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Table of Contents
- Why Invest in SBI Mutual Fund SIP?
- Best SBI Mutual Fund SIP to Invest in Equity Funds
- How Does SIP Investment Grow?
- How to Invest in SBI Mutual Fund SIP Online?
- FAQs
- 1. When can I invest in a SIP?
- 2. Should I keep long-term goals in mind while investing in SIPs?
- 3. What is the power of compounding in mutual funds?
- 4. Why should I consider investing in SBI SIP?
- 5. Does SBI offer multiple SIPs?
- 6. What is rupee cost averaging?
- 7. Can I get an average of how much I should invest in SBI SIP to get a return of Rs.5 lakh?
Top 10 Funds
10 Best SBI MF SIP Funds 2025
SIP or Systematic Investment plan is a great way to invest in Mutual Funds. The SIP plans offered by SBI Mutual Fund is a great way to save a certain amount on a regular Basis like weekly/monthly/quarterly. This encourages regular savings and also give benefits of Power of Compounding.
With a SIP Plan you can easily stay invested for a longer duration to create strong wealth. Since, the amount is invested on regular intervals, it also reduces the impact of Market Volatility. With a SIP investment, investors can also plan their various goals like retirement, marriage, purchase of a house/vehicle or even a higher education, etc.
Why Invest in SBI Mutual Fund SIP?
To have a Systematic Investment Plan with a SBI MF one does not require a massive amount of Investing as the starting amount is as low as Rs 500.
SBI SIP mutual fund encourages in building a habit of savings from an early age
By investing in a SIP one can plan their long-term Financial goals like buying a car/house, saving for an international trip, saving for child’s education, Retirement planning or for buying any other assets.
Given that a systematic investment plan is spread over a long period of time, one catches all periods of the stock market, the ups and more importantly the downturns. In downturns, when fear catches most investors, SIP instalments continue ensuring the investors buy “low”.
So, start a SIP today in Equity Funds by investing in these top 10 best SBI SIP funds. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
Talk to our investment specialist
Best SBI Mutual Fund SIP to Invest in Equity Funds
(Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile SBI Magnum Multiplier Fund) To provide investors long term capital appreciation/dividend along with the
liquidity of an open-ended scheme. SBI Large and Midcap Fund is a Equity - Large & Mid Cap fund was launched on 25 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Large and Midcap Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. SBI Bluechip Fund is a Equity - Large Cap fund was launched on 14 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Bluechip Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments. SBI Magnum Multicap Fund is a Equity - Multi Cap fund was launched on 29 Sep 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Multicap Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. SBI Magnum Mid Cap Fund is a Equity - Mid Cap fund was launched on 29 Mar 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Mid Cap Fund Returns up to 1 year are on (Erstwhile SBI Magnum Equity Fund) To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments. SBI Magnum Equity ESG Fund is a Equity - Sectoral fund was launched on 27 Nov 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Equity ESG Fund Returns up to 1 year are on To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Contra Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. SBI Infrastructure Fund is a Equity - Sectoral fund was launched on 6 Jul 07. It is a fund with High risk and has given a Below is the key information for SBI Infrastructure Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Since launch (%) SBI PSU Fund Growth ₹29.8331
↓ -0.02 ₹4,149 500 -3.4 -12.1 1.8 29.9 32.1 23.5 7.7 SBI Magnum Tax Gain Fund Growth ₹407.121
↑ 2.25 ₹25,724 500 -5.6 -10.7 8 22.6 32 27.7 12.3 SBI Healthcare Opportunities Fund Growth ₹404.449
↓ -6.59 ₹3,313 500 -7.7 -3.9 16.9 22.3 29.2 42.2 15.4 SBI Infrastructure Fund Growth ₹46.1438
↑ 0.23 ₹4,325 500 -8.4 -15.8 -0.1 22.1 33.7 20.8 9 SBI Contra Fund Growth ₹356.58
↓ -1.90 ₹39,590 500 -5.4 -11.6 5.2 20.8 37.1 18.8 14.9 SBI Magnum Mid Cap Fund Growth ₹218.924
↑ 1.95 ₹19,392 500 -8.3 -11.9 5.8 16.9 33.2 20.3 16.7 SBI Banking & Financial Services Fund Growth ₹38.4373
↑ 0.40 ₹6,475 500 -0.6 -1.7 15.2 16.6 25 19.6 14.3 SBI Consumption Opportunities Fund Growth ₹296.036
↑ 4.30 ₹2,707 500 -11.5 -16.2 8.2 16.3 28.9 22.8 15.6 SBI Large and Midcap Fund Growth ₹565.011
↓ -6.22 ₹27,385 500 -4.9 -9.9 8.5 15.3 28.7 18 17.4 SBI Small Cap Fund Growth ₹158.128
↑ 1.92 ₹28,453 500 -12.1 -16.1 3.8 15.1 31.4 24.1 19.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 25 1. SBI Small Cap Fund
CAGR/Annualized return of 19.4% since its launch. Ranked 4 in Small Cap category. Return for 2024 was 24.1% , 2023 was 25.3% and 2022 was 8.1% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (02 Apr 25) ₹158.128 ↑ 1.92 (1.23 %) Net Assets (Cr) ₹28,453 on 28 Feb 25 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio -0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹19,527 31 Mar 22 ₹25,045 31 Mar 23 ₹26,602 31 Mar 24 ₹36,310 31 Mar 25 ₹38,288 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25 Duration Returns 1 Month 7.8% 3 Month -12.1% 6 Month -16.1% 1 Year 3.8% 3 Year 15.1% 5 Year 31.4% 10 Year 15 Year Since launch 19.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.1% 2022 25.3% 2021 8.1% 2020 47.6% 2019 33.6% 2018 6.1% 2017 -19.6% 2016 78.7% 2015 1.3% 2014 20.6% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 11.3 Yr. Mohan Lal 1 May 24 0.83 Yr. Data below for SBI Small Cap Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Industrials 25.63% Consumer Cyclical 18.64% Financial Services 16.23% Basic Materials 10.95% Consumer Defensive 4.86% Health Care 2.26% Real Estate 1.48% Communication Services 1.44% Technology 1.32% Asset Allocation
Asset Class Value Cash 16.77% Equity 83.04% Debt 0.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS3% ₹794 Cr 3,300,000 SBFC Finance Ltd (Financial Services)
Equity, Since 31 Aug 23 | SBFC3% ₹788 Cr 89,318,180 Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET3% ₹716 Cr 9,716,991 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL2% ₹695 Cr 7,900,000 CMS Info Systems Ltd (Industrials)
Equity, Since 31 Dec 21 | 5434412% ₹687 Cr 15,000,000 AAVAS Financiers Ltd (Financial Services)
Equity, Since 31 Mar 24 | AAVAS2% ₹657 Cr 3,900,000 Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO2% ₹650 Cr 3,387,376
↓ -1,612,624 Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jul 24 | CHOLAHLDNG2% ₹645 Cr 3,928,227 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Jun 23 | 5433082% ₹642 Cr 12,323,990 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY2% ₹619 Cr 9,324,049 2. SBI Large and Midcap Fund
CAGR/Annualized return of 17.4% since its launch. Ranked 20 in Large & Mid Cap category. Return for 2024 was 18% , 2023 was 26.8% and 2022 was 7.3% . SBI Large and Midcap Fund
Growth Launch Date 25 May 05 NAV (01 Apr 25) ₹565.011 ↓ -6.22 (-1.09 %) Net Assets (Cr) ₹27,385 on 28 Feb 25 Category Equity - Large & Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio -0.08 Information Ratio 0.06 Alpha Ratio 2.98 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,547 31 Mar 22 ₹22,286 31 Mar 23 ₹23,408 31 Mar 24 ₹31,281 31 Mar 25 ₹34,784 Returns for SBI Large and Midcap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25 Duration Returns 1 Month 4.8% 3 Month -4.9% 6 Month -9.9% 1 Year 8.5% 3 Year 15.3% 5 Year 28.7% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 18% 2022 26.8% 2021 7.3% 2020 39.3% 2019 15.8% 2018 6.8% 2017 -5.3% 2016 40.5% 2015 0.4% 2014 11.1% Fund Manager information for SBI Large and Midcap Fund
Name Since Tenure Saurabh Pant 10 Sep 16 8.48 Yr. Data below for SBI Large and Midcap Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 26.38% Basic Materials 13.6% Consumer Cyclical 11.6% Health Care 10.94% Industrials 10% Technology 7.31% Consumer Defensive 5.56% Energy 3.33% Communication Services 3% Utility 2.14% Asset Allocation
Asset Class Value Cash 6.02% Equity 93.85% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK8% ₹2,279 Cr 13,157,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 23 | KOTAKBANK4% ₹1,066 Cr 5,600,000
↑ 1,900,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5322153% ₹934 Cr 9,200,000
↑ 2,700,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE3% ₹912 Cr 7,600,000 Abbott India Ltd (Healthcare)
Equity, Since 30 Sep 22 | ABBOTINDIA3% ₹836 Cr 274,878 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 23 | 5003873% ₹791 Cr 290,000
↑ 90,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK3% ₹704 Cr 5,843,873 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | HDFCAMC3% ₹693 Cr 1,910,000 Alkem Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 22 | ALKEM3% ₹686 Cr 1,476,712
↑ 376,712 Infosys Ltd (Technology)
Equity, Since 30 Apr 18 | INFY2% ₹641 Cr 3,800,000 3. SBI Consumption Opportunities Fund
CAGR/Annualized return of 15.6% since its launch. Ranked 11 in Sectoral category. Return for 2024 was 22.8% , 2023 was 29.9% and 2022 was 13.9% . SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (02 Apr 25) ₹296.036 ↑ 4.30 (1.47 %) Net Assets (Cr) ₹2,707 on 28 Feb 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.17 Sharpe Ratio -0.08 Information Ratio 0.08 Alpha Ratio -1.14 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,381 31 Mar 22 ₹22,142 31 Mar 23 ₹23,669 31 Mar 24 ₹31,959 31 Mar 25 ₹34,742 Returns for SBI Consumption Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25 Duration Returns 1 Month 7.1% 3 Month -11.5% 6 Month -16.2% 1 Year 8.2% 3 Year 16.3% 5 Year 28.9% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 22.8% 2022 29.9% 2021 13.9% 2020 35.6% 2019 13.9% 2018 0.1% 2017 -2% 2016 53.1% 2015 2.4% 2014 5.3% Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Pradeep Kesavan 1 Apr 24 0.92 Yr. Ashit Desai 1 Apr 24 0.92 Yr. Data below for SBI Consumption Opportunities Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Consumer Cyclical 45.54% Consumer Defensive 29.76% Industrials 6.45% Communication Services 5.34% Basic Materials 4.24% Asset Allocation
Asset Class Value Cash 8.56% Equity 91.33% Debt 0.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL5% ₹144 Cr 920,000 Ganesha Ecosphere Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | 5141675% ₹132 Cr 1,009,565
↓ -1,433 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | JUBLFOOD5% ₹128 Cr 2,036,850
↑ 200,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR4% ₹119 Cr 545,000
↑ 100,000 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5094804% ₹115 Cr 2,350,172
↑ 200,000 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | 5324784% ₹107 Cr 549,563 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | 5008254% ₹103 Cr 224,000
↑ 25,000 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC4% ₹97 Cr 2,450,000
↑ 250,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 20 | MARUTI3% ₹90 Cr 75,000 Colgate-Palmolive (India) Ltd (Consumer Defensive)
Equity, Since 31 Aug 23 | COLPAL3% ₹86 Cr 350,000 4. SBI Bluechip Fund
CAGR/Annualized return of 11.9% since its launch. Ranked 9 in Large Cap category. Return for 2024 was 12.5% , 2023 was 22.6% and 2022 was 4.4% . SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (02 Apr 25) ₹85.8024 ↑ 0.66 (0.77 %) Net Assets (Cr) ₹46,140 on 28 Feb 25 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.59 Sharpe Ratio -0.12 Information Ratio -0.14 Alpha Ratio 2.55 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,408 31 Mar 22 ₹20,217 31 Mar 23 ₹20,757 31 Mar 24 ₹26,883 31 Mar 25 ₹29,084 Returns for SBI Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25 Duration Returns 1 Month 6% 3 Month -4.3% 6 Month -9.5% 1 Year 6.5% 3 Year 12.2% 5 Year 24.5% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 12.5% 2022 22.6% 2021 4.4% 2020 26.1% 2019 16.3% 2018 11.6% 2017 -4.1% 2016 30.2% 2015 4.8% 2014 8% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Saurabh Pant 1 Apr 24 0.91 Yr. Pradeep Kesavan 1 Apr 24 0.91 Yr. Data below for SBI Bluechip Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 31.3% Consumer Cyclical 14.76% Consumer Defensive 9.76% Technology 9.14% Industrials 7.58% Health Care 6.33% Energy 5.99% Basic Materials 5.47% Communication Services 2.87% Real Estate 1.24% Asset Allocation
Asset Class Value Cash 5.4% Equity 94.45% Debt 0.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK10% ₹4,791 Cr 27,655,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK8% ₹3,492 Cr 29,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE6% ₹2,640 Cr 22,000,000
↑ 3,099,063 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT5% ₹2,341 Cr 7,400,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY5% ₹2,312 Cr 13,700,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK4% ₹1,751 Cr 9,200,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 24 | TCS3% ₹1,589 Cr 4,562,331 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹1,580 Cr 40,000,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB3% ₹1,497 Cr 2,731,710 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 19 | EICHERMOT3% ₹1,470 Cr 3,080,000
↑ 178,180 5. SBI Magnum Multicap Fund
CAGR/Annualized return of since its launch. Ranked 9 in Multi Cap category. Return for 2024 was 14.2% , 2023 was 22.8% and 2022 was 0.7% . SBI Magnum Multicap Fund
Growth Launch Date 29 Sep 05 NAV (01 Apr 25) ₹100.082 ↓ -1.12 (-1.11 %) Net Assets (Cr) ₹20,030 on 28 Feb 25 Category Equity - Multi Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio -0.34 Information Ratio -0.84 Alpha Ratio 1 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,953 31 Mar 22 ₹20,568 31 Mar 23 ₹19,914 31 Mar 24 ₹26,041 31 Mar 25 ₹27,325 Returns for SBI Magnum Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25 Duration Returns 1 Month 3.6% 3 Month -7.2% 6 Month -12.5% 1 Year 2.6% 3 Year 9.2% 5 Year 22.8% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 14.2% 2022 22.8% 2021 0.7% 2020 30.8% 2019 13.6% 2018 11% 2017 -5.5% 2016 37% 2015 5.8% 2014 9.8% Fund Manager information for SBI Magnum Multicap Fund
Name Since Tenure Anup Upadhyay 1 Dec 24 0.25 Yr. Dinesh Balachandran 1 Dec 24 0.25 Yr. Data below for SBI Magnum Multicap Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 34.14% Consumer Cyclical 15.65% Technology 10.28% Basic Materials 6.85% Industrials 5.97% Communication Services 5.84% Health Care 4.87% Energy 4.68% Consumer Defensive 2.91% Utility 0.16% Asset Allocation
Asset Class Value Cash 8.3% Equity 91.56% Debt 0.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK9% ₹1,843 Cr 15,304,355 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK7% ₹1,378 Cr 7,239,500
↑ 2,145,500 Infosys Ltd (Technology)
Equity, Since 31 Oct 20 | INFY5% ₹988 Cr 5,853,400 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE5% ₹938 Cr 7,816,540 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK4% ₹879 Cr 5,075,354 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 24 | MARUTI4% ₹805 Cr 674,058
↑ 434,500 Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | 5000343% ₹701 Cr 821,585
↑ 821,585 Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Jul 23 | 5333983% ₹660 Cr 3,095,044 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Jun 22 | M&M3% ₹657 Cr 2,540,154 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 16 | BHARTIARTL3% ₹589 Cr 3,750,000 6. SBI Magnum COMMA Fund
CAGR/Annualized return of 12.2% since its launch. Ranked 9 in Sectoral category. Return for 2024 was 10.5% , 2023 was 32.3% and 2022 was -6.6% . SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (02 Apr 25) ₹95.5821 ↑ 0.62 (0.66 %) Net Assets (Cr) ₹570 on 28 Feb 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio -0.55 Information Ratio -0.47 Alpha Ratio 0.95 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹19,469 31 Mar 22 ₹25,800 31 Mar 23 ₹22,523 31 Mar 24 ₹32,368 31 Mar 25 ₹33,888 Returns for SBI Magnum COMMA Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25 Duration Returns 1 Month 9.9% 3 Month -4% 6 Month -14% 1 Year 1.6% 3 Year 9.2% 5 Year 28.4% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 10.5% 2022 32.3% 2021 -6.6% 2020 52% 2019 23.9% 2018 11.8% 2017 -18.7% 2016 39.2% 2015 32.3% 2014 -6.1% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 0.75 Yr. Data below for SBI Magnum COMMA Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Basic Materials 44.71% Energy 26.02% Utility 8.84% Consumer Defensive 7.83% Consumer Cyclical 4.62% Asset Allocation
Asset Class Value Cash 7.46% Equity 92.02% Debt 0.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL10% ₹55 Cr 3,976,000 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE9% ₹51 Cr 424,732 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | 5325386% ₹34 Cr 34,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003126% ₹32 Cr 1,400,000 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC5% ₹27 Cr 2,070,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002955% ₹27 Cr 675,000 Arvind Ltd (Consumer Cyclical)
Equity, Since 30 Apr 24 | 5001015% ₹26 Cr 760,000 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | CCL4% ₹25 Cr 425,000 Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA4% ₹24 Cr 650,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 24 | 5328984% ₹23 Cr 930,000 7. SBI Magnum Mid Cap Fund
CAGR/Annualized return of 16.7% since its launch. Ranked 28 in Mid Cap category. Return for 2024 was 20.3% , 2023 was 34.5% and 2022 was 3% . SBI Magnum Mid Cap Fund
Growth Launch Date 29 Mar 05 NAV (02 Apr 25) ₹218.924 ↑ 1.95 (0.90 %) Net Assets (Cr) ₹19,392 on 28 Feb 25 Category Equity - Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio -0.18 Information Ratio -0.64 Alpha Ratio 1.33 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹20,585 31 Mar 22 ₹26,042 31 Mar 23 ₹27,279 31 Mar 24 ₹38,593 31 Mar 25 ₹41,892 Returns for SBI Magnum Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25 Duration Returns 1 Month 6.6% 3 Month -8.3% 6 Month -11.9% 1 Year 5.8% 3 Year 16.9% 5 Year 33.2% 10 Year 15 Year Since launch 16.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 20.3% 2022 34.5% 2021 3% 2020 52.2% 2019 30.4% 2018 0.1% 2017 -18% 2016 33.5% 2015 5% 2014 14.9% Fund Manager information for SBI Magnum Mid Cap Fund
Name Since Tenure Bhavin Vithlani 1 Apr 24 0.91 Yr. Data below for SBI Magnum Mid Cap Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 20.17% Consumer Cyclical 19.9% Health Care 13.48% Industrials 11.71% Basic Materials 10.46% Technology 3.88% Real Estate 3.23% Utility 3.06% Consumer Defensive 2.85% Communication Services 1.67% Energy 1.14% Asset Allocation
Asset Class Value Cash 8.29% Equity 91.55% Debt 0.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL4% ₹702 Cr 1,600,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Dec 23 | 5000344% ₹682 Cr 800,000 Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN3% ₹676 Cr 1,490,000 Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | 5327793% ₹594 Cr 4,700,000 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 15 | M&MFIN3% ₹541 Cr 20,000,000 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Sep 21 | MAXHEALTH3% ₹538 Cr 5,500,000 Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 14 | SCHAEFFLER3% ₹490 Cr 1,600,000 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 31 Oct 22 | KPRMILL2% ₹481 Cr 6,000,000 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | FEDERALBNK2% ₹480 Cr 27,000,000 AIA Engineering Ltd (Industrials)
Equity, Since 30 Apr 24 | AIAENG2% ₹471 Cr 1,500,000
↑ 28,728 8. SBI Magnum Equity ESG Fund
CAGR/Annualized return of 9.4% since its launch. Ranked 47 in Sectoral category. Return for 2024 was 12.1% , 2023 was 24.6% and 2022 was -2.3% . SBI Magnum Equity ESG Fund
Growth Launch Date 27 Nov 06 NAV (01 Apr 25) ₹220.107 ↓ -3.49 (-1.56 %) Net Assets (Cr) ₹5,151 on 28 Feb 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio -0.21 Information Ratio 0.1 Alpha Ratio 1.61 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,652 31 Mar 22 ₹20,202 31 Mar 23 ₹19,448 31 Mar 24 ₹25,465 31 Mar 25 ₹27,499 Returns for SBI Magnum Equity ESG Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25 Duration Returns 1 Month 4.4% 3 Month -4.5% 6 Month -11% 1 Year 5.3% 3 Year 10% 5 Year 23% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 12.1% 2022 24.6% 2021 -2.3% 2020 30.3% 2019 13.5% 2018 14.8% 2017 3.3% 2016 24.1% 2015 4.5% 2014 2.4% Fund Manager information for SBI Magnum Equity ESG Fund
Name Since Tenure Rohit Shimpi 1 Jan 22 3.16 Yr. Data below for SBI Magnum Equity ESG Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 35.59% Technology 16.49% Consumer Cyclical 15.76% Industrials 12.01% Basic Materials 5.51% Health Care 3.54% Energy 3.3% Consumer Defensive 3.28% Utility 1.46% Real Estate 1.05% Asset Allocation
Asset Class Value Cash 1.93% Equity 97.98% Debt 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK10% ₹505 Cr 2,917,400 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | ICICIBANK8% ₹420 Cr 3,485,000 Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY7% ₹350 Cr 2,076,000
↓ -150,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322155% ₹233 Cr 2,290,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT4% ₹232 Cr 731,709 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK4% ₹221 Cr 1,163,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Nov 17 | TCS4% ₹202 Cr 581,034
↓ -70,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI4% ₹195 Cr 163,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 19 | 5325383% ₹177 Cr 175,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 24 | RELIANCE3% ₹170 Cr 1,415,000 9. SBI Contra Fund
CAGR/Annualized return of 14.9% since its launch. Ranked 48 in Contra category. Return for 2024 was 18.8% , 2023 was 38.2% and 2022 was 12.8% . SBI Contra Fund
Growth Launch Date 6 May 05 NAV (01 Apr 25) ₹356.58 ↓ -1.90 (-0.53 %) Net Assets (Cr) ₹39,590 on 28 Feb 25 Category Equity - Contra AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio -0.24 Information Ratio 1.96 Alpha Ratio 0.91 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹20,310 31 Mar 22 ₹26,477 31 Mar 23 ₹29,993 31 Mar 24 ₹44,365 31 Mar 25 ₹47,483 Returns for SBI Contra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25 Duration Returns 1 Month 4.4% 3 Month -5.4% 6 Month -11.6% 1 Year 5.2% 3 Year 20.8% 5 Year 37.1% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 18.8% 2022 38.2% 2021 12.8% 2020 49.9% 2019 30.6% 2018 -1% 2017 -14.3% 2016 40.2% 2015 2.4% 2014 -0.1% Fund Manager information for SBI Contra Fund
Name Since Tenure Dinesh Balachandran 7 May 18 6.82 Yr. Pradeep Kesavan 1 Dec 23 1.25 Yr. Data below for SBI Contra Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 22.65% Technology 8.84% Basic Materials 7.09% Health Care 7.08% Energy 6.82% Consumer Cyclical 5.38% Utility 5.12% Consumer Defensive 4.3% Industrials 4.21% Communication Services 3.01% Real Estate 0.52% Asset Allocation
Asset Class Value Cash 23.8% Equity 75.02% Debt 1.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK8% ₹3,071 Cr 17,724,629
↑ 5,001,500 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE4% ₹1,480 Cr 12,328,250 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK3% ₹1,219 Cr 6,405,768
↑ 1,277,600 Tech Mahindra Ltd (Technology)
Equity, Since 31 Mar 22 | 5327552% ₹861 Cr 5,786,409 GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 21 | 5321552% ₹811 Cr 51,993,788 Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 28 Feb 23 | CTSH2% ₹786 Cr 1,079,430 Torrent Power Ltd (Utilities)
Equity, Since 31 Oct 21 | 5327792% ₹778 Cr 6,163,300 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL2% ₹727 Cr 52,995,525 State Bank of India (Financial Services)
Equity, Since 31 Dec 10 | SBIN2% ₹706 Cr 10,254,269 91 Days Tbill Red 24-04-2025
Sovereign Bonds | -2% ₹693 Cr 70,000,000 10. SBI Infrastructure Fund
CAGR/Annualized return of 9% since its launch. Ranked 18 in Sectoral category. Return for 2024 was 20.8% , 2023 was 49.7% and 2022 was 9.3% . SBI Infrastructure Fund
Growth Launch Date 6 Jul 07 NAV (02 Apr 25) ₹46.1438 ↑ 0.23 (0.50 %) Net Assets (Cr) ₹4,325 on 28 Feb 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk High Expense Ratio 2.21 Sharpe Ratio -0.48 Information Ratio 0.5 Alpha Ratio 2.89 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,357 31 Mar 22 ₹22,521 31 Mar 23 ₹25,000 31 Mar 24 ₹40,688 31 Mar 25 ₹41,398 Returns for SBI Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25 Duration Returns 1 Month 8.6% 3 Month -8.4% 6 Month -15.8% 1 Year -0.1% 3 Year 22.1% 5 Year 33.7% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2023 20.8% 2022 49.7% 2021 9.3% 2020 48.3% 2019 8.2% 2018 10.2% 2017 -18.1% 2016 41.7% 2015 9.3% 2014 2.7% Fund Manager information for SBI Infrastructure Fund
Name Since Tenure Bhavin Vithlani 1 Jan 22 3.25 Yr. Data below for SBI Infrastructure Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Industrials 28.6% Financial Services 15.04% Basic Materials 13.09% Energy 12.19% Communication Services 9.18% Utility 5.38% Real Estate 4.99% Consumer Cyclical 2.59% Asset Allocation
Asset Class Value Cash 7.28% Equity 92.61% Debt 0.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE11% ₹456 Cr 3,800,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT8% ₹348 Cr 1,100,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | 5003876% ₹273 Cr 100,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL5% ₹236 Cr 1,500,000 Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jan 24 | IEX5% ₹218 Cr 14,000,000 Torrent Power Ltd (Utilities)
Equity, Since 31 May 22 | 5327794% ₹177 Cr 1,398,603 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348164% ₹162 Cr 5,000,000 AIA Engineering Ltd (Industrials)
Equity, Since 30 Apr 24 | AIAENG4% ₹157 Cr 500,000
↑ 22,602 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | HDFCBANK3% ₹149 Cr 860,000 Grindwell Norton Ltd (Industrials)
Equity, Since 31 Jul 24 | 5060763% ₹144 Cr 1,000,000
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in SBI Mutual Fund SIP Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
Plan your goal with SBI Mutual Funds, use SIPs to reach them!
FAQs
1. When can I invest in a SIP?
A: There is no fixed time to start investing in a SIP. You can begin your investment anytime in the year. So, start evaluating your finances, and ensure you are prepared to invest at a particular time.
2. Should I keep long-term goals in mind while investing in SIPs?
A: Ideally, SIPs should be a part of your long-term goals. The primary reason is the more extended period, the likely is to produce better returns than the for shorter tenures.
3. What is the power of compounding in mutual funds?
A: When you invest in a mutual fund regularly, you earn a compounding interest and not just interest on the principal amount invested. It is calculated as Compounded Annual Growth Rate or CAGR. In the long-term, the compounding effect magnifies your investment manifold. In other words, with the help of the compounding effect, the returns that you earn on the SIP investments also produce returns.
4. Why should I consider investing in SBI SIP?
A: The primary reason for investing in SBI SIP is that it has a low point of entry. You can start investing in any suitable SIP with a minimum investment of Rs.500. This makes the SBI SIPs some of the easiest to invest in, especially if you are looking to start investing in SIPs.
5. Does SBI offer multiple SIPs?
A: Yes, if you want to have multiple options regarding investing in SIPs, then SBI can prove to be one of the most reliable and one of the best banks. You can choose to invest in SBI Large and mid-cap SIP, where you can diversify your investment in equity stocks of large and mid-sized capitals. This will assure you of good returns on investment. But, if you want to invest in a SIP based on healthcare equities, consider investing in SBI Healthcare Opportunities funs that have shown a robust return of 14.3% since its launching.
6. What is rupee cost averaging?
A: The rupee cost averaging not just encourages individuals to invest in SIPs, but allows them to take advantage of market volatility. If the NAV of an SBI SIP is down, then as an investor, you will get more units from the Bank, and if the NAV of the SIP is up, you will get fewer units. Either way, you will stand to gain.
7. Can I get an average of how much I should invest in SBI SIP to get a return of Rs.5 lakh?
A: If you invest in SBI SIP for 5 years, you should consider investing an amount of Rs.6403.00 per month at an expected return of 10%. If the expected return increases, then the monthly investment amount decreases.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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