fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
LOG IN
SIGN UP

Fincash »మ్యూచువల్ ఫండ్స్ »రుణ నిధులలో ఉత్తమ ప్రత్యక్ష ప్రణాళికలు

Mut ణ మ్యూచువల్ ఫండ్లలో ఉత్తమ ప్రత్యక్ష ప్రణాళికలు

Updated on March 30, 2025 , 940 views

మ్యూచువల్ ఫండ్ రెగ్యులర్ మరియు డైరెక్ట్ అనే రెండు ప్రణాళికలను అందిస్తుంది. రెగ్యులర్ ప్లాన్స్ చాలా సంవత్సరాలుగా ఆప్షన్‌లో ఉన్నప్పటికీ, మొదటి డైరెక్ట్ ప్లాన్ 2013 సంవత్సరంలో ప్రవేశపెట్టబడింది. అయితే, ప్రత్యక్ష ప్రణాళికలు దాని ప్రత్యేక లక్షణాలు మరియు ప్రయోజనాల కారణంగా కొత్త పెట్టుబడిదారులలో భారీ ఆదరణ పొందుతున్నాయి. అయినప్పటికీ, ప్రస్తుతం ప్రత్యక్ష ప్రణాళికలు పరిమిత వేదిక ద్వారా మాత్రమే అందుబాటులో ఉన్నాయి, కానీ దాని డిమాండ్‌ను చూస్తే, చాలా ఛానెల్‌లు ప్రత్యక్ష ప్రణాళికలను ప్రవేశపెడుతున్నాయి. పెట్టుబడి పెట్టాలనుకునే పెట్టుబడిదారులుడెట్ ఫండ్ ప్రత్యక్ష ప్రణాళికలను ఎంచుకోవడం ద్వారా, ప్రత్యక్ష నిధుల సంగ్రహావలోకనం, రుణ నిధుల గురించి క్లుప్త అవగాహనతో పాటు కొన్ని ఉత్తమ ప్రత్యక్ష చిప్పల రుణ నిధులు.

Direct-debt-Funds

మీ కోసం ప్రత్యక్ష నిధులు ఎందుకు?

రెగ్యులర్ ఫండ్ల మాదిరిగా కాకుండా, మ్యూచువల్ ఫండ్ కంపెనీ, కార్వి / వంటి ఆర్టీఏల వంటి పరిమిత ఛానెళ్ల ద్వారా ప్రత్యక్ష నిధులు లభిస్తాయి.కెమెరాలు, పరిమిత మూడవ పార్టీ సెక్యూరిటీల మధ్యవర్తులు మరియు ఫండ్ హౌస్ యొక్క స్థానిక ప్రతినిధులు. సలహాదారు లేదా మధ్యవర్తి సహాయం లేకుండా స్వతంత్రంగా పెట్టుబడులు పెట్టవచ్చు మరియు వారి పెట్టుబడులను ట్రాక్ చేయగల పెట్టుబడిదారులు ఫండ్ హౌస్ నుండి ప్రత్యక్ష ప్రణాళికలలో పెట్టుబడి పెట్టవచ్చు.

ప్రత్యక్ష నిధులలో, సాధారణ నిధుల వంటి ఖర్చు ఛార్జీలు లేవు. లేనందునపంపిణీదారు ఛార్జీలు / లావాదేవీ ఛార్జర్లు మొదలైనవి, ప్రత్యక్ష ప్రణాళికల ఖర్చు నిష్పత్తి తక్కువగా ఉంటుంది. రాబడిపై కూడా ఈ ప్రభావం. ప్రత్యక్ష మ్యూచువల్ ఫండ్ యొక్క వ్యయ నిష్పత్తి తక్కువగా ఉన్నందున, రాబడి సాధారణ ప్రణాళికల కంటే కొంచెం ఎక్కువగా ఉంటుంది- సుమారు 0.5 శాతం నుండి 1.5 శాతం ఎక్కువ. పెట్టుబడిదారులు ప్రత్యక్ష నిధులను ఎంచుకోవడానికి ఇది ఒక కారణం.

ఆదర్శవంతంగా, ఒకపెట్టుబడిదారు మ్యూచువల్ ఫండ్ పెట్టుబడి అనుభవం మరియు మార్కెట్ కదలికల గురించి న్యాయమైన జ్ఞానం కలిగిన వారు ప్రత్యక్ష ప్రణాళికల కోసం ఇష్టపడాలి. కొత్త పెట్టుబడిదారుల గురించి ఖచ్చితంగా తెలియదుఅపాయకరమైన ఆకలి మరియు మార్కెట్ ఆదర్శంగా ఉండాలిమ్యూచువల్ ఫండ్స్ సాధారణ ప్రణాళికలతో.

డెట్ ఫండ్ పెట్టుబడిని అర్థం చేసుకోవడం

డెట్ ఫండ్స్ అనేది ఒక రకమైన మ్యూచువల్ ఫండ్స్, ఇవి ప్రధానంగా స్థిర ఆదాయ సెక్యూరిటీలలో పెట్టుబడి పెడతాయిబాండ్స్, ప్రభుత్వ సెక్యూరిటీలు, ట్రెజరీ బిల్లులు మొదలైనవి. మేము రుణ నిధుల వర్గీకరణలను పరిశీలిస్తే, అవి మెచ్యూరిటీల ప్రకారం వర్గీకరించబడతాయి- స్వల్ప, మధ్య మరియు దీర్ఘకాలిక కాలం. డెట్ ఫండ్లలో పెట్టుబడులు పెట్టాలనుకునే పెట్టుబడిదారులకు ఇది అనేక రకాల ఎంపికలను ఇస్తుంది.

పెట్టుబడులలో ఎక్కువ రిస్క్ తీసుకోకూడదనుకునేవారికి లేదా నివారించాలనుకునేవారికి డెట్ ఫండ్స్ మంచి ఎంపికఇన్వెస్టింగ్ అత్యంత అస్థిరతలోఈక్విటీ ఫండ్స్. ఈ నిధులు సాధారణ మరియు స్థిరమైన ఆదాయాన్ని అందిస్తాయి, అయితే, ఈక్విటీ ఫండ్లతో పోలిస్తే రాబడి తక్కువగా ఉంటుంది.

మెచ్యూరిటీ ప్రకారం డెట్ ఫండ్ల రకాలు

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

ఉత్తమ రుణ మ్యూచువల్ ఫండ్స్ ప్రత్యక్ష ప్రణాళికలు

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Reliance Gilt Securities Fund - Direct Normal Growth, Growth ₹42.5621
↑ 0.02
₹2,12633.79.67.76.89.8
Reliance Gilt Securities Fund - Direct Growth ₹42.4474
↑ 0.01
₹2,12633.79.67.76.89.8
Reliance Dynamic Bond Fund - Direct Growth ₹39.0395
↑ 0.01
₹4,3122.549.27.16.89.4
UTI Gilt Advantage Fund- LTP - Direct Growth ₹64.2182
↑ 0.02
₹6442.83.697.56.59.2
Axis Corporate Debt Opportunities Fund - Direct Growth ₹17.627
↑ 0.01
₹6,2992.54.397.37.48.7
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth ₹49.7872
↑ 0.03
₹15,1182.248.67.57.18.5
Franklin India Income Builder Account - Plan A - Direct Growth ₹104.013
↑ 0.06
₹7542.24.18.56.86.78.2
UTI Short Term Income Fund - Direct Growth ₹32.9831
↑ 0.02
₹2,4462.248.37.28.18.4
Franklin India Banking And PSU Debt Fund - Direct Growth ₹22.904
↑ 0.01
₹5872.23.98.26.76.28.1
Franklin India Savings Plus Fund Retail Option - Direct Growth ₹50.8282
↑ 0.03
₹2,5992.147.9767.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 25

1. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.4% since its launch.  Return for 2024 was 9.8% , 2023 was 7.6% and 2022 was 3% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct
Normal Growth, Growth
Launch Date 23 Jul 13
NAV (31 Mar 25) ₹42.5621 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹2,126 on 28 Feb 25
Category Debt - Government Bond
AMC Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.64
Sharpe Ratio 0.32
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.1%
Effective Maturity 20 Years 10 Months 24 Days
Modified Duration 9 Years 3 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,674
31 Mar 22₹11,136
31 Mar 23₹11,662
31 Mar 24₹12,702
31 Mar 25₹13,926

Reliance Gilt Securities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 2.5%
3 Month 3%
6 Month 3.7%
1 Year 9.6%
3 Year 7.7%
5 Year 6.8%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.8%
2023 7.6%
2022 3%
2021 2.8%
2020 12.3%
2019 13.4%
2018 9.1%
2017 4.6%
2016 19%
2015 7.5%
Fund Manager information for Reliance Gilt Securities Fund - Direct
NameSinceTenure
Pranay Sinha31 Mar 214 Yr.
Kinjal Desai31 Oct 213.42 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash3.35%
Debt96.65%
Debt Sector Allocation
SectorValue
Government96.65%
Cash Equivalent3.35%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
15%₹312 Cr30,500,000
↓ -5,000,000
7.34% Govt Stock 2064
Sovereign Bonds | -
14%₹306 Cr29,500,000
7.09% Govt Stock 2054
Sovereign Bonds | -
12%₹252 Cr25,000,000
↑ 2,500,000
7.3% Govt Stock 2053
Sovereign Bonds | -
10%₹212 Cr20,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
8%₹174 Cr16,965,200
6.92% Govt Stock 2039
Sovereign Bonds | -
7%₹146 Cr14,500,000
↑ 10,000,000
7.25% Govt Stock 2063
Sovereign Bonds | -
7%₹143 Cr14,000,000
6.8% Govt Stock 2060
Sovereign Bonds | -
3%₹58 Cr6,000,000
6.79% Government Of India (07/10/2034)
Sovereign Bonds | -
2%₹50 Cr5,000,000
↓ -13,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
2%₹46 Cr4,500,000
↓ -9,000,000

2. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.2% since its launch.  Return for 2024 was 9.8% , 2023 was 7.6% and 2022 was 3% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (31 Mar 25) ₹42.4474 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹2,126 on 28 Feb 25
Category Debt - Government Bond
AMC Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.64
Sharpe Ratio 0.32
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.1%
Effective Maturity 20 Years 10 Months 24 Days
Modified Duration 9 Years 3 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,674
31 Mar 22₹11,136
31 Mar 23₹11,662
31 Mar 24₹12,702
31 Mar 25₹13,926

Reliance Gilt Securities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 2.5%
3 Month 3%
6 Month 3.7%
1 Year 9.6%
3 Year 7.7%
5 Year 6.8%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.8%
2023 7.6%
2022 3%
2021 2.8%
2020 12.3%
2019 13.4%
2018 9.1%
2017 4.6%
2016 18.3%
2015 7.5%
Fund Manager information for Reliance Gilt Securities Fund - Direct
NameSinceTenure
Pranay Sinha31 Mar 214 Yr.
Kinjal Desai31 Oct 213.42 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash3.35%
Debt96.65%
Debt Sector Allocation
SectorValue
Government96.65%
Cash Equivalent3.35%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
15%₹312 Cr30,500,000
↓ -5,000,000
7.34% Govt Stock 2064
Sovereign Bonds | -
14%₹306 Cr29,500,000
7.09% Govt Stock 2054
Sovereign Bonds | -
12%₹252 Cr25,000,000
↑ 2,500,000
7.3% Govt Stock 2053
Sovereign Bonds | -
10%₹212 Cr20,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
8%₹174 Cr16,965,200
6.92% Govt Stock 2039
Sovereign Bonds | -
7%₹146 Cr14,500,000
↑ 10,000,000
7.25% Govt Stock 2063
Sovereign Bonds | -
7%₹143 Cr14,000,000
6.8% Govt Stock 2060
Sovereign Bonds | -
3%₹58 Cr6,000,000
6.79% Government Of India (07/10/2034)
Sovereign Bonds | -
2%₹50 Cr5,000,000
↓ -13,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
2%₹46 Cr4,500,000
↓ -9,000,000

3. Reliance Dynamic Bond Fund - Direct

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Return for 2024 was 9.4% , 2023 was 7.1% and 2022 was 2.8% .

Below is the key information for Reliance Dynamic Bond Fund - Direct

Reliance Dynamic Bond Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (31 Mar 25) ₹39.0395 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹4,312 on 28 Feb 25
Category Debt - Dynamic Bond
AMC Nippon Life Asset Management Ltd.
Rating Not Rated
Risk Moderate
Expense Ratio 0.31
Sharpe Ratio 1.4
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.11%
Effective Maturity 5 Years 3 Months 14 Days
Modified Duration 4 Years 3 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,781
31 Mar 22₹11,273
31 Mar 23₹11,713
31 Mar 24₹12,694
31 Mar 25₹13,866

Reliance Dynamic Bond Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Reliance Dynamic Bond Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 1.1%
3 Month 2.5%
6 Month 4%
1 Year 9.2%
3 Year 7.1%
5 Year 6.8%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.4%
2023 7.1%
2022 2.8%
2021 3.2%
2020 11.9%
2019 9.2%
2018 5.5%
2017 3.8%
2016 14.7%
2015 6.4%
Fund Manager information for Reliance Dynamic Bond Fund - Direct
NameSinceTenure
Vivek Sharma25 Jun 204.77 Yr.
Pranay Sinha31 Mar 214 Yr.
Kinjal Desai25 May 186.86 Yr.

Data below for Reliance Dynamic Bond Fund - Direct as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash3.02%
Debt96.69%
Other0.29%
Debt Sector Allocation
SectorValue
Government96.69%
Cash Equivalent3.02%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
07.83 MH Sdl 2030
Sovereign Bonds | -
7%₹303 Cr29,400,000
07.78 MH Sgs 2030
Sovereign Bonds | -
6%₹249 Cr24,100,200
07.04 Tn SDL 2030
Sovereign Bonds | -
5%₹231 Cr23,078,300
7.17% Govt Stock 2030
Sovereign Bonds | -
3%₹143 Cr14,000,000
07.70 MH Sgs 2030
Sovereign Bonds | -
3%₹139 Cr13,500,000
07.76 MH Sgs 2030
Sovereign Bonds | -
3%₹129 Cr12,500,000
07.02 Tn SDL 2030
Sovereign Bonds | -
3%₹125 Cr12,500,000
07.86 MH Sdl 2030
Sovereign Bonds | -
3%₹114 Cr11,000,000
7.32% Govt Stock 2030
Sovereign Bonds | -
3%₹113 Cr11,000,000
06.65 GJ Sdl 2030
Sovereign Bonds | -
3%₹110 Cr11,200,000

4. UTI Gilt Advantage Fund- LTP - Direct

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Advantage Fund- LTP - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch.  Return for 2024 was 9.2% , 2023 was 7% and 2022 was 3.2% .

Below is the key information for UTI Gilt Advantage Fund- LTP - Direct

UTI Gilt Advantage Fund- LTP - Direct
Growth
Launch Date 1 Jan 13
NAV (31 Mar 25) ₹64.2182 ↑ 0.02   (0.03 %)
Net Assets (Cr) ₹644 on 28 Feb 25
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.66
Sharpe Ratio 0.16
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.99%
Effective Maturity 22 Years 9 Months
Modified Duration 9 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,686
31 Mar 22₹11,007
31 Mar 23₹11,575
31 Mar 24₹12,536
31 Mar 25₹13,669

UTI Gilt Advantage Fund- LTP - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Gilt Advantage Fund- LTP - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 2.3%
3 Month 2.8%
6 Month 3.6%
1 Year 9%
3 Year 7.5%
5 Year 6.5%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.2%
2023 7%
2022 3.2%
2021 2.6%
2020 10.6%
2019 12.1%
2018 6.6%
2017 4.5%
2016 15.8%
2015 6.4%
Fund Manager information for UTI Gilt Advantage Fund- LTP - Direct
NameSinceTenure
Sudhir Agarwal1 Dec 213.33 Yr.

Data below for UTI Gilt Advantage Fund- LTP - Direct as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash3.36%
Debt96.64%
Debt Sector Allocation
SectorValue
Government96.64%
Cash Equivalent3.36%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Government Of India (07/10/2034)
Sovereign Bonds | -
37%₹242 Cr2,400,000,000
↓ -600,000,000
7.34% Govt Stock 2064
Sovereign Bonds | -
18%₹119 Cr1,150,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
16%₹101 Cr1,000,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
7%₹47 Cr450,000,000
7.46% Govt Stock 2073
Sovereign Bonds | -
5%₹32 Cr300,000,000
Chhattisgarh (Government of) 7.32%
- | -
5%₹30 Cr300,000,000
↑ 300,000,000
Assam (Government of) 7.34%
- | -
5%₹30 Cr300,000,000
↑ 300,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
4%₹26 Cr250,000,000
Net Current Assets
Net Current Assets | -
3%₹20 Cr
Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -
0%₹1 Cr00

5. Axis Corporate Debt Opportunities Fund - Direct

The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized.

Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Return for 2024 was 8.7% , 2023 was 7.5% and 2022 was 4.4% .

Below is the key information for Axis Corporate Debt Opportunities Fund - Direct

Axis Corporate Debt Opportunities Fund - Direct
Growth
Launch Date 13 Jul 17
NAV (31 Mar 25) ₹17.627 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹6,299 on 28 Feb 25
Category Debt - Corporate Bond
AMC Axis Asset Management Company Limited
Rating Not Rated
Risk Moderate
Expense Ratio 0.27
Sharpe Ratio 1.78
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.37%
Effective Maturity 4 Years 6 Months 18 Days
Modified Duration 3 Years 4 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,997
31 Mar 22₹11,559
31 Mar 23₹12,137
31 Mar 24₹13,110
31 Mar 25₹14,289

Axis Corporate Debt Opportunities Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Axis Corporate Debt Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 1.3%
3 Month 2.5%
6 Month 4.3%
1 Year 9%
3 Year 7.3%
5 Year 7.4%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 7.5%
2022 4.4%
2021 4.4%
2020 12.4%
2019 6.9%
2018 8.8%
2017
2016
2015
Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct
NameSinceTenure
Devang Shah13 Jul 177.72 Yr.
Hardik Shah31 Jan 223.16 Yr.

Data below for Axis Corporate Debt Opportunities Fund - Direct as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash5.11%
Debt94.61%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate59.21%
Government36.23%
Cash Equivalent4.29%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
11%₹645 Cr63,016,700
↑ 11,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
4%₹241 Cr23,500,000
↓ -1,000,000
Small Industries Development Bank Of India
Debentures | -
3%₹150 Cr15,000
7.26% Govt Stock 2033
Sovereign Bonds | -
2%₹129 Cr12,500,000
Rec Limited
Debentures | -
2%₹125 Cr12,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹125 Cr12,500
Kohima Mariani Transmission Limited
Debentures | -
2%₹117 Cr11,800
National Bank For Agriculture And Rural Development
Debentures | -
2%₹110 Cr11,000
7.93% Govt Stock 2033
Sovereign Bonds | -
2%₹108 Cr10,500,000
Reliance Jio Infratel Private Limited
Debentures | -
2%₹101 Cr10,000

6. HDFC Floating Rate Income Fund - Short Term Plan - Direct

The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments.

HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.9% since its launch.  Return for 2024 was 8.5% , 2023 was 7.9% and 2022 was 4.8% .

Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct

HDFC Floating Rate Income Fund - Short Term Plan - Direct
Growth
Launch Date 1 Jan 13
NAV (31 Mar 25) ₹49.7872 ↑ 0.03   (0.05 %)
Net Assets (Cr) ₹15,118 on 28 Feb 25
Category Debt - Floating Rate
AMC HDFC Asset Management Company Limited
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.25
Sharpe Ratio 3.36
Information Ratio 0
Alpha Ratio 0
Min Investment
Min SIP Investment
Exit Load NIL
Yield to Maturity 1.5%
Effective Maturity 4 Years 5 Months 11 Days
Modified Duration 1 Year 4 Months 30 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,822
31 Mar 22₹11,332
31 Mar 23₹11,975
31 Mar 24₹12,960
31 Mar 25₹14,071

HDFC Floating Rate Income Fund - Short Term Plan - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Purchase not allowed

Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 0.9%
3 Month 2.2%
6 Month 4%
1 Year 8.6%
3 Year 7.5%
5 Year 7.1%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.5%
2023 7.9%
2022 4.8%
2021 4.4%
2020 9.4%
2019 8.7%
2018 7.4%
2017 7%
2016 9.1%
2015 8.9%
Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct
NameSinceTenure
Shobhit Mehrotra23 Oct 0717.45 Yr.
Dhruv Muchhal22 Jun 231.78 Yr.

Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash7.28%
Debt92.43%
Other0.29%
Debt Sector Allocation
SectorValue
Government46.89%
Corporate46.51%
Cash Equivalent6.31%
Credit Quality
RatingValue
AA11.95%
AAA88.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.53% Govt Stock 2034
Sovereign Bonds | -
16%₹2,410 Cr238,500,000
7.93% Govt Stock 2033
Sovereign Bonds | -
8%₹1,251 Cr121,641,200
7.59% Govt Stock 2031
Sovereign Bonds | -
6%₹940 Cr92,500,000
7.3% Govt Stock 2028
Sovereign Bonds | -
3%₹402 Cr40,000,000
↓ -12,500,000
Aadhar Housing Finance Limited
Debentures | -
2%₹351 Cr35,000
Small Industries Development Bank Of India
Debentures | -
2%₹304 Cr30,500
Power Finance Corporation Ltd.
Debentures | -
2%₹276 Cr27,500
↓ -2,500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹250 Cr25,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹249 Cr25,000
Small Industries Development Bank Of India
Debentures | -
1%₹224 Cr2,250

7. Franklin India Income Builder Account - Plan A - Direct

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch.  Return for 2024 was 8.2% , 2023 was 7.1% and 2022 was 3.7% .

Below is the key information for Franklin India Income Builder Account - Plan A - Direct

Franklin India Income Builder Account - Plan A - Direct
Growth
Launch Date 1 Jan 13
NAV (31 Mar 25) ₹104.013 ↑ 0.06   (0.05 %)
Net Assets (Cr) ₹754 on 28 Feb 25
Category Debt - Corporate Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.24
Sharpe Ratio 1.99
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 7.62%
Effective Maturity 3 Years 9 Months 14 Days
Modified Duration 2 Years 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,839
31 Mar 22₹11,342
31 Mar 23₹11,848
31 Mar 24₹12,716
31 Mar 25₹13,800

Franklin India Income Builder Account - Plan A - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Franklin India Income Builder Account - Plan A - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 1.1%
3 Month 2.2%
6 Month 4.1%
1 Year 8.5%
3 Year 6.8%
5 Year 6.7%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.2%
2023 7.1%
2022 3.7%
2021 4.3%
2020 9.7%
2019 9.8%
2018 8.1%
2017 8.3%
2016 9.7%
2015 9.3%
Fund Manager information for Franklin India Income Builder Account - Plan A - Direct
NameSinceTenure
Rahul Goswami6 Oct 231.49 Yr.
Anuj Tagra7 Mar 241.07 Yr.
Chandni Gupta7 Mar 241.07 Yr.

Data below for Franklin India Income Builder Account - Plan A - Direct as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash5.46%
Debt94.25%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate78.24%
Government16.01%
Cash Equivalent5.46%
Credit Quality
RatingValue
AA18.95%
AAA81.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.53% Govt Stock 2034
Sovereign Bonds | -
8%₹57 Cr5,500,000
Sikka Ports & Terminals Limited
Debentures | -
7%₹52 Cr500
Mankind Pharma Ltd
Debentures | -
7%₹52 Cr5,000
Pipeline Infrastructure Private Limited
Debentures | -
7%₹51 Cr5,000
Summit Digitel Infrastructure Ltd
Debentures | -
7%₹51 Cr5,000
ICICI Home Finance Company Limited
Debentures | -
7%₹50 Cr5,000
Rural Electrification Corporation Limited
Debentures | -
7%₹49 Cr9,000
Bajaj Finance Ltd. 8.1167%
Debentures | -
4%₹27 Cr2,500
National Bank For Agriculture And Rural Development
Debentures | -
4%₹27 Cr2,500
HDB Financial Services Ltd. 8.3324%
Debentures | -
4%₹27 Cr2,500

8. UTI Short Term Income Fund - Direct

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Return for 2024 was 8.4% , 2023 was 7.6% and 2022 was 4.4% .

Below is the key information for UTI Short Term Income Fund - Direct

UTI Short Term Income Fund - Direct
Growth
Launch Date 1 Jan 13
NAV (31 Mar 25) ₹32.9831 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹2,446 on 28 Feb 25
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.33
Sharpe Ratio 1.4
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.54%
Effective Maturity 3 Years 7 Months 24 Days
Modified Duration 2 Years 6 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,896
31 Mar 22₹11,965
31 Mar 23₹12,576
31 Mar 24₹13,620
31 Mar 25₹14,749

UTI Short Term Income Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for UTI Short Term Income Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 1.1%
3 Month 2.2%
6 Month 4%
1 Year 8.3%
3 Year 7.2%
5 Year 8.1%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.4%
2023 7.6%
2022 4.4%
2021 9%
2020 11%
2019 -3.5%
2018 6.6%
2017 6.6%
2016 10.6%
2015 8.9%
Fund Manager information for UTI Short Term Income Fund - Direct
NameSinceTenure
Sudhir Agarwal25 Oct 1212.44 Yr.

Data below for UTI Short Term Income Fund - Direct as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash14.6%
Debt85.12%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate64.37%
Government20.75%
Cash Equivalent14.6%
Credit Quality
RatingValue
AA13.08%
AAA86.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Government Of India (07/10/2034)
Sovereign Bonds | -
8%₹201 Cr2,000,000,000
LIC Housing Finance Limited
Debentures | -
7%₹176 Cr1,750
National Housing Bank
Debentures | -
7%₹176 Cr17,500
Small Industries Development Bank Of India
Debentures | -
7%₹176 Cr17,500
National Bank For Agriculture And Rural Development
Debentures | -
7%₹176 Cr17,500
Power Finance Corporation Ltd.
Debentures | -
7%₹175 Cr17,500
Bajaj Finance Limited
Debentures | -
3%₹75 Cr7,500
Kotak Mahindra Prime Limited
Debentures | -
3%₹75 Cr750
Shriram Finance Limited
Debentures | -
3%₹70 Cr7,000
Rural Electrification Corporation Limited
Debentures | -
2%₹60 Cr6,000

9. Franklin India Banking And PSU Debt Fund - Direct

The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.6% .

Below is the key information for Franklin India Banking And PSU Debt Fund - Direct

Franklin India Banking And PSU Debt Fund - Direct
Growth
Launch Date 25 Apr 14
NAV (31 Mar 25) ₹22.904 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹587 on 28 Feb 25
Category Debt - Banking & PSU Debt
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 0.19
Sharpe Ratio 1.56
Information Ratio 0
Alpha Ratio 0
Min Investment
Min SIP Investment
Exit Load NIL
Yield to Maturity 7.45%
Effective Maturity 3 Years 4 Months 28 Days
Modified Duration 2 Years 2 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,650
31 Mar 22₹11,145
31 Mar 23₹11,634
31 Mar 24₹12,509
31 Mar 25₹13,538

Franklin India Banking And PSU Debt Fund - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Purchase not allowed

Returns for Franklin India Banking And PSU Debt Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 1.1%
3 Month 2.2%
6 Month 3.9%
1 Year 8.2%
3 Year 6.7%
5 Year 6.2%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 7.2%
2022 3.6%
2021 4%
2020 9.5%
2019 11.6%
2018 7.3%
2017 6.8%
2016 10.2%
2015 7.9%
Fund Manager information for Franklin India Banking And PSU Debt Fund - Direct
NameSinceTenure
Anuj Tagra7 Mar 241.07 Yr.
Chandni Gupta7 Mar 241.07 Yr.
Sandeep Manam18 Oct 213.45 Yr.

Data below for Franklin India Banking And PSU Debt Fund - Direct as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash3.33%
Debt96.34%
Other0.33%
Debt Sector Allocation
SectorValue
Corporate68.66%
Government27.68%
Cash Equivalent3.33%
Credit Quality
RatingValue
AA9.16%
AAA90.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India Infrastructure Finance Company Limited
Debentures | -
9%₹50 Cr5,000
↑ 2,500
7.53% Govt Stock 2034
Sovereign Bonds | -
7%₹42 Cr4,000,000
ICICI Bank Limited
Debentures | -
6%₹35 Cr350
Rural Electrification Corporation Limited
Debentures | -
6%₹33 Cr6,000
Ongc Petro Additions Ltd.
Debentures | -
5%₹30 Cr3,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹27 Cr2,500
Power Finance Corporation Ltd.
Debentures | -
5%₹27 Cr2,500
National Housing Bank
Debentures | -
5%₹26 Cr2,500
6.79% Government Of India (07/10/2034)
Sovereign Bonds | -
4%₹26 Cr2,500,000
↑ 2,500,000
Small Industries Development Bank Of India
Debentures | -
4%₹26 Cr2,500

10. Franklin India Savings Plus Fund Retail Option - Direct

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Franklin India Savings Plus Fund Retail Option - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.6% .

Below is the key information for Franklin India Savings Plus Fund Retail Option - Direct

Franklin India Savings Plus Fund Retail Option - Direct
Growth
Launch Date 1 Jan 13
NAV (31 Mar 25) ₹50.8282 ↑ 0.03   (0.05 %)
Net Assets (Cr) ₹2,599 on 28 Feb 25
Category Debt - Money Market
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating Not Rated
Risk Moderately Low
Expense Ratio 0.11
Sharpe Ratio 3.95
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.47%
Effective Maturity 7 Months 2 Days
Modified Duration 6 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹10,537
31 Mar 22₹10,945
31 Mar 23₹11,542
31 Mar 24₹12,424
31 Mar 25₹13,407

Franklin India Savings Plus Fund Retail Option - Direct SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Franklin India Savings Plus Fund Retail Option - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 25

DurationReturns
1 Month 0.9%
3 Month 2.1%
6 Month 4%
1 Year 7.9%
3 Year 7%
5 Year 6%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.4%
2022 4.6%
2021 3.7%
2020 6.2%
2019 8.6%
2018 7.7%
2017 7.3%
2016 8.5%
2015 9%
Fund Manager information for Franklin India Savings Plus Fund Retail Option - Direct
NameSinceTenure
Rahul Goswami6 Oct 231.49 Yr.
Rohan Maru10 Oct 240.47 Yr.
Chandni Gupta30 Apr 240.92 Yr.

Data below for Franklin India Savings Plus Fund Retail Option - Direct as on 28 Feb 25

Asset Allocation
Asset ClassValue
Cash64.34%
Debt35.42%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate42.61%
Government34.59%
Cash Equivalent22.56%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Export-Import Bank of India
Domestic Bonds | -
9%₹233 Cr5,000
↑ 5,000
India (Republic of)
- | -
8%₹212 Cr22,500,000
↑ 22,500,000
India (Republic of)
- | -
5%₹117 Cr12,500,000
↑ 12,500,000
Canara Bank
Domestic Bonds | -
3%₹70 Cr1,500
↑ 1,500
Indian Bank
Domestic Bonds | -
3%₹70 Cr1,500
↑ 1,500
Kotak Mahindra Bank Ltd.
Debentures | -
3%₹70 Cr1,500
↑ 1,500
Indian Bank
Domestic Bonds | -
3%₹70 Cr1,500
↑ 1,500
HDFC Bank Ltd.
Debentures | -
3%₹70 Cr1,500
↑ 1,500
Corporate Debt Market Development Fund Class A2
Investment Fund | -
0%₹6 Cr5,772
364 DTB 22012026
Sovereign Bonds | -
0%₹3 Cr316,500

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు జరిగాయి. ఏదేమైనా, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. ఏదైనా పెట్టుబడి పెట్టడానికి ముందు దయచేసి స్కీమ్ సమాచార పత్రంతో ధృవీకరించండి.
How helpful was this page ?
Rated 5, based on 1 reviews.
POST A COMMENT