2022க்கான முதல் 10 சிறந்த எஸ்பிஐ மியூச்சுவல் ஃபண்ட் திட்டங்கள்

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எஸ்பிஐ மியூச்சுவல் ஃபண்டில் ஏன் முதலீடு செய்ய வேண்டும்?
சிறந்த எஸ்பிஐ மியூச்சுவல் ஃபண்ட் திட்டங்கள்
எஸ்பிஐ மியூச்சுவல் ஃபண்டில் ஆன்லைனில் முதலீடு செய்வது எப்படி?
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2022க்கான 10 சிறந்த SBI மியூச்சுவல் ஃபண்ட் திட்டங்கள்

Updated on March 31, 2025 , 193956 views

இந்தியாவின் மிகப் பழமையான மற்றும் மிகப்பெரிய ஃபண்ட் ஹவுஸ் என்பதால், முதலீட்டாளர்கள் பெரும்பாலும் வழங்கும் மியூச்சுவல் ஃபண்ட் திட்டங்களால் ஈர்க்கப்படுகிறார்கள்.எஸ்பிஐ மியூச்சுவல் ஃபண்ட். 30 ஆண்டுகளுக்கும் மேலாக முன்னிலையில் உள்ளதுசந்தை, SBI MF ஒரு விரிவானதுமுதலீட்டாளர் 5 மில்லியனுக்கும் அதிகமான அடிப்படை. ஒவ்வொரு வகையான முதலீட்டாளர்களையும் பூர்த்தி செய்ய, நிறுவனம் அதிக எண்ணிக்கையிலான மியூச்சுவல் ஃபண்ட் திட்டங்களை வழங்குகிறது.

முதலீட்டாளர்கள் தங்கள் குறுகிய, நடுத்தர மற்றும் நீண்ட கால அனைத்தையும் திட்டமிடலாம்நிதி இலக்குகள் மூலம்முதலீடு இந்த திட்டங்களில். காலப்போக்கில் நல்ல வருவாயை வழங்கக்கூடிய சிறந்த 10 சிறந்த SBI மியூச்சுவல் ஃபண்ட் திட்டங்களின் பட்டியல் கீழே உள்ளது. AUM போன்ற பல முக்கியமான அளவுருக்களைக் கருத்தில் கொண்டு இந்த நிதிகள் பட்டியலிடப்பட்டுள்ளன,இல்லை, கடந்தகால செயல்திறன், சக சராசரி வருமானம் மற்றும் பிற முக்கிய அளவுருக்கள்.

எஸ்பிஐ மியூச்சுவல் ஃபண்டில் ஏன் முதலீடு செய்ய வேண்டும்?

மூலதனப் பாராட்டு: SBI MF இல் முதலீடு செய்வது உங்களுக்கு ஒருமூலதனம் நீங்கள் முதலீடு செய்ய விரும்பும் நிதியைப் பொறுத்து குறைந்த ஆபத்துள்ள முதலீடுகள் மற்றும் அதிக ஆபத்துள்ள முதலீடுகளுக்கான பாராட்டு.

பாதுகாப்பு: SBI வழங்கும் மியூச்சுவல் ஃபண்ட் திட்டங்கள் நாட்டின் நம்பகமான மற்றும் நம்பகமான நிதி திட்டங்களில் ஒன்றாகும்.

பல்வேறு விருப்பங்கள்: எஸ்பிஐ மியூச்சுவல் ஃபண்டில் முதலீடு செய்வது பரந்த அளவில் வருகிறதுசரகம் எஸ்பிஐ வழங்கும் இந்தத் திட்டங்களில் குறுகிய கால, இடைக்கால மற்றும் நீண்ட காலத் திட்டங்களுக்கு நீங்கள் முதலீடு செய்யலாம்.

சிறந்த மதிப்பீடுகள்: பல எஸ்பிஐ ஈக்விட்டி திட்டங்களில் CRISIL ரேட்டிங் மூன்று மற்றும் அதற்கு மேல் உள்ளது.

உள்நாட்டு மற்றும் கடல்சார் நிதி மேலாண்மை: நிறுவனம் உள்நாட்டு மற்றும் இரண்டையும் நிர்வகிப்பதில் நிபுணத்துவம் பெற்றுள்ளதுகடலோரம் நிதி.

வரி நன்மைகள்: எஸ்பிஐ மியூச்சுவல் ஃபண்டில் வரியைச் சேமிப்பது எளிதானது. நிறுவனம் வழங்குகிறதுஈக்விட்டி இணைக்கப்பட்ட சேமிப்புத் திட்டம் முதலீட்டாளர்கள் வரியைச் சேமிக்க வேண்டும்.

என்ஆர்ஐ முதலீடு: இந்நிறுவனம் என்ஆர்ஐகளை முதலீடு செய்ய அனுமதிக்கிறதுபரஸ்பர நிதி.

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சிறந்த எஸ்பிஐ மியூச்சுவல் ஃபண்ட் திட்டங்கள்

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
SBI Gold Fund Growth	₹26.8205 ↓ -0.01	₹3,225	5,000	500	17.6	19.4	29.8	19.6	13.8	19.6
SBI Dynamic Asset Allocation Fund Growth	₹15.9463 ↑ 0.03	₹655	5,000	500	3.9	6.2	25.1	6.9	8.3
SBI Healthcare Opportunities Fund Growth	₹405.029 ↑ 0.58	₹3,313	5,000	500	-8.1	-3.8	17	22.3	29.2	42.2
SBI Banking & Financial Services Fund Growth	₹38.4639 ↑ 0.03	₹6,475	5,000	500	-0.6	-1.7	15.2	16.6	25	19.6
SBI Magnum Children's Benefit Plan Growth	₹107.018 ↑ 0.26	₹120	5,000	500	-0.9	0	13.6	11.9	15.3	17.4
SBI Technology Opportunities Fund Growth	₹196.984 ↑ 1.96	₹4,247	5,000	500	-14.1	-9.7	12.3	8.2	29.8	30.1
SBI Magnum Constant Maturity Fund Growth	₹62.7657 ↓ -0.09	₹1,845	5,000	500	3.6	4.4	10.5	7.3	6.3	9.1
SBI Equity Hybrid Fund Growth	₹279.941 ↓ -0.09	₹68,440	1,000	500	0.1	-2.8	10.4	10.9	19.3	14.2
SBI Magnum Gilt Fund Growth	₹65.7947 ↓ -0.06	₹11,257	5,000	500	3.8	3.9	10.3	8.1	7	8.9
SBI Focused Equity Fund Growth	₹324.862 ↑ 2.63	₹32,929	5,000	500	-3.2	-5.4	10.2	11.4	22.6	17.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Apr 25

*நிதியின் அடிப்படையில் இருந்தால் பட்டியல்சொத்துக்கள் > 100 கோடி மற்றும் வரிசைப்படுத்தப்பட்டதுகடந்த 1 ஆண்டு வருமானம்.

1. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

SBI Gold Fund is a Gold - Gold fund was launched on 12 Sep 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 7.6% since its launch. Return for 2024 was 19.6% , 2023 was 14.1% and 2022 was 12.6% .

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (03 Apr 25)	₹26.8205 ↓ -0.01 (-0.03 %)
Net Assets (Cr)	₹3,225 on 28 Feb 25
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.29
Sharpe Ratio	1.72
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹9,722
31 Mar 22	₹11,159
31 Mar 23	₹12,913
31 Mar 24	₹14,265
31 Mar 25	₹18,680

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	6.6%
3 Month	17.6%
6 Month	19.4%
1 Year	29.8%
3 Year	19.6%
5 Year	13.8%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	19.6%
2022	14.1%
2021	12.6%
2020	-5.7%
2019	27.4%
2018	22.8%
2017	6.4%
2016	3.5%
2015	10%
2014	-8.1%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Raj gandhi	1 Jan 13	12.17 Yr.

Data below for SBI Gold Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	1.34%
Other	98.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹3,232 Cr	439,902,410 ↑ 29,358,199
Net Receivable / Payable CBLO \| -	1%	-₹27 Cr
Treps CBLO/Reverse Repo \| -	1%	₹20 Cr

2. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

SBI Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 26 Mar 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 7.7% since its launch. .

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund Growth
Launch Date	26 Mar 15
NAV (02 Jul 21)	₹15.9463 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹655 on 31 May 21
Category	Hybrid - Dynamic Allocation
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹13,256

SBI Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	1%
3 Month	3.9%
6 Month	6.2%
1 Year	25.1%
3 Year	6.9%
5 Year	8.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for SBI Dynamic Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. SBI Healthcare Opportunities Fund

(Erstwhile SBI Pharma Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Healthcare Opportunities Fund is a Equity - Sectoral fund was launched on 31 Dec 04. It is a fund with High risk and has given a CAGR/Annualized return of 15.4% since its launch. Ranked 34 in Sectoral category. Return for 2024 was 42.2% , 2023 was 38.2% and 2022 was -6% .

Below is the key information for SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund Growth
Launch Date	31 Dec 04
NAV (02 Apr 25)	₹405.029 ↑ 0.58 (0.14 %)
Net Assets (Cr)	₹3,313 on 28 Feb 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.09
Sharpe Ratio	0.35
Information Ratio	0.73
Alpha Ratio	2.13
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,177
31 Mar 22	₹19,486
31 Mar 23	₹19,107
31 Mar 24	₹30,178
31 Mar 25	₹36,162

SBI Healthcare Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for SBI Healthcare Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	5.8%
3 Month	-8.1%
6 Month	-3.8%
1 Year	17%
3 Year	22.3%
5 Year	29.2%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	42.2%
2022	38.2%
2021	-6%
2020	20.1%
2019	65.8%
2018	-0.5%
2017	-9.9%
2016	2.1%
2015	-14%
2014	27.1%

Fund Manager information for SBI Healthcare Opportunities Fund

Name	Since	Tenure
Tanmaya Desai	1 Jun 11	13.84 Yr.

Data below for SBI Healthcare Opportunities Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Health Care	90.4%
Basic Materials	6.89%

Asset Allocation

Asset Class	Value
Cash	2.62%
Equity	97.29%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Dec 17 \| SUNPHARMA	13%	₹446 Cr	2,800,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 21 \| MAXHEALTH	6%	₹215 Cr	2,200,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	6%	₹206 Cr	375,000 ↓ -15,000
Cipla Ltd (Healthcare) Equity, Since 31 Aug 16 \| 500087	5%	₹169 Cr	1,200,000
Lonza Group Ltd ADR (Healthcare) Equity, Since 31 Jan 24 \| LZAGY	5%	₹166 Cr	300,000
Lupin Ltd (Healthcare) Equity, Since 31 Aug 23 \| 500257	5%	₹160 Cr	840,000
Mankind Pharma Ltd (Healthcare) Equity, Since 30 Apr 23 \| MANKIND	4%	₹128 Cr	560,000
Aether Industries Ltd (Basic Materials) Equity, Since 31 May 22 \| 543534	4%	₹120 Cr	1,400,000
Jupiter Life Line Hospitals Ltd (Healthcare) Equity, Since 31 Aug 23 \| JLHL	3%	₹115 Cr	800,000
Poly Medicure Ltd (Healthcare) Equity, Since 31 Aug 24 \| POLYMED	3%	₹110 Cr	540,000 ↑ 40,000

4. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a CAGR/Annualized return of 14.3% since its launch. Return for 2024 was 19.6% , 2023 was 18.6% and 2022 was 13.5% .

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (03 Apr 25)	₹38.4639 ↑ 0.03 (0.07 %)
Net Assets (Cr)	₹6,475 on 28 Feb 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.91
Sharpe Ratio	0.36
Information Ratio	0.56
Alpha Ratio	-2.6
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,183
31 Mar 22	₹18,159
31 Mar 23	₹18,949
31 Mar 24	₹25,261
31 Mar 25	₹29,669

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	7.1%
3 Month	-0.6%
6 Month	-1.7%
1 Year	15.2%
3 Year	16.6%
5 Year	25%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	19.6%
2022	18.6%
2021	13.5%
2020	12.1%
2019	4.8%
2018	20.7%
2017	9.5%
2016	40.7%
2015	17%
2014

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	5.67 Yr.
Pradeep Kesavan	1 Dec 23	1.33 Yr.

Data below for SBI Banking & Financial Services Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	90.38%

Asset Allocation

Asset Class	Value
Cash	9.55%
Equity	90.38%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	27%	₹1,752 Cr	10,114,715 ↑ 5,100,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	14%	₹907 Cr	7,535,814
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	10%	₹638 Cr	6,285,625 ↑ 971,256
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	9%	₹607 Cr	3,191,554 ↓ -200,000
BSE Ltd (Financial Services) Equity, Since 31 Dec 24 \| BSE	3%	₹210 Cr	453,996 ↑ 362,500
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| 533398	3%	₹174 Cr	815,597 ↓ -550,950
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| SBICARD	3%	₹171 Cr	2,033,600
Aptus Value Housing Finance India Ltd (Financial Services) Equity, Since 30 Sep 23 \| 543335	3%	₹169 Cr	5,481,117
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 30 Apr 24 \| CHOLAHLDNG	2%	₹157 Cr	955,052
AAVAS Financiers Ltd (Financial Services) Equity, Since 31 Jan 24 \| AAVAS	2%	₹155 Cr	917,438

5. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

SBI Magnum Children's Benefit Plan is a Solutions - Childrens Fund fund was launched on 21 Feb 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of since its launch. Ranked 1 in Childrens Fund category. Return for 2024 was 17.4% , 2023 was 16.9% and 2022 was 1.9% .

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan Growth
Launch Date	21 Feb 02
NAV (03 Apr 25)	₹107.018 ↑ 0.26 (0.24 %)
Net Assets (Cr)	₹120 on 15 Mar 25
Category	Solutions - Childrens Fund
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.2
Sharpe Ratio	0.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹12,590
31 Mar 22	₹14,563
31 Mar 23	₹14,976
31 Mar 24	₹17,850
31 Mar 25	₹20,283

SBI Magnum Children's Benefit Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	3.1%
3 Month	-0.9%
6 Month	0%
1 Year	13.6%
3 Year	11.9%
5 Year	15.3%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2023	17.4%
2022	16.9%
2021	1.9%
2020	18.3%
2019	14.8%
2018	2.6%
2017	0.1%
2016	24.3%
2015	16.1%
2014	7%

Fund Manager information for SBI Magnum Children's Benefit Plan

Name	Since	Tenure
R. Srinivasan	13 Jan 21	4.13 Yr.
Rajeev Radhakrishnan	9 Jun 08	16.74 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 15 Mar 25

Asset Allocation

Asset Class	Value
Cash	18.41%
Equity	19.93%
Debt	61.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% State Government Of Uttar Pradesh 2036 Sovereign Bonds \| -	13%	₹15 Cr	1,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	9%	₹10 Cr	1,000,000
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	8%	₹10 Cr	1,000,000
Sundaram Finance Limited Debentures \| -	4%	₹5 Cr	500
Rajasthan (Government of ) 7.49% - \| -	4%	₹5 Cr	500,000
Nexus Select Trust Debentures \| -	4%	₹5 Cr	500
Mahindra & Mahindra Financial Services Ltd Debentures \| -	4%	₹5 Cr	500
Gs CG 16/12/2026 - (Strips) Tb Sovereign Bonds \| -	3%	₹3 Cr	375,000
Muthoot Finance Limited Debentures \| -	3%	₹3 Cr	300
Avanse Financial Services Ltd. Debentures \| -	2%	₹3 Cr	300

6. SBI Technology Opportunities Fund

(Erstwhile SBI IT Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 19.2% since its launch. Ranked 42 in Sectoral category. Return for 2024 was 30.1% , 2023 was 24.8% and 2022 was -15.5% .

Below is the key information for SBI Technology Opportunities Fund

SBI Technology Opportunities Fund Growth
Launch Date	9 Jan 13
NAV (02 Apr 25)	₹196.984 ↑ 1.96 (1.00 %)
Net Assets (Cr)	₹4,247 on 28 Feb 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.16
Information Ratio	0.98
Alpha Ratio	4.81
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹19,155
31 Mar 22	₹27,683
31 Mar 23	₹24,687
31 Mar 24	₹31,224
31 Mar 25	₹35,054

SBI Technology Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for SBI Technology Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	-1.4%
3 Month	-14.1%
6 Month	-9.7%
1 Year	12.3%
3 Year	8.2%
5 Year	29.8%
10 Year
15 Year
Since launch	19.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.1%
2022	24.8%
2021	-15.5%
2020	66.4%
2019	47.3%
2018	12.2%
2017	17.1%
2016	13%
2015	-3.3%
2014	2.4%

Fund Manager information for SBI Technology Opportunities Fund

Name	Since	Tenure
Vivek Gedda	1 Apr 24	1 Yr.

Data below for SBI Technology Opportunities Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Technology	56.73%
Communication Services	24.27%
Consumer Cyclical	6.57%
Financial Services	2.41%
Industrials	1.71%
Consumer Defensive	1.08%
Health Care	0.95%

Asset Allocation

Asset Class	Value
Cash	4.56%
Equity	95.37%
Debt	0.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	20%	₹844 Cr	5,000,000 ↓ -500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 18 \| BHARTIARTL	11%	₹455 Cr	2,900,000
Firstsource Solutions Ltd (Technology) Equity, Since 31 Mar 23 \| FSL	6%	₹265 Cr	7,645,887
Coforge Ltd (Technology) Equity, Since 31 Aug 23 \| COFORGE	5%	₹224 Cr	304,454
Cognizant Technology Solutions Corp Class A (Technology) Equity, Since 31 Jul 23 \| CTSH	4%	₹185 Cr	254,000
Netflix Inc (Communication Services) Equity, Since 31 Aug 21 \| NFLX	4%	₹171 Cr	20,000
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| 543320	3%	₹146 Cr	6,583,400
LTIMindtree Ltd (Technology) Equity, Since 31 Oct 24 \| LTIM	3%	₹140 Cr	300,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 06 \| TCS	3%	₹139 Cr	400,000 ↓ -100,000
Microsoft Corp (Technology) Equity, Since 31 Aug 20 \| MSFT	3%	₹132 Cr	38,000

7. SBI Magnum Constant Maturity Fund

(Erstwhile SBI Magnum Gilt Fund Short Term)

To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt.

SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.9% since its launch. Ranked 1 in 10 Yr Govt Bond category. Return for 2024 was 9.1% , 2023 was 7.5% and 2022 was 1.3% .

Below is the key information for SBI Magnum Constant Maturity Fund

SBI Magnum Constant Maturity Fund Growth
Launch Date	30 Dec 00
NAV (03 Apr 25)	₹62.7657 ↓ -0.09 (-0.14 %)
Net Assets (Cr)	₹1,845 on 15 Mar 25
Category	Debt - 10 Yr Govt Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.64
Sharpe Ratio	0.61
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.93%
Effective Maturity	9 Years 10 Months 6 Days
Modified Duration	6 Years 9 Months 25 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,595
31 Mar 22	₹10,971
31 Mar 23	₹11,385
31 Mar 24	₹12,324
31 Mar 25	₹13,484

SBI Magnum Constant Maturity Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Magnum Constant Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	2.4%
3 Month	3.6%
6 Month	4.4%
1 Year	10.5%
3 Year	7.3%
5 Year	6.3%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	9.1%
2022	7.5%
2021	1.3%
2020	2.4%
2019	11.6%
2018	11.9%
2017	9.9%
2016	6.2%
2015	12.8%
2014	9.1%

Fund Manager information for SBI Magnum Constant Maturity Fund

Name	Since	Tenure
Rajeev Radhakrishnan	1 Nov 23	1.33 Yr.
Tejas Soman	1 Dec 23	1.25 Yr.

Data below for SBI Magnum Constant Maturity Fund as on 15 Mar 25

Asset Allocation

Asset Class	Value
Cash	3.09%
Debt	96.91%

Debt Sector Allocation

Sector	Value
Government	96.91%
Cash Equivalent	3.09%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	72%	₹1,320 Cr	129,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	25%	₹467 Cr	45,500,000
Net Receivable / Payable CBLO \| -	2%	₹42 Cr
Treps CBLO/Reverse Repo \| -	1%	₹15 Cr

8. SBI Equity Hybrid Fund

(Erstwhile SBI Magnum Balanced Fund)

To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt.

SBI Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 19 Jan 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.8% since its launch. Ranked 10 in Hybrid Equity category. Return for 2024 was 14.2% , 2023 was 16.4% and 2022 was 2.3% .

Below is the key information for SBI Equity Hybrid Fund

SBI Equity Hybrid Fund Growth
Launch Date	19 Jan 05
NAV (03 Apr 25)	₹279.941 ↓ -0.09 (-0.03 %)
Net Assets (Cr)	₹68,440 on 28 Feb 25
Category	Hybrid - Hybrid Equity
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.46
Sharpe Ratio	0.16
Information Ratio	-0.16
Alpha Ratio	4.49
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹14,546
31 Mar 22	₹17,147
31 Mar 23	₹16,695
31 Mar 24	₹21,256
31 Mar 25	₹23,666

SBI Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for SBI Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	5.8%
3 Month	0.1%
6 Month	-2.8%
1 Year	10.4%
3 Year	10.9%
5 Year	19.3%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	14.2%
2022	16.4%
2021	2.3%
2020	23.6%
2019	12.9%
2018	13.5%
2017	-0.1%
2016	27.7%
2015	3.7%
2014	7.4%

Fund Manager information for SBI Equity Hybrid Fund

Name	Since	Tenure
R. Srinivasan	1 Jan 12	13.25 Yr.
Rajeev Radhakrishnan	1 Dec 23	1.33 Yr.
Mansi Sajeja	1 Dec 23	1.33 Yr.
Pradeep Kesavan	1 Dec 23	1.33 Yr.

Data below for SBI Equity Hybrid Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	4.53%
Equity	69.79%
Debt	25.33%

Equity Sector Allocation

Sector	Value
Financial Services	21.17%
Industrials	9.51%
Basic Materials	8.73%
Technology	5.94%
Consumer Cyclical	5.35%
Communication Services	4.7%
Health Care	4.57%
Consumer Defensive	3.69%
Energy	3.1%
Utility	1.27%
Real Estate	0.76%

Debt Sector Allocation

Sector	Value
Government	13.02%
Corporate	12.25%
Cash Equivalent	4.17%
Securitized	0.77%

Credit Quality

Rating	Value
A	5.74%
AA	22.3%
AAA	70.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	9%	₹5,977 Cr	595,001,100 ↑ 122,501,100
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 11 \| HDFCBANK	4%	₹2,945 Cr	17,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| ICICIBANK	4%	₹2,769 Cr	23,000,000 ↓ -7,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 17 \| BHARTIARTL	4%	₹2,669 Cr	17,000,000 ↓ -2,000,000
Infosys Ltd (Technology) Equity, Since 31 Dec 17 \| INFY	4%	₹2,532 Cr	15,000,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Apr 16 \| DIVISLAB	3%	₹2,357 Cr	4,301,362 ↓ -415,121
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	3%	₹2,303 Cr	2,700,000 ↓ -400,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 16 \| SOLARINDS	3%	₹2,236 Cr	2,567,093
Shree Cement Ltd (Basic Materials) Equity, Since 30 Sep 18 \| 500387	3%	₹2,155 Cr	790,000
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	3%	₹2,124 Cr	17,700,000

9. SBI Magnum Gilt Fund

(Erstwhile SBI Magnum Gilt Fund - Long Term Plan)

To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government

SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 3 in Government Bond category. Return for 2024 was 8.9% , 2023 was 7.6% and 2022 was 4.2% .

Below is the key information for SBI Magnum Gilt Fund

SBI Magnum Gilt Fund Growth
Launch Date	30 Dec 00
NAV (03 Apr 25)	₹65.7947 ↓ -0.06 (-0.09 %)
Net Assets (Cr)	₹11,257 on 15 Mar 25
Category	Debt - Government Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.94
Sharpe Ratio	0.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.11%
Effective Maturity	23 Years 10 Months 28 Days
Modified Duration	9 Years 11 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,724
31 Mar 22	₹11,112
31 Mar 23	₹11,744
31 Mar 24	₹12,773
31 Mar 25	₹13,915

SBI Magnum Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for SBI Magnum Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	3.3%
3 Month	3.8%
6 Month	3.9%
1 Year	10.3%
3 Year	8.1%
5 Year	7%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.9%
2022	7.6%
2021	4.2%
2020	3%
2019	11.7%
2018	13.1%
2017	5.1%
2016	3.9%
2015	16.3%
2014	7.3%

Fund Manager information for SBI Magnum Gilt Fund

Name	Since	Tenure
Rajeev Radhakrishnan	1 Nov 23	1.33 Yr.
Tejas Soman	1 Dec 23	1.25 Yr.

Data below for SBI Magnum Gilt Fund as on 15 Mar 25

Asset Allocation

Asset Class	Value
Cash	10.5%
Debt	89.5%

Debt Sector Allocation

Sector	Value
Government	89.5%
Cash Equivalent	10.5%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	37%	₹4,219 Cr	406,500,000 ↓ -7,500,000
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	36%	₹4,009 Cr	398,326,400 ↑ 27,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	10%	₹1,096 Cr	106,000,000 ↓ -5,500,000
7.22% State Government Of Haryana 2038 Sovereign Bonds \| -	4%	₹402 Cr	40,000,000
7.13% State Government Of Karnataka 2041 Sovereign Bonds \| -	2%	₹249 Cr	25,048,600 ↑ 4,500,000
7.16% State Government Of Madhya Pradesh 2037 Sovereign Bonds \| -	1%	₹100 Cr	10,000,000
Treps CBLO/Reverse Repo \| -	5%	₹608 Cr
Net Receivable / Payable CBLO \| -	5%	₹574 Cr
8.83% Govt Stock 2041 Sovereign Bonds \| -		₹0 Cr	00 ↓ -80,000,000
7.93% Govt Stock 2033 Sovereign Bonds \| -		₹0 Cr	00 ↓ -6,000,000

10. SBI Focused Equity Fund

(Erstwhile SBI Emerging Businesses Fund)

The investment objective of the Emerging Businesses Fund would be to participate in the growth potential presented by various companies that are considered emergent and have export orientation/outsourcing opportunities or are globally competitive. The fund may also evaluate Emerging Businesses with growth potential and domestic focus.

SBI Focused Equity Fund is a Equity - Focused fund was launched on 11 Oct 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch. Ranked 32 in Focused category. Return for 2024 was 17.2% , 2023 was 22.2% and 2022 was -8.5% .

Below is the key information for SBI Focused Equity Fund

SBI Focused Equity Fund Growth
Launch Date	11 Oct 04
NAV (02 Apr 25)	₹324.862 ↑ 2.63 (0.82 %)
Net Assets (Cr)	₹32,929 on 28 Feb 25
Category	Equity - Focused
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.63
Sharpe Ratio	0.34
Information Ratio	-0.37
Alpha Ratio	8.59
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹15,614
31 Mar 22	₹19,488
31 Mar 23	₹18,173
31 Mar 24	₹24,421
31 Mar 25	₹27,207

SBI Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for SBI Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	5.5%
3 Month	-3.2%
6 Month	-5.4%
1 Year	10.2%
3 Year	11.4%
5 Year	22.6%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	17.2%
2022	22.2%
2021	-8.5%
2020	43%
2019	14.5%
2018	16.1%
2017	-3.8%
2016	44.7%
2015	2.2%
2014	4.3%

Fund Manager information for SBI Focused Equity Fund

Name	Since	Tenure
R. Srinivasan	1 May 09	15.93 Yr.

Data below for SBI Focused Equity Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	31.96%
Consumer Cyclical	19.18%
Communication Services	9.72%
Health Care	7.85%
Basic Materials	6.93%
Consumer Defensive	6.57%
Industrials	5.04%
Technology	4.32%
Utility	2.68%

Asset Allocation

Asset Class	Value
Cash	4.79%
Equity	94.26%
Debt	0.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 13 \| HDFCBANK	7%	₹2,425 Cr	14,000,000 ↑ 5,000,000
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 18 \| 500034	5%	₹1,791 Cr	2,100,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| KOTAKBANK	5%	₹1,713 Cr	9,000,000 ↑ 1,100,000
Alphabet Inc Class A (Communication Services) Equity, Since 30 Sep 18 \| GOOGL	5%	₹1,637 Cr	1,100,000 ↓ -300,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Nov 21 \| 890157	5%	₹1,562 Cr	14,000,000 ↓ -1,000,000
Muthoot Finance Ltd (Financial Services) Equity, Since 29 Feb 20 \| 533398	5%	₹1,493 Cr	7,000,000 ↓ -700,000
EPAM Systems Inc (Technology) Equity, Since 31 Jan 25 \| EPAM	4%	₹1,423 Cr	790,000 ↑ 251,137
Lonza Group Ltd ADR (Healthcare) Equity, Since 31 Jan 24 \| LZAGY	4%	₹1,325 Cr	2,400,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| ICICIBANK	4%	₹1,325 Cr	11,000,000 ↓ -900,000
State Bank of India (Financial Services) Equity, Since 30 Sep 21 \| SBIN	4%	₹1,309 Cr	19,000,000 ↓ -4,000,000

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