+91-22-48913909
Table of Contents
Best Financial Mutual Funds 2025
A financial Mutual Funds are a part of sector Equity Funds. These funds are also known as ‘Banking & Financial Services Fund’. The aim of these funds is to generate Income by Investing in stocks/shares of companies that cater to the banking sector and financial Industry. So, let’s understand the future potential of financial funds, along with the best financial mutual funds to invest.
Talk to our investment specialist
Financial Mutual Funds in India
If we look at the July 2017 data released by SEBI, banking and sector funds were the most favored ones. The data shows that Bank and finance- the two leading sectors has shown a sharp surge in share AUM.
As per the Jul’17 statistics, the AUM of the banking sector, which is the leading sector, has moved from 20.9 percent to 22.6 percent in just six months.
How to Invest in Financial Mutual Funds Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
Top Performing Best Financial Mutual Funds FY 25 - 26
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Banking and Financial Services Fund Growth ₹122.58
↑ 0.18 ₹8,843 1.5 -5.4 14.2 15.7 24.1 11.6 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹55.79
↑ 0.04 ₹3,011 0.8 -6.5 11.3 15.7 23.5 8.7 Invesco India Financial Services Fund Growth ₹123.62
↑ 0.14 ₹1,094 -3.3 -6.2 13.8 18.9 23.4 19.8 UTI Banking and Financial Services Fund Growth ₹175.731
↑ 0.20 ₹1,107 2 -3.4 14.7 17 23.3 11.1 Sundaram Financial Services Opportunities Fund Growth ₹95.2281
↓ -0.37 ₹1,325 0.4 -7.6 8.2 19 24.2 7.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Mar 25
When we speak about the banking and finance sector of India, we have many major players like ICICI Bank Ltd, HDFC Bank Ltd, State Bank of India, Yes Bank Ltd, Axis Bank Ltd, etc. The Indian banking system consists of 26 private sector banks, 27 public sector banks, 1,574 urban cooperative banks, 56 regional rural banks, 46 foreign banks and 93,913 rural cooperative banks in addition to cooperative credit institutions.
Companies that operate within the banking and financial industry are highly regulated. Many good companies aim to deliver consistent performance and returns over the years, as a result, it brings in confidence for investors who are planning to invest in sector funds. However, one should always keep in mind the risk factors of such funds. These funds, sometime, can be at two extremes, they can deliver good returns and can sometimes perform badly too. Therefore, it is advisable that investors who are planning to invest in such sector funds should have a high-risk appetite and also should stay invested for a longer duration. Ideally, one should invest in such funds for diversification purpose.
ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on (Erstwhile Invesco India Banking Fund) The investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities of companies engaged in the business of banking and financial services. Invesco India Financial Services Fund is a Equity - Sectoral fund was launched on 14 Jul 08. It is a fund with High risk and has given a Below is the key information for Invesco India Financial Services Fund Returns up to 1 year are on (Erstwhile UTI Banking Sector Fund) Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities. UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Banking and Financial Services Fund Returns up to 1 year are on Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services. Sundaram Financial Services Opportunities Fund is a Equity - Sectoral fund was launched on 10 Jun 08. It is a fund with High risk and has given a Below is the key information for Sundaram Financial Services Opportunities Fund Returns up to 1 year are on 1. ICICI Prudential Banking and Financial Services Fund
CAGR/Annualized return of 16.3% since its launch. Return for 2024 was 11.6% , 2023 was 17.9% and 2022 was 11.9% . ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (28 Mar 25) ₹122.58 ↑ 0.18 (0.15 %) Net Assets (Cr) ₹8,843 on 28 Feb 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 1.98 Sharpe Ratio 0.27 Information Ratio 0.31 Alpha Ratio -4.12 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹11,500 28 Feb 22 ₹12,290 28 Feb 23 ₹13,285 29 Feb 24 ₹16,284 28 Feb 25 ₹17,861 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 5.9% 3 Month 1.5% 6 Month -5.4% 1 Year 14.2% 3 Year 15.7% 5 Year 24.1% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.6% 2023 17.9% 2022 11.9% 2021 23.5% 2020 -5.5% 2019 14.5% 2018 -0.4% 2017 45.1% 2016 21.1% 2015 -7.2% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Roshan Chutkey 29 Jan 18 7.09 Yr. Sharmila D’mello 30 Jun 22 2.67 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 90.46% Industrials 0.16% Technology 0.08% Asset Allocation
Asset Class Value Cash 9.29% Equity 90.71% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK20% ₹1,850 Cr 10,891,127
↑ 377,676 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK19% ₹1,684 Cr 13,445,003
↑ 538,520 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 5322158% ₹692 Cr 7,015,471
↑ 625,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN6% ₹505 Cr 6,538,064
↑ 1,451,895 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE5% ₹457 Cr 3,077,155
↑ 152,037 IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | INDUSINDBK5% ₹433 Cr 4,371,007
↑ 463,500 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK4% ₹375 Cr 1,971,184
↓ -600,000 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE3% ₹283 Cr 4,439,146
↑ 800,994 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI2% ₹202 Cr 1,084,898
↓ -341,366 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 5002712% ₹186 Cr 1,663,281 2. Aditya Birla Sun Life Banking And Financial Services Fund
CAGR/Annualized return of 16.5% since its launch. Ranked 3 in Sectoral category. Return for 2024 was 8.7% , 2023 was 21.7% and 2022 was 11.5% . Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (28 Mar 25) ₹55.79 ↑ 0.04 (0.07 %) Net Assets (Cr) ₹3,011 on 28 Feb 25 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.99 Sharpe Ratio -0.16 Information Ratio 0.14 Alpha Ratio -10.69 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹11,735 28 Feb 22 ₹12,518 28 Feb 23 ₹13,329 29 Feb 24 ₹17,240 28 Feb 25 ₹17,910 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 7.5% 3 Month 0.8% 6 Month -6.5% 1 Year 11.3% 3 Year 15.7% 5 Year 23.5% 10 Year 15 Year Since launch 16.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 21.7% 2022 11.5% 2021 16.8% 2020 1.1% 2019 14.9% 2018 -2.4% 2017 47.6% 2016 15.7% 2015 -0.5% Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Dhaval Gala 26 Aug 15 9.52 Yr. Dhaval Joshi 21 Nov 22 2.28 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 94.79% Technology 1.22% Asset Allocation
Asset Class Value Cash 4% Equity 96% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK20% ₹626 Cr 4,993,129 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK18% ₹567 Cr 3,336,948 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322156% ₹190 Cr 1,927,100 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000346% ₹184 Cr 233,725 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN6% ₹182 Cr 2,351,492 Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG3% ₹101 Cr 667,972 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK3% ₹89 Cr 469,972 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN3% ₹86 Cr 1,577,700 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 5406113% ₹79 Cr 1,308,861
↓ -138,000 Repco Home Finance Ltd (Financial Services)
Equity, Since 31 Dec 13 | 5353222% ₹76 Cr 1,932,824
↓ -40,729 3. Invesco India Financial Services Fund
CAGR/Annualized return of 16.2% since its launch. Ranked 5 in Sectoral category. Return for 2024 was 19.8% , 2023 was 26% and 2022 was 12.8% . Invesco India Financial Services Fund
Growth Launch Date 14 Jul 08 NAV (28 Mar 25) ₹123.62 ↑ 0.14 (0.11 %) Net Assets (Cr) ₹1,094 on 28 Feb 25 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆ Risk High Expense Ratio 2.39 Sharpe Ratio -0.09 Information Ratio 0.58 Alpha Ratio -8.25 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹11,520 28 Feb 22 ₹12,135 28 Feb 23 ₹13,066 29 Feb 24 ₹18,141 28 Feb 25 ₹19,020 Returns for Invesco India Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 8% 3 Month -3.3% 6 Month -6.2% 1 Year 13.8% 3 Year 18.9% 5 Year 23.4% 10 Year 15 Year Since launch 16.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.8% 2023 26% 2022 12.8% 2021 14% 2020 2.4% 2019 21.2% 2018 -0.3% 2017 45.2% 2016 10.4% 2015 -2.1% Fund Manager information for Invesco India Financial Services Fund
Name Since Tenure Dhimant Kothari 1 Jun 18 6.75 Yr. Hiten Jain 19 May 20 4.79 Yr. Data below for Invesco India Financial Services Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 92.23% Technology 2.11% Health Care 1.51% Asset Allocation
Asset Class Value Cash 4.15% Equity 95.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK21% ₹242 Cr 1,927,995
↑ 279,445 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK17% ₹190 Cr 1,120,451
↑ 41,761 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN6% ₹65 Cr 838,841 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322156% ₹64 Cr 645,964 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Jul 24 | HDFCAMC4% ₹42 Cr 109,648 PB Fintech Ltd (Financial Services)
Equity, Since 30 Nov 21 | 5433903% ₹35 Cr 202,712 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 30 Sep 22 | 5900033% ₹32 Cr 1,332,287 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Jul 17 | CHOLAFIN3% ₹29 Cr 226,548 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 22 | MCX2% ₹28 Cr 49,069 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | ICICIGI2% ₹28 Cr 150,629 4. UTI Banking and Financial Services Fund
CAGR/Annualized return of 14.6% since its launch. Ranked 20 in Sectoral category. Return for 2024 was 11.1% , 2023 was 19.5% and 2022 was 15.1% . UTI Banking and Financial Services Fund
Growth Launch Date 7 Apr 04 NAV (28 Mar 25) ₹175.731 ↑ 0.20 (0.12 %) Net Assets (Cr) ₹1,107 on 28 Feb 25 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.28 Sharpe Ratio -0.04 Information Ratio 0.29 Alpha Ratio -7.9 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹11,386 28 Feb 22 ₹11,822 28 Feb 23 ₹12,904 29 Feb 24 ₹16,279 28 Feb 25 ₹17,232 Returns for UTI Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 8.7% 3 Month 2% 6 Month -3.4% 1 Year 14.7% 3 Year 17% 5 Year 23.3% 10 Year 15 Year Since launch 14.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.1% 2023 19.5% 2022 15.1% 2021 14.3% 2020 -5.3% 2019 11.6% 2018 -6.8% 2017 43.5% 2016 13% 2015 -11.3% Fund Manager information for UTI Banking and Financial Services Fund
Name Since Tenure Preethi S 2 May 22 2.83 Yr. Data below for UTI Banking and Financial Services Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 96.47% Technology 0.87% Asset Allocation
Asset Class Value Cash 2.66% Equity 97.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK19% ₹210 Cr 1,675,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK15% ₹171 Cr 1,005,927 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5322156% ₹66 Cr 670,000
↑ 50,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN5% ₹58 Cr 750,000 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN5% ₹53 Cr 983,680 India Shelter Finance Corporation Ltd (Financial Services)
Equity, Since 31 Dec 23 | INDIASHLTR4% ₹47 Cr 714,617 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | 5900034% ₹45 Cr 1,876,541 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 24 | HDFCLIFE4% ₹45 Cr 697,890 REC Ltd (Financial Services)
Equity, Since 30 Nov 23 | 5329553% ₹37 Cr 832,500 Max Financial Services Ltd (Financial Services)
Equity, Since 30 Sep 22 | 5002713% ₹35 Cr 314,018 5. Sundaram Financial Services Opportunities Fund
CAGR/Annualized return of 14.4% since its launch. Ranked 23 in Sectoral category. Return for 2024 was 7.1% , 2023 was 31.1% and 2022 was 16.8% . Sundaram Financial Services Opportunities Fund
Growth Launch Date 10 Jun 08 NAV (28 Mar 25) ₹95.2281 ↓ -0.37 (-0.39 %) Net Assets (Cr) ₹1,325 on 28 Feb 25 Category Equity - Sectoral AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.24 Sharpe Ratio -0.27 Information Ratio 0.86 Alpha Ratio -10.88 Min Investment 100,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹12,026 28 Feb 22 ₹12,589 28 Feb 23 ₹14,020 29 Feb 24 ₹19,279 28 Feb 25 ₹19,839 Returns for Sundaram Financial Services Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25 Duration Returns 1 Month 6.4% 3 Month 0.4% 6 Month -7.6% 1 Year 8.2% 3 Year 19% 5 Year 24.2% 10 Year 15 Year Since launch 14.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 31.1% 2022 16.8% 2021 15.3% 2020 2.7% 2019 26.4% 2018 -3.7% 2017 33.3% 2016 12.8% 2015 -9% Fund Manager information for Sundaram Financial Services Opportunities Fund
Name Since Tenure Rohit Seksaria 30 Dec 17 7.17 Yr. Ashish Aggarwal 1 Jan 22 3.16 Yr. Data below for Sundaram Financial Services Opportunities Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 94.39% Asset Allocation
Asset Class Value Cash 3.59% Equity 95.37% Debt 1.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK17% ₹235 Cr 1,382,396
↑ 231,295 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | ICICIBANK12% ₹167 Cr 1,329,089
↓ -223,064 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | 5322159% ₹124 Cr 1,259,449 State Bank of India (Financial Services)
Equity, Since 31 Dec 08 | SBIN5% ₹68 Cr 885,294 IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | INDUSINDBK4% ₹60 Cr 601,270 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jul 18 | 5000344% ₹58 Cr 73,340
↓ -50,907 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Sep 23 | SHRIRAMFIN4% ₹56 Cr 1,036,445
↑ 296,240 Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 May 24 | UJJIVANSFB4% ₹54 Cr 14,970,926
↑ 403,694 CSB Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Jun 20 | CSBBANK4% ₹52 Cr 1,694,369
↑ 47,184 PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Jul 24 | PNBHOUSING4% ₹51 Cr 576,674
↑ 6,204
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved