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9 Best Diversified Multicap Mutual Funds to Invest in 2025

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Best Diversified Mutual Funds To Invest In 2025

Updated on December 31, 2024 , 47791 views

Diversified Funds, also known as multi cap funds are a class of Equity Funds. Investors with a high-risk appetite who wish to take an exposure in equities usually incline towards Investing in diversified funds. As, diversified funds invest across Market caps such as – large cap, mid cap & small cap.

Diversified-funds

Multi cap, flexi cap or diversified schemes are supposed to invest across stocks in different market capitalisation based on the view of the fund manager. The allocation to each market cap varies from scheme to scheme. Some schemes have a fixed proportion and some change it dynamically depending on the market conditions.

These Mutual Funds adopt a Value investing strategy where they purchase the stocks of companies that are relatively lower in comparison to their past performance, Book Value, Earnings, and other value parameters.

By investing in the Best Diversified Equity Funds, investors can earn slightly more stable returns, however, they would still be affected by the Volatility of equities during a turbulent market condition. Diversified funds are good for investors who are not willing to take much risk to invest in small stocks, but nevertheless wants a kick of extra high return from emerging stocks. One should invest in diversified equity funds in case person has low to moderate risk profile.

To make the process of selecting a good diversified equity fund easy, we have listed essential parameters, along with some pre-selected top & best diversified equity funds – that investors can take into account during their investing journey.

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9 Best Performing Diversified Funds FY 25 - 26

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Nippon India Multi Cap Fund Growth ₹292.433
↓ -1.13
₹39,001-4.31.427.126.324.225.8
JM Multicap Fund Growth ₹104.787
↓ -0.84
₹5,012-2.4-0.334.625.824.633.3
HDFC Equity Fund Growth ₹1,878.37
↓ -13.05
₹66,304-1.93.12523.822.623.5
Motilal Oswal Multicap 35 Fund Growth ₹64.8995
↓ -0.39
₹12,5982.41749.123.719.145.7
ICICI Prudential Multicap Fund Growth ₹772.84
↓ -1.56
₹14,193-6.62.42220.220.720.7
Mahindra Badhat Yojana Growth ₹35.2035
↓ -0.19
₹4,858-4.21.924.419.624.523.4
Franklin India Equity Fund Growth ₹1,630.92
↓ -12.65
₹17,808-2.74.724.319.622.421.8
Invesco India Multicap Fund Growth ₹137.47
↓ -0.65
₹3,897-0.410.332.819.423.129.8
Baroda Pioneer Multi Cap Fund Growth ₹299.004
↓ -1.40
₹2,7910.57.333.319.224.331.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jan 25
*Above is list of top diversified/multicap mutual funds with AUM/Net Assets > 500 Crore, sorted on 3 Year CAGR Returns.

1. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Multi Cap Fund is a Equity - Multi Cap fund was launched on 28 Mar 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.6% since its launch.  Ranked 63 in Multi Cap category.  Return for 2024 was 25.8% , 2023 was 38.1% and 2022 was 14.1% .

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund
Growth
Launch Date 28 Mar 05
NAV (03 Jan 25) ₹292.433 ↓ -1.13   (-0.38 %)
Net Assets (Cr) ₹39,001 on 30 Nov 24
Category Equity - Multi Cap
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 1.68
Sharpe Ratio 2.11
Information Ratio 1.44
Alpha Ratio 7.69
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹10,004
31 Dec 21₹14,897
31 Dec 22₹17,001
31 Dec 23₹23,483
31 Dec 24₹29,547

Nippon India Multi Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

DurationReturns
1 Month 0.3%
3 Month -4.3%
6 Month 1.4%
1 Year 27.1%
3 Year 26.3%
5 Year 24.2%
10 Year
15 Year
Since launch 18.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 25.8%
2023 38.1%
2022 14.1%
2021 48.9%
2020 0%
2019 2.2%
2018 -2.2%
2017 40.9%
2016 -6.7%
2015 0.5%
Fund Manager information for Nippon India Multi Cap Fund
NameSinceTenure
Sailesh Raj Bhan31 Mar 0519.68 Yr.
Ashutosh Bhargava1 Sep 213.25 Yr.
Kinjal Desai25 May 186.53 Yr.

Data below for Nippon India Multi Cap Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services28.79%
Industrials19.13%
Consumer Cyclical17.28%
Health Care7.31%
Technology6.19%
Basic Materials4.97%
Utility4.66%
Consumer Defensive3.65%
Energy2.98%
Communication Services2.91%
Real Estate0.21%
Asset Allocation
Asset ClassValue
Cash1.21%
Equity98.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK
6%₹2,515 Cr14,000,448
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
4%₹1,558 Cr11,981,360
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 15 | AXISBANK
3%₹1,193 Cr10,500,121
↑ 500,000
Infosys Ltd (Technology)
Equity, Since 30 Apr 09 | INFY
3%₹1,171 Cr6,300,504
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE
3%₹1,163 Cr9,000,000
GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 May 12 | 522275
3%₹1,114 Cr6,341,917
↑ 625,000
Linde India Ltd (Basic Materials)
Equity, Since 31 May 13 | LINDEINDIA
3%₹1,055 Cr1,524,539
EIH Ltd (Consumer Cyclical)
Equity, Since 31 Jul 14 | EIHOTEL
2%₹956 Cr25,187,817
State Bank of India (Financial Services)
Equity, Since 31 Mar 05 | SBIN
2%₹923 Cr11,000,000
Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 May 14 | INDHOTEL
2%₹873 Cr11,000,112

2. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.5% since its launch.  Ranked 16 in Multi Cap category.  Return for 2024 was 33.3% , 2023 was 40% and 2022 was 7.8% .

Below is the key information for JM Multicap Fund

JM Multicap Fund
Growth
Launch Date 23 Sep 08
NAV (03 Jan 25) ₹104.787 ↓ -0.84   (-0.80 %)
Net Assets (Cr) ₹5,012 on 30 Nov 24
Category Equity - Multi Cap
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.17
Sharpe Ratio 2.11
Information Ratio 1.86
Alpha Ratio 12.62
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,138
31 Dec 21₹14,807
31 Dec 22₹15,968
31 Dec 23₹22,354
31 Dec 24₹29,790

JM Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

DurationReturns
1 Month -0.3%
3 Month -2.4%
6 Month -0.3%
1 Year 34.6%
3 Year 25.8%
5 Year 24.6%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 33.3%
2023 40%
2022 7.8%
2021 32.9%
2020 11.4%
2019 16.6%
2018 -5.4%
2017 39.5%
2016 10.5%
2015 -2.8%
Fund Manager information for JM Multicap Fund
NameSinceTenure
Satish Ramanathan20 Aug 213.28 Yr.
Asit Bhandarkar1 Oct 240.17 Yr.
Chaitanya Choksi31 Dec 212.92 Yr.
Ruchi Fozdar4 Oct 240.16 Yr.

Data below for JM Multicap Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services24.13%
Consumer Cyclical14.09%
Industrials12.51%
Health Care11.9%
Technology10.71%
Basic Materials10.04%
Consumer Defensive4.86%
Utility4.04%
Communication Services3.42%
Energy1.48%
Real Estate0.61%
Asset Allocation
Asset ClassValue
Cash1.02%
Equity98.98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | HDFCBANK
6%₹293 Cr1,690,500
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | ICICIBANK
5%₹248 Cr1,920,800
↑ 350,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN
4%₹191 Cr2,325,000
↑ 600,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 20 | INFY
4%₹184 Cr1,047,750
↑ 150,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
3%₹136 Cr375,231
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL
3%₹134 Cr828,335
↑ 428,335
Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 24 | DRREDDY
3%₹129 Cr1,012,038
↑ 34,428
ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 24 | ITC
3%₹120 Cr2,456,000
↑ 456,000
CESC Ltd (Utilities)
Equity, Since 30 Nov 23 | CESC
2%₹108 Cr5,711,774
Biocon Ltd (Healthcare)
Equity, Since 29 Feb 24 | BIOCON
2%₹104 Cr3,295,318
↑ 1,065,318

3. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

HDFC Equity Fund is a Equity - Multi Cap fund was launched on 1 Jan 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.1% since its launch.  Ranked 34 in Multi Cap category.  Return for 2024 was 23.5% , 2023 was 30.6% and 2022 was 18.3% .

Below is the key information for HDFC Equity Fund

HDFC Equity Fund
Growth
Launch Date 1 Jan 95
NAV (03 Jan 25) ₹1,878.37 ↓ -13.05   (-0.69 %)
Net Assets (Cr) ₹66,304 on 30 Nov 24
Category Equity - Multi Cap
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.56
Sharpe Ratio 2.4
Information Ratio 2.02
Alpha Ratio 9.69
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹10,644
31 Dec 21₹14,494
31 Dec 22₹17,145
31 Dec 23₹22,392
31 Dec 24₹27,650

HDFC Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

DurationReturns
1 Month -1.2%
3 Month -1.9%
6 Month 3.1%
1 Year 25%
3 Year 23.8%
5 Year 22.6%
10 Year
15 Year
Since launch 19.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.5%
2023 30.6%
2022 18.3%
2021 36.2%
2020 6.4%
2019 6.8%
2018 -3.5%
2017 36.9%
2016 7.3%
2015 -5.1%
Fund Manager information for HDFC Equity Fund
NameSinceTenure
Roshi Jain29 Jul 222.34 Yr.
Dhruv Muchhal22 Jun 231.45 Yr.

Data below for HDFC Equity Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services39.49%
Consumer Cyclical13.23%
Health Care12.31%
Technology7.99%
Communication Services4.44%
Industrials3.62%
Real Estate3.49%
Basic Materials2.69%
Consumer Defensive1.45%
Utility1.24%
Energy0.21%
Asset Allocation
Asset ClassValue
Cash8.21%
Equity90.15%
Debt1.64%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
10%₹6,397 Cr49,500,000
↑ 1,500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | HDFCBANK
10%₹6,249 Cr36,000,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 17 | 532215
9%₹5,566 Cr48,000,000
↑ 2,000,000
Cipla Ltd (Healthcare)
Equity, Since 30 Sep 12 | 500087
5%₹2,979 Cr19,200,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | KOTAKBANK
4%₹2,856 Cr16,500,000
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 21 | SBILIFE
4%₹2,839 Cr17,500,000
↑ 1,500,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | MARUTI
4%₹2,686 Cr2,425,000
↑ 325,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL
4%₹2,637 Cr16,352,700
↓ -1,647,300
HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH
4%₹2,565 Cr14,525,000
↓ -3,300,000
Piramal Pharma Ltd (Healthcare)
Equity, Since 31 Dec 23 | PPLPHARMA
3%₹1,944 Cr72,415,689
↑ 983,956

4. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.2% since its launch.  Ranked 5 in Multi Cap category.  Return for 2024 was 45.7% , 2023 was 31% and 2022 was -3% .

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund
Growth
Launch Date 28 Apr 14
NAV (03 Jan 25) ₹64.8995 ↓ -0.39   (-0.60 %)
Net Assets (Cr) ₹12,598 on 30 Nov 24
Category Equity - Multi Cap
AMC Motilal Oswal Asset Management Co. Ltd
Rating
Risk Moderately High
Expense Ratio 0.94
Sharpe Ratio 2.6
Information Ratio 0.77
Alpha Ratio 18.56
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,030
31 Dec 21₹12,718
31 Dec 22₹12,339
31 Dec 23₹16,163
31 Dec 24₹23,548

Motilal Oswal Multicap 35 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

DurationReturns
1 Month 4.4%
3 Month 2.4%
6 Month 17%
1 Year 49.1%
3 Year 23.7%
5 Year 19.1%
10 Year
15 Year
Since launch 19.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 45.7%
2023 31%
2022 -3%
2021 15.3%
2020 10.3%
2019 7.9%
2018 -7.8%
2017 43.1%
2016 8.5%
2015 14.6%
Fund Manager information for Motilal Oswal Multicap 35 Fund
NameSinceTenure
Ajay Khandelwal1 Oct 240.17 Yr.
Niket Shah1 Jul 222.42 Yr.
Santosh Singh1 Aug 231.34 Yr.
Rakesh Shetty22 Nov 222.03 Yr.
Atul Mehra1 Oct 240.17 Yr.
Sunil Sawant1 Jul 240.42 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Consumer Cyclical36.65%
Technology19.23%
Industrials16.8%
Financial Services15.46%
Communication Services8.7%
Health Care1.56%
Asset Allocation
Asset ClassValue
Cash1.6%
Equity98.4%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Polycab India Ltd (Industrials)
Equity, Since 31 Jan 24 | POLYCAB
10%₹1,314 Cr1,800,000
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL
10%₹1,250 Cr17,250,000
↓ -250,000
Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE
10%₹1,242 Cr1,430,000
↑ 30,000
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 23 | TRENT
10%₹1,226 Cr1,803,916
↑ 178,916
Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT
9%₹1,181 Cr2,000,000
↑ 50,000
Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | 543320
9%₹1,119 Cr40,000,000
↑ 13,821,974
Jio Financial Services Ltd (Financial Services)
Equity, Since 31 Jul 23 | JIOFIN
8%₹1,067 Cr32,500,000
↓ -2,500,000
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | M&M
8%₹1,023 Cr3,450,000
↑ 850,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 890157
5%₹608 Cr5,000,000
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | CHOLAFIN
4%₹555 Cr4,500,000

5. ICICI Prudential Multicap Fund

To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries.

ICICI Prudential Multicap Fund is a Equity - Multi Cap fund was launched on 1 Oct 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.5% since its launch.  Ranked 49 in Multi Cap category.  Return for 2024 was 20.7% , 2023 was 35.4% and 2022 was 4.7% .

Below is the key information for ICICI Prudential Multicap Fund

ICICI Prudential Multicap Fund
Growth
Launch Date 1 Oct 94
NAV (03 Jan 25) ₹772.84 ↓ -1.56   (-0.20 %)
Net Assets (Cr) ₹14,193 on 30 Nov 24
Category Equity - Multi Cap
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.95
Sharpe Ratio 1.85
Information Ratio 0.55
Alpha Ratio 4.58
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹10,921
31 Dec 21₹14,893
31 Dec 22₹15,587
31 Dec 23₹21,101
31 Dec 24₹25,465

ICICI Prudential Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for ICICI Prudential Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

DurationReturns
1 Month -1.3%
3 Month -6.6%
6 Month 2.4%
1 Year 22%
3 Year 20.2%
5 Year 20.7%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 20.7%
2023 35.4%
2022 4.7%
2021 36.4%
2020 9.2%
2019 6%
2018 0.2%
2017 28%
2016 10.1%
2015 3.1%
Fund Manager information for ICICI Prudential Multicap Fund
NameSinceTenure
Sankaran Naren1 Jul 222.42 Yr.
Anand Sharma1 Jul 222.42 Yr.
Sharmila D’mello31 Jul 222.34 Yr.

Data below for ICICI Prudential Multicap Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services27.44%
Consumer Cyclical11.65%
Basic Materials11.17%
Industrials10.63%
Health Care6.65%
Energy5.66%
Communication Services5.25%
Technology4.79%
Consumer Defensive3.39%
Utility2.92%
Real Estate2.02%
Asset Allocation
Asset ClassValue
Cash8.44%
Equity91.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
5%₹776 Cr6,001,508
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | HDFCBANK
5%₹736 Cr4,241,215
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE
4%₹525 Cr3,941,316
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | 532215
3%₹386 Cr3,329,075
Infosys Ltd (Technology)
Equity, Since 31 Oct 18 | INFY
3%₹357 Cr2,031,006
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Apr 17 | SUNPHARMA
2%₹300 Cr1,620,647
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 22 | MARUTI
2%₹260 Cr234,282
↑ 7,770
Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 19 | LT
2%₹234 Cr647,203
↓ -63,567
State Bank of India (Financial Services)
Equity, Since 30 Sep 24 | SBIN
2%₹220 Cr2,687,133
↑ 1,661,978
NTPC Ltd (Utilities)
Equity, Since 31 Oct 22 | 532555
2%₹220 Cr5,396,831
↑ 602,300

6. Mahindra Badhat Yojana

The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Mahindra Badhat Yojana is a Equity - Multi Cap fund was launched on 11 May 17. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18% since its launch.  Return for 2024 was 23.4% , 2023 was 34.2% and 2022 was 1.6% .

Below is the key information for Mahindra Badhat Yojana

Mahindra Badhat Yojana
Growth
Launch Date 11 May 17
NAV (03 Jan 25) ₹35.2035 ↓ -0.19   (-0.53 %)
Net Assets (Cr) ₹4,858 on 30 Nov 24
Category Equity - Multi Cap
AMC Mahindra Asset Management Company Pvt. Ltd.
Rating Not Rated
Risk Moderately High
Expense Ratio 1.96
Sharpe Ratio 1.44
Information Ratio 0.02
Alpha Ratio 0.17
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,663
31 Dec 21₹17,589
31 Dec 22₹17,878
31 Dec 23₹23,997
31 Dec 24₹29,623

Mahindra Badhat Yojana SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Mahindra Badhat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

DurationReturns
1 Month 2.2%
3 Month -4.2%
6 Month 1.9%
1 Year 24.4%
3 Year 19.6%
5 Year 24.5%
10 Year
15 Year
Since launch 18%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.4%
2023 34.2%
2022 1.6%
2021 50.8%
2020 16.6%
2019 13.8%
2018 -9.9%
2017
2016
2015
Fund Manager information for Mahindra Badhat Yojana
NameSinceTenure
Manish Lodha21 Dec 203.95 Yr.
Fatema Pacha16 Oct 204.13 Yr.

Data below for Mahindra Badhat Yojana as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services26.86%
Consumer Cyclical14.24%
Industrials12.17%
Technology11.75%
Basic Materials7.66%
Consumer Defensive7.63%
Energy5.73%
Health Care4.07%
Utility1.78%
Communication Services1.59%
Real Estate0.57%
Asset Allocation
Asset ClassValue
Cash5.07%
Equity94.93%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK
6%₹315 Cr1,755,000
↑ 180,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 24 | RELIANCE
4%₹174 Cr1,350,000
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 23 | DIVISLAB
3%₹144 Cr234,000
↑ 36,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Dec 23 | PERSISTENT
3%₹133 Cr225,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Jun 24 | HINDUNILVR
3%₹126 Cr504,000
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | TRENT
2%₹116 Cr170,100
↑ 3,600
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Aug 24 | INDIGO
2%₹110 Cr252,000
PI Industries Ltd (Basic Materials)
Equity, Since 30 Jun 24 | PIIND
2%₹110 Cr270,000
BSE Ltd (Financial Services)
Equity, Since 31 Oct 24 | BSE
2%₹107 Cr229,500
National Aluminium Co Ltd (Basic Materials)
Equity, Since 31 Oct 24 | NATIONALUM
2%₹97 Cr4,005,000
↑ 1,305,000

7. Franklin India Equity Fund

(Erstwhile Franklin India Prima Plus)

The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments.

Franklin India Equity Fund is a Equity - Multi Cap fund was launched on 29 Sep 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch.  Ranked 50 in Multi Cap category.  Return for 2024 was 21.8% , 2023 was 30.8% and 2022 was 5.3% .

Below is the key information for Franklin India Equity Fund

Franklin India Equity Fund
Growth
Launch Date 29 Sep 94
NAV (03 Jan 25) ₹1,630.92 ↓ -12.65   (-0.77 %)
Net Assets (Cr) ₹17,808 on 30 Nov 24
Category Equity - Multi Cap
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.77
Sharpe Ratio 1.85
Information Ratio 0.96
Alpha Ratio 4.8
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,598
31 Dec 21₹16,273
31 Dec 22₹17,142
31 Dec 23₹22,414
31 Dec 24₹27,290

Franklin India Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Franklin India Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

DurationReturns
1 Month 1.1%
3 Month -2.7%
6 Month 4.7%
1 Year 24.3%
3 Year 19.6%
5 Year 22.4%
10 Year
15 Year
Since launch 18.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 21.8%
2023 30.8%
2022 5.3%
2021 40.3%
2020 16%
2019 3.3%
2018 -4.4%
2017 30.6%
2016 5%
2015 4.4%
Fund Manager information for Franklin India Equity Fund
NameSinceTenure
R. Janakiraman1 Feb 1113.84 Yr.
Sandeep Manam18 Oct 213.12 Yr.
Rajasa Kakulavarapu1 Dec 231 Yr.

Data below for Franklin India Equity Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services28.96%
Consumer Cyclical12.75%
Industrials12.38%
Technology9.8%
Basic Materials6.65%
Communication Services6.09%
Consumer Defensive5.72%
Health Care5.4%
Energy3.68%
Utility3.64%
Real Estate1.07%
Asset Allocation
Asset ClassValue
Cash3.16%
Equity96.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK
8%₹1,464 Cr8,434,642
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK
8%₹1,410 Cr10,908,206
Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 06 | BHARTIARTL
5%₹913 Cr5,658,607
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
5%₹813 Cr4,627,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 13 | LT
4%₹772 Cr2,131,779
HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 13 | HCLTECH
4%₹628 Cr3,555,589
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 532215
4%₹616 Cr5,311,448
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Aug 19 | UNITDSPR
3%₹522 Cr3,600,000
Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE
3%₹471 Cr3,534,026
NTPC Ltd (Utilities)
Equity, Since 28 Feb 17 | 532555
3%₹464 Cr11,374,772
↓ -931,630

8. Invesco India Multicap Fund

(Erstwhile Invesco India Mid N Small Cap Fund)

The investment objective of the Scheme is to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid and small cap companies.

Invesco India Multicap Fund is a Equity - Multi Cap fund was launched on 17 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.9% since its launch.  Ranked 37 in Multi Cap category.  Return for 2024 was 29.8% , 2023 was 31.8% and 2022 was -2.2% .

Below is the key information for Invesco India Multicap Fund

Invesco India Multicap Fund
Growth
Launch Date 17 Mar 08
NAV (03 Jan 25) ₹137.47 ↓ -0.65   (-0.47 %)
Net Assets (Cr) ₹3,897 on 30 Nov 24
Category Equity - Multi Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.95
Sharpe Ratio 2.14
Information Ratio -0.05
Alpha Ratio 8.05
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,882
31 Dec 21₹16,713
31 Dec 22₹16,346
31 Dec 23₹21,544
31 Dec 24₹27,968

Invesco India Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Invesco India Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

DurationReturns
1 Month 2.3%
3 Month -0.4%
6 Month 10.3%
1 Year 32.8%
3 Year 19.4%
5 Year 23.1%
10 Year
15 Year
Since launch 16.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 29.8%
2023 31.8%
2022 -2.2%
2021 40.7%
2020 18.8%
2019 4.6%
2018 -12.5%
2017 46.2%
2016 0.7%
2015 6.7%
Fund Manager information for Invesco India Multicap Fund
NameSinceTenure
Amit Nigam3 Sep 204.25 Yr.
Dhimant Kothari1 Dec 231 Yr.

Data below for Invesco India Multicap Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services20.42%
Industrials17.96%
Consumer Cyclical14.6%
Technology12.47%
Health Care11.51%
Basic Materials8.44%
Consumer Defensive7.63%
Real Estate2.93%
Communication Services1.88%
Asset Allocation
Asset ClassValue
Cash2.16%
Equity97.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
5%₹197 Cr1,524,774
↑ 36,019
Infosys Ltd (Technology)
Equity, Since 30 Jun 24 | INFY
5%₹175 Cr995,056
↑ 208,427
Trent Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | 500251
3%₹113 Cr158,624
↑ 1,730
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Apr 21 | CHOLAFIN
2%₹82 Cr644,407
↑ 54,512
Coforge Ltd (Technology)
Equity, Since 30 Apr 23 | COFORGE
2%₹79 Cr103,675
↓ -474
KPIT Technologies Ltd (Technology)
Equity, Since 30 Jun 24 | KPITTECH
2%₹79 Cr563,817
↑ 105,500
Tata Consumer Products Ltd (Consumer Defensive)
Equity, Since 30 Jun 24 | 500800
2%₹77 Cr772,652
↓ -59,715
Jyoti CNC Automation Ltd (Industrials)
Equity, Since 31 May 24 | JYOTICNC
2%₹77 Cr730,877
↑ 62,127
Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 31 Jul 23 | BECTORFOOD
2%₹76 Cr401,953
↓ -21,677
Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Apr 24 | DIXON
2%₹75 Cr53,471
↑ 3,267

9. Baroda Pioneer Multi Cap Fund

(Erstwhile Baroda Pioneer Growth Fund)

To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments.

Baroda Pioneer Multi Cap Fund is a Equity - Multi Cap fund was launched on 12 Sep 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.3% since its launch.  Ranked 37 in Multi Cap category.  Return for 2024 was 31.7% , 2023 was 30.8% and 2022 was -3% .

Below is the key information for Baroda Pioneer Multi Cap Fund

Baroda Pioneer Multi Cap Fund
Growth
Launch Date 12 Sep 03
NAV (03 Jan 25) ₹299.004 ↓ -1.40   (-0.47 %)
Net Assets (Cr) ₹2,791 on 30 Nov 24
Category Equity - Multi Cap
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.09
Sharpe Ratio 2.81
Information Ratio 0.1
Alpha Ratio 12.28
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,952
31 Dec 21₹17,672
31 Dec 22₹17,136
31 Dec 23₹22,415
31 Dec 24₹29,528

Baroda Pioneer Multi Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Baroda Pioneer Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Jan 25

DurationReturns
1 Month 1.8%
3 Month 0.5%
6 Month 7.3%
1 Year 33.3%
3 Year 19.2%
5 Year 24.3%
10 Year
15 Year
Since launch 17.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 31.7%
2023 30.8%
2022 -3%
2021 47.9%
2020 19.5%
2019 8.9%
2018 -11.9%
2017 36.8%
2016 2.3%
2015 -1.6%
Fund Manager information for Baroda Pioneer Multi Cap Fund
NameSinceTenure
Sanjay Chawla1 Nov 159.09 Yr.
Sandeep Jain14 Mar 222.72 Yr.

Data below for Baroda Pioneer Multi Cap Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services24.26%
Technology15.52%
Industrials13.6%
Health Care9.47%
Consumer Cyclical7.92%
Basic Materials7.75%
Consumer Defensive7.52%
Utility3.4%
Energy2.94%
Communication Services1.77%
Real Estate1.27%
Asset Allocation
Asset ClassValue
Cash3.46%
Equity96.18%
Debt0.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK
4%₹103 Cr799,815
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | HDFCBANK
3%₹87 Cr499,736
Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 30 Apr 23 | BECTORFOOD
3%₹72 Cr379,226
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE
3%₹70 Cr525,000
PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 543390
2%₹68 Cr400,000
↑ 75,000
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | 500251
2%₹64 Cr90,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 20 | SUNPHARMA
2%₹63 Cr340,000
Firstsource Solutions Ltd (Technology)
Equity, Since 31 Jul 24 | FSL
2%₹61 Cr1,800,000
↑ 300,000
Jyoti CNC Automation Ltd (Industrials)
Equity, Since 31 Mar 24 | JYOTICNC
2%₹61 Cr579,492
GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 Aug 24 | 522275
2%₹60 Cr336,712

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Smart Tips to Choose Best Diversified Mutual Funds

An ideal diversified fund should pass through the below mentioned parameters:

1. Compare Returns across Diversified Funds within the Same Category

One of the most basic forms of benchmarking involves comparing a fund within the similar category. When evaluating a Large cap fund, you should compare its returns with other matching large cap diversified equity funds. Comparing it with mid-cap diversified equity funds will not give an accurate result as the risk and reward relation between both large cap & mid cap funds are not comparable. Diversified funds, as the same goes invest across market caps and hence one should compare them with funds with a similar mandate.

An additional Factor in evaluating a diversified fund is the timeframe. As equities are equipped to deliver returns over longer time frames (above 5 years), investments in diversified funds should be made for a long-term period. Evaluating a diversified fund over a longer time frame will help you to gauge its performance during a boom-and-bust cycle. Investors can analyze the consistency of the returns of a diversified fund by reviewing its performances during different market phases along with the category average. Having said this, establishing the correct Peer Group is important, this forms the Basis for comparison for returns, volatility and thus helps in final funds selection.

2. Check Diversified Fund Returns against the Benchmark Index

It is compulsory for every diversified fund to mention a benchmark index in its offer document. This benchmark index is an indicator to judge if the diversified fund has performed well. While evaluating the performance of a diversified fund, investors should take into account longer time cycles of 3 years, 5 years or even 10 years. Those funds that outperform their benchmark indices constantly, should be considered for investment.

3. Weigh the Consistency of the Fund

Apart from the benchmark index evaluation, investors should also evaluate the historical performance of a fund. In the long term, many diversified funds tend to plunge during the market downturn and even below their benchmark indices and category average. Only a few tend to sustain their performances in all market conditions. Picking a fund that performs well in upturns and downturns well is important, else you will end up with a fund that may do well, but only to see later that all returns get wiped out in a downturn.Thus, an investor should make sure that they include the most consistent performers in their Portfolio.

4. Be Aware of the Risks in a Fund

Before investing, one must do a risk-return analysis of a diversified fund. To do so, one must look at some of the important ratios, such as:

a. Alpha

Alpha is a measure of diversified fund’s performance on a risk-adjusted basis. It measures on how much the fund or stock has performed in the general market on a risk adjusted basis. A positive alpha of 1 means that the fund has outperformed its benchmark index by 1%, while a negative alpha of -1 would indicate that the fund has produced 1% lower returns than its market benchmark. So, basically, an investor’s strategy should be to buy securities or mutual funds with positive alpha.

b. Beta

Beta measures volatility of a diversified fund compared to its benchmark index. Beta is denoted in positive or negative figures. A beta of 1 signifies that the stock’s price or mutual fund NAV moves in line with the market. A beta of a greater than 1 designates that the stock is riskier than the market, and a beta of less than 1 means that the stock is less risky than the market. So, lower beta is better in a falling market. In a rising market, high-beta is better.

c. Standard Deviation (SD)

SD is a statistical measure representing the volatility or risk in a fund. The higher the SD, higher will be the fluctuations in the returns. Ideally, investors look for funds with a lower Standard Deviation.

d. Sharpe Ratio (SR)

Sharpe Ratio measures returns (both negative & positive) with respect to the risk taken. Here the risk is defined by the Standard Deviation. A higher Sharpe ratio means, a higher return without too much risk. Thus, while investing, investors should choose a diversified fund that shows a higher Sharpe Ratio. Again, it is advisable for an investor to evaluate the SD and SR of a diversified fund on a historical basis so as to pick the most consistent performers.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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