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Top 10 Best Tata Mutual Fund Schemes for 2025
Backed by one of the most valued brands in India, Tata Mutual Fund has gained the trust of investors with its consistent performance and world-class service. Right from an aggressive investor to a conservative Capital builder, to a businessman or a salaried professional, Tata Mutual Fund offers an investment option for every consumer.
The AMC aims at seeking consistent long-term results. In order to fulfil the Financial goals of the investors, the fund house offers varied goal-based funds. Investors can invest in various schemes like— equity, debt, balanced, Liquid Funds, tax savings, etc. One planning to invest can choose a fund from the below-listed top 10 best Tata Mutual Fund schemes.
These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
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Why Invest in Tata Mutual Fund?
The name Tata comes with a huge value, trust, and reliability. It enjoys a high equity in the country.
Along with fund management, Tata Mutual Fund offers expert financial services. Investors are attracted by the trust and consistent record of the company.
Performance of the company has created a confidence among the investors about the safety of their money. Even with high risks, investors have a strong belief that the money will not be mismanaged.
It is a good option for a gradual wealth creation over a period of time.
Best Tata Mutual Fund Schemes
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2024 (%) Tata Retirement Savings Fund-Moderate Growth ₹57.9947
↑ 0.60 ₹2,062 5,000 150 -6.4 -8.6 7.6 11.7 12.3 14.1 19.5 Tata Retirement Savings Fund - Progressive Growth ₹58.4669
↑ 0.78 ₹1,979 5,000 150 -7.6 -11 7.1 12.4 12.8 14.2 21.7 Tata India Tax Savings Fund Growth ₹39.8599
↑ 0.36 ₹4,398 500 500 -6.9 -9.6 6.3 12.9 15.3 14.3 19.5 Tata Equity PE Fund Growth ₹312.454
↑ 2.23 ₹8,068 5,000 150 -9.3 -14 1.9 17.6 17.7 18.1 21.7 Tata Treasury Advantage Fund Growth ₹3,815.81
↑ 0.69 ₹2,377 5,000 500 1.7 3.6 7.5 6.3 5.9 7.1 7.4 Tata Liquid Fund Growth ₹4,011.63
↑ 0.74 ₹23,491 5,000 500 1.8 3.6 7.3 6.5 5.4 7 7.3 Tata Retirement Savings Fund - Conservative Growth ₹29.8056
↓ -0.04 ₹173 5,000 500 -2 -2.5 5.5 6.5 7 8.6 9.9 Tata Money Market Fund Growth ₹4,583.4
↑ 0.94 ₹27,184 5,000 500 1.8 3.7 7.7 6.8 6.1 6.7 7.7 TATA Short Term Bond Fund Growth ₹46.3611
↑ 0.01 ₹2,720 5,000 500 1.7 3.5 7.3 5.8 5.7 7 7.4 TATA Gilt Securities Fund Growth ₹75.4629
↑ 0.03 ₹1,073 5,000 500 1.6 3.1 7 6.3 5.2 8.3 8.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Feb 25
To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a Below is the key information for Tata Retirement Savings Fund-Moderate Returns up to 1 year are on To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Tata Retirement Savings Fund - Progressive is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a Below is the key information for Tata Retirement Savings Fund - Progressive Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder. Tata Equity PE Fund is a Equity - Value fund was launched on 29 Jun 04. It is a fund with Moderately High risk and has given a Below is the key information for Tata Equity PE Fund Returns up to 1 year are on (Erstwhile Tata Ultra Short Term Fund) The investment objective of the scheme is to generate regular income & capital appreciation by investing in a portfolio of debt & money market instruments with relatively lower interest rate risk. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Tata Treasury Advantage Fund is a Debt - Low Duration fund was launched on 6 Sep 05. It is a fund with Moderately Low risk and has given a Below is the key information for Tata Treasury Advantage Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a Below is the key information for Tata Liquid Fund Returns up to 1 year are on To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Tata Retirement Savings Fund - Conservative is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a Below is the key information for Tata Retirement Savings Fund - Conservative Returns up to 1 year are on (Erstwhile Tata Liquid Fund) To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Tata Money Market Fund is a Debt - Money Market fund was launched on 22 May 03. It is a fund with Low risk and has given a Below is the key information for Tata Money Market Fund Returns up to 1 year are on To create a liquid portfolio of debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unitholders. TATA Short Term Bond Fund is a Debt - Short term Bond fund was launched on 8 Aug 02. It is a fund with Moderately Low risk and has given a Below is the key information for TATA Short Term Bond Fund Returns up to 1 year are on To generate risk-free return and thus provide medium to long term capital gains and income distribution to its Unitholders, while at all times emphasising the
importance of capital preservation. TATA Gilt Securities Fund is a Debt - Government Bond fund was launched on 6 Sep 99. It is a fund with Moderate risk and has given a Below is the key information for TATA Gilt Securities Fund Returns up to 1 year are on 1. Tata Retirement Savings Fund-Moderate
CAGR/Annualized return of 14.1% since its launch. Ranked 2 in Retirement Fund category. Return for 2024 was 19.5% , 2023 was 25.3% and 2022 was -1.9% . Tata Retirement Savings Fund-Moderate
Growth Launch Date 1 Nov 11 NAV (19 Feb 25) ₹57.9947 ↑ 0.60 (1.04 %) Net Assets (Cr) ₹2,062 on 31 Jan 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-60 Years (1%),60 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,061 31 Jan 22 ₹13,345 31 Jan 23 ₹13,047 31 Jan 24 ₹16,756 31 Jan 25 ₹18,992 Returns for Tata Retirement Savings Fund-Moderate
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -7% 3 Month -6.4% 6 Month -8.6% 1 Year 7.6% 3 Year 11.7% 5 Year 12.3% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 25.3% 2022 -1.9% 2021 20.5% 2020 15.1% 2019 8.6% 2018 -3.6% 2017 38.8% 2016 6.7% 2015 7.7% Fund Manager information for Tata Retirement Savings Fund-Moderate
Name Since Tenure Murthy Nagarajan 1 Apr 17 7.84 Yr. Sonam Udasi 1 Apr 16 8.84 Yr. Data below for Tata Retirement Savings Fund-Moderate as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 11.99% Equity 80.7% Debt 7.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK6% ₹122 Cr 687,500 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS4% ₹81 Cr 198,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC4% ₹78 Cr 1,613,000
↑ 37,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO3% ₹69 Cr 266,500 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 5433203% ₹66 Cr 2,367,000 BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE3% ₹61 Cr 115,000 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS2% ₹53 Cr 53,932 Kirloskar Pneumatic Co Ltd (Industrials)
Equity, Since 31 Aug 22 | 5052832% ₹47 Cr 305,000 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Sep 23 | KAYNES2% ₹47 Cr 63,000
↓ -1,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE2% ₹45 Cr 374,000 2. Tata Retirement Savings Fund - Progressive
CAGR/Annualized return of 14.2% since its launch. Ranked 6 in Retirement Fund category. Return for 2024 was 21.7% , 2023 was 29% and 2022 was -3.9% . Tata Retirement Savings Fund - Progressive
Growth Launch Date 1 Nov 11 NAV (19 Feb 25) ₹58.4669 ↑ 0.78 (1.34 %) Net Assets (Cr) ₹1,979 on 31 Jan 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.51 Information Ratio -0.18 Alpha Ratio 3.22 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-60 Years (1%),60 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,951 31 Jan 22 ₹13,416 31 Jan 23 ₹12,894 31 Jan 24 ₹17,201 31 Jan 25 ₹19,528 Returns for Tata Retirement Savings Fund - Progressive
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -8.8% 3 Month -7.6% 6 Month -11% 1 Year 7.1% 3 Year 12.4% 5 Year 12.8% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.7% 2023 29% 2022 -3.9% 2021 23.3% 2020 14.4% 2019 11.5% 2018 -6.1% 2017 49.1% 2016 3.1% 2015 7.8% Fund Manager information for Tata Retirement Savings Fund - Progressive
Name Since Tenure Murthy Nagarajan 1 Apr 17 7.84 Yr. Sonam Udasi 1 Apr 16 8.84 Yr. Data below for Tata Retirement Savings Fund - Progressive as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 4.97% Equity 95.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK6% ₹134 Cr 754,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS4% ₹92 Cr 225,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC4% ₹90 Cr 1,853,000
↑ 125,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 5433204% ₹76 Cr 2,718,000 BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE3% ₹69 Cr 130,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO3% ₹65 Cr 249,600 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS3% ₹61 Cr 62,440 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE2% ₹53 Cr 436,000 Newgen Software Technologies Ltd (Technology)
Equity, Since 30 Sep 23 | NEWGEN2% ₹48 Cr 284,276 Sonata Software Ltd (Technology)
Equity, Since 30 Apr 24 | SONATSOFTW2% ₹48 Cr 796,530 3. Tata India Tax Savings Fund
CAGR/Annualized return of 14.3% since its launch. Ranked 1 in ELSS category. Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (19 Feb 25) ₹39.8599 ↑ 0.36 (0.91 %) Net Assets (Cr) ₹4,398 on 31 Jan 25 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.42 Information Ratio -0.14 Alpha Ratio 1.91 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,070 31 Jan 22 ₹14,672 31 Jan 23 ₹14,990 31 Jan 24 ₹19,242 31 Jan 25 ₹21,599 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -6.3% 3 Month -6.9% 6 Month -9.6% 1 Year 6.3% 3 Year 12.9% 5 Year 15.3% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 3.13 Yr. Tejas Gutka 9 Mar 21 3.9 Yr. Data below for Tata India Tax Savings Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 29.17% Consumer Cyclical 16.04% Industrials 15.31% Technology 7.76% Basic Materials 6.78% Energy 4.74% Communication Services 3.46% Real Estate 3.28% Health Care 3.25% Utility 3.19% Consumer Defensive 1.95% Asset Allocation
Asset Class Value Cash 5.07% Equity 94.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹306 Cr 1,725,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹272 Cr 2,125,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY5% ₹218 Cr 1,160,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹173 Cr 2,175,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹164 Cr 1,350,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL3% ₹149 Cr 940,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322153% ₹138 Cr 1,300,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹127 Cr 352,147 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325552% ₹115 Cr 3,451,000 Pricol Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | PRICOLLTD2% ₹111 Cr 2,037,000 4. Tata Equity PE Fund
CAGR/Annualized return of 18.1% since its launch. Ranked 7 in Value category. Return for 2024 was 21.7% , 2023 was 37% and 2022 was 5.9% . Tata Equity PE Fund
Growth Launch Date 29 Jun 04 NAV (19 Feb 25) ₹312.454 ↑ 2.23 (0.72 %) Net Assets (Cr) ₹8,068 on 31 Jan 25 Category Equity - Value AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.3 Information Ratio 1.09 Alpha Ratio 0.37 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹11,060 31 Jan 22 ₹14,280 31 Jan 23 ₹14,938 31 Jan 24 ₹21,436 31 Jan 25 ₹23,727 Returns for Tata Equity PE Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -6.5% 3 Month -9.3% 6 Month -14% 1 Year 1.9% 3 Year 17.6% 5 Year 17.7% 10 Year 15 Year Since launch 18.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.7% 2023 37% 2022 5.9% 2021 28% 2020 12.5% 2019 5.3% 2018 -7.1% 2017 39.4% 2016 16.2% 2015 0.3% Fund Manager information for Tata Equity PE Fund
Name Since Tenure Sonam Udasi 1 Apr 16 8.84 Yr. Amey Sathe 18 Jun 18 6.63 Yr. Data below for Tata Equity PE Fund as on 31 Jan 25
Equity Sector Allocation
Sector Value Financial Services 35.95% Consumer Cyclical 11.69% Energy 9.67% Consumer Defensive 7.37% Health Care 6.38% Technology 6.15% Utility 6.05% Basic Materials 4.22% Communication Services 4.09% Industrials 2.17% Asset Allocation
Asset Class Value Cash 6.26% Equity 93.74% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | HDFCBANK9% ₹793 Cr 4,473,000
↑ 513,000 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Dec 23 | 5005475% ₹397 Cr 13,590,000
↑ 630,000 Wipro Ltd (Technology)
Equity, Since 31 Dec 23 | 5076854% ₹359 Cr 11,880,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO4% ₹328 Cr 1,257,971
↓ -60,000 Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA4% ₹325 Cr 8,460,000
↑ 360,000 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 23 | DRREDDY4% ₹319 Cr 2,295,000
↑ 90,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 18 | ITC4% ₹305 Cr 6,310,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK3% ₹295 Cr 2,300,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Apr 23 | 5333983% ₹283 Cr 1,323,000 UTI Asset Management Co Ltd (Financial Services)
Equity, Since 30 Jun 21 | UTIAMC3% ₹276 Cr 2,053,547 5. Tata Treasury Advantage Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 26 in Low Duration category. Return for 2024 was 7.4% , 2023 was 6.9% and 2022 was 4.1% . Tata Treasury Advantage Fund
Growth Launch Date 6 Sep 05 NAV (18 Feb 25) ₹3,815.81 ↑ 0.69 (0.02 %) Net Assets (Cr) ₹2,377 on 31 Jan 25 Category Debt - Low Duration AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0 Sharpe Ratio 2.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.52% Effective Maturity 1 Year 1 Month 16 Days Modified Duration 10 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,690 31 Jan 22 ₹11,105 31 Jan 23 ₹11,578 31 Jan 24 ₹12,390 31 Jan 25 ₹13,309 Returns for Tata Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.6% 1 Year 7.5% 3 Year 6.3% 5 Year 5.9% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 6.9% 2022 4.1% 2021 3.6% 2020 7.5% 2019 2.2% 2018 7.5% 2017 6.9% 2016 8.5% 2015 8.6% Fund Manager information for Tata Treasury Advantage Fund
Name Since Tenure Akhil Mittal 2 Jun 14 10.68 Yr. Abhishek Sonthalia 6 Feb 20 4.99 Yr. Data below for Tata Treasury Advantage Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 50.22% Debt 49.5% Other 0.28% Debt Sector Allocation
Sector Value Corporate 46.46% Cash Equivalent 36.69% Government 16.57% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹100 Cr 10,000 Small Industries Development Bank Of India
Debentures | -4% ₹100 Cr 10,000 07.80 KL Sdl 2027
Sovereign Bonds | -4% ₹97 Cr 9,500,000 HDFC Bank Ltd.
Debentures | -4% ₹95 Cr 2,000
↑ 2,000 182 DTB 27022025
Sovereign Bonds | -2% ₹65 Cr 6,500,000
↑ 6,500,000 Power Finance Corporation Limited
Debentures | -2% ₹55 Cr 550 Smfg India Credit Company Limited
Debentures | -2% ₹50 Cr 5,000
↑ 5,000 Rural Electrification Corporation Limited
Debentures | -2% ₹50 Cr 5,000 National Housing Bank
Debentures | -2% ₹50 Cr 5,000 364 Days T - Bill- 06/02/2025
Sovereign Bonds | -2% ₹50 Cr 5,000,000 6. Tata Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (19 Feb 25) ₹4,011.63 ↑ 0.74 (0.02 %) Net Assets (Cr) ₹23,491 on 31 Jan 25 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0 Sharpe Ratio 3.87 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.26% Effective Maturity 1 Month 4 Days Modified Duration 1 Month 4 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,410 31 Jan 22 ₹10,752 31 Jan 23 ₹11,292 31 Jan 24 ₹12,087 31 Jan 25 ₹12,970 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.5% 5 Year 5.4% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 11.3 Yr. Abhishek Sonthalia 6 Feb 20 4.99 Yr. Harsh Dave 1 Aug 24 0.5 Yr. Data below for Tata Liquid Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 83.66% Corporate 15.37% Government 0.74% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity D) Repo
CBLO/Reverse Repo | -10% ₹2,824 Cr Reliance Retail Ventures Limited
Commercial Paper | -4% ₹988 Cr 20,000
↑ 20,000 Canara Bank
Certificate of Deposit | -4% ₹970 Cr 19,500 91 DTB 21022025
Sovereign Bonds | -4% ₹959 Cr 96,500,000
↑ 96,500,000 Bajaj Finance Limited
Commercial Paper | -3% ₹834 Cr 17,000
↑ 17,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹792 Cr 16,000
↑ 16,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹741 Cr 15,000
↑ 15,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹740 Cr 15,000
↑ 15,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹717 Cr 14,500
↑ 10,000 Punjab And Sind Bank
Certificate of Deposit | -3% ₹689 Cr 14,000
↑ 14,000 7. Tata Retirement Savings Fund - Conservative
CAGR/Annualized return of 8.6% since its launch. Ranked 7 in Retirement Fund category. Return for 2024 was 9.9% , 2023 was 12.1% and 2022 was 0.1% . Tata Retirement Savings Fund - Conservative
Growth Launch Date 1 Nov 11 NAV (18 Feb 25) ₹29.8056 ↓ -0.04 (-0.14 %) Net Assets (Cr) ₹173 on 31 Jan 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Years (1%),60 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,960 31 Jan 22 ₹11,817 31 Jan 23 ₹11,845 31 Jan 24 ₹13,436 31 Jan 25 ₹14,458 Returns for Tata Retirement Savings Fund - Conservative
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month -2.5% 3 Month -2% 6 Month -2.5% 1 Year 5.5% 3 Year 6.5% 5 Year 7% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.9% 2023 12.1% 2022 0.1% 2021 7.6% 2020 11.8% 2019 7.6% 2018 0.8% 2017 15.1% 2016 10.6% 2015 6.4% Fund Manager information for Tata Retirement Savings Fund - Conservative
Name Since Tenure Murthy Nagarajan 1 Apr 17 7.84 Yr. Sonam Udasi 1 Apr 16 8.84 Yr. Data below for Tata Retirement Savings Fund - Conservative as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 28.3% Equity 27.59% Debt 44.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.17% Govt Stock 2030
Sovereign Bonds | -9% ₹15 Cr 1,500,000 7.38% Govt Stock 2027
Sovereign Bonds | -9% ₹15 Cr 1,500,000 7.36% Govt Stock 2052
Sovereign Bonds | -6% ₹10 Cr 1,000,000 7.27% Govt Stock 2026
Sovereign Bonds | -6% ₹10 Cr 1,000,000 Jamnagar Utilities & Power Private Limited
Debentures | -6% ₹10 Cr 100 8.24% Govt Stock 2027
Sovereign Bonds | -3% ₹5 Cr 500,000 8.2% Govt Stock 2025
Sovereign Bonds | -3% ₹5 Cr 500,000 Bharti Telecom Limited
Debentures | -3% ₹5 Cr 50 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK2% ₹3 Cr 20,750 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS1% ₹3 Cr 5,940
↑ 180 8. Tata Money Market Fund
CAGR/Annualized return of 6.7% since its launch. Ranked 30 in Money Market category. Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.8% . Tata Money Market Fund
Growth Launch Date 22 May 03 NAV (18 Feb 25) ₹4,583.4 ↑ 0.94 (0.02 %) Net Assets (Cr) ₹27,184 on 31 Jan 25 Category Debt - Money Market AMC Tata Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0 Sharpe Ratio 3.33 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.46% Effective Maturity 6 Months 13 Days Modified Duration 6 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,611 31 Jan 22 ₹11,038 31 Jan 23 ₹11,594 31 Jan 24 ₹12,458 31 Jan 25 ₹13,416 Returns for Tata Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.7% 1 Year 7.7% 3 Year 6.8% 5 Year 6.1% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.4% 2022 4.8% 2021 3.9% 2020 6.4% 2019 8.1% 2018 -0.1% 2017 6.7% 2016 7.6% 2015 8.3% Fund Manager information for Tata Money Market Fund
Name Since Tenure Amit Somani 16 Oct 13 11.3 Yr. Data below for Tata Money Market Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 89.94% Debt 9.82% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 72.58% Corporate 19.73% Government 7.45% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Axis Bank Ltd.
Debentures | -2% ₹659 Cr 13,500
↓ -1,000 5.22% Govt Stock 2025
Sovereign Bonds | -2% ₹656 Cr 66,000,000 Cd - Union Bank Of India - 02/04/25
Debentures | -2% ₹640 Cr 13,000
↓ -6,500 06.03 RJ Sdl 2025
Sovereign Bonds | -2% ₹640 Cr 64,000,000 182 DTB 01052025
Sovereign Bonds | -2% ₹540 Cr 55,000,000 182 DTB 12062025
Sovereign Bonds | -2% ₹511 Cr 52,500,000 91 DTB 23012025
Sovereign Bonds | -1% ₹300 Cr 30,000,000
↑ 30,000,000 182 DTB 19062025
Sovereign Bonds | -1% ₹195 Cr 20,000,000 182 DTB 10042025
Sovereign Bonds | -0% ₹123 Cr 12,500,000
↓ -18,500,000 7.52% GJ Sdl 08/03/2025
Sovereign Bonds | -0% ₹100 Cr 10,000,000 9. TATA Short Term Bond Fund
CAGR/Annualized return of 7% since its launch. Ranked 43 in Short term Bond category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 2.9% . TATA Short Term Bond Fund
Growth Launch Date 8 Aug 02 NAV (18 Feb 25) ₹46.3611 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹2,720 on 31 Jan 25 Category Debt - Short term Bond AMC Tata Asset Management Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0 Sharpe Ratio 0.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.49% Effective Maturity 4 Years 6 Months 18 Days Modified Duration 2 Years 9 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,880 31 Jan 22 ₹11,192 31 Jan 23 ₹11,550 31 Jan 24 ₹12,349 31 Jan 25 ₹13,261 Returns for TATA Short Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3.5% 1 Year 7.3% 3 Year 5.8% 5 Year 5.7% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 6.8% 2022 2.9% 2021 2.5% 2020 9.8% 2019 9% 2018 -0.2% 2017 5.6% 2016 9.2% 2015 8.2% Fund Manager information for TATA Short Term Bond Fund
Name Since Tenure Murthy Nagarajan 1 Apr 17 7.84 Yr. Abhishek Sonthalia 6 Feb 20 4.99 Yr. Data below for TATA Short Term Bond Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 13.99% Debt 85.74% Other 0.27% Debt Sector Allocation
Sector Value Corporate 45.09% Government 41.82% Cash Equivalent 12.83% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -8% ₹227 Cr 22,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹161 Cr 16,034,600
↓ -1,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹83 Cr 8,103,200 National Bank For Agriculture And Rural Development
Debentures | -3% ₹75 Cr 7,500 Small Industries Development Bank Of India
Debentures | -3% ₹75 Cr 750 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹73 Cr 750 SANSAR JUNE 2024 TRUST
Unlisted bonds | -3% ₹70 Cr 750,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -2% ₹66 Cr 6,500,000 National Housing Bank
Debentures | -2% ₹50 Cr 5,000
↓ -1,500 Export-Import Bank Of India
Debentures | -2% ₹50 Cr 5,000 10. TATA Gilt Securities Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 11 in Government Bond category. Return for 2024 was 8.3% , 2023 was 7.5% and 2022 was 2.4% . TATA Gilt Securities Fund
Growth Launch Date 6 Sep 99 NAV (18 Feb 25) ₹75.4629 ↑ 0.03 (0.04 %) Net Assets (Cr) ₹1,073 on 31 Jan 25 Category Debt - Government Bond AMC Tata Asset Management Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0 Sharpe Ratio 0.38 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-180 Days (0.5%),180 Days and above(NIL) Yield to Maturity 7.05% Effective Maturity 24 Years 14 Days Modified Duration 10 Years 25 Days Growth of 10,000 investment over the years.
Date Value 31 Jan 20 ₹10,000 31 Jan 21 ₹10,922 31 Jan 22 ₹10,974 31 Jan 23 ₹11,346 31 Jan 24 ₹12,295 31 Jan 25 ₹13,225 Returns for TATA Gilt Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Feb 25 Duration Returns 1 Month 0.8% 3 Month 1.6% 6 Month 3.1% 1 Year 7% 3 Year 6.3% 5 Year 5.2% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.5% 2022 2.4% 2021 0.8% 2020 9.9% 2019 9.7% 2018 4.9% 2017 2.7% 2016 13.4% 2015 5.9% Fund Manager information for TATA Gilt Securities Fund
Name Since Tenure Akhil Mittal 1 Mar 22 2.93 Yr. Data below for TATA Gilt Securities Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 2.74% Debt 97.26% Debt Sector Allocation
Sector Value Government 97.26% Cash Equivalent 2.74% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -32% ₹378 Cr 36,670,900
↑ 6,670,900 7.09% Govt Stock 2054
Sovereign Bonds | -21% ₹250 Cr 25,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -13% ₹150 Cr 15,000,000
↑ 2,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹103 Cr 10,000,000 6.92% Govt Stock 2039
Sovereign Bonds | -9% ₹100 Cr 10,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -4% ₹51 Cr 5,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹51 Cr 5,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -4% ₹51 Cr 5,000,000 07.49 Tn SDL 2034
Sovereign Bonds | -0% ₹1 Cr 60,800 B) Repo
CBLO/Reverse Repo | -5% ₹59 Cr
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