4 بہترین کارکردگی کا مظاہرہ کرنے والے ایکویٹی سیونگز میوچل فنڈز 2022 | Fincash.com

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4 بہترین کارکردگی کا مظاہرہ کرنے والے ایکویٹی سیونگ فنڈز 2022

Updated on December 23, 2024 , 9636 views

ایکویٹی سیونگ فنڈز کے ہائبرڈ زمرے میں آتے ہیں۔باہمی چندہ. یہ تازہ ترین قسم ہے۔اثاثہ تین ہلاک میوچل فنڈز 2014 کے آخر میں متعارف کرائے گئے۔ ایکویٹی سیونگ فنڈز ثالثی، ایکویٹی اور قرض میں سرمایہ کاری کرتے ہیں۔ یہ فنڈ اپنے کل اثاثوں کا کم از کم 65 فیصد ایکوئٹی میں لگائے گا (اس میں سے زیادہ تر ثالثی میں) اور باقی قرض کے آلات میں، لیکن قرض میں کم از کم سرمایہ کاری 10 فیصد ہونی چاہیے۔ ایکویٹی سیونگ فنڈز ان سرمایہ کاروں میں مقبول ہو رہے ہیں جو ایکویٹی میں سرمایہ کاری کرنا چاہتے ہیں لیکن ساتھ ہی محفوظ رہنا چاہتے ہیں۔ تو، آئیے اس فنڈ کے بارے میں سیکھتے ہیں، سرمایہ کاری کے لیے بہترین کارکردگی کا مظاہرہ کرنے والے ایکویٹی سیونگ فنڈز میں سے کچھ کے ساتھ۔

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ایکویٹی سیونگ فنڈز کے بارے میں ایک جائزہ

ایکویٹی سیونگ فنڈز مستحکم پیدا کرنے کی کوشش کرتے ہیں۔آمدنی کی طرف سےسرمایہ کاری قرض کے آلات میں اور ایکویٹی سرمایہ کاری کے ذریعے ممکنہ طور پر زیادہ منافع حاصل کرنے کا مقصد ہے۔ اس طرح، یہ فنڈز خطرے اور واپسی دونوں کے درمیان توازن کی مساوات کے طور پر کام کرتے ہیں۔

مثالی طور پر، ثالثی نقد اور مشتق میں حصص کی قیمتوں میں فرق کا فائدہ اٹھاتا ہےمارکیٹ. مشتقات کا استعمال خالص ایکویٹی ایکسپوژر کو کم کرتا ہے (یعنی مثالی طور پر 20-40 فیصد، اگرچہ یہ فنڈ کے لحاظ سے مختلف ہو سکتا ہے) اور عام طور پر حفاظت کرتا ہے۔سرمایہ کار غیر مستحکم واپسی سے.

چونکہ، ایکویٹی سیونگ فنڈز میں ایکویٹی ایکسپوژر کا 65 فیصد ہوتا ہے (ماخوذ پر غور کیے بغیر)، ان کا علاج کیا جاتا ہےایکویٹی میوچل فنڈز ٹیکس ایکویٹی سیونگ فنڈز کو قدامت پسند سرمایہ کاروں کے لیے سرمایہ کاری کا ایک مثالی آپشن سمجھا جاتا ہے جو مختصر مدت یعنی 1-3 سال کے لیے سرمایہ کاری کرنا چاہتے ہیں۔

ان فنڈز میں سرمایہ کاری کرنے کی منصوبہ بندی کرنے والے سرمایہ کاروں کو ایک لینا چاہیے۔گھونٹ راستے کے طور پر یہ مارکیٹ کے وقت کی پریشانی کو ختم کرتا ہے۔ پوسٹ-ریٹائرمنٹ آپ متواتر وقفہ پر پہلے سے طے شدہ واپسی کو فعال کرنے کے لیے SWP (سسٹمیٹک انخلا پلان) کا اختیار استعمال کر سکتے ہیں۔

ٹاپ 4 بہترین ایکویٹی سیونگ فنڈز FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
L&T Equity Savings Fund Growth	₹33.8288 ↓ -0.07	₹583	2.5	7.2	23.4	14	13.7	17
Kotak Equity Savings Fund Growth	₹25.316 ↑ 0.00	₹7,974	-1.6	3.4	12.9	11.6	11.1	15.7
Principal Equity Savings Fund Growth	₹67.7496 ↓ -0.02	₹1,005	-1.2	4.1	13.5	11	12.9	15.3
SBI Equity Savings Fund Growth	₹23.22 ↓ -0.01	₹5,982	-0.1	3.9	12.2	10.5	11.2	17.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 24

*اوپر بہترین کی فہرست ہے۔ایکویٹی بچت اوپر AUM/نیٹ اثاثے رکھنے والے فنڈز100 کروڑ. پر ترتیب دیا گیاآخری 3 سال کی واپسی۔.

1. L&T Equity Savings Fund

To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments.

L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.7% since its launch. Ranked 46 in Equity Savings category. Return for 2023 was 17% , 2022 was 2% and 2021 was 16.1% .

Below is the key information for L&T Equity Savings Fund

L&T Equity Savings Fund Growth
Launch Date	18 Oct 11
NAV (24 Dec 24)	₹33.8288 ↓ -0.07 (-0.20 %)
Net Assets (Cr)	₹583 on 30 Nov 24
Category	Hybrid - Equity Savings
AMC	L&T Investment Management Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.49
Sharpe Ratio	2.63
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,807
30 Nov 21	₹12,817
30 Nov 22	₹13,268
30 Nov 23	₹15,143
30 Nov 24	₹18,598

L&T Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for L&T Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	3.5%
3 Month	2.5%
6 Month	7.2%
1 Year	23.4%
3 Year	14%
5 Year	13.7%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	17%
2022	2%
2021	16.1%
2020	10.8%
2019	3.7%
2018	-0.6%
2017	13.8%
2016	4.6%
2015	5.1%
2014	21.2%

Fund Manager information for L&T Equity Savings Fund

Name	Since	Tenure
Kapil Punjabi	1 May 24	0.59 Yr.
Mahesh Chhabria	15 Jul 23	1.38 Yr.
Praveen Ayathan	1 Oct 23	1.17 Yr.
Cheenu Gupta	2 Jul 21	3.42 Yr.
Sonal Gupta	1 Oct 23	1.17 Yr.
Abhishek Gupta	1 Apr 24	0.67 Yr.
Hitesh Gondhia	1 Oct 23	1.17 Yr.

Data below for L&T Equity Savings Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	43.83%
Equity	37.52%
Debt	18.64%

Equity Sector Allocation

Sector	Value
Financial Services	25.46%
Industrials	22.61%
Consumer Cyclical	7.57%
Technology	3.94%
Real Estate	3.92%
Energy	3.34%
Health Care	2.97%
Basic Materials	2.33%
Utility	0.42%
Consumer Defensive	0.02%

Debt Sector Allocation

Sector	Value
Cash Equivalent	41.27%
Government	14.84%
Corporate	6.36%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Future on HDFC Bank Ltd Derivatives \| -	4%	-₹24 Cr
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 23 \| HDFCBANK	4%	₹24 Cr	140,800
Transformers & Rectifiers (India) Ltd (Industrials) Equity, Since 31 Jan 24 \| TARIL	4%	₹22 Cr	240,866 ↑ 110,866
Future on City Union Bank Ltd Derivatives \| -	4%	-₹20 Cr
City Union Bank Ltd (Financial Services) Equity, Since 31 Oct 24 \| CUB	4%	₹20 Cr	1,135,000 ↑ 1,135,000
Trent Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 500251	3%	₹17 Cr	24,000
Future on State Bank of India Derivatives \| -	3%	-₹16 Cr
State Bank of India (Financial Services) Equity, Since 31 Aug 24 \| SBIN	3%	₹16 Cr	197,250 ↑ 18,750
Zomato Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 543320	3%	₹16 Cr	650,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	3%	₹16 Cr	1,500,000

2. Kotak Equity Savings Fund

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.5% since its launch. Return for 2023 was 15.7% , 2022 was 6.8% and 2021 was 11.1% .

Below is the key information for Kotak Equity Savings Fund

Kotak Equity Savings Fund Growth
Launch Date	13 Oct 14
NAV (24 Dec 24)	₹25.316 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹7,974 on 30 Nov 24
Category	Hybrid - Equity Savings
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	1.69
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,821
30 Nov 21	₹12,215
30 Nov 22	₹13,173
30 Nov 23	₹14,728
30 Nov 24	₹17,061

Kotak Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	1.4%
3 Month	-1.6%
6 Month	3.4%
1 Year	12.9%
3 Year	11.6%
5 Year	11.1%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	15.7%
2022	6.8%
2021	11.1%
2020	10.4%
2019	7.8%
2018	4.2%
2017	14%
2016	6.5%
2015	6.4%
2014

Fund Manager information for Kotak Equity Savings Fund

Name	Since	Tenure
Abhishek Bisen	13 Oct 14	10.14 Yr.
Devender Singhal	1 Apr 21	3.67 Yr.
Hiten Shah	3 Oct 19	5.17 Yr.

Data below for Kotak Equity Savings Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	51.83%
Equity	36.25%
Debt	10.95%
Other	0.97%

Equity Sector Allocation

Sector	Value
Financial Services	14.87%
Consumer Cyclical	12.47%
Basic Materials	6.46%
Communication Services	5.91%
Industrials	5.57%
Energy	5.18%
Consumer Defensive	5.05%
Technology	4.76%
Utility	4.6%
Health Care	0.84%
Real Estate	0.37%

Debt Sector Allocation

Sector	Value
Cash Equivalent	48.5%
Corporate	9.69%
Government	4.55%
Securitized	0.03%

Credit Quality

Rating	Value
AA	12.25%
AAA	87.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Liquid Dir Gr Investment Fund \| -	5%	₹368 Cr	724,439
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹306 Cr	1,899,505
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	3%	₹261 Cr	1,504,756 ↓ -200,000
Bharti Airtel Ltd-NOV2024 Derivatives \| -	3%	-₹259 Cr	1,598,375 ↑ 1,598,375
State Bank of India (Financial Services) Equity, Since 30 Apr 24 \| SBIN	3%	₹254 Cr	3,100,000 ↑ 2,100,000
HDFC Bank Ltd.-NOV2024 Derivatives \| -	3%	-₹253 Cr	1,447,050 ↑ 1,447,050
Kotak Money Market Dir Gr Investment Fund \| -	3%	₹232 Cr	539,363
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 14 \| MARUTI	3%	₹221 Cr	199,963 ↑ 75,000
Adani Port and Special Economic Zone Ltd.-NOV2024 Derivatives \| -	3%	-₹221 Cr	1,594,400 ↑ 1,594,400
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Jun 19 \| ADANIPORTS	3%	₹219 Cr	1,594,400

3. Principal Equity Savings Fund

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments

Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.8% since its launch. Ranked 38 in Equity Savings category. Return for 2023 was 15.3% , 2022 was 4.1% and 2021 was 18.2% .

Below is the key information for Principal Equity Savings Fund

Principal Equity Savings Fund Growth
Launch Date	23 May 02
NAV (24 Dec 24)	₹67.7496 ↓ -0.02 (-0.03 %)
Net Assets (Cr)	₹1,005 on 30 Nov 24
Category	Hybrid - Equity Savings
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	1.56
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,138
30 Nov 21	₹13,457
30 Nov 22	₹14,290
30 Nov 23	₹15,963
30 Nov 24	₹18,278

Principal Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Principal Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	1.1%
3 Month	-1.2%
6 Month	4.1%
1 Year	13.5%
3 Year	11%
5 Year	12.9%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	15.3%
2022	4.1%
2021	18.2%
2020	14.6%
2019	5.1%
2018	1.6%
2017	15%
2016	5.5%
2015	3.6%
2014	12.8%

Fund Manager information for Principal Equity Savings Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.92 Yr.
Sudhir Kedia	29 Oct 19	5.1 Yr.
Rohit Seksaria	1 Jan 22	2.92 Yr.

Data below for Principal Equity Savings Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	47.68%
Equity	37.96%
Debt	14.36%

Equity Sector Allocation

Sector	Value
Financial Services	20.87%
Consumer Cyclical	8.22%
Industrials	7.87%
Technology	7.12%
Energy	6.84%
Communication Services	6.46%
Health Care	4.48%
Basic Materials	3.27%
Consumer Defensive	2.67%
Utility	0.37%
Real Estate	0.29%

Debt Sector Allocation

Sector	Value
Cash Equivalent	47.68%
Government	11.82%
Corporate	2.53%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	7%	₹66 Cr	6,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	6%	₹55 Cr	414,500
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	5%	₹48 Cr	298,275
Future on Reliance Industries Ltd Derivatives \| -	5%	-₹46 Cr	342,500 ↑ 171,250
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| 532215	4%	₹42 Cr	363,625 ↑ 39,000
Infosys Ltd (Technology) Equity, Since 30 Jun 21 \| INFY	4%	₹36 Cr	205,100
Future on Bharti Airtel Ltd Derivatives \| -	3%	-₹35 Cr	213,275
Future on Axis Bank Ltd Derivatives \| -	3%	-₹33 Cr	285,625
Infosys Limited November 2024 Derivatives \| -	3%	-₹30 Cr	166,800 ↑ 166,800
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| ICICIBANK	3%	₹29 Cr	226,000 ↑ 25,000

4. SBI Equity Savings Fund

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

SBI Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 27 May 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.2% since its launch. Return for 2023 was 17.5% , 2022 was 1.9% and 2021 was 13.2% .

Below is the key information for SBI Equity Savings Fund

SBI Equity Savings Fund Growth
Launch Date	27 May 15
NAV (24 Dec 24)	₹23.22 ↓ -0.01 (-0.03 %)
Net Assets (Cr)	₹5,982 on 30 Nov 24
Category	Hybrid - Equity Savings
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.18
Sharpe Ratio	1.76
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,850
30 Nov 21	₹12,678
30 Nov 22	₹13,107
30 Nov 23	₹15,004
30 Nov 24	₹17,085

SBI Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	1.1%
3 Month	-0.1%
6 Month	3.9%
1 Year	12.2%
3 Year	10.5%
5 Year	11.2%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	17.5%
2022	1.9%
2021	13.2%
2020	11.9%
2019	9.4%
2018	-0.5%
2017	14.6%
2016	6.2%
2015
2014

Fund Manager information for SBI Equity Savings Fund

Name	Since	Tenure
Neeraj Kumar	27 May 15	9.52 Yr.
Nidhi Chawla	1 Jan 22	2.92 Yr.
Mansi Sajeja	1 Jun 21	3.5 Yr.
Pradeep Kesavan	1 Jan 24	0.92 Yr.
Vandna Soni	1 Jan 24	0.92 Yr.

Data below for SBI Equity Savings Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	43.45%
Equity	34.49%
Debt	22.06%

Equity Sector Allocation

Sector	Value
Financial Services	22.82%
Consumer Cyclical	12.98%
Industrials	9.8%
Basic Materials	6.91%
Energy	5.44%
Health Care	3.42%
Real Estate	2.72%
Communication Services	1.77%
Utility	1.21%
Technology	1.18%
Consumer Defensive	0.61%

Debt Sector Allocation

Sector	Value
Cash Equivalent	43.45%
Corporate	13.33%
Government	7.83%
Securitized	0.9%

Credit Quality

Rating	Value
AA	47.02%
AAA	52.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 15 \| HDFCBANK	6%	₹387 Cr	2,156,600 ↓ -930,050
Future on HDFC Bank Ltd Derivatives \| -	5%	-₹279 Cr	1,546,600 ↓ -930,050
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹229 Cr	1,761,000 ↑ 952,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 15 \| RELIANCE	4%	₹228 Cr	1,761,000 ↑ 952,000
Future on Kotak Mahindra Bank Ltd Derivatives \| -	3%	-₹169 Cr	951,600 ↓ -30,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| KOTAKBANK	3%	₹168 Cr	951,600 ↓ -40,000
State Bank of India (Financial Services) Equity, Since 29 Feb 16 \| SBIN	3%	₹165 Cr	1,965,500 ↑ 345,000
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 16 \| ICICIBANK	3%	₹165 Cr	1,267,300 ↑ 132,300
7.38% Govt Stock 2027 Sovereign Bonds \| -	3%	₹163 Cr	16,000,000
Bharti Telecom Limited 8.75% Debentures \| -	3%	₹151 Cr	15,000 ↑ 15,000

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔