
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE
6%₹86 Cr465,309
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | 532898
5%₹67 Cr1,889,270
↓ -471,146
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
4%₹63 Cr143,028
↓ -39,964
Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 30 Apr 24 | IRCTC
4%₹60 Cr650,971
National Aluminium Co Ltd (Basic Materials)
Equity, Since 31 Aug 24 | 532234
4%₹55 Cr2,604,332
↑ 412,585

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