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5 Best Baroda MF SIP Schemes 2025
Systematic Investment plan or SIP is a method of Investing a fixed amount regularly at a stipulated time. It is the most flexible and easy investment plan. Your money is auto-debited from your Bank account and is invested to the scheme. Due to the SIP’s investing style, investors don’t need to time the Market.
Baroda Mutual Fund, being India’s one of the prominent AMCs, investors always prefer the SIP funds offered by the company. You can start investing in a SIP with just INR 500. One of the other advantages of a SIP investment is that you can plan and fulfill your Financial goals.
Goals like marriage, Retirement planning, purchase of a house/vehicle, etc., can be well-planned and achieved on time with a SIP route.
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Why Invest in Baroda Mutual Fund SIP?
Baroda SIP is one of the most popular mutual fund schemes offered by the company. A SIP is just like a Recurring deposit. Each month on a specific date a certain amount that is chosen by you gets invested in a mutual fund scheme of your choice. The dates available for SIP investment are given on the company website. There are multiple benefits of investing through Baroda MF SIP. Some of them include:
- Habit of disciplined investing
- Achieving your financial goal
- Taking advantage of the rupee cost averaging
- Growth of investment over a period of time which generates more returns
- Minimum SIP investment of just INR 500 monthly
Following are the best Baroda SIP Funds (Equity Funds) for the year 2025 - 2026. These funds are shortlisted by undertaking certain parameters like AUM, NAV, peer average returns, past performances, etc.
Best Baroda Equity SIP Funds
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Baroda Pioneer Mid-Cap Fund Growth ₹16.5124
↑ 0.15 ₹97 500 -8.1 0.1 26.2 22.5 15.9 Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33 ₹210 500 -6.1 -3.5 17.6 16.7 11.6 Baroda Pioneer Banking And Financial Services Fund Growth ₹44.0727
↑ 0.43 ₹211 500 -0.9 -3 13.2 15.5 22.3 12.5 Baroda Pioneer Multi Cap Fund Growth ₹262.646
↑ 3.26 ₹2,401 500 -12.6 -12.2 6.5 14.3 28.7 31.7 Baroda Pioneer Large Cap Fund Growth ₹20.532
↑ 0.03 ₹51 500 -5.7 -7.3 5.9 13.8 10.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Mar 22
The primary objective of the Scheme will be to generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of growth oriented mid cap stocks. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized. Baroda Pioneer Mid-Cap Fund is a Equity - Mid Cap fund was launched on 4 Oct 10. It is a fund with High risk and has given a Below is the key information for Baroda Pioneer Mid-Cap Fund Returns up to 1 year are on The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961. Baroda Pioneer ELSS 96 is a Equity - ELSS fund was launched on 2 Mar 15. It is a fund with Moderately High risk and has given a Below is the key information for Baroda Pioneer ELSS 96 Returns up to 1 year are on The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector. Baroda Pioneer Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 22 Jun 12. It is a fund with High risk and has given a Below is the key information for Baroda Pioneer Banking And Financial Services Fund Returns up to 1 year are on (Erstwhile Baroda Pioneer Growth Fund) To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments. Baroda Pioneer Multi Cap Fund is a Equity - Multi Cap fund was launched on 12 Sep 03. It is a fund with Moderately High risk and has given a Below is the key information for Baroda Pioneer Multi Cap Fund Returns up to 1 year are on The primary objective of the Scheme is to generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of large cap companies. The Scheme may also invest in debt and
money market securities. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized. Baroda Pioneer Large Cap Fund is a Equity - Large Cap fund was launched on 22 Jun 10. It is a fund with Moderately High risk and has given a Below is the key information for Baroda Pioneer Large Cap Fund Returns up to 1 year are on 1. Baroda Pioneer Mid-Cap Fund
CAGR/Annualized return of 4.5% since its launch. Ranked 42 in Mid Cap category. . Baroda Pioneer Mid-Cap Fund
Growth Launch Date 4 Oct 10 NAV (11 Mar 22) ₹16.5124 ↑ 0.15 (0.91 %) Net Assets (Cr) ₹97 on 31 Jan 22 Category Equity - Mid Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆ Risk High Expense Ratio 2.54 Sharpe Ratio 3.23 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹18,227 Returns for Baroda Pioneer Mid-Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month -3.8% 3 Month -8.1% 6 Month 0.1% 1 Year 26.2% 3 Year 22.5% 5 Year 15.9% 10 Year 15 Year Since launch 4.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for Baroda Pioneer Mid-Cap Fund
Name Since Tenure Data below for Baroda Pioneer Mid-Cap Fund as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Baroda Pioneer ELSS 96
CAGR/Annualized return of 8.4% since its launch. . Baroda Pioneer ELSS 96
Growth Launch Date 2 Mar 15 NAV (11 Mar 22) ₹68.6676 ↑ 0.33 (0.48 %) Net Assets (Cr) ₹210 on 31 Jan 22 Category Equity - ELSS AMC Baroda Pioneer Asset Management Co. Ltd. Rating Risk Moderately High Expense Ratio 2.55 Sharpe Ratio 2.51 Information Ratio -0.09 Alpha Ratio 5.69 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,937 Returns for Baroda Pioneer ELSS 96
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month -3.9% 3 Month -6.1% 6 Month -3.5% 1 Year 17.6% 3 Year 16.7% 5 Year 11.6% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for Baroda Pioneer ELSS 96
Name Since Tenure Data below for Baroda Pioneer ELSS 96 as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Baroda Pioneer Banking And Financial Services Fund
CAGR/Annualized return of 12.3% since its launch. Ranked 32 in Sectoral category. Return for 2024 was 12.5% , 2023 was 20.5% and 2022 was 15.7% . Baroda Pioneer Banking And Financial Services Fund
Growth Launch Date 22 Jun 12 NAV (02 Apr 25) ₹44.0727 ↑ 0.43 (0.99 %) Net Assets (Cr) ₹211 on 28 Feb 25 Category Equity - Sectoral AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆ Risk High Expense Ratio 2.37 Sharpe Ratio 0.13 Information Ratio 0.34 Alpha Ratio -5.45 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,284 31 Mar 22 ₹16,684 31 Mar 23 ₹17,714 31 Mar 24 ₹22,833 31 Mar 25 ₹26,502 Returns for Baroda Pioneer Banking And Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month 7.4% 3 Month -0.9% 6 Month -3% 1 Year 13.2% 3 Year 15.5% 5 Year 22.3% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 12.5% 2022 20.5% 2021 15.7% 2020 8% 2019 -1% 2018 23.1% 2017 1.2% 2016 32.9% 2015 8.7% 2014 -11.8% Fund Manager information for Baroda Pioneer Banking And Financial Services Fund
Name Since Tenure Sandeep Jain 14 Mar 22 3.05 Yr. Arjun Bagga 21 Oct 24 0.44 Yr. Data below for Baroda Pioneer Banking And Financial Services Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 93.23% Technology 0.83% Asset Allocation
Asset Class Value Cash 5.62% Equity 94.06% Debt 0.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 14 | HDFCBANK23% ₹48 Cr 277,450
↑ 12,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK19% ₹41 Cr 340,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK7% ₹14 Cr 73,400 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | 5322156% ₹12 Cr 115,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 12 | SBIN5% ₹10 Cr 151,500
↓ -50,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Oct 21 | 5000345% ₹10 Cr 11,976
↓ -2,500 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 22 | CHOLAFIN2% ₹5 Cr 35,000 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Aug 24 | HDFCAMC2% ₹4 Cr 12,000
↑ 6,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Oct 24 | 5333982% ₹4 Cr 20,000 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Sep 24 | 5329782% ₹4 Cr 22,500
↑ 10,000 4. Baroda Pioneer Multi Cap Fund
CAGR/Annualized return of 16.4% since its launch. Ranked 37 in Multi Cap category. Return for 2024 was 31.7% , 2023 was 30.8% and 2022 was -3% . Baroda Pioneer Multi Cap Fund
Growth Launch Date 12 Sep 03 NAV (02 Apr 25) ₹262.646 ↑ 3.26 (1.26 %) Net Assets (Cr) ₹2,401 on 28 Feb 25 Category Equity - Multi Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.09 Sharpe Ratio -0.14 Information Ratio -0.04 Alpha Ratio 3.93 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,887 31 Mar 22 ₹22,635 31 Mar 23 ₹21,551 31 Mar 24 ₹31,443 31 Mar 25 ₹34,085 Returns for Baroda Pioneer Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month 7% 3 Month -12.6% 6 Month -12.2% 1 Year 6.5% 3 Year 14.3% 5 Year 28.7% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 31.7% 2022 30.8% 2021 -3% 2020 47.9% 2019 19.5% 2018 8.9% 2017 -11.9% 2016 36.8% 2015 2.3% 2014 -1.6% Fund Manager information for Baroda Pioneer Multi Cap Fund
Name Since Tenure Sanjay Chawla 1 Nov 15 9.34 Yr. Sandeep Jain 14 Mar 22 2.97 Yr. Data below for Baroda Pioneer Multi Cap Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 22.3% Health Care 14.59% Industrials 13.6% Consumer Cyclical 11.83% Technology 9.82% Consumer Defensive 9.24% Basic Materials 5.14% Energy 3.75% Communication Services 1.96% Real Estate 1.63% Utility 1.04% Asset Allocation
Asset Class Value Cash 3.13% Equity 96.08% Debt 0.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK4% ₹101 Cr 834,815
↑ 35,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE4% ₹90 Cr 750,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | HDFCBANK4% ₹87 Cr 499,736 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Jun 24 | DIVISLAB2% ₹55 Cr 100,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 20 | SUNPHARMA2% ₹54 Cr 340,000 Sagility India Ltd (Healthcare)
Equity, Since 30 Nov 24 | SAGILITY2% ₹54 Cr 12,531,677
↑ 500,000 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Jun 24 | NAVINFLUOR2% ₹53 Cr 140,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | RADICO2% ₹52 Cr 249,003 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 30 Apr 23 | BECTORFOOD2% ₹50 Cr 379,226 Infosys Ltd (Technology)
Equity, Since 29 Feb 24 | INFY2% ₹49 Cr 290,791
↓ -29,209 5. Baroda Pioneer Large Cap Fund
CAGR/Annualized return of 6.3% since its launch. Ranked 59 in Large Cap category. . Baroda Pioneer Large Cap Fund
Growth Launch Date 22 Jun 10 NAV (11 Mar 22) ₹20.532 ↑ 0.03 (0.13 %) Net Assets (Cr) ₹51 on 31 Jan 22 Category Equity - Large Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.59 Sharpe Ratio 1.53 Information Ratio -0.52 Alpha Ratio -3.15 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹15,873 Returns for Baroda Pioneer Large Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22 Duration Returns 1 Month -4.9% 3 Month -5.7% 6 Month -7.3% 1 Year 5.9% 3 Year 13.8% 5 Year 10.5% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for Baroda Pioneer Large Cap Fund
Name Since Tenure Data below for Baroda Pioneer Large Cap Fund as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in Baroda Mutual Fund Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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