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Is a Mutual Fund Direct Plan Always Beneficial?

Updated on March 25, 2025 , 4910 views

Every Mutual Fund scheme which the Asset Management Company (AMC) offers has two variants Mutual Fund Direct Plan and Mutual Fund Regular Plan. Both these plans are identical in terms of Asset Under Management (AUM), Portfolio composition, and even the fund managers. However, the key Factor that differentiates both these plans are expense ratio wherein; a Mutual Fund Direct Plan’s expense ratio is less as compared to a regular plan. As a consequence, the direct plan’s profit percentage is higher. However, as it is said that, looks are deceptive similarly; do you think that; always Mutual Fund Direct Plan is beneficial? So, let us look through this article which plan is actually beneficial. Our example below is using real-life data, actual costs, expense ratios, and an actual investment. The analysis does show that regular plans are better than direct, however, what we would like to say is that while the difference in costs is minimal in terms of expense ratios, a good Financial Planner giving good service over a long period will make this difference look meaningless. Additionally, good fund selection over the years giving you an additional 0.5 % or even 1 % p.a. will overshadow the extra expense one pays in the regular plan.

Mutual-funds-direct-plans

What is a Mutual Fund Direct Plan?

Mutual Fund Direct Plan is sold by Registered Investment Advisors (RIAs) apart from the Mutual Fund company. As mentioned earlier, The expense ratio of Mutual Fund Direct Plan is lower in comparison to regular plans

due to which these funds are able to earn more profits which are reflected by a slightly higher NAV in comparison to regular plans. In Mutual Fund Direct Plans, the AMC does not pay any commission to the investors.

What is a Regular Plan?

A regular plan of a Mutual Fund is the normal Mutual Fund scheme that you buy from an intermediary such as a broker, financial advisor, distributor etc. In the regular plan, the asset management company pays commission to these intermediaries for selling their schemes which are again added as an expense for managing the scheme. As a consequence, the regular Mutual Fund plans have slightly higher expense ratios than the direct ones.

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Mutual Fund Investment: Whether Mutual Fund Direct Plan is Better or Not?

Whenever we talk about investments, one should understand that Returns is an outcome of cost which means; higher the cost lower the returns and vice versa. Also, people should understand that Nothing is available for free. Therefore, with the help of the following points, let us understand how regular plans become beneficial than Mutual Fund direct plans.

A number of people always invest in Mutual Funds through some or other intermediary. People Investing through RIAs in Mutual Funds need to pay fees to them. This fee is to be paid even if people do not transact in Mutual Funds through them, this is more like an annual fee. This fees can be paid either monthly, annually, transaction-based fees, and so on. Therefore, due to these fees charged the investors might end up with a lower amount of profit as these expenses eat away a pie’s share of the Earnings.

So, let us understand this concept with the help of an example:

Illustration:

Assume, an individual wants to INR 1,00,000 rupees in DSP BlackRock Opportunities fund. She as an option to invest either in a direct plan through an RIA or regular plan through a distributor. The average past three year returns of this scheme are 17.90% p.a. for the direct plan and 16.93% p.a. for a regular plan as on September 13, 2017. Here, the individual has shortlisted two RIAs A and B and one online portal for investment. Assume, RIA A charges an annual fee of INR 2,000 while RIA B charges an annual fee of INR 1,200. Individuals need to pay this fee amount to the RIA on an upfront Basis. On the other hand, the online mutual fund distributor does not charge any fees. So, let us calculate and check which channel of investment is better for investors.

The analysis of these plans is shown in the table given below.

DSP BlackRock Opportunities Fund Mutual Fund Direct Plan RIA A Mutual Fund Direct Plan RIA B Mutual Fund Regular Plan Distributor
Initial Investment Amount (A) 1,00,000 1,00,000 1,00,000
Less: Annual Fees for Year 1 (B) 2,000 1,200 0
Net Amount after fees in Year 1 (C) (A-B) 98,000 98,800 1,00,000
Returns on Net Amount (D) (17.90%)# for direct plan & (16.93%)# for regular plan 17,542 17,685 16,930
Total Amount at the end of Year 1 (C+D) (E) 1,15,542 1,16,485 1,16,930
Less: Annual Fees for Year 2 (F) 2,000 1,200 0
Net Amount after fees in Year 2 (G) (E-F) 1,13,542 1,15,285 1,16,930
Returns on Net Amount (D) (17.90%)# for direct plan & (16.93%)# for regular plan 20,324 20,636 19,797
Total Amount at the end of Year 2 (I) (G+H) 1,33,866 1,35,921 1,36,727
Less: Annual Fees for Year 3 (J) 2,000 1,200 0
Net Amount after fees in Year 2 (K) (I-J) 1,31,866 1,34,721 1,36,727
Returns on Net Amount (D) (17.90%)# for direct plan & (16.93%)# for regular plan 23,604 24,116 23,148
Total Amount at the end of Year 3 (M) (K+L) 1,55,470 1,58,837 1,59,875

#as of 13th Sept'17. Thus, from the above table we can conclude that; by investing in Regular Plan people can earn more as compared to Direct Plan.

Why Choose Mutual Fund Regular Plan Over Mutual Fund Direct Plan?

There are many other reasons as to why people can choose regular Mutual Fund as compared to direct ones. Some of them include a separate registration process for each fund house, self-rebalancing of the portfolio, self-analysis of the schemes, and so on. So, let us look why choosing regular Mutual Fund through distributors becomes beneficial as compared to direct plans.

Number of Schemes Under One Umbrella

You decide to invest in five different direct plans that you scouted and are suitable for your investment profile. Therefore, you need to visit those five different fund house websites and invest in the Mutual Fund scheme. You will then have to keep a track of each investment individually and store their details separately. Over the period of time, as the number of investments will grow, so will the records and will only add to the hassle. Therefore, to avoid such hassles, it would be easy to invest through a Mutual Fund distributor wherein; in one platform you can find a number of schemes which you can choose as per your requirements.

Online Mutual Fund Regular Plan Investment

With the advancements in the technology, people can invest in Mutual Fund Online from anywhere and at any time. In addition, they can invest in various schemes as per their convenience. Through online mode, people can invest and redeem their money in simple steps, check the detailed analysis of each scheme offered by various fund houses, keep a track of their portfolio, and so on.

Now, as we move towards the end, let us answer one important question, that is, Which Mutual Fund Plan is better? To answer this, it can be said that it is not the plan which is correct instead choosing the correct advisor.While the example above shows regular plans being more beneficial than direct plans, our take is that one needs to partner with the right financial planner to make sure that in the long run the investor benefits. A prudent advisor will guide the investors in an effective manner so that the investors earn maximum amount on their investment. In addition, he/she will also ensure that the investment paves way for wealth creation.

Top Performing Direct Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Franklin Build India Fund - Direct Growth ₹148.18
↑ 1.49
₹2,406-6.6-12.49.129.53829.1
Franklin India Opportunities Fund - Direct Growth ₹250.253
↑ 1.46
₹5,517-9-11.617.728.935.439.2
L&T Infrastructure Fund - Direct Growth ₹48.6141
↑ 0.42
₹1,999-9.9-1610.924.634.529.4
Franklin India Prima Fund - Direct Growth ₹2,823.72
↑ 19.94
₹10,594-8.4-11.21822.530.632.9
L&T Business Cycles Fund - Direct Growth ₹42.6595
↑ 0.49
₹855-9.8-12.616.12230.437.8
Franklin India Smaller Companies Fund - Direct Growth ₹171.318
↑ 0.62
₹11,257-15.4-18.14.121.336.324.2
Templeton India Growth Fund - Direct Growth ₹737.614
↑ 4.59
₹1,979-4.4-13.56.220.734.516.6
Franklin India Taxshield - Direct Growth ₹1,535.61
↑ 8.45
₹5,986-5.7-10.51119.429.823.4
Franklin India Prima Plus - Direct Growth ₹1,694.91
↑ 10.28
₹16,139-5.3-10.111.118.930.822.7
Templeton India Equity Income Fund - Direct Growth ₹145.798
↑ 1.28
₹2,201-4.2-11.6818.433.221.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Mar 25

1. Franklin Build India Fund - Direct

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Franklin Build India Fund - Direct is a Equity - Sectoral fund was launched on 1 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 21.6% since its launch.  Return for 2024 was 29.1% , 2023 was 52.7% and 2022 was 12.4% .

Below is the key information for Franklin Build India Fund - Direct

Franklin Build India Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (27 Mar 25) ₹148.18 ↑ 1.49   (1.01 %)
Net Assets (Cr) ₹2,406 on 28 Feb 25
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk High
Expense Ratio 1.06
Sharpe Ratio -0.35
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹13,438
28 Feb 22₹16,422
28 Feb 23₹18,922
29 Feb 24₹32,847
28 Feb 25₹32,619

Franklin Build India Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹756,118.
Net Profit of ₹456,118
Invest Now

Returns for Franklin Build India Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 25

DurationReturns
1 Month 8.1%
3 Month -6.6%
6 Month -12.4%
1 Year 9.1%
3 Year 29.5%
5 Year 38%
10 Year
15 Year
Since launch 21.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 29.1%
2023 52.7%
2022 12.4%
2021 47.4%
2020 6.5%
2019 7.2%
2018 -9.5%
2017 45.1%
2016 9.9%
2015 3.7%
Fund Manager information for Franklin Build India Fund - Direct
NameSinceTenure
Ajay Argal18 Oct 213.37 Yr.
Kiran Sebastian7 Feb 223.06 Yr.
Sandeep Manam18 Oct 213.37 Yr.

Data below for Franklin Build India Fund - Direct as on 28 Feb 25

Equity Sector Allocation
SectorValue
Industrials37.8%
Financial Services12.39%
Utility11.4%
Energy10.96%
Communication Services7.6%
Basic Materials7.09%
Consumer Cyclical3.4%
Real Estate2.85%
Technology2%
Asset Allocation
Asset ClassValue
Cash4.19%
Equity95.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT
10%₹257 Cr720,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK
6%₹150 Cr1,200,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE
5%₹133 Cr1,050,000
↑ 170,000
InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 20 | INDIGO
5%₹130 Cr300,000
↑ 65,000
NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 532555
5%₹127 Cr3,930,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | 500312
4%₹118 Cr4,500,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL
4%₹115 Cr710,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | 532898
4%₹102 Cr3,365,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 532215
3%₹89 Cr900,000
NCC Ltd (Industrials)
Equity, Since 31 Aug 23 | NCC
3%₹78 Cr3,100,000

2. Franklin India Opportunities Fund - Direct

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Franklin India Opportunities Fund - Direct is a Equity - Sectoral fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.9% since its launch.  Return for 2024 was 39.2% , 2023 was 54.9% and 2022 was -1.2% .

Below is the key information for Franklin India Opportunities Fund - Direct

Franklin India Opportunities Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (27 Mar 25) ₹250.253 ↑ 1.46   (0.59 %)
Net Assets (Cr) ₹5,517 on 28 Feb 25
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1
Sharpe Ratio 0.19
Information Ratio 1.6
Alpha Ratio 10.21
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹14,693
28 Feb 22₹16,309
28 Feb 23₹17,572
29 Feb 24₹29,734
28 Feb 25₹32,398

Franklin India Opportunities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906
Invest Now

Returns for Franklin India Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 25

DurationReturns
1 Month 4.5%
3 Month -9%
6 Month -11.6%
1 Year 17.7%
3 Year 28.9%
5 Year 35.4%
10 Year
15 Year
Since launch 17.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 39.2%
2023 54.9%
2022 -1.2%
2021 30.6%
2020 28.7%
2019 6.1%
2018 -9.4%
2017 36.8%
2016 5%
2015 3%
Fund Manager information for Franklin India Opportunities Fund - Direct
NameSinceTenure
Kiran Sebastian7 Feb 223.06 Yr.
R. Janakiraman1 Apr 1311.92 Yr.
Sandeep Manam18 Oct 213.37 Yr.

Data below for Franklin India Opportunities Fund - Direct as on 28 Feb 25

Equity Sector Allocation
SectorValue
Consumer Cyclical18.72%
Health Care13.23%
Financial Services10.86%
Communication Services9.89%
Industrials9.89%
Technology8.54%
Basic Materials8.23%
Energy4.23%
Consumer Defensive3.9%
Real Estate2.5%
Utility1.62%
Asset Allocation
Asset ClassValue
Cash5.56%
Equity94.44%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE
4%₹251 Cr1,987,098
↑ 869,146
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL
4%₹218 Cr1,342,233
Mphasis Ltd (Technology)
Equity, Since 30 Nov 24 | 526299
3%₹204 Cr710,533
↑ 215,452
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | M&M
3%₹191 Cr637,966
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 24 | HDFCBANK
3%₹180 Cr1,058,931
Lemon Tree Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | LEMONTREE
3%₹175 Cr12,833,401
↑ 1,882,185
Intellect Design Arena Ltd.
Equity, Since 30 Jun 24 | -
3%₹168 Cr2,076,823
↑ 1,100,798
Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jul 24 | NAUKRI
3%₹167 Cr216,138
APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 31 Oct 24 | APLAPOLLO
3%₹151 Cr998,385
↑ 16,400
Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Aug 23 | ASTERDM
3%₹150 Cr3,049,105

3. L&T Infrastructure Fund - Direct

To generate capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector.

L&T Infrastructure Fund - Direct is a Equity - Sectoral fund was launched on 1 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 17.6% since its launch.  Return for 2024 was 29.4% , 2023 was 52.2% and 2022 was 4.2% .

Below is the key information for L&T Infrastructure Fund - Direct

L&T Infrastructure Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (27 Mar 25) ₹48.6141 ↑ 0.42   (0.87 %)
Net Assets (Cr) ₹1,999 on 28 Feb 25
Category Equity - Sectoral
AMC L&T Investment Management Ltd
Rating Not Rated
Risk High
Expense Ratio 1.07
Sharpe Ratio -0.24
Information Ratio 0.21
Alpha Ratio 6.99
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,370
28 Feb 22₹16,066
28 Feb 23₹17,712
29 Feb 24₹28,151
28 Feb 25₹27,830

L&T Infrastructure Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310
Invest Now

Returns for L&T Infrastructure Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 25

DurationReturns
1 Month 10.2%
3 Month -9.9%
6 Month -16%
1 Year 10.9%
3 Year 24.6%
5 Year 34.5%
10 Year
15 Year
Since launch 17.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 29.4%
2023 52.2%
2022 4.2%
2021 57.9%
2020 2.9%
2019 -2.1%
2018 -16.4%
2017 62.8%
2016 9.4%
2015 7.5%
Fund Manager information for L&T Infrastructure Fund - Direct
NameSinceTenure
Venugopal Manghat17 Dec 195.21 Yr.
Gautam Bhupal26 Nov 222.26 Yr.
Sonal Gupta26 Nov 222.26 Yr.

Data below for L&T Infrastructure Fund - Direct as on 28 Feb 25

Equity Sector Allocation
SectorValue
Industrials48.78%
Basic Materials11.8%
Energy9.02%
Communication Services8.19%
Utility7.78%
Financial Services4.34%
Technology3.77%
Real Estate2.75%
Consumer Cyclical1.75%
Asset Allocation
Asset ClassValue
Cash1.82%
Equity98.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
NTPC Ltd (Utilities)
Equity, Since 31 Jan 22 | 532555
8%₹179 Cr5,535,500
↑ 150,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL
7%₹169 Cr1,041,600
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Sep 15 | BEL
7%₹165 Cr5,654,400
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 12 | LT
7%₹165 Cr462,900
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE
5%₹123 Cr972,800
↑ 90,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | 532538
4%₹102 Cr88,900
Aditya Birla Real Estate Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 500040
3%₹68 Cr315,600
Power Finance Corp Ltd (Financial Services)
Equity, Since 29 Feb 24 | 532810
3%₹63 Cr1,488,800
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Oct 20 | DIXON
3%₹59 Cr39,310
↓ -3,420
ABB India Ltd (Industrials)
Equity, Since 30 Jun 19 | ABB
2%₹53 Cr90,050

4. Franklin India Prima Fund - Direct

The investment objective of Prima Fund is to provide medium to longterm capital appreciation as a primary objective and income as a secondary objective.

Franklin India Prima Fund - Direct is a Equity - Mid Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.1% since its launch.  Return for 2024 was 32.9% , 2023 was 38% and 2022 was 3% .

Below is the key information for Franklin India Prima Fund - Direct

Franklin India Prima Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (27 Mar 25) ₹2,823.72 ↑ 19.94   (0.71 %)
Net Assets (Cr) ₹10,594 on 28 Feb 25
Category Equity - Mid Cap
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 0.92
Sharpe Ratio 0.13
Information Ratio 0.02
Alpha Ratio 7.51
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹13,365
28 Feb 22₹15,028
28 Feb 23₹16,147
29 Feb 24₹23,787
28 Feb 25₹25,662

Franklin India Prima Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208
Invest Now

Returns for Franklin India Prima Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 25

DurationReturns
1 Month 6.5%
3 Month -8.4%
6 Month -11.2%
1 Year 18%
3 Year 22.5%
5 Year 30.6%
10 Year
15 Year
Since launch 19.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 32.9%
2023 38%
2022 3%
2021 33.7%
2020 18.8%
2019 4.5%
2018 -8.5%
2017 41.1%
2016 9.5%
2015 8.2%
Fund Manager information for Franklin India Prima Fund - Direct
NameSinceTenure
R. Janakiraman1 Feb 1114.09 Yr.
Sandeep Manam18 Oct 213.37 Yr.
Akhil Kalluri7 Feb 223.06 Yr.

Data below for Franklin India Prima Fund - Direct as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services20.15%
Consumer Cyclical15.67%
Basic Materials14.43%
Industrials13.27%
Health Care10.25%
Technology8.72%
Real Estate5.96%
Consumer Defensive4.24%
Communication Services2.63%
Utility1.14%
Energy0.69%
Asset Allocation
Asset ClassValue
Cash2.83%
Equity97.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | FEDERALBNK
4%₹411 Cr21,939,752
↓ -1,500,000
Persistent Systems Ltd (Technology)
Equity, Since 30 Apr 21 | PERSISTENT
2%₹265 Cr439,990
↓ -25,000
Mphasis Ltd (Technology)
Equity, Since 30 Sep 20 | 526299
2%₹258 Cr901,105
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Jan 21 | DEEPAKNTR
2%₹256 Cr1,100,123
Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Apr 23 | DIXON
2%₹246 Cr164,000
Coromandel International Ltd (Basic Materials)
Equity, Since 31 May 11 | 506395
2%₹237 Cr1,311,228
↓ -150,000
Ipca Laboratories Ltd (Healthcare)
Equity, Since 30 Nov 20 | 524494
2%₹237 Cr1,641,580
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 28 Feb 22 | MAXHEALTH
2%₹229 Cr2,153,205
PB Fintech Ltd (Financial Services)
Equity, Since 31 Mar 22 | 543390
2%₹225 Cr1,300,578
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Jan 22 | PRESTIGE
2%₹222 Cr1,631,918

5. L&T Business Cycles Fund - Direct

To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian market with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy

L&T Business Cycles Fund - Direct is a Equity - Sectoral fund was launched on 20 Aug 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.7% since its launch.  Return for 2024 was 37.8% , 2023 was 32.7% and 2022 was 6.5% .

Below is the key information for L&T Business Cycles Fund - Direct

L&T Business Cycles Fund - Direct
Growth
Launch Date 20 Aug 14
NAV (27 Mar 25) ₹42.6595 ↑ 0.49   (1.16 %)
Net Assets (Cr) ₹855 on 28 Feb 25
Category Equity - Sectoral
AMC L&T Investment Management Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.36
Sharpe Ratio -0.15
Information Ratio 0.72
Alpha Ratio 3.89
Min Investment
Min SIP Investment
Exit Load 0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,344
28 Feb 22₹14,470
28 Feb 23₹15,726
29 Feb 24₹23,343
28 Feb 25₹23,724

L&T Business Cycles Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208
Invest Now

Purchase not allowed

Returns for L&T Business Cycles Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 25

DurationReturns
1 Month 9.5%
3 Month -9.8%
6 Month -12.6%
1 Year 16.1%
3 Year 22%
5 Year 30.4%
10 Year
15 Year
Since launch 14.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 37.8%
2023 32.7%
2022 6.5%
2021 36%
2020 10.4%
2019 6.2%
2018 -16.9%
2017 46.5%
2016 3.8%
2015 4.2%
Fund Manager information for L&T Business Cycles Fund - Direct
NameSinceTenure
Venugopal Manghat20 Aug 1410.53 Yr.
Gautam Bhupal1 Jun 231.75 Yr.
Sonal Gupta1 Jun 231.75 Yr.

Data below for L&T Business Cycles Fund - Direct as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services29.12%
Industrials28.03%
Consumer Cyclical16.85%
Basic Materials12.59%
Energy6.42%
Technology1.43%
Real Estate1.22%
Asset Allocation
Asset ClassValue
Cash3.21%
Equity96.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Dec 16 | 500251
6%₹55 Cr95,680
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Dec 22 | MCX
6%₹54 Cr94,300
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 14 | ICICIBANK
6%₹53 Cr425,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 18 | RELIANCE
5%₹46 Cr365,400
↑ 75,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 14 | HDFCBANK
3%₹33 Cr193,300
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Dec 22 | BEL
3%₹29 Cr1,000,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 14 | LT
3%₹29 Cr81,830
PB Fintech Ltd (Financial Services)
Equity, Since 31 Dec 23 | 543390
3%₹26 Cr149,200
Power Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 24 | 532810
3%₹25 Cr603,200
Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 31 Jan 15 | AHLUCONT
2%₹24 Cr274,908

6. Franklin India Smaller Companies Fund - Direct

The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies.

Franklin India Smaller Companies Fund - Direct is a Equity - Small Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.7% since its launch.  Return for 2024 was 24.2% , 2023 was 53.5% and 2022 was 4.4% .

Below is the key information for Franklin India Smaller Companies Fund - Direct

Franklin India Smaller Companies Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (27 Mar 25) ₹171.318 ↑ 0.62   (0.36 %)
Net Assets (Cr) ₹11,257 on 28 Feb 25
Category Equity - Small Cap
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 0.91
Sharpe Ratio -0.39
Information Ratio 0.44
Alpha Ratio 1.43
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹13,824
28 Feb 22₹17,984
28 Feb 23₹20,368
29 Feb 24₹32,101
28 Feb 25₹30,796

Franklin India Smaller Companies Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹738,840.
Net Profit of ₹438,840
Invest Now

Returns for Franklin India Smaller Companies Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 25

DurationReturns
1 Month 4.1%
3 Month -15.4%
6 Month -18.1%
1 Year 4.1%
3 Year 21.3%
5 Year 36.3%
10 Year
15 Year
Since launch 20.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 24.2%
2023 53.5%
2022 4.4%
2021 57.7%
2020 19.7%
2019 -4%
2018 -16.4%
2017 45.3%
2016 11.5%
2015 11.3%
Fund Manager information for Franklin India Smaller Companies Fund - Direct
NameSinceTenure
R. Janakiraman1 Feb 1114.08 Yr.
Sandeep Manam18 Oct 213.37 Yr.
Akhil Kalluri8 Sep 222.48 Yr.

Data below for Franklin India Smaller Companies Fund - Direct as on 28 Feb 25

Equity Sector Allocation
SectorValue
Industrials21.19%
Financial Services19.04%
Consumer Cyclical13.99%
Basic Materials10.49%
Health Care10.39%
Technology6.22%
Real Estate4.75%
Consumer Defensive3.48%
Utility2.37%
Energy0.92%
Communication Services0.05%
Asset Allocation
Asset ClassValue
Cash5.53%
Equity94.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Jun 14 | 532929
4%₹453 Cr3,868,691
Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Jul 23 | ASTERDM
3%₹394 Cr8,018,630
↓ -455,151
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 590003
3%₹337 Cr14,155,680
↓ -1,243,237
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Jan 16 | DEEPAKNTR
3%₹323 Cr1,387,967
Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 20 | EQUITASBNK
2%₹320 Cr48,064,081
Zensar Technologies Ltd (Technology)
Equity, Since 28 Feb 23 | ZENSARTECH
2%₹284 Cr3,262,700
↑ 300,000
J.B. Chemicals & Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 14 | JBCHEPHARM
2%₹256 Cr1,448,723
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | KALYANKJIL
2%₹250 Cr4,963,469
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | CROMPTON
2%₹237 Cr6,900,000
Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 30 Sep 19 | ERIS
2%₹229 Cr1,866,828

7. Templeton India Growth Fund - Direct

The Investment Objective of the Scheme is to provide long-term capital growth to its Unitholders.

Templeton India Growth Fund - Direct is a Equity - Value fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.5% since its launch.  Return for 2024 was 16.6% , 2023 was 35.4% and 2022 was 16.6% .

Below is the key information for Templeton India Growth Fund - Direct

Templeton India Growth Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (27 Mar 25) ₹737.614 ↑ 4.59   (0.63 %)
Net Assets (Cr) ₹1,979 on 28 Feb 25
Category Equity - Value
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 0.94
Sharpe Ratio -0.37
Information Ratio 1.81
Alpha Ratio 0.08
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹14,656
28 Feb 22₹17,981
28 Feb 23₹20,526
29 Feb 24₹30,154
28 Feb 25₹30,304

Templeton India Growth Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310
Invest Now

Returns for Templeton India Growth Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 25

DurationReturns
1 Month 3.6%
3 Month -4.4%
6 Month -13.5%
1 Year 6.2%
3 Year 20.7%
5 Year 34.5%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.6%
2023 35.4%
2022 16.6%
2021 45.8%
2020 12.6%
2019 0.5%
2018 -12.1%
2017 38.7%
2016 10.2%
2015 0.8%
Fund Manager information for Templeton India Growth Fund - Direct
NameSinceTenure
Ajay Argal1 Dec 231.25 Yr.
Rajasa Kakulavarapu6 Sep 213.48 Yr.

Data below for Templeton India Growth Fund - Direct as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services31.9%
Consumer Cyclical10.68%
Energy9.68%
Basic Materials8.83%
Health Care7.65%
Technology7.13%
Utility5.62%
Consumer Defensive4.94%
Industrials4.08%
Communication Services2.83%
Asset Allocation
Asset ClassValue
Cash4.17%
Equity93.36%
Debt2.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 14 | HDFCBANK
8%₹161 Cr950,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 23 | RELIANCE
6%₹120 Cr950,000
↑ 75,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 20 | 532215
5%₹104 Cr1,050,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK
5%₹100 Cr800,000
Cipla Ltd (Healthcare)
Equity, Since 29 Feb 24 | 500087
4%₹74 Cr500,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 19 | ITC
3%₹72 Cr1,600,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | MARUTI
3%₹70 Cr57,000
↑ 7,000
HCL Technologies Ltd (Technology)
Equity, Since 28 Feb 21 | HCLTECH
3%₹60 Cr350,000
↓ -25,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 24 | KOTAKBANK
3%₹57 Cr300,000
Infosys Ltd (Technology)
Equity, Since 30 Jun 24 | INFY
3%₹56 Cr300,000

8. Franklin India Taxshield - Direct

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Franklin India Taxshield - Direct is a Equity - ELSS fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.3% since its launch.  Return for 2024 was 23.4% , 2023 was 32.4% and 2022 was 6.3% .

Below is the key information for Franklin India Taxshield - Direct

Franklin India Taxshield - Direct
Growth
Launch Date 1 Jan 13
NAV (27 Mar 25) ₹1,535.61 ↑ 8.45   (0.55 %)
Net Assets (Cr) ₹5,986 on 28 Feb 25
Category Equity - ELSS
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 0.99
Sharpe Ratio -0.14
Information Ratio 1.46
Alpha Ratio 3.63
Min Investment
Min SIP Investment
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹13,126
28 Feb 22₹15,724
28 Feb 23₹16,577
29 Feb 24₹24,209
28 Feb 25₹25,133

Franklin India Taxshield - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Purchase not allowed

Returns for Franklin India Taxshield - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 25

DurationReturns
1 Month 4.6%
3 Month -5.7%
6 Month -10.5%
1 Year 11%
3 Year 19.4%
5 Year 29.8%
10 Year
15 Year
Since launch 16.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.4%
2023 32.4%
2022 6.3%
2021 37.9%
2020 10.8%
2019 6.2%
2018 -2.1%
2017 30.5%
2016 5.8%
2015 5%
Fund Manager information for Franklin India Taxshield - Direct
NameSinceTenure
R. Janakiraman2 May 168.84 Yr.
Rajasa Kakulavarapu1 Dec 231.25 Yr.

Data below for Franklin India Taxshield - Direct as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services29.08%
Industrials12.84%
Consumer Cyclical12.27%
Technology11.29%
Health Care6.4%
Consumer Defensive6.25%
Communication Services6.03%
Basic Materials4.87%
Utility3.79%
Energy3.11%
Real Estate1.73%
Asset Allocation
Asset ClassValue
Cash1.4%
Equity98.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
9%₹570 Cr4,546,914
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK
9%₹554 Cr3,260,417
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
6%₹361 Cr1,922,741
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL
6%₹360 Cr2,213,637
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT
5%₹315 Cr883,853
HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH
4%₹252 Cr1,462,587
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Oct 18 | UNITDSPR
3%₹224 Cr1,575,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 532215
3%₹222 Cr2,252,948
Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE
3%₹168 Cr1,324,806
Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 543320
3%₹165 Cr7,500,000

9. Franklin India Prima Plus - Direct

The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments.

Franklin India Prima Plus - Direct is a Equity - Multi Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.8% since its launch.  Return for 2024 was 22.7% , 2023 was 31.8% and 2022 was 6.1% .

Below is the key information for Franklin India Prima Plus - Direct

Franklin India Prima Plus - Direct
Growth
Launch Date 1 Jan 13
NAV (27 Mar 25) ₹1,694.91 ↑ 10.28   (0.61 %)
Net Assets (Cr) ₹16,139 on 28 Feb 25
Category Equity - Multi Cap
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 0.97
Sharpe Ratio -0.14
Information Ratio 1.24
Alpha Ratio 3.5
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹13,954
28 Feb 22₹16,944
28 Feb 23₹17,711
29 Feb 24₹25,719
28 Feb 25₹26,714

Franklin India Prima Plus - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208
Invest Now

Returns for Franklin India Prima Plus - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 25

DurationReturns
1 Month 4.8%
3 Month -5.3%
6 Month -10.1%
1 Year 11.1%
3 Year 18.9%
5 Year 30.8%
10 Year
15 Year
Since launch 16.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 22.7%
2023 31.8%
2022 6.1%
2021 41.3%
2020 16.9%
2019 4.2%
2018 -3.4%
2017 32.1%
2016 6.2%
2015 5.5%
Fund Manager information for Franklin India Prima Plus - Direct
NameSinceTenure
R. Janakiraman1 Feb 1114.08 Yr.
Sandeep Manam18 Oct 213.37 Yr.
Rajasa Kakulavarapu1 Dec 231.25 Yr.

Data below for Franklin India Prima Plus - Direct as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services28.3%
Industrials12.46%
Consumer Cyclical11.82%
Technology10.25%
Health Care7.12%
Communication Services6.22%
Consumer Defensive5.53%
Basic Materials4.6%
Utility3.95%
Energy2.93%
Real Estate2.22%
Asset Allocation
Asset ClassValue
Cash3.62%
Equity96.38%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK
8%₹1,433 Cr8,434,642
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK
8%₹1,367 Cr10,908,206
Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 06 | BHARTIARTL
5%₹904 Cr5,558,607
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
5%₹870 Cr4,627,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 13 | LT
4%₹760 Cr2,131,779
HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 13 | HCLTECH
4%₹613 Cr3,555,589
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 532215
3%₹524 Cr5,311,448
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Aug 19 | UNITDSPR
3%₹513 Cr3,600,000
Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE
2%₹428 Cr3,384,026
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320
2%₹424 Cr19,250,000
↑ 2,250,000

10. Templeton India Equity Income Fund - Direct

An Open-end diversified equity fund that seek to provide a combination of regular income and long term capital appreciation by investing primarily in stocks that have a current on potentially attractive dividend yield.

Templeton India Equity Income Fund - Direct is a Equity - Dividend Yield fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.1% since its launch.  Return for 2024 was 21.4% , 2023 was 34.5% and 2022 was 6.1% .

Below is the key information for Templeton India Equity Income Fund - Direct

Templeton India Equity Income Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (27 Mar 25) ₹145.798 ↑ 1.28   (0.89 %)
Net Assets (Cr) ₹2,201 on 28 Feb 25
Category Equity - Dividend Yield
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.31
Sharpe Ratio -0.29
Information Ratio 0.6
Alpha Ratio 0.95
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹14,444
28 Feb 22₹18,935
28 Feb 23₹20,513
29 Feb 24₹30,023
28 Feb 25₹30,567

Templeton India Equity Income Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048
Invest Now

Returns for Templeton India Equity Income Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 25

DurationReturns
1 Month 2%
3 Month -4.2%
6 Month -11.6%
1 Year 8%
3 Year 18.4%
5 Year 33.2%
10 Year
15 Year
Since launch 16.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 21.4%
2023 34.5%
2022 6.1%
2021 44.1%
2020 24.3%
2019 6%
2018 -8%
2017 35.1%
2016 10.1%
2015 -1%
Fund Manager information for Templeton India Equity Income Fund - Direct
NameSinceTenure
Ajay Argal1 Dec 231.25 Yr.
Sandeep Manam18 Oct 213.37 Yr.
Rajasa Kakulavarapu6 Sep 213.48 Yr.

Data below for Templeton India Equity Income Fund - Direct as on 28 Feb 25

Equity Sector Allocation
SectorValue
Technology22.09%
Utility20.32%
Energy13.48%
Consumer Defensive9.89%
Financial Services6.91%
Basic Materials4.26%
Consumer Cyclical3.68%
Industrials3.47%
Communication Services1.86%
Real Estate0.8%
Asset Allocation
Asset ClassValue
Cash6.71%
Equity86.78%
Debt6.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 13 | INFY
6%₹129 Cr686,814
NTPC Ltd (Utilities)
Equity, Since 31 Jan 19 | 532555
5%₹123 Cr3,800,000
NHPC Ltd (Utilities)
Equity, Since 31 Mar 20 | NHPC
5%₹113 Cr14,000,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 22 | HCLTECH
5%₹111 Cr640,932
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK
4%₹97 Cr570,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 28 Feb 07 | 500312
4%₹92 Cr3,500,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 21 | ITC
4%₹92 Cr2,050,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jan 19 | 532898
4%₹87 Cr2,879,000
Embassy Office Parks Reit
Unlisted bonds | -
3%₹79 Cr2,124,224
GAIL (India) Ltd (Utilities)
Equity, Since 31 Jan 19 | 532155
3%₹77 Cr4,330,000
↑ 133,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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