ఫిన్‌క్యాష్ »మ్యూచువల్ ఫండ్స్ »సంవత్సరానికి ఉత్తమ SIP ప్రణాళికలు
Table of Contents
- SIPలో ఎందుకు పెట్టుబడి పెట్టాలి?
- FY 22 - 23లో 1 సంవత్సరం పెట్టుబడి కోసం ఉత్తమ SIP ప్లాన్‌లు
- మ్యూచువల్ ఫండ్ SIP ఆన్‌లైన్‌లో ఎలా పెట్టుబడి పెట్టాలి?
- తరచుగా అడిగే ప్రశ్నలు
- 1. SIPలలో పదవీకాలం యొక్క ప్రాముఖ్యత ఏమిటి?
- 2. ఒక సంవత్సరం SIPలు మంచివా?
- 3. నేను ఒక సంవత్సరం SIPలలో ఎందుకు పెట్టుబడి పెట్టాలి?
- 4. ఒక సంవత్సరం SIPలు మంచి రాబడిని ఇస్తాయా?
- 5. అన్ని SIPలు మంచి రాబడిని ఇస్తాయా?
- 6. అన్ని SIPలలో లార్జ్ క్యాప్ స్టాక్‌లు ఉంటాయా?
- 7. SIPలో పెట్టుబడి పెట్టగల గరిష్ట మరియు కనిష్ట మొత్తం ఉందా?
Top 9 Funds
1 సంవత్సరపు పెట్టుబడి 2022 కోసం 9 ఉత్తమ SIP ప్లాన్‌లు
ఉత్తమ SIP ప్రణాళికలు? వాటిని ఎలా ఎంచుకోవాలి? ఇలా ఆలోచిస్తున్నప్పుడు పెట్టుబడిదారుల మదిలో వచ్చే కొన్ని సాధారణ ప్రశ్నలుమ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టడం a ద్వారాSIP లేదా సిస్టమాటిక్పెట్టుబడి ప్రణాళిక.
SIP పెట్టుబడి అత్యంత క్రమశిక్షణ కలిగిన వాటిలో ఒకటిపెట్టుబడి పెడుతున్నారు పెట్టుబడి పెట్టేటప్పుడు ఎంపికలుమ్యూచువల్ ఫండ్స్. అంతేకాకుండా, SIP మ్యూచువల్ ఫండ్‌లో పెట్టుబడి పెట్టే కనీస మొత్తం INR 500 కంటే తక్కువగా ఉంటుంది. ఇది పెట్టుబడి పెట్టేలా చేస్తుందిటాప్ SIP చాలా సౌకర్యవంతంగా ప్లాన్ చేస్తుంది.
SIPలో ఎందుకు పెట్టుబడి పెట్టాలి?
మ్యూచువల్ ఫండ్లలో SIP పెట్టుబడి అనేది పొదుపు అలవాటును పెంపొందించడానికి అత్యంత అనుకూలమైన మార్గం. చాలా తరచుగా సంపాదిస్తున్న యువ తరం ప్రజలు ఎక్కువ ఆదా చేయరు. సిస్టమాటిక్ ఇన్వెస్ట్‌మెంట్ ప్లాన్‌ను కలిగి ఉండటానికి, ప్రారంభ మొత్తం రూ. 500 కంటే తక్కువగా ఉన్నందున పెద్ద మొత్తంలో పెట్టుబడి పెట్టాల్సిన అవసరం లేదు మరియు కొన్ని ఫండ్‌లు నెలవారీ INR 100కి SIPని కూడా అందిస్తాయి. చిన్నప్పటి నుంచి పొదుపును పెట్టుబడిగా పెట్టడం అలవాటు చేసుకోవచ్చు. SIP, తద్వారా ప్రతి నెలలో ఆదా చేయడానికి ఒక నిర్ణీత మొత్తాన్ని పక్కన పెడుతుంది. సిస్టమాటిక్ ఇన్వెస్ట్‌మెంట్ ప్లాన్‌లు స్మార్ట్ ఇన్వెస్టింగ్‌లో అత్యంత ముఖ్యమైన సాధనాల్లో ఒకటి.
SIP మీ కోసం సిద్ధం చేయడంలో మీకు సహాయం చేస్తుందిఆర్థిక లక్ష్యాలు అవాంతరాలు లేని పద్ధతిలో. SIPని కలిగి ఉండటం చాలా సౌకర్యవంతంగా ఉంటుంది, ఎందుకంటే మ్యూచువల్ ఫండ్‌లకు వ్రాతపనిని ఒక సారి మాత్రమే చేయాల్సి ఉంటుంది, ఆ తర్వాత నెలవారీ మొత్తాలు డెబిట్ చేయబడతాయిబ్యాంక్ జోక్యం లేకుండా నేరుగా ఖాతా. ఫలితంగా, SIP లకు ఇతర పెట్టుబడులు & పొదుపు ఎంపికలకు అవసరమైన ప్రయత్నాలు అవసరం లేదు.
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FY 22 - 23లో 1 సంవత్సరం పెట్టుబడి కోసం ఉత్తమ SIP ప్లాన్‌లు
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹508.416
↑ 0.09 ₹13,580 1,000 1.8 3.9 7.5 6 7.2 7.88% 5M 16D 7M 13D BOI AXA Liquid Fund Growth ₹2,806.85
↑ 0.52 ₹1,655 1,000 1.8 3.7 7.4 5.8 7 7.17% 1M 17D 1M 17D LIC MF Liquid Fund Growth ₹4,411.37
↑ 0.78 ₹12,741 1,000 1.8 3.7 7.3 5.7 7 7.2% 1M 13D 1M 14D Mirae Asset Cash Management Fund Growth ₹2,557.71
↑ 0.45 ₹11,455 1,000 1.8 3.7 7.3 5.8 7 7.25% 1M 13D 1M 14D ICICI Prudential Liquid Fund Growth ₹361.116
↑ 0.06 ₹46,423 99 1.8 3.7 7.3 5.7 7 7.24% 1M 14D 1M 18D Indiabulls Liquid Fund Growth ₹2,357.8
↑ 0.42 ₹217 500 1.8 3.7 7.3 5.5 6.8 7.11% 1M 10D 1M 13D Tata Liquid Fund Growth ₹3,841.22
↑ 0.63 ₹21,012 500 1.8 3.7 7.3 5.7 7 7.16% 1M 10D 1M 10D Nippon India Liquid Fund Growth ₹5,953.93
↑ 1.05 ₹33,604 100 1.8 3.7 7.3 5.7 7 7.25% 1M 23D 1M 28D Principal Cash Management Fund Growth ₹2,152.54
↑ 0.37 ₹5,651 2,000 1.8 3.7 7.3 5.7 7 7.15% 1M 10D 1M 10D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Jul 24
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a Below is the key information for Tata Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments.
The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks. Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a Below is the key information for Principal Cash Management Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (04 Jul 24) ₹508.416 ↑ 0.09 (0.02 %) Net Assets (Cr) ₹13,580 on 31 May 24 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio 1.47 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.88% Effective Maturity 7 Months 13 Days Modified Duration 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,829 30 Jun 21 ₹11,353 30 Jun 22 ₹11,789 30 Jun 23 ₹12,562 30 Jun 24 ₹13,498 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.9% 1 Year 7.5% 3 Year 6% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 9.95 Yr. Kaustubh Gupta 15 Jul 11 12.89 Yr. Monika Gandhi 22 Mar 21 3.19 Yr. Dhaval Joshi 21 Nov 22 1.53 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 May 24
Asset Allocation
Asset Class Value Cash 45.07% Debt 54.64% Other 0.29% Debt Sector Allocation
Sector Value Corporate 61.45% Cash Equivalent 24.26% Government 13.88% Securitized 0.11% Credit Quality
Rating Value AA 24.72% AAA 75.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Limited
Debentures | -4% ₹598 Cr 6,000 Nirma Limited
Debentures | -4% ₹499 Cr 50,000 National Housing Bank 7.78%
Debentures | -3% ₹400 Cr 40,000 Tata Realty And Infrastructure Limited
Debentures | -3% ₹360 Cr 36,000 Bharti Telecom Limited
Debentures | -2% ₹325 Cr 3,250 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹300 Cr 30,000 Nirma Limited 8.3%
Debentures | -2% ₹250 Cr 25,000 Cholamandalam Investment And Finance Company Limited
Debentures | -2% ₹249 Cr 2,500 91 DTB 25072024
Sovereign Bonds | -2% ₹248 Cr 25,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹245 Cr 2,500 2. BOI AXA Liquid Fund
CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.3% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (04 Jul 24) ₹2,806.85 ↑ 0.52 (0.02 %) Net Assets (Cr) ₹1,655 on 31 May 24 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 2.52 Information Ratio -2.32 Alpha Ratio -0.09 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.17% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,538 30 Jun 21 ₹10,868 30 Jun 22 ₹11,263 30 Jun 23 ₹11,991 30 Jun 24 ₹12,873 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.7% 1 Year 7.4% 3 Year 5.8% 5 Year 5.2% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% 2014 9% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 2.79 Yr. Data below for BOI AXA Liquid Fund as on 31 May 24
Asset Allocation
Asset Class Value Cash 99.83% Other 0.17% Debt Sector Allocation
Sector Value Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Export-Import Bank of India
Commercial Paper | -5% ₹75 Cr 7,500,000 91 DTB 15082024
Sovereign Bonds | -5% ₹74 Cr 7,500,000
↑ 7,500,000 Small Industries Development Bank Of India
Commercial Paper | -5% ₹74 Cr 7,500,000
↑ 7,500,000 ICICI Home Finance Company Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 182 DTB 26102024
Sovereign Bonds | -3% ₹50 Cr 5,000,000 Sundaram Finance Limited
Commercial Paper | -3% ₹49 Cr 5,000,000 182 DTB 22082024
Sovereign Bonds | -3% ₹49 Cr 5,000,000 Bajaj Financial Securities Limited
Commercial Paper | -3% ₹49 Cr 5,000,000 Bank Of Baroda
Certificate of Deposit | -3% ₹49 Cr 5,000,000
↑ 5,000,000 182 DTB 29082024
Sovereign Bonds | -3% ₹49 Cr 5,000,000
↑ 5,000,000 3. LIC MF Liquid Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 25 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.7% and 2021 was 3.3% . LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (04 Jul 24) ₹4,411.37 ↑ 0.78 (0.02 %) Net Assets (Cr) ₹12,741 on 15 Jun 24 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.27 Sharpe Ratio 1.37 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.2% Effective Maturity 1 Month 14 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,560 30 Jun 21 ₹10,896 30 Jun 22 ₹11,279 30 Jun 23 ₹11,992 30 Jun 24 ₹12,867 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.7% 1 Year 7.3% 3 Year 5.7% 5 Year 5.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.7% 2021 3.3% 2020 4.3% 2019 6.5% 2018 7.3% 2017 6.6% 2016 7.6% 2015 8.4% 2014 9% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 8.66 Yr. Data below for LIC MF Liquid Fund as on 15 Jun 24
Asset Allocation
Asset Class Value Cash 98.64% Debt 1.16% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 82.71% Corporate 10.88% Government 6.2% Credit Quality
Rating Value AA 1.44% AAA 98.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -6% ₹719 Cr 91 DTB 02082024
Sovereign Bonds | -5% ₹595 Cr 60,000,000
↑ 60,000,000 Punjab National Bank Limited**
Certificate of Deposit | -4% ₹496 Cr 10,000
↑ 5,000 Bank of Baroda
Debentures | -4% ₹474 Cr 9,500 182 DTB 26102024
Sovereign Bonds | -4% ₹446 Cr 45,000,000 Birla Group Holdings Private Limited
Commercial Paper | -3% ₹395 Cr 7,900 National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹393 Cr 8,000
↑ 8,000 India (Republic of)
- | -3% ₹345 Cr 35,000,000
↑ 35,000,000 Net Receivables / (Payables)
CBLO | -3% -₹344 Cr HDFC Bank Ltd.
Debentures | -3% ₹344 Cr 7,000
↑ 7,000 4. Mirae Asset Cash Management Fund
CAGR/Annualized return of 6.3% since its launch. Ranked 48 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% . Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (04 Jul 24) ₹2,557.71 ↑ 0.45 (0.02 %) Net Assets (Cr) ₹11,455 on 15 May 24 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.19 Sharpe Ratio 1.65 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.25% Effective Maturity 1 Month 14 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,548 30 Jun 21 ₹10,892 30 Jun 22 ₹11,282 30 Jun 23 ₹12,004 30 Jun 24 ₹12,878 Returns for Mirae Asset Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.7% 1 Year 7.3% 3 Year 5.8% 5 Year 5.2% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.6% 2018 7.3% 2017 6.6% 2016 7.2% 2015 7.8% 2014 8.7% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Abhishek Iyer 28 Dec 20 3.43 Yr. Data below for Mirae Asset Cash Management Fund as on 15 May 24
Asset Allocation
Asset Class Value Cash 99.82% Other 0.18% Debt Sector Allocation
Sector Value Cash Equivalent 68.13% Corporate 17.66% Government 14.03% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -8% ₹880 Cr India (Republic of)
- | -3% ₹364 Cr 36,500,000 91 DTB 05092024
Sovereign Bonds | -3% ₹296 Cr 30,000,000
↑ 30,000,000 91 DTB 15082024
Sovereign Bonds | -3% ₹277 Cr 28,000,000
↑ 28,000,000 91 DTB 25072024
Sovereign Bonds | -2% ₹268 Cr 27,000,000 Bank of Baroda
Debentures | -2% ₹250 Cr 25,000,000 Small Industries Development Bank Of India
Certificate of Deposit | -2% ₹200 Cr 20,000,000 Tata Power Renewable Energy Limited
Commercial Paper | -2% ₹200 Cr 20,000,000 National Housing Bank
Commercial Paper | -2% ₹197 Cr 20,000,000 Punjab National Bank
Domestic Bonds | -2% ₹197 Cr 20,000,000
↑ 20,000,000 5. ICICI Prudential Liquid Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% . ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (04 Jul 24) ₹361.116 ↑ 0.06 (0.02 %) Net Assets (Cr) ₹46,423 on 31 May 24 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 1.31 Information Ratio -3.5 Alpha Ratio -0.23 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 7.24% Effective Maturity 1 Month 18 Days Modified Duration 1 Month 14 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,562 30 Jun 21 ₹10,897 30 Jun 22 ₹11,281 30 Jun 23 ₹11,998 30 Jun 24 ₹12,871 Returns for ICICI Prudential Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.7% 1 Year 7.3% 3 Year 5.7% 5 Year 5.2% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.6% 2016 7.7% 2015 8.3% 2014 9.1% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Rohan Maru 19 Sep 13 10.71 Yr. Nikhil Kabra 1 Dec 23 0.5 Yr. Darshil Dedhia 12 Jun 23 0.97 Yr. Data below for ICICI Prudential Liquid Fund as on 31 May 24
Asset Allocation
Asset Class Value Cash 99.78% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 76.23% Corporate 16.1% Government 7.46% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -5% ₹2,618 Cr India (Republic of)
- | -5% ₹2,488 Cr 250,000,000 91 DTB 29082024
Sovereign Bonds | -4% ₹1,973 Cr 200,000,000
↑ 200,000,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹1,491 Cr 30,000 Small Industries Development Bank of India
Commercial Paper | -3% ₹1,249 Cr 25,000 Indian Bank
Certificate of Deposit | -2% ₹1,062 Cr 21,500
↑ 21,500 Bank of India
Debentures | -2% ₹998 Cr 20,000 91 DTB 15082024
Sovereign Bonds | -2% ₹989 Cr 100,000,000
↑ 100,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹989 Cr 20,000
↑ 20,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹989 Cr 20,000 6. Indiabulls Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2023 was 6.8% , 2022 was 4.6% and 2021 was 3.1% . Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (04 Jul 24) ₹2,357.8 ↑ 0.42 (0.02 %) Net Assets (Cr) ₹217 on 15 May 24 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.27 Sharpe Ratio 1.27 Information Ratio -4.94 Alpha Ratio -0.24 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.11% Effective Maturity 1 Month 13 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,527 30 Jun 21 ₹10,855 30 Jun 22 ₹11,212 30 Jun 23 ₹11,894 30 Jun 24 ₹12,757 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.7% 1 Year 7.3% 3 Year 5.5% 5 Year 5% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 4.6% 2021 3.1% 2020 3.9% 2019 6.6% 2018 7.3% 2017 6.7% 2016 7.8% 2015 8.5% 2014 9.1% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 1.06 Yr. Data below for Indiabulls Liquid Fund as on 15 May 24
Asset Allocation
Asset Class Value Cash 99.75% Other 0.25% Debt Sector Allocation
Sector Value Cash Equivalent 51.36% Corporate 33.84% Government 14.54% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bank Of Baroda
Certificate of Deposit | -10% ₹20 Cr 2,000,000
↑ 2,000,000 National Housing Bank
Commercial Paper | -10% ₹20 Cr 2,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -10% ₹20 Cr 2,000,000
↑ 2,000,000 Canara Bank
Certificate of Deposit | -10% ₹20 Cr 2,000,000
↑ 2,000,000 India (Republic of)
- | -7% ₹15 Cr 1,500,000 India (Republic of)
- | -7% ₹15 Cr 1,500,000
↑ 1,500,000 HDFC Bank Limited
Certificate of Deposit | -7% ₹15 Cr 1,500,000
↑ 1,500,000 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -7% ₹15 Cr 1,500,000
↑ 1,500,000 Icici Securities Limited
Commercial Paper | -5% ₹10 Cr 1,000,000 HDFC Securities Limited
Commercial Paper | -5% ₹10 Cr 1,000,000 7. Tata Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% . Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (04 Jul 24) ₹3,841.22 ↑ 0.63 (0.02 %) Net Assets (Cr) ₹21,012 on 31 May 24 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 1.42 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.16% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,563 30 Jun 21 ₹10,896 30 Jun 22 ₹11,282 30 Jun 23 ₹11,995 30 Jun 24 ₹12,865 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.7% 1 Year 7.3% 3 Year 5.7% 5 Year 5.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% 2014 9.1% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 10.63 Yr. Abhishek Sonthalia 6 Feb 20 4.32 Yr. Data below for Tata Liquid Fund as on 31 May 24
Asset Allocation
Asset Class Value Cash 99.74% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 75.48% Corporate 15.78% Government 8.48% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Liabilities
CBLO | -9% -₹2,040 Cr 6.69% Govt Stock 2024
Sovereign Bonds | -6% ₹1,380 Cr 138,000,000
↑ 46,000,000 India (Republic of)
- | -5% ₹1,234 Cr 124,000,000
↓ -2,500,000 C) Repo
CBLO/Reverse Repo | -5% ₹1,124 Cr HDFC Bank Limited
Certificate of Deposit | -4% ₹985 Cr 20,000
↑ 20,000 Reliance Retail Ventures Limited
Debentures | -4% ₹974 Cr 19,500 91 DTB 25072024
Sovereign Bonds | -4% ₹963 Cr 97,000,000
↓ -3,000,000 Larsen & Toubro Ltd.
Commercial Paper | -4% ₹961 Cr 19,500
↑ 19,500 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹739 Cr 15,000
↑ 15,000 Small Industries Development Bank of India
Commercial Paper | -3% ₹738 Cr 15,000
↑ 15,000 8. Nippon India Liquid Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 11 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% . Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (04 Jul 24) ₹5,953.93 ↑ 1.05 (0.02 %) Net Assets (Cr) ₹33,604 on 31 May 24 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.34 Sharpe Ratio 1.2 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.25% Effective Maturity 1 Month 28 Days Modified Duration 1 Month 23 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,565 30 Jun 21 ₹10,899 30 Jun 22 ₹11,283 30 Jun 23 ₹12,000 30 Jun 24 ₹12,871 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.7% 1 Year 7.3% 3 Year 5.7% 5 Year 5.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.7% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.3% 2014 9.1% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Anju Chhajer 1 Oct 13 10.67 Yr. Siddharth Deb 1 Mar 22 2.25 Yr. Kinjal Desai 25 May 18 6.02 Yr. Data below for Nippon India Liquid Fund as on 31 May 24
Asset Allocation
Asset Class Value Cash 99.82% Other 0.18% Debt Sector Allocation
Sector Value Cash Equivalent 65.86% Corporate 26.35% Government 7.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -5% ₹1,660 Cr 168,500,000
↑ 168,500,000 6.69% Govt Stock 2024
Sovereign Bonds | -4% ₹1,525 Cr 152,500,000 182 DTB 22082024
Sovereign Bonds | -4% ₹1,259 Cr 127,500,000
↑ 25,000,000 Bank Of Maharashtra
Certificate of Deposit | -3% ₹1,233 Cr 25,000
↑ 25,000 191 DTB 19072024
Sovereign Bonds | -3% ₹1,014 Cr 102,000,000
↓ -33,000,000 Indian Bank
Certificate of Deposit | -3% ₹987 Cr 20,000
↑ 20,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹841 Cr 17,000
↑ 17,000 Sikka Ports And Terminals Limited
Commercial Paper | -2% ₹839 Cr 17,000 Punjab National Bank
Certificate of Deposit | -2% ₹742 Cr 15,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹741 Cr 15,000
↑ 15,000 9. Principal Cash Management Fund
CAGR/Annualized return of 6.4% since its launch. Ranked 5 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% . Principal Cash Management Fund
Growth Launch Date 30 Aug 04 NAV (04 Jul 24) ₹2,152.54 ↑ 0.37 (0.02 %) Net Assets (Cr) ₹5,651 on 31 May 24 Category Debt - Liquid Fund AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.27 Sharpe Ratio 1.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load NIL Yield to Maturity 7.15% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹10,501 30 Jun 21 ₹10,827 30 Jun 22 ₹11,207 30 Jun 23 ₹11,924 30 Jun 24 ₹12,789 Returns for Principal Cash Management Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.7% 1 Year 7.3% 3 Year 5.7% 5 Year 5% 10 Year 15 Year Since launch 6.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.8% 2021 3.2% 2020 3.8% 2019 6.2% 2018 -1.8% 2017 6.8% 2016 7.7% 2015 8.4% 2014 9.1% Fund Manager information for Principal Cash Management Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 2.41 Yr. Sandeep Agarwal 16 May 22 2.04 Yr. Data below for Principal Cash Management Fund as on 31 May 24
Asset Allocation
Asset Class Value Cash 99.86% Other 0.14% Debt Sector Allocation
Sector Value Cash Equivalent 71.91% Government 14.46% Corporate 13.48% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -13% ₹708 Cr India (Republic of)
- | -4% ₹248 Cr 25,000,000 India (Republic of)
- | -3% ₹198 Cr 20,000,000
↑ 10,000,000 India (Republic of)
- | -3% ₹197 Cr 20,000,000 Indian Bank
Domestic Bonds | -3% ₹172 Cr 3,500
↑ 3,500 Cash And Other Net Current Assets^
Net Current Assets | -3% -₹167 Cr Canara Bank
Domestic Bonds | -3% ₹150 Cr 3,000 Bank Of Maharashtra
Domestic Bonds | -3% ₹149 Cr 3,000 182 DTB 26102024
Sovereign Bonds | -3% ₹148 Cr 15,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -3% ₹148 Cr 3,000
↑ 3,000
మ్యూచువల్ ఫండ్ SIP ఆన్‌లైన్‌లో ఎలా పెట్టుబడి పెట్టాలి?
Fincash.comలో జీవితకాలం కోసం ఉచిత పెట్టుబడి ఖాతాను తెరవండి.
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పత్రాలను అప్‌లోడ్ చేయండి (పాన్, ఆధార్, మొదలైనవి).మరియు, మీరు పెట్టుబడి పెట్టడానికి సిద్ధంగా ఉన్నారు!
తరచుగా అడిగే ప్రశ్నలు
1. SIPలలో పదవీకాలం యొక్క ప్రాముఖ్యత ఏమిటి?
జ: మీరు SIPలను ఎంచుకున్నప్పుడు, మీరు పరిగణించవలసిన మొదటి విషయం పదవీకాలం. పదవీకాలాన్ని తనిఖీ చేసి, ఆపై పెట్టుబడి పెట్టడం మంచిది, ఎందుకంటే మీరు పదవీకాలం పూర్తి చేయడానికి ముందు మీ పెట్టుబడిని మూసివేయకూడదు. మీరు అలా చేస్తే, మీరు నిష్క్రమణ లోడ్ రూపంలో పెనాల్టీని చెల్లించవలసి ఉంటుంది.
2. ఒక సంవత్సరం SIPలు మంచివా?
జ: అవును, ఒక సంవత్సరం SIPలు మంచివి, ప్రత్యేకించి మీరు శీఘ్ర రాబడి కోసం చూస్తున్నట్లయితే. సాధారణంగా, ఒక-సంవత్సరం SIPల సహాయంతో, మీరు మీ ఫండ్ పోర్ట్‌ఫోలియోను బట్టి మీ పెట్టుబడిపై 4.2% నుండి 6.2% వరకు ROIలను ఆశించవచ్చు.
3. నేను ఒక సంవత్సరం SIPలలో ఎందుకు పెట్టుబడి పెట్టాలి?
జ: మీరు మ్యూచువల్ ఫండ్ ఇన్వెస్ట్‌మెంట్‌లకు కొత్త అయితే మరియు ఇన్వెస్ట్‌మెంట్ పోర్ట్‌ఫోలియోను వైవిధ్యపరచాలని ప్లాన్ చేస్తున్నట్లయితే ఒక సంవత్సరం SIPలు ఉపయోగకరంగా ఉంటాయి.
4. ఒక సంవత్సరం SIPలు మంచి రాబడిని ఇస్తాయా?
జ: ఒక సంవత్సరం SIPలు మంచి మరియు శీఘ్ర రాబడిని ఇస్తాయి కాబట్టి యువ పెట్టుబడిదారులలో ప్రజాదరణ పొందింది. మీరు మ్యూచువల్ ఫండ్స్ గురించి అర్థం చేసుకోవాలంటేసంత, అప్పుడు ఒక సంవత్సరం SIP లు మంచి ఆలోచన.
5. అన్ని SIPలు మంచి రాబడిని ఇస్తాయా?
జ: మీ ఇన్వెస్ట్‌మెంట్ పోర్ట్‌ఫోలియోను వైవిధ్యపరచడానికి SIPలు ఉత్తమమైన మార్గాలలో ఒకటి మరియు మంచి రాబడిని అందిస్తాయి. మీరు ఇన్వెస్ట్ చేయాలనుకుంటున్న ఫండ్‌లను మరియు మొత్తాన్ని కూడా ఎంచుకోవడానికి ఇది మిమ్మల్ని అనుమతిస్తుంది. క్రమమైన వ్యవధిలో చిన్న మొత్తాలను పెట్టుబడి పెట్టడానికి మీకు అవకాశం లభిస్తుంది.
6. అన్ని SIPలలో లార్జ్ క్యాప్ స్టాక్‌లు ఉంటాయా?
జ: ప్రకారంSEBI ఆదేశం, SIP పెట్టుబడిదారులు పెట్టుబడిదారులు మరియు కంపెనీలను రక్షించడానికి 70:20:10 ప్రోటోకాల్‌ను అనుసరించాలి. ఈ నియమం ప్రకారం, ఈక్విటీ పెట్టుబడిలో 70% పెద్ద క్యాప్ స్టాక్‌లలో, 20%మిడ్ క్యాప్ స్టాక్‌లు మరియు 10%చిన్న టోపీ స్టాక్స్. కాబట్టి SIPలు పెట్టుబడులను వైవిధ్యపరుస్తాయి మరియు అన్నీ కేవలం లార్జ్-క్యాప్ స్టాక్‌లలో మాత్రమే కేంద్రీకరించబడవు.
7. SIPలో పెట్టుబడి పెట్టగల గరిష్ట మరియు కనిష్ట మొత్తం ఉందా?
జ: మీరు SIPలో పెట్టుబడి పెట్టగల కనీస మొత్తం రూ.500. అయితే, SIPలో పెట్టుబడి పెట్టడానికి గరిష్ట పరిమితి లేదు. మీరు దీన్ని మీ ఫండ్ మేనేజర్‌తో ప్లాన్ చేసుకోవచ్చు.
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.
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