ఫిన్‌క్యాష్ »మ్యూచువల్ ఫండ్స్ »సంవత్సరానికి ఉత్తమ SIP ప్రణాళికలు
Table of Contents
- SIPలో ఎందుకు పెట్టుబడి పెట్టాలి?
- FY 22 - 23లో 1 సంవత్సరం పెట్టుబడి కోసం ఉత్తమ SIP ప్లాన్‌లు
- మ్యూచువల్ ఫండ్ SIP ఆన్‌లైన్‌లో ఎలా పెట్టుబడి పెట్టాలి?
- తరచుగా అడిగే ప్రశ్నలు
- 1. SIPలలో పదవీకాలం యొక్క ప్రాముఖ్యత ఏమిటి?
- 2. ఒక సంవత్సరం SIPలు మంచివా?
- 3. నేను ఒక సంవత్సరం SIPలలో ఎందుకు పెట్టుబడి పెట్టాలి?
- 4. ఒక సంవత్సరం SIPలు మంచి రాబడిని ఇస్తాయా?
- 5. అన్ని SIPలు మంచి రాబడిని ఇస్తాయా?
- 6. అన్ని SIPలలో లార్జ్ క్యాప్ స్టాక్‌లు ఉంటాయా?
- 7. SIPలో పెట్టుబడి పెట్టగల గరిష్ట మరియు కనిష్ట మొత్తం ఉందా?
Top 9 Funds
1 సంవత్సరపు పెట్టుబడి 2022 కోసం 9 ఉత్తమ SIP ప్లాన్‌లు
ఉత్తమ SIP ప్రణాళికలు? వాటిని ఎలా ఎంచుకోవాలి? ఇలా ఆలోచిస్తున్నప్పుడు పెట్టుబడిదారుల మదిలో వచ్చే కొన్ని సాధారణ ప్రశ్నలుమ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టడం a ద్వారాSIP లేదా సిస్టమాటిక్పెట్టుబడి ప్రణాళిక.
SIP పెట్టుబడి అత్యంత క్రమశిక్షణ కలిగిన వాటిలో ఒకటిపెట్టుబడి పెడుతున్నారు పెట్టుబడి పెట్టేటప్పుడు ఎంపికలుమ్యూచువల్ ఫండ్స్. అంతేకాకుండా, SIP మ్యూచువల్ ఫండ్‌లో పెట్టుబడి పెట్టే కనీస మొత్తం INR 500 కంటే తక్కువగా ఉంటుంది. ఇది పెట్టుబడి పెట్టేలా చేస్తుందిటాప్ SIP చాలా సౌకర్యవంతంగా ప్లాన్ చేస్తుంది.
SIPలో ఎందుకు పెట్టుబడి పెట్టాలి?
మ్యూచువల్ ఫండ్లలో SIP పెట్టుబడి అనేది పొదుపు అలవాటును పెంపొందించడానికి అత్యంత అనుకూలమైన మార్గం. చాలా తరచుగా సంపాదిస్తున్న యువ తరం ప్రజలు ఎక్కువ ఆదా చేయరు. సిస్టమాటిక్ ఇన్వెస్ట్‌మెంట్ ప్లాన్‌ను కలిగి ఉండటానికి, ప్రారంభ మొత్తం రూ. 500 కంటే తక్కువగా ఉన్నందున పెద్ద మొత్తంలో పెట్టుబడి పెట్టాల్సిన అవసరం లేదు మరియు కొన్ని ఫండ్‌లు నెలవారీ INR 100కి SIPని కూడా అందిస్తాయి. చిన్నప్పటి నుంచి పొదుపును పెట్టుబడిగా పెట్టడం అలవాటు చేసుకోవచ్చు. SIP, తద్వారా ప్రతి నెలలో ఆదా చేయడానికి ఒక నిర్ణీత మొత్తాన్ని పక్కన పెడుతుంది. సిస్టమాటిక్ ఇన్వెస్ట్‌మెంట్ ప్లాన్‌లు స్మార్ట్ ఇన్వెస్టింగ్‌లో అత్యంత ముఖ్యమైన సాధనాల్లో ఒకటి.
SIP మీ కోసం సిద్ధం చేయడంలో మీకు సహాయం చేస్తుందిఆర్థిక లక్ష్యాలు అవాంతరాలు లేని పద్ధతిలో. SIPని కలిగి ఉండటం చాలా సౌకర్యవంతంగా ఉంటుంది, ఎందుకంటే మ్యూచువల్ ఫండ్‌లకు వ్రాతపనిని ఒక సారి మాత్రమే చేయాల్సి ఉంటుంది, ఆ తర్వాత నెలవారీ మొత్తాలు డెబిట్ చేయబడతాయిబ్యాంక్ జోక్యం లేకుండా నేరుగా ఖాతా. ఫలితంగా, SIP లకు ఇతర పెట్టుబడులు & పొదుపు ఎంపికలకు అవసరమైన ప్రయత్నాలు అవసరం లేదు.
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FY 22 - 23లో 1 సంవత్సరం పెట్టుబడి కోసం ఉత్తమ SIP ప్లాన్‌లు
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹532.521
↑ 0.12 ₹16,798 1,000 1.8 3.8 7.8 6.7 7.9 7.84% 5M 19D 7M 20D BOI AXA Liquid Fund Growth ₹2,934.23
↑ 0.57 ₹1,855 1,000 1.8 3.6 7.4 6.6 7.4 7.22% 1M 17D 1M 17D ICICI Prudential Ultra Short Term Fund Growth ₹26.9379
↑ 0.01 ₹13,813 1,000 1.7 3.5 7.4 6.4 7.5 7.75% 5M 12D 6M Indiabulls Liquid Fund Growth ₹2,463.74
↑ 0.46 ₹180 500 1.8 3.6 7.3 6.4 7.4 7.2% 1M 8D 1M 9D LIC MF Liquid Fund Growth ₹4,608.5
↑ 0.87 ₹12,287 1,000 1.7 3.5 7.3 6.5 7.4 7.25% 1M 6D 1M 6D ICICI Prudential Liquid Fund Growth ₹377.271
↑ 0.08 ₹56,989 99 1.8 3.5 7.3 6.5 7.4 7.27% 1M 20D 1M 24D Mirae Asset Cash Management Fund Growth ₹2,672.51
↑ 0.54 ₹13,882 1,000 1.8 3.6 7.3 6.6 7.3 7.23% 1M 6D 1M 7D Nippon India Liquid Fund Growth ₹6,218.99
↑ 1.23 ₹31,095 100 1.7 3.5 7.3 6.5 7.3 7.3% 1M 6D 1M 9D Tata Liquid Fund Growth ₹4,013.07
↑ 0.78 ₹23,491 500 1.8 3.6 7.3 6.5 7.3 7.26% 1M 4D 1M 4D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Feb 25
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a Below is the key information for Tata Liquid Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (21 Feb 25) ₹532.521 ↑ 0.12 (0.02 %) Net Assets (Cr) ₹16,798 on 31 Jan 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 3.7 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.84% Effective Maturity 7 Months 20 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,653 31 Jan 22 ₹11,095 31 Jan 23 ₹11,642 31 Jan 24 ₹12,487 31 Jan 25 ₹13,460 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.8% 1 Year 7.8% 3 Year 6.7% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 7.2% 2021 4.8% 2020 3.9% 2019 7% 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% 2014 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.63 Yr. Kaustubh Gupta 15 Jul 11 13.56 Yr. Monika Gandhi 22 Mar 21 3.87 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 49.01% Debt 50.74% Other 0.26% Debt Sector Allocation
Sector Value Corporate 54.57% Cash Equivalent 36.83% Government 8.35% Credit Quality
Rating Value AA 31.44% AAA 68.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank 7.83%
Debentures | -5% ₹820 Cr 82,000 Shriram Finance Company Limited
Debentures | -4% ₹602 Cr 60,000 Nirma Limited
Debentures | -3% ₹486 Cr 48,500 364 DTB
Sovereign Bonds | -3% ₹466 Cr 47,500,000
↑ 47,500,000 National Housing Bank
Debentures | -2% ₹400 Cr 40,000 Tata Realty And Infrastructure Limited
Debentures | -2% ₹360 Cr 36,000 7.3% Govt Stock 2028
Sovereign Bonds | -2% ₹316 Cr 31,500,000 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹300 Cr 30,000 Avanse Financial Services Ltd 9.40%
Debentures | -2% ₹299 Cr 30,000 ICICI Home Finance Company Limited
Debentures | -2% ₹270 Cr 27,000 2. BOI AXA Liquid Fund
CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (21 Feb 25) ₹2,934.23 ↑ 0.57 (0.02 %) Net Assets (Cr) ₹1,855 on 31 Jan 25 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.1 Sharpe Ratio 5.46 Information Ratio -0.95 Alpha Ratio 0.06 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.22% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,393 31 Jan 22 ₹10,738 31 Jan 23 ₹11,294 31 Jan 24 ₹12,101 31 Jan 25 ₹12,998 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.4% 3 Year 6.6% 5 Year 5.4% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 7% 2021 4.9% 2020 3.3% 2019 4.1% 2018 6.4% 2017 7.4% 2016 6.7% 2015 7.6% 2014 8.3% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 3.46 Yr. Data below for BOI AXA Liquid Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 78.77% Corporate 20.99% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 10042025
Sovereign Bonds | -8% ₹128 Cr 13,000,000
↑ 13,000,000 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -6% ₹99 Cr 10,000,000 HDFC Bank Limited
Certificate of Deposit | -6% ₹99 Cr 10,000,000
↑ 10,000,000 Union Bank Of India
Certificate of Deposit | -6% ₹99 Cr 10,000,000
↑ 10,000,000 Bank Of Baroda
Certificate of Deposit | -6% ₹91 Cr 9,200,000
↑ 4,200,000 Canara Bank
Certificate of Deposit | -5% ₹74 Cr 7,500,000 Aditya Birla Finance Limited
Commercial Paper | -4% ₹64 Cr 6,500,000
↑ 6,500,000 Larsen And Toubro Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 Reliance Industries Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 364 DTB 13022025
Sovereign Bonds | -3% ₹50 Cr 5,000,000 3. ICICI Prudential Ultra Short Term Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.5% , 2023 was 6.9% and 2022 was 4.5% . ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (21 Feb 25) ₹26.9379 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹13,813 on 31 Jan 25 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.86 Sharpe Ratio 1.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.75% Effective Maturity 6 Months Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,606 31 Jan 22 ₹11,043 31 Jan 23 ₹11,567 31 Jan 24 ₹12,379 31 Jan 25 ₹13,297 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 7.4% 3 Year 6.4% 5 Year 5.9% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.5% 2022 6.9% 2021 4.5% 2020 4% 2019 6.5% 2018 8.4% 2017 7.5% 2016 6.9% 2015 9.8% 2014 9.1% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 8.22 Yr. Ritesh Lunawat 15 Jun 17 7.64 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 59.1% Debt 40.64% Other 0.26% Debt Sector Allocation
Sector Value Corporate 48.15% Cash Equivalent 45.77% Government 5.82% Credit Quality
Rating Value AA 18.39% AAA 81.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Limited
Debentures | -3% ₹434 Cr 4,350 364 Days T - Bill- 06/02/2025
Sovereign Bonds | -3% ₹399 Cr 40,000,000 364 DTB 13032025
Sovereign Bonds | -3% ₹396 Cr 40,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹374 Cr 3,750 Bharti Telecom Limited
Debentures | -2% ₹326 Cr 32,500 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹298 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹254 Cr 25,500 Rural Electrification Corporation Limited
Debentures | -2% ₹235 Cr 2,350 LIC Housing Finance Limited
Debentures | -2% ₹225 Cr 2,250 Power Finance Corporation Limited
Debentures | -2% ₹224 Cr 2,250 4. Indiabulls Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% . Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (21 Feb 25) ₹2,463.74 ↑ 0.46 (0.02 %) Net Assets (Cr) ₹180 on 31 Jan 25 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 3.43 Information Ratio -3.12 Alpha Ratio -0.01 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.2% Effective Maturity 1 Month 9 Days Modified Duration 1 Month 8 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,375 31 Jan 22 ₹10,694 31 Jan 23 ₹11,213 31 Jan 24 ₹11,981 31 Jan 25 ₹12,861 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.4% 5 Year 5.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 6.8% 2021 4.6% 2020 3.1% 2019 3.9% 2018 6.6% 2017 7.3% 2016 6.7% 2015 7.8% 2014 8.5% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 1.73 Yr. Data below for Indiabulls Liquid Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 99.68% Other 0.32% Debt Sector Allocation
Sector Value Cash Equivalent 80.55% Corporate 19.13% Credit Quality
Rating Value AA 7.66% AAA 92.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo 16-Jan-25
CBLO/Reverse Repo | -11% ₹20 Cr Export-Import Bank Of India
Commercial Paper | -9% ₹15 Cr 1,500,000
↑ 1,500,000 Punjab National Bank
Certificate of Deposit | -8% ₹14 Cr 1,450,000 Cholamandalam Investment And Finance Company Limited
Debentures | -6% ₹10 Cr 1,000,000 LIC Housing Finance Ltd
Debentures | -6% ₹10 Cr 1,000,000 ICICI Bank - 25/02/2025
Certificate of Deposit | -6% ₹10 Cr 1,000,000
↓ -500,000 Union Bank Of India
Certificate of Deposit | -6% ₹10 Cr 1,000,000
↓ -370,000 91 DTB 06032025
Sovereign Bonds | -6% ₹10 Cr 1,000,000
↑ 1,000,000 HDFC Bank Limited
Certificate of Deposit | -6% ₹10 Cr 1,000,000
↑ 1,000,000 Indian Bank
Certificate of Deposit | -6% ₹10 Cr 1,000,000 5. LIC MF Liquid Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 25 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.7% . LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (21 Feb 25) ₹4,608.5 ↑ 0.87 (0.02 %) Net Assets (Cr) ₹12,287 on 31 Jan 25 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.24 Sharpe Ratio 3.63 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.25% Effective Maturity 1 Month 6 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,409 31 Jan 22 ₹10,751 31 Jan 23 ₹11,287 31 Jan 24 ₹12,082 31 Jan 25 ₹12,970 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 7.3% 3 Year 6.5% 5 Year 5.4% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 7% 2021 4.7% 2020 3.3% 2019 4.3% 2018 6.5% 2017 7.3% 2016 6.6% 2015 7.6% 2014 8.4% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 9.33 Yr. Data below for LIC MF Liquid Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 96.15% Debt 3.6% Other 0.25% Debt Sector Allocation
Sector Value Cash Equivalent 81.78% Corporate 14.31% Government 3.66% Credit Quality
Rating Value AA 0.52% AAA 99.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -6% ₹636 Cr Net Receivables / (Payables)
CBLO | -5% -₹588 Cr Reverse Repo
CBLO/Reverse Repo | -5% ₹566 Cr 91 DTB 06032025
Sovereign Bonds | -5% ₹496 Cr 50,000,000
↑ 50,000,000 Export-Import Bank of India
Commercial Paper | -4% ₹445 Cr 9,000
↓ -500 91 Days Tbill Red 27-02-2025
Sovereign Bonds | -4% ₹397 Cr 40,000,000 91 DTB 17042025
Sovereign Bonds | -4% ₹394 Cr 40,000,000
↑ 40,000,000 Birla Group Holdings Pvt Ltd.
Commercial Paper | -3% ₹298 Cr 6,000 Bank Of Baroda
Certificate of Deposit | -3% ₹297 Cr 6,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹297 Cr 6,000
↑ 6,000 6. ICICI Prudential Liquid Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% . ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (21 Feb 25) ₹377.271 ↑ 0.08 (0.02 %) Net Assets (Cr) ₹56,989 on 31 Jan 25 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 3.68 Information Ratio -2.47 Alpha Ratio -0.06 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 7.27% Effective Maturity 1 Month 24 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,408 31 Jan 22 ₹10,749 31 Jan 23 ₹11,288 31 Jan 24 ₹12,086 31 Jan 25 ₹12,973 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 7.3% 3 Year 6.5% 5 Year 5.4% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.6% 2015 7.7% 2014 8.3% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Nikhil Kabra 1 Dec 23 1.17 Yr. Darshil Dedhia 12 Jun 23 1.64 Yr. Data below for ICICI Prudential Liquid Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 96.8% Debt 2.98% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 73.71% Corporate 22.68% Government 3.39% Credit Quality
Rating Value AA 1.32% AAA 98.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 DTB 17042025
Sovereign Bonds | -3% ₹1,771 Cr 180,000,000
↑ 180,000,000 Net Current Assets
Net Current Assets | -2% -₹1,486 Cr National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹1,483 Cr 30,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹1,480 Cr 30,000 Reverse Repo (1/16/2025)
CBLO/Reverse Repo | -2% ₹1,478 Cr 6.89% Govt Stock 2025
Sovereign Bonds | -2% ₹1,455 Cr 145,500,000
↑ 145,500,000 364 DTB 02052024
Sovereign Bonds | -2% ₹1,443 Cr 144,500,000
↑ 50,000,000 364 Day T-Bill 30.01.25
Sovereign Bonds | -2% ₹1,435 Cr 143,900,000
↑ 75,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹1,432 Cr 29,000 Cp Mankind Pharma Ltd
Commercial Paper | -2% ₹1,345 Cr 26,900
↑ 6,400 7. Mirae Asset Cash Management Fund
CAGR/Annualized return of 6.3% since its launch. Ranked 48 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (21 Feb 25) ₹2,672.51 ↑ 0.54 (0.02 %) Net Assets (Cr) ₹13,882 on 31 Jan 25 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.15 Sharpe Ratio 4.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.23% Effective Maturity 1 Month 7 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,400 31 Jan 22 ₹10,747 31 Jan 23 ₹11,294 31 Jan 24 ₹12,095 31 Jan 25 ₹12,982 Returns for Mirae Asset Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.6% 5 Year 5.4% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 7% 2021 4.8% 2020 3.3% 2019 4.2% 2018 6.6% 2017 7.3% 2016 6.6% 2015 7.2% 2014 7.8% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Amit Modani 1 Nov 24 0.25 Yr. Abhishek Iyer 28 Dec 20 4.1 Yr. Data below for Mirae Asset Cash Management Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 99.78% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 78.1% Corporate 20.88% Government 0.8% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Limited
Certificate of Deposit | -3% ₹346 Cr 35,000,000
↑ 2,500,000 91 DTB 13022025
Sovereign Bonds | -2% ₹299 Cr 30,000,000 91 Days Tbill Red 27-02-2025
Sovereign Bonds | -2% ₹298 Cr 30,000,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹297 Cr 30,000,000
↑ 30,000,000 Small Industries Development Bank Of India
Certificate of Deposit | -2% ₹274 Cr 27,500,000 91 DTB 20032025
Sovereign Bonds | -2% ₹272 Cr 27,500,000 Union Bank Of India
Certificate of Deposit | -2% ₹248 Cr 25,000,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹224 Cr 22,500,000 HDFC Securities Limited
Commercial Paper | -2% ₹200 Cr 20,000,000 364 Day T-Bill 30.01.25
Sovereign Bonds | -2% ₹200 Cr 20,000,000 8. Nippon India Liquid Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 11 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (21 Feb 25) ₹6,218.99 ↑ 1.23 (0.02 %) Net Assets (Cr) ₹31,095 on 31 Jan 25 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 3.29 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.3% Effective Maturity 1 Month 9 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,405 31 Jan 22 ₹10,746 31 Jan 23 ₹11,286 31 Jan 24 ₹12,082 31 Jan 25 ₹12,964 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 7.3% 3 Year 6.5% 5 Year 5.4% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.7% 2017 7.4% 2016 6.7% 2015 7.7% 2014 8.3% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Siddharth Deb 1 Mar 22 2.93 Yr. Kinjal Desai 25 May 18 6.7 Yr. Vikash Agarwal 14 Sep 24 0.38 Yr. Data below for Nippon India Liquid Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 98.34% Debt 1.44% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 72.64% Corporate 25.33% Government 1.82% Credit Quality
Rating Value AA 0.08% AAA 99.92% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reverse Repo
CBLO/Reverse Repo | -7% ₹2,482 Cr Bank Of India 2025
Certificate of Deposit | -4% ₹1,488 Cr 30,000
↑ 30,000 91 DTB 20032025
Sovereign Bonds | -4% ₹1,207 Cr 122,000,000
↑ 7,500,000 91 DTB 13032025
Sovereign Bonds | -3% ₹876 Cr 88,479,300 Punjab National Bank Limited
Certificate of Deposit | -2% ₹846 Cr 17,000 Union Bank Of India
Certificate of Deposit | -2% ₹743 Cr 15,000
↑ 15,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹743 Cr 15,000
↑ 15,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹719 Cr 14,500
↓ -500 Bank of Baroda
Certificate of Deposit | -2% ₹620 Cr 12,500
↑ 2,000 Triparty Repo
CBLO/Reverse Repo | -2% ₹528 Cr 9. Tata Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (21 Feb 25) ₹4,013.07 ↑ 0.78 (0.02 %) Net Assets (Cr) ₹23,491 on 31 Jan 25 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0 Sharpe Ratio 3.87 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.26% Effective Maturity 1 Month 4 Days Modified Duration 1 Month 4 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,410 31 Jan 22 ₹10,752 31 Jan 23 ₹11,292 31 Jan 24 ₹12,087 31 Jan 25 ₹12,970 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.5% 5 Year 5.4% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.7% 2015 7.7% 2014 8.4% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 11.3 Yr. Abhishek Sonthalia 6 Feb 20 4.99 Yr. Harsh Dave 1 Aug 24 0.5 Yr. Data below for Tata Liquid Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 83.66% Corporate 15.37% Government 0.74% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity D) Repo
CBLO/Reverse Repo | -10% ₹2,824 Cr Reliance Retail Ventures Limited
Commercial Paper | -4% ₹988 Cr 20,000
↑ 20,000 Canara Bank
Certificate of Deposit | -4% ₹970 Cr 19,500 91 DTB 21022025
Sovereign Bonds | -4% ₹959 Cr 96,500,000
↑ 96,500,000 Bajaj Finance Limited
Commercial Paper | -3% ₹834 Cr 17,000
↑ 17,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹792 Cr 16,000
↑ 16,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹741 Cr 15,000
↑ 15,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹740 Cr 15,000
↑ 15,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹717 Cr 14,500
↑ 10,000 Punjab And Sind Bank
Certificate of Deposit | -3% ₹689 Cr 14,000
↑ 14,000
మ్యూచువల్ ఫండ్ SIP ఆన్‌లైన్‌లో ఎలా పెట్టుబడి పెట్టాలి?
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పత్రాలను అప్‌లోడ్ చేయండి (పాన్, ఆధార్, మొదలైనవి).మరియు, మీరు పెట్టుబడి పెట్టడానికి సిద్ధంగా ఉన్నారు!
తరచుగా అడిగే ప్రశ్నలు
1. SIPలలో పదవీకాలం యొక్క ప్రాముఖ్యత ఏమిటి?
జ: మీరు SIPలను ఎంచుకున్నప్పుడు, మీరు పరిగణించవలసిన మొదటి విషయం పదవీకాలం. పదవీకాలాన్ని తనిఖీ చేసి, ఆపై పెట్టుబడి పెట్టడం మంచిది, ఎందుకంటే మీరు పదవీకాలం పూర్తి చేయడానికి ముందు మీ పెట్టుబడిని మూసివేయకూడదు. మీరు అలా చేస్తే, మీరు నిష్క్రమణ లోడ్ రూపంలో పెనాల్టీని చెల్లించవలసి ఉంటుంది.
2. ఒక సంవత్సరం SIPలు మంచివా?
జ: అవును, ఒక సంవత్సరం SIPలు మంచివి, ప్రత్యేకించి మీరు శీఘ్ర రాబడి కోసం చూస్తున్నట్లయితే. సాధారణంగా, ఒక-సంవత్సరం SIPల సహాయంతో, మీరు మీ ఫండ్ పోర్ట్‌ఫోలియోను బట్టి మీ పెట్టుబడిపై 4.2% నుండి 6.2% వరకు ROIలను ఆశించవచ్చు.
3. నేను ఒక సంవత్సరం SIPలలో ఎందుకు పెట్టుబడి పెట్టాలి?
జ: మీరు మ్యూచువల్ ఫండ్ ఇన్వెస్ట్‌మెంట్‌లకు కొత్త అయితే మరియు ఇన్వెస్ట్‌మెంట్ పోర్ట్‌ఫోలియోను వైవిధ్యపరచాలని ప్లాన్ చేస్తున్నట్లయితే ఒక సంవత్సరం SIPలు ఉపయోగకరంగా ఉంటాయి.
4. ఒక సంవత్సరం SIPలు మంచి రాబడిని ఇస్తాయా?
జ: ఒక సంవత్సరం SIPలు మంచి మరియు శీఘ్ర రాబడిని ఇస్తాయి కాబట్టి యువ పెట్టుబడిదారులలో ప్రజాదరణ పొందింది. మీరు మ్యూచువల్ ఫండ్స్ గురించి అర్థం చేసుకోవాలంటేసంత, అప్పుడు ఒక సంవత్సరం SIP లు మంచి ఆలోచన.
5. అన్ని SIPలు మంచి రాబడిని ఇస్తాయా?
జ: మీ ఇన్వెస్ట్‌మెంట్ పోర్ట్‌ఫోలియోను వైవిధ్యపరచడానికి SIPలు ఉత్తమమైన మార్గాలలో ఒకటి మరియు మంచి రాబడిని అందిస్తాయి. మీరు ఇన్వెస్ట్ చేయాలనుకుంటున్న ఫండ్‌లను మరియు మొత్తాన్ని కూడా ఎంచుకోవడానికి ఇది మిమ్మల్ని అనుమతిస్తుంది. క్రమమైన వ్యవధిలో చిన్న మొత్తాలను పెట్టుబడి పెట్టడానికి మీకు అవకాశం లభిస్తుంది.
6. అన్ని SIPలలో లార్జ్ క్యాప్ స్టాక్‌లు ఉంటాయా?
జ: ప్రకారంSEBI ఆదేశం, SIP పెట్టుబడిదారులు పెట్టుబడిదారులు మరియు కంపెనీలను రక్షించడానికి 70:20:10 ప్రోటోకాల్‌ను అనుసరించాలి. ఈ నియమం ప్రకారం, ఈక్విటీ పెట్టుబడిలో 70% పెద్ద క్యాప్ స్టాక్‌లలో, 20%మిడ్ క్యాప్ స్టాక్‌లు మరియు 10%చిన్న టోపీ స్టాక్స్. కాబట్టి SIPలు పెట్టుబడులను వైవిధ్యపరుస్తాయి మరియు అన్నీ కేవలం లార్జ్-క్యాప్ స్టాక్‌లలో మాత్రమే కేంద్రీకరించబడవు.
7. SIPలో పెట్టుబడి పెట్టగల గరిష్ట మరియు కనిష్ట మొత్తం ఉందా?
జ: మీరు SIPలో పెట్టుబడి పెట్టగల కనీస మొత్తం రూ.500. అయితే, SIPలో పెట్టుబడి పెట్టడానికి గరిష్ట పరిమితి లేదు. మీరు దీన్ని మీ ఫండ్ మేనేజర్‌తో ప్లాన్ చేసుకోవచ్చు.
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.
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