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2022 সালে বিনিয়োগের জন্য 11টি সেরা পারফরম্যান্স ট্যাক্স সেভিং (ELSS) মিউচুয়াল ফান্ড

ফিনক্যাশ »যৌথ পুঁজি »সেরা ELSS ফান্ড

11টি সেরা ট্যাক্স সেভিং ELSS মিউচুয়াল ফান্ড 2022৷

Updated on January 5, 2025 , 21561 views

সেরা এলএসএস ফান্ড বা ইক্যুইটি লিঙ্কড সেভিংস স্কিমগুলি ইক্যুইটি বৈচিত্রপূর্ণযৌথ পুঁজি যে প্রধানত ইক্যুইটি-সংযুক্ত উপকরণ (শেয়ার এবং স্টক মত) প্রদান করার জন্য বিনিয়োগবাজার- লিঙ্কযুক্ত রিটার্ন এবং সরাসরি ট্যাক্স সংরক্ষণে সহায়তা করেআয়. সাধারণত, তহবিলের 80% ইক্যুইটিতে বিনিয়োগ করা হয় এবং বাকিটা ঋণের উপকরণে।

ইএলএসএস তহবিলগুলি ট্যাক্স সেভিং মিউচুয়াল ফান্ড হিসাবেও পরিচিত কারণ তারা কর সুবিধা প্রদান করেধারা 80C এরআয়কর আইন. অধিকন্তু, ELSS মিউচুয়াল ফান্ডগুলি ওপেন-এন্ডেড, যার অর্থ হল যে বিনিয়োগকারীরা যখন খুশি এই তহবিলে সাবস্ক্রাইব করতে পারেন।

ELSS

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কে ELSS ফান্ডে বিনিয়োগ করতে পারে?

সাধারণত, ELSS মিউচুয়াল ফান্ড সব ধরনের বিনিয়োগকারীদের জন্য উপযুক্ত যারা বাজার-সংযুক্ত ঝুঁকি নিতে ইচ্ছুক।কর পরিকল্পনা এবং অর্থ সঞ্চয়। যে কেউ তাদের জীবনের যেকোনো সময়ে ELSS ফান্ডে বিনিয়োগ করতে পারে। যাইহোক, আপনার কর্মজীবনের প্রাথমিক পর্যায়ে কর সাশ্রয়ী ELSS তহবিলে বিনিয়োগ করার পরামর্শ দেওয়া হচ্ছে যাতে আপনার অর্থ সময়ের সাথে বৃদ্ধি পায় এবং আপনি আরও ভাল রিটার্ন অর্জন করেন।

অতএব, ট্যাক্স সংরক্ষণ করুন এবং একই সময়ে উভয়ই ভাল রিটার্ন উপার্জন করুনবিনিয়োগ সেরা ELSS তহবিলে। বিনিয়োগকারীদের সচেতন হওয়া উচিত যে ELSS তহবিলে বিনিয়োগ করা পরিমাণ 3 বছরের জন্য লক করা আছে।

বিনিয়োগকারীরা ELSS মিউচুয়াল ফান্ডে একমাস (এক সময়) হিসাবে বিনিয়োগ করতে পারেনচুমুক (সিস্টেমেটিকবিনিয়োগ পরিকল্পনা) নতুনদের সাধারণত SIP ব্যবহার করে বিনিয়োগ করার পরামর্শ দেওয়া হয় কারণ এটি তাদের জন্য আরও উপযুক্ত।

অন্যান্য ট্যাক্স সংরক্ষণ বিকল্প?

ELSS অনুরূপ ধারা 80c এর অধীনে অন্যান্য বিকল্পগুলি অন্তর্ভুক্ত করে:জীবনবীমা প্রিমিয়াম,ট্যাক্স সংরক্ষণ স্থায়ী আমানত,পিপিএফ,NSC,ইপিএফ, ইউনিট লিঙ্কড ইক্যুইটি প্ল্যান (ইউলিপ) একজনের জানা উচিত যে ধারা 80c এর অধীনে সঞ্চয়ের সীমা প্রতি আর্থিক বছরে 1.5 লাখে সীমাবদ্ধ।

22 - 23 অর্থবছরে বিনিয়োগের জন্য সেরা 11টি সেরা পারফর্মিং ELSS মিউচুয়াল ফান্ড

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Tata India Tax Savings Fund Growth ₹44.0316
↑ 0.35
₹4,663-1.20.418.915.418.319.5
L&T Tax Advantage Fund Growth ₹135.077
↑ 0.94
₹4,3032.12.531.417.419.633
Principal Tax Savings Fund Growth ₹489.741
↑ 0.84
₹1,356-1.9-0.815.313.518.915.8
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28
₹1,3181.215.435.520.617.4
BNP Paribas Long Term Equity Fund (ELSS) Growth ₹94.8832
↑ 0.51
₹9520.62.522.815.718.323.6
Invesco India Tax Plan Growth ₹128.8
↑ 0.65
₹2,9542.342514.219.525.2
BOI AXA Tax Advantage Fund Growth ₹166.06
↑ 1.65
₹1,453-0.2-5.819.316.824.821.6
JM Tax Gain Fund Growth ₹49.103
↑ 0.53
₹183-1.3-1.427.418.521.829
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04
₹4859.715.116.920.810
Sundaram Diversified Equity Fund Growth ₹212.646
↑ 0.31
₹1,558-2.1-1.111.81215.912
Edelweiss Long Term Equity Fund Growth ₹108.39
↑ 0.66
₹398-2-119.114.217.820
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jan 25

*উপরে শীর্ষ তালিকা আছেইএলএসএস (ইক্যুইটি লিঙ্কড সেভিং স্কিম) এর থেকে উপরে AUM/নেট সম্পদ থাকা500 কোটি এবং ফান্ডের বয়স >= 3 বছর।

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.6% since its launch.  Ranked 1 in ELSS category.  Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (07 Jan 25) ₹44.0316 ↑ 0.35   (0.80 %)
Net Assets (Cr) ₹4,663 on 30 Nov 24
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0
Sharpe Ratio 1.54
Information Ratio 0.2
Alpha Ratio 1.9
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,188
31 Dec 21₹14,589
31 Dec 22₹15,443
31 Dec 23₹19,152
31 Dec 24₹22,879

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

DurationReturns
1 Month -3.1%
3 Month -1.2%
6 Month 0.4%
1 Year 18.9%
3 Year 15.4%
5 Year 18.3%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.5%
2023 24%
2022 5.9%
2021 30.4%
2020 11.9%
2019 13.6%
2018 -8.4%
2017 46%
2016 2.1%
2015 13.3%
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Sailesh Jain16 Dec 213.05 Yr.
Tejas Gutka9 Mar 213.82 Yr.

Data below for Tata India Tax Savings Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services30%
Consumer Cyclical15.6%
Industrials14.44%
Technology7.6%
Basic Materials7.23%
Energy5.04%
Communication Services4.52%
Utility3.39%
Health Care3.13%
Real Estate2.86%
Consumer Defensive1.83%
Asset Allocation
Asset ClassValue
Cash4.37%
Equity95.63%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
7%₹310 Cr1,725,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK
6%₹276 Cr2,125,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
5%₹216 Cr1,160,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
4%₹182 Cr2,175,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
4%₹174 Cr1,350,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL
3%₹153 Cr940,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | AXISBANK
3%₹148 Cr1,300,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT
3%₹131 Cr352,147
NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | NTPC
3%₹125 Cr3,451,000
Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON
2%₹110 Cr6,800,000

2. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.8% since its launch.  Ranked 7 in ELSS category.  Return for 2024 was 33% , 2023 was 28.4% and 2022 was -3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund
Growth
Launch Date 27 Feb 06
NAV (07 Jan 25) ₹135.077 ↑ 0.94   (0.70 %)
Net Assets (Cr) ₹4,303 on 30 Nov 24
Category Equity - ELSS
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio 2.44
Information Ratio 0.58
Alpha Ratio 12.63
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,345
31 Dec 21₹14,780
31 Dec 22₹14,332
31 Dec 23₹18,398
31 Dec 24₹24,468

L&T Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

DurationReturns
1 Month -2.9%
3 Month 2.1%
6 Month 2.5%
1 Year 31.4%
3 Year 17.4%
5 Year 19.6%
10 Year
15 Year
Since launch 14.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 33%
2023 28.4%
2022 -3%
2021 30.3%
2020 13.5%
2019 4.6%
2018 -8.1%
2017 42.3%
2016 8.1%
2015 2.9%
Fund Manager information for L&T Tax Advantage Fund
NameSinceTenure
Gautam Bhupal26 Nov 222.1 Yr.
Sonal Gupta21 Jul 213.45 Yr.
Abhishek Gupta1 Mar 240.84 Yr.

Data below for L&T Tax Advantage Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services22.86%
Industrials19.92%
Consumer Cyclical17.26%
Technology11.1%
Basic Materials6.18%
Health Care5.5%
Energy3.9%
Utility3.39%
Consumer Defensive3.34%
Real Estate2.25%
Communication Services1.77%
Asset Allocation
Asset ClassValue
Cash1.7%
Equity98.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK
5%₹209 Cr1,162,500
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK
3%₹150 Cr1,155,500
Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY
3%₹144 Cr774,900
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE
3%₹123 Cr951,812
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT
3%₹112 Cr301,450
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT
2%₹94 Cr160,000
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 543320
2%₹88 Cr3,150,000
Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | TRENT
2%₹88 Cr128,900
State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN
2%₹83 Cr984,432
Transformers & Rectifiers (India) Ltd (Industrials)
Equity, Since 31 Jan 24 | TARIL
2%₹79 Cr791,000

3. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.1% since its launch.  Ranked 8 in ELSS category.  Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund
Growth
Launch Date 31 Mar 96
NAV (07 Jan 25) ₹489.741 ↑ 0.84   (0.17 %)
Net Assets (Cr) ₹1,356 on 30 Nov 24
Category Equity - ELSS
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.26
Sharpe Ratio 1.36
Information Ratio -0.41
Alpha Ratio -0.13
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,890
31 Dec 21₹15,702
31 Dec 22₹16,383
31 Dec 23₹20,390
31 Dec 24₹23,606

Principal Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

DurationReturns
1 Month -3.3%
3 Month -1.9%
6 Month -0.8%
1 Year 15.3%
3 Year 13.5%
5 Year 18.9%
10 Year
15 Year
Since launch 16.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.8%
2023 24.5%
2022 4.3%
2021 32.1%
2020 18.9%
2019 2.5%
2018 -9.2%
2017 48.8%
2016 6.2%
2015 2.7%
Fund Manager information for Principal Tax Savings Fund
NameSinceTenure
Sudhir Kedia29 Oct 195.18 Yr.
Rohit Seksaria1 Jan 223 Yr.

Data below for Principal Tax Savings Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services33.1%
Industrials13.42%
Consumer Cyclical10.78%
Health Care8.64%
Technology8.31%
Communication Services6.75%
Consumer Defensive6.36%
Energy5.46%
Basic Materials3.51%
Utility1.49%
Asset Allocation
Asset ClassValue
Cash2.15%
Equity97.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
8%₹107 Cr598,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
7%₹96 Cr737,000
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
4%₹57 Cr306,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE
4%₹56 Cr434,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT
3%₹43 Cr115,000
State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN
3%₹37 Cr444,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA
3%₹36 Cr200,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | AXISBANK
3%₹35 Cr311,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 890157
3%₹34 Cr283,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jan 14 | ULTRACEMCO
2%₹30 Cr27,000

4. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.4% since its launch.  Ranked 23 in ELSS category. .

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund
Growth
Launch Date 2 Jan 01
NAV (14 Jan 22) ₹595.168 ↑ 0.28   (0.05 %)
Net Assets (Cr) ₹1,318 on 30 Nov 21
Category Equity - ELSS
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.25
Sharpe Ratio 2.27
Information Ratio -0.15
Alpha Ratio 1.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,150
31 Dec 21₹15,037

HDFC Long Term Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

DurationReturns
1 Month 4.4%
3 Month 1.2%
6 Month 15.4%
1 Year 35.5%
3 Year 20.6%
5 Year 17.4%
10 Year
15 Year
Since launch 21.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for HDFC Long Term Advantage Fund
NameSinceTenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BNP Paribas Long Term Equity Fund (ELSS) is a Equity - ELSS fund was launched on 5 Jan 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.6% since its launch.  Ranked 22 in ELSS category.  Return for 2024 was 23.6% , 2023 was 31.3% and 2022 was -2.1% .

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS)
Growth
Launch Date 5 Jan 06
NAV (07 Jan 25) ₹94.8832 ↑ 0.51   (0.54 %)
Net Assets (Cr) ₹952 on 30 Nov 24
Category Equity - ELSS
AMC BNP Paribas Asset Mgmt India Pvt. Ltd
Rating
Risk Moderately High
Expense Ratio 2.29
Sharpe Ratio 2.11
Information Ratio 0.04
Alpha Ratio 7.56
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,778
31 Dec 21₹14,554
31 Dec 22₹14,253
31 Dec 23₹18,711
31 Dec 24₹23,123

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

DurationReturns
1 Month -3.5%
3 Month 0.6%
6 Month 2.5%
1 Year 22.8%
3 Year 15.7%
5 Year 18.3%
10 Year
15 Year
Since launch 12.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.6%
2023 31.3%
2022 -2.1%
2021 23.6%
2020 17.8%
2019 14.3%
2018 -9.3%
2017 42.3%
2016 -6.6%
2015 7.7%
Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
NameSinceTenure
Sanjay Chawla14 Mar 222.81 Yr.
Pratish Krishnan14 Mar 222.81 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services27.55%
Technology15.02%
Consumer Cyclical11.48%
Industrials11.21%
Basic Materials6.82%
Consumer Defensive6.65%
Health Care6.63%
Energy4.55%
Utility3.34%
Communication Services1.89%
Asset Allocation
Asset ClassValue
Cash3.06%
Equity96.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK
6%₹53 Cr411,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
6%₹53 Cr293,160
↑ 14,000
Infosys Ltd (Technology)
Equity, Since 29 Feb 24 | INFY
4%₹38 Cr205,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE
4%₹33 Cr258,200
↑ 45,000
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 543320
3%₹26 Cr920,813
PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 543390
3%₹25 Cr132,500
Trent Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | TRENT
3%₹25 Cr36,714
↓ -5,700
Jyoti CNC Automation Ltd (Industrials)
Equity, Since 30 Apr 24 | JYOTICNC
2%₹23 Cr184,594
Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 31 Mar 24 | BECTORFOOD
2%₹21 Cr117,132
State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN
2%₹20 Cr243,000

6. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch.  Ranked 17 in ELSS category.  Return for 2024 was 25.2% , 2023 was 30.9% and 2022 was -7.7% .

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan
Growth
Launch Date 29 Dec 06
NAV (07 Jan 25) ₹128.8 ↑ 0.65   (0.51 %)
Net Assets (Cr) ₹2,954 on 30 Nov 24
Category Equity - ELSS
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.97
Sharpe Ratio 1.97
Information Ratio -0.24
Alpha Ratio 6.98
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,916
31 Dec 21₹15,795
31 Dec 22₹14,586
31 Dec 23₹19,093
31 Dec 24₹23,899

Invesco India Tax Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

DurationReturns
1 Month -2.6%
3 Month 2.3%
6 Month 4%
1 Year 25%
3 Year 14.2%
5 Year 19.5%
10 Year
15 Year
Since launch 15.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 25.2%
2023 30.9%
2022 -7.7%
2021 32.6%
2020 19.2%
2019 9.4%
2018 -1.3%
2017 35.7%
2016 3.4%
2015 5.8%
Fund Manager information for Invesco India Tax Plan
NameSinceTenure
Amit Nigam3 Sep 204.33 Yr.
Dhimant Kothari29 Mar 186.77 Yr.

Data below for Invesco India Tax Plan as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services25.45%
Industrials15.41%
Consumer Cyclical13.92%
Health Care12.93%
Technology12.41%
Basic Materials6.35%
Consumer Defensive5.28%
Energy3.03%
Communication Services1.05%
Real Estate0.79%
Utility0.4%
Asset Allocation
Asset ClassValue
Cash1.03%
Equity98.97%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK
7%₹193 Cr1,072,903
↑ 40,483
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
5%₹158 Cr1,212,581
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 23 | TCS
4%₹121 Cr282,965
↓ -5,347
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | AXISBANK
3%₹88 Cr776,621
The Federal Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | FEDERALBNK
2%₹73 Cr3,467,704
Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Jan 24 | DIVISLAB
2%₹73 Cr118,279
↓ -9,443
Metro Brands Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | 543426
2%₹69 Cr561,196
Coforge Ltd (Technology)
Equity, Since 31 May 24 | COFORGE
2%₹67 Cr77,702
↓ -7,525
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Nov 22 | APOLLOHOSP
2%₹65 Cr95,425
↓ -5,329
Poly Medicure Ltd (Healthcare)
Equity, Since 30 Jun 24 | POLYMED
2%₹65 Cr232,245
↓ -21,199

7. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.4% since its launch.  Ranked 13 in ELSS category.  Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% .

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund
Growth
Launch Date 25 Feb 09
NAV (07 Jan 25) ₹166.06 ↑ 1.65   (1.00 %)
Net Assets (Cr) ₹1,453 on 30 Nov 24
Category Equity - ELSS
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.37
Sharpe Ratio 1.91
Information Ratio 0.46
Alpha Ratio 7.81
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹13,120
31 Dec 21₹18,558
31 Dec 22₹18,326
31 Dec 23₹24,698
31 Dec 24₹30,032

BOI AXA Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

DurationReturns
1 Month -5.5%
3 Month -0.2%
6 Month -5.8%
1 Year 19.3%
3 Year 16.8%
5 Year 24.8%
10 Year
15 Year
Since launch 19.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 21.6%
2023 34.8%
2022 -1.3%
2021 41.5%
2020 31.2%
2019 14.6%
2018 -16.3%
2017 57.7%
2016 -1.2%
2015 2.1%
Fund Manager information for BOI AXA Tax Advantage Fund
NameSinceTenure
Alok Singh27 Apr 222.68 Yr.

Data below for BOI AXA Tax Advantage Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services26.84%
Industrials16.89%
Basic Materials14.66%
Technology12.07%
Consumer Cyclical5.46%
Utility4.18%
Energy3.77%
Consumer Defensive3.64%
Health Care3.63%
Real Estate1.86%
Communication Services0.99%
Asset Allocation
Asset ClassValue
Cash4.78%
Equity95.22%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
5%₹79 Cr440,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN
4%₹63 Cr752,000
Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 500295
4%₹60 Cr1,321,000
↑ 110,000
Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 543527
3%₹40 Cr130,000
Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 543349
3%₹37 Cr172,000
NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | NTPC
2%₹35 Cr955,000
General Insurance Corp of India (Financial Services)
Equity, Since 29 Feb 24 | 540755
2%₹34 Cr850,696
Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE
2%₹34 Cr39,000
↑ 5,100
Swan Energy Ltd (Industrials)
Equity, Since 29 Feb 24 | SWANENERGY
2%₹31 Cr513,000
↑ 79,000
Siemens Ltd (Industrials)
Equity, Since 30 Jun 22 | SIEMENS
2%₹31 Cr41,000

8. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10% since its launch.  Ranked 18 in ELSS category.  Return for 2024 was 29% , 2023 was 30.9% and 2022 was 0.5% .

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund
Growth
Launch Date 31 Mar 08
NAV (07 Jan 25) ₹49.103 ↑ 0.53   (1.09 %)
Net Assets (Cr) ₹183 on 30 Nov 24
Category Equity - ELSS
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.4
Sharpe Ratio 1.85
Information Ratio 0.61
Alpha Ratio 8.41
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,827
31 Dec 21₹15,630
31 Dec 22₹15,715
31 Dec 23₹20,572
31 Dec 24₹26,542

JM Tax Gain Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

DurationReturns
1 Month -3.2%
3 Month -1.3%
6 Month -1.4%
1 Year 27.4%
3 Year 18.5%
5 Year 21.8%
10 Year
15 Year
Since launch 10%
Historical performance (Yearly) on absolute basis
YearReturns
2024 29%
2023 30.9%
2022 0.5%
2021 32.2%
2020 18.3%
2019 14.9%
2018 -4.6%
2017 42.6%
2016 5.2%
2015 -0.6%
Fund Manager information for JM Tax Gain Fund
NameSinceTenure
Satish Ramanathan1 Oct 240.25 Yr.
Asit Bhandarkar31 Dec 213.01 Yr.
Chaitanya Choksi18 Jul 1410.47 Yr.
Ruchi Fozdar4 Oct 240.24 Yr.

Data below for JM Tax Gain Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services18.62%
Industrials17.38%
Consumer Cyclical14.41%
Technology13.68%
Basic Materials12.99%
Health Care7.1%
Consumer Defensive6.85%
Communication Services3.08%
Utility1.59%
Real Estate1%
Asset Allocation
Asset ClassValue
Cash0.56%
Equity99.44%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK
5%₹10 Cr55,131
Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY
5%₹9 Cr48,465
↓ -1,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK
4%₹7 Cr55,975
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
3%₹6 Cr72,900
↑ 10,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
3%₹5 Cr14,447
↓ -2,303
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL
3%₹5 Cr30,700
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | BAJAJ-AUTO
2%₹5 Cr5,050
↑ 1,000
Tech Mahindra Ltd (Technology)
Equity, Since 30 Sep 24 | TECHM
2%₹5 Cr26,500
↑ 5,000
Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 29 Feb 24 | BECTORFOOD
2%₹4 Cr21,407
↑ 1,900
Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | PFC
2%₹4 Cr77,625

9. IDBI Equity Advantage Fund

The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized.

IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 21 in ELSS category. .

Below is the key information for IDBI Equity Advantage Fund

IDBI Equity Advantage Fund
Growth
Launch Date 10 Sep 13
NAV (28 Jul 23) ₹43.39 ↑ 0.04   (0.09 %)
Net Assets (Cr) ₹485 on 30 Jun 23
Category Equity - ELSS
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.39
Sharpe Ratio 1.21
Information Ratio -1.13
Alpha Ratio 1.78
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹10,837
31 Dec 21₹13,609
31 Dec 22₹13,903

IDBI Equity Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for IDBI Equity Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

DurationReturns
1 Month 3.1%
3 Month 9.7%
6 Month 15.1%
1 Year 16.9%
3 Year 20.8%
5 Year 10%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for IDBI Equity Advantage Fund
NameSinceTenure

Data below for IDBI Equity Advantage Fund as on 30 Jun 23

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

10. Sundaram Diversified Equity Fund

To achieve capital appreciation by investing predominantly in equities and equity-related instruments. A three-year lock-in period shall apply in line with the regulation for ELSS schemes.

Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.1% since its launch.  Ranked 14 in ELSS category.  Return for 2024 was 12% , 2023 was 23.3% and 2022 was 4% .

Below is the key information for Sundaram Diversified Equity Fund

Sundaram Diversified Equity Fund
Growth
Launch Date 22 Nov 99
NAV (07 Jan 25) ₹212.646 ↑ 0.31   (0.15 %)
Net Assets (Cr) ₹1,558 on 30 Nov 24
Category Equity - ELSS
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.16
Sharpe Ratio 1.05
Information Ratio -0.83
Alpha Ratio -3.83
Min Investment 500
Min SIP Investment 250
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹10,985
31 Dec 21₹14,449
31 Dec 22₹15,032
31 Dec 23₹18,535
31 Dec 24₹20,764

Sundaram Diversified Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Sundaram Diversified Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

DurationReturns
1 Month -3.5%
3 Month -2.1%
6 Month -1.1%
1 Year 11.8%
3 Year 12%
5 Year 15.9%
10 Year
15 Year
Since launch 16.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12%
2023 23.3%
2022 4%
2021 31.5%
2020 9.9%
2019 6.2%
2018 -10.6%
2017 38.4%
2016 6.8%
2015 3.1%
Fund Manager information for Sundaram Diversified Equity Fund
NameSinceTenure
Sudhir Kedia1 Jan 223 Yr.
Rohit Seksaria24 Feb 213.85 Yr.

Data below for Sundaram Diversified Equity Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services33.29%
Industrials12.25%
Consumer Cyclical9.49%
Technology9.33%
Health Care8.36%
Consumer Defensive6.28%
Communication Services5.64%
Energy5.56%
Basic Materials5.15%
Utility1.53%
Asset Allocation
Asset ClassValue
Cash3.13%
Equity96.87%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK
8%₹125 Cr698,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK
7%₹115 Cr883,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY
4%₹68 Cr364,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE
4%₹65 Cr504,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT
4%₹58 Cr156,446
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL
3%₹49 Cr304,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 20 | TCS
3%₹49 Cr114,734
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | AXISBANK
3%₹48 Cr419,000
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
3%₹46 Cr545,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 20 | SUNPHARMA
3%₹42 Cr235,000

11. Edelweiss Long Term Equity Fund

(Erstwhile Edelweiss ELSS Fund)

The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments.

Edelweiss Long Term Equity Fund is a Equity - ELSS fund was launched on 30 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 25 in ELSS category.  Return for 2024 was 20% , 2023 was 26.8% and 2022 was -0.1% .

Below is the key information for Edelweiss Long Term Equity Fund

Edelweiss Long Term Equity Fund
Growth
Launch Date 30 Dec 08
NAV (07 Jan 25) ₹108.39 ↑ 0.66   (0.61 %)
Net Assets (Cr) ₹398 on 30 Nov 24
Category Equity - ELSS
AMC Edelweiss Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.33
Sharpe Ratio 1.74
Information Ratio -0.01
Alpha Ratio 3.92
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 19₹10,000
31 Dec 20₹11,367
31 Dec 21₹14,819
31 Dec 22₹14,806
31 Dec 23₹18,769
31 Dec 24₹22,519

Edelweiss Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Edelweiss Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

DurationReturns
1 Month -4%
3 Month -2%
6 Month -1%
1 Year 19.1%
3 Year 14.2%
5 Year 17.8%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2024 20%
2023 26.8%
2022 -0.1%
2021 30.4%
2020 13.7%
2019 9.2%
2018 -9.1%
2017 37.7%
2016 -1.1%
2015 6.7%
Fund Manager information for Edelweiss Long Term Equity Fund
NameSinceTenure
Ashwani Agarwalla1 Aug 231.42 Yr.
Trideep Bhattacharya1 Aug 231.42 Yr.
Raj Koradia1 Aug 240.42 Yr.

Data below for Edelweiss Long Term Equity Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services31.53%
Industrials13.89%
Technology12.16%
Consumer Cyclical10.34%
Health Care7.44%
Consumer Defensive5.71%
Energy5.32%
Basic Materials4.22%
Communication Services2.51%
Utility2.43%
Real Estate1.64%
Asset Allocation
Asset ClassValue
Cash2.83%
Equity97.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | HDFCBANK
6%₹24 Cr132,882
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 17 | ICICIBANK
5%₹21 Cr163,216
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE
4%₹14 Cr108,660
Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY
3%₹13 Cr67,687
↑ 4,091
State Bank of India (Financial Services)
Equity, Since 31 May 18 | SBIN
3%₹13 Cr149,214
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 15 | LT
3%₹12 Cr33,431
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | TRENT
3%₹12 Cr17,256
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL
3%₹10 Cr61,438
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 20 | SUNPHARMA
2%₹9 Cr50,230
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 22 | BEL
2%₹8 Cr260,125


ELSS SIP ক্যালকুলেটর

Know Your SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189
Invest Now

ELSS-এ বিনিয়োগের মোড

ইএলএসএস-এ এসআইপি (সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান)

ট্যাক্স সেভিং মিউচুয়াল ফান্ডে (ইএলএসএস) বিনিয়োগের জন্য বিনিয়োগের মোড হিসেবে এসআইপি বেছে নিতে পারেন কারণ প্রতি মাসে নির্দিষ্ট পরিমাণ বিনিয়োগ করা হয়।

নীচের নমুনায় দেখানো হয়েছে-

মাস পরিমাণ মোড
এপ্রিল 12,500 চুমুক মে 12,500 চুমুক
জুন 12,500 চুমুক জুলাই 12,500 চুমুক
আগস্ট 12,500 চুমুক সেপ্টেম্বর 12,500 চুমুক
অক্টোবর 12,500 চুমুক নভেম্বর 12,500 চুমুক
ডিসেম্বর 12,500 চুমুক জানুয়ারি 12,500 চুমুক
ফেব্রুয়ারী 12,500 চুমুক মার্চ 12,500 চুমুক
মোট 1,50,000

SIP পদ্ধতির মাধ্যমে বিনিয়োগ করার সময় রুপি খরচের গড় SIP সুবিধাগুলি কাটা হয় কারণ এটি প্রতি মাসে কেনাকাটা ছড়িয়ে দেয় এবং বিনিয়োগ করা হয় নির্দিষ্ট মূল্যের পরিবর্তে গড় মূল্যে যা লাম্পসাম বিনিয়োগের ক্ষেত্রে হতে পারে।

ELSS-এ একমুঠো বিনিয়োগ

যেহেতু কেউ ইউলিপ, এনএসসি, পিএফ/ইপিএফের মতো অন্যান্য ট্যাক্স সেভিং ইনট্রুমেন্টে সঞ্চয় করতে পারে,বীমা (সেক্টর 80c-এর অধীনে) অন্য যন্ত্রগুলি কেটে নেওয়ার পরে ট্যাক্স সংরক্ষণের জন্য যে পরিমাণ প্রয়োজন তা নির্ধারণ করতে পারেন এবং বছরে বা আর্থিক বছরের (জানুয়ারি - মার্চ) শেষের দিকে একবার লাম্পসাম ক্রয় হিসাবে বিনিয়োগ করতে পারেন।

সেরা ট্যাক্স সেভিং ELSS ফান্ডে বিনিয়োগ করার টিপস

  • আর্থিক বছরের শুরুতে (অর্থাৎ এপ্রিলে) SIP (সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান) এর মাধ্যমে সেরা ELSS ফান্ডে বিনিয়োগ করুন এবং আর্থিক বছর শেষ হওয়ার সময় নয়।

  • সেরা ELSS ফান্ডের তালিকার মধ্যে থেকে সাবধানে একটি ELSS মিউচুয়াল ফান্ড বেছে নিন এবং প্রতি বছর অন্য ট্যাক্স সাশ্রয়ী ELSS ফান্ডে না গিয়ে এক বছরের জন্য বিনিয়োগ করুন।

  • 5-7 বছরের জন্য বিনিয়োগ করলে ভাল ELSS রিটার্ন অর্জন করা যেতে পারে, তাই একবার আপনার টাকা না তোলার পরামর্শ দেওয়া হচ্ছেলক-ইন 3 বছর পর শেষ হয়. ভাল রিটার্ন অর্জনের জন্য এটি দীর্ঘ সময়ের জন্য ধরে রাখার চেষ্টা করুন।

  • আপনি যদি ঝুঁকি-প্রতিরোধী হনবিনিয়োগকারী এবং একটি কম-অস্থির তহবিল চান, একটি বড়-ক্যাপ মিউচুয়াল ফান্ডে বিনিয়োগ করার কথা বিবেচনা করুন।

কীভাবে অনলাইনে ইএলএসএস ফান্ডে বিনিয়োগ করবেন?

  1. Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন

  2. আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন

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    এবার শুরু করা যাক

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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Kruti, posted on 23 Nov 18 4:27 PM

Nice article. Highly recommended for guys who are looking to save tax under section 80c.

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