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What are Diversified Funds (Multi Cap Funds)?

Updated on January 12, 2025 , 5830 views

In the game of Investing, where returns are essentially important, somehow risk-adjusted returns is what eventually counts. And to strengthen the risk-adjusted returns if one has a long-term view, diversified equities can prove to be beneficial. Diversified funds have historically proven to come out as a winner in most Market conditions given long holding periods. They invest across all spectrums of capitalization, within permitted risk levels. But are these funds for you? Let’s find out.

Diversified Equity Funds, also known as Multi-cap or Flexi cap funds, invest in stocks of companies across market capitalization i.e.,-large cap, mid and small cap stocks. In other words, they have the flexibility to adapt their portfolios according to the market. They typically invest anywhere between 40-60% in large cap stocks, 10-40% in mid-cap stocks and about 10% in small-cap stocks. Sometimes, the exposure to small-caps may be very small or none at all.

Diversified funds do not have any limitations on market caps from an investment point of view. They don’t follow a sectoral approach, instead adopting a growth or Value investing strategy, buying stocks whose price are relatively lower to their historical performance, Book Value, Earnings, cash flow potential and dividend yields.

These funds balance out the risk and reduce the Volatility that usually comes with stock investments by investing across market capitalizations and sectors. Larger companies (large caps) tend to perform better during tough market times than the smaller companies, and they can provide investors with better investment returns. Mid-cap stocks can stabilize Portfolio returns with higher growth potential than the large cap stocks and less risky than the small cap stocks. However, irrespective of the market caps, all stock investments carry a certain level of risk, and investors should closely monitor their investments as business conditions can change daily. Given that the Underlying investment is equity, there is a risk of loss of Capital that can occur in the short term.

Nevertheless, diversified funds have exceptionally performed well over past 5 years, especially after elections, returning 23% p.a. and 21% p.a. for the last 3-5 years, respectively.

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Why to Invest in Diversified Funds?

As diversified funds or multi-cap funds invest across market caps, they have several benefits compared to funds focused on any one particular market cap. Some of these are discussed below:

The foremost advantage of diversified funds is that it reduces the need to keep a track on multiple funds in the portfolio distinctly. As the monies are invested across market capitalization, the need to maintain separate Large cap funds, mid and Small cap funds is eliminated.
During bull market phases, diversified funds tend to outperform large caps (in the long term) by capturing some of the upside offered by small and mid-cap funds. In the bull market rallies, the large-cap valuations (P/E multiples) run up faster to a point where they appear stretched, in such scenario mid-cap stocks tend to outperform.
Since, diversified funds have all three large cap, mid cap and small cap companies in their portfolio, they have potential to deliver good performance on a consistent Basis.
In the Bear Market phases, small and mid-cap stocks tend to suffer sharp declines and liquidity issues. Also, consequently, they face liquidity constraints when Redemption pressures increase during phases of bear markets, especially when investors are exiting investments. On the other hand, diversified funds don’t face liquidity problems as much—as large cap stocks comprise a sustainable portion of the portfolio.
Diversified funds are suitable for investors who start with just one fund and still want to invest across market caps. Also, investors who are not sure of their risk tolerance levels can take advantage of diversified funds.
Fund managers of diversified funds invest in companies of all sizes i.e. large, mid, small cap, based on their long-term growth potential. They also change their portfolio allocations between different sectors from time to time, to maximize fund the performance within defined investment objectives. Investing in diversified or multi-cap funds helps to prevent the tendency of investors to switch between large cap funds and mid-cap/small-cap funds based on short-term performance.

Risk in Diversified Funds

Diversified funds may suffer massively if the moves are extreme, during falls of the markets, diversified funds are affected from than large caps. This is due to the fact that during most declines, the fall in small & mid-caps is much higher. This can lead to higher volatility of returns, causing these funds to have a higher Standard Deviation, which is one of the important parameters to measure a fund's risk. Larger the standard deviation, higher will be the level of risk.

Who Should Invest in Diversified Mutual Funds?

An investor who has a moderate-risk appetite and who wishes to have an exposure in equities can park their funds in diversified funds. Also, investors who are not well-versed with the technique of Asset Allocation in respect to investments can also put a part of their funds here.

Investors incline towards investing in these funds as it holds a mix of stocks across market capitalizations. Any high degree of volatility shown by either small cap or mid cap funds can be balanced by the stability provided by large-cap equity funds. However, the returns from such diversified funds are vastly dependent on the fund manager’s knowledge and intelligence as to how he is able to include stocks as per the market conditions. In this situation, there is a probability of fund manager going wrong in his allocation strategy. That is why it is advisable for investors to study the record of the fund manager before investing in diversified funds.

Taxation on Diversified Equity Funds

The short-term and long-term Capital Gains offered by Mutual Funds are taxed at different rates.

Fund Type	Short-Term Capital Gains	Long-Term Capital Gains
Equity funds	15% + cess + surcharge	Up to Rs. 1 lakh a year is tax-exempt. Any gains above Rs. 1 lakh are taxed at 10% + cess + surcharge

Best Diversified Funds to Invest in 2025 - 2026

Top performing diversified funds in India are as follows-

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
JM Multicap Fund Growth	₹98.0944 ↑ 1.21	₹5,012	-8.5	-7.5	22.6	21.4	22.7	33.3
Nippon India Multi Cap Fund Growth	₹274.225 ↑ 3.11	₹39,001	-9.8	-6.5	16.9	21.4	22.4	25.8
HDFC Equity Fund Growth	₹1,807.95 ↑ 6.29	₹66,304	-5.8	-1.9	18.1	20.3	21.5	23.5
Motilal Oswal Multicap 35 Fund Growth	₹58.7899 ↑ 0.60	₹12,598	-8.3	3.2	28.1	17.9	16.6	45.7
BNP Paribas Multi Cap Fund Growth	₹73.5154 ↓ -0.01	₹588	-4.6	-2.6	19.3	17.3	13.6
ICICI Prudential Multicap Fund Growth	₹738.75 ↑ 8.07	₹14,193	-8.4	-4.7	14.9	16.6	19.2	20.7
Baroda Pioneer Multi Cap Fund Growth	₹278.016 ↑ 3.26	₹2,791	-6.7	-1.9	20.7	14.9	22.2	31.7
Franklin India Equity Fund Growth	₹1,533.43 ↑ 6.50	₹17,808	-7.9	-4	13.8	14.8	20.4	21.8
Invesco India Multicap Fund Growth	₹127.19 ↑ 1.73	₹3,897	-8.4	0.3	19.9	14.7	20.9	29.8
Mahindra Badhat Yojana Growth	₹33.0096 ↑ 0.36	₹4,858	-9.9	-6.1	12.8	14.7	22.5	23.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Jan 25

1. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15% since its launch. Ranked 16 in Multi Cap category. Return for 2024 was 33.3% , 2023 was 40% and 2022 was 7.8% .

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (14 Jan 25)	₹98.0944 ↑ 1.21 (1.25 %)
Net Assets (Cr)	₹5,012 on 30 Nov 24
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.17
Sharpe Ratio	2.11
Information Ratio	1.86
Alpha Ratio	12.62
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,138
31 Dec 21	₹14,807
31 Dec 22	₹15,968
31 Dec 23	₹22,354
31 Dec 24	₹29,790

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 25

Duration	Returns
1 Month	-8.2%
3 Month	-8.5%
6 Month	-7.5%
1 Year	22.6%
3 Year	21.4%
5 Year	22.7%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	33.3%
2022	40%
2021	7.8%
2020	32.9%
2019	11.4%
2018	16.6%
2017	-5.4%
2016	39.5%
2015	10.5%
2014	-2.8%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	3.37 Yr.
Asit Bhandarkar	1 Oct 24	0.25 Yr.
Chaitanya Choksi	31 Dec 21	3.01 Yr.
Ruchi Fozdar	4 Oct 24	0.24 Yr.

Data below for JM Multicap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	24.13%
Consumer Cyclical	14.09%
Industrials	12.51%
Health Care	11.9%
Technology	10.71%
Basic Materials	10.04%
Consumer Defensive	4.86%
Utility	4.04%
Communication Services	3.42%
Energy	1.48%
Real Estate	0.61%

Asset Allocation

Asset Class	Value
Cash	1.02%
Equity	98.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	7%	₹364 Cr	2,028,500 ↑ 338,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| ICICIBANK	5%	₹250 Cr	1,920,800
Infosys Ltd (Technology) Equity, Since 30 Nov 20 \| INFY	4%	₹220 Cr	1,182,750 ↑ 135,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	4%	₹212 Cr	2,525,000 ↑ 200,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹171 Cr	1,053,335 ↑ 225,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Jul 24 \| TECHM	3%	₹137 Cr	801,300 ↑ 171,300
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	3%	₹136 Cr	366,022 ↓ -9,209
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 31 Jul 24 \| DRREDDY	2%	₹123 Cr	1,020,801 ↑ 8,763
Biocon Ltd (Healthcare) Equity, Since 29 Feb 24 \| BIOCON	2%	₹121 Cr	3,300,318 ↑ 5,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| MOTHERSON	2%	₹118 Cr	7,276,315 ↑ 2,250,000

2. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Multi Cap Fund is a Equity - Multi Cap fund was launched on 28 Mar 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.2% since its launch. Ranked 63 in Multi Cap category. Return for 2024 was 25.8% , 2023 was 38.1% and 2022 was 14.1% .

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund Growth
Launch Date	28 Mar 05
NAV (14 Jan 25)	₹274.225 ↑ 3.11 (1.15 %)
Net Assets (Cr)	₹39,001 on 30 Nov 24
Category	Equity - Multi Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.68
Sharpe Ratio	2.11
Information Ratio	1.44
Alpha Ratio	7.69
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,004
31 Dec 21	₹14,897
31 Dec 22	₹17,001
31 Dec 23	₹23,483
31 Dec 24	₹29,547

Nippon India Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 25

Duration	Returns
1 Month	-8.4%
3 Month	-9.8%
6 Month	-6.5%
1 Year	16.9%
3 Year	21.4%
5 Year	22.4%
10 Year
15 Year
Since launch	18.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.8%
2022	38.1%
2021	14.1%
2020	48.9%
2019	0%
2018	2.2%
2017	-2.2%
2016	40.9%
2015	-6.7%
2014	0.5%

Fund Manager information for Nippon India Multi Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	31 Mar 05	19.77 Yr.
Ashutosh Bhargava	1 Sep 21	3.34 Yr.
Kinjal Desai	25 May 18	6.61 Yr.

Data below for Nippon India Multi Cap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	28.79%
Industrials	19.13%
Consumer Cyclical	17.28%
Health Care	7.31%
Technology	6.19%
Basic Materials	4.97%
Utility	4.66%
Consumer Defensive	3.65%
Energy	2.98%
Communication Services	2.91%
Real Estate	0.21%

Asset Allocation

Asset Class	Value
Cash	1.21%
Equity	98.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	6%	₹2,515 Cr	14,000,448
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹1,558 Cr	11,981,360
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 15 \| AXISBANK	3%	₹1,193 Cr	10,500,121 ↑ 500,000
Infosys Ltd (Technology) Equity, Since 30 Apr 09 \| INFY	3%	₹1,171 Cr	6,300,504
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹1,163 Cr	9,000,000
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 May 12 \| 522275	3%	₹1,114 Cr	6,341,917 ↑ 625,000
Linde India Ltd (Basic Materials) Equity, Since 31 May 13 \| LINDEINDIA	3%	₹1,055 Cr	1,524,539
EIH Ltd (Consumer Cyclical) Equity, Since 31 Jul 14 \| EIHOTEL	2%	₹956 Cr	25,187,817
State Bank of India (Financial Services) Equity, Since 31 Mar 05 \| SBIN	2%	₹923 Cr	11,000,000
Indian Hotels Co Ltd (Consumer Cyclical) Equity, Since 31 May 14 \| INDHOTEL	2%	₹873 Cr	11,000,112

3. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

HDFC Equity Fund is a Equity - Multi Cap fund was launched on 1 Jan 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.9% since its launch. Ranked 34 in Multi Cap category. Return for 2024 was 23.5% , 2023 was 30.6% and 2022 was 18.3% .

Below is the key information for HDFC Equity Fund

HDFC Equity Fund Growth
Launch Date	1 Jan 95
NAV (14 Jan 25)	₹1,807.95 ↑ 6.29 (0.35 %)
Net Assets (Cr)	₹66,304 on 30 Nov 24
Category	Equity - Multi Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.56
Sharpe Ratio	2.4
Information Ratio	2.02
Alpha Ratio	9.69
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,644
31 Dec 21	₹14,494
31 Dec 22	₹17,145
31 Dec 23	₹22,392
31 Dec 24	₹27,650

HDFC Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 25

Duration	Returns
1 Month	-5.7%
3 Month	-5.8%
6 Month	-1.9%
1 Year	18.1%
3 Year	20.3%
5 Year	21.5%
10 Year
15 Year
Since launch	18.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.5%
2022	30.6%
2021	18.3%
2020	36.2%
2019	6.4%
2018	6.8%
2017	-3.5%
2016	36.9%
2015	7.3%
2014	-5.1%

Fund Manager information for HDFC Equity Fund

Name	Since	Tenure
Roshi Jain	29 Jul 22	2.43 Yr.
Dhruv Muchhal	22 Jun 23	1.53 Yr.

Data below for HDFC Equity Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	38.62%
Consumer Cyclical	13.26%
Health Care	11.72%
Technology	7.56%
Communication Services	4.4%
Basic Materials	4.02%
Industrials	3.67%
Real Estate	3.42%
Consumer Defensive	1.47%
Utility	1.34%
Energy	0.19%

Asset Allocation

Asset Class	Value
Cash	8.77%
Equity	89.68%
Debt	1.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| HDFCBANK	10%	₹6,466 Cr	36,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	10%	₹6,435 Cr	49,500,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 17 \| AXISBANK	8%	₹5,454 Cr	48,000,000
Cipla Ltd (Healthcare) Equity, Since 30 Sep 12 \| CIPLA	4%	₹2,945 Cr	19,200,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹2,913 Cr	16,500,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| MARUTI	4%	₹2,769 Cr	2,500,000 ↑ 75,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	4%	₹2,699 Cr	18,775,193 ↑ 1,275,193
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	4%	₹2,661 Cr	16,352,700
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	4%	₹2,587 Cr	14,000,000 ↓ -525,000
Piramal Pharma Ltd (Healthcare) Equity, Since 31 Dec 23 \| PPLPHARMA	3%	₹1,946 Cr	72,415,689

4. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18% since its launch. Ranked 5 in Multi Cap category. Return for 2024 was 45.7% , 2023 was 31% and 2022 was -3% .

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund Growth
Launch Date	28 Apr 14
NAV (14 Jan 25)	₹58.7899 ↑ 0.60 (1.03 %)
Net Assets (Cr)	₹12,598 on 30 Nov 24
Category	Equity - Multi Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	2.6
Information Ratio	0.77
Alpha Ratio	18.56
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,030
31 Dec 21	₹12,718
31 Dec 22	₹12,339
31 Dec 23	₹16,163
31 Dec 24	₹23,548

Motilal Oswal Multicap 35 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 25

Duration	Returns
1 Month	-10%
3 Month	-8.3%
6 Month	3.2%
1 Year	28.1%
3 Year	17.9%
5 Year	16.6%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	45.7%
2022	31%
2021	-3%
2020	15.3%
2019	10.3%
2018	7.9%
2017	-7.8%
2016	43.1%
2015	8.5%
2014	14.6%

Fund Manager information for Motilal Oswal Multicap 35 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.25 Yr.
Niket Shah	1 Jul 22	2.51 Yr.
Santosh Singh	1 Aug 23	1.42 Yr.
Rakesh Shetty	22 Nov 22	2.11 Yr.
Atul Mehra	1 Oct 24	0.25 Yr.
Sunil Sawant	1 Jul 24	0.5 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Consumer Cyclical	36.65%
Technology	19.23%
Industrials	16.8%
Financial Services	15.46%
Communication Services	8.7%
Health Care	1.56%

Asset Allocation

Asset Class	Value
Cash	1.6%
Equity	98.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Polycab India Ltd (Industrials) Equity, Since 31 Jan 24 \| POLYCAB	10%	₹1,314 Cr	1,800,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| KALYANKJIL	10%	₹1,250 Cr	17,250,000 ↓ -250,000
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	10%	₹1,242 Cr	1,430,000 ↑ 30,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| TRENT	10%	₹1,226 Cr	1,803,916 ↑ 178,916
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 23 \| PERSISTENT	9%	₹1,181 Cr	2,000,000 ↑ 50,000
Zomato Ltd (Consumer Cyclical) Equity, Since 30 Apr 23 \| 543320	9%	₹1,119 Cr	40,000,000 ↑ 13,821,974
Jio Financial Services Ltd (Financial Services) Equity, Since 31 Jul 23 \| JIOFIN	8%	₹1,067 Cr	32,500,000 ↓ -2,500,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| M&M	8%	₹1,023 Cr	3,450,000 ↑ 850,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Apr 24 \| 890157	5%	₹608 Cr	5,000,000
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| CHOLAFIN	4%	₹555 Cr	4,500,000

5. BNP Paribas Multi Cap Fund

(Erstwhile BNP Paribas Dividend Yield Fund)

The investment objective of the scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield stocks. High dividend yield stocks are defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BNP Paribas Multi Cap Fund is a Equity - Multi Cap fund was launched on 15 Sep 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.9% since its launch. Ranked 18 in Multi Cap category. .

Below is the key information for BNP Paribas Multi Cap Fund

BNP Paribas Multi Cap Fund Growth
Launch Date	15 Sep 05
NAV (13 Mar 22)	₹73.5154 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹588 on 31 Jan 22
Category	Equity - Multi Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.44
Sharpe Ratio	2.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,030
31 Dec 21	₹15,259

BNP Paribas Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BNP Paribas Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 25

Duration	Returns
1 Month	-4.4%
3 Month	-4.6%
6 Month	-2.6%
1 Year	19.3%
3 Year	17.3%
5 Year	13.6%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for BNP Paribas Multi Cap Fund

Name	Since	Tenure

Data below for BNP Paribas Multi Cap Fund as on 31 Jan 22

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. ICICI Prudential Multicap Fund

To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries.

ICICI Prudential Multicap Fund is a Equity - Multi Cap fund was launched on 1 Oct 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.3% since its launch. Ranked 49 in Multi Cap category. Return for 2024 was 20.7% , 2023 was 35.4% and 2022 was 4.7% .

Below is the key information for ICICI Prudential Multicap Fund

ICICI Prudential Multicap Fund Growth
Launch Date	1 Oct 94
NAV (14 Jan 25)	₹738.75 ↑ 8.07 (1.10 %)
Net Assets (Cr)	₹14,193 on 30 Nov 24
Category	Equity - Multi Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.95
Sharpe Ratio	1.85
Information Ratio	0.55
Alpha Ratio	4.58
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,921
31 Dec 21	₹14,893
31 Dec 22	₹15,587
31 Dec 23	₹21,101
31 Dec 24	₹25,465

ICICI Prudential Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for ICICI Prudential Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 25

Duration	Returns
1 Month	-7%
3 Month	-8.4%
6 Month	-4.7%
1 Year	14.9%
3 Year	16.6%
5 Year	19.2%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	20.7%
2022	35.4%
2021	4.7%
2020	36.4%
2019	9.2%
2018	6%
2017	0.2%
2016	28%
2015	10.1%
2014	3.1%

Fund Manager information for ICICI Prudential Multicap Fund

Name	Since	Tenure
Sankaran Naren	1 Jul 22	2.5 Yr.
Anand Sharma	1 Jul 22	2.5 Yr.
Sharmila D’mello	31 Jul 22	2.42 Yr.

Data below for ICICI Prudential Multicap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	26.7%
Basic Materials	12.27%
Consumer Cyclical	11.35%
Industrials	11.18%
Health Care	6.76%
Energy	6.11%
Communication Services	5.44%
Technology	4.26%
Consumer Defensive	3.82%
Utility	2.84%
Real Estate	1.66%

Asset Allocation

Asset Class	Value
Cash	7.33%
Equity	92.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	5%	₹780 Cr	6,001,508
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| HDFCBANK	4%	₹553 Cr	3,079,864 ↓ -1,161,351
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	4%	₹532 Cr	4,115,337 ↑ 174,021
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| AXISBANK	3%	₹446 Cr	3,924,873 ↑ 595,798
Infosys Ltd (Technology) Equity, Since 31 Oct 18 \| INFY	2%	₹309 Cr	1,663,452 ↓ -367,554
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Apr 17 \| SUNPHARMA	2%	₹289 Cr	1,620,647
State Bank of India (Financial Services) Equity, Since 30 Sep 24 \| SBIN	2%	₹261 Cr	3,110,277 ↑ 423,144
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 22 \| MARUTI	2%	₹259 Cr	234,282
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	2%	₹254 Cr	1,558,069 ↑ 229,400
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 19 \| LT	2%	₹241 Cr	647,203

7. Baroda Pioneer Multi Cap Fund

(Erstwhile Baroda Pioneer Growth Fund)

To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments.

Baroda Pioneer Multi Cap Fund is a Equity - Multi Cap fund was launched on 12 Sep 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.9% since its launch. Ranked 37 in Multi Cap category. Return for 2024 was 31.7% , 2023 was 30.8% and 2022 was -3% .

Below is the key information for Baroda Pioneer Multi Cap Fund

Baroda Pioneer Multi Cap Fund Growth
Launch Date	12 Sep 03
NAV (14 Jan 25)	₹278.016 ↑ 3.26 (1.19 %)
Net Assets (Cr)	₹2,791 on 30 Nov 24
Category	Equity - Multi Cap
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	2.81
Information Ratio	0.1
Alpha Ratio	12.28
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,952
31 Dec 21	₹17,672
31 Dec 22	₹17,136
31 Dec 23	₹22,415
31 Dec 24	₹29,528

Baroda Pioneer Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Baroda Pioneer Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 25

Duration	Returns
1 Month	-8.4%
3 Month	-6.7%
6 Month	-1.9%
1 Year	20.7%
3 Year	14.9%
5 Year	22.2%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	31.7%
2022	30.8%
2021	-3%
2020	47.9%
2019	19.5%
2018	8.9%
2017	-11.9%
2016	36.8%
2015	2.3%
2014	-1.6%

Fund Manager information for Baroda Pioneer Multi Cap Fund

Name	Since	Tenure
Sanjay Chawla	1 Nov 15	9.17 Yr.
Sandeep Jain	14 Mar 22	2.8 Yr.

Data below for Baroda Pioneer Multi Cap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	24.05%
Technology	14.82%
Industrials	14.75%
Health Care	8.87%
Consumer Defensive	8.05%
Consumer Cyclical	7.93%
Basic Materials	6.68%
Energy	3.27%
Communication Services	1.75%
Utility	1.55%
Real Estate	1.36%

Asset Allocation

Asset Class	Value
Cash	3.2%
Equity	96.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	4%	₹104 Cr	799,815
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| HDFCBANK	3%	₹90 Cr	499,736
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	3%	₹81 Cr	625,000 ↑ 100,000
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	3%	₹76 Cr	400,000
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 Aug 24 \| 522275	2%	₹70 Cr	396,712 ↑ 60,000
Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive) Equity, Since 30 Apr 23 \| BECTORFOOD	2%	₹69 Cr	379,226
Zomato Ltd (Consumer Cyclical) Equity, Since 31 May 23 \| 543320	2%	₹65 Cr	2,323,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Jun 24 \| DIVISLAB	2%	₹62 Cr	100,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Oct 23 \| DIXON	2%	₹62 Cr	39,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| TRENT	2%	₹61 Cr	90,000

8. Franklin India Equity Fund

(Erstwhile Franklin India Prima Plus)

The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments.

Franklin India Equity Fund is a Equity - Multi Cap fund was launched on 29 Sep 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.1% since its launch. Ranked 50 in Multi Cap category. Return for 2024 was 21.8% , 2023 was 30.8% and 2022 was 5.3% .

Below is the key information for Franklin India Equity Fund

Franklin India Equity Fund Growth
Launch Date	29 Sep 94
NAV (14 Jan 25)	₹1,533.43 ↑ 6.50 (0.43 %)
Net Assets (Cr)	₹17,808 on 30 Nov 24
Category	Equity - Multi Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	1.85
Information Ratio	0.96
Alpha Ratio	4.8
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,598
31 Dec 21	₹16,273
31 Dec 22	₹17,142
31 Dec 23	₹22,414
31 Dec 24	₹27,290

Franklin India Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Franklin India Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 25

Duration	Returns
1 Month	-8%
3 Month	-7.9%
6 Month	-4%
1 Year	13.8%
3 Year	14.8%
5 Year	20.4%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	21.8%
2022	30.8%
2021	5.3%
2020	40.3%
2019	16%
2018	3.3%
2017	-4.4%
2016	30.6%
2015	5%
2014	4.4%

Fund Manager information for Franklin India Equity Fund

Name	Since	Tenure
R. Janakiraman	1 Feb 11	13.93 Yr.
Sandeep Manam	18 Oct 21	3.21 Yr.
Rajasa Kakulavarapu	1 Dec 23	1.09 Yr.

Data below for Franklin India Equity Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	28.7%
Consumer Cyclical	12.83%
Industrials	11.98%
Technology	10.12%
Health Care	6.52%
Basic Materials	6.05%
Communication Services	5.94%
Consumer Defensive	5.55%
Energy	3.39%
Utility	3.28%
Real Estate	1.32%

Asset Allocation

Asset Class	Value
Cash	3.65%
Equity	96.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| HDFCBANK	9%	₹1,515 Cr	8,434,642
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| ICICIBANK	8%	₹1,418 Cr	10,908,206
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 06 \| BHARTIARTL	5%	₹904 Cr	5,558,607 ↓ -100,000
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	5%	₹860 Cr	4,627,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 13 \| LT	4%	₹794 Cr	2,131,779
HCL Technologies Ltd (Technology) Equity, Since 31 Dec 13 \| HCLTECH	4%	₹657 Cr	3,555,589
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| AXISBANK	3%	₹604 Cr	5,311,448
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Aug 19 \| UNITDSPR	3%	₹550 Cr	3,600,000
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	3%	₹476 Cr	17,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	2%	₹437 Cr	3,384,026 ↓ -150,000

9. Invesco India Multicap Fund

(Erstwhile Invesco India Mid N Small Cap Fund)

The investment objective of the Scheme is to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid and small cap companies.

Invesco India Multicap Fund is a Equity - Multi Cap fund was launched on 17 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.3% since its launch. Ranked 37 in Multi Cap category. Return for 2024 was 29.8% , 2023 was 31.8% and 2022 was -2.2% .

Below is the key information for Invesco India Multicap Fund

Invesco India Multicap Fund Growth
Launch Date	17 Mar 08
NAV (14 Jan 25)	₹127.19 ↑ 1.73 (1.38 %)
Net Assets (Cr)	₹3,897 on 30 Nov 24
Category	Equity - Multi Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.95
Sharpe Ratio	2.14
Information Ratio	-0.05
Alpha Ratio	8.05
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,882
31 Dec 21	₹16,713
31 Dec 22	₹16,346
31 Dec 23	₹21,544
31 Dec 24	₹27,968

Invesco India Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Invesco India Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 25

Duration	Returns
1 Month	-9.1%
3 Month	-8.4%
6 Month	0.3%
1 Year	19.9%
3 Year	14.7%
5 Year	20.9%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	29.8%
2022	31.8%
2021	-2.2%
2020	40.7%
2019	18.8%
2018	4.6%
2017	-12.5%
2016	46.2%
2015	0.7%
2014	6.7%

Fund Manager information for Invesco India Multicap Fund

Name	Since	Tenure
Amit Nigam	3 Sep 20	4.33 Yr.
Dhimant Kothari	1 Dec 23	1.09 Yr.

Data below for Invesco India Multicap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	19.21%
Industrials	17.72%
Consumer Cyclical	14.53%
Technology	13.07%
Health Care	11.16%
Basic Materials	7.94%
Consumer Defensive	7.85%
Real Estate	2.84%
Communication Services	1.85%

Asset Allocation

Asset Class	Value
Cash	3.27%
Equity	96.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	5%	₹198 Cr	1,524,774
Infosys Ltd (Technology) Equity, Since 30 Jun 24 \| INFY	5%	₹185 Cr	995,056
Trent Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| TRENT	3%	₹108 Cr	158,624
Jyoti CNC Automation Ltd (Industrials) Equity, Since 31 May 24 \| JYOTICNC	2%	₹91 Cr	730,877
Coforge Ltd (Technology) Equity, Since 30 Apr 23 \| COFORGE	2%	₹90 Cr	103,675
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 24 \| DIXON	2%	₹85 Cr	53,471
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| 543320	2%	₹81 Cr	2,890,925 ↓ -153,171
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Apr 21 \| CHOLAFIN	2%	₹80 Cr	644,407
KPIT Technologies Ltd (Technology) Equity, Since 30 Jun 24 \| KPITTECH	2%	₹77 Cr	563,817
Concord Biotech Ltd (Healthcare) Equity, Since 29 Feb 24 \| CONCORDBIO	2%	₹75 Cr	350,565 ↓ -38,133

10. Mahindra Badhat Yojana

The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Mahindra Badhat Yojana is a Equity - Multi Cap fund was launched on 11 May 17. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.8% since its launch. Return for 2024 was 23.4% , 2023 was 34.2% and 2022 was 1.6% .

Below is the key information for Mahindra Badhat Yojana

Mahindra Badhat Yojana Growth
Launch Date	11 May 17
NAV (14 Jan 25)	₹33.0096 ↑ 0.36 (1.11 %)
Net Assets (Cr)	₹4,858 on 30 Nov 24
Category	Equity - Multi Cap
AMC	Mahindra Asset Management Company Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	1.44
Information Ratio	0.02
Alpha Ratio	0.17
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,663
31 Dec 21	₹17,589
31 Dec 22	₹17,878
31 Dec 23	₹23,997
31 Dec 24	₹29,623

Mahindra Badhat Yojana SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Mahindra Badhat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jan 25

Duration	Returns
1 Month	-7.6%
3 Month	-9.9%
6 Month	-6.1%
1 Year	12.8%
3 Year	14.7%
5 Year	22.5%
10 Year
15 Year
Since launch	16.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.4%
2022	34.2%
2021	1.6%
2020	50.8%
2019	16.6%
2018	13.8%
2017	-9.9%
2016
2015
2014

Fund Manager information for Mahindra Badhat Yojana

Name	Since	Tenure
Manish Lodha	21 Dec 20	4.03 Yr.
Fatema Pacha	16 Oct 20	4.21 Yr.

Data below for Mahindra Badhat Yojana as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	26.86%
Consumer Cyclical	14.24%
Industrials	12.17%
Technology	11.75%
Basic Materials	7.66%
Consumer Defensive	7.63%
Energy	5.73%
Health Care	4.07%
Utility	1.78%
Communication Services	1.59%
Real Estate	0.57%

Asset Allocation

Asset Class	Value
Cash	5.07%
Equity	94.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	6%	₹315 Cr	1,755,000 ↑ 180,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 24 \| RELIANCE	4%	₹174 Cr	1,350,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Apr 23 \| DIVISLAB	3%	₹144 Cr	234,000 ↑ 36,000
Persistent Systems Ltd (Technology) Equity, Since 31 Dec 23 \| PERSISTENT	3%	₹133 Cr	225,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Jun 24 \| HINDUNILVR	3%	₹126 Cr	504,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| TRENT	2%	₹116 Cr	170,100 ↑ 3,600
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 24 \| INDIGO	2%	₹110 Cr	252,000
PI Industries Ltd (Basic Materials) Equity, Since 30 Jun 24 \| PIIND	2%	₹110 Cr	270,000
BSE Ltd (Financial Services) Equity, Since 31 Oct 24 \| BSE	2%	₹107 Cr	229,500
National Aluminium Co Ltd (Basic Materials) Equity, Since 31 Oct 24 \| NATIONALUM	2%	₹97 Cr	4,005,000 ↑ 1,305,000

Conclusion

When making a long-term investment, investors are advised to take into account their risk appetite. Investors who wish to invest in equity funds should smartly allocate funds to their portfolio. However, there are no hard and fast rules, investors should see the level of risk they can take and then decide the funds to invest. Investors could thoroughly study these funds and invest according to their investment objectives by adding the Best diversified funds to their portfolio.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.