ICICI প্রুডেনশিয়াল মিউচুয়াল ফান্ড 2022-এর 5টি সেরা ঋণ তহবিল

Updated on March 23, 2026 , 22640 views

icici মিউচুয়াল ফান্ড নিয়মিত উৎপন্ন করার লক্ষ্যআয় এ বিনিয়োগের মাধ্যমে বিনিয়োগকারীদের কাছেপরিসর ঋণ এবংঅর্থ বাজার যন্ত্র এটি বিনিয়োগকারীদের জন্য উপযুক্ত যারা নিম্ন থেকে মাঝারি স্তরের ঝুঁকি গ্রহণ করে বর্তমান আয় অপ্টিমাইজ করতে চান৷

বিনিয়োগকারীরা যারা তাদের স্বল্প থেকে মধ্যমেয়াদী অর্জন করতে চানআর্থিক লক্ষ্য, তারপরঋণ তহবিল একটি ভাল বিকল্প হতে পারে। এই পরিকল্পনার জন্য প্রস্তাবিত ঋণ তহবিল হয়তরল তহবিল, অতিস্বল্পমেয়াদী ঋণ তহবিল এবং স্বল্পমেয়াদী ঋণ তহবিল। এই তহবিলগুলি তরল প্রকৃতির, যার মানে হল একটিবিনিয়োগকারী যেকোন সময় তাদের বিনিয়োগকৃত পরিমাণ রিডিম করতে পারে। ঋণ তহবিলে বিনিয়োগের পরিকল্পনাকারী বিনিয়োগকারীরা পূর্ব তালিকাভুক্ত শীর্ষ 5 থেকে বেছে নিতে পারেনসেরা ঋণ তহবিল ICICI দ্বারাপারস্পরিক তহবিল. এই তহবিলগুলি AUM এর মতো নির্দিষ্ট পরামিতিগুলি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়,না, অতীত পারফরম্যান্স, পোর্টফোলিওর গড় পরিপক্কতা, ইত্যাদি।

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কেন ICICI ডেট মিউচুয়াল ফান্ডে বিনিয়োগ করবেন?

আইসিআইসিআই ঋণ তহবিল বিস্তৃত শ্রেণীবিভাগের সাথে আসে, তাই বিনিয়োগকারীরা তাদের স্বল্প-মেয়াদী, মধ্য-মেয়াদী এবং এমনকি দীর্ঘমেয়াদী পরিকল্পনা করতে পারেবিনিয়োগ পরিকল্পনা এই ঋণ তহবিল নির্বাচন মাধ্যমে
তরল তহবিলের মতো ঋণ তহবিলগুলি স্বল্প-ঝুঁকির বিনিয়োগকারীদের স্বল্প সময়ের জন্য বিনিয়োগ করার জন্য একটি দুর্দান্ত বিকল্প এবং এর চেয়ে ভাল রিটার্ন অর্জন করেব্যাংক সঞ্চয়ী হিসাব.
ঋণ তহবিলে, আপনি যেকোনো সময়ে বিনিয়োগ থেকে প্রয়োজনীয় অর্থ উত্তোলন করতে পারেন এবং অবশিষ্ট অর্থ বিনিয়োগ থাকতে দিতে পারেন

সেরা ICICI ঋণ মিউচুয়াল ফান্ড

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Regular Savings Fund Growth	₹33.496 ↑ 0.04	₹5,887	1.2	3.1	8.5	8.2	9.5	8.41%	2Y 3M 14D	3Y 7M 24D
ICICI Prudential Medium Term Bond Fund Growth	₹46.8274 ↑ 0.05	₹5,614	0.7	2.6	7.4	7.7	9	7.99%	3Y 6M 18D	6Y 5M 23D
ICICI Prudential Floating Interest Fund Growth	₹443.06 ↑ 0.15	₹7,215	1	2.9	7	7.7	7.7	7.07%	1Y 8M 1D	3Y 25D
ICICI Prudential Savings Fund Growth	₹567.952 ↑ 0.09	₹26,949	1.1	2.8	6.9	7.6	7.7	7.21%	11M 1D	1Y 4M 2D
ICICI Prudential Money Market Fund Growth	₹396.03 ↑ 0.09	₹32,236	1.2	2.7	6.7	7.3	7.4	6.77%	7M 21D	8M 9D
ICICI Prudential Short Term Fund Growth	₹62.4822 ↑ 0.03	₹21,510	0.7	2.2	6.6	7.4	8	7.41%	2Y 8M 23D	4Y 6M 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Mar 26

Research Highlights & Commentary of 6 Funds showcased

Commentary	ICICI Prudential Regular Savings Fund	ICICI Prudential Medium Term Bond Fund	ICICI Prudential Floating Interest Fund	ICICI Prudential Savings Fund	ICICI Prudential Money Market Fund	ICICI Prudential Short Term Fund
Point 1	Bottom quartile AUM (₹5,887 Cr).	Bottom quartile AUM (₹5,614 Cr).	Lower mid AUM (₹7,215 Cr).	Upper mid AUM (₹26,949 Cr).	Highest AUM (₹32,236 Cr).	Upper mid AUM (₹21,510 Cr).
Point 2	Established history (15+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (23+ yrs).	Established history (20+ yrs).	Oldest track record among peers (24 yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Top rated.	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderate.
Point 5	1Y return: 8.53% (top quartile).	1Y return: 7.39% (upper mid).	1Y return: 7.00% (upper mid).	1Y return: 6.95% (lower mid).	1Y return: 6.69% (bottom quartile).	1Y return: 6.62% (bottom quartile).
Point 6	1M return: -0.05% (lower mid).	1M return: -0.25% (bottom quartile).	1M return: 0.11% (upper mid).	1M return: 0.15% (upper mid).	1M return: 0.16% (top quartile).	1M return: -0.13% (bottom quartile).
Point 7	Sharpe: 3.19 (top quartile).	Sharpe: 1.86 (bottom quartile).	Sharpe: 1.91 (lower mid).	Sharpe: 2.48 (upper mid).	Sharpe: 2.51 (upper mid).	Sharpe: 1.37 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 8.41% (top quartile).	Yield to maturity (debt): 7.99% (upper mid).	Yield to maturity (debt): 7.07% (bottom quartile).	Yield to maturity (debt): 7.21% (lower mid).	Yield to maturity (debt): 6.77% (bottom quartile).	Yield to maturity (debt): 7.41% (upper mid).
Point 10	Modified duration: 2.29 yrs (lower mid).	Modified duration: 3.55 yrs (bottom quartile).	Modified duration: 1.67 yrs (upper mid).	Modified duration: 0.92 yrs (upper mid).	Modified duration: 0.64 yrs (top quartile).	Modified duration: 2.73 yrs (bottom quartile).

ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹5,887 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.53% (top quartile).
1M return: -0.05% (lower mid).
Sharpe: 3.19 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.41% (top quartile).
Modified duration: 2.29 yrs (lower mid).

ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,614 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.39% (upper mid).
1M return: -0.25% (bottom quartile).
Sharpe: 1.86 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.99% (upper mid).
Modified duration: 3.55 yrs (bottom quartile).

ICICI Prudential Floating Interest Fund

Lower mid AUM (₹7,215 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 7.00% (upper mid).
1M return: 0.11% (upper mid).
Sharpe: 1.91 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.07% (bottom quartile).
Modified duration: 1.67 yrs (upper mid).

ICICI Prudential Savings Fund

Upper mid AUM (₹26,949 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.95% (lower mid).
1M return: 0.15% (upper mid).
Sharpe: 2.48 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.21% (lower mid).
Modified duration: 0.92 yrs (upper mid).

ICICI Prudential Money Market Fund

Highest AUM (₹32,236 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.69% (bottom quartile).
1M return: 0.16% (top quartile).
Sharpe: 2.51 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.77% (bottom quartile).
Modified duration: 0.64 yrs (top quartile).

ICICI Prudential Short Term Fund

Upper mid AUM (₹21,510 Cr).
Oldest track record among peers (24 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 6.62% (bottom quartile).
1M return: -0.13% (bottom quartile).
Sharpe: 1.37 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.41% (upper mid).
Modified duration: 2.73 yrs (bottom quartile).

*ভিত্তিক তহবিলের তালিকাসম্পদ >= 100 কোটি & সাজানো হয়েছে1 বছরের রিটার্ন.

1. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Regular Savings Fund

Bottom quartile AUM (₹5,887 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 8.53% (top quartile).
1M return: -0.05% (lower mid).
Sharpe: 3.19 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 8.41% (top quartile).
Modified duration: 2.29 yrs (lower mid).
Average maturity: 3.65 yrs (lower mid).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~77%).
High-quality debt (AAA/AA ~79%).
Largest holding 6.68% Gs 2040 (~5.7%).

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund Growth
Launch Date	3 Dec 10
NAV (25 Mar 26)	₹33.496 ↑ 0.04 (0.12 %)
Net Assets (Cr)	₹5,887 on 15 Mar 26
Category	Debt - Credit Risk
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆
Risk	Moderate
Expense Ratio	1.43
Sharpe Ratio	3.19
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.41%
Effective Maturity	3 Years 7 Months 24 Days
Modified Duration	2 Years 3 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,707
28 Feb 23	₹11,195
29 Feb 24	₹12,150
28 Feb 25	₹13,105
28 Feb 26	₹14,315

ICICI Prudential Regular Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Mar 26

Duration	Returns
1 Month	0%
3 Month	1.2%
6 Month	3.1%
1 Year	8.5%
3 Year	8.2%
5 Year	7.3%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.5%
2023	8.5%
2022	7.2%
2021	5.1%
2020	6.2%
2019	9.8%
2018	9.5%
2017	6.6%
2016	6.8%
2015	9.5%

Fund Manager information for ICICI Prudential Regular Savings Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.32 Yr.
Akhil Kakkar	22 Jan 24	2.1 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	13.35%
Equity	8.85%
Debt	77.42%
Other	0.39%

Debt Sector Allocation

Sector	Value
Corporate	61.26%
Government	16.16%
Cash Equivalent	13.35%

Credit Quality

Rating	Value
A	21.44%
AA	57.69%
AAA	20.87%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.68% Gs 2040 Sovereign Bonds \| -	6%	₹338 Cr	34,926,400
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| EMBASSY	4%	₹243 Cr	5,715,303
Keystone Realtors Limited Debentures \| -	4%	₹234 Cr	23,500
Millennia Realtors Private Limited Debentures \| -	4%	₹210 Cr	2,100
Vedanta Limited Debentures \| -	3%	₹201 Cr	20,000
Adani Enterprises Limited Debentures \| -	3%	₹199 Cr	20,000
Jtpm Metal TRaders Limited Debentures \| -	3%	₹188 Cr	18,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹186 Cr	18,500
Varroc Engineering Limited Debentures \| -	3%	₹172 Cr	25,000
Nirma Limited Debentures \| -	3%	₹151 Cr	15,000

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Medium Term Bond Fund

Bottom quartile AUM (₹5,614 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 7.39% (upper mid).
1M return: -0.25% (bottom quartile).
Sharpe: 1.86 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.99% (upper mid).
Modified duration: 3.55 yrs (bottom quartile).
Average maturity: 6.48 yrs (bottom quartile).
Exit load: 0-1 Years (1%),1 Years and above(NIL).
Top sector: Real Estate.
Top bond sector: Corporate.
Debt-heavy allocation (~83%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.68% Gs 2040 (~6.0%).

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (25 Mar 26)	₹46.8274 ↑ 0.05 (0.11 %)
Net Assets (Cr)	₹5,614 on 15 Mar 26
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.37
Sharpe Ratio	1.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	7.99%
Effective Maturity	6 Years 5 Months 23 Days
Modified Duration	3 Years 6 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,618
28 Feb 23	₹11,085
29 Feb 24	₹11,930
28 Feb 25	₹12,881
28 Feb 26	₹13,988

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Mar 26

Duration	Returns
1 Month	-0.3%
3 Month	0.7%
6 Month	2.6%
1 Year	7.4%
3 Year	7.7%
5 Year	6.7%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	8%
2022	7%
2021	4.2%
2020	5.5%
2019	10.4%
2018	9.2%
2017	5.1%
2016	6.5%
2015	10.2%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	9.32 Yr.
Akhil Kakkar	22 Jan 24	2.1 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	8.24%
Equity	7.96%
Debt	83.47%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	61.42%
Government	22.05%
Cash Equivalent	8.24%

Credit Quality

Rating	Value
AA	61.36%
AAA	38.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.68% Gs 2040 Sovereign Bonds \| -	6%	₹339 Cr	35,078,100
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| EMBASSY	4%	₹203 Cr	4,765,556
6.48% Gs 2035 Sovereign Bonds \| -	3%	₹193 Cr	19,529,900 ↑ 5,000,000
7.34% Gs 2064 Sovereign Bonds \| -	3%	₹186 Cr	18,801,500
Adani Enterprises Limited Debentures \| -	3%	₹174 Cr	17,500
Vedanta Limited Debentures \| -	3%	₹171 Cr	17,000
Jtpm Metal TRaders Limited Debentures \| -	3%	₹157 Cr	15,000
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	3%	₹152 Cr	150
Oberoi Realty Limited Debentures \| -	3%	₹151 Cr	15,000
TATA Projects Limited Debentures \| -	3%	₹150 Cr	15,000

3. ICICI Prudential Floating Interest Fund

(Erstwhile ICICI Prudential Savings Fund)

The scheme aims to generate income consistent with the prudent risk from a portfolio comprising floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate instruments & money market instruments.

Research Highlights for ICICI Prudential Floating Interest Fund

Lower mid AUM (₹7,215 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 7.00% (upper mid).
1M return: 0.11% (upper mid).
Sharpe: 1.91 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.07% (bottom quartile).
Modified duration: 1.67 yrs (upper mid).
Average maturity: 3.07 yrs (upper mid).
Exit load: NIL.
Higher exposure to Financial Services vs peer median.
Top bond sector: Corporate.
Conservative stance with elevated cash (~55%).
High-quality debt (AAA/AA ~100%).
Largest holding Goi Floating Rate Bond 2033 (~9.0%).

Below is the key information for ICICI Prudential Floating Interest Fund

ICICI Prudential Floating Interest Fund Growth
Launch Date	18 Nov 05
NAV (25 Mar 26)	₹443.06 ↑ 0.15 (0.03 %)
Net Assets (Cr)	₹7,215 on 15 Mar 26
Category	Debt - Floating Rate
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.2
Sharpe Ratio	1.91
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.07%
Effective Maturity	3 Years 25 Days
Modified Duration	1 Year 8 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,336
28 Feb 23	₹10,889
29 Feb 24	₹11,743
28 Feb 25	₹12,688
28 Feb 26	₹13,637

ICICI Prudential Floating Interest Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Floating Interest Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Mar 26

Duration	Returns
1 Month	0.1%
3 Month	1%
6 Month	2.9%
1 Year	7%
3 Year	7.7%
5 Year	6.4%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	8%
2022	7.7%
2021	4.3%
2020	3.8%
2019	9.5%
2018	8.4%
2017	6.6%
2016	6.8%
2015	8.9%

Fund Manager information for ICICI Prudential Floating Interest Fund

Name	Since	Tenure
Ritesh Lunawat	13 Sep 24	1.46 Yr.
Darshil Dedhia	12 Jun 23	2.72 Yr.

Data below for ICICI Prudential Floating Interest Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	55.43%
Debt	44.11%
Other	0.47%

Debt Sector Allocation

Sector	Value
Corporate	57.32%
Cash Equivalent	53.82%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Goi Floating Rate Bond 2033 Sovereign Bonds \| -	9%	₹667 Cr	64,259,930 ↓ -23,107,650
6.48% Gs 2035 Sovereign Bonds \| -	7%	₹489 Cr	49,592,300 ↓ -30,000,000
LIC Housing Finance Ltd Debentures \| -	5%	₹369 Cr	3,650
Tata Capital Limited Debentures \| -	3%	₹253 Cr	2,500
Rec Limited Debentures \| -	3%	₹227 Cr	22,500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹207 Cr	20,500
7.24% Bihar Sgs 2031 Sovereign Bonds \| -	3%	₹202 Cr	20,000,000
LIC Housing Finance Ltd Debentures \| -	3%	₹201 Cr	20,000
Karnataka (Government of) - \| -	3%	₹200 Cr	20,000,000 ↑ 20,000,000
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	2%	₹177 Cr	175

4. ICICI Prudential Savings Fund

(Erstwhile ICICI Prudential Flexible Income Plan)

To generate income through investments in a range of debt instruments and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Savings Fund

Upper mid AUM (₹26,949 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.95% (lower mid).
1M return: 0.15% (upper mid).
Sharpe: 2.48 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.21% (lower mid).
Modified duration: 0.92 yrs (upper mid).
Average maturity: 1.34 yrs (upper mid).
Exit load: NIL.
Top sector: Basic Materials.
Higher exposure to Corporate (bond sector) vs peer median.
Conservative stance with elevated cash (~52%).
High-quality debt (AAA/AA ~100%).
Largest holding RADHAKRISHNA SECURITISATION TRUST (~2.8%).

Below is the key information for ICICI Prudential Savings Fund

ICICI Prudential Savings Fund Growth
Launch Date	27 Sep 02
NAV (25 Mar 26)	₹567.952 ↑ 0.09 (0.02 %)
Net Assets (Cr)	₹26,949 on 15 Mar 26
Category	Debt - Low Duration
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.53
Sharpe Ratio	2.48
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.21%
Effective Maturity	1 Year 4 Months 2 Days
Modified Duration	11 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,367
28 Feb 23	₹10,922
29 Feb 24	₹11,778
28 Feb 25	₹12,702
28 Feb 26	₹13,647

ICICI Prudential Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Mar 26

Duration	Returns
1 Month	0.2%
3 Month	1.1%
6 Month	2.8%
1 Year	6.9%
3 Year	7.6%
5 Year	6.4%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	8%
2022	7.6%
2021	4.5%
2020	3.8%
2019	8.6%
2018	8.8%
2017	7.3%
2016	7.1%
2015	9.1%

Fund Manager information for ICICI Prudential Savings Fund

Name	Since	Tenure
Nikhil Kabra	13 Sep 24	1.46 Yr.
Darshil Dedhia	12 Jun 23	2.72 Yr.

Data below for ICICI Prudential Savings Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	52.44%
Debt	47.29%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	70.29%
Cash Equivalent	34.68%

Credit Quality

Rating	Value
AA	13.94%
AAA	86.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
RADHAKRISHNA SECURITISATION TRUST Unlisted bonds \| -	3%	₹884 Cr	875
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹705 Cr	70,000
Goi Floating Rate Bond 2031 Sovereign Bonds \| -	2%	₹622 Cr	60,500,000
Goi Floating Rate Bond 2033 Sovereign Bonds \| -	2%	₹508 Cr	49,012,850 ↓ -9,242,550
7.33% Karnataka Sgs 2033 Sovereign Bonds \| -	2%	₹503 Cr	50,000,000
HDFC Bank Ltd. Debentures \| -	2%	₹470 Cr	10,000
Punjab National Bank Domestic Bonds \| -	2%	₹469 Cr	10,000
Bank of India Ltd. Debentures \| -	1%	₹469 Cr	10,000 ↑ 10,000
Bajaj Housing Finance Limited Debentures \| -	1%	₹423 Cr	42,500
Piramal Finance Limited Debentures \| -	1%	₹377 Cr	37,500 ↑ 17,500

5. ICICI Prudential Money Market Fund

The objective of the Plan will be to seek to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

Research Highlights for ICICI Prudential Money Market Fund

Highest AUM (₹32,236 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.69% (bottom quartile).
1M return: 0.16% (top quartile).
Sharpe: 2.51 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.77% (bottom quartile).
Modified duration: 0.64 yrs (top quartile).
Average maturity: 0.69 yrs (top quartile).
Exit load: NIL.
Top sector: Financial Services.
Top bond sector: Corporate.
Conservative stance with elevated cash (~82%).
High-quality debt (AAA/AA ~100%).
Largest holding 19/03/2026 Maturing 182 DTB (~6.5%).

Below is the key information for ICICI Prudential Money Market Fund

ICICI Prudential Money Market Fund Growth
Launch Date	9 Mar 06
NAV (25 Mar 26)	₹396.03 ↑ 0.09 (0.02 %)
Net Assets (Cr)	₹32,236 on 15 Mar 26
Category	Debt - Money Market
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.32
Sharpe Ratio	2.51
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.77%
Effective Maturity	8 Months 9 Days
Modified Duration	7 Months 21 Days

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,379
28 Feb 23	₹10,915
29 Feb 24	₹11,748
28 Feb 25	₹12,642
28 Feb 26	₹13,552

ICICI Prudential Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Mar 26

Duration	Returns
1 Month	0.2%
3 Month	1.2%
6 Month	2.7%
1 Year	6.7%
3 Year	7.3%
5 Year	6.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7.7%
2022	7.4%
2021	4.7%
2020	3.7%
2019	6.2%
2018	7.9%
2017	7.7%
2016	6.7%
2015	7.7%

Fund Manager information for ICICI Prudential Money Market Fund

Name	Since	Tenure
Manish Banthia	12 Jun 23	2.72 Yr.
Nikhil Kabra	3 Aug 16	9.58 Yr.

Data below for ICICI Prudential Money Market Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	82.34%
Debt	17.41%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	48.41%
Cash Equivalent	42.98%
Government	8.36%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
19/03/2026 Maturing 182 DTB Sovereign Bonds \| -	6%	₹2,280 Cr	228,500,000 ↓ -5,000,000
12/03/2026 Maturing 364 DTB Sovereign Bonds \| -	3%	₹1,163 Cr	116,500,000
Bank of India Ltd. Debentures \| -	1%	₹469 Cr	10,000 ↑ 10,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	1%	₹468 Cr	10,000 ↑ 10,000
Small Industries Development Bank of India Debentures \| -	1%	₹468 Cr	10,000 ↑ 10,000
HDFC Bank Ltd. Debentures \| -	1%	₹421 Cr	9,000 ↑ 9,000
Indian Bank Domestic Bonds \| -	1%	₹376 Cr	8,000
05/03/2026 Maturing 364 DTB Sovereign Bonds \| -	1%	₹350 Cr	35,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	1%	₹329 Cr	7,000
Canara Bank Domestic Bonds \| -	1%	₹295 Cr	6,000

6. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

Research Highlights for ICICI Prudential Short Term Fund

Upper mid AUM (₹21,510 Cr).
Oldest track record among peers (24 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 6.62% (bottom quartile).
1M return: -0.13% (bottom quartile).
Sharpe: 1.37 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.41% (upper mid).
Modified duration: 2.73 yrs (bottom quartile).
Average maturity: 4.53 yrs (bottom quartile).
Exit load: 0-7 Days (0.25%),7 Days and above(NIL).
Top sector: Financial Services.
Top bond sector: Corporate.
Debt-heavy allocation (~85%).
High-quality debt (AAA/AA ~100%).
Largest holding 6.48% Gs 2035 (~4.2%).

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund Growth
Launch Date	25 Oct 01
NAV (25 Mar 26)	₹62.4822 ↑ 0.03 (0.04 %)
Net Assets (Cr)	₹21,510 on 15 Mar 26
Category	Debt - Short term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.04
Sharpe Ratio	1.37
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	7.41%
Effective Maturity	4 Years 6 Months 11 Days
Modified Duration	2 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹10,443
28 Feb 23	₹10,989
29 Feb 24	₹11,848
28 Feb 25	₹12,757
28 Feb 26	₹13,731

ICICI Prudential Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Mar 26

Duration	Returns
1 Month	-0.1%
3 Month	0.7%
6 Month	2.2%
1 Year	6.6%
3 Year	7.4%
5 Year	6.4%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	7.8%
2022	7.4%
2021	4.7%
2020	3.9%
2019	10.6%
2018	9.7%
2017	5.8%
2016	5.9%
2015	11.1%

Fund Manager information for ICICI Prudential Short Term Fund

Name	Since	Tenure
Manish Banthia	19 Nov 09	16.29 Yr.
Nikhil Kabra	29 Dec 20	5.17 Yr.

Data below for ICICI Prudential Short Term Fund as on 15 Mar 26

Asset Allocation

Asset Class	Value
Cash	14.56%
Debt	85.17%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	61.82%
Government	23.97%
Cash Equivalent	13.94%

Credit Quality

Rating	Value
AA	18.76%
AAA	81.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.48% Gs 2035 Sovereign Bonds \| -	4%	₹971 Cr	98,334,550 ↓ -20,000,000
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹903 Cr	89,500
LIC Housing Finance Ltd Debentures \| -	3%	₹754 Cr	75,000
SHIVSHAKTI SECURITISATION TRUST Unlisted bonds \| -	3%	₹608 Cr	600
Vedanta Limited Debentures \| -	3%	₹589 Cr	58,500
SIDDHIVINAYAK SECURITISATION TRUST Unlisted bonds \| -	2%	₹532 Cr	525
Small Industries Dev Bank Of India Debentures \| -	2%	₹446 Cr	44,700
6.68% Gs 2040 Sovereign Bonds \| -	2%	₹370 Cr	38,240,850
7.24% Gs 2055 Sovereign Bonds \| -	1%	₹309 Cr	31,278,590 ↑ 9,625,190
Summit Digitel Infrastructure Limited Debentures \| -	1%	₹288 Cr	28,300

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