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- ELSS ఫండ్‌లో ఎవరు పెట్టుబడి పెట్టగలరు?
- ఇతర పన్ను ఆదా ఎంపికలు?
- FY 22 - 23లో పెట్టుబడి కోసం టాప్ 11 అత్యుత్తమ పనితీరు కనబరుస్తున్న ELSS మ్యూచువల్ ఫండ్‌లు
- ELSS SIP కాలిక్యులేటర్
- ELSS లో పెట్టుబడి మోడ్‌లు
- ఉత్తమ పన్ను ఆదా ELSS ఫండ్స్‌లో పెట్టుబడి పెట్టడానికి చిట్కాలు
- ఆన్‌లైన్‌లో ELSS ఫండ్స్‌లో ఎలా పెట్టుబడి పెట్టాలి?
Top 11 Equity - ELSS Funds
11 ఉత్తమ పన్ను ఆదా ELSS మ్యూచువల్ ఫండ్‌లు 2022
బెస్ట్ ఎల్స్ ఫండ్స్ లేదా ఈక్విటీ లింక్డ్ సేవింగ్స్ స్కీములు ఈక్విటీ డైవర్సిఫైడ్మ్యూచువల్ ఫండ్స్ అందించడానికి ఈక్విటీ-లింక్డ్ ఇన్‌స్ట్రుమెంట్‌లలో (షేర్లు మరియు స్టాక్‌లు వంటివి) ప్రధానంగా పెట్టుబడి పెట్టండిసంత-లింక్డ్ రిటర్న్‌లు మరియు ప్రత్యక్ష పన్నును ఆదా చేయడంలో సహాయపడతాయిఆదాయం. సాధారణంగా, ఫండ్ కార్పస్‌లో 80% ఈక్విటీలో మరియు మిగిలినది డెట్ సాధనాల్లో పెట్టుబడి పెట్టబడుతుంది.
ELSS కింద పన్ను ప్రయోజనాలను అందిస్తున్నందున ఫండ్‌లను పన్ను ఆదా చేసే మ్యూచువల్ ఫండ్‌లు అని కూడా పిలుస్తారుసెక్షన్ 80C యొక్కఆదాయ పన్ను చట్టం అంతేకాకుండా, ELSS మ్యూచువల్ ఫండ్‌లు ఓపెన్-ఎండ్‌గా ఉంటాయి, అంటే పెట్టుబడిదారులు ఈ ఫండ్లలో తమకు కావలసినప్పుడు మరియు ఎప్పుడు సబ్‌స్క్రయిబ్ చేసుకోవచ్చు.
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ELSS ఫండ్‌లో ఎవరు పెట్టుబడి పెట్టగలరు?
సాధారణంగా, ELSS మ్యూచువల్ ఫండ్‌లు మార్కెట్-లింక్డ్ రిస్క్‌లను తీసుకోవడానికి సిద్ధంగా ఉన్న అన్ని రకాల పెట్టుబడిదారులకు అనుకూలంగా ఉంటాయి.పన్ను ప్రణాళిక మరియు డబ్బు ఆదా. ఎవరైనా తమ జీవితంలో ఏ సమయంలోనైనా ELSS ఫండ్లలో పెట్టుబడి పెట్టవచ్చు. అయితే, మీ కెరీర్ ప్రారంభ దశలో పన్ను ఆదా చేసే ELSS ఫండ్లలో పెట్టుబడి పెట్టాలని సూచించబడింది, తద్వారా మీ డబ్బు కాలక్రమేణా పెరుగుతుంది మరియు మీరు మంచి రాబడిని పొందుతారు.
అందువల్ల, పన్ను ఆదా చేయండి మరియు ఒకే సమయంలో మంచి రాబడిని పొందండిపెట్టుబడి పెడుతున్నారు ఉత్తమ ELSS ఫండ్లలో. ELSS ఫండ్లలో పెట్టుబడి పెట్టిన మొత్తం 3 సంవత్సరాల పాటు లాక్ చేయబడిందని పెట్టుబడిదారులు తెలుసుకోవాలి.
పెట్టుబడిదారులు ELSS మ్యూచువల్ ఫండ్స్‌లో లంప్సమ్ (వన్ టైమ్) గా పెట్టుబడి పెట్టవచ్చుSIP (క్రమబద్ధమైనపెట్టుబడి ప్రణాళిక) ప్రారంభకులకు సాధారణంగా SIPని ఉపయోగించి పెట్టుబడి పెట్టడం మంచిది కనుక ఇది వారికి బాగా సరిపోతుంది.
ఇతర పన్ను ఆదా ఎంపికలు?
ELSS మాదిరిగానే సెక్షన్ 80c క్రింద ఉన్న ఇతర ఎంపికలు:జీవిత భీమా ప్రీమియం,పన్ను ఆదా ఫిక్స్‌డ్ డిపాజిట్లు,PPF,NSC,EPF, యూనిట్ లింక్డ్ ఈక్విటీ ప్లాన్‌లు (యులిప్) సెక్షన్ 80సి కింద మిళిత పొదుపు పరిమితి ఆర్థిక సంవత్సరానికి 1.5 లక్షలకు పరిమితం చేయబడిందని తెలుసుకోవాలి.
FY 22 - 23లో పెట్టుబడి కోసం టాప్ 11 అత్యుత్తమ పనితీరు కనబరుస్తున్న ELSS మ్యూచువల్ ఫండ్‌లు
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Tata India Tax Savings Fund Growth ₹43.8897
↓ -0.79 ₹4,663 -5.9 4.4 22.1 18.2 17.8 24 L&T Tax Advantage Fund Growth ₹135.058
↓ -3.12 ₹4,303 -2.7 6.2 36.8 20.7 19.5 28.4 Principal Tax Savings Fund Growth ₹487.91
↓ -7.40 ₹1,356 -6.3 1.2 18.3 16 18.6 24.5 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 BNP Paribas Long Term Equity Fund (ELSS) Growth ₹94.7437
↓ -1.82 ₹952 -4.2 5.9 27.4 18.1 18 31.3 Invesco India Tax Plan Growth ₹127.73
↓ -2.50 ₹2,954 -3.6 6.9 29.1 16.8 18.9 30.9 BOI AXA Tax Advantage Fund Growth ₹169.68
↓ -3.40 ₹1,453 -1.6 -0.9 27.7 20.6 25.1 34.8 JM Tax Gain Fund Growth ₹48.5587
↓ -0.91 ₹183 -7.7 1.5 31.4 20.8 21.4 30.9 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 9.7 15.1 16.9 20.8 10 Sundaram Diversified Equity Fund Growth ₹211.756
↓ -3.29 ₹1,558 -6.7 1.2 14.3 14.5 15.5 23.3 Edelweiss Long Term Equity Fund Growth ₹108.63
↓ -2.20 ₹398 -6.2 2.5 23.6 17 17.5 26.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24
* పైన జాబితా ఉందిELSS (ఈక్విటీ లింక్డ్ సేవింగ్ స్కీమ్) కంటే ఎక్కువ AUM/నికర ఆస్తులు ఉన్నాయి500 కోట్లు మరియు ఫండ్ వయస్సు >= 3 సంవత్సరాలు.
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for L&T Tax Advantage Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. BNP Paribas Long Term Equity Fund (ELSS) is a Equity - ELSS fund was launched on 5 Jan 06. It is a fund with Moderately High risk and has given a Below is the key information for BNP Paribas Long Term Equity Fund (ELSS) Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Tax Plan Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on (Erstwhile Edelweiss ELSS Fund) The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments. Edelweiss Long Term Equity Fund is a Equity - ELSS fund was launched on 30 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Long Term Equity Fund Returns up to 1 year are on 1. Tata India Tax Savings Fund
CAGR/Annualized return of 15.6% since its launch. Ranked 1 in ELSS category. Return for 2023 was 24% , 2022 was 5.9% and 2021 was 30.4% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (20 Dec 24) ₹43.8897 ↓ -0.79 (-1.77 %) Net Assets (Cr) ₹4,663 on 30 Nov 24 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 1.54 Information Ratio 0.2 Alpha Ratio 1.9 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,480 30 Nov 21 ₹14,176 30 Nov 22 ₹15,926 30 Nov 23 ₹17,897 30 Nov 24 ₹23,026 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 2.5% 3 Month -5.9% 6 Month 4.4% 1 Year 22.1% 3 Year 18.2% 5 Year 17.8% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 2.96 Yr. Tejas Gutka 9 Mar 21 3.73 Yr. Data below for Tata India Tax Savings Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 29.61% Consumer Cyclical 16.1% Industrials 14.02% Basic Materials 7.52% Technology 7.17% Energy 5.24% Communication Services 4.97% Utility 3.77% Health Care 3.2% Real Estate 2.93% Consumer Defensive 1.77% Asset Allocation
Asset Class Value Cash 3.69% Equity 96.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK6% ₹299 Cr 1,725,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹275 Cr 2,125,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY4% ₹204 Cr 1,160,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹180 Cr 1,350,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹178 Cr 2,175,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL3% ₹152 Cr 940,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322153% ₹151 Cr 1,300,000 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325553% ₹141 Cr 3,451,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹128 Cr 352,147 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON3% ₹123 Cr 6,800,000 2. L&T Tax Advantage Fund
CAGR/Annualized return of 14.8% since its launch. Ranked 7 in ELSS category. Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% . L&T Tax Advantage Fund
Growth Launch Date 27 Feb 06 NAV (20 Dec 24) ₹135.058 ↓ -3.12 (-2.26 %) Net Assets (Cr) ₹4,303 on 30 Nov 24 Category Equity - ELSS AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 2.44 Information Ratio 0.58 Alpha Ratio 12.63 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,772 30 Nov 21 ₹14,216 30 Nov 22 ₹14,865 30 Nov 23 ₹17,393 30 Nov 24 ₹24,422 Returns for L&T Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 4.6% 3 Month -2.7% 6 Month 6.2% 1 Year 36.8% 3 Year 20.7% 5 Year 19.5% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 28.4% 2022 -3% 2021 30.3% 2020 13.5% 2019 4.6% 2018 -8.1% 2017 42.3% 2016 8.1% 2015 2.9% 2014 44.8% Fund Manager information for L&T Tax Advantage Fund
Name Since Tenure Gautam Bhupal 26 Nov 22 2.02 Yr. Sonal Gupta 21 Jul 21 3.37 Yr. Abhishek Gupta 1 Mar 24 0.75 Yr. Data below for L&T Tax Advantage Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 23.58% Industrials 20.73% Consumer Cyclical 16.37% Technology 10.35% Basic Materials 6.47% Health Care 5.63% Energy 4.08% Utility 3.72% Consumer Defensive 3.56% Real Estate 2.63% Communication Services 1.77% Asset Allocation
Asset Class Value Cash 1.1% Equity 98.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK5% ₹202 Cr 1,162,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK4% ₹149 Cr 1,155,500 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY3% ₹136 Cr 774,900
↑ 71,800 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE3% ₹127 Cr 951,812 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT3% ₹109 Cr 301,450 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | 5002512% ₹92 Cr 128,900
↓ -29,200 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT2% ₹86 Cr 160,000
↓ -24,700 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN2% ₹81 Cr 258,300 State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN2% ₹81 Cr 984,432 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433202% ₹76 Cr 3,150,000
↓ -343,588 3. Principal Tax Savings Fund
CAGR/Annualized return of 16.1% since its launch. Ranked 8 in ELSS category. Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (20 Dec 24) ₹487.91 ↓ -7.40 (-1.49 %) Net Assets (Cr) ₹1,356 on 30 Nov 24 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 1.36 Information Ratio -0.41 Alpha Ratio -0.13 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,073 30 Nov 21 ₹15,488 30 Nov 22 ₹16,965 30 Nov 23 ₹19,305 30 Nov 24 ₹23,825 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 2.3% 3 Month -6.3% 6 Month 1.2% 1 Year 18.3% 3 Year 16% 5 Year 18.6% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% 2014 49.4% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 5.1 Yr. Rohit Seksaria 1 Jan 22 2.92 Yr. Data below for Principal Tax Savings Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 34.13% Industrials 13.4% Consumer Cyclical 10.29% Health Care 8.77% Technology 7.86% Consumer Defensive 6.41% Communication Services 6.13% Energy 5.57% Basic Materials 3.51% Utility 1.6% Real Estate 0.28% Asset Allocation
Asset Class Value Cash 2.01% Equity 97.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK8% ₹104 Cr 598,000
↓ -8,077 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹95 Cr 737,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE4% ₹58 Cr 434,000
↓ -44,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY4% ₹54 Cr 306,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT3% ₹42 Cr 115,000
↑ 18,979 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA3% ₹37 Cr 200,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN3% ₹36 Cr 444,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹36 Cr 311,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901573% ₹34 Cr 283,000 Force Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 5000332% ₹31 Cr 39,000 4. HDFC Long Term Advantage Fund
CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,440 30 Nov 21 ₹14,977
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. BNP Paribas Long Term Equity Fund (ELSS)
CAGR/Annualized return of 12.6% since its launch. Ranked 22 in ELSS category. Return for 2023 was 31.3% , 2022 was -2.1% and 2021 was 23.6% . BNP Paribas Long Term Equity Fund (ELSS)
Growth Launch Date 5 Jan 06 NAV (20 Dec 24) ₹94.7437 ↓ -1.82 (-1.88 %) Net Assets (Cr) ₹952 on 30 Nov 24 Category Equity - ELSS AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.29 Sharpe Ratio 2.11 Information Ratio 0.04 Alpha Ratio 7.56 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,126 30 Nov 21 ₹14,534 30 Nov 22 ₹14,723 30 Nov 23 ₹17,638 30 Nov 24 ₹23,305 Returns for BNP Paribas Long Term Equity Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 2.9% 3 Month -4.2% 6 Month 5.9% 1 Year 27.4% 3 Year 18.1% 5 Year 18% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 31.3% 2022 -2.1% 2021 23.6% 2020 17.8% 2019 14.3% 2018 -9.3% 2017 42.3% 2016 -6.6% 2015 7.7% 2014 53% Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
Name Since Tenure Sanjay Chawla 14 Mar 22 2.72 Yr. Pratish Krishnan 14 Mar 22 2.72 Yr. Miten Vora 1 Dec 22 2 Yr. Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 28.51% Technology 14.6% Consumer Cyclical 11.36% Industrials 10.33% Basic Materials 7.47% Health Care 7.14% Consumer Defensive 5.34% Energy 4.07% Utility 3.6% Communication Services 1.89% Real Estate 1.2% Asset Allocation
Asset Class Value Cash 3.06% Equity 96.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK6% ₹53 Cr 411,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK6% ₹53 Cr 293,160
↑ 14,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 24 | INFY4% ₹38 Cr 205,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE4% ₹33 Cr 258,200
↑ 45,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 5433203% ₹26 Cr 920,813 PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 5433903% ₹25 Cr 132,500 Trent Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | TRENT3% ₹25 Cr 36,714
↓ -5,700 Jyoti CNC Automation Ltd (Industrials)
Equity, Since 30 Apr 24 | JYOTICNC2% ₹23 Cr 184,594 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 31 Mar 24 | BECTORFOOD2% ₹21 Cr 117,132 State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN2% ₹20 Cr 243,000 6. Invesco India Tax Plan
CAGR/Annualized return of 15.2% since its launch. Ranked 17 in ELSS category. Return for 2023 was 30.9% , 2022 was -7.7% and 2021 was 32.6% . Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (20 Dec 24) ₹127.73 ↓ -2.50 (-1.92 %) Net Assets (Cr) ₹2,954 on 30 Nov 24 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 1.97 Information Ratio -0.24 Alpha Ratio 6.98 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,165 30 Nov 21 ₹15,478 30 Nov 22 ₹15,235 30 Nov 23 ₹18,143 30 Nov 24 ₹24,027 Returns for Invesco India Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 3.9% 3 Month -3.6% 6 Month 6.9% 1 Year 29.1% 3 Year 16.8% 5 Year 18.9% 10 Year 15 Year Since launch 15.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 -7.7% 2021 32.6% 2020 19.2% 2019 9.4% 2018 -1.3% 2017 35.7% 2016 3.4% 2015 5.8% 2014 54.3% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Amit Nigam 3 Sep 20 4.25 Yr. Dhimant Kothari 29 Mar 18 6.68 Yr. Data below for Invesco India Tax Plan as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 25.26% Industrials 15.77% Consumer Cyclical 13.89% Health Care 13.3% Technology 11.71% Basic Materials 7.75% Consumer Defensive 5.41% Energy 3.2% Communication Services 1.09% Utility 1.09% Real Estate 0.4% Asset Allocation
Asset Class Value Cash 1.13% Equity 98.87% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK6% ₹179 Cr 1,032,420
↑ 122,483 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK5% ₹157 Cr 1,212,581 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 23 | TCS4% ₹114 Cr 288,312
↑ 39,772 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322153% ₹90 Cr 776,621
↑ 159,158 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Jan 24 | DIVISLAB3% ₹75 Cr 127,722
↓ -20,277 Poly Medicure Ltd (Healthcare)
Equity, Since 30 Jun 24 | POLYMED2% ₹73 Cr 253,444 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Nov 22 | APOLLOHOSP2% ₹71 Cr 100,754 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | FEDERALBNK2% ₹71 Cr 3,467,704
↑ 519,804 Metro Brands Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | 5434262% ₹67 Cr 561,196
↑ 63,971 Coforge Ltd (Technology)
Equity, Since 31 May 24 | COFORGE2% ₹65 Cr 85,227 7. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 19.6% since its launch. Ranked 13 in ELSS category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (20 Dec 24) ₹169.68 ↓ -3.40 (-1.96 %) Net Assets (Cr) ₹1,453 on 30 Nov 24 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 1.91 Information Ratio 0.46 Alpha Ratio 7.81 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,546 30 Nov 21 ₹18,192 30 Nov 22 ₹19,034 30 Nov 23 ₹23,238 30 Nov 24 ₹31,012 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 4.3% 3 Month -1.6% 6 Month -0.9% 1 Year 27.7% 3 Year 20.6% 5 Year 25.1% 10 Year 15 Year Since launch 19.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.6 Yr. Data below for BOI AXA Tax Advantage Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 26.27% Industrials 16.29% Basic Materials 15.38% Technology 10.7% Consumer Cyclical 5.46% Utility 4.64% Energy 3.81% Consumer Defensive 3.78% Health Care 3.53% Real Estate 1.52% Communication Services 0.99% Asset Allocation
Asset Class Value Cash 7.63% Equity 92.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK5% ₹76 Cr 440,000
↑ 20,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹62 Cr 752,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹56 Cr 1,211,000 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435273% ₹40 Cr 130,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹39 Cr 955,000 Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433492% ₹34 Cr 172,000 General Insurance Corp of India (Financial Services)
Equity, Since 29 Feb 24 | GICRE2% ₹31 Cr 850,696 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE2% ₹30 Cr 228,000 Siemens Ltd (Industrials)
Equity, Since 30 Jun 22 | 5005502% ₹29 Cr 41,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL2% ₹28 Cr 67,000 8. JM Tax Gain Fund
CAGR/Annualized return of 9.9% since its launch. Ranked 18 in ELSS category. Return for 2023 was 30.9% , 2022 was 0.5% and 2021 was 32.2% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (20 Dec 24) ₹48.5587 ↓ -0.91 (-1.84 %) Net Assets (Cr) ₹183 on 30 Nov 24 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio 1.85 Information Ratio 0.61 Alpha Ratio 8.41 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,228 30 Nov 21 ₹15,527 30 Nov 22 ₹16,296 30 Nov 23 ₹19,731 30 Nov 24 ₹27,051 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 2.3% 3 Month -7.7% 6 Month 1.5% 1 Year 31.4% 3 Year 20.8% 5 Year 21.4% 10 Year 15 Year Since launch 9.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% 2014 54.9% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.17 Yr. Asit Bhandarkar 31 Dec 21 2.92 Yr. Chaitanya Choksi 18 Jul 14 10.38 Yr. Ruchi Fozdar 4 Oct 24 0.16 Yr. Data below for JM Tax Gain Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 18.62% Industrials 17.38% Consumer Cyclical 14.41% Technology 13.68% Basic Materials 12.99% Health Care 7.1% Consumer Defensive 6.85% Communication Services 3.08% Utility 1.59% Real Estate 1% Asset Allocation
Asset Class Value Cash 0.56% Equity 99.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK5% ₹10 Cr 55,131
↓ -3,000 Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY5% ₹9 Cr 49,465 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK4% ₹7 Cr 55,975
↑ 5,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT3% ₹6 Cr 16,750 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹5 Cr 62,900 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹5 Cr 30,700
↑ 7,500 Newgen Software Technologies Ltd (Technology)
Equity, Since 30 Nov 23 | NEWGEN2% ₹4 Cr 31,750 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | 5329772% ₹4 Cr 4,050
↑ 1,850 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 24 | SBILIFE2% ₹4 Cr 23,000
↑ 3,500 Hindalco Industries Ltd (Basic Materials)
Equity, Since 30 Apr 24 | HINDALCO2% ₹4 Cr 54,000 9. IDBI Equity Advantage Fund
CAGR/Annualized return of 16% since its launch. Ranked 21 in ELSS category. . IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,309 30 Nov 21 ₹13,283 30 Nov 22 ₹14,560 Returns for IDBI Equity Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 10. Sundaram Diversified Equity Fund
CAGR/Annualized return of 16.1% since its launch. Ranked 14 in ELSS category. Return for 2023 was 23.3% , 2022 was 4% and 2021 was 31.5% . Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (20 Dec 24) ₹211.756 ↓ -3.29 (-1.53 %) Net Assets (Cr) ₹1,558 on 30 Nov 24 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.16 Sharpe Ratio 1.05 Information Ratio -0.83 Alpha Ratio -3.83 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,288 30 Nov 21 ₹14,046 30 Nov 22 ₹15,528 30 Nov 23 ₹17,427 30 Nov 24 ₹20,938 Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 2.1% 3 Month -6.7% 6 Month 1.2% 1 Year 14.3% 3 Year 14.5% 5 Year 15.5% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 23.3% 2022 4% 2021 31.5% 2020 9.9% 2019 6.2% 2018 -10.6% 2017 38.4% 2016 6.8% 2015 3.1% 2014 45.7% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Sudhir Kedia 1 Jan 22 2.92 Yr. Rohit Seksaria 24 Feb 21 3.77 Yr. Data below for Sundaram Diversified Equity Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 33.85% Industrials 12.47% Technology 8.78% Consumer Cyclical 8.49% Health Care 8.43% Consumer Defensive 6.32% Energy 5.65% Basic Materials 5.14% Communication Services 4.94% Utility 1.64% Real Estate 0.35% Asset Allocation
Asset Class Value Cash 3.94% Equity 96.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK8% ₹121 Cr 698,000
↓ -69,171 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK7% ₹114 Cr 883,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE4% ₹67 Cr 504,000
↓ -62,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY4% ₹64 Cr 364,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT4% ₹57 Cr 156,446 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹49 Cr 304,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322153% ₹49 Cr 419,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 20 | TCS3% ₹46 Cr 114,734 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹45 Cr 545,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 20 | SUNPHARMA3% ₹43 Cr 235,000 11. Edelweiss Long Term Equity Fund
CAGR/Annualized return of 16.1% since its launch. Ranked 25 in ELSS category. Return for 2023 was 26.8% , 2022 was -0.1% and 2021 was 30.4% . Edelweiss Long Term Equity Fund
Growth Launch Date 30 Dec 08 NAV (20 Dec 24) ₹108.63 ↓ -2.20 (-1.99 %) Net Assets (Cr) ₹398 on 30 Nov 24 Category Equity - ELSS AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.33 Sharpe Ratio 1.74 Information Ratio -0.01 Alpha Ratio 3.92 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,715 30 Nov 21 ₹14,378 30 Nov 22 ₹15,516 30 Nov 23 ₹17,601 30 Nov 24 ₹22,941 Returns for Edelweiss Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 2.7% 3 Month -6.2% 6 Month 2.5% 1 Year 23.6% 3 Year 17% 5 Year 17.5% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 26.8% 2022 -0.1% 2021 30.4% 2020 13.7% 2019 9.2% 2018 -9.1% 2017 37.7% 2016 -1.1% 2015 6.7% 2014 40.5% Fund Manager information for Edelweiss Long Term Equity Fund
Name Since Tenure Ashwani Agarwalla 1 Aug 23 1.34 Yr. Trideep Bhattacharya 1 Aug 23 1.34 Yr. Raj Koradia 1 Aug 24 0.33 Yr. Data below for Edelweiss Long Term Equity Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 32.52% Industrials 14% Technology 10.92% Consumer Cyclical 10.9% Health Care 7.73% Consumer Defensive 5.93% Energy 5.55% Basic Materials 4.3% Communication Services 2.52% Utility 2.24% Real Estate 1.61% Asset Allocation
Asset Class Value Cash 1.78% Equity 98.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | HDFCBANK6% ₹23 Cr 132,882 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 17 | ICICIBANK5% ₹21 Cr 163,216 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE4% ₹14 Cr 108,660 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5002513% ₹12 Cr 17,256 State Bank of India (Financial Services)
Equity, Since 31 May 18 | SBIN3% ₹12 Cr 149,214 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 15 | LT3% ₹12 Cr 33,431 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹11 Cr 63,596 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹10 Cr 61,438 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 20 | SUNPHARMA2% ₹9 Cr 50,230 BSE Ltd (Financial Services)
Equity, Since 31 Mar 24 | BSE2% ₹8 Cr 18,479
ELSS SIP కాలిక్యులేటర్
Know Your SIP Returns
ELSS లో పెట్టుబడి మోడ్‌లు
ELSSలో SIP (సిస్టమాటిక్ ఇన్వెస్ట్‌మెంట్ ప్లాన్).
పన్ను ఆదా మ్యూచువల్ ఫండ్స్ (ELSS)లో పెట్టుబడి పెట్టడానికి SIPని పెట్టుబడి మోడ్‌గా ఎంచుకోవచ్చు, ఎందుకంటే ప్రతి నెలా కొంత మొత్తం పెట్టుబడి అవుతుంది.
దిగువ నమూనాలో చూపిన విధంగా-
| నెల | మొత్తం | మోడ్ | |||
|---|---|---|---|---|---|
| ఏప్రిల్ | 12,500 | SIP | మే | 12,500 | SIP |
| జూన్ | 12,500 | SIP | జూలై | 12,500 | SIP |
| ఆగస్టు | 12,500 | SIP | సెప్టెంబర్ | 12,500 | SIP |
| అక్టోబర్ | 12,500 | SIP | నవంబర్ | 12,500 | SIP |
| డిసెంబర్ | 12,500 | SIP | జనవరి | 12,500 | SIP |
| ఫిబ్రవరి | 12,500 | SIP | మార్చి | 12,500 | SIP |
| మొత్తం | 1,50,000 |
SIP పద్ధతి ద్వారా పెట్టుబడి పెట్టడం ద్వారా ప్రతి నెలా కొనుగోళ్లను వెదజల్లడం మరియు లంప్సమ్ ఇన్వెస్ట్‌మెంట్‌ల విషయంలో ఉండే నిర్దిష్ట ధరలో కాకుండా సగటు ధరలో పెట్టుబడి పెట్టడం వలన రూపాయి ధర సగటు యొక్క SIP ప్రయోజనాలు పొందబడతాయి.
ELSS లో లంప్సమ్ పెట్టుబడి
యులిప్, ఎన్‌ఎస్‌సి, పిఎఫ్/ఇపిఎఫ్ వంటి ఇతర పన్ను ఆదా సాధనాల్లో ఒకరు ఆదా చేసుకోవచ్చు.భీమా (సెక్టార్ 80c కింద) ఇతర ఇన్‌స్ట్రుమెంట్‌లను తీసివేసిన తర్వాత పన్ను ఆదా చేయడానికి ఎంత మొత్తం అవసరమో నిర్ణయించుకోవచ్చు మరియు ఏడాదిలో లేదా ఆర్థిక సంవత్సరం ముగింపు (జనవరి - మార్చి)లో ఒక సారి లంప్సమ్ కొనుగోళ్లుగా పెట్టుబడి పెట్టవచ్చు.
ఉత్తమ పన్ను ఆదా ELSS ఫండ్స్‌లో పెట్టుబడి పెట్టడానికి చిట్కాలు
ఆర్థిక సంవత్సరం ప్రారంభంలో (అంటే ఏప్రిల్‌లో) SIP (సిస్టమాటిక్ ఇన్వెస్ట్‌మెంట్ ప్లాన్) ద్వారా ఉత్తమ ELSS ఫండ్లలో పెట్టుబడి పెట్టండి మరియు ఆర్థిక సంవత్సరం ముగిసే సమయానికి కాదు.
ఉత్తమ ELSS ఫండ్‌ల జాబితాలో జాగ్రత్తగా ELSS మ్యూచువల్ ఫండ్‌ను ఎంచుకోండి మరియు ప్రతి సంవత్సరం ఇతర పన్ను ఆదా ELSS ఫండ్‌లకు వెళ్లే బదులు ఒక సంవత్సరం పాటు పెట్టుబడి పెట్టండి.
5-7 సంవత్సరాల పాటు పెట్టుబడి పెట్టినప్పుడు మంచి ELSS రాబడిని పొందవచ్చు, కనుక ఒకసారి మీ డబ్బును వెనక్కి తీసుకోవద్దని సూచించబడిందిలాక్-ఇన్ 3 సంవత్సరాల తర్వాత ముగుస్తుంది. మెరుగైన రాబడిని పొందడం కోసం దీన్ని ఎక్కువసేపు ఉంచడానికి ప్రయత్నించండి.
మీరు ప్రమాద-విముఖత కలిగి ఉంటేపెట్టుబడిదారుడు మరియు తక్కువ అస్థిర ఫండ్ కావాలి, పెద్ద క్యాప్ మ్యూచువల్ ఫండ్‌లో పెట్టుబడి పెట్టడాన్ని పరిగణించండి.
ఆన్‌లైన్‌లో ELSS ఫండ్స్‌లో ఎలా పెట్టుబడి పెట్టాలి?
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Nice article. Highly recommended for guys who are looking to save tax under section 80c.