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స్థిర డిపాజిట్లు పెట్టుబడిదారులకు సహాయపడే దీర్ఘకాలిక పెట్టుబడి సాధనండబ్బు దాచు దీర్ఘ కాలానికి. ఇన్వెస్టర్లు స్థిరమైన కాలవ్యవధిని ఎంచుకోవచ్చు, దీని కోసం డిపాజిట్ ఉంచబడుతుందిబ్యాంకు. సాధారణంగా,ఎఫ్ డి పొదుపు ఖాతాలతో పోలిస్తే అధిక వడ్డీ రేట్లను అందజేస్తున్నందున దీర్ఘకాలిక సంపద సృష్టి కోసం చూస్తున్న వారికి పెట్టుబడులు ఉత్తమం.
చాలా బ్యాంకుల్లో FDపై వడ్డీ త్రైమాసికానికి కలిపి ఉంటుంది. దీనికి సూత్రం:
A = P * (1+ r/n) ^ n*t , ఎక్కడ
Investment Amount:₹100,000 Interest Earned:₹28,930.22 Maturity Amount: ₹128,930.22ఫిక్స్డ్ డిపాజిట్ (FD) కాలిక్యులేటర్
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ఇతర వ్యక్తిగత పన్ను ఆదా మరియు పెట్టుబడి సాధనాల మాదిరిగానే, ఫిక్స్డ్ డిపాజిట్ల పథకాలు కూడా ఆకర్షిస్తున్నాయిపన్నులు. మొత్తం వడ్డీ రూ. దాటితే FD నుండి వచ్చే రాబడిపై 10% TDS తీసివేయబడుతుంది. 10,000 ఒకే ఆర్థిక సంవత్సరంలో.
దీనితో పోల్చి చూద్దాంSIP పథకం మరియు SIPలు దీర్ఘకాలికంగా మరింత ప్రయోజనకరంగా ఉన్నాయని మీరు చూడవచ్చు. ఈక్విటీ నుండి దీర్ఘకాలిక లాభాలు పన్ను రహితం కాబట్టి, పెట్టుబడి పెట్టే ఏదైనా SIPELSS (ఈక్విటీ లింక్డ్మ్యూచువల్ ఫండ్స్) ఒక సంవత్సరం తర్వాత కూడా పన్ను రహితంగా ఉంటుంది.
*గత 1 సంవత్సరం పనితీరు & ఫండ్ వయస్సు > 1 సంవత్సరం ఆధారంగా ఫండ్ జాబితా క్రింద ఉంది.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Invesco India PSU Equity Fund Growth ₹67.23
↑ 0.51 ₹1,138 500 24 42.1 98.1 39.7 29.6 54.5 SBI PSU Fund Growth ₹32.5842
↑ 0.11 ₹3,071 500 16.9 35.6 97.6 38.2 24.8 54 IDFC Infrastructure Fund Growth ₹54.325
↑ 0.14 ₹1,171 100 26.7 48 88.1 36.5 28.2 50.3 LIC MF Infrastructure Fund Growth ₹49.4709
↓ -0.05 ₹333 1,000 32.4 43.7 86.3 37.9 27.1 44.4 Nippon India Power and Infra Fund Growth ₹370.867
↑ 2.14 ₹5,697 100 21.1 36.8 84.5 40 29.4 58 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 24
*1 సంవత్సరం పనితీరు ఆధారంగా ఉత్తమ నిధులు.
To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a Below is the key information for Invesco India PSU Equity Fund Returns up to 1 year are on The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a Below is the key information for SBI PSU Fund Returns up to 1 year are on 1. Invesco India PSU Equity Fund
CAGR/Annualized
return of 13.9% since its launch. Ranked 33 in Sectoral
category. Return for 2023 was 54.5% , 2022 was 20.5% and 2021 was 31.1% . Invesco India PSU Equity Fund
Growth Launch Date 18 Nov 09 NAV (27 Jun 24) ₹67.23 ↑ 0.51 (0.76 %) Net Assets (Cr) ₹1,138 on 31 May 24 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.46 Sharpe Ratio 3.57 Information Ratio -0.8 Alpha Ratio 8.24 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 19 ₹10,000 31 May 20 ₹8,952 31 May 21 ₹13,139 31 May 22 ₹14,105 31 May 23 ₹17,799 31 May 24 ₹35,873 Returns for Invesco India PSU Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jun 24 Duration Returns 1 Month 1.1% 3 Month 24% 6 Month 42.1% 1 Year 98.1% 3 Year 39.7% 5 Year 29.6% 10 Year 15 Year Since launch 13.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 54.5% 2022 20.5% 2021 31.1% 2020 6.1% 2019 10.1% 2018 -16.9% 2017 24.3% 2016 17.9% 2015 2.5% 2014 54.5% Fund Manager information for Invesco India PSU Equity Fund
Name Since Tenure Dhimant Kothari 19 May 20 4.04 Yr. Data below for Invesco India PSU Equity Fund as on 31 May 24
Equity Sector Allocation
Sector Value Industrials 39.79% Utility 22.52% Financial Services 20.1% Energy 13.61% Asset Allocation
Asset Class Value Cash 3.99% Equity 96.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL10% ₹110 Cr 221,859 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL10% ₹110 Cr 3,715,873
↓ -85,349 NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 5325558% ₹90 Cr 2,517,495
↑ 263,338 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN8% ₹89 Cr 1,074,148
↑ 83,204 Coal India Ltd (Energy)
Equity, Since 31 Aug 23 | COALINDIA7% ₹84 Cr 1,711,852
↑ 98,966 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | 5328987% ₹82 Cr 2,658,563
↑ 396,997 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | BDL6% ₹66 Cr 422,237
↑ 36,345 BEML Ltd (Industrials)
Equity, Since 31 Aug 23 | 5000485% ₹55 Cr 124,817
↑ 93,051 Container Corporation of India Ltd (Industrials)
Equity, Since 31 Mar 17 | CONCOR5% ₹53 Cr 489,399
↑ 103,066 NHPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NHPC4% ₹49 Cr 4,587,137 2. SBI PSU Fund
CAGR/Annualized
return of 8.8% since its launch. Ranked 31 in Sectoral
category. Return for 2023 was 54% , 2022 was 29% and 2021 was 32.4% . SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (27 Jun 24) ₹32.5842 ↑ 0.11 (0.33 %) Net Assets (Cr) ₹3,071 on 31 May 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 2.52 Sharpe Ratio 3.02 Information Ratio -1.09 Alpha Ratio -5.09 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 19 ₹10,000 31 May 20 ₹7,204 31 May 21 ₹11,163 31 May 22 ₹12,151 31 May 23 ₹14,791 31 May 24 ₹30,038 Returns for SBI PSU Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jun 24 Duration Returns 1 Month -1.1% 3 Month 16.9% 6 Month 35.6% 1 Year 97.6% 3 Year 38.2% 5 Year 24.8% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 54% 2022 29% 2021 32.4% 2020 -10% 2019 6% 2018 -23.8% 2017 21.9% 2016 16.2% 2015 -11.1% 2014 41.5% Fund Manager information for SBI PSU Fund
Name Since Tenure Rohit Shimpi 1 Jun 24 0 Yr. Data below for SBI PSU Fund as on 31 May 24
Equity Sector Allocation
Sector Value Financial Services 31.95% Utility 15.7% Energy 15.32% Industrials 13.9% Basic Materials 13.07% Asset Allocation
Asset Class Value Cash 10.06% Equity 89.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN10% ₹322 Cr 3,877,500
↑ 1,100,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 5328986% ₹182 Cr 5,885,554 NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 5325555% ₹156 Cr 4,343,244 Coal India Ltd (Energy)
Equity, Since 30 Sep 21 | COALINDIA4% ₹135 Cr 2,750,000
↑ 1,500,000 Housing & Urban Development Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | HUDCO4% ₹119 Cr 4,350,000 REC Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5329554% ₹114 Cr 2,125,000
↑ 1,000,000 Hindustan Copper Ltd (Basic Materials)
Equity, Since 30 Apr 21 | HINDCOPPER4% ₹110 Cr 3,093,315 Steel Authority Of India Ltd (Basic Materials)
Equity, Since 29 Feb 24 | SAIL3% ₹103 Cr 6,500,000 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 31 May 24 | HINDPETRO3% ₹98 Cr 1,830,000
↑ 1,830,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 21 | HAL3% ₹97 Cr 196,000