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سیکورٹی اینڈ ایکسچینج بورڈ آف انڈیا (SEBI) کے تحت ایک نئی درجہ بندی 'حل اورینٹڈ اسکیم' متعارف کرائی ہے۔باہمی چندہ. یہ فنڈز طویل مدتی اہداف کی منصوبہ بندی کے لیے اہم ہیں، خاص طور پر-ریٹائرمنٹ پلاننگ اور بچے کی تعلیم لہذا، اگر آپ کسی چیز کو اسی طرح کے مقصد کے ساتھ دیکھ رہے ہیں۔سرمایہ کاری، پھر آپ صحیح جگہ پر ہیں۔ آئیے سرمایہ کاری کے لیے کچھ بہترین حل پر مبنی اسکیموں کے ساتھ ان فنڈز کو تفصیلی انداز میں دیکھتے ہیں۔
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حل پر مبنی اسکیمیں ان سرمایہ کاروں کے لیے مددگار ہیں جو طویل مدتی دولت بنانا چاہتے ہیں جس میں بنیادی طور پر ریٹائرمنٹ کی منصوبہ بندی اور بچوں کی مستقبل کی تعلیم شامل ہے۔میوچل فنڈز میں سرمایہ کاری. پہلے، یہ منصوبے ایکویٹی یا متوازن اسکیموں کا حصہ تھے، لیکن SEBI کے نئے سرکولیشن کے مطابق، ان فنڈز کو الگ الگ حل پر مبنی اسکیموں کے تحت درجہ بندی کیا گیا ہے۔
نیز، ان اسکیموں میں تین سال کے لیے لاک ان ہوتا تھا، لیکن اب ان فنڈز میں پانچ سال کا لازمی لاک ان ہے۔ سرمایہ کاری کے ان اہداف کو حاصل کرنے کے لیے سرمایہ کاروں کو طویل مدت تک سرمایہ کاری میں رکھنے کا یہ مثالی طور پر ایک اچھا طریقہ ہے۔ یہ سرمایہ کاری میں نظم و ضبط برقرار رکھتا ہے۔
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) SBI Magnum Children's Benefit Plan Growth ₹103.388
↓ -0.13 ₹121 -4.2 -1.8 9.9 11.1 12.9 17.4 Tata Retirement Savings Fund-Moderate Growth ₹56.2708
↑ 0.27 ₹2,062 -13.1 -12.9 3.5 12.3 12.9 19.5 Tata Retirement Savings Fund - Progressive Growth ₹56.1982
↑ 0.34 ₹1,979 -16 -16.1 1.5 13 13.4 21.7 Tata Retirement Savings Fund - Conservative Growth ₹29.6242
↑ 0.05 ₹173 -4.5 -3.9 4.1 6.9 7.1 9.9 ICICI Prudential Child Care Plan (Gift) Growth ₹279.89
↑ 0.51 ₹1,280 -11.5 -12.5 0.7 14.8 14.6 16.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Mar 25
To provide attractive returns to the Magnum holders / Unit holders by means
of capital appreciation through an actively managed portfolio of debt, equity
and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested. SBI Magnum Children's Benefit Plan is a Solutions - Childrens Fund fund was launched on 21 Feb 02. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Children's Benefit Plan Returns up to 1 year are on To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a Below is the key information for Tata Retirement Savings Fund-Moderate Returns up to 1 year are on To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Tata Retirement Savings Fund - Progressive is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a Below is the key information for Tata Retirement Savings Fund - Progressive Returns up to 1 year are on To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Tata Retirement Savings Fund - Conservative is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a Below is the key information for Tata Retirement Savings Fund - Conservative Returns up to 1 year are on The primary investment objective of the Study Plan is to seek generation of current income by creating a portfolio that is invested in debt, money market instruments and equity and equity related securities. ICICI Prudential Child Care Plan (Gift) is a Solutions - Childrens Fund fund was launched on 31 Aug 01. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Child Care Plan (Gift) Returns up to 1 year are on 1. SBI Magnum Children's Benefit Plan
CAGR/Annualized
return of since its launch. Ranked 1 in Childrens Fund
category. Return for 2024 was 17.4% , 2023 was 16.9% and 2022 was 1.9% . SBI Magnum Children's Benefit Plan
Growth Launch Date 21 Feb 02 NAV (04 Mar 25) ₹103.388 ↓ -0.13 (-0.13 %) Net Assets (Cr) ₹121 on 31 Jan 25 Category Solutions - Childrens Fund AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.2 Sharpe Ratio 1.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹11,556 28 Feb 22 ₹13,414 28 Feb 23 ₹13,842 29 Feb 24 ₹16,754 28 Feb 25 ₹18,416
Purchase not allowed Returns for SBI Magnum Children's Benefit Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 4 Mar 25 Duration Returns 1 Month -2.3% 3 Month -4.2% 6 Month -1.8% 1 Year 9.9% 3 Year 11.1% 5 Year 12.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 17.4% 2022 16.9% 2021 1.9% 2020 18.3% 2019 14.8% 2018 2.6% 2017 0.1% 2016 24.3% 2015 16.1% 2014 7% Fund Manager information for SBI Magnum Children's Benefit Plan
Name Since Tenure R. Srinivasan 13 Jan 21 4.13 Yr. Rajeev Radhakrishnan 9 Jun 08 16.74 Yr. Pradeep Kesavan 31 Dec 23 1.17 Yr. Data below for SBI Magnum Children's Benefit Plan as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 17.59% Equity 20.3% Debt 62.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% State Government Of Uttar Pradesh 2036
Sovereign Bonds | -13% ₹15 Cr 1,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -9% ₹10 Cr 1,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹10 Cr 1,000,000 Rajasthan (Government of ) 7.49%
- | -4% ₹5 Cr 500,000 Sundaram Finance Limited
Debentures | -4% ₹5 Cr 500 Nexus Select Trust
Debentures | -4% ₹5 Cr 500 Mahindra & Mahindra Financial Services Ltd
Debentures | -4% ₹5 Cr 500 Gs CG 16/12/2026 - (Strips) Tb
Sovereign Bonds | -3% ₹3 Cr 375,000 Muthoot Finance Limited
Debentures | -3% ₹3 Cr 300 Avanse Financial Services Ltd.
Debentures | -3% ₹3 Cr 300 2. Tata Retirement Savings Fund-Moderate
CAGR/Annualized
return of 13.8% since its launch. Ranked 2 in Retirement Fund
category. Return for 2024 was 19.5% , 2023 was 25.3% and 2022 was -1.9% . Tata Retirement Savings Fund-Moderate
Growth Launch Date 1 Nov 11 NAV (04 Mar 25) ₹56.2708 ↑ 0.27 (0.49 %) Net Assets (Cr) ₹2,062 on 31 Jan 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-60 Years (1%),60 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹12,054 28 Feb 22 ₹13,292 28 Feb 23 ₹13,582 29 Feb 24 ₹17,488 28 Feb 25 ₹18,324 Returns for Tata Retirement Savings Fund-Moderate
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 4 Mar 25 Duration Returns 1 Month -7.8% 3 Month -13.1% 6 Month -12.9% 1 Year 3.5% 3 Year 12.3% 5 Year 12.9% 10 Year 15 Year Since launch 13.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 19.5% 2022 25.3% 2021 -1.9% 2020 20.5% 2019 15.1% 2018 8.6% 2017 -3.6% 2016 38.8% 2015 6.7% 2014 7.7% Fund Manager information for Tata Retirement Savings Fund-Moderate
Name Since Tenure Murthy Nagarajan 1 Apr 17 7.92 Yr. Sonam Udasi 1 Apr 16 8.92 Yr. Data below for Tata Retirement Savings Fund-Moderate as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 15.54% Equity 76.71% Debt 7.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK6% ₹117 Cr 687,500 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS4% ₹87 Cr 211,500
↑ 13,500 ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC4% ₹72 Cr 1,613,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO3% ₹58 Cr 266,500 BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE3% ₹57 Cr 108,000
↓ -7,000 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS3% ₹56 Cr 54,540
↑ 608 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE3% ₹52 Cr 414,000
↑ 40,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 5433203% ₹52 Cr 2,367,000 Mahanagar Gas Ltd (Utilities)
Equity, Since 29 Feb 24 | MGL2% ₹43 Cr 315,000 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | 5900032% ₹38 Cr 1,602,000
↓ -198,000 3. Tata Retirement Savings Fund - Progressive
CAGR/Annualized
return of 13.8% since its launch. Ranked 6 in Retirement Fund
category. Return for 2024 was 21.7% , 2023 was 29% and 2022 was -3.9% . Tata Retirement Savings Fund - Progressive
Growth Launch Date 1 Nov 11 NAV (04 Mar 25) ₹56.1982 ↑ 0.34 (0.62 %) Net Assets (Cr) ₹1,979 on 31 Jan 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.51 Information Ratio -0.18 Alpha Ratio 3.22 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-60 Years (1%),60 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹12,176 28 Feb 22 ₹13,366 28 Feb 23 ₹13,545 29 Feb 24 ₹18,141 28 Feb 25 ₹18,685 Returns for Tata Retirement Savings Fund - Progressive
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 4 Mar 25 Duration Returns 1 Month -9.5% 3 Month -16% 6 Month -16.1% 1 Year 1.5% 3 Year 13% 5 Year 13.4% 10 Year 15 Year Since launch 13.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 21.7% 2022 29% 2021 -3.9% 2020 23.3% 2019 14.4% 2018 11.5% 2017 -6.1% 2016 49.1% 2015 3.1% 2014 7.8% Fund Manager information for Tata Retirement Savings Fund - Progressive
Name Since Tenure Murthy Nagarajan 1 Apr 17 7.92 Yr. Sonam Udasi 1 Apr 16 8.92 Yr. Data below for Tata Retirement Savings Fund - Progressive as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 8.04% Equity 91.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK6% ₹128 Cr 754,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS5% ₹100 Cr 243,000
↑ 18,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC4% ₹83 Cr 1,853,000 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS3% ₹65 Cr 63,720
↑ 1,280 BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE3% ₹62 Cr 117,000
↓ -13,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE3% ₹61 Cr 486,000
↑ 50,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 5433203% ₹60 Cr 2,718,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO3% ₹54 Cr 249,600 Mahanagar Gas Ltd (Utilities)
Equity, Since 29 Feb 24 | MGL2% ₹48 Cr 351,000 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | 5900032% ₹44 Cr 1,836,000
↓ -252,000 4. Tata Retirement Savings Fund - Conservative
CAGR/Annualized
return of 8.5% since its launch. Ranked 7 in Retirement Fund
category. Return for 2024 was 9.9% , 2023 was 12.1% and 2022 was 0.1% . Tata Retirement Savings Fund - Conservative
Growth Launch Date 1 Nov 11 NAV (04 Mar 25) ₹29.6242 ↑ 0.05 (0.18 %) Net Assets (Cr) ₹173 on 31 Jan 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Years (1%),60 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹11,114 28 Feb 22 ₹11,699 28 Feb 23 ₹11,877 29 Feb 24 ₹13,525 28 Feb 25 ₹14,141 Returns for Tata Retirement Savings Fund - Conservative
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 4 Mar 25 Duration Returns 1 Month -2.7% 3 Month -4.5% 6 Month -3.9% 1 Year 4.1% 3 Year 6.9% 5 Year 7.1% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 9.9% 2022 12.1% 2021 0.1% 2020 7.6% 2019 11.8% 2018 7.6% 2017 0.8% 2016 15.1% 2015 10.6% 2014 6.4% Fund Manager information for Tata Retirement Savings Fund - Conservative
Name Since Tenure Murthy Nagarajan 1 Apr 17 7.92 Yr. Sonam Udasi 1 Apr 16 8.92 Yr. Data below for Tata Retirement Savings Fund - Conservative as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 8.23% Equity 25.76% Debt 66.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -21% ₹35 Cr 3,500,000
↑ 3,500,000 7.17% Govt Stock 2030
Sovereign Bonds | -9% ₹15 Cr 1,500,000 7.38% Govt Stock 2027
Sovereign Bonds | -9% ₹15 Cr 1,500,000 7.36% Govt Stock 2052
Sovereign Bonds | -6% ₹10 Cr 1,000,000 7.27% Govt Stock 2026
Sovereign Bonds | -6% ₹10 Cr 1,000,000 Jamnagar Utilities & Power Private Limited
Debentures | -6% ₹10 Cr 100 8.24% Govt Stock 2027
Sovereign Bonds | -3% ₹5 Cr 500,000 8.2% Govt Stock 2025
Sovereign Bonds | -3% ₹5 Cr 500,000 Bharti Telecom Limited
Debentures | -3% ₹5 Cr 50 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK2% ₹4 Cr 20,750 5. ICICI Prudential Child Care Plan (Gift)
CAGR/Annualized
return of 15.2% since its launch. Ranked 24 in Childrens Fund
category. Return for 2024 was 16.9% , 2023 was 29.2% and 2022 was 2.6% . ICICI Prudential Child Care Plan (Gift)
Growth Launch Date 31 Aug 01 NAV (04 Mar 25) ₹279.89 ↑ 0.51 (0.18 %) Net Assets (Cr) ₹1,280 on 31 Jan 25 Category Solutions - Childrens Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 0.45 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹11,606 28 Feb 22 ₹13,346 28 Feb 23 ₹13,553 29 Feb 24 ₹19,358 28 Feb 25 ₹19,624 Returns for ICICI Prudential Child Care Plan (Gift)
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 4 Mar 25 Duration Returns 1 Month -7% 3 Month -11.5% 6 Month -12.5% 1 Year 0.7% 3 Year 14.8% 5 Year 14.6% 10 Year 15 Year Since launch 15.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 16.9% 2022 29.2% 2021 2.6% 2020 24.8% 2019 8.8% 2018 8.5% 2017 -1.9% 2016 25% 2015 6.9% 2014 0.2% Fund Manager information for ICICI Prudential Child Care Plan (Gift)
Name Since Tenure Lalit Kumar 1 Jun 22 2.75 Yr. Sharmila D’mello 30 Jun 22 2.67 Yr. Darshil Dedhia 22 Jan 24 1.11 Yr. Rohit Lakhotia 12 Jun 23 1.72 Yr. Data below for ICICI Prudential Child Care Plan (Gift) as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 2.47% Equity 85.75% Debt 11.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 22 | 5325386% ₹77 Cr 66,700 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL6% ₹75 Cr 462,833 Tech Mahindra Ltd (Technology)
Equity, Since 31 Jul 23 | 5327555% ₹65 Cr 390,552 InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 24 | INDIGO5% ₹64 Cr 147,633 7.53% Govt Stock 2034
Sovereign Bonds | -5% ₹59 Cr 5,866,260 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | M&M4% ₹56 Cr 185,743
↑ 33,895 JSW Steel Ltd (Basic Materials)
Equity, Since 31 Aug 22 | JSWSTEEL3% ₹39 Cr 409,287 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹36 Cr 3,500,000 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Aug 24 | NAUKRI3% ₹34 Cr 44,310 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Jun 24 | ADANIPORTS3% ₹33 Cr 300,000
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