4 بہترین کارکردگی کا مظاہرہ کرنے والے ایکویٹی سیونگز میوچل فنڈز 2022 | Fincash.com

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4 بہترین کارکردگی کا مظاہرہ کرنے والے ایکویٹی سیونگ فنڈز 2022

Updated on November 20, 2024 , 9586 views

ایکویٹی سیونگ فنڈز کے ہائبرڈ زمرے میں آتے ہیں۔باہمی چندہ. یہ تازہ ترین قسم ہے۔اثاثہ تین ہلاک میوچل فنڈز 2014 کے آخر میں متعارف کرائے گئے۔ ایکویٹی سیونگ فنڈز ثالثی، ایکویٹی اور قرض میں سرمایہ کاری کرتے ہیں۔ یہ فنڈ اپنے کل اثاثوں کا کم از کم 65 فیصد ایکوئٹی میں لگائے گا (اس میں سے زیادہ تر ثالثی میں) اور باقی قرض کے آلات میں، لیکن قرض میں کم از کم سرمایہ کاری 10 فیصد ہونی چاہیے۔ ایکویٹی سیونگ فنڈز ان سرمایہ کاروں میں مقبول ہو رہے ہیں جو ایکویٹی میں سرمایہ کاری کرنا چاہتے ہیں لیکن ساتھ ہی محفوظ رہنا چاہتے ہیں۔ تو، آئیے اس فنڈ کے بارے میں سیکھتے ہیں، سرمایہ کاری کے لیے بہترین کارکردگی کا مظاہرہ کرنے والے ایکویٹی سیونگ فنڈز میں سے کچھ کے ساتھ۔

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ایکویٹی سیونگ فنڈز کے بارے میں ایک جائزہ

ایکویٹی سیونگ فنڈز مستحکم پیدا کرنے کی کوشش کرتے ہیں۔آمدنی کی طرف سےسرمایہ کاری قرض کے آلات میں اور ایکویٹی سرمایہ کاری کے ذریعے ممکنہ طور پر زیادہ منافع حاصل کرنے کا مقصد ہے۔ اس طرح، یہ فنڈز خطرے اور واپسی دونوں کے درمیان توازن کی مساوات کے طور پر کام کرتے ہیں۔

مثالی طور پر، ثالثی نقد اور مشتق میں حصص کی قیمتوں میں فرق کا فائدہ اٹھاتا ہےمارکیٹ. مشتقات کا استعمال خالص ایکویٹی ایکسپوژر کو کم کرتا ہے (یعنی مثالی طور پر 20-40 فیصد، اگرچہ یہ فنڈ کے لحاظ سے مختلف ہو سکتا ہے) اور عام طور پر حفاظت کرتا ہے۔سرمایہ کار غیر مستحکم واپسی سے.

چونکہ، ایکویٹی سیونگ فنڈز میں ایکویٹی ایکسپوژر کا 65 فیصد ہوتا ہے (ماخوذ پر غور کیے بغیر)، ان کا علاج کیا جاتا ہےایکویٹی میوچل فنڈز ٹیکس ایکویٹی سیونگ فنڈز کو قدامت پسند سرمایہ کاروں کے لیے سرمایہ کاری کا ایک مثالی آپشن سمجھا جاتا ہے جو مختصر مدت یعنی 1-3 سال کے لیے سرمایہ کاری کرنا چاہتے ہیں۔

ان فنڈز میں سرمایہ کاری کرنے کی منصوبہ بندی کرنے والے سرمایہ کاروں کو ایک لینا چاہیے۔گھونٹ راستے کے طور پر یہ مارکیٹ کے وقت کی پریشانی کو ختم کرتا ہے۔ پوسٹ-ریٹائرمنٹ آپ متواتر وقفہ پر پہلے سے طے شدہ واپسی کو فعال کرنے کے لیے SWP (سسٹمیٹک انخلا پلان) کا اختیار استعمال کر سکتے ہیں۔

ٹاپ 4 بہترین ایکویٹی سیونگ فنڈز FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
L&T Equity Savings Fund Growth	₹32.6736 ↑ 0.20	₹548	0.8	8	22	12.7	13.1	17
Kotak Equity Savings Fund Growth	₹24.9776 ↑ 0.19	₹7,804	-1.3	4.2	15.6	10.8	11	15.7
Principal Equity Savings Fund Growth	₹67.0266 ↑ 0.31	₹990	-0.1	5.5	15.2	10.2	12.7	15.3
HDFC Equity Savings Fund Growth	₹63.363 ↑ 0.36	₹5,463	-0.5	4	14.5	9.9	11.1	13.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Nov 24

*اوپر بہترین کی فہرست ہے۔ایکویٹی بچت اوپر AUM/نیٹ اثاثے رکھنے والے فنڈز100 کروڑ. پر ترتیب دیا گیاآخری 3 سال کی واپسی۔.

1. L&T Equity Savings Fund

To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments.

L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.5% since its launch. Ranked 46 in Equity Savings category. Return for 2023 was 17% , 2022 was 2% and 2021 was 16.1% .

Below is the key information for L&T Equity Savings Fund

L&T Equity Savings Fund Growth
Launch Date	18 Oct 11
NAV (22 Nov 24)	₹32.6736 ↑ 0.20 (0.62 %)
Net Assets (Cr)	₹548 on 31 Oct 24
Category	Hybrid - Equity Savings
AMC	L&T Investment Management Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.49
Sharpe Ratio	2.78
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,287
31 Oct 21	₹12,896
31 Oct 22	₹13,275
31 Oct 23	₹14,669
31 Oct 24	₹18,333

L&T Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for L&T Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0.4%
3 Month	0.8%
6 Month	8%
1 Year	22%
3 Year	12.7%
5 Year	13.1%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	17%
2022	2%
2021	16.1%
2020	10.8%
2019	3.7%
2018	-0.6%
2017	13.8%
2016	4.6%
2015	5.1%
2014	21.2%

Fund Manager information for L&T Equity Savings Fund

Name	Since	Tenure
Kapil Punjabi	1 May 24	0.5 Yr.
Mahesh Chhabria	15 Jul 23	1.3 Yr.
Praveen Ayathan	1 Oct 23	1.09 Yr.
Cheenu Gupta	2 Jul 21	3.33 Yr.
Sonal Gupta	1 Oct 23	1.09 Yr.
Abhishek Gupta	1 Apr 24	0.58 Yr.
Hitesh Gondhia	1 Oct 23	1.09 Yr.

Data below for L&T Equity Savings Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	44.43%
Equity	37.78%
Debt	17.79%

Equity Sector Allocation

Sector	Value
Industrials	21.67%
Financial Services	21.26%
Consumer Cyclical	9.32%
Real Estate	4.42%
Technology	4.11%
Basic Materials	3.78%
Health Care	2.32%
Energy	2.23%
Utility	0.76%
Consumer Defensive	0.02%

Debt Sector Allocation

Sector	Value
Cash Equivalent	40.75%
Government	15.63%
Corporate	5.84%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 23 \| HDFCBANK	5%	₹24 Cr	140,800 ↑ 99,000
Future on HDFC Bank Ltd Derivatives \| -	5%	-₹24 Cr
Trent Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 500251	4%	₹18 Cr	24,000
Zomato Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 543320	4%	₹18 Cr	650,000 ↑ 200,000
Canara Bank (Financial Services) Equity, Since 31 Aug 24 \| 532483	3%	₹16 Cr	1,444,500
Future on Canara Bank Derivatives \| -	3%	-₹16 Cr
Suzlon Energy Ltd (Industrials) Equity, Since 30 Apr 24 \| SUZLON	3%	₹16 Cr	2,000,000 ↑ 1,000,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	3%	₹16 Cr	1,500,000
Steel Authority Of India Ltd (Basic Materials) Equity, Since 31 Jul 22 \| SAIL	3%	₹16 Cr	1,100,000 ↓ -4,000
Future on Steel Authority Of India Ltd Derivatives \| -	3%	-₹16 Cr

2. Kotak Equity Savings Fund

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.5% since its launch. Return for 2023 was 15.7% , 2022 was 6.8% and 2021 was 11.1% .

Below is the key information for Kotak Equity Savings Fund

Kotak Equity Savings Fund Growth
Launch Date	13 Oct 14
NAV (22 Nov 24)	₹24.9776 ↑ 0.19 (0.78 %)
Net Assets (Cr)	₹7,804 on 31 Oct 24
Category	Hybrid - Equity Savings
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	1.89
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,503
31 Oct 21	₹12,409
31 Oct 22	₹13,112
31 Oct 23	₹14,346
31 Oct 24	₹16,930

Kotak Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	-0.4%
3 Month	-1.3%
6 Month	4.2%
1 Year	15.6%
3 Year	10.8%
5 Year	11%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	15.7%
2022	6.8%
2021	11.1%
2020	10.4%
2019	7.8%
2018	4.2%
2017	14%
2016	6.5%
2015	6.4%
2014

Fund Manager information for Kotak Equity Savings Fund

Name	Since	Tenure
Abhishek Bisen	13 Oct 14	10.06 Yr.
Devender Singhal	1 Apr 21	3.59 Yr.
Hiten Shah	3 Oct 19	5.08 Yr.

Data below for Kotak Equity Savings Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	56.1%
Equity	34.03%
Debt	8.88%
Other	0.99%

Equity Sector Allocation

Sector	Value
Financial Services	14.18%
Consumer Cyclical	12.35%
Industrials	6.29%
Communication Services	5.99%
Basic Materials	5.97%
Consumer Defensive	5.54%
Energy	5.3%
Utility	5.07%
Technology	4.59%
Health Care	0.63%
Real Estate	0.41%

Debt Sector Allocation

Sector	Value
Cash Equivalent	50.18%
Corporate	10.82%
Government	3.98%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Liquid Dir Gr Investment Fund \| -	5%	₹366 Cr	724,439
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹325 Cr	1,899,505
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	4%	₹295 Cr	1,704,756
Bharti Airtel Ltd-OCT2024 Derivatives \| -	4%	-₹276 Cr	1,598,375 ↑ 1,598,375
HDFC Bank Ltd.-OCT2024 Derivatives \| -	3%	-₹253 Cr	1,447,050 ↑ 1,447,050
Vedanta Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 500295	3%	₹236 Cr	4,604,600 ↑ 1,998,700
Vedanta Ltd.-OCT2024 Derivatives \| -	3%	-₹236 Cr	4,604,600 ↑ 4,604,600
Adani Port and Special Economic Zone Ltd.-OCT2024 Derivatives \| -	3%	-₹232 Cr	1,594,400 ↑ 1,594,400
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Jun 19 \| ADANIPORTS	3%	₹231 Cr	1,594,400
Kotak Money Market Dir Gr Investment Fund \| -	3%	₹231 Cr	539,363

3. Principal Equity Savings Fund

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments

Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.8% since its launch. Ranked 38 in Equity Savings category. Return for 2023 was 15.3% , 2022 was 4.1% and 2021 was 18.2% .

Below is the key information for Principal Equity Savings Fund

Principal Equity Savings Fund Growth
Launch Date	23 May 02
NAV (22 Nov 24)	₹67.0266 ↑ 0.31 (0.47 %)
Net Assets (Cr)	₹990 on 31 Oct 24
Category	Hybrid - Equity Savings
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	2.15
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,616
31 Oct 21	₹13,665
31 Oct 22	₹14,281
31 Oct 23	₹15,451
31 Oct 24	₹18,367

Principal Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Principal Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	-1%
3 Month	-0.1%
6 Month	5.5%
1 Year	15.2%
3 Year	10.2%
5 Year	12.7%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	15.3%
2022	4.1%
2021	18.2%
2020	14.6%
2019	5.1%
2018	1.6%
2017	15%
2016	5.5%
2015	3.6%
2014	12.8%

Fund Manager information for Principal Equity Savings Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.83 Yr.
Sudhir Kedia	29 Oct 19	5.01 Yr.
Rohit Seksaria	1 Jan 22	2.83 Yr.

Data below for Principal Equity Savings Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	39.22%
Equity	40.39%
Debt	20.4%

Equity Sector Allocation

Sector	Value
Financial Services	23.07%
Consumer Cyclical	10.01%
Industrials	8.95%
Energy	7.57%
Technology	7.53%
Communication Services	6.79%
Health Care	5.08%
Basic Materials	3.48%
Consumer Defensive	3.15%
Utility	0.39%
Real Estate	0.32%

Debt Sector Allocation

Sector	Value
Cash Equivalent	39.22%
Government	16.6%
Corporate	3.8%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.10%Goi 08/04/2034 Sovereign Bonds \| -	7%	₹67 Cr	6,500,000 ↑ 1,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	6%	₹61 Cr	207,250
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	5%	₹51 Cr	298,275 ↑ 58,425
Future on Reliance Industries Ltd Derivatives \| -	5%	-₹51 Cr	171,250 ↑ 171,250
India (Republic of) - \| -	5%	₹48 Cr	5,000,000 ↑ 5,000,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| 532215	4%	₹40 Cr	324,625 ↑ 113,750
Infosys Ltd (Technology) Equity, Since 30 Jun 21 \| INFY	4%	₹38 Cr	205,100
Future on Bharti Airtel Ltd Derivatives \| -	4%	-₹37 Cr	213,275 ↑ 213,275
Future on Axis Bank Ltd Derivatives \| -	4%	-₹35 Cr	285,625 ↑ 285,625
IndusInd Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| INDUSINDBK	3%	₹34 Cr	232,000

4. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

HDFC Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 17 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.6% since its launch. Ranked 12 in Equity Savings category. Return for 2023 was 13.8% , 2022 was 6% and 2021 was 16.8% .

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund Growth
Launch Date	17 Sep 04
NAV (22 Nov 24)	₹63.363 ↑ 0.36 (0.57 %)
Net Assets (Cr)	₹5,463 on 31 Oct 24
Category	Hybrid - Equity Savings
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2
Sharpe Ratio	2.24
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,919
31 Oct 21	₹12,892
31 Oct 22	₹13,461
31 Oct 23	₹14,539
31 Oct 24	₹17,082

HDFC Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	-0.7%
3 Month	-0.5%
6 Month	4%
1 Year	14.5%
3 Year	9.9%
5 Year	11.1%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	13.8%
2022	6%
2021	16.8%
2020	8.8%
2019	5.8%
2018	0.9%
2017	16.5%
2016	14.1%
2015	2%
2014	15.7%

Fund Manager information for HDFC Equity Savings Fund

Name	Since	Tenure
Anil Bamboli	17 Sep 04	20.14 Yr.
Arun Agarwal	17 Sep 04	20.14 Yr.
Srinivasan Ramamurthy	14 Dec 21	2.88 Yr.
Nirman Morakhia	15 Feb 23	1.71 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Equity Savings Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	43.84%
Equity	32.92%
Debt	23.24%

Equity Sector Allocation

Sector	Value
Financial Services	22.15%
Consumer Cyclical	10.58%
Industrials	5.98%
Health Care	5.51%
Consumer Defensive	5.25%
Basic Materials	4.35%
Technology	3.63%
Energy	3.59%
Utility	2.76%
Communication Services	1.88%

Debt Sector Allocation

Sector	Value
Cash Equivalent	43.84%
Government	11.41%
Corporate	10.27%
Securitized	1.57%

Credit Quality

Rating	Value
AA	17.1%
AAA	82.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 17 \| HDFCBANK	8%	₹450 Cr	2,593,450 ↑ 100,000
Future on HDFC Bank Ltd Derivatives \| -	5%	-₹296 Cr
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 12 \| ICICIBANK	5%	₹258 Cr	1,998,400 ↑ 188,900
United Spirits Ltd (Consumer Defensive) Equity, Since 30 Nov 16 \| UNITDSPR	3%	₹175 Cr	1,209,600 ↓ -155,900
Future on United Spirits Ltd Derivatives \| -	3%	-₹155 Cr
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 16 \| 532215	3%	₹148 Cr	1,276,250 ↑ 50,000
Future on Titan Co Ltd Derivatives \| -	2%	-₹134 Cr
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Jul 17 \| TITAN	2%	₹134 Cr	409,675
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹134 Cr	13,100,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Jun 16 \| SUNPHARMA	2%	₹132 Cr	714,150 ↑ 58,450

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔