Top 10 Mutual Funds 2025 | Top Performing Mutual Funds

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Top 10 Mutual Funds for 2025

Updated on April 9, 2025 , 42785 views

Looking for the best Mutual Fund to invest in 2025? While Investing in Mutual Funds, investors often find difficulty in choosing a fund that would give them consistent returns.

To solve all the hassles, we have come up with the list of top 10 Mutual Fund schemes that you could prefer investing in. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc. You can invest in these schemes in two ways- either by taking a SIP route or a lump sum way.

In a lump sum mode of investment, investors can invest a considerable amount as a one-time down payment in the scheme, whereas in a SIP mode, investors can invest at regular intervals that can be monthly, quarterly and annually. The minimum investment amount in a lump sum could Range from INR 1000-5000, while in a SIP you can start investing with just INR 500.

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Why should you Invest in Mutual Funds?

You can invest in Mutual Funds as per your risk appetite. There is an array of schemes for all kinds of risk takers. Right from conservative investors to high-risk investors, everyone can invest in Mutual Fund schemes
Mutual Funds provide you with a plethora of tax benefits
Mutual Funds can give you better returns and cash flows than any other traditional investment options like FDs, etc.
You can get a right amount of diversification by investing in Mutual Funds. You can hold numbers of various schemes in your Portfolio
Mutual Funds are affordable. One can start their investment with an amount as low as INR 500 via a SIP
The money you invest in managed by a team of an expert. They have real-time access to the Market and they are able to execute trades on the most cost-effective scale
Your Mutual Fund investments are in safe hands. Every Mutual Fund is regulated by SEBI (The Securities and Exchange Board of India), hence all the fund that you invest runs in a transparent manner and is secured.

Top 10 Mutual Funds to Invest in 2025

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Principal Emerging Bluechip Fund Growth	₹183.316 ↑ 2.03	₹3,124	2.9	13.6	38.9	21.9	19.2
SBI Magnum Children's Benefit Plan Growth	₹106.471 ↑ 0.63	₹120	0.4	-0.5	12.5	11.6	15.1	17.4
ICICI Prudential Long Term Plan Growth	₹36.5109 ↑ 0.04	₹14,049	3.2	4.8	9.6	7.9	7.6	8.2
Aditya Birla Sun Life Corporate Bond Fund Growth	₹111.52 ↑ 0.09	₹25,293	3	4.6	9.5	7.4	7.5	8.5
UTI Dynamic Bond Fund Growth	₹30.6734 ↑ 0.02	₹626	3.2	4.3	9.4	9.6	9.4	8.6
HDFC Corporate Bond Fund Growth	₹32.1261 ↑ 0.04	₹32,191	3	4.5	9.3	7.3	7.2	8.6
Invesco India Growth Opportunities Fund Growth	₹85.23 ↑ 1.50	₹5,930	-7.5	-12.2	9.2	17.9	24.3	37.5
HDFC Banking and PSU Debt Fund Growth	₹22.6898 ↑ 0.03	₹5,837	2.9	4.4	8.8	6.9	6.8	7.9
ICICI Prudential Banking and Financial Services Fund Growth	₹120.72 ↑ 1.32	₹8,843	3.3	-2.2	8.8	12.7	23.2	11.6
Sundaram Rural and Consumption Fund Growth	₹90.3574 ↑ 1.45	₹1,398	-6.1	-12.4	8.8	16.2	21.7	20.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

1. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.8% since its launch. Ranked 1 in Large & Mid Cap category. .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund Growth
Launch Date	12 Nov 08
NAV (31 Dec 21)	₹183.316 ↑ 2.03 (1.12 %)
Net Assets (Cr)	₹3,124 on 30 Nov 21
Category	Equity - Large & Mid Cap
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.08
Sharpe Ratio	2.74
Information Ratio	0.22
Alpha Ratio	2.18
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,552

Principal Emerging Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2.9%
3 Month	2.9%
6 Month	13.6%
1 Year	38.9%
3 Year	21.9%
5 Year	19.2%
10 Year
15 Year
Since launch	24.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Principal Emerging Bluechip Fund

Name	Since	Tenure

Data below for Principal Emerging Bluechip Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

SBI Magnum Children's Benefit Plan is a Solutions - Childrens Fund fund was launched on 21 Feb 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of since its launch. Ranked 1 in Childrens Fund category. Return for 2024 was 17.4% , 2023 was 16.9% and 2022 was 1.9% .

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan Growth
Launch Date	21 Feb 02
NAV (11 Apr 25)	₹106.471 ↑ 0.63 (0.59 %)
Net Assets (Cr)	₹120 on 15 Mar 25
Category	Solutions - Childrens Fund
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.2
Sharpe Ratio	0.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)
Sub Cat.	Childrens Fund

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹12,590
31 Mar 22	₹14,563
31 Mar 23	₹14,976
31 Mar 24	₹17,850
31 Mar 25	₹20,283

SBI Magnum Children's Benefit Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2.1%
3 Month	0.4%
6 Month	-0.5%
1 Year	12.5%
3 Year	11.6%
5 Year	15.1%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2023	17.4%
2022	16.9%
2021	1.9%
2020	18.3%
2019	14.8%
2018	2.6%
2017	0.1%
2016	24.3%
2015	16.1%
2014	7%

Fund Manager information for SBI Magnum Children's Benefit Plan

Name	Since	Tenure
R. Srinivasan	13 Jan 21	4.13 Yr.
Rajeev Radhakrishnan	9 Jun 08	16.74 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 15 Mar 25

Asset Allocation

Asset Class	Value
Cash	18.41%
Equity	19.93%
Debt	61.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% State Government Of Uttar Pradesh 2036 Sovereign Bonds \| -	13%	₹15 Cr	1,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	9%	₹10 Cr	1,000,000
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	8%	₹10 Cr	1,000,000
Sundaram Finance Limited Debentures \| -	4%	₹5 Cr	500
Rajasthan (Government of ) 7.49% - \| -	4%	₹5 Cr	500,000
Nexus Select Trust Debentures \| -	4%	₹5 Cr	500
Mahindra & Mahindra Financial Services Ltd Debentures \| -	4%	₹5 Cr	500
Gs CG 16/12/2026 - (Strips) Tb Sovereign Bonds \| -	3%	₹3 Cr	375,000
Muthoot Finance Limited Debentures \| -	3%	₹3 Cr	300
Avanse Financial Services Ltd. Debentures \| -	2%	₹3 Cr	300

3. ICICI Prudential Long Term Plan

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Long Term Plan is a Debt - Dynamic Bond fund was launched on 20 Jan 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch. Ranked 1 in Dynamic Bond category. Return for 2024 was 8.2% , 2023 was 7.6% and 2022 was 4.5% .

Below is the key information for ICICI Prudential Long Term Plan

ICICI Prudential Long Term Plan Growth
Launch Date	20 Jan 10
NAV (11 Apr 25)	₹36.5109 ↑ 0.04 (0.10 %)
Net Assets (Cr)	₹14,049 on 15 Mar 25
Category	Debt - Dynamic Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.36
Sharpe Ratio	0.87
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.82%
Effective Maturity	8 Years 11 Months 5 Days
Modified Duration	4 Years 4 Months 2 Days
Sub Cat.	Dynamic Bond

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,898
31 Mar 22	₹11,374
31 Mar 23	₹12,035
31 Mar 24	₹12,989
31 Mar 25	₹14,122

ICICI Prudential Long Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Long Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2%
3 Month	3.2%
6 Month	4.8%
1 Year	9.6%
3 Year	7.9%
5 Year	7.6%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.2%
2022	7.6%
2021	4.5%
2020	4.3%
2019	11.8%
2018	10.2%
2017	6.2%
2016	5.1%
2015	16.9%
2014	5.7%

Fund Manager information for ICICI Prudential Long Term Plan

Name	Since	Tenure
Manish Banthia	28 Sep 12	12.43 Yr.
Nikhil Kabra	22 Jan 24	1.11 Yr.

Data below for ICICI Prudential Long Term Plan as on 15 Mar 25

Asset Allocation

Asset Class	Value
Cash	6.54%
Debt	93.2%
Other	0.26%

Debt Sector Allocation

Sector	Value
Government	55.23%
Corporate	37.97%
Cash Equivalent	6.54%

Credit Quality

Rating	Value
AA	36.8%
AAA	63.2%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	29%	₹4,010 Cr	391,931,490 ↓ -45,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	10%	₹1,383 Cr	133,212,000 ↑ 20,000,000
7.93% Govt Stock 2033 Sovereign Bonds \| -	5%	₹688 Cr	66,848,050
7.53% Govt Stock 2034 Sovereign Bonds \| -	3%	₹459 Cr	45,460,800
Vedanta Limited Debentures \| -	3%	₹399 Cr	40,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	2%	₹302 Cr	30,000,000
7.12% Maharashtra SDL 2038 Sovereign Bonds \| -	2%	₹264 Cr	26,457,100 ↑ 26,457,100
7.14% Maharashtra SDL 2039 Sovereign Bonds \| -	2%	₹240 Cr	24,000,000 ↑ 24,000,000
Godrej Properties Limited Debentures \| -	1%	₹201 Cr	20,000
Nirma Limited Debentures \| -	1%	₹200 Cr	20,000

4. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9% since its launch. Ranked 1 in Corporate Bond category. Return for 2024 was 8.5% , 2023 was 7.3% and 2022 was 4.1% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund Growth
Launch Date	3 Mar 97
NAV (11 Apr 25)	₹111.52 ↑ 0.09 (0.09 %)
Net Assets (Cr)	₹25,293 on 28 Feb 25
Category	Debt - Corporate Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.5
Sharpe Ratio	1.37
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.48%
Effective Maturity	5 Years 8 Months 19 Days
Modified Duration	3 Years 9 Months 14 Days
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,978
31 Mar 22	₹11,525
31 Mar 23	₹12,062
31 Mar 24	₹13,003
31 Mar 25	₹14,137

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1.9%
3 Month	3%
6 Month	4.6%
1 Year	9.5%
3 Year	7.4%
5 Year	7.5%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.5%
2022	7.3%
2021	4.1%
2020	4%
2019	11.9%
2018	9.6%
2017	7%
2016	6.5%
2015	10.2%
2014	8.9%

Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund

Name	Since	Tenure
Kaustubh Gupta	12 Apr 21	3.89 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.8%
Debt	95.93%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	60.28%
Government	35.65%
Cash Equivalent	3.8%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	8%	₹2,033 Cr	198,661,700
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹1,751 Cr	170,500,000 ↓ -33,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	5%	₹1,267 Cr	123,324,100 ↓ -30,000,000
Small Industries Development Bank Of India Debentures \| -	3%	₹744 Cr	74,550 ↓ -2,500
Small Industries Development Bank Of India Debentures \| -	2%	₹599 Cr	6,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹555 Cr	55,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	2%	₹502 Cr	49,779,000 ↓ -2,500,000
Bajaj Finance Limited Debentures \| -	2%	₹452 Cr	45,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹411 Cr	41,000 ↓ -2,500
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	2%	₹408 Cr	40,500,000 ↑ 25,500,000

5. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch. Ranked 3 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 6.2% and 2022 was 10.1% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund Growth
Launch Date	16 Jun 10
NAV (11 Apr 25)	₹30.6734 ↑ 0.02 (0.08 %)
Net Assets (Cr)	₹626 on 28 Feb 25
Category	Debt - Dynamic Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.54
Sharpe Ratio	0.12
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.09%
Effective Maturity	14 Years 7 Months 13 Days
Modified Duration	6 Years 5 Months 5 Days
Sub Cat.	Dynamic Bond

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,684
31 Mar 22	₹11,866
31 Mar 23	₹13,300
31 Mar 24	₹14,296
31 Mar 25	₹15,455

UTI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201 Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2.2%
3 Month	3.2%
6 Month	4.3%
1 Year	9.4%
3 Year	9.6%
5 Year	9.4%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.6%
2022	6.2%
2021	10.1%
2020	10.8%
2019	5.9%
2018	-3.9%
2017	5.2%
2016	4.2%
2015	14.9%
2014	6.9%

Fund Manager information for UTI Dynamic Bond Fund

Name	Since	Tenure
Sudhir Agarwal	1 Dec 21	3.25 Yr.

Data below for UTI Dynamic Bond Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	8.21%
Debt	91.57%
Other	0.22%

Debt Sector Allocation

Sector	Value
Government	73.93%
Corporate	17.65%
Cash Equivalent	8.21%

Credit Quality

Rating	Value
AA	0.94%
AAA	99.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	44%	₹277 Cr	2,750,000,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	14%	₹91 Cr	900,000,000
Small Industries Development Bank Of India Debentures \| -	6%	₹40 Cr	4,000
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹40 Cr	4,000
Rural Electrification Corporation Limited Debentures \| -	6%	₹40 Cr	4,000
Power Finance Corporation Ltd. Debentures \| -	4%	₹25 Cr	2,500
Chhattisgarh (Government of) 7.32% - \| -	3%	₹20 Cr	200,000,000 ↑ 200,000,000
Assam (Government of) 7.34% - \| -	3%	₹20 Cr	200,000,000 ↑ 200,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹15 Cr	150,000,000
Mankind Pharma Ltd Debentures \| -	1%	₹5 Cr	500

6. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (11 Apr 25)	₹32.1261 ↑ 0.04 (0.13 %)
Net Assets (Cr)	₹32,191 on 28 Feb 25
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.59
Sharpe Ratio	1.41
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	4.03%
Effective Maturity	5 Years 11 Months 12 Days
Modified Duration	3 Years 9 Months 19 Days
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,879
31 Mar 22	₹11,405
31 Mar 23	₹11,862
31 Mar 24	₹12,802
31 Mar 25	₹13,906

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2%
3 Month	3%
6 Month	4.5%
1 Year	9.3%
3 Year	7.3%
5 Year	7.2%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.6%
2022	7.2%
2021	3.3%
2020	3.9%
2019	11.8%
2018	10.3%
2017	6.5%
2016	6.5%
2015	10.6%
2014	8.6%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	9.35 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Corporate Bond Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.2%
Debt	96.52%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	61.07%
Government	35.46%
Cash Equivalent	3.2%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.23% Government Of India (15/04/2039) Sovereign Bonds \| -	4%	₹1,293 Cr	125,000,000 ↓ -25,000,000
7.93% Govt Stock 2033 Sovereign Bonds \| -	4%	₹1,286 Cr	125,000,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	3%	₹1,008 Cr	100,000,000 ↓ -15,000,000
7.53% Govt Stock 2034 Sovereign Bonds \| -	3%	₹818 Cr	81,000,000
State Bank Of India Debentures \| -	2%	₹789 Cr	800
HDFC Bank Limited Debentures \| -	2%	₹509 Cr	50,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹504 Cr	50,000
Ncd Small Industries Development Bank Of India Debentures \| -	2%	₹500 Cr	50,000
LIC Housing Finance Limited Debentures \| -	2%	₹500 Cr	5,000
Reliance Industries Limited Debentures \| -	1%	₹472 Cr	4,500

7. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.9% since its launch. Ranked 6 in Large & Mid Cap category. Return for 2024 was 37.5% , 2023 was 31.6% and 2022 was -0.4% .

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund Growth
Launch Date	9 Aug 07
NAV (11 Apr 25)	₹85.23 ↑ 1.50 (1.79 %)
Net Assets (Cr)	₹5,930 on 28 Feb 25
Category	Equity - Large & Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	0.15
Information Ratio	0.53
Alpha Ratio	8.42
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,107
31 Mar 22	₹18,853
31 Mar 23	₹18,682
31 Mar 24	₹28,076
31 Mar 25	₹32,206

Invesco India Growth Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	3.9%
3 Month	-7.5%
6 Month	-12.2%
1 Year	9.2%
3 Year	17.9%
5 Year	24.3%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	37.5%
2022	31.6%
2021	-0.4%
2020	29.7%
2019	13.3%
2018	10.7%
2017	-0.2%
2016	39.6%
2015	3.3%
2014	3.8%

Fund Manager information for Invesco India Growth Opportunities Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	1.31 Yr.
Amit Ganatra	21 Jan 22	3.11 Yr.

Data below for Invesco India Growth Opportunities Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	27.11%
Consumer Cyclical	23.58%
Health Care	14.39%
Industrials	10.18%
Technology	7.63%
Real Estate	6.51%
Basic Materials	4.56%
Consumer Defensive	2.23%
Communication Services	1.79%

Asset Allocation

Asset Class	Value
Cash	2.01%
Equity	97.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 24 \| INDIGO	5%	₹274 Cr	612,171
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 28 Feb 23 \| CHOLAFIN	5%	₹269 Cr	1,921,954 ↑ 84,346
Trent Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 500251	4%	₹263 Cr	542,689 ↑ 59,081
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	4%	₹223 Cr	6,673,912 ↑ 1,381,517
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	4%	₹210 Cr	1,741,069 ↓ -336,652
Zomato Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| 543320	3%	₹203 Cr	9,152,597
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 22 \| MAXHEALTH	3%	₹195 Cr	1,993,259
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Sep 22 \| DIXON	3%	₹182 Cr	130,340
L&T Finance Ltd (Financial Services) Equity, Since 30 Apr 24 \| LTF	3%	₹181 Cr	13,404,597
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| FEDERALBNK	3%	₹178 Cr	10,039,804

8. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 6 in Banking & PSU Debt category. Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.3% .

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund Growth
Launch Date	26 Mar 14
NAV (11 Apr 25)	₹22.6898 ↑ 0.03 (0.15 %)
Net Assets (Cr)	₹5,837 on 28 Feb 25
Category	Debt - Banking & PSU Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.79
Sharpe Ratio	0.52
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	4.03%
Effective Maturity	5 Years 4 Months 30 Days
Modified Duration	3 Years 9 Months 14 Days
Sub Cat.	Banking & PSU Debt

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,797
31 Mar 22	₹11,284
31 Mar 23	₹11,743
31 Mar 24	₹12,607
31 Mar 25	₹13,628

HDFC Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1.9%
3 Month	2.9%
6 Month	4.4%
1 Year	8.8%
3 Year	6.9%
5 Year	6.8%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	6.8%
2021	3.3%
2020	3.7%
2019	10.6%
2018	10.2%
2017	5.9%
2016	6.3%
2015	10.8%
2014	9.8%

Fund Manager information for HDFC Banking and PSU Debt Fund

Name	Since	Tenure
Anil Bamboli	26 Mar 14	10.94 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.97%
Debt	95.73%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	52.31%
Government	43.43%
Cash Equivalent	3.97%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹276 Cr	27,500
Small Industries Development Bank Of India Debentures \| -	4%	₹225 Cr	22,500
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹202 Cr	20,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	3%	₹195 Cr	19,000,000 ↓ -3,000,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹175 Cr	17,000,000 ↓ -2,000,000
State Bank Of India Debentures \| -	3%	₹173 Cr	175
Bajaj Housing Finance Limited Debentures \| -	3%	₹151 Cr	15,000
Rural Electrification Corporation Limited Debentures \| -	3%	₹150 Cr	1,500
Housing And Urban Development Corporation Ltd. Debentures \| -	3%	₹149 Cr	15,000
Housing And Urban Development Corporation Limited Debentures \| -	2%	₹130 Cr	1,250

9. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 16.2% since its launch. Return for 2024 was 11.6% , 2023 was 17.9% and 2022 was 11.9% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (11 Apr 25)	₹120.72 ↑ 1.32 (1.11 %)
Net Assets (Cr)	₹8,843 on 28 Feb 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.98
Sharpe Ratio	0.27
Information Ratio	0.31
Alpha Ratio	-4.12
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,701
31 Mar 22	₹19,901
31 Mar 23	₹21,205
31 Mar 24	₹26,444
31 Mar 25	₹30,205

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	5%
3 Month	3.3%
6 Month	-2.2%
1 Year	8.8%
3 Year	12.7%
5 Year	23.2%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	11.6%
2022	17.9%
2021	11.9%
2020	23.5%
2019	-5.5%
2018	14.5%
2017	-0.4%
2016	45.1%
2015	21.1%
2014	-7.2%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	7.09 Yr.
Sharmila D’mello	30 Jun 22	2.67 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	92.1%
Industrials	0.18%
Technology	0.07%

Asset Allocation

Asset Class	Value
Cash	7.65%
Equity	92.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	21%	₹1,887 Cr	10,891,127
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	18%	₹1,619 Cr	13,445,003
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| 532215	8%	₹730 Cr	7,188,596 ↑ 173,125
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	6%	₹568 Cr	8,244,914 ↑ 1,706,850
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	5%	₹477 Cr	3,332,802 ↑ 255,647
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| INDUSINDBK	5%	₹433 Cr	4,371,007
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	4%	₹330 Cr	5,423,546 ↑ 984,400
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	3%	₹284 Cr	1,491,184 ↓ -480,000
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹236 Cr	1,396,761 ↑ 311,863
Max Financial Services Ltd (Financial Services) Equity, Since 31 Aug 19 \| 500271	2%	₹169 Cr	1,697,397 ↑ 34,116

10. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.3% since its launch. Ranked 2 in Sectoral category. Return for 2024 was 20.1% , 2023 was 30.2% and 2022 was 9.3% .

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund Growth
Launch Date	12 May 06
NAV (11 Apr 25)	₹90.3574 ↑ 1.45 (1.63 %)
Net Assets (Cr)	₹1,398 on 28 Feb 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	0.08
Information Ratio	0.02
Alpha Ratio	2.03
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹15,527
31 Mar 22	₹17,531
31 Mar 23	₹18,574
31 Mar 24	₹25,538
31 Mar 25	₹27,904

Sundaram Rural and Consumption Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	4.5%
3 Month	-6.1%
6 Month	-12.4%
1 Year	8.8%
3 Year	16.2%
5 Year	21.7%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	20.1%
2022	30.2%
2021	9.3%
2020	19.3%
2019	13.5%
2018	2.7%
2017	-7.8%
2016	38.7%
2015	21.1%
2014	6.3%

Fund Manager information for Sundaram Rural and Consumption Fund

Name	Since	Tenure
Ratish Varier	1 Jan 22	3.16 Yr.

Data below for Sundaram Rural and Consumption Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	41.18%
Consumer Defensive	30.28%
Communication Services	12.72%
Financial Services	2.87%
Health Care	2.71%
Basic Materials	1.5%
Real Estate	1.44%

Asset Allocation

Asset Class	Value
Cash	7.29%
Equity	92.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 22 \| BHARTIARTL	11%	₹148 Cr	939,519
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 13 \| ITC	8%	₹118 Cr	2,991,251
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 22 \| M&M	7%	₹100 Cr	385,492 ↑ 35,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Apr 16 \| HINDUNILVR	5%	₹77 Cr	350,212
Titan Co Ltd (Consumer Cyclical) Equity, Since 29 Feb 20 \| TITAN	5%	₹72 Cr	235,289 ↓ -67,974
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 12 \| MARUTI	5%	₹70 Cr	58,511 ↓ -8,795
Zomato Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| 543320	5%	₹67 Cr	3,000,962
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Dec 18 \| UNITDSPR	4%	₹58 Cr	453,496
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 523025	4%	₹52 Cr	245,560
Trent Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 500251	3%	₹42 Cr	86,291

How to Choose the Best Performing Mutual Fund?

The best way to spot a good fund by yourself is by looking at both its qualitative and quantitative measures-

Fund Performance

Investors should do a fair assessment of the funds’ performances for over a period of time. It is suggested to go choose a fund that consistently beats its benchmark for over 4-5 years.

AUM

AUM is the Asset Under Management. One should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance.

Fund Manager

It is advisable to go for a fund manager who has been consistent over his career. As, a fund manager is responsible for making investment decisions for the fund’s portfolio, it becomes important to consider a fund managed by an experienced fund manager.

Fund House Reputation

It is important to always look at the quality & reputation of the fund house. A fund house with a strong-consistent track record, start funds/good performing funds, etc., is the one to invest in.

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.