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Tata Mutual Fund

Updated on December 18, 2024 , 17326 views

Tata Mutual Fund is one of the well-reputed fund houses in India. Backed by the Salt to Software Conglomerate, Tata Group, Tata Mutual Fund has been operating in India for more than two decades. With consistent performance and top-notch service, the fund house has been able to win the trust of millions of individuals. It offers schemes under various categories such as equity, debt, hybrid, and ELSS. Apart from them, it also offers retirement solution and child savings plan.

Tata MF Company offers investment options for all, including salaried professionals to businessmen, housewife to retired individuals, conservative to aggressive capital builders. The asset management company that looks after the schemes of Tata is Tata Asset Management Limited.

AMC	Tata Mutual Fund
Date of Setup	June 30, 1995
AUM	INR 49220.58 crore (Jun-30-2018)
Chairman	Mr. Farokh Subedar
CIO	Mr. Gopal Agrawal
Compliance Officer	Mr. Upesh Shah
Investor Service Officer	Ms. Kashmira Kalwachwala
Customer Care Number	1800 209 0101
Fax	022 - 22613782
Telephone	022 – 66578282
Website	www.tatamutualfund.com
Email	service[AT]tataamc.com

Mutual Fund: About Tata MF

As mentioned earlier, Tata Mutual Fund is a part of the proud and prestigious Tata Group. The company aims towards overall excellence with the help of rigorous risk management methods. The company’s philosophy is centred towards seeking consistent and long-term results. The company benchmarks its efforts using the principles of consistency, flexibility, stability, and services. Some of the core values of Tata that supports its way of doing the business include:

Pioneering: It means that the company is courageous enough to take the challenges to develop innovative products based on customer’s viewpoints.
Integrity: It means that the company will be honest and ethical in its code of conduct.
Excellence: It means that the company will achieve be passionate about achieving highest quality standards.

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Top and Best Tata Mutual Fund Schemes

Tata Mutual Fund offers a number of schemes under various categories to satisfy the customer’s preferences. Some of these categories of Mutual Funds along with the top and best schemes under each of them are explained as follows.

Equity Mutual Funds

Equity Funds are the schemes whose corpus money is invested in equity and equity-related instruments of various companies. These funds are considered to be a good option for long-term investment. In addition, risk-seeking people can choose to invest in equity funds. Moreover, the returns on equity funds are not consistent. Some of the categories of equity funds include large-cap mutual funds, mid-cap mutual funds, small cap mutual funds, Diversified Funds, and so on. Tata Mutual Fund offers a number of schemes under equity funds category to satisfy the diverse requirements of the individuals. Some of the top and best performing Equity Mutual Funds of Tata are as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Tata Equity PE Fund Growth	₹347.215 ↓ -6.73	₹8,640	-7.8	0.3	25	22.4	20.2	37
Tata India Tax Savings Fund Growth	₹43.8897 ↓ -0.79	₹4,663	-5.9	4.4	22.1	18.2	17.8	24
TATA Infrastructure Fund Growth	₹179.437 ↓ -4.14	₹2,404	-9.2	-8.5	28.2	26.6	27.1	45.1
Tata Large and Midcap Fund Growth	₹513.38 ↓ -8.98	₹8,342	-8	-0.3	18.8	18.1	18.5	22.9
TATA Large Cap Fund Growth	₹481.691 ↓ -9.06	₹2,436	-7.6	-1.1	16.2	14.8	15.6	24.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

Debt Mutual Funds

Debt Funds are the ones whose fund money is invested in various fixed income instruments. Some of these instruments in which debt funds invest their fund money include treasury bills, commercial papers, certificate of deposits, government Bonds, gilts, and so on. Debt Funds are classified on the basis of the maturity tenure of their underlying assets. Some of the categories of debt funds include Liquid Funds, ultra short-term debt funds, short-term debt funds, dynamic bond funds, Gilt Funds, and so on. People who have a low-risk appetite and are looking out for regular income based schemes can choose to invest in debt funds. Tata offers numerous schemes under Debt fund category keeping in mind the customer’s preferences. Tata’s some of the top and Best Debt Funds are listed below.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Tata Treasury Advantage Fund Growth	₹3,772.49 ↑ 0.19	₹2,460	1.8	3.6	7.4	6.1	6.9	7.36%	9M 22D	11M 8D
Tata Liquid Fund Growth	₹3,964.74 ↑ 0.71	₹23,123	1.7	3.5	7.3	6.3	7	7.18%	1M 18D	1M 18D
TATA Gilt Securities Fund Growth	₹74.7424 ↓ -0.06	₹1,067	1	3.7	8	5.8	7.5	7.05%	10Y 1M 13D	23Y 11M 26D
Tata Money Market Fund Growth	₹4,529.79 ↑ 0.94	₹26,863	1.8	3.7	7.7	6.6	7.4	7.3%	3M 23D	3M 23D
TATA Short Term Bond Fund Growth	₹45.8333 ↓ -0.01	₹2,860	1.5	3.6	7.3	5.6	6.8	7.45%	2Y 9M 22D	4Y 2M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

Balanced Funds

Also known as hybrid funds, balanced funds invest their corpus money in both equity as well as fixed income instruments. The proportion of investment between equity and debt is pre-determined and may change sometimes. These schemes are classified on the basis of their underlying equity investment. If the equity investment is less than 65% then the schemes are known as Monthly Income Plan or MIPs. Contrarily, if the equity investment is more than 65% then the schemes are known as balanced funds. Some of the top and best schemes under balanced funds category are listed below as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Tata Hybrid Equity Fund Growth	₹426.162 ↓ -5.42	₹4,150	-5.8	1.8	15.5	13.6	14	16.2
Tata Equity Savings Fund Growth	₹53.1801 ↓ -0.12	₹224	0.9	4	12	9.2	9.3	12.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

Liquid Funds

The liquid fund is a category of debt funds which is considered to be one of the safe investment avenues. The maturity profiles of underlying assets in the liquid fund’s portfolio is considered to be very less. Their maturity profile is less than or equal to 90 days. People having idle money in their account can choose liquid funds as an investment to earn more as compared to savings bank account. Some of the top and Best Liquid Funds offered by Tata are listed below as follows.

No Funds available.

1. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (20 Dec 24)	₹3,964.74 ↑ 0.71 (0.02 %)
Net Assets (Cr)	₹23,123 on 15 Dec 24
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	4.76
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.18%
Effective Maturity	1 Month 18 Days
Modified Duration	1 Month 18 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,451
30 Nov 21	₹10,781
30 Nov 22	₹11,265
30 Nov 23	₹12,044
30 Nov 24	₹12,928

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.3%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.13 Yr.
Abhishek Sonthalia	6 Feb 20	4.82 Yr.
Harsh Dave	1 Aug 24	0.33 Yr.

Data below for Tata Liquid Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	77.93%
Corporate	19.24%
Government	2.61%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.89% Govt Stock 2025 Sovereign Bonds \| -	5%	₹1,300 Cr	130,000,000 ↑ 96,000,000
Adani Ports And Special Economic Zone Limited Commercial Paper \| -	3%	₹992 Cr	20,000 ↑ 20,000
Canara Bank Certificate of Deposit \| -	3%	₹983 Cr	20,000 ↑ 20,000
(C) Treps CBLO/Reverse Repo \| -	3%	₹860 Cr
Export-Import Bank Of India Commercial Paper \| -	3%	₹717 Cr	14,500 ↑ 14,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹642 Cr	6,450 ↑ 6,450
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹598 Cr	12,000 ↑ 12,000
191 DTB 12/12/2024 Sovereign Bonds \| -	2%	₹597 Cr	60,000,000
364 DTB 09012025 Sovereign Bonds \| -	2%	₹530 Cr	53,500,000
D) Repo CBLO/Reverse Repo \| -	2%	₹508 Cr

2. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.6% since its launch. Ranked 1 in ELSS category. Return for 2023 was 24% , 2022 was 5.9% and 2021 was 30.4% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (20 Dec 24)	₹43.8897 ↓ -0.79 (-1.77 %)
Net Assets (Cr)	₹4,663 on 30 Nov 24
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	1.54
Information Ratio	0.2
Alpha Ratio	1.9
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,480
30 Nov 21	₹14,176
30 Nov 22	₹15,926
30 Nov 23	₹17,897
30 Nov 24	₹23,026

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	2.5%
3 Month	-5.9%
6 Month	4.4%
1 Year	22.1%
3 Year	18.2%
5 Year	17.8%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24%
2022	5.9%
2021	30.4%
2020	11.9%
2019	13.6%
2018	-8.4%
2017	46%
2016	2.1%
2015	13.3%
2014

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	2.96 Yr.
Tejas Gutka	9 Mar 21	3.73 Yr.

Data below for Tata India Tax Savings Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	29.61%
Consumer Cyclical	16.1%
Industrials	14.02%
Basic Materials	7.52%
Technology	7.17%
Energy	5.24%
Communication Services	4.97%
Utility	3.77%
Health Care	3.2%
Real Estate	2.93%
Consumer Defensive	1.77%

Asset Allocation

Asset Class	Value
Cash	3.69%
Equity	96.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	6%	₹299 Cr	1,725,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹275 Cr	2,125,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	4%	₹204 Cr	1,160,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹180 Cr	1,350,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹178 Cr	2,175,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	3%	₹152 Cr	940,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹151 Cr	1,300,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹141 Cr	3,451,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹128 Cr	352,147
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	3%	₹123 Cr	6,800,000

3. Tata Equity PE Fund

To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder.

Tata Equity PE Fund is a Equity - Value fund was launched on 29 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.9% since its launch. Ranked 7 in Value category. Return for 2023 was 37% , 2022 was 5.9% and 2021 was 28% .

Below is the key information for Tata Equity PE Fund

Tata Equity PE Fund Growth
Launch Date	29 Jun 04
NAV (20 Dec 24)	₹347.215 ↓ -6.73 (-1.90 %)
Net Assets (Cr)	₹8,640 on 30 Nov 24
Category	Equity - Value
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	1.7
Information Ratio	1.56
Alpha Ratio	4.06
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,638
30 Nov 21	₹14,100
30 Nov 22	₹15,649
30 Nov 23	₹19,236
30 Nov 24	₹25,625

Tata Equity PE Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Tata Equity PE Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	0.8%
3 Month	-7.8%
6 Month	0.3%
1 Year	25%
3 Year	22.4%
5 Year	20.2%
10 Year
15 Year
Since launch	18.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	37%
2022	5.9%
2021	28%
2020	12.5%
2019	5.3%
2018	-7.1%
2017	39.4%
2016	16.2%
2015	0.3%
2014	69.5%

Fund Manager information for Tata Equity PE Fund

Name	Since	Tenure
Sonam Udasi	1 Apr 16	8.67 Yr.
Amey Sathe	18 Jun 18	6.46 Yr.

Data below for Tata Equity PE Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	33.98%
Consumer Cyclical	11.51%
Energy	10.17%
Consumer Defensive	7.16%
Utility	6.74%
Health Care	5.73%
Technology	4.8%
Basic Materials	4.51%
Communication Services	4.19%
Industrials	2.43%

Asset Allocation

Asset Class	Value
Cash	8.79%
Equity	91.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| HDFCBANK	7%	₹643 Cr	3,705,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 23 \| 500547	5%	₹400 Cr	12,870,000
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	4%	₹358 Cr	7,920,000 ↑ 720,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| KOTAKBANK	4%	₹346 Cr	2,000,000
Wipro Ltd (Technology) Equity, Since 31 Dec 23 \| 507685	4%	₹328 Cr	5,940,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	4%	₹314 Cr	1,317,971
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 18 \| ITC	4%	₹308 Cr	6,310,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| 532555	4%	₹307 Cr	7,515,000 ↓ -700,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	3%	₹297 Cr	2,300,000
UTI Asset Management Co Ltd (Financial Services) Equity, Since 30 Jun 21 \| UTIAMC	3%	₹274 Cr	2,053,547

4. Tata Equity Savings Fund

(Erstwhile TATA Regular Savings Equity Fund)

The investment objective of the scheme is to provide long term capital appreciation and income distribution to the investors by predominantly investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

Tata Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 Jul 97. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.2% since its launch. Return for 2023 was 12.5% , 2022 was 3.1% and 2021 was 10.8% .

Below is the key information for Tata Equity Savings Fund

Tata Equity Savings Fund Growth
Launch Date	23 Jul 97
NAV (19 Dec 24)	₹53.1801 ↓ -0.12 (-0.22 %)
Net Assets (Cr)	₹224 on 30 Nov 24
Category	Hybrid - Equity Savings
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	1.97
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-90 Days (0.25%),90 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,633
30 Nov 21	₹12,015
30 Nov 22	₹12,640
30 Nov 23	₹13,602
30 Nov 24	₹15,593

Tata Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Tata Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	1.3%
3 Month	0.9%
6 Month	4%
1 Year	12%
3 Year	9.2%
5 Year	9.3%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	12.5%
2022	3.1%
2021	10.8%
2020	9.2%
2019	7.5%
2018	1.7%
2017	7.3%
2016	8.4%
2015	1.9%
2014	15.8%

Fund Manager information for Tata Equity Savings Fund

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	7.67 Yr.
Sailesh Jain	9 Nov 18	6.07 Yr.
Tapan Patel	11 Aug 23	1.31 Yr.

Data below for Tata Equity Savings Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	60.99%
Equity	20.04%
Debt	18.97%

Equity Sector Allocation

Sector	Value
Financial Services	15.37%
Industrials	11.42%
Consumer Defensive	7.52%
Basic Materials	6.62%
Energy	5.93%
Technology	5.55%
Health Care	5.18%
Communication Services	4.67%
Utility	3.56%
Consumer Cyclical	0.6%

Debt Sector Allocation

Sector	Value
Cash Equivalent	60.99%
Government	17.92%
Corporate	1.06%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	12%	₹25 Cr	2,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 17 \| RELIANCE	6%	₹13 Cr	96,230 ↑ 6,100
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 17 \| LT	5%	₹11 Cr	31,075
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 18 \| HDFCBANK	5%	₹10 Cr	59,266 ↑ 33,100
State Bank of India (Financial Services) Equity, Since 31 Jan 19 \| SBIN	5%	₹10 Cr	122,400 ↑ 22,500
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 19 \| BHARTIARTL	5%	₹10 Cr	61,650 ↑ 5,700
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 21 \| ITC	4%	₹9 Cr	193,300 ↑ 4,400
LARSEN & TOUBRO LTD^ Derivatives \| -	4%	-₹9 Cr	25,800
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 Jul 23 \| AUROPHARMA	4%	₹9 Cr	65,700 ↑ 1,400
RELIANCE INDUSTRIES LTD^ Derivatives \| -	4%	-₹9 Cr	67,500 ↑ 35,500

5. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch. Ranked 2 in Retirement Fund category. Return for 2023 was 25.3% , 2022 was -1.9% and 2021 was 20.5% .

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate Growth
Launch Date	1 Nov 11
NAV (20 Dec 24)	₹64.2371 ↓ -1.02 (-1.56 %)
Net Assets (Cr)	₹2,177 on 30 Nov 24
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	1.76
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,907
30 Nov 21	₹13,676
30 Nov 22	₹13,947
30 Nov 23	₹16,321
30 Nov 24	₹20,376

Tata Retirement Savings Fund-Moderate SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	3.7%
3 Month	-2.5%
6 Month	5.8%
1 Year	22.7%
3 Year	15.3%
5 Year	15.2%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.3%
2022	-1.9%
2021	20.5%
2020	15.1%
2019	8.6%
2018	-3.6%
2017	38.8%
2016	6.7%
2015	7.7%
2014	55.1%

Fund Manager information for Tata Retirement Savings Fund-Moderate

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	7.67 Yr.
Sonam Udasi	1 Apr 16	8.67 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	14.96%
Equity	77.66%
Debt	7.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	6%	₹119 Cr	687,500
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	4%	₹77 Cr	1,576,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹63 Cr	266,500
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	3%	₹59 Cr	132,000
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	3%	₹57 Cr	2,367,000
Kirloskar Pneumatic Co Ltd (Industrials) Equity, Since 31 Aug 22 \| 505283	2%	₹51 Cr	305,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 20 \| TCS	2%	₹50 Cr	126,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	2%	₹50 Cr	374,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	2%	₹48 Cr	47,400
Mahanagar Gas Ltd (Utilities) Equity, Since 29 Feb 24 \| MGL	2%	₹45 Cr	315,000 ↑ 81,000

Tata SIP Mutual Fund

Tata Mutual Fund offers SIP option in most of its schemes. SIP or Systematic Investment Plan refers to an investment mode in Mutual Funds where people invest in Mutual Fund schemes in small amounts. Also referred to as goal-based investment; people can make their bigger dreams come true through small investment amounts. The minimum SIP amount in most schemes of Tata Mutual Fund starts with ₹500.

Tata Mutual Fund Name Changes

After SEBI's (Securities and Exchange Board of India) circulation on re-categorisation and rationalisation of open-ended mutual funds, many Mutual Fund Houses are incorporating changes in their scheme names and categories. SEBI introduced new and broad categories in Mutual Funds in order to bring uniformity in similar schemes launched by the different Mutual Funds. This is to aim and ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme.

Here is a list of Tata schemes that got new names:

Existing Scheme Name	Old Scheme Name
TATA Balanced Fund	Tata Hybrid Equity Fund
Tata Liquid Fund	Tata money market fund
TATA Long Term Debt Fund	Tata Income Fund
TATA Money Market Fund	Tata Liquid Fund
TATA Regular Savings Equity Fund	Tata Equity Savings Fund
Tata Ultra Short Term Fund	Tata Treasury Advantage Fund

*Note-The list will be updated as and when we get an insight about the changes in the scheme names.

Mutual Fund Calculator

mutual fund calculator is also known as sip calculator. This calculator helps people to calculate the SIP amount they need to invest to attain their objectives. This calculator takes into account an individual’s income, their present expenses, the rate of returns expected among investors, the rate of returns expected on the investment, and other related parameters. This calculator also shows the growth of SIP over a period of time. The calculator helps people to determine the savings amount and the type of schemes they need to choose to accomplish their goals.

Know Your Monthly SIP Amount

Total investment required is ₹3/month for 20 Years
or ₹257 one time (Lumpsum)
to achieve ₹5,000 Invest Now

Tata Mutual Fund Online

Tata Mutual Fund like other fund houses provides investors with online mode of Mutual Fund investment. People opting for online mode of investment can invest from anywhere and at any time as per their convenience. People opting through online mode of investment can invest through the fund house directly or through Mutual Fund distributor. One of the advantages of investing through investor is that they get to see the performance of a number of schemes along with their analysis under one roof. Through online mode, people can easily invest and redeem their money in simple steps.

How to Invest in Tata Mutual Fund?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Tata Mutual Fund Account Statement

You can get your latest Tata Mutual Fund Account statement via email from their website. Enter your name, Folio number and PAN details. Please note that the account statement will be sent to your email-id registered only. If you wish to register your Email ID with the AMC you can download the data updation form from the Tata's website and submit it to the nearest TMF Branch or CAMS Service Center.

Tata Mutual Fund NAV

The Net Asset Value or NAV of various schemes of Tata Mutual Fund can be found on the fund house’s or AMFI’s website. Both these websites show the current as well as the past NAV of all the schemes. The NAV of a scheme helps individuals to determine its performance for a given period of time.

Why Opt for Tata Mutual Fund?

Some of the reasons, why people choose to invest their savings in Tata Mutual Fund are:

Brand: The name Tata comes with a huge value, trust, and reliability. It enjoys a high equity in the country.
Excellent Service: Along with fund management, Tata Mutual Fund offers expert financial services. Investors are attracted by the trust and consistent record of the company.
Safety: Performance of the company has created a confidence among the investors about the safety of their money. Even with high risks, investors have a strong belief that the money will not be mismanaged.
Building up Wealth: It is a good option for a gradual wealth creation over a period of time.
Tax Benefits: Company schemes offer the option to minimise taxable income thus, saving tax.

Corporate Address

Mafatlal Centre, 9th Floor, Nariman Point, Mumbai - 400021

Sponsors

Tata Sons Limited &

Tata Investment Corp. Ltd.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.