Table of Contents
Top 10 Funds
SIP ਜਾਂ ਯੋਜਨਾਬੱਧਨਿਵੇਸ਼ ਯੋਜਨਾ ਕਰਨ ਲਈ ਇੱਕ ਵਧੀਆ ਤਰੀਕਾ ਹੈਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ. ਦੁਆਰਾ ਪੇਸ਼ ਕੀਤੀਆਂ ਗਈਆਂ SIP ਯੋਜਨਾਵਾਂਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਨਿਯਮਤ ਤੌਰ 'ਤੇ ਇੱਕ ਨਿਸ਼ਚਿਤ ਰਕਮ ਨੂੰ ਬਚਾਉਣ ਦਾ ਇੱਕ ਵਧੀਆ ਤਰੀਕਾ ਹੈਆਧਾਰ ਜਿਵੇਂ ਹਫ਼ਤਾਵਾਰੀ/ਮਾਸਿਕ/ਤਿਮਾਹੀ। ਇਹ ਨਿਯਮਤ ਬੱਚਤਾਂ ਨੂੰ ਉਤਸ਼ਾਹਿਤ ਕਰਦਾ ਹੈ ਅਤੇ ਲਾਭ ਵੀ ਦਿੰਦਾ ਹੈਮਿਸ਼ਰਿਤ ਕਰਨ ਦੀ ਸ਼ਕਤੀ.
ਇੱਕ SIP ਯੋਜਨਾ ਨਾਲ ਤੁਸੀਂ ਮਜ਼ਬੂਤ ਦੌਲਤ ਬਣਾਉਣ ਲਈ ਆਸਾਨੀ ਨਾਲ ਲੰਬੇ ਸਮੇਂ ਲਈ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹੋ। ਕਿਉਂਕਿ, ਰਕਮ ਨੂੰ ਨਿਯਮਤ ਅੰਤਰਾਲਾਂ 'ਤੇ ਨਿਵੇਸ਼ ਕੀਤਾ ਜਾਂਦਾ ਹੈ, ਇਹ ਦੇ ਪ੍ਰਭਾਵ ਨੂੰ ਵੀ ਘਟਾਉਂਦਾ ਹੈਬਜ਼ਾਰ ਅਸਥਿਰਤਾ ਨਾਲ ਇੱਕSIP ਨਿਵੇਸ਼, ਨਿਵੇਸ਼ਕ ਆਪਣੇ ਵੱਖ-ਵੱਖ ਟੀਚਿਆਂ ਦੀ ਵੀ ਯੋਜਨਾ ਬਣਾ ਸਕਦੇ ਹਨ ਜਿਵੇਂ ਕਿ ਰਿਟਾਇਰਮੈਂਟ, ਵਿਆਹ, ਘਰ/ਵਾਹਨ ਦੀ ਖਰੀਦ ਜਾਂ ਉੱਚ ਸਿੱਖਿਆ ਆਦਿ।
SBI MF ਦੇ ਨਾਲ ਇੱਕ ਸਿਸਟਮੈਟਿਕ ਇਨਵੈਸਟਮੈਂਟ ਪਲਾਨ ਲੈਣ ਲਈ ਕਿਸੇ ਨੂੰ ਵੱਡੀ ਰਕਮ ਦੀ ਲੋੜ ਨਹੀਂ ਹੁੰਦੀ ਹੈਨਿਵੇਸ਼ ਕਿਉਂਕਿ ਸ਼ੁਰੂਆਤੀ ਰਕਮ 500 ਰੁਪਏ ਤੋਂ ਘੱਟ ਹੈ।
SBI SIP ਮਿਉਚੁਅਲ ਫੰਡ ਛੋਟੀ ਉਮਰ ਤੋਂ ਹੀ ਬੱਚਤ ਦੀ ਆਦਤ ਬਣਾਉਣ ਲਈ ਉਤਸ਼ਾਹਿਤ ਕਰਦਾ ਹੈ
ਇੱਕ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਕੇ ਕੋਈ ਆਪਣੀ ਲੰਬੀ ਮਿਆਦ ਦੀ ਯੋਜਨਾ ਬਣਾ ਸਕਦਾ ਹੈਵਿੱਤੀ ਟੀਚੇ ਜਿਵੇਂ ਕਿ ਕਾਰ/ਘਰ ਖਰੀਦਣਾ, ਅੰਤਰਰਾਸ਼ਟਰੀ ਯਾਤਰਾ ਲਈ ਬੱਚਤ ਕਰਨਾ, ਬੱਚੇ ਦੀ ਪੜ੍ਹਾਈ ਲਈ ਬੱਚਤ ਕਰਨਾ,ਰਿਟਾਇਰਮੈਂਟ ਦੀ ਯੋਜਨਾਬੰਦੀ ਜਾਂ ਕੋਈ ਹੋਰ ਸੰਪਤੀ ਖਰੀਦਣ ਲਈ।
ਇਹ ਧਿਆਨ ਵਿੱਚ ਰੱਖਦੇ ਹੋਏ ਕਿ ਇੱਕ ਯੋਜਨਾਬੱਧ ਨਿਵੇਸ਼ ਯੋਜਨਾ ਲੰਬੇ ਸਮੇਂ ਵਿੱਚ ਫੈਲੀ ਹੋਈ ਹੈ, ਇੱਕ ਸਟਾਕ ਮਾਰਕੀਟ ਦੇ ਸਾਰੇ ਦੌਰ, ਉਤਰਾਅ-ਚੜ੍ਹਾਅ ਅਤੇ ਹੋਰ ਮਹੱਤਵਪੂਰਨ ਤੌਰ 'ਤੇ ਗਿਰਾਵਟ ਨੂੰ ਫੜਦਾ ਹੈ। ਮੰਦੀ ਵਿੱਚ, ਜਦੋਂ ਡਰ ਜ਼ਿਆਦਾਤਰ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਫੜਦਾ ਹੈ, SIP ਕਿਸ਼ਤਾਂ ਇਹ ਯਕੀਨੀ ਬਣਾਉਂਦੀਆਂ ਰਹਿੰਦੀਆਂ ਹਨ ਕਿ ਨਿਵੇਸ਼ਕ "ਘੱਟ" ਖਰੀਦਦੇ ਹਨ।
ਇਸ ਲਈ, ਅੱਜ ਹੀ ਵਿੱਚ ਇੱਕ SIP ਸ਼ੁਰੂ ਕਰੋਇਕੁਇਟੀ ਫੰਡ ਇਹਨਾਂ ਚੋਟੀ ਦੇ 10 ਵਧੀਆ SBI SIP ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਕੇ। ਇਹਨਾਂ ਫੰਡਾਂ ਨੂੰ ਕੁਝ ਮਾਪਦੰਡ ਜਿਵੇਂ ਕਿ ਏ.ਯੂ.ਐਮ.ਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ, ਪੀਅਰ ਔਸਤ ਰਿਟਰਨ, ਆਦਿ।
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(Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on (Erstwhile SBI Magnum Multiplier Fund) To provide investors long term capital appreciation/dividend along with the
liquidity of an open-ended scheme. SBI Large and Midcap Fund is a Equity - Large & Mid Cap fund was launched on 25 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Large and Midcap Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments. SBI Magnum Multicap Fund is a Equity - Multi Cap fund was launched on 29 Sep 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Multicap Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. SBI Bluechip Fund is a Equity - Large Cap fund was launched on 14 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Bluechip Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. SBI Infrastructure Fund is a Equity - Sectoral fund was launched on 6 Jul 07. It is a fund with High risk and has given a Below is the key information for SBI Infrastructure Fund Returns up to 1 year are on To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Contra Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. SBI Magnum Mid Cap Fund is a Equity - Mid Cap fund was launched on 29 Mar 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Mid Cap Fund Returns up to 1 year are on (Erstwhile SBI Magnum Equity Fund) To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments. SBI Magnum Equity ESG Fund is a Equity - Sectoral fund was launched on 27 Nov 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Equity ESG Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Since launch (%) SBI PSU Fund Growth ₹33.0426
↓ -0.05 ₹4,851 500 -5 11.7 64.2 34.2 27.4 54 8.7 SBI Infrastructure Fund Growth ₹53.7525
↑ 0.20 ₹4,790 500 0.1 16 50.3 27.6 28.8 49.7 10.2 SBI Consumption Opportunities Fund Growth ₹352.35
↑ 0.18 ₹2,854 500 10.3 27.8 43.1 25 25.4 29.9 18 SBI Contra Fund Growth ₹395.378
↓ -0.62 ₹39,433 500 2.1 14.5 41 24.7 32.2 38.2 17.8 SBI Magnum Tax Gain Fund Growth ₹447.484
↑ 0.53 ₹28,000 500 3 17.8 52.3 24.7 26.9 40 14 SBI Healthcare Opportunities Fund Growth ₹424.794
↑ 1.90 ₹3,203 500 15.1 24 52.2 21.9 31.3 38.2 16.1 SBI Small Cap Fund Growth ₹188.768
↓ -0.06 ₹33,069 500 4.9 22.7 39.9 21.3 29.9 25.3 21.5 SBI Magnum Mid Cap Fund Growth ₹245.912
↑ 0.56 ₹21,517 500 4.8 18.2 35.7 20.5 29.7 34.5 17.8 SBI Large and Midcap Fund Growth ₹617.996
↑ 0.72 ₹28,172 500 3.6 18.5 36.8 18.2 23.6 26.8 18.4 SBI Banking & Financial Services Fund Growth ₹38.5627
↑ 0.05 ₹6,120 500 2.5 15.3 34 13.4 16.4 18.6 15 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Oct 24 1. SBI Small Cap Fund
CAGR/Annualized
return of 21.5% since its launch. Ranked 4 in Small Cap
category. Return for 2023 was 25.3% , 2022 was 8.1% and 2021 was 47.6% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (16 Oct 24) ₹188.768 ↓ -0.06 (-0.03 %) Net Assets (Cr) ₹33,069 on 31 Aug 24 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 2.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹11,225 30 Sep 21 ₹19,179 30 Sep 22 ₹21,839 30 Sep 23 ₹25,786 30 Sep 24 ₹36,115 Returns for SBI Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 16 Oct 24 Duration Returns 1 Month 0.9% 3 Month 4.9% 6 Month 22.7% 1 Year 39.9% 3 Year 21.3% 5 Year 29.9% 10 Year 15 Year Since launch 21.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 25.3% 2022 8.1% 2021 47.6% 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% 2014 110.7% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 10.88 Yr. Pradeep Kesavan 31 Dec 23 0.75 Yr. Mohan Lal 1 May 24 0.42 Yr. Data below for SBI Small Cap Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Industrials 33.77% Consumer Cyclical 21.85% Financial Services 14.78% Basic Materials 9.2% Consumer Defensive 4.87% Communication Services 2.16% Health Care 2% Real Estate 1.84% Asset Allocation
Asset Class Value Cash 9.53% Equity 90.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL4% ₹1,231 Cr 9,000,000 Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO4% ₹1,218 Cr 5,900,000
↓ -216,675 GE T&D India Ltd (Industrials)
Equity, Since 31 Aug 19 | 5222753% ₹1,177 Cr 7,000,000 Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002383% ₹994 Cr 4,340,000 Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | 5009403% ₹964 Cr 34,595,699 CMS Info Systems Ltd (Industrials)
Equity, Since 31 Dec 21 | 5434413% ₹897 Cr 15,000,000 DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS3% ₹891 Cr 3,300,000 Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET2% ₹855 Cr 9,716,991 SBFC Finance Ltd (Financial Services)
Equity, Since 31 Aug 23 | SBFC2% ₹844 Cr 89,318,180 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY2% ₹800 Cr 9,324,049 2. SBI Consumption Opportunities Fund
CAGR/Annualized
return of 18% since its launch. Ranked 11 in Sectoral
category. Return for 2023 was 29.9% , 2022 was 13.9% and 2021 was 35.6% . SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (16 Oct 24) ₹352.35 ↑ 0.18 (0.05 %) Net Assets (Cr) ₹2,854 on 31 Aug 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.17 Sharpe Ratio 2.39 Information Ratio 0.77 Alpha Ratio -3.16 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹8,925 30 Sep 21 ₹14,607 30 Sep 22 ₹17,839 30 Sep 23 ₹21,017 30 Sep 24 ₹30,608 Returns for SBI Consumption Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 16 Oct 24 Duration Returns 1 Month 0.4% 3 Month 10.3% 6 Month 27.8% 1 Year 43.1% 3 Year 25% 5 Year 25.4% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2023 29.9% 2022 13.9% 2021 35.6% 2020 13.9% 2019 0.1% 2018 -2% 2017 53.1% 2016 2.4% 2015 5.3% 2014 30.9% Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Pradeep Kesavan 1 Apr 24 0.5 Yr. Ashit Desai 1 Apr 24 0.5 Yr. Data below for SBI Consumption Opportunities Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Consumer Cyclical 49.58% Consumer Defensive 28.95% Industrials 10.57% Communication Services 5.73% Basic Materials 2.37% Asset Allocation
Asset Class Value Cash 2.81% Equity 97.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ganesha Ecosphere Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | 5141676% ₹190 Cr 1,010,998 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL5% ₹157 Cr 920,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | JUBLFOOD4% ₹125 Cr 1,836,850 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | UBL4% ₹120 Cr 549,563
↑ 80,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR4% ₹109 Cr 370,000
↑ 50,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 20 | MARUTI3% ₹99 Cr 75,000
↑ 25,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹98 Cr 1,900,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | M&M3% ₹91 Cr 295,000 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | 5008253% ₹91 Cr 144,000
↑ 12,000 Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002383% ₹89 Cr 390,000 3. SBI Magnum COMMA Fund
CAGR/Annualized
return of 13.1% since its launch. Ranked 9 in Sectoral
category. Return for 2023 was 32.3% , 2022 was -6.6% and 2021 was 52% . SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (16 Oct 24) ₹106.922 ↑ 0.05 (0.05 %) Net Assets (Cr) ₹675 on 31 Aug 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio 2.32 Information Ratio -0.66 Alpha Ratio 1.92 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹11,497 30 Sep 21 ₹20,257 30 Sep 22 ₹18,699 30 Sep 23 ₹21,554 30 Sep 24 ₹31,103 Returns for SBI Magnum COMMA Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 16 Oct 24 Duration Returns 1 Month 0.5% 3 Month 2.4% 6 Month 13.3% 1 Year 39.2% 3 Year 11.9% 5 Year 24.1% 10 Year 15 Year Since launch 13.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 32.3% 2022 -6.6% 2021 52% 2020 23.9% 2019 11.8% 2018 -18.7% 2017 39.2% 2016 32.3% 2015 -6.1% 2014 31.5% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 0.33 Yr. Pradeep Kesavan 31 Dec 23 0.75 Yr. Data below for SBI Magnum COMMA Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Basic Materials 45% Energy 29.22% Utility 9.53% Consumer Defensive 8.48% Consumer Cyclical 4.04% Financial Services 2.61% Asset Allocation
Asset Class Value Cash 1.12% Equity 98.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL10% ₹67 Cr 3,976,000
↑ 600,000 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE9% ₹63 Cr 212,366
↑ 45,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003126% ₹42 Cr 1,400,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | 5325386% ₹40 Cr 34,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002955% ₹35 Cr 675,000 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC5% ₹34 Cr 1,670,000
↑ 1,670,000 Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA5% ₹33 Cr 650,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 24 | 5328985% ₹33 Cr 930,000
↑ 930,000 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | CCL4% ₹30 Cr 425,000 Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 31 Jul 24 | BALRAMCHIN4% ₹29 Cr 450,000 4. SBI Large and Midcap Fund
CAGR/Annualized
return of 18.4% since its launch. Ranked 20 in Large & Mid Cap
category. Return for 2023 was 26.8% , 2022 was 7.3% and 2021 was 39.3% . SBI Large and Midcap Fund
Growth Launch Date 25 May 05 NAV (15 Oct 24) ₹617.996 ↑ 0.72 (0.12 %) Net Assets (Cr) ₹28,172 on 31 Aug 24 Category Equity - Large & Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 2.17 Information Ratio -0.25 Alpha Ratio -5.15 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹9,830 30 Sep 21 ₹16,248 30 Sep 22 ₹17,745 30 Sep 23 ₹20,800 30 Sep 24 ₹28,636 Returns for SBI Large and Midcap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 16 Oct 24 Duration Returns 1 Month -0.5% 3 Month 3.6% 6 Month 18.5% 1 Year 36.8% 3 Year 18.2% 5 Year 23.6% 10 Year 15 Year Since launch 18.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 26.8% 2022 7.3% 2021 39.3% 2020 15.8% 2019 6.8% 2018 -5.3% 2017 40.5% 2016 0.4% 2015 11.1% 2014 48.3% Fund Manager information for SBI Large and Midcap Fund
Name Since Tenure Saurabh Pant 10 Sep 16 8.06 Yr. Pradeep Kesavan 31 Dec 23 0.75 Yr. Data below for SBI Large and Midcap Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 22.52% Basic Materials 13.95% Consumer Cyclical 12.42% Industrials 12% Technology 9.44% Health Care 8.98% Consumer Defensive 6.2% Energy 3.84% Communication Services 3.49% Utility 3.2% Asset Allocation
Asset Class Value Cash 3.97% Equity 96.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK6% ₹1,776 Cr 10,255,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE4% ₹1,122 Cr 3,800,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK3% ₹942 Cr 7,400,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN3% ₹867 Cr 11,000,000
↑ 1,800,000 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | HDFCAMC3% ₹821 Cr 1,910,000 Abbott India Ltd (Healthcare)
Equity, Since 30 Sep 22 | ABBOTINDIA3% ₹790 Cr 270,874
↑ 25,874 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 22 | 5333983% ₹779 Cr 3,835,645 Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY2% ₹713 Cr 3,800,000 Voltas Ltd (Industrials)
Equity, Since 30 Nov 22 | VOLTAS2% ₹701 Cr 3,800,000 Coforge Ltd (Technology)
Equity, Since 31 Aug 23 | COFORGE2% ₹646 Cr 920,000 5. SBI Magnum Multicap Fund
CAGR/Annualized
return of since its launch. Ranked 9 in Multi Cap
category. Return for 2023 was 22.8% , 2022 was 0.7% and 2021 was 30.8% . SBI Magnum Multicap Fund
Growth Launch Date 29 Sep 05 NAV (15 Oct 24) ₹112.451 ↑ 0.17 (0.15 %) Net Assets (Cr) ₹22,987 on 31 Aug 24 Category Equity - Multi Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio 2.1 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹9,358 30 Sep 21 ₹15,239 30 Sep 22 ₹14,958 30 Sep 23 ₹17,224 30 Sep 24 ₹22,921 Returns for SBI Magnum Multicap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 16 Oct 24 Duration Returns 1 Month 0.1% 3 Month 3.2% 6 Month 15.2% 1 Year 30.3% 3 Year 12.3% 5 Year 17.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 22.8% 2022 0.7% 2021 30.8% 2020 13.6% 2019 11% 2018 -5.5% 2017 37% 2016 5.8% 2015 9.8% 2014 56% Fund Manager information for SBI Magnum Multicap Fund
Name Since Tenure R. Srinivasan 1 Jan 22 2.75 Yr. Pradeep Kesavan 31 Dec 23 0.75 Yr. Data below for SBI Magnum Multicap Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 24.72% Consumer Cyclical 18.14% Industrials 12.47% Basic Materials 10% Energy 7.5% Technology 6.88% Communication Services 6.36% Consumer Defensive 5.27% Health Care 3.93% Utility 2.27% Asset Allocation
Asset Class Value Cash 2.46% Equity 97.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK6% ₹1,295 Cr 7,475,354
↑ 850,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK5% ₹1,241 Cr 6,694,000
↑ 610,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE5% ₹1,154 Cr 3,908,270
↓ -235,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK3% ₹791 Cr 6,210,055
↑ 1,500,000 Infosys Ltd (Technology)
Equity, Since 31 Oct 20 | INFY3% ₹699 Cr 3,725,000
↓ -770,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Jun 22 | M&M3% ₹672 Cr 2,170,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT3% ₹669 Cr 1,821,034 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 16 | BHARTIARTL3% ₹641 Cr 3,750,000 Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 31 Jan 24 | CTSH2% ₹582 Cr 900,000 Nuvoco Vista Corp Ltd (Basic Materials)
Equity, Since 31 Aug 21 | 5433342% ₹457 Cr 12,710,062 6. SBI Bluechip Fund
CAGR/Annualized
return of 12.7% since its launch. Ranked 9 in Large Cap
category. Return for 2023 was 22.6% , 2022 was 4.4% and 2021 was 26.1% . SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (16 Oct 24) ₹92.8672 ↓ -0.21 (-0.22 %) Net Assets (Cr) ₹51,633 on 31 Aug 24 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹9,595 30 Sep 21 ₹15,421 30 Sep 22 ₹15,188 30 Sep 23 ₹17,940 30 Sep 24 ₹23,732 Returns for SBI Bluechip Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 16 Oct 24 Duration Returns 1 Month 0.1% 3 Month 3.9% 6 Month 16.4% 1 Year 29.2% 3 Year 13.2% 5 Year 18.6% 10 Year 15 Year Since launch 12.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 22.6% 2022 4.4% 2021 26.1% 2020 16.3% 2019 11.6% 2018 -4.1% 2017 30.2% 2016 4.8% 2015 8% 2014 47.9% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Saurabh Pant 1 Apr 24 0.5 Yr. Pradeep Kesavan 1 Apr 24 0.5 Yr. Data below for SBI Bluechip Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 27.24% Consumer Cyclical 16.59% Consumer Defensive 11.94% Technology 9.11% Industrials 8.53% Health Care 6.47% Basic Materials 5.58% Energy 4.97% Communication Services 2.7% Real Estate 2.4% Asset Allocation
Asset Class Value Cash 4.55% Equity 95.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK8% ₹4,235 Cr 24,450,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK7% ₹3,692 Cr 29,000,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC5% ₹2,606 Cr 50,300,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY5% ₹2,570 Cr 13,700,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE4% ₹2,303 Cr 7,800,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT4% ₹2,278 Cr 6,198,441 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 24 | TCS4% ₹1,947 Cr 4,562,331 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK3% ₹1,706 Cr 9,200,000 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Oct 14 | 5008253% ₹1,649 Cr 2,601,838 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Jan 15 | CHOLAFIN3% ₹1,493 Cr 9,284,982 7. SBI Infrastructure Fund
CAGR/Annualized
return of 10.2% since its launch. Ranked 18 in Sectoral
category. Return for 2023 was 49.7% , 2022 was 9.3% and 2021 was 48.3% . SBI Infrastructure Fund
Growth Launch Date 6 Jul 07 NAV (16 Oct 24) ₹53.7525 ↑ 0.20 (0.37 %) Net Assets (Cr) ₹4,790 on 31 Aug 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk High Expense Ratio 2.21 Sharpe Ratio 3.4 Information Ratio 0.57 Alpha Ratio 9.24 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹9,362 30 Sep 21 ₹15,972 30 Sep 22 ₹17,224 30 Sep 23 ₹22,894 30 Sep 24 ₹35,613 Returns for SBI Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 16 Oct 24 Duration Returns 1 Month -1.9% 3 Month 0.1% 6 Month 16% 1 Year 50.3% 3 Year 27.6% 5 Year 28.8% 10 Year 15 Year Since launch 10.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 49.7% 2022 9.3% 2021 48.3% 2020 8.2% 2019 10.2% 2018 -18.1% 2017 41.7% 2016 9.3% 2015 2.7% 2014 48.1% Fund Manager information for SBI Infrastructure Fund
Name Since Tenure Bhavin Vithlani 1 Jan 22 2.75 Yr. Pradeep Kesavan 31 Dec 23 0.75 Yr. Data below for SBI Infrastructure Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Industrials 32.67% Basic Materials 13.97% Financial Services 12.21% Communication Services 8.93% Energy 8.74% Utility 7.93% Real Estate 5.61% Consumer Cyclical 3.38% Asset Allocation
Asset Class Value Cash 6.56% Equity 93.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE8% ₹413 Cr 1,400,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT7% ₹331 Cr 900,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL5% ₹256 Cr 1,500,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | 5003874% ₹213 Cr 81,000 Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jan 24 | IEX4% ₹204 Cr 10,000,000 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348164% ₹196 Cr 5,000,000
↑ 2,611,579 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | HDFCBANK3% ₹149 Cr 860,000
↑ 500,000 Torrent Power Ltd (Utilities)
Equity, Since 31 May 22 | 5327793% ₹131 Cr 700,000 Grindwell Norton Ltd (Industrials)
Equity, Since 31 Jul 24 | 5060762% ₹120 Cr 500,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Dec 19 | 5325382% ₹118 Cr 100,000 8. SBI Contra Fund
CAGR/Annualized
return of 17.8% since its launch. Ranked 48 in Contra
category. Return for 2023 was 38.2% , 2022 was 12.8% and 2021 was 49.9% . SBI Contra Fund
Growth Launch Date 6 May 05 NAV (15 Oct 24) ₹395.378 ↓ -0.62 (-0.16 %) Net Assets (Cr) ₹39,433 on 31 Aug 24 Category Equity - Contra AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 2.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,284 30 Sep 21 ₹19,134 30 Sep 22 ₹21,296 30 Sep 23 ₹27,473 30 Sep 24 ₹39,610 Returns for SBI Contra Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 16 Oct 24 Duration Returns 1 Month -0.9% 3 Month 2.1% 6 Month 14.5% 1 Year 41% 3 Year 24.7% 5 Year 32.2% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 38.2% 2022 12.8% 2021 49.9% 2020 30.6% 2019 -1% 2018 -14.3% 2017 40.2% 2016 2.4% 2015 -0.1% 2014 47.7% Fund Manager information for SBI Contra Fund
Name Since Tenure Dinesh Balachandran 7 May 18 6.41 Yr. Pradeep Kesavan 1 Dec 23 0.84 Yr. Data below for SBI Contra Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 20.95% Basic Materials 10.04% Technology 9.03% Consumer Cyclical 8.4% Industrials 7.45% Energy 7.27% Health Care 7.22% Utility 5.75% Consumer Defensive 5.33% Communication Services 4.17% Real Estate 0.55% Asset Allocation
Asset Class Value Cash 13.1% Equity 86.15% Debt 0.74% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK5% ₹2,204 Cr 12,723,129 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE3% ₹1,400 Cr 4,739,125
↑ 1,943,750 GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 21 | 5321552% ₹989 Cr 41,173,788 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK2% ₹951 Cr 5,128,168 Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002382% ₹925 Cr 4,040,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Mar 22 | 5327552% ₹913 Cr 5,786,409 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL2% ₹893 Cr 52,995,525
↑ 12,650,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 20 | ITC2% ₹869 Cr 16,766,741 Dabur India Ltd (Consumer Defensive)
Equity, Since 31 Dec 23 | 5000962% ₹818 Cr 13,077,467 State Bank of India (Financial Services)
Equity, Since 31 Dec 10 | SBIN2% ₹808 Cr 10,254,269 9. SBI Magnum Mid Cap Fund
CAGR/Annualized
return of 17.8% since its launch. Ranked 28 in Mid Cap
category. Return for 2023 was 34.5% , 2022 was 3% and 2021 was 52.2% . SBI Magnum Mid Cap Fund
Growth Launch Date 29 Mar 05 NAV (16 Oct 24) ₹245.912 ↑ 0.56 (0.23 %) Net Assets (Cr) ₹21,517 on 31 Aug 24 Category Equity - Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 2.37 Information Ratio -0.66 Alpha Ratio 1.01 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,797 30 Sep 21 ₹19,202 30 Sep 22 ₹21,516 30 Sep 23 ₹26,171 30 Sep 24 ₹36,048 Returns for SBI Magnum Mid Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 16 Oct 24 Duration Returns 1 Month -0.6% 3 Month 4.8% 6 Month 18.2% 1 Year 35.7% 3 Year 20.5% 5 Year 29.7% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.5% 2022 3% 2021 52.2% 2020 30.4% 2019 0.1% 2018 -18% 2017 33.5% 2016 5% 2015 14.9% 2014 71.9% Fund Manager information for SBI Magnum Mid Cap Fund
Name Since Tenure Bhavin Vithlani 1 Apr 24 0.5 Yr. Pradeep Kesavan 1 Apr 24 0.5 Yr. Data below for SBI Magnum Mid Cap Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Consumer Cyclical 20.83% Financial Services 20.57% Industrials 16.32% Health Care 10.35% Basic Materials 9.74% Real Estate 4.14% Utility 4.01% Technology 3.65% Communication Services 3.08% Consumer Defensive 1.96% Asset Allocation
Asset Class Value Cash 5.35% Equity 94.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | 5327794% ₹896 Cr 4,770,722
↓ -399,028 Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN4% ₹785 Cr 1,490,000 Voltas Ltd (Industrials)
Equity, Since 30 Apr 24 | VOLTAS3% ₹738 Cr 4,000,000 CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL3% ₹734 Cr 1,574,522 Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 14 | SCHAEFFLER3% ₹616 Cr 1,573,215
↑ 107,291 Thermax Ltd (Industrials)
Equity, Since 31 Dec 13 | THERMAX3% ₹612 Cr 1,200,000 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 5063953% ₹586 Cr 3,500,000 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Apr 11 | CARBORUNIV3% ₹584 Cr 3,900,000 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 31 Oct 22 | KPRMILL3% ₹572 Cr 6,000,000 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Sep 21 | MAXHEALTH2% ₹542 Cr 5,500,000 10. SBI Magnum Equity ESG Fund
CAGR/Annualized
return of 13% since its launch. Ranked 47 in Sectoral
category. Return for 2023 was 24.6% , 2022 was -2.3% and 2021 was 30.3% . SBI Magnum Equity ESG Fund
Growth Launch Date 27 Nov 06 NAV (15 Oct 24) ₹243.833 ↓ -0.52 (-0.21 %) Net Assets (Cr) ₹6,036 on 31 Aug 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 2.1 Information Ratio 0.03 Alpha Ratio -2.29 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹9,657 30 Sep 21 ₹15,032 30 Sep 22 ₹14,753 30 Sep 23 ₹16,972 30 Sep 24 ₹22,790 Returns for SBI Magnum Equity ESG Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 16 Oct 24 Duration Returns 1 Month -0.4% 3 Month 2.4% 6 Month 17.1% 1 Year 31.5% 3 Year 12.4% 5 Year 17.8% 10 Year 15 Year Since launch 13% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.6% 2022 -2.3% 2021 30.3% 2020 13.5% 2019 14.8% 2018 3.3% 2017 24.1% 2016 4.5% 2015 2.4% 2014 42.6% Fund Manager information for SBI Magnum Equity ESG Fund
Name Since Tenure Rohit Shimpi 1 Jan 22 2.75 Yr. Pradeep Kesavan 1 Dec 23 0.84 Yr. Data below for SBI Magnum Equity ESG Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 33.09% Technology 20.85% Consumer Cyclical 15.87% Industrials 12.31% Basic Materials 5.46% Health Care 3.58% Energy 2.8% Consumer Defensive 2.61% Utility 1.73% Asset Allocation
Asset Class Value Cash 1.7% Equity 98.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY8% ₹507 Cr 2,701,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK8% ₹505 Cr 2,917,400 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | ICICIBANK7% ₹444 Cr 3,485,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322155% ₹282 Cr 2,290,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Nov 17 | TCS5% ₹278 Cr 651,034
↑ 70,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT4% ₹269 Cr 731,709
↓ -80,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK4% ₹229 Cr 1,235,000
↓ -80,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI4% ₹216 Cr 163,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 19 | 5325383% ₹207 Cr 175,000
↓ -40,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 09 | SBIN3% ₹191 Cr 2,430,000
ਇਹ ਜਾਣਨਾ ਚਾਹੁੰਦੇ ਹੋ ਕਿ ਜੇਕਰ ਤੁਸੀਂ ਕਿਸੇ ਖਾਸ ਸਮੇਂ ਲਈ ਮਹੀਨਾਵਾਰ ਇੱਕ ਨਿਸ਼ਚਿਤ ਰਕਮ ਦਾ ਨਿਵੇਸ਼ ਕਰਦੇ ਹੋ ਤਾਂ ਤੁਹਾਡਾ SIP ਨਿਵੇਸ਼ ਕਿਵੇਂ ਵਧੇਗਾ? ਅਸੀਂ ਤੁਹਾਨੂੰ ਇੱਕ ਉਦਾਹਰਣ ਦੇ ਨਾਲ ਸਮਝਾਵਾਂਗੇ।
SIP ਕੈਲਕੂਲੇਟਰ ਆਮ ਤੌਰ 'ਤੇ ਇਨਪੁਟ ਲੈਂਦੇ ਹਨ ਜਿਵੇਂ ਕਿ SIP ਨਿਵੇਸ਼ ਰਕਮ (ਟੀਚਾ) ਜੋ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦਾ ਹੈ, ਲੋੜੀਂਦੇ ਨਿਵੇਸ਼ ਦੇ ਸਾਲਾਂ ਦੀ ਸੰਖਿਆ, ਉਮੀਦ ਕੀਤੀ ਜਾਂਦੀ ਹੈ।ਮਹਿੰਗਾਈ ਦਰਾਂ (ਕਿਸੇ ਨੂੰ ਇਸ ਲਈ ਲੇਖਾ ਦੇਣਾ ਚਾਹੀਦਾ ਹੈ!) ਅਤੇ ਸੰਭਾਵਿਤ ਰਿਟਰਨ। ਇਸ ਲਈ, ਕੋਈ ਟੀਚਾ ਪ੍ਰਾਪਤ ਕਰਨ ਲਈ ਲੋੜੀਂਦੇ SIP ਰਿਟਰਨਾਂ ਦੀ ਗਣਨਾ ਕਰ ਸਕਦਾ ਹੈ!
ਮੰਨ ਲਓ, ਜੇਕਰ ਤੁਸੀਂ 10 ਰੁਪਏ ਦਾ ਨਿਵੇਸ਼ ਕਰਦੇ ਹੋ,000 10 ਸਾਲਾਂ ਲਈ, ਦੇਖੋ ਕਿ ਤੁਹਾਡਾ SIP ਨਿਵੇਸ਼ ਕਿਵੇਂ ਵਧਦਾ ਹੈ-
ਮਹੀਨਾਵਾਰ ਨਿਵੇਸ਼: INR 10,000
ਨਿਵੇਸ਼ ਦੀ ਮਿਆਦ: 10 ਸਾਲ
ਨਿਵੇਸ਼ ਕੀਤੀ ਗਈ ਕੁੱਲ ਰਕਮ: INR 12,00,000
ਲੰਬੇ ਸਮੇਂ ਦੀ ਵਿਕਾਸ ਦਰ (ਲਗਭਗ): 15%
ਦੇ ਅਨੁਸਾਰ ਸੰਭਾਵਿਤ ਰਿਟਰਨsip ਕੈਲਕੁਲੇਟਰ: 27,86,573 ਰੁਪਏ
ਕੁੱਲ ਲਾਭ: 15,86,573 ਰੁਪਏ (ਸੰਪੂਰਨ ਵਾਪਸੀ= 132.2%)
ਉਪਰੋਕਤ ਗਣਨਾਵਾਂ ਦਰਸਾਉਂਦੀਆਂ ਹਨ ਕਿ ਜੇਕਰ ਤੁਸੀਂ 10 ਸਾਲਾਂ ਲਈ INR 10,000 ਮਹੀਨਾਵਾਰ ਨਿਵੇਸ਼ ਕਰਦੇ ਹੋ (ਕੁੱਲ INR12,00,000
) ਤੁਸੀਂ ਕਮਾਈ ਕਰੋਗੇ27,86,573 ਰੁਪਏ
, ਜਿਸਦਾ ਮਤਲਬ ਹੈ ਕਿ ਤੁਸੀਂ ਜੋ ਸ਼ੁੱਧ ਲਾਭ ਕਮਾਉਂਦੇ ਹੋ15,86,573 ਰੁਪਏ
. ਕੀ ਇਹ ਬਹੁਤ ਵਧੀਆ ਨਹੀਂ ਹੈ!
Fincash.com 'ਤੇ ਜੀਵਨ ਭਰ ਲਈ ਮੁਫਤ ਨਿਵੇਸ਼ ਖਾਤਾ ਖੋਲ੍ਹੋ।
ਆਪਣੀ ਰਜਿਸਟ੍ਰੇਸ਼ਨ ਅਤੇ ਕੇਵਾਈਸੀ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਪੂਰਾ ਕਰੋ
ਦਸਤਾਵੇਜ਼ (ਪੈਨ, ਆਧਾਰ, ਆਦਿ) ਅੱਪਲੋਡ ਕਰੋ।ਅਤੇ, ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਤਿਆਰ ਹੋ!
SBI ਨਾਲ ਆਪਣੇ ਟੀਚੇ ਦੀ ਯੋਜਨਾ ਬਣਾਓਮਿਉਚੁਅਲ ਫੰਡ, ਉਹਨਾਂ ਤੱਕ ਪਹੁੰਚਣ ਲਈ SIPs ਦੀ ਵਰਤੋਂ ਕਰੋ!
A: SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਸ਼ੁਰੂ ਕਰਨ ਦਾ ਕੋਈ ਨਿਸ਼ਚਿਤ ਸਮਾਂ ਨਹੀਂ ਹੈ। ਤੁਸੀਂ ਸਾਲ ਵਿੱਚ ਕਿਸੇ ਵੀ ਸਮੇਂ ਆਪਣਾ ਨਿਵੇਸ਼ ਸ਼ੁਰੂ ਕਰ ਸਕਦੇ ਹੋ। ਇਸ ਲਈ, ਆਪਣੇ ਵਿੱਤ ਦਾ ਮੁਲਾਂਕਣ ਕਰਨਾ ਸ਼ੁਰੂ ਕਰੋ, ਅਤੇ ਯਕੀਨੀ ਬਣਾਓ ਕਿ ਤੁਸੀਂ ਕਿਸੇ ਖਾਸ ਸਮੇਂ 'ਤੇ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਤਿਆਰ ਹੋ।
A: ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ, SIPs ਤੁਹਾਡੇ ਲੰਬੇ ਸਮੇਂ ਦੇ ਟੀਚਿਆਂ ਦਾ ਹਿੱਸਾ ਹੋਣੇ ਚਾਹੀਦੇ ਹਨ। ਮੁੱਖ ਕਾਰਨ ਵਧੇਰੇ ਵਿਸਤ੍ਰਿਤ ਮਿਆਦ ਹੈ, ਸੰਭਾਵਤ ਤੌਰ 'ਤੇ ਛੋਟੇ ਕਾਰਜਕਾਲਾਂ ਨਾਲੋਂ ਬਿਹਤਰ ਰਿਟਰਨ ਪੈਦਾ ਕਰਨ ਦੀ ਸੰਭਾਵਨਾ ਹੈ।
A: ਜਦੋਂ ਤੁਸੀਂ ਨਿਯਮਿਤ ਤੌਰ 'ਤੇ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹੋ, ਤਾਂ ਤੁਸੀਂ ਇੱਕ ਮਿਸ਼ਰਤ ਵਿਆਜ ਕਮਾਉਂਦੇ ਹੋ ਨਾ ਕਿ ਨਿਵੇਸ਼ ਕੀਤੀ ਗਈ ਮੂਲ ਰਕਮ 'ਤੇ ਵਿਆਜ। ਇਸਦੀ ਗਣਨਾ ਸੰਯੁਕਤ ਸਲਾਨਾ ਵਿਕਾਸ ਦਰ ਜਾਂ ਦੇ ਰੂਪ ਵਿੱਚ ਕੀਤੀ ਜਾਂਦੀ ਹੈਸੀ.ਏ.ਜੀ.ਆਰ. ਲੰਬੇ ਸਮੇਂ ਵਿੱਚ, ਮਿਸ਼ਰਿਤ ਪ੍ਰਭਾਵ ਤੁਹਾਡੇ ਨਿਵੇਸ਼ ਨੂੰ ਕਈ ਗੁਣਾ ਵਧਾ ਦਿੰਦਾ ਹੈ। ਦੂਜੇ ਸ਼ਬਦਾਂ ਵਿਚ, ਮਿਸ਼ਰਿਤ ਪ੍ਰਭਾਵ ਦੀ ਮਦਦ ਨਾਲ, ਤੁਸੀਂ SIP ਨਿਵੇਸ਼ਾਂ 'ਤੇ ਜੋ ਰਿਟਰਨ ਕਮਾਉਂਦੇ ਹੋ ਉਹ ਵੀ ਰਿਟਰਨ ਪੈਦਾ ਕਰਦੇ ਹਨ।
A: SBI SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦਾ ਮੁੱਖ ਕਾਰਨ ਇਹ ਹੈ ਕਿ ਇਸ ਵਿੱਚ ਦਾਖਲੇ ਦਾ ਘੱਟ ਪੁਆਇੰਟ ਹੈ। ਤੁਸੀਂ 500 ਰੁਪਏ ਦੇ ਘੱਟੋ-ਘੱਟ ਨਿਵੇਸ਼ ਨਾਲ ਕਿਸੇ ਵੀ ਢੁਕਵੇਂ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਸ਼ੁਰੂ ਕਰ ਸਕਦੇ ਹੋ। ਇਹ SBI SIPs ਨੂੰ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਸਭ ਤੋਂ ਆਸਾਨ ਬਣਾਉਂਦਾ ਹੈ, ਖਾਸ ਕਰਕੇ ਜੇਕਰ ਤੁਸੀਂ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਸ਼ੁਰੂ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ।
A: ਹਾਂ, ਜੇਕਰ ਤੁਸੀਂ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੇ ਸੰਬੰਧ ਵਿੱਚ ਕਈ ਵਿਕਲਪ ਚਾਹੁੰਦੇ ਹੋ, ਤਾਂ SBI ਸਭ ਤੋਂ ਭਰੋਸੇਮੰਦ ਅਤੇ ਸਭ ਤੋਂ ਵਧੀਆ ਬੈਂਕਾਂ ਵਿੱਚੋਂ ਇੱਕ ਸਾਬਤ ਹੋ ਸਕਦਾ ਹੈ। ਤੁਸੀਂ SBI ਲਾਰਜ ਅਤੇ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਚੋਣ ਕਰ ਸਕਦੇ ਹੋਮਿਡ-ਕੈਪ SIP, ਜਿੱਥੇ ਤੁਸੀਂ ਵੱਡੇ ਅਤੇ ਮੱਧ-ਆਕਾਰ ਦੀ ਪੂੰਜੀ ਦੇ ਇਕੁਇਟੀ ਸਟਾਕਾਂ ਵਿੱਚ ਆਪਣੇ ਨਿਵੇਸ਼ ਨੂੰ ਵਿਭਿੰਨਤਾ ਦੇ ਸਕਦੇ ਹੋ। ਇਹ ਤੁਹਾਨੂੰ ਨਿਵੇਸ਼ 'ਤੇ ਚੰਗੇ ਰਿਟਰਨ ਦਾ ਭਰੋਸਾ ਦੇਵੇਗਾ। ਪਰ, ਜੇਕਰ ਤੁਸੀਂ ਚਾਹੁੰਦੇ ਹੋਇੱਕ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ ਹੈਲਥਕੇਅਰ ਇਕੁਇਟੀਜ਼ ਦੇ ਆਧਾਰ 'ਤੇ, ਐਸਬੀਆਈ ਹੈਲਥਕੇਅਰ ਅਪਰਚੂਨਿਟੀਜ਼ ਫਨਜ਼ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਬਾਰੇ ਵਿਚਾਰ ਕਰੋ ਜਿਨ੍ਹਾਂ ਨੇ ਇੱਕ ਮਜ਼ਬੂਤ ਰਿਟਰਨ ਦਿਖਾਇਆ ਹੈ14.3% ਇਸਦੇ ਲਾਂਚ ਹੋਣ ਤੋਂ ਬਾਅਦ.
A: ਰੁਪਏ ਦੀ ਔਸਤ ਲਾਗਤ ਨਾ ਸਿਰਫ਼ ਵਿਅਕਤੀਆਂ ਨੂੰ SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਉਤਸ਼ਾਹਿਤ ਕਰਦੀ ਹੈ, ਸਗੋਂ ਉਹਨਾਂ ਨੂੰ ਮਾਰਕੀਟ ਦੀ ਅਸਥਿਰਤਾ ਦਾ ਫਾਇਦਾ ਉਠਾਉਣ ਦੀ ਇਜਾਜ਼ਤ ਦਿੰਦੀ ਹੈ। ਜੇਕਰ ਕਿਸੇ SBI SIP ਦੀ NAV ਘੱਟ ਹੈ, ਤਾਂਨਿਵੇਸ਼ਕ, ਤੁਹਾਨੂੰ ਤੋਂ ਹੋਰ ਯੂਨਿਟ ਪ੍ਰਾਪਤ ਹੋਣਗੇਬੈਂਕ, ਅਤੇ ਜੇਕਰ SIP ਦੀ NAV ਵੱਧ ਜਾਂਦੀ ਹੈ, ਤਾਂ ਤੁਹਾਨੂੰ ਘੱਟ ਯੂਨਿਟ ਮਿਲਣਗੇ। ਕਿਸੇ ਵੀ ਤਰ੍ਹਾਂ, ਤੁਸੀਂ ਲਾਭ ਲਈ ਖੜ੍ਹੇ ਹੋਵੋਗੇ.
A: ਜੇਕਰ ਤੁਸੀਂ 5 ਸਾਲਾਂ ਲਈ SBI SIP ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹੋ, ਤਾਂ ਤੁਹਾਨੂੰ 10% ਦੀ ਸੰਭਾਵਿਤ ਵਾਪਸੀ 'ਤੇ ਪ੍ਰਤੀ ਮਹੀਨਾ 6403.00 ਰੁਪਏ ਦੀ ਰਕਮ ਨਿਵੇਸ਼ ਕਰਨ ਬਾਰੇ ਵਿਚਾਰ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ। ਜੇਕਰ ਉਮੀਦ ਕੀਤੀ ਵਾਪਸੀ ਵਧਦੀ ਹੈ, ਤਾਂ ਮਹੀਨਾਵਾਰ ਨਿਵੇਸ਼ ਦੀ ਰਕਮ ਘੱਟ ਜਾਂਦੀ ਹੈ।
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