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SWP కాలిక్యులేటర్ -- క్రమబద్ధమైన ఉపసంహరణ ప్రణాళిక కాలిక్యులేటర్
SWP కాలిక్యులేటర్ అనేది వ్యక్తులు వారి SWP పెట్టుబడి పదవీకాలంలో ఎలా ఉంటుందో లెక్కించేందుకు సహాయపడే ఒక సాధనం. SWP లేదా సిస్టమాటిక్ ఉపసంహరణ ప్రణాళిక అనేది యూనిట్లు లేదా పెట్టుబడిని రీడీమ్ చేసే సాంకేతికతమ్యూచువల్ ఫండ్స్. SWPలో, వ్యక్తులు తమ డబ్బును మ్యూచువల్ ఫండ్ స్కీమ్‌లో ఇన్వెస్ట్ చేసి, ఇచ్చిన వ్యవధిలో తమ పెట్టుబడులను ఉపసంహరించుకుంటారు. SWP సాధారణంగా స్థిరమైన వాటి కోసం చూస్తున్న వ్యక్తులకు అనుకూలంగా ఉంటుందిఆదాయం సాధారణ పదవీకాలానికి పైగా. సిస్టమాటిక్ ఉపసంహరణ ప్రణాళిక, SWP కాలిక్యులేటర్ ఎలా పని చేస్తుంది మరియు ఇతర సంబంధిత పారామితుల గురించిన సమగ్ర అవగాహనను వ్యాసం మీకు అందిస్తుంది.
మ్యూచువల్ ఫండ్‌లో SWP అంటే ఏమిటి?
మ్యూచువల్ ఫండ్స్‌లో సిస్టమాటిక్ విత్‌డ్రావల్ ప్లాన్ లేదా SWP అనేది మ్యూచువల్ ఫండ్ ఇన్వెస్ట్‌మెంట్ యూనిట్‌లను రీడీమ్ చేసే క్రమబద్ధమైన మరియు ప్రణాళికాబద్ధమైన ప్రక్రియను సూచిస్తుంది. SWP యొక్క భావన రివర్స్ పద్ధతిలో పనిచేస్తుందిSIP. SWPలో, వ్యక్తులు సాధారణంగా తక్కువ రిస్క్-ఆకలిని కలిగి ఉండే మ్యూచువల్ ఫండ్ పథకాలలో ఏకమొత్తంలో పెట్టుబడి పెడతారు.లిక్విడ్ ఫండ్స్ లేదా అల్ట్రాస్వల్పకాలిక నిధులు. వ్యక్తులు పెట్టుబడి పెట్టిన మొత్తాన్ని క్రమం తప్పకుండా విత్‌డ్రా చేయడం ప్రారంభిస్తారు. వ్యక్తులు వారి అవసరాల ఆధారంగా నెలవారీ, త్రైమాసికం, వార్షికం వంటి వారి ఉపసంహరణ ఫ్రీక్వెన్సీని అనుకూలీకరించవచ్చు. ఈ సందర్భంలో, మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టబడిన డబ్బు కూడా వ్యక్తులకు ఆదాయాన్ని పొందుతుంది. క్రమమైన ఆదాయ వనరు కోసం వెతుకుతున్న వ్యక్తులు, ప్రత్యేకించి రిటైర్డ్ అయినవారు సిస్టమాటిక్ ఉపసంహరణ ప్రణాళికను ఎంచుకోవచ్చుమ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టడం.
SWP మ్యూచువల్ ఫండ్ కాలిక్యులేటర్
SWP కాలిక్యులేటర్ వ్యక్తులు ఇచ్చిన వ్యవధిలో మ్యూచువల్ ఫండ్ పెట్టుబడిలో వారి ఉపసంహరణలను అంచనా వేయడానికి సహాయపడుతుంది. SWP కాలిక్యులేటర్‌లో నమోదు చేయడానికి అవసరమైన ఇన్‌పుట్ డేటా వీటిని కలిగి ఉంటుంది:
- SWP/ఉపసంహరణ మొత్తం - ఇది మీరు నిర్ణీత వ్యవధిలో ఉపసంహరించుకోవాలని ప్లాన్ చేస్తున్న స్థిర ఉపసంహరణ మొత్తాన్ని సూచిస్తుంది.
- ప్రారంభ పెట్టుబడి - ప్రారంభ పెట్టుబడి అనేది మీరు మ్యూచువల్ ఫండ్ స్కీమ్‌లో పెట్టుబడి పెట్టాలనుకునే మొత్తం మొత్తాన్ని సూచిస్తుంది.
- ఉపసంహరణ ఫ్రీక్వెన్సీ - ఉపసంహరణ ఫ్రీక్వెన్సీ, మీరు మీ పెట్టుబడిని ఉపసంహరించుకోవాలనుకుంటున్న సమయ వ్యవధిని సూచిస్తుంది. ఇది నెలవారీ, వారానికో లేదా త్రైమాసికమైనా కావచ్చు. సాధారణంగా లెక్కలు నెలవారీగా జరుగుతాయి.
- రాబడుల అంచనా రేటు - అంటే మీ పెట్టుబడిపై మీరు ఆశించే రాబడి.
కాబట్టి, ఒక ఉదాహరణతో SWP కాలిక్యులేటర్ యొక్క భావనను వివరంగా అర్థం చేసుకుందాం.
నమూనా ఇలస్ట్రేషన్
- ప్రారంభ పెట్టుబడి మొత్తం - INR 1.20,000
- SWP మొత్తం - INR 10,000
- ఉపసంహరణ పదవీకాలం - 12 నెలలు
- ఆశించిన రాబడి రేటు - 7%
SWP పట్టిక యొక్క గణన క్రింది విధంగా ఇవ్వబడింది.
| నెల | నెల ప్రారంభంలో బ్యాలెన్స్ (INR) | విముక్తి మొత్తం (INR) | సంపాదించిన వడ్డీ (INR) | నెలాఖరులో బ్యాలెన్స్ (INR) |
|---|---|---|---|---|
| 1 | 1,20,000 | 10,000 | 642 | 1,10,642 |
| 2 | 1,10,642 | 10,000 | 587 | 1,01,229 |
| 3 | 1,01,229 | 10,000 | 532 | 91,761 |
| 4 | 91,761 | 10,000 | 477 | 82,238 |
| 5 | 82,238 | 10,000 | 421 | 72,659 |
| 6 | 72,659 | 10,000 | 366 | 63,025 |
| 7 | 63,025 | 10,000 | 309 | 53,334 |
| 8 | 53,334 | 10,000 | 253 | 43,587 |
| 9 | 43,587 | 10,000 | 196 | 33,783 |
| 10 | 33,783 | 10,000 | 139 | 23,921 |
| 11 | 23,921 | 10,000 | 81 | 14,003 |
| 12 | 14,003 | 10,000 | 23 | 4,026 |
ఈ విధంగా, పై పట్టిక నుండి, SWP లావాదేవీ ద్వారా మ్యూచువల్ ఫండ్ పథకం ద్వారా ఆర్జించిన లాభం INR 4,026 అని చెప్పవచ్చు.
VALUE AT END OF TENOR:₹4,597SWP Calculator
సిస్టమాటిక్ ఉపసంహరణ ప్రణాళిక యొక్క ప్రయోజనాలు
SWP యొక్క కొన్ని ప్రధాన ప్రయోజనాలు క్రింది విధంగా ఉన్నాయి.
రెగ్యులర్ ఆదాయ ప్రవాహం
SWP యొక్క ప్రాథమిక ప్రయోజనాల్లో ఒకటి, వ్యక్తులు క్రమమైన ఆదాయ వనరుగా సిస్టమాటిక్ ఉపసంహరణ ప్రణాళికను ఉపయోగించవచ్చు. ఎందుకంటే విత్‌డ్రా చేయబడిన మొత్తం స్థిరంగా ఉంటుంది.
క్రమశిక్షణతో కూడిన ఉపసంహరణ అలవాటు
SWP అనేది వ్యక్తులలో క్రమశిక్షణతో కూడిన ఉపసంహరణ అలవాటును సృష్టిస్తుంది, ఎందుకంటే నిర్ణీత మొత్తం మాత్రమే ఉపసంహరించబడుతుంది మరియు మిగిలిన డబ్బు మ్యూచువల్ ఫండ్‌లలో పెట్టుబడి పెట్టబడుతుంది. ఇది నిరోధిస్తుందిరాజధాని పెట్టుబడిపై కోత. అలాగే, మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి రాబడిని ఇస్తుంది.
పెన్షన్ కోసం ప్రత్యామ్నాయం
SWP పదవీ విరమణ పొందిన వ్యక్తుల విషయంలో పెన్షన్‌కు ప్రత్యామ్నాయంగా పనిచేస్తుంది. పదవీ విరమణ పొందినవారు SWP ద్వారా సాధారణ ఆదాయానికి హామీ ఇవ్వగలరు.
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2022 కోసం ఉత్తమ SWP మ్యూచువల్ ఫండ్‌లు
SWP సాధారణంగా లిక్విడ్ ఫండ్స్ వంటి తక్కువ స్థాయి రిస్క్‌ను కలిగి ఉండే మ్యూచువల్ ఫండ్ పథకాలలో చేయబడుతుంది. కాబట్టి, లిక్విడ్/అల్ట్రాషార్ట్ కేటగిరీ కింద ఉన్న కొన్ని ఉత్తమ మ్యూచువల్ ఫండ్ పథకాలు నికర ఆస్తుల కంటే ఎక్కువగా ఉన్నాయి1000 కోట్లు ఈ క్రింది విధంగా క్రింద ఇవ్వబడ్డాయి.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹537.018
↑ 0.58 ₹14,988 2 3.9 7.8 6.9 7.9 7.84% 5M 19D 7M 20D SBI Magnum Ultra Short Duration Fund Growth ₹5,862.4
↑ 6.87 ₹11,987 1.9 3.7 7.4 6.6 7.4 7.53% 5M 5D 8M 8D BOI AXA Liquid Fund Growth ₹2,956.38
↑ 0.55 ₹1,741 1.8 3.6 7.4 6.8 7.4 6.98% 1M 20D 1M 20D ICICI Prudential Ultra Short Term Fund Growth ₹27.161
↑ 0.03 ₹13,017 1.9 3.7 7.4 6.6 7.5 7.74% 5M 1D 7M 6D Axis Liquid Fund Growth ₹2,858.32
↑ 3.17 ₹42,867 1.9 3.6 7.3 6.8 7.4 7.17% 1M 9D 1M 9D DSP BlackRock Liquidity Fund Growth ₹3,665.21
↑ 3.70 ₹22,387 1.8 3.6 7.3 6.7 7.4 0.12% 1M 10D 1M 17D Canara Robeco Liquid Growth ₹3,089.59
↑ 3.28 ₹5,294 1.9 3.6 7.3 6.7 7.4 7.03% 29D 1M 1D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Mar 25
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a Below is the key information for Axis Liquid Fund Returns up to 1 year are on The Scheme seeks to generate reasonable returns commensurate with low risk from a portfolio constituted of money market and high quality debts DSP BlackRock Liquidity Fund is a Debt - Liquid Fund fund was launched on 23 Nov 05. It is a fund with Low risk and has given a Below is the key information for DSP BlackRock Liquidity Fund Returns up to 1 year are on To enhance the income, while maintaining a level of liquidity through,
investment in a mix of MMI & Debt securities. However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Liquid is a Debt - Liquid Fund fund was launched on 15 Jul 08. It is a fund with Low risk and has given a Below is the key information for Canara Robeco Liquid Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (28 Mar 25) ₹537.018 ↑ 0.58 (0.11 %) Net Assets (Cr) ₹14,988 on 28 Feb 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 3.52 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.84% Effective Maturity 7 Months 20 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,626 28 Feb 22 ₹11,076 28 Feb 23 ₹11,643 29 Feb 24 ₹12,502 28 Feb 25 ₹13,466 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 3.9% 1 Year 7.8% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.7 Yr. Kaustubh Gupta 15 Jul 11 13.64 Yr. Monika Gandhi 22 Mar 21 3.95 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 49.07% Debt 50.65% Other 0.28% Debt Sector Allocation
Sector Value Corporate 64.46% Cash Equivalent 31.98% Government 3.28% Credit Quality
Rating Value AA 32.68% AAA 67.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank 7.83%
Debentures | -5% ₹820 Cr 82,000 Shriram Finance Company Limited
Debentures | -4% ₹603 Cr 60,000 Nirma Limited
Debentures | -3% ₹486 Cr 48,500 364 DTB
Sovereign Bonds | -3% ₹469 Cr 47,500,000 National Housing Bank
Debentures | -3% ₹400 Cr 40,000 Mankind Pharma Ltd
Debentures | -2% ₹305 Cr 30,500 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹301 Cr 30,000 Avanse Financial Services Ltd 9.40%
Debentures | -2% ₹299 Cr 30,000 ICICI Home Finance Company Limited
Debentures | -2% ₹270 Cr 27,000 Sk Finance Ltd
Debentures | -2% ₹248 Cr 25,000 2. SBI Magnum Ultra Short Duration Fund
CAGR/Annualized return of 7.1% since its launch. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.5% . SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (28 Mar 25) ₹5,862.4 ↑ 6.87 (0.12 %) Net Assets (Cr) ₹11,987 on 28 Feb 25 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 2.38 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.53% Effective Maturity 8 Months 8 Days Modified Duration 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,531 28 Feb 22 ₹10,906 28 Feb 23 ₹11,432 29 Feb 24 ₹12,255 28 Feb 25 ₹13,152 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.7% 1 Year 7.4% 3 Year 6.6% 5 Year 5.7% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.5% 2021 3.4% 2020 5.9% 2019 8% 2018 7.9% 2017 6.6% 2016 7.7% 2015 8.3% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Rajeev Radhakrishnan 27 Dec 24 0.18 Yr. Ardhendu Bhattacharya 1 Dec 23 1.25 Yr. Pradeep Kesavan 1 Dec 23 1.25 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 51.33% Debt 48.39% Other 0.27% Debt Sector Allocation
Sector Value Corporate 40.95% Cash Equivalent 38.3% Government 20.48% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2028
Sovereign Bonds | -5% ₹593 Cr 59,000,000 182 DTB 31072025
Sovereign Bonds | -4% ₹486 Cr 50,000,000
↑ 50,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹421 Cr 4,250 Power Finance Corporation Limited
Debentures | -3% ₹384 Cr 3,850 INDIA UNIVERSAL TRUST AL2
Unlisted bonds | -3% ₹361 Cr 400 Hdb Financial Services Limited
Debentures | -3% ₹345 Cr 34,500 Citicorp Finance (India) Ltd.
Debentures | -2% ₹250 Cr 25,000
↑ 25,000 Rec Limited
Debentures | -2% ₹241 Cr 2,450 Tata Capital Housing Finance Limited
Debentures | -2% ₹220 Cr 2,200 08.18 HR UDAY 2025
Domestic Bonds | -2% ₹211 Cr 21,000,000 3. BOI AXA Liquid Fund
CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (29 Mar 25) ₹2,956.38 ↑ 0.55 (0.02 %) Net Assets (Cr) ₹1,741 on 28 Feb 25 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.1 Sharpe Ratio 5.55 Information Ratio -0.77 Alpha Ratio 0.04 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.98% Effective Maturity 1 Month 20 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,379 28 Feb 22 ₹10,726 28 Feb 23 ₹11,305 29 Feb 24 ₹12,126 28 Feb 25 ₹13,019 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.4% 3 Year 6.8% 5 Year 5.5% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 3.54 Yr. Data below for BOI AXA Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.78% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 73.99% Corporate 22.92% Government 2.87% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 10042025
Sovereign Bonds | -7% ₹129 Cr 13,000,000 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -6% ₹100 Cr 10,000,000 HDFC Bank Limited
Certificate of Deposit | -6% ₹100 Cr 10,000,000 Union Bank Of India
Certificate of Deposit | -6% ₹99 Cr 10,000,000 LIC Housing Finance Ltd
Commercial Paper | -4% ₹75 Cr 7,500,000
↑ 5,000,000 Bank Of Baroda
Certificate of Deposit | -4% ₹74 Cr 7,500,000
↑ 2,500,000 Canara Bank
Certificate of Deposit | -4% ₹74 Cr 7,500,000
↑ 7,500,000 HDFC Securities Limited
Commercial Paper | -4% ₹74 Cr 7,500,000
↑ 7,500,000 91 Days Tbill Red 24-04-2025
Sovereign Bonds | -3% ₹54 Cr 5,500,000
↓ -2,000,000 Icici Securities Limited (Earlier Icici Brokerage Services Limited)
Commercial Paper | -3% ₹50 Cr 5,000,000 4. ICICI Prudential Ultra Short Term Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.5% , 2023 was 6.9% and 2022 was 4.5% . ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (28 Mar 25) ₹27.161 ↑ 0.03 (0.11 %) Net Assets (Cr) ₹13,017 on 15 Mar 25 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.86 Sharpe Ratio 1.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.74% Effective Maturity 7 Months 6 Days Modified Duration 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,583 28 Feb 22 ₹11,012 28 Feb 23 ₹11,555 29 Feb 24 ₹12,385 28 Feb 25 ₹13,292 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.7% 1 Year 7.4% 3 Year 6.6% 5 Year 6% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 8.3 Yr. Ritesh Lunawat 15 Jun 17 7.72 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 57.2% Debt 42.52% Other 0.28% Debt Sector Allocation
Sector Value Corporate 54.47% Cash Equivalent 34.55% Government 10.71% Credit Quality
Rating Value AA 19.83% AAA 80.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Limited
Debentures | -3% ₹435 Cr 4,350 364 DTB 13032025
Sovereign Bonds | -3% ₹398 Cr 40,000,000 Bharti Telecom Limited
Debentures | -2% ₹326 Cr 32,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹304 Cr 30,500 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹299 Cr 3,000 Small Industries Development Bank Of India
Debentures | -2% ₹299 Cr 3,000 LIC Housing Finance Limited
Debentures | -2% ₹275 Cr 2,750
↑ 500 Power Finance Corporation Limited
Debentures | -2% ₹225 Cr 2,250 Small Industries Development Bank Of India
Debentures | -2% ₹220 Cr 2,200
↓ -1,550 Oberoi Realty Ltd.
Debentures | -1% ₹200 Cr 20,000 5. Axis Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7.1% and 2022 was 4.9% . Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (28 Mar 25) ₹2,858.32 ↑ 3.17 (0.11 %) Net Assets (Cr) ₹42,867 on 28 Feb 25 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio 3.92 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.17% Effective Maturity 1 Month 9 Days Modified Duration 1 Month 9 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,391 28 Feb 22 ₹10,740 28 Feb 23 ₹11,315 29 Feb 24 ₹12,134 28 Feb 25 ₹13,023 Returns for Axis Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 3.6% 1 Year 7.3% 3 Year 6.8% 5 Year 5.4% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.1% 2022 4.9% 2021 3.3% 2020 4.3% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.6% 2015 8.4% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 12.33 Yr. Aditya Pagaria 13 Aug 16 8.55 Yr. Sachin Jain 3 Jul 23 1.66 Yr. Data below for Axis Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.82% Other 0.18% Debt Sector Allocation
Sector Value Cash Equivalent 76.21% Corporate 23.13% Government 0.48% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -4% ₹2,020 Cr 91 Days Tbill
Sovereign Bonds | -4% ₹1,762 Cr 178,500,000
↓ -81,500,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹1,219 Cr 24,500 91 DTB 28032025
Sovereign Bonds | -3% ₹1,192 Cr 120,000,000 Reliance Industries Ltd.
Commercial Paper | -2% ₹993 Cr 20,000
↑ 20,000 Bank Of Baroda
Certificate of Deposit | -2% ₹969 Cr 19,500 Punjab National Bank
Certificate of Deposit | -2% ₹769 Cr 15,500
↑ 1,000 Net Receivables / (Payables)
CBLO | -2% -₹756 Cr 91 DTB 21022025
Sovereign Bonds | -2% ₹749 Cr 75,000,000 Bank Of India
Certificate of Deposit | -2% ₹748 Cr 15,000 6. DSP BlackRock Liquidity Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 36 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% . DSP BlackRock Liquidity Fund
Growth Launch Date 23 Nov 05 NAV (28 Mar 25) ₹3,665.21 ↑ 3.70 (0.10 %) Net Assets (Cr) ₹22,387 on 28 Feb 25 Category Debt - Liquid Fund AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.24 Sharpe Ratio 4.73 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 0.12% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,381 28 Feb 22 ₹10,727 28 Feb 23 ₹11,295 29 Feb 24 ₹12,104 28 Feb 25 ₹12,989 Returns for DSP BlackRock Liquidity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.7% 5 Year 5.4% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.5% 2018 7.4% 2017 6.6% 2016 7.6% 2015 8.3% Fund Manager information for DSP BlackRock Liquidity Fund
Name Since Tenure Karan Mundhra 31 May 21 3.75 Yr. Shalini Vasanta 1 Aug 24 0.58 Yr. Data below for DSP BlackRock Liquidity Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.83% Other 0.17% Debt Sector Allocation
Sector Value Cash Equivalent 73.13% Corporate 26.68% Government 0.02% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.38% MP Sdl 2025
Sovereign Bonds | -3% ₹810 Cr 78,500,000
↑ 78,500,000 91 DTB 13032025
Sovereign Bonds | -3% ₹747 Cr 75,000,000 Union Bank Of India
Certificate of Deposit | -3% ₹699 Cr 14,000 Indian Bank
Certificate of Deposit | -2% ₹597 Cr 12,000 91 DTB 10042025
Sovereign Bonds | -2% ₹594 Cr 60,000,000 National Bank For Agriculture And Rural Development
Certificate of Deposit | -2% ₹549 Cr 11,000 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -2% ₹549 Cr Punjab National Bank
Certificate of Deposit | -2% ₹520 Cr 10,500
↓ -3,000 Axis Bank Limited
Certificate of Deposit | -2% ₹493 Cr 10,000
↑ 10,000 Bank Of Baroda
Certificate of Deposit | -2% ₹492 Cr 10,000
↑ 10,000 7. Canara Robeco Liquid
CAGR/Annualized return of 7% since its launch. Ranked 44 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% . Canara Robeco Liquid
Growth Launch Date 15 Jul 08 NAV (28 Mar 25) ₹3,089.59 ↑ 3.28 (0.11 %) Net Assets (Cr) ₹5,294 on 28 Feb 25 Category Debt - Liquid Fund AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.18 Sharpe Ratio 4.13 Information Ratio -1.61 Alpha Ratio -0.05 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.03% Effective Maturity 1 Month 1 Day Modified Duration 29 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,333 28 Feb 22 ₹10,674 28 Feb 23 ₹11,245 29 Feb 24 ₹12,058 28 Feb 25 ₹12,938 Returns for Canara Robeco Liquid
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 3.6% 1 Year 7.3% 3 Year 6.7% 5 Year 5.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.9% 2021 3.2% 2020 3.7% 2019 6.4% 2018 7.4% 2017 6.5% 2016 7.5% 2015 8.2% Fund Manager information for Canara Robeco Liquid
Name Since Tenure Avnish Jain 1 Apr 22 2.92 Yr. Kunal Jain 18 Jul 22 2.62 Yr. Data below for Canara Robeco Liquid as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.83% Other 0.17% Debt Sector Allocation
Sector Value Cash Equivalent 72.51% Corporate 24.75% Government 2.57% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd.
Commercial Paper | -6% ₹298 Cr 6,000
↑ 6,000 Treps
CBLO/Reverse Repo | -5% ₹284 Cr Punjab National Bank
Certificate of Deposit | -5% ₹248 Cr 5,000
↑ 5,000 Indian Bank
Certificate of Deposit | -4% ₹199 Cr 4,000 LIC Housing Finance Ltd
Commercial Paper | -4% ₹199 Cr 4,000
↑ 4,000 182 Days Tbill
Sovereign Bonds | -4% ₹198 Cr 20,000,000
↑ 20,000,000 91 Days Tbill
Sovereign Bonds | -4% ₹197 Cr 20,000,000
↑ 20,000,000 Axis Bank Limited
Certificate of Deposit | -3% ₹174 Cr 3,500 Bank Of India
Certificate of Deposit | -3% ₹149 Cr 3,000 Reliance Industries Ltd.
Commercial Paper | -3% ₹149 Cr 3,000
↑ 3,000
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