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SWP కాలిక్యులేటర్ -- క్రమబద్ధమైన ఉపసంహరణ ప్రణాళిక కాలిక్యులేటర్
SWP కాలిక్యులేటర్ అనేది వ్యక్తులు వారి SWP పెట్టుబడి పదవీకాలంలో ఎలా ఉంటుందో లెక్కించేందుకు సహాయపడే ఒక సాధనం. SWP లేదా సిస్టమాటిక్ ఉపసంహరణ ప్రణాళిక అనేది యూనిట్లు లేదా పెట్టుబడిని రీడీమ్ చేసే సాంకేతికతమ్యూచువల్ ఫండ్స్. SWPలో, వ్యక్తులు తమ డబ్బును మ్యూచువల్ ఫండ్ స్కీమ్‌లో ఇన్వెస్ట్ చేసి, ఇచ్చిన వ్యవధిలో తమ పెట్టుబడులను ఉపసంహరించుకుంటారు. SWP సాధారణంగా స్థిరమైన వాటి కోసం చూస్తున్న వ్యక్తులకు అనుకూలంగా ఉంటుందిఆదాయం సాధారణ పదవీకాలానికి పైగా. సిస్టమాటిక్ ఉపసంహరణ ప్రణాళిక, SWP కాలిక్యులేటర్ ఎలా పని చేస్తుంది మరియు ఇతర సంబంధిత పారామితుల గురించిన సమగ్ర అవగాహనను వ్యాసం మీకు అందిస్తుంది.
మ్యూచువల్ ఫండ్‌లో SWP అంటే ఏమిటి?
మ్యూచువల్ ఫండ్స్‌లో సిస్టమాటిక్ విత్‌డ్రావల్ ప్లాన్ లేదా SWP అనేది మ్యూచువల్ ఫండ్ ఇన్వెస్ట్‌మెంట్ యూనిట్‌లను రీడీమ్ చేసే క్రమబద్ధమైన మరియు ప్రణాళికాబద్ధమైన ప్రక్రియను సూచిస్తుంది. SWP యొక్క భావన రివర్స్ పద్ధతిలో పనిచేస్తుందిSIP. SWPలో, వ్యక్తులు సాధారణంగా తక్కువ రిస్క్-ఆకలిని కలిగి ఉండే మ్యూచువల్ ఫండ్ పథకాలలో ఏకమొత్తంలో పెట్టుబడి పెడతారు.లిక్విడ్ ఫండ్స్ లేదా అల్ట్రాస్వల్పకాలిక నిధులు. వ్యక్తులు పెట్టుబడి పెట్టిన మొత్తాన్ని క్రమం తప్పకుండా విత్‌డ్రా చేయడం ప్రారంభిస్తారు. వ్యక్తులు వారి అవసరాల ఆధారంగా నెలవారీ, త్రైమాసికం, వార్షికం వంటి వారి ఉపసంహరణ ఫ్రీక్వెన్సీని అనుకూలీకరించవచ్చు. ఈ సందర్భంలో, మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టబడిన డబ్బు కూడా వ్యక్తులకు ఆదాయాన్ని పొందుతుంది. క్రమమైన ఆదాయ వనరు కోసం వెతుకుతున్న వ్యక్తులు, ప్రత్యేకించి రిటైర్డ్ అయినవారు సిస్టమాటిక్ ఉపసంహరణ ప్రణాళికను ఎంచుకోవచ్చుమ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టడం.
SWP మ్యూచువల్ ఫండ్ కాలిక్యులేటర్
SWP కాలిక్యులేటర్ వ్యక్తులు ఇచ్చిన వ్యవధిలో మ్యూచువల్ ఫండ్ పెట్టుబడిలో వారి ఉపసంహరణలను అంచనా వేయడానికి సహాయపడుతుంది. SWP కాలిక్యులేటర్‌లో నమోదు చేయడానికి అవసరమైన ఇన్‌పుట్ డేటా వీటిని కలిగి ఉంటుంది:
- SWP/ఉపసంహరణ మొత్తం - ఇది మీరు నిర్ణీత వ్యవధిలో ఉపసంహరించుకోవాలని ప్లాన్ చేస్తున్న స్థిర ఉపసంహరణ మొత్తాన్ని సూచిస్తుంది.
- ప్రారంభ పెట్టుబడి - ప్రారంభ పెట్టుబడి అనేది మీరు మ్యూచువల్ ఫండ్ స్కీమ్‌లో పెట్టుబడి పెట్టాలనుకునే మొత్తం మొత్తాన్ని సూచిస్తుంది.
- ఉపసంహరణ ఫ్రీక్వెన్సీ - ఉపసంహరణ ఫ్రీక్వెన్సీ, మీరు మీ పెట్టుబడిని ఉపసంహరించుకోవాలనుకుంటున్న సమయ వ్యవధిని సూచిస్తుంది. ఇది నెలవారీ, వారానికో లేదా త్రైమాసికమైనా కావచ్చు. సాధారణంగా లెక్కలు నెలవారీగా జరుగుతాయి.
- రాబడుల అంచనా రేటు - అంటే మీ పెట్టుబడిపై మీరు ఆశించే రాబడి.
కాబట్టి, ఒక ఉదాహరణతో SWP కాలిక్యులేటర్ యొక్క భావనను వివరంగా అర్థం చేసుకుందాం.
నమూనా ఇలస్ట్రేషన్
- ప్రారంభ పెట్టుబడి మొత్తం - INR 1.20,000
- SWP మొత్తం - INR 10,000
- ఉపసంహరణ పదవీకాలం - 12 నెలలు
- ఆశించిన రాబడి రేటు - 7%
SWP పట్టిక యొక్క గణన క్రింది విధంగా ఇవ్వబడింది.
| నెల | నెల ప్రారంభంలో బ్యాలెన్స్ (INR) | విముక్తి మొత్తం (INR) | సంపాదించిన వడ్డీ (INR) | నెలాఖరులో బ్యాలెన్స్ (INR) |
|---|---|---|---|---|
| 1 | 1,20,000 | 10,000 | 642 | 1,10,642 |
| 2 | 1,10,642 | 10,000 | 587 | 1,01,229 |
| 3 | 1,01,229 | 10,000 | 532 | 91,761 |
| 4 | 91,761 | 10,000 | 477 | 82,238 |
| 5 | 82,238 | 10,000 | 421 | 72,659 |
| 6 | 72,659 | 10,000 | 366 | 63,025 |
| 7 | 63,025 | 10,000 | 309 | 53,334 |
| 8 | 53,334 | 10,000 | 253 | 43,587 |
| 9 | 43,587 | 10,000 | 196 | 33,783 |
| 10 | 33,783 | 10,000 | 139 | 23,921 |
| 11 | 23,921 | 10,000 | 81 | 14,003 |
| 12 | 14,003 | 10,000 | 23 | 4,026 |
ఈ విధంగా, పై పట్టిక నుండి, SWP లావాదేవీ ద్వారా మ్యూచువల్ ఫండ్ పథకం ద్వారా ఆర్జించిన లాభం INR 4,026 అని చెప్పవచ్చు.
VALUE AT END OF TENOR:₹4,597SWP Calculator
సిస్టమాటిక్ ఉపసంహరణ ప్రణాళిక యొక్క ప్రయోజనాలు
SWP యొక్క కొన్ని ప్రధాన ప్రయోజనాలు క్రింది విధంగా ఉన్నాయి.
రెగ్యులర్ ఆదాయ ప్రవాహం
SWP యొక్క ప్రాథమిక ప్రయోజనాల్లో ఒకటి, వ్యక్తులు క్రమమైన ఆదాయ వనరుగా సిస్టమాటిక్ ఉపసంహరణ ప్రణాళికను ఉపయోగించవచ్చు. ఎందుకంటే విత్‌డ్రా చేయబడిన మొత్తం స్థిరంగా ఉంటుంది.
క్రమశిక్షణతో కూడిన ఉపసంహరణ అలవాటు
SWP అనేది వ్యక్తులలో క్రమశిక్షణతో కూడిన ఉపసంహరణ అలవాటును సృష్టిస్తుంది, ఎందుకంటే నిర్ణీత మొత్తం మాత్రమే ఉపసంహరించబడుతుంది మరియు మిగిలిన డబ్బు మ్యూచువల్ ఫండ్‌లలో పెట్టుబడి పెట్టబడుతుంది. ఇది నిరోధిస్తుందిరాజధాని పెట్టుబడిపై కోత. అలాగే, మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి రాబడిని ఇస్తుంది.
పెన్షన్ కోసం ప్రత్యామ్నాయం
SWP పదవీ విరమణ పొందిన వ్యక్తుల విషయంలో పెన్షన్‌కు ప్రత్యామ్నాయంగా పనిచేస్తుంది. పదవీ విరమణ పొందినవారు SWP ద్వారా సాధారణ ఆదాయానికి హామీ ఇవ్వగలరు.
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2022 కోసం ఉత్తమ SWP మ్యూచువల్ ఫండ్‌లు
SWP సాధారణంగా లిక్విడ్ ఫండ్స్ వంటి తక్కువ స్థాయి రిస్క్‌ను కలిగి ఉండే మ్యూచువల్ ఫండ్ పథకాలలో చేయబడుతుంది. కాబట్టి, లిక్విడ్/అల్ట్రాషార్ట్ కేటగిరీ కింద ఉన్న కొన్ని ఉత్తమ మ్యూచువల్ ఫండ్ పథకాలు నికర ఆస్తుల కంటే ఎక్కువగా ఉన్నాయి1000 కోట్లు ఈ క్రింది విధంగా క్రింద ఇవ్వబడ్డాయి.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹532.521
↑ 0.12 ₹16,798 1.8 3.8 7.8 6.7 7.9 7.84% 5M 19D 7M 20D BOI AXA Liquid Fund Growth ₹2,934.23
↑ 0.57 ₹1,855 1.8 3.6 7.4 6.6 7.4 7.22% 1M 17D 1M 17D SBI Magnum Ultra Short Duration Fund Growth ₹5,813.58
↑ 1.14 ₹12,091 1.7 3.5 7.4 6.4 7.4 7.56% 4M 20D 7M 20D ICICI Prudential Ultra Short Term Fund Growth ₹26.9379
↑ 0.01 ₹13,813 1.7 3.5 7.4 6.4 7.5 7.75% 5M 12D 6M Axis Liquid Fund Growth ₹2,836.85
↑ 0.58 ₹45,983 1.8 3.6 7.4 6.6 7.4 7.23% 1M 9D 1M 10D DSP BlackRock Liquidity Fund Growth ₹3,638.26
↑ 0.73 ₹21,927 1.8 3.6 7.3 6.6 7.4 7.29% 1M 6D 1M 10D Edelweiss Liquid Fund Growth ₹3,258.61
↑ 0.63 ₹6,685 1.8 3.6 7.3 6.5 7.3 7.2% 1M 10D 1M 10D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Feb 25
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved. Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a Below is the key information for Axis Liquid Fund Returns up to 1 year are on The Scheme seeks to generate reasonable returns commensurate with low risk from a portfolio constituted of money market and high quality debts DSP BlackRock Liquidity Fund is a Debt - Liquid Fund fund was launched on 23 Nov 05. It is a fund with Low risk and has given a Below is the key information for DSP BlackRock Liquidity Fund Returns up to 1 year are on The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. Edelweiss Liquid Fund is a Debt - Liquid Fund fund was launched on 21 Sep 07. It is a fund with Low risk and has given a Below is the key information for Edelweiss Liquid Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (21 Feb 25) ₹532.521 ↑ 0.12 (0.02 %) Net Assets (Cr) ₹16,798 on 31 Jan 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 3.7 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.84% Effective Maturity 7 Months 20 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,653 31 Jan 22 ₹11,095 31 Jan 23 ₹11,642 31 Jan 24 ₹12,487 31 Jan 25 ₹13,460 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.8% 1 Year 7.8% 3 Year 6.7% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.63 Yr. Kaustubh Gupta 15 Jul 11 13.56 Yr. Monika Gandhi 22 Mar 21 3.87 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 49.01% Debt 50.74% Other 0.26% Debt Sector Allocation
Sector Value Corporate 54.57% Cash Equivalent 36.83% Government 8.35% Credit Quality
Rating Value AA 31.44% AAA 68.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank 7.83%
Debentures | -5% ₹820 Cr 82,000 Shriram Finance Company Limited
Debentures | -4% ₹602 Cr 60,000 Nirma Limited
Debentures | -3% ₹486 Cr 48,500 364 DTB
Sovereign Bonds | -3% ₹466 Cr 47,500,000
↑ 47,500,000 National Housing Bank
Debentures | -2% ₹400 Cr 40,000 Tata Realty And Infrastructure Limited
Debentures | -2% ₹360 Cr 36,000 7.3% Govt Stock 2028
Sovereign Bonds | -2% ₹316 Cr 31,500,000 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹300 Cr 30,000 Avanse Financial Services Ltd 9.40%
Debentures | -2% ₹299 Cr 30,000 ICICI Home Finance Company Limited
Debentures | -2% ₹270 Cr 27,000 2. BOI AXA Liquid Fund
CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (21 Feb 25) ₹2,934.23 ↑ 0.57 (0.02 %) Net Assets (Cr) ₹1,855 on 31 Jan 25 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.1 Sharpe Ratio 5.46 Information Ratio -0.95 Alpha Ratio 0.06 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.22% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,393 31 Jan 22 ₹10,738 31 Jan 23 ₹11,294 31 Jan 24 ₹12,101 31 Jan 25 ₹12,998 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.4% 3 Year 6.6% 5 Year 5.4% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 3.46 Yr. Data below for BOI AXA Liquid Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 78.77% Corporate 20.99% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 10042025
Sovereign Bonds | -8% ₹128 Cr 13,000,000
↑ 13,000,000 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -6% ₹99 Cr 10,000,000 HDFC Bank Limited
Certificate of Deposit | -6% ₹99 Cr 10,000,000
↑ 10,000,000 Union Bank Of India
Certificate of Deposit | -6% ₹99 Cr 10,000,000
↑ 10,000,000 Bank Of Baroda
Certificate of Deposit | -6% ₹91 Cr 9,200,000
↑ 4,200,000 Canara Bank
Certificate of Deposit | -5% ₹74 Cr 7,500,000 Aditya Birla Finance Limited
Commercial Paper | -4% ₹64 Cr 6,500,000
↑ 6,500,000 Larsen And Toubro Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 Reliance Industries Limited
Commercial Paper | -3% ₹50 Cr 5,000,000 364 DTB 13022025
Sovereign Bonds | -3% ₹50 Cr 5,000,000 3. SBI Magnum Ultra Short Duration Fund
CAGR/Annualized return of 7.1% since its launch. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.5% . SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (21 Feb 25) ₹5,813.58 ↑ 1.14 (0.02 %) Net Assets (Cr) ₹12,091 on 31 Jan 25 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 2.41 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.56% Effective Maturity 7 Months 20 Days Modified Duration 4 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,548 31 Jan 22 ₹10,922 31 Jan 23 ₹11,432 31 Jan 24 ₹12,237 31 Jan 25 ₹13,140 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 7.4% 3 Year 6.4% 5 Year 5.6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.5% 2021 3.4% 2020 5.9% 2019 8% 2018 7.9% 2017 6.6% 2016 7.7% 2015 8.3% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Rajeev Radhakrishnan 27 Dec 24 0.1 Yr. Ardhendu Bhattacharya 1 Dec 23 1.17 Yr. Pradeep Kesavan 1 Dec 23 1.17 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 50.36% Debt 49.38% Other 0.26% Debt Sector Allocation
Sector Value Corporate 46.19% Cash Equivalent 33.46% Government 20.09% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2028
Sovereign Bonds | -9% ₹1,130 Cr 112,500,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹420 Cr 4,250 Power Finance Corporation Limited
Debentures | -3% ₹384 Cr 3,850 INDIA UNIVERSAL TRUST AL2
Unlisted bonds | -3% ₹380 Cr 400 Axis Bank Ltd.
Debentures | -3% ₹353 Cr 7,500 Hdb Financial Services Limited
Debentures | -3% ₹345 Cr 34,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹300 Cr 3,000 Rec Limited
Debentures | -2% ₹241 Cr 2,450 Tata Capital Housing Finance Limited
Debentures | -2% ₹220 Cr 2,200 08.18 HR UDAY 2025
Domestic Bonds | -2% ₹211 Cr 21,000,000 4. ICICI Prudential Ultra Short Term Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.5% , 2023 was 6.9% and 2022 was 4.5% . ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (21 Feb 25) ₹26.9379 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹13,813 on 31 Jan 25 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.86 Sharpe Ratio 1.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.75% Effective Maturity 6 Months Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,606 31 Jan 22 ₹11,043 31 Jan 23 ₹11,567 31 Jan 24 ₹12,379 31 Jan 25 ₹13,297 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 7.4% 3 Year 6.4% 5 Year 5.9% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 8.22 Yr. Ritesh Lunawat 15 Jun 17 7.64 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 59.1% Debt 40.64% Other 0.26% Debt Sector Allocation
Sector Value Corporate 48.15% Cash Equivalent 45.77% Government 5.82% Credit Quality
Rating Value AA 18.39% AAA 81.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Limited
Debentures | -3% ₹434 Cr 4,350 364 Days T - Bill- 06/02/2025
Sovereign Bonds | -3% ₹399 Cr 40,000,000 364 DTB 13032025
Sovereign Bonds | -3% ₹396 Cr 40,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹374 Cr 3,750 Bharti Telecom Limited
Debentures | -2% ₹326 Cr 32,500 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹298 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹254 Cr 25,500 Rural Electrification Corporation Limited
Debentures | -2% ₹235 Cr 2,350 LIC Housing Finance Limited
Debentures | -2% ₹225 Cr 2,250 Power Finance Corporation Limited
Debentures | -2% ₹224 Cr 2,250 5. Axis Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7.1% and 2022 was 4.9% . Axis Liquid Fund
Growth Launch Date 9 Oct 09 NAV (21 Feb 25) ₹2,836.85 ↑ 0.58 (0.02 %) Net Assets (Cr) ₹45,983 on 15 Feb 25 Category Debt - Liquid Fund AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.23 Sharpe Ratio 3.92 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.23% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 9 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,407 31 Jan 22 ₹10,754 31 Jan 23 ₹11,306 31 Jan 24 ₹12,113 31 Jan 25 ₹13,006 Returns for Axis Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.4% 3 Year 6.6% 5 Year 5.4% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.1% 2022 4.9% 2021 3.3% 2020 4.3% 2019 6.6% 2018 7.5% 2017 6.7% 2016 7.6% 2015 8.4% Fund Manager information for Axis Liquid Fund
Name Since Tenure Devang Shah 5 Nov 12 12.25 Yr. Aditya Pagaria 13 Aug 16 8.48 Yr. Sachin Jain 3 Jul 23 1.59 Yr. Data below for Axis Liquid Fund as on 15 Feb 25
Asset Allocation
Asset Class Value Cash 98.56% Debt 1.24% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 71.77% Corporate 26% Government 2.02% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO/Reverse Repo | -10% ₹4,150 Cr National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹1,212 Cr 24,500
↑ 24,500 Punjab National Bank Limited
Certificate of Deposit | -3% ₹1,196 Cr 24,000 91 DTB 28032025
Sovereign Bonds | -3% ₹1,185 Cr 120,000,000
↑ 120,000,000 182 DTB 30012025
Sovereign Bonds | -3% ₹1,107 Cr 111,004,100
↑ 17,000,000 Net Receivables / (Payables)
CBLO | -2% -₹986 Cr Bank Of Baroda
Certificate of Deposit | -2% ₹963 Cr 19,500 91 DTB 21022025
Sovereign Bonds | -2% ₹745 Cr 75,000,000 Bank Of India
Certificate of Deposit | -2% ₹744 Cr 15,000 Bank Of India
Certificate of Deposit | -2% ₹743 Cr 15,000 6. DSP BlackRock Liquidity Fund
CAGR/Annualized return of 6.9% since its launch. Ranked 36 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% . DSP BlackRock Liquidity Fund
Growth Launch Date 23 Nov 05 NAV (21 Feb 25) ₹3,638.26 ↑ 0.73 (0.02 %) Net Assets (Cr) ₹21,927 on 31 Jan 25 Category Debt - Liquid Fund AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Low Expense Ratio 0.24 Sharpe Ratio 4.72 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.29% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,398 31 Jan 22 ₹10,741 31 Jan 23 ₹11,286 31 Jan 24 ₹12,082 31 Jan 25 ₹12,972 Returns for DSP BlackRock Liquidity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.6% 5 Year 5.4% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.5% 2018 7.4% 2017 6.6% 2016 7.6% 2015 8.3% Fund Manager information for DSP BlackRock Liquidity Fund
Name Since Tenure Karan Mundhra 31 May 21 3.68 Yr. Shalini Vasanta 1 Aug 24 0.5 Yr. Data below for DSP BlackRock Liquidity Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 98.4% Debt 1.39% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 78.23% Corporate 19.8% Government 1.77% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps / Reverse Repo Investments
CBLO/Reverse Repo | -10% ₹2,032 Cr 91 DTB 13032025
Sovereign Bonds | -4% ₹743 Cr 75,000,000 Union Bank Of India
Certificate of Deposit | -3% ₹694 Cr 14,000 Indian Bank
Certificate of Deposit | -3% ₹593 Cr 12,000 Bank Of Baroda
Certificate of Deposit | -2% ₹499 Cr 10,000 Net Receivables/Payables
CBLO | -2% -₹439 Cr Bank of Baroda
Certificate of Deposit | -2% ₹397 Cr 8,000 Small Industries Development Bank of India
Certificate of Deposit | -2% ₹397 Cr 8,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹396 Cr 8,000
↑ 1,800 91 DTB 10042025
Sovereign Bonds | -2% ₹394 Cr 40,000,000
↑ 40,000,000 7. Edelweiss Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 32 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 6.9% and 2022 was 4.7% . Edelweiss Liquid Fund
Growth Launch Date 21 Sep 07 NAV (21 Feb 25) ₹3,258.61 ↑ 0.63 (0.02 %) Net Assets (Cr) ₹6,685 on 15 Feb 25 Category Debt - Liquid Fund AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Low Expense Ratio 0.35 Sharpe Ratio 4.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.2% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,395 31 Jan 22 ₹10,733 31 Jan 23 ₹11,261 31 Jan 24 ₹12,042 31 Jan 25 ₹12,926 Returns for Edelweiss Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.5% 5 Year 5.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 6.9% 2022 4.7% 2021 3.2% 2020 4.1% 2019 6.6% 2018 7.4% 2017 6.6% 2016 6.8% 2015 8.1% Fund Manager information for Edelweiss Liquid Fund
Name Since Tenure Rahul Dedhia 11 Dec 17 7.15 Yr. Pranavi Kulkarni 23 Nov 21 3.19 Yr. Data below for Edelweiss Liquid Fund as on 15 Feb 25
Asset Allocation
Asset Class Value Cash 99.75% Other 0.25% Debt Sector Allocation
Sector Value Cash Equivalent 76.11% Corporate 23.64% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -9% ₹512 Cr 182 DTB 20022025
Sovereign Bonds | -4% ₹248 Cr 25,000,000 HDFC Bank Limited 2025
Certificate of Deposit | -3% ₹199 Cr 20,000,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹198 Cr 20,000,000 91 DTB 20032025
Sovereign Bonds | -3% ₹198 Cr 20,000,000
↑ 20,000,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹197 Cr 20,000,000
↑ 20,000,000 ICICI Bank Limited
Certificate of Deposit | -3% ₹173 Cr 17,500,000 Punjab National Bank
Certificate of Deposit | -3% ₹173 Cr 17,500,000 364 Days T - Bill- 06/02/2025
Sovereign Bonds | -2% ₹149 Cr 15,000,000 Canara Bank
Certificate of Deposit | -2% ₹125 Cr 12,500,000
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