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Tata Mutual Fund

Updated on March 30, 2025 , 17682 views

Tata Mutual Fund is one of the well-reputed fund houses in India. Backed by the Salt to Software Conglomerate, Tata Group, Tata Mutual Fund has been operating in India for more than two decades. With consistent performance and top-notch service, the fund house has been able to win the trust of millions of individuals. It offers schemes under various categories such as equity, debt, hybrid, and ELSS. Apart from them, it also offers retirement solution and child savings plan.

Tata MF Company offers investment options for all, including salaried professionals to businessmen, housewife to retired individuals, conservative to aggressive capital builders. The asset management company that looks after the schemes of Tata is Tata Asset Management Limited.

AMC	Tata Mutual Fund
Date of Setup	June 30, 1995
AUM	INR 49220.58 crore (Jun-30-2018)
Chairman	Mr. Farokh Subedar
CIO	Mr. Gopal Agrawal
Compliance Officer	Mr. Upesh Shah
Investor Service Officer	Ms. Kashmira Kalwachwala
Customer Care Number	1800 209 0101
Fax	022 - 22613782
Telephone	022 – 66578282
Website	www.tatamutualfund.com
Email	service[AT]tataamc.com

Mutual Fund: About Tata MF

As mentioned earlier, Tata Mutual Fund is a part of the proud and prestigious Tata Group. The company aims towards overall excellence with the help of rigorous risk management methods. The company’s philosophy is centred towards seeking consistent and long-term results. The company benchmarks its efforts using the principles of consistency, flexibility, stability, and services. Some of the core values of Tata that supports its way of doing the business include:

Pioneering: It means that the company is courageous enough to take the challenges to develop innovative products based on customer’s viewpoints.
Integrity: It means that the company will be honest and ethical in its code of conduct.
Excellence: It means that the company will achieve be passionate about achieving highest quality standards.

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Top and Best Tata Mutual Fund Schemes

Tata Mutual Fund offers a number of schemes under various categories to satisfy the customer’s preferences. Some of these categories of Mutual Funds along with the top and best schemes under each of them are explained as follows.

Equity Mutual Funds

Equity Funds are the schemes whose corpus money is invested in equity and equity-related instruments of various companies. These funds are considered to be a good option for long-term investment. In addition, risk-seeking people can choose to invest in equity funds. Moreover, the returns on equity funds are not consistent. Some of the categories of equity funds include large-cap mutual funds, mid-cap mutual funds, small cap mutual funds, Diversified Funds, and so on. Tata Mutual Fund offers a number of schemes under equity funds category to satisfy the diverse requirements of the individuals. Some of the top and best performing Equity Mutual Funds of Tata are as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Tata India Tax Savings Fund Growth	₹40.5994 ↓ -0.46	₹4,053	-8	-13.3	7	12.5	24.8	19.5
Tata Equity PE Fund Growth	₹319.38 ↓ -2.15	₹7,468	-9.3	-15.9	4.1	17.4	27.4	21.7
TATA Large Cap Fund Growth	₹466.663 ↓ -6.19	₹2,267	-3.7	-10.8	4	11.9	24.2	12.9
Tata Large and Midcap Fund Growth	₹486.955 ↓ -5.13	₹7,420	-5.6	-12.7	3.9	14.8	25.6	15.5
TATA Infrastructure Fund Growth	₹155.922 ↓ -0.72	₹1,864	-13.2	-22.6	-8	19.3	32	22.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Apr 25

Debt Mutual Funds

Debt Funds are the ones whose fund money is invested in various fixed income instruments. Some of these instruments in which debt funds invest their fund money include treasury bills, commercial papers, certificate of deposits, government Bonds, gilts, and so on. Debt Funds are classified on the basis of the maturity tenure of their underlying assets. Some of the categories of debt funds include Liquid Funds, ultra short-term debt funds, short-term debt funds, dynamic bond funds, Gilt Funds, and so on. People who have a low-risk appetite and are looking out for regular income based schemes can choose to invest in debt funds. Tata offers numerous schemes under Debt fund category keeping in mind the customer’s preferences. Tata’s some of the top and Best Debt Funds are listed below.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Tata Treasury Advantage Fund Growth	₹3,853.57 ↑ 1.99	₹2,366	1.9	3.7	7.5	6.5	7.4	7.42%	10Y 3M 29D	13Y 5M 16D
Tata Liquid Fund Growth	₹4,046.04 ↑ 0.73	₹25,965	1.8	3.6	7.3	6.7	7.3	7.2%	1M 7D	1M 7D
TATA Gilt Securities Fund Growth	₹77.0481 ↑ 0.02	₹1,071	2.8	3.8	8.2	7.1	8.3	7.14%	10Y 5M 1D	25Y 6M 14D
TATA Short Term Bond Fund Growth	₹46.9624 ↑ 0.02	₹2,747	2.2	3.7	7.7	6.2	7.4	7.43%	2Y 9M 14D	3Y 10M 6D
Tata Money Market Fund Growth	₹4,632.44 ↑ 2.41	₹28,157	2	3.9	7.7	7	7.7	7.45%	7Y 8M 26D	7Y 9M
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 25

Balanced Funds

Also known as hybrid funds, balanced funds invest their corpus money in both equity as well as fixed income instruments. The proportion of investment between equity and debt is pre-determined and may change sometimes. These schemes are classified on the basis of their underlying equity investment. If the equity investment is less than 65% then the schemes are known as Monthly Income Plan or MIPs. Contrarily, if the equity investment is more than 65% then the schemes are known as balanced funds. Some of the top and best schemes under balanced funds category are listed below as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Tata Hybrid Equity Fund Growth	₹409.583 ↓ -3.78	₹3,733	-4.6	-9.4	3.8	10.7	19.6	13.4
Tata Equity Savings Fund Growth	₹53.4577 ↑ 0.00	₹250	0.8	1	8.9	8.8	11.5	11.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Apr 25

Liquid Funds

The liquid fund is a category of debt funds which is considered to be one of the safe investment avenues. The maturity profiles of underlying assets in the liquid fund’s portfolio is considered to be very less. Their maturity profile is less than or equal to 90 days. People having idle money in their account can choose liquid funds as an investment to earn more as compared to savings bank account. Some of the top and Best Liquid Funds offered by Tata are listed below as follows.

No Funds available.

1. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (01 Apr 25)	₹4,046.04 ↑ 0.73 (0.02 %)
Net Assets (Cr)	₹25,965 on 28 Feb 25
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	3.85
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.2%
Effective Maturity	1 Month 7 Days
Modified Duration	1 Month 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,357
31 Mar 22	₹10,705
31 Mar 23	₹11,300
31 Mar 24	₹12,110
31 Mar 25	₹12,993

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 25

Duration	Returns
1 Month	0.7%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.7%
5 Year	5.4%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.4%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.46 Yr.
Abhishek Sonthalia	6 Feb 20	5.15 Yr.
Harsh Dave	1 Aug 24	0.66 Yr.

Data below for Tata Liquid Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.46%
Corporate	11.16%
Government	5.17%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Limited Commercial Paper \| -	6%	₹1,747 Cr	35,000
India (Republic of) - \| -	4%	₹1,326 Cr	134,500,000 ↑ 134,500,000
91 Days Tbill Red 24-04-2025 Sovereign Bonds \| -	4%	₹1,241 Cr	125,000,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	4%	₹1,236 Cr	25,000
Icici Securities Limited Commercial Paper \| -	3%	₹1,080 Cr	22,000 ↑ 22,000
Bank Of Baroda Certificate of Deposit \| -	3%	₹989 Cr	20,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹987 Cr	20,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹950 Cr	19,000 ↓ -1,000
Bank Of Baroda Certificate of Deposit \| -	3%	₹933 Cr	19,000 ↑ 19,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹749 Cr	15,000

2. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.3% since its launch. Ranked 1 in ELSS category. Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (01 Apr 25)	₹40.5994 ↓ -0.46 (-1.12 %)
Net Assets (Cr)	₹4,053 on 28 Feb 25
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	-0.19
Information Ratio	-0.07
Alpha Ratio	3.07
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,724
31 Mar 22	₹20,336
31 Mar 23	₹20,326
31 Mar 24	₹27,013
31 Mar 25	₹29,622

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 25

Duration	Returns
1 Month	6%
3 Month	-8%
6 Month	-13.3%
1 Year	7%
3 Year	12.5%
5 Year	24.8%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%
2014	13.3%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	3.21 Yr.
Tejas Gutka	9 Mar 21	3.98 Yr.

Data below for Tata India Tax Savings Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	32.98%
Consumer Cyclical	15.28%
Industrials	12.78%
Technology	7.77%
Basic Materials	7.15%
Energy	5.32%
Communication Services	3.91%
Health Care	3.49%
Utility	2.65%
Real Estate	2.39%
Consumer Defensive	1.48%

Asset Allocation

Asset Class	Value
Cash	4.81%
Equity	95.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	7%	₹299 Cr	1,725,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹256 Cr	2,125,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	5%	₹196 Cr	1,160,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹162 Cr	1,350,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹150 Cr	2,175,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	4%	₹148 Cr	940,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹132 Cr	1,300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹111 Cr	352,147
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹107 Cr	3,451,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Mar 22 \| 500034	2%	₹91 Cr	107,000

3. Tata Equity PE Fund

To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder.

Tata Equity PE Fund is a Equity - Value fund was launched on 29 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.2% since its launch. Ranked 7 in Value category. Return for 2024 was 21.7% , 2023 was 37% and 2022 was 5.9% .

Below is the key information for Tata Equity PE Fund

Tata Equity PE Fund Growth
Launch Date	29 Jun 04
NAV (01 Apr 25)	₹319.38 ↓ -2.15 (-0.67 %)
Net Assets (Cr)	₹7,468 on 28 Feb 25
Category	Equity - Value
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	-0.28
Information Ratio	1.19
Alpha Ratio	1.67
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,715
31 Mar 22	₹19,873
31 Mar 23	₹20,785
31 Mar 24	₹30,723
31 Mar 25	₹32,717

Tata Equity PE Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Tata Equity PE Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 25

Duration	Returns
1 Month	5.9%
3 Month	-9.3%
6 Month	-15.9%
1 Year	4.1%
3 Year	17.4%
5 Year	27.4%
10 Year
15 Year
Since launch	18.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	21.7%
2022	37%
2021	5.9%
2020	28%
2019	12.5%
2018	5.3%
2017	-7.1%
2016	39.4%
2015	16.2%
2014	0.3%

Fund Manager information for Tata Equity PE Fund

Name	Since	Tenure
Sonam Udasi	1 Apr 16	9 Yr.
Amey Sathe	18 Jun 18	6.79 Yr.

Data below for Tata Equity PE Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	35.86%
Consumer Cyclical	10.42%
Energy	9.89%
Technology	7.07%
Consumer Defensive	6.83%
Utility	6.17%
Health Care	5.18%
Communication Services	4.54%
Basic Materials	3.94%
Industrials	0.38%

Asset Allocation

Asset Class	Value
Cash	9.72%
Equity	90.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| HDFCBANK	10%	₹775 Cr	4,473,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 23 \| 500547	4%	₹327 Cr	13,770,000 ↑ 180,000
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	4%	₹326 Cr	8,820,000 ↑ 180,000
Wipro Ltd (Technology) Equity, Since 31 Dec 23 \| 507685	4%	₹305 Cr	10,980,000
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Apr 23 \| 533398	4%	₹282 Cr	1,323,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 24 \| SHRIRAMFIN	3%	₹261 Cr	4,230,000 ↑ 90,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹261 Cr	1,257,971
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 31 Jul 23 \| DRREDDY	3%	₹256 Cr	2,295,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 18 \| ITC	3%	₹249 Cr	6,310,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| 532555	3%	₹234 Cr	7,515,000

4. Tata Equity Savings Fund

(Erstwhile TATA Regular Savings Equity Fund)

The investment objective of the scheme is to provide long term capital appreciation and income distribution to the investors by predominantly investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

Tata Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 Jul 97. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.2% since its launch. Return for 2024 was 11.2% , 2023 was 12.5% and 2022 was 3.1% .

Below is the key information for Tata Equity Savings Fund

Tata Equity Savings Fund Growth
Launch Date	23 Jul 97
NAV (31 Mar 25)	₹53.4577 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹250 on 28 Feb 25
Category	Hybrid - Equity Savings
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.12
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-90 Days (0.25%),90 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹12,328
31 Mar 22	₹13,401
31 Mar 23	₹13,700
31 Mar 24	₹15,865
31 Mar 25	₹17,270

Tata Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Tata Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 25

Duration	Returns
1 Month	2.1%
3 Month	0.8%
6 Month	1%
1 Year	8.9%
3 Year	8.8%
5 Year	11.5%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	11.2%
2022	12.5%
2021	3.1%
2020	10.8%
2019	9.2%
2018	7.5%
2017	1.7%
2016	7.3%
2015	8.4%
2014	1.9%

Fund Manager information for Tata Equity Savings Fund

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	8 Yr.
Sailesh Jain	9 Nov 18	6.4 Yr.
Tapan Patel	11 Aug 23	1.64 Yr.

Data below for Tata Equity Savings Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	61.92%
Equity	19.6%
Debt	18.51%

Equity Sector Allocation

Sector	Value
Financial Services	20.62%
Industrials	12.07%
Energy	6%
Communication Services	5.31%
Basic Materials	4.97%
Consumer Defensive	4.5%
Utility	4.47%
Health Care	3.92%
Technology	2.96%
Consumer Cyclical	0.93%

Debt Sector Allocation

Sector	Value
Cash Equivalent	60.19%
Government	17.88%
Corporate	2.37%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	12%	₹31 Cr	3,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 18 \| HDFCBANK	6%	₹16 Cr	90,316 ↑ 5,900
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 17 \| RELIANCE	6%	₹15 Cr	124,830 ↑ 2,100
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 19 \| BHARTIARTL	5%	₹13 Cr	83,650 ↑ 1,500
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 17 \| LT	5%	₹12 Cr	36,865 ↑ 390
RELIANCE INDUSTRIES LTD^ Derivatives \| -	4%	-₹11 Cr	92,000 ↑ 92,000
BHARTI AIRTEL LTD^ Derivatives \| -	4%	-₹11 Cr	69,825 ↑ 69,825
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 Dec 19 \| HINDUNILVR	4%	₹11 Cr	49,140 ↑ 21,300
AXIS BANK LTD^ Derivatives \| -	4%	-₹11 Cr	103,125 ↑ 103,125
HDFC BANK LTD^ Derivatives \| -	4%	-₹11 Cr	60,500 ↑ 60,500

5. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.1% since its launch. Ranked 2 in Retirement Fund category. Return for 2024 was 19.5% , 2023 was 25.3% and 2022 was -1.9% .

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate Growth
Launch Date	1 Nov 11
NAV (01 Apr 25)	₹58.7221 ↓ -0.53 (-0.89 %)
Net Assets (Cr)	₹1,908 on 28 Feb 25
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	-0.08
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹14,768
31 Mar 22	₹16,480
31 Mar 23	₹16,466
31 Mar 24	₹21,518
31 Mar 25	₹23,417

Tata Retirement Savings Fund-Moderate SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 25

Duration	Returns
1 Month	4.4%
3 Month	-9.2%
6 Month	-10.6%
1 Year	7.1%
3 Year	11.7%
5 Year	18.9%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	19.5%
2022	25.3%
2021	-1.9%
2020	20.5%
2019	15.1%
2018	8.6%
2017	-3.6%
2016	38.8%
2015	6.7%
2014	7.7%

Fund Manager information for Tata Retirement Savings Fund-Moderate

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	7.92 Yr.
Sonam Udasi	1 Apr 16	8.92 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	11.03%
Equity	74.04%
Debt	14.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	7%	₹126 Cr	12,500,000 ↑ 12,500,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	6%	₹119 Cr	687,500
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 20 \| TCS	4%	₹74 Cr	211,500
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	3%	₹64 Cr	1,613,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹55 Cr	266,500
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	3%	₹54 Cr	2,412,000 ↑ 45,000
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	3%	₹50 Cr	108,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	3%	₹50 Cr	414,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	3%	₹48 Cr	54,855 ↑ 315
Mahanagar Gas Ltd (Utilities) Equity, Since 29 Feb 24 \| MGL	2%	₹39 Cr	315,000

Tata SIP Mutual Fund

Tata Mutual Fund offers SIP option in most of its schemes. SIP or Systematic Investment Plan refers to an investment mode in Mutual Funds where people invest in Mutual Fund schemes in small amounts. Also referred to as goal-based investment; people can make their bigger dreams come true through small investment amounts. The minimum SIP amount in most schemes of Tata Mutual Fund starts with ₹500.

Tata Mutual Fund Name Changes

After SEBI's (Securities and Exchange Board of India) circulation on re-categorisation and rationalisation of open-ended mutual funds, many Mutual Fund Houses are incorporating changes in their scheme names and categories. SEBI introduced new and broad categories in Mutual Funds in order to bring uniformity in similar schemes launched by the different Mutual Funds. This is to aim and ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme.

Here is a list of Tata schemes that got new names:

Existing Scheme Name	Old Scheme Name
TATA Balanced Fund	Tata Hybrid Equity Fund
Tata Liquid Fund	Tata money market fund
TATA Long Term Debt Fund	Tata Income Fund
TATA Money Market Fund	Tata Liquid Fund
TATA Regular Savings Equity Fund	Tata Equity Savings Fund
Tata Ultra Short Term Fund	Tata Treasury Advantage Fund

*Note-The list will be updated as and when we get an insight about the changes in the scheme names.

Mutual Fund Calculator

mutual fund calculator is also known as sip calculator. This calculator helps people to calculate the SIP amount they need to invest to attain their objectives. This calculator takes into account an individual’s income, their present expenses, the rate of returns expected among investors, the rate of returns expected on the investment, and other related parameters. This calculator also shows the growth of SIP over a period of time. The calculator helps people to determine the savings amount and the type of schemes they need to choose to accomplish their goals.

Know Your Monthly SIP Amount

Total investment required is ₹3/month for 20 Years
or ₹257 one time (Lumpsum)
to achieve ₹5,000 Invest Now

Tata Mutual Fund Online

Tata Mutual Fund like other fund houses provides investors with online mode of Mutual Fund investment. People opting for online mode of investment can invest from anywhere and at any time as per their convenience. People opting through online mode of investment can invest through the fund house directly or through Mutual Fund distributor. One of the advantages of investing through investor is that they get to see the performance of a number of schemes along with their analysis under one roof. Through online mode, people can easily invest and redeem their money in simple steps.

How to Invest in Tata Mutual Fund?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Tata Mutual Fund Account Statement

You can get your latest Tata Mutual Fund Account statement via email from their website. Enter your name, Folio number and PAN details. Please note that the account statement will be sent to your email-id registered only. If you wish to register your Email ID with the AMC you can download the data updation form from the Tata's website and submit it to the nearest TMF Branch or CAMS Service Center.

Tata Mutual Fund NAV

The Net Asset Value or NAV of various schemes of Tata Mutual Fund can be found on the fund house’s or AMFI’s website. Both these websites show the current as well as the past NAV of all the schemes. The NAV of a scheme helps individuals to determine its performance for a given period of time.

Why Opt for Tata Mutual Fund?

Some of the reasons, why people choose to invest their savings in Tata Mutual Fund are:

Brand: The name Tata comes with a huge value, trust, and reliability. It enjoys a high equity in the country.
Excellent Service: Along with fund management, Tata Mutual Fund offers expert financial services. Investors are attracted by the trust and consistent record of the company.
Safety: Performance of the company has created a confidence among the investors about the safety of their money. Even with high risks, investors have a strong belief that the money will not be mismanaged.
Building up Wealth: It is a good option for a gradual wealth creation over a period of time.
Tax Benefits: Company schemes offer the option to minimise taxable income thus, saving tax.

Corporate Address

Mafatlal Centre, 9th Floor, Nariman Point, Mumbai - 400021

Sponsors

Tata Sons Limited &

Tata Investment Corp. Ltd.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.