టాప్ 8 బెస్ట్ పెర్ఫార్మింగ్ మనీ మార్కెట్ మ్యూచువల్ ఫండ్స్ 2022 | Fincash.com

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బెస్ట్ మనీ మార్కెట్ మ్యూచువల్ ఫండ్స్ 2022

Updated on June 30, 2024 , 42687 views

సాధారణ పరంగా,ఉత్తమ లిక్విడ్ ఫండ్స్ (మనీ మార్కెట్ ఫండ్స్) అప్పులున్నాయిమ్యూచువల్ ఫండ్స్ లేదా బదులుగా డబ్బుసంత పెట్టుబడి వ్యవధిలో మాత్రమే తేడా ఉన్న మ్యూచువల్ ఫండ్స్. మనీ మార్కెట్ ఫండ్‌లు చాలా తక్కువ డబ్బు మార్కెట్ సాధనాల్లో పెట్టుబడి పెడతాయిజమచేసిన ధ్రువీకరణ పత్రము, ట్రెజరీ బిల్లులు, వాణిజ్య పత్రాలు మొదలైనవి.

ఈ నిధుల పెట్టుబడి వ్యవధి చాలా తక్కువగా ఉంటుంది, సాధారణంగా రెండు రోజుల నుండి కొన్ని వారాల వరకు ఉంటుంది (ఇది ఒక రోజు కూడా కావచ్చు!). యొక్క సగటు అవశేష పరిపక్వతలిక్విడ్ ఫండ్స్ వ్యక్తిగతంగా 91 రోజుల వరకు మెచ్యూరిటీ ఉన్న సెక్యూరిటీలలో పెట్టుబడి పెట్టడం వలన 91 రోజుల కంటే తక్కువ.

స్వల్పకాలికమైనదిరుణ నిధి, తక్కువ వ్యవధిలో తక్కువ-రిస్క్ ఇన్వెస్ట్‌మెంట్‌ల కోసం వెతుకుతున్న పెట్టుబడిదారులకు ఈ నిధులు చాలా అనుకూలంగా ఉంటాయి. ఉత్తమ లిక్విడ్ ఫండ్స్ యొక్క తక్కువ మెచ్యూరిటీ వ్యవధి ఫండ్ మేనేజర్‌లను నెరవేర్చడానికి సహాయపడుతుందివిముక్తి పెట్టుబడిదారుల డిమాండ్ సులభంగా. మార్కెట్లో, వివిధ మనీ మార్కెట్ ఫండ్ పెట్టుబడులు అందుబాటులో ఉన్నాయి.

మనీ మార్కెట్ ఫండ్లలో ఎందుకు పెట్టుబడి పెట్టాలి?

మనీ మార్కెట్‌లోని సెక్యూరిటీలు సాపేక్షంగా తక్కువ రిస్క్‌ని కలిగి ఉంటాయి
మనీ మార్కెట్ ఫండ్‌లు అన్ని మ్యూచువల్ ఫండ్ పెట్టుబడులకు సురక్షితమైనవి మరియు సురక్షితమైనవిగా పరిగణించబడతాయి
మనీ మార్కెట్ నిధులను పరిగణనలోకి తీసుకుంటే, మనీ మార్కెట్ ఖాతాలో పెట్టుబడి పెట్టడం సులభం.పెట్టుబడి పెడుతున్నారు మ్యూచువల్ ఫండ్స్ ద్వారా పెట్టుబడిదారులు తమ సౌలభ్యం మేరకు ఖాతా తెరవవచ్చు, డిపాజిట్లు మరియు ఉపసంహరణలు చేయవచ్చు
మనీ మార్కెట్ ఫండ్స్ అన్ని మ్యూచువల్ ఫండ్ ఇన్వెస్ట్‌మెంట్‌లలో అతి తక్కువ అస్థిర రకాల్లో ఒకటిగా పరిగణించబడతాయి
మనీ మార్కెట్ ఫండ్స్ పనితీరు రిజర్వ్ నిర్ణయించిన వడ్డీ రేట్లతో ముడిపడి ఉంటుందిబ్యాంక్ భారతదేశం, దిసెంట్రల్ బ్యాంక్ ఆఫ్ ఇండియా. కాబట్టి, RBI మార్కెట్లో రేట్లు పెంచినప్పుడు, దిగుబడి పెరుగుతుంది మరియు మనీ మార్కెట్ నిధులు మంచి రాబడిని ఇవ్వగలవు.

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మనీ మార్కెట్ ఫండ్స్ ఎలా పని చేస్తాయి?

మనీ మార్కెట్ ఫండ్ ఒక లక్ష్యంతో మనీ మార్కెట్ సాధనాల్లో పెట్టుబడి పెడుతుందిసమర్పణ మంచి రాబడి (వడ్డీఆదాయం) మరియు ఉంచడంకాదు కనిష్ట హెచ్చుతగ్గులు.

మనీ మార్కెట్ సాధనాల రకాలు

మనీ మార్కెట్ అనేది నగదు మరియు నగదు-సమానమైన సాధనాల వ్యాపారం జరిగే మార్పిడి. మనీ మార్కెట్‌లలో వర్తకం చేసే సాధనాలు మెచ్యూరిటీలను కలిగి ఉంటాయి, ఇవి రాత్రిపూట నుండి ఒక సంవత్సరం వరకు మారవచ్చు. భారతదేశంలో కొన్ని కీలకమైన మనీ మార్కెట్ సాధనాలు ఇక్కడ ఉన్నాయి:

1. ట్రెజరీ బిల్లులు లేదా T-బిల్లులు

365 రోజుల వరకు నిధులను సేకరించేందుకు భారత ప్రభుత్వం ట్రెజరీ బిల్లులను జారీ చేస్తుంది. ఇవి ప్రభుత్వం జారీ చేసినవి కాబట్టి, ఇవి చాలా సురక్షితమైనవిగా పరిగణించబడతాయి. అయినప్పటికీ, తక్కువ నష్టాలు కూడా తక్కువ రాబడికి అనువదిస్తాయి, ఇది ట్రెజరీ బిల్లుల విషయంలో కూడా ఉంటుంది. ఇతర మనీ మార్కెట్ సాధనాల కంటే T-బిల్లులపై రాబడి తక్కువగా ఉంటుంది.

2. డిపాజిట్ లేదా CD సర్టిఫికేట్

CD అనేది టర్మ్ డిపాజిట్, ఇది అకాల విమోచన ఎంపికను కలిగి ఉండని షెడ్యూల్డ్ వాణిజ్య బ్యాంకుల ద్వారా అందించబడుతుంది. CD మరియు మధ్య ప్రాథమిక వ్యత్యాసంఎఫ్ డి CD లు స్వేచ్ఛగా చర్చలు జరపవచ్చు.

3. తిరిగి కొనుగోలు ఒప్పందాలు లేదా రెపోలు

స్వల్పకాలిక రుణాలను సులభతరం చేయడానికి బ్యాంక్ మరియు RBI మధ్య తిరిగి కొనుగోలు ఒప్పందం చేయబడుతుంది. ఇది రెండు బ్యాంకుల మధ్య కూడా తయారు చేయవచ్చు.

4. కమర్షియల్ పేపర్ లేదా CP

అధిక క్రెడిట్ రేటింగ్ ఉన్న కంపెనీలు మరియు ఆర్థిక సంస్థలు జారీ చేయవచ్చు aకమర్షియల్ పేపర్ ఇది స్వల్పకాలిక, అసురక్షిత ప్రామిసరీ నోట్. ఇది అటువంటి ఎంటిటీలను వారి స్వల్పకాలిక రుణ వనరులను వైవిధ్యపరచడానికి అనుమతిస్తుంది. CPలు సాధారణంగా విమోచన సమయంలో తగ్గింపు రేటుతో జారీ చేయబడతాయిముఖ విలువ. దిపెట్టుబడిదారుడు తేడా సంపాదిస్తుంది.

టాప్ 8 మనీ మార్కెట్ మ్యూచువల్ ఫండ్‌లు 2022

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Money Manager Fund Growth	₹343.379 ↑ 0.15	₹23,738	0.7	1.8	3.9	7.6	7.4	7.7%	7M 28D	7M 28D
Nippon India Money Market Fund Growth	₹3,851.22 ↑ 1.71	₹16,562	0.7	1.8	3.9	7.6	7.4	7.6%	6M 28D	7M 14D
UTI Money Market Fund Growth	₹2,860.04 ↑ 1.30	₹14,121	0.7	1.8	3.9	7.6	7.4	7.6%	7M 15D	7M 15D
Tata Money Market Fund Growth	₹4,381.93 ↑ 1.93	₹18,757	0.7	1.8	3.9	7.6	7.4	7.63%	7M 21D	7M 21D
ICICI Prudential Money Market Fund Growth	₹352.063 ↑ 0.15	₹22,485	0.7	1.8	3.9	7.6	7.4	7.64%	7M 16D	8M 5D
Kotak Money Market Scheme Growth	₹4,168.3 ↑ 1.70	₹20,245	0.7	1.8	3.9	7.6	7.3	7.66%	7M 10D	7M 13D
HDFC Money Market Fund Growth	₹5,306.27 ↑ 2.19	₹22,330	0.7	1.8	3.9	7.5	7.3	7.6%	7M 6D	7M 24D
Franklin India Savings Fund Growth	₹46.5367 ↑ 0.02	₹1,629	0.7	1.8	3.8	7.5	7.3	7.53%	6M 25D	7M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jul 24

1. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 7 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.8% and 2021 was 3.8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund Growth
Launch Date	13 Oct 05
NAV (02 Jul 24)	₹343.379 ↑ 0.15 (0.04 %)
Net Assets (Cr)	₹23,738 on 31 May 24
Category	Debt - Money Market
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	1.99
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.7%
Effective Maturity	7 Months 28 Days
Modified Duration	7 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,815
30 Jun 21	₹11,283
30 Jun 22	₹11,704
30 Jun 23	₹12,510
30 Jun 24	₹13,455

Aditya Birla Sun Life Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 24

Duration	Returns
1 Month	0.7%
3 Month	1.8%
6 Month	3.9%
1 Year	7.6%
3 Year	6.1%
5 Year	6.1%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.8%
2021	3.8%
2020	6.6%
2019	8%
2018	7.9%
2017	6.8%
2016	7.7%
2015	8.4%
2014	9.2%

Fund Manager information for Aditya Birla Sun Life Money Manager Fund

Name	Since	Tenure
Kaustubh Gupta	15 Jul 11	12.89 Yr.
Anuj Jain	22 Mar 21	3.2 Yr.
Mohit Sharma	1 Apr 17	7.17 Yr.
Dhaval Joshi	21 Nov 22	1.53 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 31 May 24

Asset Allocation

Asset Class	Value
Cash	70.45%
Debt	29.38%
Other	0.17%

Debt Sector Allocation

Sector	Value
Corporate	53.03%
Cash Equivalent	36.54%
Government	10.26%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	2%	₹478 Cr	50,000,000
Axis Bank Ltd. Debentures \| -	2%	₹477 Cr	10,000
IDFC First Bank Ltd. Debentures \| -	2%	₹475 Cr	10,000
05.80 MH Sdl 2025 Sovereign Bonds \| -	2%	₹466 Cr	47,000,000
07.38% MP Sdl 2025 Sovereign Bonds \| -	2%	₹466 Cr	46,500,000
Tata Teleservices Ltd Debentures \| -	2%	₹451 Cr	9,500
Small Industries Development Bank of India Debentures \| -	2%	₹380 Cr	8,000
91 DTB 25072024 Sovereign Bonds \| -	1%	₹347 Cr	35,000,000
HDFC Bank Ltd. Debentures \| -	1%	₹333 Cr	7,000
Indusind Bank Ltd. Debentures \| -	1%	₹287 Cr	6,000

2. Nippon India Money Market Fund

(Erstwhile Reliance Liquidity Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Money Market Fund is a Debt - Money Market fund was launched on 16 Jun 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 27 in Money Market category. Return for 2023 was 7.4% , 2022 was 5% and 2021 was 3.8% .

Below is the key information for Nippon India Money Market Fund

Nippon India Money Market Fund Growth
Launch Date	16 Jun 05
NAV (02 Jul 24)	₹3,851.22 ↑ 1.71 (0.04 %)
Net Assets (Cr)	₹16,562 on 31 May 24
Category	Debt - Money Market
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Low
Expense Ratio	0.31
Sharpe Ratio	1.93
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.6%
Effective Maturity	7 Months 14 Days
Modified Duration	6 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,767
30 Jun 21	₹11,211
30 Jun 22	₹11,644
30 Jun 23	₹12,439
30 Jun 24	₹13,371

Nippon India Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 24

Duration	Returns
1 Month	0.7%
3 Month	1.8%
6 Month	3.9%
1 Year	7.6%
3 Year	6.1%
5 Year	6%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	5%
2021	3.8%
2020	6%
2019	8.1%
2018	7.9%
2017	6.6%
2016	7.6%
2015	8.3%
2014	9.1%

Fund Manager information for Nippon India Money Market Fund

Name	Since	Tenure
Anju Chhajer	1 Feb 20	4.33 Yr.
Kinjal Desai	16 Jul 18	5.88 Yr.

Data below for Nippon India Money Market Fund as on 31 May 24

Asset Allocation

Asset Class	Value
Cash	82.4%
Debt	17.41%
Other	0.19%

Debt Sector Allocation

Sector	Value
Corporate	55.83%
Cash Equivalent	30.14%
Government	13.84%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	2%	₹344 Cr	35,000,000
364 DTB 14112024 Sovereign Bonds \| -	2%	₹292 Cr	30,000,000
07.38% MP Sdl 2025 Sovereign Bonds \| -	2%	₹275 Cr	27,500,000
08.10 JH Sdl 2025 Sovereign Bonds \| -	1%	₹252 Cr	25,000,000
08.09 Ts SDL 2025 Sovereign Bonds \| -	1%	₹236 Cr	23,500,000
Indian Bank Domestic Bonds \| -	1%	₹166 Cr	3,500 ↑ 3,000
India (Republic of) - \| -	1%	₹154 Cr	15,634,100 ↓ -32,000,000
India (Republic of) - \| -	1%	₹142 Cr	15,000,000
ICICI Bank Ltd. Debentures \| -	1%	₹142 Cr	3,000
08.06 AP Sdl 2025 Sovereign Bonds \| -	1%	₹101 Cr	10,000,000

3. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 23 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.9% and 2021 was 3.7% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund Growth
Launch Date	13 Jul 09
NAV (02 Jul 24)	₹2,860.04 ↑ 1.30 (0.05 %)
Net Assets (Cr)	₹14,121 on 31 May 24
Category	Debt - Money Market
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.75
Sharpe Ratio	2.38
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.6%
Effective Maturity	7 Months 15 Days
Modified Duration	7 Months 15 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,758
30 Jun 21	₹11,206
30 Jun 22	₹11,633
30 Jun 23	₹12,429
30 Jun 24	₹13,359

UTI Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 24

Duration	Returns
1 Month	0.7%
3 Month	1.8%
6 Month	3.9%
1 Year	7.6%
3 Year	6.1%
5 Year	6%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.9%
2021	3.7%
2020	6%
2019	8%
2018	7.8%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for UTI Money Market Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	2.5 Yr.
Amit Sharma	7 Jul 17	6.9 Yr.

Data below for UTI Money Market Fund as on 31 May 24

Asset Allocation

Asset Class	Value
Cash	65.16%
Debt	34.61%
Other	0.22%

Debt Sector Allocation

Sector	Value
Corporate	52.32%
Cash Equivalent	33.79%
Government	13.67%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Canara Bank Domestic Bonds \| -	6%	₹804 Cr	8,500,000,000
India (Republic of) - \| -	5%	₹688 Cr	7,000,000,000
182 DTB 12122024 Sovereign Bonds \| -	4%	₹532 Cr	5,500,000,000 ↑ 5,500,000,000
India (Republic of) - \| -	2%	₹344 Cr	3,500,000,000 ↓ -1,500,000,000
ICICI Bank Ltd. Debentures \| -	2%	₹333 Cr	3,500,000,000
Kotak Mahindra Bank Ltd. Debentures \| -	2%	₹287 Cr	3,000,000,000
Indian Bank Domestic Bonds \| -	2%	₹284 Cr	3,000,000,000
AU Small Finance Bank Ltd. Debentures \| -	2%	₹237 Cr	2,500,000,000
Small Industries Development Bank of India Debentures \| -	1%	₹186 Cr	2,000,000,000 ↑ 2,000,000,000
Kotak Mahindra Bank Ltd. Debentures \| -	1%	₹172 Cr	1,750,000,000

4. Tata Money Market Fund

(Erstwhile Tata Liquid Fund)

To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Money Market Fund is a Debt - Money Market fund was launched on 22 May 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 30 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Tata Money Market Fund

Tata Money Market Fund Growth
Launch Date	22 May 03
NAV (02 Jul 24)	₹4,381.93 ↑ 1.93 (0.04 %)
Net Assets (Cr)	₹18,757 on 31 May 24
Category	Debt - Money Market
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	1.88
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.63%
Effective Maturity	7 Months 21 Days
Modified Duration	7 Months 21 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,779
30 Jun 21	₹11,246
30 Jun 22	₹11,666
30 Jun 23	₹12,458
30 Jun 24	₹13,396

Tata Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Tata Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 24

Duration	Returns
1 Month	0.7%
3 Month	1.8%
6 Month	3.9%
1 Year	7.6%
3 Year	6%
5 Year	6%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.8%
2021	3.9%
2020	6.4%
2019	8.1%
2018	-0.1%
2017	6.7%
2016	7.6%
2015	8.3%
2014	9%

Fund Manager information for Tata Money Market Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	10.63 Yr.

Data below for Tata Money Market Fund as on 31 May 24

Asset Allocation

Asset Class	Value
Cash	73.2%
Debt	26.61%
Other	0.19%

Debt Sector Allocation

Sector	Value
Corporate	49.99%
Cash Equivalent	34.96%
Government	14.85%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	4%	₹885 Cr	90,000,000 ↑ 16,000,000
Punjab National Bank Domestic Bonds \| -	4%	₹836 Cr	17,500 ↑ 1,000
India (Republic of) - \| -	4%	₹749 Cr	76,000,000
Small Industries Development Bank of India Debentures \| -	3%	₹558 Cr	12,000 ↑ 12,000
HDFC Bank Ltd. Debentures \| -	3%	₹523 Cr	11,000
LIC Housing Finance Ltd. Debentures \| -	2%	₹403 Cr	8,500 ↑ 500
India (Republic of) - \| -	2%	₹398 Cr	41,500,000
182 DTB 12122024 Sovereign Bonds \| -	2%	₹387 Cr	40,000,000 ↑ 40,000,000
Small Industries Development Bank of India Debentures \| -	2%	₹332 Cr	7,000
HDFC Bank Ltd. Debentures \| -	1%	₹289 Cr	6,000

5. ICICI Prudential Money Market Fund

The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Money Market Fund is a Debt - Money Market fund was launched on 9 Mar 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 17 in Money Market category. Return for 2023 was 7.4% , 2022 was 4.7% and 2021 was 3.7% .

Below is the key information for ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund Growth
Launch Date	9 Mar 06
NAV (02 Jul 24)	₹352.063 ↑ 0.15 (0.04 %)
Net Assets (Cr)	₹22,485 on 31 May 24
Category	Debt - Money Market
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.32
Sharpe Ratio	1.77
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.64%
Effective Maturity	8 Months 5 Days
Modified Duration	7 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,782
30 Jun 21	₹11,222
30 Jun 22	₹11,628
30 Jun 23	₹12,418
30 Jun 24	₹13,343

ICICI Prudential Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 24

Duration	Returns
1 Month	0.7%
3 Month	1.8%
6 Month	3.9%
1 Year	7.6%
3 Year	6%
5 Year	5.9%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.7%
2021	3.7%
2020	6.2%
2019	7.9%
2018	7.7%
2017	6.7%
2016	7.7%
2015	8.3%
2014	9.1%

Fund Manager information for ICICI Prudential Money Market Fund

Name	Since	Tenure
Manish Banthia	12 Jun 23	0.97 Yr.
Nikhil Kabra	3 Aug 16	7.83 Yr.

Data below for ICICI Prudential Money Market Fund as on 31 May 24

Asset Allocation

Asset Class	Value
Cash	63.62%
Debt	36.21%
Other	0.17%

Debt Sector Allocation

Sector	Value
Corporate	46.14%
Cash Equivalent	39.06%
Government	14.63%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 DTB 06032025 Sovereign Bonds \| -	4%	₹952 Cr	100,000,000 ↑ 100,000,000
Small Industries Development Bank of India Debentures \| -	3%	₹570 Cr	12,000
Indian Bank Domestic Bonds \| -	3%	₹568 Cr	12,000
Union Bank of India Domestic Bonds \| -	2%	₹473 Cr	10,000
364 DTB 13032025 Sovereign Bonds \| -	2%	₹380 Cr	40,000,000 ↑ 40,000,000
India (Republic of) - \| -	2%	₹380 Cr	40,000,000
LIC Housing Finance Ltd. Debentures \| -	1%	₹285 Cr	6,000
Hero Fincorp Limited Debentures \| -	1%	₹284 Cr	6,000
India (Republic of) - \| -	1%	₹238 Cr	25,000,000
Union Bank of India Domestic Bonds \| -	1%	₹238 Cr	5,000

6. Kotak Money Market Scheme

(Erstwhile Kotak Floater Short Term Fund)

To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities, money market instruments and using appropriate derivatives.

Kotak Money Market Scheme is a Debt - Money Market fund was launched on 14 Jul 03. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 19 in Money Market category. Return for 2023 was 7.3% , 2022 was 4.9% and 2021 was 3.7% .

Below is the key information for Kotak Money Market Scheme

Kotak Money Market Scheme Growth
Launch Date	14 Jul 03
NAV (02 Jul 24)	₹4,168.3 ↑ 1.70 (0.04 %)
Net Assets (Cr)	₹20,245 on 31 May 24
Category	Debt - Money Market
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	1.69
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.66%
Effective Maturity	7 Months 13 Days
Modified Duration	7 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,736
30 Jun 21	₹11,160
30 Jun 22	₹11,587
30 Jun 23	₹12,365
30 Jun 24	₹13,286

Kotak Money Market Scheme SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Money Market Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 24

Duration	Returns
1 Month	0.7%
3 Month	1.8%
6 Month	3.9%
1 Year	7.6%
3 Year	6%
5 Year	5.9%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	4.9%
2021	3.7%
2020	5.7%
2019	8%
2018	7.7%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for Kotak Money Market Scheme

Name	Since	Tenure
Deepak Agrawal	1 Nov 06	17.59 Yr.
Manu Sharma	1 Nov 22	1.58 Yr.
Palha Khanna	3 Jul 23	0.92 Yr.

Data below for Kotak Money Market Scheme as on 31 May 24

Asset Allocation

Asset Class	Value
Cash	73.94%
Debt	25.86%
Other	0.2%

Debt Sector Allocation

Sector	Value
Corporate	57.08%
Cash Equivalent	29.31%
Government	13.41%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	4%	₹887 Cr	89,999,990 ↑ 40,000,000
7.03% Govt Stock 2024 Sovereign Bonds \| -	3%	₹575 Cr	57,500,000
Union Bank of India Domestic Bonds \| -	2%	₹475 Cr	50,000
Small Industries Development Bank of India Debentures \| -	2%	₹465 Cr	50,000 ↑ 50,000
India (Republic of) - \| -	2%	₹383 Cr	40,000,000
Indusind Bank Ltd. Debentures \| -	2%	₹382 Cr	40,000
ICICI Bank Ltd. Debentures \| -	2%	₹382 Cr	40,000
Axis Bank Ltd. Debentures \| -	2%	₹382 Cr	40,000
05.80 MH Sdl 2025 Sovereign Bonds \| -	1%	₹248 Cr	25,000,000
182 DTB 29082024 Sovereign Bonds \| -	1%	₹247 Cr	25,000,000

7. HDFC Money Market Fund

(Erstwhile HDFC Cash Management Fund - Savings Plan)

To generate optimal returns while maintaining safety and high liquidity.

HDFC Money Market Fund is a Debt - Money Market fund was launched on 18 Nov 99. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 41 in Money Market category. Return for 2023 was 7.3% , 2022 was 4.7% and 2021 was 3.8% .

Below is the key information for HDFC Money Market Fund

HDFC Money Market Fund Growth
Launch Date	18 Nov 99
NAV (02 Jul 24)	₹5,306.27 ↑ 2.19 (0.04 %)
Net Assets (Cr)	₹22,330 on 15 May 24
Category	Debt - Money Market
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.41
Sharpe Ratio	1.45
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.6%
Effective Maturity	7 Months 24 Days
Modified Duration	7 Months 6 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,822
30 Jun 21	₹11,276
30 Jun 22	₹11,691
30 Jun 23	₹12,476
30 Jun 24	₹13,398

HDFC Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 24

Duration	Returns
1 Month	0.7%
3 Month	1.8%
6 Month	3.9%
1 Year	7.5%
3 Year	5.9%
5 Year	6%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	4.7%
2021	3.8%
2020	6.5%
2019	8.1%
2018	7.4%
2017	6.5%
2016	7.5%
2015	8.3%
2014	9.1%

Fund Manager information for HDFC Money Market Fund

Name	Since	Tenure
Vikash Agarwal	1 Jul 20	3.92 Yr.
Dhruv Muchhal	22 Jun 23	0.94 Yr.

Data below for HDFC Money Market Fund as on 15 May 24

Asset Allocation

Asset Class	Value
Cash	65.93%
Debt	33.88%
Other	0.19%

Debt Sector Allocation

Sector	Value
Corporate	49.88%
Cash Equivalent	37.83%
Government	12.1%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank of Baroda Debentures \| -	3%	₹618 Cr	13,000
Union Bank of India Domestic Bonds \| -	2%	₹526 Cr	11,000
Panatone Finvest Ltd Debentures \| -	2%	₹525 Cr	11,000
364 DTB 13032025 Sovereign Bonds \| -	2%	₹523 Cr	55,000,000 ↑ 55,000,000
Union Bank of India Domestic Bonds \| -	2%	₹522 Cr	11,000
Tata Teleservices Ltd Debentures \| -	2%	₹332 Cr	7,000
Punjab National Bank Domestic Bonds \| -	1%	₹310 Cr	6,500
India (Republic of) - \| -	1%	₹295 Cr	30,000,000
Indusind Bank Ltd. Debentures \| -	1%	₹285 Cr	6,000
08.10 Up SDL 2025 Sovereign Bonds \| -	1%	₹241 Cr	24,000,000

8. Franklin India Savings Fund

(Erstwhile Franklin India Savings Plus Fund Retail Option)

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Franklin India Savings Fund is a Debt - Money Market fund was launched on 11 Feb 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 47 in Money Market category. Return for 2023 was 7.3% , 2022 was 4.4% and 2021 was 3.6% .

Below is the key information for Franklin India Savings Fund

Franklin India Savings Fund Growth
Launch Date	11 Feb 02
NAV (02 Jul 24)	₹46.5367 ↑ 0.02 (0.04 %)
Net Assets (Cr)	₹1,629 on 31 May 24
Category	Debt - Money Market
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.29
Sharpe Ratio	1.51
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.53%
Effective Maturity	7 Months 13 Days
Modified Duration	6 Months 25 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹10,810
30 Jun 21	₹11,224
30 Jun 22	₹11,612
30 Jun 23	₹12,375
30 Jun 24	₹13,285

Franklin India Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Franklin India Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 24

Duration	Returns
1 Month	0.7%
3 Month	1.8%
6 Month	3.8%
1 Year	7.5%
3 Year	5.8%
5 Year	5.9%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	4.4%
2021	3.6%
2020	6%
2019	8.5%
2018	7.5%
2017	7.2%
2016	8.1%
2015	8.3%
2014	8.9%

Fund Manager information for Franklin India Savings Fund

Name	Since	Tenure
Rahul Goswami	6 Oct 23	0.65 Yr.
Pallab Roy	25 Jun 08	15.94 Yr.
Chandni Gupta	30 Apr 24	0.09 Yr.

Data below for Franklin India Savings Fund as on 31 May 24

Asset Allocation

Asset Class	Value
Cash	62.68%
Debt	37.1%
Other	0.22%

Debt Sector Allocation

Sector	Value
Corporate	48.8%
Cash Equivalent	36.02%
Government	14.96%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 DTB 05122024 Sovereign Bonds \| -	8%	₹121 Cr	12,500,000
India (Republic of) - \| -	6%	₹95 Cr	10,000,000
Indian Bank Domestic Bonds \| -	6%	₹95 Cr	2,000
Union Bank of India Domestic Bonds \| -	4%	₹71 Cr	1,500
HDFC Bank Ltd. Debentures \| -	3%	₹48 Cr	1,000
IDFC First Bank Ltd. Debentures \| -	3%	₹48 Cr	1,000
Small Industries Development Bank of India Debentures \| -	3%	₹47 Cr	1,000
Canara Bank Domestic Bonds \| -	3%	₹47 Cr	1,000
India (Republic of) - \| -	1%	₹24 Cr	2,500,000
Corporate Debt Market Development Fund Class A2 Investment Fund \| -	0%	₹4 Cr	3,468

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