Table of Contents
Top 11 Equity - ELSS Funds
সেরা এলএসএস ফান্ড বা ইক্যুইটি লিঙ্কড সেভিংস স্কিমগুলি ইক্যুইটি বৈচিত্রপূর্ণযৌথ পুঁজি যে প্রধানত ইক্যুইটি-সংযুক্ত উপকরণ (শেয়ার এবং স্টক মত) প্রদান করার জন্য বিনিয়োগবাজার- লিঙ্কযুক্ত রিটার্ন এবং সরাসরি ট্যাক্স সংরক্ষণে সহায়তা করেআয়. সাধারণত, তহবিলের 80% ইক্যুইটিতে বিনিয়োগ করা হয় এবং বাকিটা ঋণের উপকরণে।
ইএলএসএস তহবিলগুলি ট্যাক্স সেভিং মিউচুয়াল ফান্ড হিসাবেও পরিচিত কারণ তারা কর সুবিধা প্রদান করেধারা 80C এরআয়কর আইন. অধিকন্তু, ELSS মিউচুয়াল ফান্ডগুলি ওপেন-এন্ডেড, যার অর্থ হল যে বিনিয়োগকারীরা যখন খুশি এই তহবিলে সাবস্ক্রাইব করতে পারেন।
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সাধারণত, ELSS মিউচুয়াল ফান্ড সব ধরনের বিনিয়োগকারীদের জন্য উপযুক্ত যারা বাজার-সংযুক্ত ঝুঁকি নিতে ইচ্ছুক।কর পরিকল্পনা এবং অর্থ সঞ্চয়। যে কেউ তাদের জীবনের যেকোনো সময়ে ELSS ফান্ডে বিনিয়োগ করতে পারে। যাইহোক, আপনার কর্মজীবনের প্রাথমিক পর্যায়ে কর সাশ্রয়ী ELSS তহবিলে বিনিয়োগ করার পরামর্শ দেওয়া হচ্ছে যাতে আপনার অর্থ সময়ের সাথে বৃদ্ধি পায় এবং আপনি আরও ভাল রিটার্ন অর্জন করেন।
অতএব, ট্যাক্স সংরক্ষণ করুন এবং একই সময়ে উভয়ই ভাল রিটার্ন উপার্জন করুনবিনিয়োগ সেরা ELSS তহবিলে। বিনিয়োগকারীদের সচেতন হওয়া উচিত যে ELSS তহবিলে বিনিয়োগ করা পরিমাণ 3 বছরের জন্য লক করা আছে।
বিনিয়োগকারীরা ELSS মিউচুয়াল ফান্ডে একমাস (এক সময়) হিসাবে বিনিয়োগ করতে পারেনচুমুক (সিস্টেমেটিকবিনিয়োগ পরিকল্পনা) নতুনদের সাধারণত SIP ব্যবহার করে বিনিয়োগ করার পরামর্শ দেওয়া হয় কারণ এটি তাদের জন্য আরও উপযুক্ত।
ELSS অনুরূপ ধারা 80c এর অধীনে অন্যান্য বিকল্পগুলি অন্তর্ভুক্ত করে:জীবনবীমা প্রিমিয়াম,ট্যাক্স সংরক্ষণ স্থায়ী আমানত,পিপিএফ,NSC,ইপিএফ, ইউনিট লিঙ্কড ইক্যুইটি প্ল্যান (ইউলিপ) একজনের জানা উচিত যে ধারা 80c এর অধীনে সঞ্চয়ের সীমা প্রতি আর্থিক বছরে 1.5 লাখে সীমাবদ্ধ।
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Tata India Tax Savings Fund Growth ₹44.0316
↑ 0.35 ₹4,663 -1.2 0.4 18.9 15.4 18.3 19.5 L&T Tax Advantage Fund Growth ₹135.077
↑ 0.94 ₹4,303 2.1 2.5 31.4 17.4 19.6 33 Principal Tax Savings Fund Growth ₹489.741
↑ 0.84 ₹1,356 -1.9 -0.8 15.3 13.5 18.9 15.8 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 BNP Paribas Long Term Equity Fund (ELSS) Growth ₹94.8832
↑ 0.51 ₹952 0.6 2.5 22.8 15.7 18.3 23.6 Invesco India Tax Plan Growth ₹128.8
↑ 0.65 ₹2,954 2.3 4 25 14.2 19.5 25.2 BOI AXA Tax Advantage Fund Growth ₹166.06
↑ 1.65 ₹1,453 -0.2 -5.8 19.3 16.8 24.8 21.6 JM Tax Gain Fund Growth ₹49.103
↑ 0.53 ₹183 -1.3 -1.4 27.4 18.5 21.8 29 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 9.7 15.1 16.9 20.8 10 Sundaram Diversified Equity Fund Growth ₹212.646
↑ 0.31 ₹1,558 -2.1 -1.1 11.8 12 15.9 12 Edelweiss Long Term Equity Fund Growth ₹108.39
↑ 0.66 ₹398 -2 -1 19.1 14.2 17.8 20 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jan 25
*উপরে শীর্ষ তালিকা আছেইএলএসএস
(ইক্যুইটি লিঙ্কড সেভিং স্কিম) এর থেকে উপরে AUM/নেট সম্পদ থাকা500 কোটি
এবং ফান্ডের বয়স >= 3 বছর।
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for L&T Tax Advantage Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. BNP Paribas Long Term Equity Fund (ELSS) is a Equity - ELSS fund was launched on 5 Jan 06. It is a fund with Moderately High risk and has given a Below is the key information for BNP Paribas Long Term Equity Fund (ELSS) Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Tax Plan Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on (Erstwhile Edelweiss ELSS Fund) The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments. Edelweiss Long Term Equity Fund is a Equity - ELSS fund was launched on 30 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Long Term Equity Fund Returns up to 1 year are on 1. Tata India Tax Savings Fund
CAGR/Annualized
return of 15.6% since its launch. Ranked 1 in ELSS
category. Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (07 Jan 25) ₹44.0316 ↑ 0.35 (0.80 %) Net Assets (Cr) ₹4,663 on 30 Nov 24 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 1.54 Information Ratio 0.2 Alpha Ratio 1.9 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,188 31 Dec 21 ₹14,589 31 Dec 22 ₹15,443 31 Dec 23 ₹19,152 31 Dec 24 ₹22,879 Returns for Tata India Tax Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Jan 25 Duration Returns 1 Month -3.1% 3 Month -1.2% 6 Month 0.4% 1 Year 18.9% 3 Year 15.4% 5 Year 18.3% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 3.05 Yr. Tejas Gutka 9 Mar 21 3.82 Yr. Data below for Tata India Tax Savings Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 30% Consumer Cyclical 15.6% Industrials 14.44% Technology 7.6% Basic Materials 7.23% Energy 5.04% Communication Services 4.52% Utility 3.39% Health Care 3.13% Real Estate 2.86% Consumer Defensive 1.83% Asset Allocation
Asset Class Value Cash 4.37% Equity 95.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹310 Cr 1,725,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹276 Cr 2,125,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY5% ₹216 Cr 1,160,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹182 Cr 2,175,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹174 Cr 1,350,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL3% ₹153 Cr 940,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | AXISBANK3% ₹148 Cr 1,300,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹131 Cr 352,147 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | NTPC3% ₹125 Cr 3,451,000 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON2% ₹110 Cr 6,800,000 2. L&T Tax Advantage Fund
CAGR/Annualized
return of 14.8% since its launch. Ranked 7 in ELSS
category. Return for 2024 was 33% , 2023 was 28.4% and 2022 was -3% . L&T Tax Advantage Fund
Growth Launch Date 27 Feb 06 NAV (07 Jan 25) ₹135.077 ↑ 0.94 (0.70 %) Net Assets (Cr) ₹4,303 on 30 Nov 24 Category Equity - ELSS AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 2.44 Information Ratio 0.58 Alpha Ratio 12.63 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,345 31 Dec 21 ₹14,780 31 Dec 22 ₹14,332 31 Dec 23 ₹18,398 31 Dec 24 ₹24,468 Returns for L&T Tax Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Jan 25 Duration Returns 1 Month -2.9% 3 Month 2.1% 6 Month 2.5% 1 Year 31.4% 3 Year 17.4% 5 Year 19.6% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 33% 2023 28.4% 2022 -3% 2021 30.3% 2020 13.5% 2019 4.6% 2018 -8.1% 2017 42.3% 2016 8.1% 2015 2.9% Fund Manager information for L&T Tax Advantage Fund
Name Since Tenure Gautam Bhupal 26 Nov 22 2.1 Yr. Sonal Gupta 21 Jul 21 3.45 Yr. Abhishek Gupta 1 Mar 24 0.84 Yr. Data below for L&T Tax Advantage Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 22.86% Industrials 19.92% Consumer Cyclical 17.26% Technology 11.1% Basic Materials 6.18% Health Care 5.5% Energy 3.9% Utility 3.39% Consumer Defensive 3.34% Real Estate 2.25% Communication Services 1.77% Asset Allocation
Asset Class Value Cash 1.7% Equity 98.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK5% ₹209 Cr 1,162,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK3% ₹150 Cr 1,155,500 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY3% ₹144 Cr 774,900 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE3% ₹123 Cr 951,812 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT3% ₹112 Cr 301,450 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT2% ₹94 Cr 160,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433202% ₹88 Cr 3,150,000 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | TRENT2% ₹88 Cr 128,900 State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN2% ₹83 Cr 984,432 Transformers & Rectifiers (India) Ltd (Industrials)
Equity, Since 31 Jan 24 | TARIL2% ₹79 Cr 791,000 3. Principal Tax Savings Fund
CAGR/Annualized
return of 16.1% since its launch. Ranked 8 in ELSS
category. Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (07 Jan 25) ₹489.741 ↑ 0.84 (0.17 %) Net Assets (Cr) ₹1,356 on 30 Nov 24 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 1.36 Information Ratio -0.41 Alpha Ratio -0.13 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,890 31 Dec 21 ₹15,702 31 Dec 22 ₹16,383 31 Dec 23 ₹20,390 31 Dec 24 ₹23,606 Returns for Principal Tax Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Jan 25 Duration Returns 1 Month -3.3% 3 Month -1.9% 6 Month -0.8% 1 Year 15.3% 3 Year 13.5% 5 Year 18.9% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 15.8% 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 5.18 Yr. Rohit Seksaria 1 Jan 22 3 Yr. Data below for Principal Tax Savings Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 33.1% Industrials 13.42% Consumer Cyclical 10.78% Health Care 8.64% Technology 8.31% Communication Services 6.75% Consumer Defensive 6.36% Energy 5.46% Basic Materials 3.51% Utility 1.49% Asset Allocation
Asset Class Value Cash 2.15% Equity 97.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK8% ₹107 Cr 598,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹96 Cr 737,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY4% ₹57 Cr 306,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE4% ₹56 Cr 434,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT3% ₹43 Cr 115,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN3% ₹37 Cr 444,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA3% ₹36 Cr 200,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | AXISBANK3% ₹35 Cr 311,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901573% ₹34 Cr 283,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jan 14 | ULTRACEMCO2% ₹30 Cr 27,000 4. HDFC Long Term Advantage Fund
CAGR/Annualized
return of 21.4% since its launch. Ranked 23 in ELSS
category. . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,150 31 Dec 21 ₹15,037
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Jan 25 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. BNP Paribas Long Term Equity Fund (ELSS)
CAGR/Annualized
return of 12.6% since its launch. Ranked 22 in ELSS
category. Return for 2024 was 23.6% , 2023 was 31.3% and 2022 was -2.1% . BNP Paribas Long Term Equity Fund (ELSS)
Growth Launch Date 5 Jan 06 NAV (07 Jan 25) ₹94.8832 ↑ 0.51 (0.54 %) Net Assets (Cr) ₹952 on 30 Nov 24 Category Equity - ELSS AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.29 Sharpe Ratio 2.11 Information Ratio 0.04 Alpha Ratio 7.56 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,778 31 Dec 21 ₹14,554 31 Dec 22 ₹14,253 31 Dec 23 ₹18,711 31 Dec 24 ₹23,123 Returns for BNP Paribas Long Term Equity Fund (ELSS)
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Jan 25 Duration Returns 1 Month -3.5% 3 Month 0.6% 6 Month 2.5% 1 Year 22.8% 3 Year 15.7% 5 Year 18.3% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 23.6% 2023 31.3% 2022 -2.1% 2021 23.6% 2020 17.8% 2019 14.3% 2018 -9.3% 2017 42.3% 2016 -6.6% 2015 7.7% Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
Name Since Tenure Sanjay Chawla 14 Mar 22 2.81 Yr. Pratish Krishnan 14 Mar 22 2.81 Yr. Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 27.55% Technology 15.02% Consumer Cyclical 11.48% Industrials 11.21% Basic Materials 6.82% Consumer Defensive 6.65% Health Care 6.63% Energy 4.55% Utility 3.34% Communication Services 1.89% Asset Allocation
Asset Class Value Cash 3.06% Equity 96.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK6% ₹53 Cr 411,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK6% ₹53 Cr 293,160
↑ 14,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 24 | INFY4% ₹38 Cr 205,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE4% ₹33 Cr 258,200
↑ 45,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 5433203% ₹26 Cr 920,813 PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 5433903% ₹25 Cr 132,500 Trent Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | TRENT3% ₹25 Cr 36,714
↓ -5,700 Jyoti CNC Automation Ltd (Industrials)
Equity, Since 30 Apr 24 | JYOTICNC2% ₹23 Cr 184,594 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 31 Mar 24 | BECTORFOOD2% ₹21 Cr 117,132 State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN2% ₹20 Cr 243,000 6. Invesco India Tax Plan
CAGR/Annualized
return of 15.2% since its launch. Ranked 17 in ELSS
category. Return for 2024 was 25.2% , 2023 was 30.9% and 2022 was -7.7% . Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (07 Jan 25) ₹128.8 ↑ 0.65 (0.51 %) Net Assets (Cr) ₹2,954 on 30 Nov 24 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 1.97 Information Ratio -0.24 Alpha Ratio 6.98 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,916 31 Dec 21 ₹15,795 31 Dec 22 ₹14,586 31 Dec 23 ₹19,093 31 Dec 24 ₹23,899 Returns for Invesco India Tax Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Jan 25 Duration Returns 1 Month -2.6% 3 Month 2.3% 6 Month 4% 1 Year 25% 3 Year 14.2% 5 Year 19.5% 10 Year 15 Year Since launch 15.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 25.2% 2023 30.9% 2022 -7.7% 2021 32.6% 2020 19.2% 2019 9.4% 2018 -1.3% 2017 35.7% 2016 3.4% 2015 5.8% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Amit Nigam 3 Sep 20 4.33 Yr. Dhimant Kothari 29 Mar 18 6.77 Yr. Data below for Invesco India Tax Plan as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 25.45% Industrials 15.41% Consumer Cyclical 13.92% Health Care 12.93% Technology 12.41% Basic Materials 6.35% Consumer Defensive 5.28% Energy 3.03% Communication Services 1.05% Real Estate 0.79% Utility 0.4% Asset Allocation
Asset Class Value Cash 1.03% Equity 98.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK7% ₹193 Cr 1,072,903
↑ 40,483 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK5% ₹158 Cr 1,212,581 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 23 | TCS4% ₹121 Cr 282,965
↓ -5,347 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | AXISBANK3% ₹88 Cr 776,621 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | FEDERALBNK2% ₹73 Cr 3,467,704 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Jan 24 | DIVISLAB2% ₹73 Cr 118,279
↓ -9,443 Metro Brands Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | 5434262% ₹69 Cr 561,196 Coforge Ltd (Technology)
Equity, Since 31 May 24 | COFORGE2% ₹67 Cr 77,702
↓ -7,525 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Nov 22 | APOLLOHOSP2% ₹65 Cr 95,425
↓ -5,329 Poly Medicure Ltd (Healthcare)
Equity, Since 30 Jun 24 | POLYMED2% ₹65 Cr 232,245
↓ -21,199 7. BOI AXA Tax Advantage Fund
CAGR/Annualized
return of 19.4% since its launch. Ranked 13 in ELSS
category. Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (07 Jan 25) ₹166.06 ↑ 1.65 (1.00 %) Net Assets (Cr) ₹1,453 on 30 Nov 24 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 1.91 Information Ratio 0.46 Alpha Ratio 7.81 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹13,120 31 Dec 21 ₹18,558 31 Dec 22 ₹18,326 31 Dec 23 ₹24,698 31 Dec 24 ₹30,032 Returns for BOI AXA Tax Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Jan 25 Duration Returns 1 Month -5.5% 3 Month -0.2% 6 Month -5.8% 1 Year 19.3% 3 Year 16.8% 5 Year 24.8% 10 Year 15 Year Since launch 19.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.6% 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.68 Yr. Data below for BOI AXA Tax Advantage Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 26.84% Industrials 16.89% Basic Materials 14.66% Technology 12.07% Consumer Cyclical 5.46% Utility 4.18% Energy 3.77% Consumer Defensive 3.64% Health Care 3.63% Real Estate 1.86% Communication Services 0.99% Asset Allocation
Asset Class Value Cash 4.78% Equity 95.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK5% ₹79 Cr 440,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹63 Cr 752,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹60 Cr 1,321,000
↑ 110,000 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435273% ₹40 Cr 130,000 Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433493% ₹37 Cr 172,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | NTPC2% ₹35 Cr 955,000 General Insurance Corp of India (Financial Services)
Equity, Since 29 Feb 24 | 5407552% ₹34 Cr 850,696 Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE2% ₹34 Cr 39,000
↑ 5,100 Swan Energy Ltd (Industrials)
Equity, Since 29 Feb 24 | SWANENERGY2% ₹31 Cr 513,000
↑ 79,000 Siemens Ltd (Industrials)
Equity, Since 30 Jun 22 | SIEMENS2% ₹31 Cr 41,000 8. JM Tax Gain Fund
CAGR/Annualized
return of 10% since its launch. Ranked 18 in ELSS
category. Return for 2024 was 29% , 2023 was 30.9% and 2022 was 0.5% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (07 Jan 25) ₹49.103 ↑ 0.53 (1.09 %) Net Assets (Cr) ₹183 on 30 Nov 24 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio 1.85 Information Ratio 0.61 Alpha Ratio 8.41 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,827 31 Dec 21 ₹15,630 31 Dec 22 ₹15,715 31 Dec 23 ₹20,572 31 Dec 24 ₹26,542 Returns for JM Tax Gain Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Jan 25 Duration Returns 1 Month -3.2% 3 Month -1.3% 6 Month -1.4% 1 Year 27.4% 3 Year 18.5% 5 Year 21.8% 10 Year 15 Year Since launch 10% Historical performance (Yearly) on absolute basis
Year Returns 2024 29% 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.25 Yr. Asit Bhandarkar 31 Dec 21 3.01 Yr. Chaitanya Choksi 18 Jul 14 10.47 Yr. Ruchi Fozdar 4 Oct 24 0.24 Yr. Data below for JM Tax Gain Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 18.62% Industrials 17.38% Consumer Cyclical 14.41% Technology 13.68% Basic Materials 12.99% Health Care 7.1% Consumer Defensive 6.85% Communication Services 3.08% Utility 1.59% Real Estate 1% Asset Allocation
Asset Class Value Cash 0.56% Equity 99.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK5% ₹10 Cr 55,131 Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY5% ₹9 Cr 48,465
↓ -1,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK4% ₹7 Cr 55,975 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹6 Cr 72,900
↑ 10,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT3% ₹5 Cr 14,447
↓ -2,303 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹5 Cr 30,700 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | BAJAJ-AUTO2% ₹5 Cr 5,050
↑ 1,000 Tech Mahindra Ltd (Technology)
Equity, Since 30 Sep 24 | TECHM2% ₹5 Cr 26,500
↑ 5,000 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 29 Feb 24 | BECTORFOOD2% ₹4 Cr 21,407
↑ 1,900 Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | PFC2% ₹4 Cr 77,625 9. IDBI Equity Advantage Fund
CAGR/Annualized
return of 16% since its launch. Ranked 21 in ELSS
category. . IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹10,837 31 Dec 21 ₹13,609 31 Dec 22 ₹13,903 Returns for IDBI Equity Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Jan 25 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 10. Sundaram Diversified Equity Fund
CAGR/Annualized
return of 16.1% since its launch. Ranked 14 in ELSS
category. Return for 2024 was 12% , 2023 was 23.3% and 2022 was 4% . Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (07 Jan 25) ₹212.646 ↑ 0.31 (0.15 %) Net Assets (Cr) ₹1,558 on 30 Nov 24 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.16 Sharpe Ratio 1.05 Information Ratio -0.83 Alpha Ratio -3.83 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹10,985 31 Dec 21 ₹14,449 31 Dec 22 ₹15,032 31 Dec 23 ₹18,535 31 Dec 24 ₹20,764 Returns for Sundaram Diversified Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Jan 25 Duration Returns 1 Month -3.5% 3 Month -2.1% 6 Month -1.1% 1 Year 11.8% 3 Year 12% 5 Year 15.9% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 12% 2023 23.3% 2022 4% 2021 31.5% 2020 9.9% 2019 6.2% 2018 -10.6% 2017 38.4% 2016 6.8% 2015 3.1% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Sudhir Kedia 1 Jan 22 3 Yr. Rohit Seksaria 24 Feb 21 3.85 Yr. Data below for Sundaram Diversified Equity Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 33.29% Industrials 12.25% Consumer Cyclical 9.49% Technology 9.33% Health Care 8.36% Consumer Defensive 6.28% Communication Services 5.64% Energy 5.56% Basic Materials 5.15% Utility 1.53% Asset Allocation
Asset Class Value Cash 3.13% Equity 96.87% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK8% ₹125 Cr 698,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK7% ₹115 Cr 883,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY4% ₹68 Cr 364,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE4% ₹65 Cr 504,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT4% ₹58 Cr 156,446 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹49 Cr 304,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 20 | TCS3% ₹49 Cr 114,734 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | AXISBANK3% ₹48 Cr 419,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹46 Cr 545,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 20 | SUNPHARMA3% ₹42 Cr 235,000 11. Edelweiss Long Term Equity Fund
CAGR/Annualized
return of 16% since its launch. Ranked 25 in ELSS
category. Return for 2024 was 20% , 2023 was 26.8% and 2022 was -0.1% . Edelweiss Long Term Equity Fund
Growth Launch Date 30 Dec 08 NAV (07 Jan 25) ₹108.39 ↑ 0.66 (0.61 %) Net Assets (Cr) ₹398 on 30 Nov 24 Category Equity - ELSS AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.33 Sharpe Ratio 1.74 Information Ratio -0.01 Alpha Ratio 3.92 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,367 31 Dec 21 ₹14,819 31 Dec 22 ₹14,806 31 Dec 23 ₹18,769 31 Dec 24 ₹22,519 Returns for Edelweiss Long Term Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 7 Jan 25 Duration Returns 1 Month -4% 3 Month -2% 6 Month -1% 1 Year 19.1% 3 Year 14.2% 5 Year 17.8% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 20% 2023 26.8% 2022 -0.1% 2021 30.4% 2020 13.7% 2019 9.2% 2018 -9.1% 2017 37.7% 2016 -1.1% 2015 6.7% Fund Manager information for Edelweiss Long Term Equity Fund
Name Since Tenure Ashwani Agarwalla 1 Aug 23 1.42 Yr. Trideep Bhattacharya 1 Aug 23 1.42 Yr. Raj Koradia 1 Aug 24 0.42 Yr. Data below for Edelweiss Long Term Equity Fund as on 30 Nov 24
Equity Sector Allocation
Sector Value Financial Services 31.53% Industrials 13.89% Technology 12.16% Consumer Cyclical 10.34% Health Care 7.44% Consumer Defensive 5.71% Energy 5.32% Basic Materials 4.22% Communication Services 2.51% Utility 2.43% Real Estate 1.64% Asset Allocation
Asset Class Value Cash 2.83% Equity 97.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | HDFCBANK6% ₹24 Cr 132,882 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 17 | ICICIBANK5% ₹21 Cr 163,216 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE4% ₹14 Cr 108,660 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹13 Cr 67,687
↑ 4,091 State Bank of India (Financial Services)
Equity, Since 31 May 18 | SBIN3% ₹13 Cr 149,214 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 15 | LT3% ₹12 Cr 33,431 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | TRENT3% ₹12 Cr 17,256 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹10 Cr 61,438 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 20 | SUNPHARMA2% ₹9 Cr 50,230 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 22 | BEL2% ₹8 Cr 260,125
Know Your SIP Returns
ট্যাক্স সেভিং মিউচুয়াল ফান্ডে (ইএলএসএস) বিনিয়োগের জন্য বিনিয়োগের মোড হিসেবে এসআইপি বেছে নিতে পারেন কারণ প্রতি মাসে নির্দিষ্ট পরিমাণ বিনিয়োগ করা হয়।
নীচের নমুনায় দেখানো হয়েছে-
মাস | পরিমাণ | মোড | |||
---|---|---|---|---|---|
এপ্রিল | 12,500 | চুমুক | মে | 12,500 | চুমুক |
জুন | 12,500 | চুমুক | জুলাই | 12,500 | চুমুক |
আগস্ট | 12,500 | চুমুক | সেপ্টেম্বর | 12,500 | চুমুক |
অক্টোবর | 12,500 | চুমুক | নভেম্বর | 12,500 | চুমুক |
ডিসেম্বর | 12,500 | চুমুক | জানুয়ারি | 12,500 | চুমুক |
ফেব্রুয়ারী | 12,500 | চুমুক | মার্চ | 12,500 | চুমুক |
মোট | 1,50,000 |
SIP পদ্ধতির মাধ্যমে বিনিয়োগ করার সময় রুপি খরচের গড় SIP সুবিধাগুলি কাটা হয় কারণ এটি প্রতি মাসে কেনাকাটা ছড়িয়ে দেয় এবং বিনিয়োগ করা হয় নির্দিষ্ট মূল্যের পরিবর্তে গড় মূল্যে যা লাম্পসাম বিনিয়োগের ক্ষেত্রে হতে পারে।
যেহেতু কেউ ইউলিপ, এনএসসি, পিএফ/ইপিএফের মতো অন্যান্য ট্যাক্স সেভিং ইনট্রুমেন্টে সঞ্চয় করতে পারে,বীমা (সেক্টর 80c-এর অধীনে) অন্য যন্ত্রগুলি কেটে নেওয়ার পরে ট্যাক্স সংরক্ষণের জন্য যে পরিমাণ প্রয়োজন তা নির্ধারণ করতে পারেন এবং বছরে বা আর্থিক বছরের (জানুয়ারি - মার্চ) শেষের দিকে একবার লাম্পসাম ক্রয় হিসাবে বিনিয়োগ করতে পারেন।
আর্থিক বছরের শুরুতে (অর্থাৎ এপ্রিলে) SIP (সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান) এর মাধ্যমে সেরা ELSS ফান্ডে বিনিয়োগ করুন এবং আর্থিক বছর শেষ হওয়ার সময় নয়।
সেরা ELSS ফান্ডের তালিকার মধ্যে থেকে সাবধানে একটি ELSS মিউচুয়াল ফান্ড বেছে নিন এবং প্রতি বছর অন্য ট্যাক্স সাশ্রয়ী ELSS ফান্ডে না গিয়ে এক বছরের জন্য বিনিয়োগ করুন।
5-7 বছরের জন্য বিনিয়োগ করলে ভাল ELSS রিটার্ন অর্জন করা যেতে পারে, তাই একবার আপনার টাকা না তোলার পরামর্শ দেওয়া হচ্ছেলক-ইন 3 বছর পর শেষ হয়. ভাল রিটার্ন অর্জনের জন্য এটি দীর্ঘ সময়ের জন্য ধরে রাখার চেষ্টা করুন।
আপনি যদি ঝুঁকি-প্রতিরোধী হনবিনিয়োগকারী এবং একটি কম-অস্থির তহবিল চান, একটি বড়-ক্যাপ মিউচুয়াল ফান্ডে বিনিয়োগ করার কথা বিবেচনা করুন।
Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন
আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন
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Nice article. Highly recommended for guys who are looking to save tax under section 80c.