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Tata Mutual Fund

Updated on February 27, 2025 , 17577 views

Tata Mutual Fund is one of the well-reputed fund houses in India. Backed by the Salt to Software Conglomerate, Tata Group, Tata Mutual Fund has been operating in India for more than two decades. With consistent performance and top-notch service, the fund house has been able to win the trust of millions of individuals. It offers schemes under various categories such as equity, debt, hybrid, and ELSS. Apart from them, it also offers retirement solution and child savings plan.

Tata MF Company offers investment options for all, including salaried professionals to businessmen, housewife to retired individuals, conservative to aggressive capital builders. The asset management company that looks after the schemes of Tata is Tata Asset Management Limited.

AMC	Tata Mutual Fund
Date of Setup	June 30, 1995
AUM	INR 49220.58 crore (Jun-30-2018)
Chairman	Mr. Farokh Subedar
CIO	Mr. Gopal Agrawal
Compliance Officer	Mr. Upesh Shah
Investor Service Officer	Ms. Kashmira Kalwachwala
Customer Care Number	1800 209 0101
Fax	022 - 22613782
Telephone	022 – 66578282
Website	www.tatamutualfund.com
Email	service[AT]tataamc.com

Mutual Fund: About Tata MF

As mentioned earlier, Tata Mutual Fund is a part of the proud and prestigious Tata Group. The company aims towards overall excellence with the help of rigorous risk management methods. The company’s philosophy is centred towards seeking consistent and long-term results. The company benchmarks its efforts using the principles of consistency, flexibility, stability, and services. Some of the core values of Tata that supports its way of doing the business include:

Pioneering: It means that the company is courageous enough to take the challenges to develop innovative products based on customer’s viewpoints.
Integrity: It means that the company will be honest and ethical in its code of conduct.
Excellence: It means that the company will achieve be passionate about achieving highest quality standards.

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Top and Best Tata Mutual Fund Schemes

Tata Mutual Fund offers a number of schemes under various categories to satisfy the customer’s preferences. Some of these categories of Mutual Funds along with the top and best schemes under each of them are explained as follows.

Equity Mutual Funds

Equity Funds are the schemes whose corpus money is invested in equity and equity-related instruments of various companies. These funds are considered to be a good option for long-term investment. In addition, risk-seeking people can choose to invest in equity funds. Moreover, the returns on equity funds are not consistent. Some of the categories of equity funds include large-cap mutual funds, mid-cap mutual funds, small cap mutual funds, Diversified Funds, and so on. Tata Mutual Fund offers a number of schemes under equity funds category to satisfy the diverse requirements of the individuals. Some of the top and best performing Equity Mutual Funds of Tata are as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Tata India Tax Savings Fund Growth	₹38.3003 ↓ -0.63	₹4,398	-13.5	-15.7	2.5	12.5	16	19.5
Tata Equity PE Fund Growth	₹301.605 ↓ -5.14	₹8,068	-14.8	-19.7	0.6	17.2	18.8	21.7
TATA Large Cap Fund Growth	₹442.425 ↓ -8.95	₹2,408	-10.1	-14.4	0.9	11.6	15.3	12.9
Tata Large and Midcap Fund Growth	₹455.453 ↓ -6.58	₹7,943	-13.1	-15.8	-0.6	13.9	16.7	15.5
TATA Infrastructure Fund Growth	₹143.083 ↓ -2.29	₹2,141	-22.4	-27.3	-11.1	17.4	22.4	22.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Feb 25

Debt Mutual Funds

Debt Funds are the ones whose fund money is invested in various fixed income instruments. Some of these instruments in which debt funds invest their fund money include treasury bills, commercial papers, certificate of deposits, government Bonds, gilts, and so on. Debt Funds are classified on the basis of the maturity tenure of their underlying assets. Some of the categories of debt funds include Liquid Funds, ultra short-term debt funds, short-term debt funds, dynamic bond funds, Gilt Funds, and so on. People who have a low-risk appetite and are looking out for regular income based schemes can choose to invest in debt funds. Tata offers numerous schemes under Debt fund category keeping in mind the customer’s preferences. Tata’s some of the top and Best Debt Funds are listed below.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Tata Treasury Advantage Fund Growth	₹3,822.89 ↑ 0.67	₹2,377	1.7	3.5	7.4	6.3	7.4	7.52%	10M 8D	1Y 1M 16D
Tata Liquid Fund Growth	₹4,018.16 ↑ 0.73	₹23,491	1.7	3.5	7.3	6.5	7.3	7.26%	1M 4D	1M 4D
Tata Money Market Fund Growth	₹4,592.23 ↑ 0.71	₹27,184	1.8	3.6	7.6	6.8	7.7	7.46%	6M 12D	6M 13D
TATA Short Term Bond Fund Growth	₹46.4143 ↑ 0.00	₹2,720	1.5	3.3	7.1	5.8	7.4	7.49%	2Y 9M 29D	4Y 6M 18D
TATA Gilt Securities Fund Growth	₹75.0477 ↓ -0.12	₹1,073	0.5	2.3	6.2	6.2	8.3	7.05%	10Y 25D	24Y 14D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Feb 25

Balanced Funds

Also known as hybrid funds, balanced funds invest their corpus money in both equity as well as fixed income instruments. The proportion of investment between equity and debt is pre-determined and may change sometimes. These schemes are classified on the basis of their underlying equity investment. If the equity investment is less than 65% then the schemes are known as Monthly Income Plan or MIPs. Contrarily, if the equity investment is more than 65% then the schemes are known as balanced funds. Some of the top and best schemes under balanced funds category are listed below as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Tata Hybrid Equity Fund Growth	₹390.139 ↓ -6.24	₹3,997	-9.7	-12.3	0.5	10.1	13.3	13.4
Tata Equity Savings Fund Growth	₹52.536 ↑ 0.00	₹250	-0.7	0.3	7.5	8.8	9.1	11.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Feb 25

Liquid Funds

The liquid fund is a category of debt funds which is considered to be one of the safe investment avenues. The maturity profiles of underlying assets in the liquid fund’s portfolio is considered to be very less. Their maturity profile is less than or equal to 90 days. People having idle money in their account can choose liquid funds as an investment to earn more as compared to savings bank account. Some of the top and Best Liquid Funds offered by Tata are listed below as follows.

No Funds available.

1. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (28 Feb 25)	₹4,018.16 ↑ 0.73 (0.02 %)
Net Assets (Cr)	₹23,491 on 31 Jan 25
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	3.87
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.26%
Effective Maturity	1 Month 4 Days
Modified Duration	1 Month 4 Days

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹10,394
28 Feb 22	₹10,738
28 Feb 23	₹11,300
29 Feb 24	₹12,109
28 Feb 25	₹12,987

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.5%
5 Year	5.4%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.3 Yr.
Abhishek Sonthalia	6 Feb 20	4.99 Yr.
Harsh Dave	1 Aug 24	0.5 Yr.

Data below for Tata Liquid Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	99.77%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.66%
Corporate	15.37%
Government	0.74%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
D) Repo CBLO/Reverse Repo \| -	10%	₹2,824 Cr
Reliance Retail Ventures Limited Commercial Paper \| -	4%	₹988 Cr	20,000 ↑ 20,000
Canara Bank Certificate of Deposit \| -	4%	₹970 Cr	19,500
91 DTB 21022025 Sovereign Bonds \| -	4%	₹959 Cr	96,500,000 ↑ 96,500,000
Bajaj Finance Limited Commercial Paper \| -	3%	₹834 Cr	17,000 ↑ 17,000
Small Industries Development Bank Of India Commercial Paper \| -	3%	₹792 Cr	16,000 ↑ 16,000
Small Industries Development Bank Of India Commercial Paper \| -	3%	₹741 Cr	15,000 ↑ 15,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹740 Cr	15,000 ↑ 15,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹717 Cr	14,500 ↑ 10,000
Punjab And Sind Bank Certificate of Deposit \| -	3%	₹689 Cr	14,000 ↑ 14,000

2. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.8% since its launch. Ranked 1 in ELSS category. Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (28 Feb 25)	₹38.3003 ↓ -0.63 (-1.62 %)
Net Assets (Cr)	₹4,398 on 31 Jan 25
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.42
Information Ratio	-0.14
Alpha Ratio	1.91
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,766
28 Feb 22	₹14,740
28 Feb 23	₹15,561
29 Feb 24	₹20,463
28 Feb 25	₹20,965

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-8%
3 Month	-13.5%
6 Month	-15.7%
1 Year	2.5%
3 Year	12.5%
5 Year	16%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	24%
2022	5.9%
2021	30.4%
2020	11.9%
2019	13.6%
2018	-8.4%
2017	46%
2016	2.1%
2015	13.3%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	3.13 Yr.
Tejas Gutka	9 Mar 21	3.9 Yr.

Data below for Tata India Tax Savings Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	29.17%
Consumer Cyclical	16.04%
Industrials	15.31%
Technology	7.76%
Basic Materials	6.78%
Energy	4.74%
Communication Services	3.46%
Real Estate	3.28%
Health Care	3.25%
Utility	3.19%
Consumer Defensive	1.95%

Asset Allocation

Asset Class	Value
Cash	5.07%
Equity	94.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	7%	₹306 Cr	1,725,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹272 Cr	2,125,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	5%	₹218 Cr	1,160,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹173 Cr	2,175,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹164 Cr	1,350,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	3%	₹149 Cr	940,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹138 Cr	1,300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹127 Cr	352,147
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	2%	₹115 Cr	3,451,000
Pricol Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| PRICOLLTD	2%	₹111 Cr	2,037,000

3. Tata Equity PE Fund

To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder.

Tata Equity PE Fund is a Equity - Value fund was launched on 29 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.9% since its launch. Ranked 7 in Value category. Return for 2024 was 21.7% , 2023 was 37% and 2022 was 5.9% .

Below is the key information for Tata Equity PE Fund

Tata Equity PE Fund Growth
Launch Date	29 Jun 04
NAV (28 Feb 25)	₹301.605 ↓ -5.14 (-1.68 %)
Net Assets (Cr)	₹8,068 on 31 Jan 25
Category	Equity - Value
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.3
Information Ratio	1.09
Alpha Ratio	0.37
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,774
28 Feb 22	₹14,675
28 Feb 23	₹15,946
29 Feb 24	₹23,481
28 Feb 25	₹23,627

Tata Equity PE Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Tata Equity PE Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-7.9%
3 Month	-14.8%
6 Month	-19.7%
1 Year	0.6%
3 Year	17.2%
5 Year	18.8%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.7%
2023	37%
2022	5.9%
2021	28%
2020	12.5%
2019	5.3%
2018	-7.1%
2017	39.4%
2016	16.2%
2015	0.3%

Fund Manager information for Tata Equity PE Fund

Name	Since	Tenure
Sonam Udasi	1 Apr 16	8.84 Yr.
Amey Sathe	18 Jun 18	6.63 Yr.

Data below for Tata Equity PE Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	35.95%
Consumer Cyclical	11.69%
Energy	9.67%
Consumer Defensive	7.37%
Health Care	6.38%
Technology	6.15%
Utility	6.05%
Basic Materials	4.22%
Communication Services	4.09%
Industrials	2.17%

Asset Allocation

Asset Class	Value
Cash	6.26%
Equity	93.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| HDFCBANK	9%	₹793 Cr	4,473,000 ↑ 513,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 23 \| 500547	5%	₹397 Cr	13,590,000 ↑ 630,000
Wipro Ltd (Technology) Equity, Since 31 Dec 23 \| 507685	4%	₹359 Cr	11,880,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	4%	₹328 Cr	1,257,971 ↓ -60,000
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	4%	₹325 Cr	8,460,000 ↑ 360,000
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 31 Jul 23 \| DRREDDY	4%	₹319 Cr	2,295,000 ↑ 90,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 18 \| ITC	4%	₹305 Cr	6,310,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	3%	₹295 Cr	2,300,000
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Apr 23 \| 533398	3%	₹283 Cr	1,323,000
UTI Asset Management Co Ltd (Financial Services) Equity, Since 30 Jun 21 \| UTIAMC	3%	₹276 Cr	2,053,547

4. Tata Equity Savings Fund

(Erstwhile TATA Regular Savings Equity Fund)

The investment objective of the scheme is to provide long term capital appreciation and income distribution to the investors by predominantly investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

Tata Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 Jul 97. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.1% since its launch. Return for 2024 was 11.2% , 2023 was 12.5% and 2022 was 3.1% .

Below is the key information for Tata Equity Savings Fund

Tata Equity Savings Fund Growth
Launch Date	23 Jul 97
NAV (27 Feb 25)	₹52.536 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹250 on 31 Jan 25
Category	Hybrid - Equity Savings
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.92
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-90 Days (0.25%),90 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹11,280
28 Feb 22	₹12,147
28 Feb 23	₹12,533
29 Feb 24	₹14,493
28 Feb 25	₹15,561

Tata Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Tata Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-0.4%
3 Month	-0.7%
6 Month	0.3%
1 Year	7.5%
3 Year	8.8%
5 Year	9.1%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.2%
2023	12.5%
2022	3.1%
2021	10.8%
2020	9.2%
2019	7.5%
2018	1.7%
2017	7.3%
2016	8.4%
2015	1.9%

Fund Manager information for Tata Equity Savings Fund

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	7.84 Yr.
Sailesh Jain	9 Nov 18	6.23 Yr.
Tapan Patel	11 Aug 23	1.48 Yr.

Data below for Tata Equity Savings Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	61.62%
Equity	18.5%
Debt	19.92%

Equity Sector Allocation

Sector	Value
Financial Services	17.46%
Industrials	11.32%
Consumer Defensive	6.68%
Energy	6.29%
Communication Services	5.55%
Utility	5.06%
Basic Materials	5.02%
Health Care	4.62%
Technology	3.64%
Consumer Cyclical	0.56%

Debt Sector Allocation

Sector	Value
Cash Equivalent	60.48%
Government	18.67%
Corporate	2.39%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	13%	₹31 Cr	3,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 17 \| RELIANCE	6%	₹15 Cr	120,730 ↑ 16,500
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 17 \| LT	6%	₹13 Cr	36,475 ↑ 5,400
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 19 \| BHARTIARTL	5%	₹13 Cr	80,650
LARSEN & TOUBRO LTD^ Derivatives \| -	5%	-₹11 Cr	31,200 ↑ 5,400
RELIANCE INDUSTRIES LTD^ Derivatives \| -	5%	-₹11 Cr	92,000 ↑ 16,500
BHARTI AIRTEL LTD^ Derivatives \| -	5%	-₹11 Cr	69,825
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	5%	₹11 Cr	328,900 ↑ 30,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 18 \| HDFCBANK	5%	₹11 Cr	59,266
NTPC LTD^ Derivatives \| -	4%	-₹10 Cr	294,000 ↑ 30,000

5. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.8% since its launch. Ranked 2 in Retirement Fund category. Return for 2024 was 19.5% , 2023 was 25.3% and 2022 was -1.9% .

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate Growth
Launch Date	1 Nov 11
NAV (28 Feb 25)	₹56.238 ↓ -1.08 (-1.88 %)
Net Assets (Cr)	₹2,062 on 31 Jan 25
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,054
28 Feb 22	₹13,292
28 Feb 23	₹13,582
29 Feb 24	₹17,488
28 Feb 25	₹18,324

Tata Retirement Savings Fund-Moderate SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-7.4%
3 Month	-12.3%
6 Month	-12.9%
1 Year	4.8%
3 Year	11.3%
5 Year	12.9%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	25.3%
2022	-1.9%
2021	20.5%
2020	15.1%
2019	8.6%
2018	-3.6%
2017	38.8%
2016	6.7%
2015	7.7%

Fund Manager information for Tata Retirement Savings Fund-Moderate

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	7.84 Yr.
Sonam Udasi	1 Apr 16	8.84 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	11.99%
Equity	80.7%
Debt	7.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	6%	₹122 Cr	687,500
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 20 \| TCS	4%	₹81 Cr	198,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	4%	₹78 Cr	1,613,000 ↑ 37,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹69 Cr	266,500
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	3%	₹66 Cr	2,367,000
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	3%	₹61 Cr	115,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	2%	₹53 Cr	53,932
Kirloskar Pneumatic Co Ltd (Industrials) Equity, Since 31 Aug 22 \| 505283	2%	₹47 Cr	305,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Sep 23 \| KAYNES	2%	₹47 Cr	63,000 ↓ -1,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	2%	₹45 Cr	374,000

Tata SIP Mutual Fund

Tata Mutual Fund offers SIP option in most of its schemes. SIP or Systematic Investment Plan refers to an investment mode in Mutual Funds where people invest in Mutual Fund schemes in small amounts. Also referred to as goal-based investment; people can make their bigger dreams come true through small investment amounts. The minimum SIP amount in most schemes of Tata Mutual Fund starts with ₹500.

Tata Mutual Fund Name Changes

After SEBI's (Securities and Exchange Board of India) circulation on re-categorisation and rationalisation of open-ended mutual funds, many Mutual Fund Houses are incorporating changes in their scheme names and categories. SEBI introduced new and broad categories in Mutual Funds in order to bring uniformity in similar schemes launched by the different Mutual Funds. This is to aim and ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme.

Here is a list of Tata schemes that got new names:

Existing Scheme Name	Old Scheme Name
TATA Balanced Fund	Tata Hybrid Equity Fund
Tata Liquid Fund	Tata money market fund
TATA Long Term Debt Fund	Tata Income Fund
TATA Money Market Fund	Tata Liquid Fund
TATA Regular Savings Equity Fund	Tata Equity Savings Fund
Tata Ultra Short Term Fund	Tata Treasury Advantage Fund

*Note-The list will be updated as and when we get an insight about the changes in the scheme names.

Mutual Fund Calculator

mutual fund calculator is also known as sip calculator. This calculator helps people to calculate the SIP amount they need to invest to attain their objectives. This calculator takes into account an individual’s income, their present expenses, the rate of returns expected among investors, the rate of returns expected on the investment, and other related parameters. This calculator also shows the growth of SIP over a period of time. The calculator helps people to determine the savings amount and the type of schemes they need to choose to accomplish their goals.

Know Your Monthly SIP Amount

Total investment required is ₹3/month for 20 Years
or ₹257 one time (Lumpsum)
to achieve ₹5,000 Invest Now

Tata Mutual Fund Online

Tata Mutual Fund like other fund houses provides investors with online mode of Mutual Fund investment. People opting for online mode of investment can invest from anywhere and at any time as per their convenience. People opting through online mode of investment can invest through the fund house directly or through Mutual Fund distributor. One of the advantages of investing through investor is that they get to see the performance of a number of schemes along with their analysis under one roof. Through online mode, people can easily invest and redeem their money in simple steps.

How to Invest in Tata Mutual Fund?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Tata Mutual Fund Account Statement

You can get your latest Tata Mutual Fund Account statement via email from their website. Enter your name, Folio number and PAN details. Please note that the account statement will be sent to your email-id registered only. If you wish to register your Email ID with the AMC you can download the data updation form from the Tata's website and submit it to the nearest TMF Branch or CAMS Service Center.

Tata Mutual Fund NAV

The Net Asset Value or NAV of various schemes of Tata Mutual Fund can be found on the fund house’s or AMFI’s website. Both these websites show the current as well as the past NAV of all the schemes. The NAV of a scheme helps individuals to determine its performance for a given period of time.

Why Opt for Tata Mutual Fund?

Some of the reasons, why people choose to invest their savings in Tata Mutual Fund are:

Brand: The name Tata comes with a huge value, trust, and reliability. It enjoys a high equity in the country.
Excellent Service: Along with fund management, Tata Mutual Fund offers expert financial services. Investors are attracted by the trust and consistent record of the company.
Safety: Performance of the company has created a confidence among the investors about the safety of their money. Even with high risks, investors have a strong belief that the money will not be mismanaged.
Building up Wealth: It is a good option for a gradual wealth creation over a period of time.
Tax Benefits: Company schemes offer the option to minimise taxable income thus, saving tax.

Corporate Address

Mafatlal Centre, 9th Floor, Nariman Point, Mumbai - 400021

Sponsors

Tata Sons Limited &

Tata Investment Corp. Ltd.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.