6টি সেরা পারফর্মিং ট্যাক্স সেভিং মিউচুয়াল ফান্ড 2022 | Fincash.com

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6টি সেরা পারফর্মিং ট্যাক্স সেভিং মিউচুয়াল ফান্ড 2022৷

Updated on February 1, 2025 , 3281 views

কোণার চারপাশে ট্যাক্স ঋতু সঙ্গে, বিনিয়োগকারীরা যারা বিনিয়োগইএলএসএস সর্বদা তহবিলের দিকে তাকান যা সেরা পারফর্ম করছেবাজার. যেহেতু, অনেক বিনিয়োগকারী অনেকের মধ্যে একটি তহবিল বেছে নেওয়া কঠিন বলে মনে করেন, আমরা এখানে ELSS বিভাগে কিছু সেরা পারফর্মারদের পরামর্শ দিতে এসেছি।

বিনিয়োগকারীরা এই তহবিলে বিনিয়োগ করতে পারেন এবং প্রতি বছর 1.5 লক্ষ টাকা পর্যন্ত সঞ্চয় করতে পারেন৷ধারা 80C এরআয়কর আইন 1961। ইএলএসএস স্কিমগুলির সর্বনিম্ন 3 বছরের লক-ইন পিরিয়ড থাকে। আমাদের প্রস্তাবিত সেরা পারফর্মিং ট্যাক্স সেভিংযৌথ পুঁজি কিছু গুরুত্বপূর্ণ পরামিতি গ্রহণ করে সাবধানে বাছাই করা হয়েছে যেমন AUM,না, অতীত পারফরম্যান্স, ইত্যাদি

এইভাবে, বিনিয়োগকারীরা সহজেই তাদের ট্যাক্স সঞ্চয়ের পরিকল্পনা করতে পারেবিনিয়োগ এই তহবিল মধ্যে.

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সেরা পারফর্মিং ট্যাক্স সেভিং মিউচুয়াল ফান্ড

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Tata India Tax Savings Fund Growth	₹41.1319 ↓ -0.50	₹4,641	-7.4	-6.3	10.6	12.9	16.9	19.5
IDFC Tax Advantage (ELSS) Fund Growth	₹141.685 ↓ -0.69	₹6,822	-5.6	-8.7	5.2	12.2	20.8	13.1
L&T Tax Advantage Fund Growth	₹123.869 ↓ -1.28	₹4,313	-6.2	-5.8	17.5	15.5	17.7	33
Principal Tax Savings Fund Growth	₹473.304 ↓ -0.64	₹1,346	-3.7	-5	11.5	12.1	18.4	15.8
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	1.2	15.4	35.5	20.6	17.4
Invesco India Tax Plan Growth	₹119.91 ↑ 0.35	₹2,960	-4.9	-4.2	13.7	12.4	17.4	25.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Feb 25

*1000 কোটি থেকে 10 এর মধ্যে নেট সম্পদ রয়েছে এমন মিউচুয়াল ফান্ডের ট্যাক্স সংরক্ষণের তালিকা,000 কোটি।

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.7% since its launch. Ranked 1 in ELSS category. Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (03 Feb 25)	₹41.1319 ↓ -0.50 (-1.21 %)
Net Assets (Cr)	₹4,641 on 31 Dec 24
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	1.01
Information Ratio	0.22
Alpha Ratio	2.98
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,070
31 Jan 22	₹14,672
31 Jan 23	₹14,990
31 Jan 24	₹19,242
31 Jan 25	₹21,599

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 25

Duration	Returns
1 Month	-7.7%
3 Month	-7.4%
6 Month	-6.3%
1 Year	10.6%
3 Year	12.9%
5 Year	16.9%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%
2014	13.3%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	3.13 Yr.
Tejas Gutka	9 Mar 21	3.9 Yr.

Data below for Tata India Tax Savings Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Financial Services	29.17%
Consumer Cyclical	16.04%
Industrials	15.31%
Technology	7.76%
Basic Materials	6.78%
Energy	4.74%
Communication Services	3.46%
Real Estate	3.28%
Health Care	3.25%
Utility	3.19%
Consumer Defensive	1.95%

Asset Allocation

Asset Class	Value
Cash	5.07%
Equity	94.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	7%	₹306 Cr	1,725,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹272 Cr	2,125,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	5%	₹218 Cr	1,160,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹173 Cr	2,175,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹164 Cr	1,350,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	3%	₹149 Cr	940,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹138 Cr	1,300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹127 Cr	352,147
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	2%	₹115 Cr	3,451,000
Pricol Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| PRICOLLTD	2%	₹111 Cr	2,037,000

2. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.9% since its launch. Ranked 3 in ELSS category. Return for 2024 was 13.1% , 2023 was 28.3% and 2022 was 4.2% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (03 Feb 25)	₹141.685 ↓ -0.69 (-0.48 %)
Net Assets (Cr)	₹6,822 on 31 Dec 24
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	0.55
Information Ratio	-0.17
Alpha Ratio	-2.14
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,781
31 Jan 22	₹17,568
31 Jan 23	₹17,801
31 Jan 24	₹23,907
31 Jan 25	₹25,406

IDFC Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 25

Duration	Returns
1 Month	-5.1%
3 Month	-5.6%
6 Month	-8.7%
1 Year	5.2%
3 Year	12.2%
5 Year	20.8%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	13.1%
2022	28.3%
2021	4.2%
2020	49.2%
2019	18.7%
2018	1.9%
2017	-9.4%
2016	53.4%
2015	0.4%
2014	6.9%

Fund Manager information for IDFC Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	8.29 Yr.
Ritika Behera	7 Oct 23	1.32 Yr.
Gaurav Satra	10 Jun 24	0.65 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Financial Services	27.37%
Technology	11.13%
Consumer Cyclical	8.93%
Consumer Defensive	8.82%
Basic Materials	8.72%
Industrials	8.09%
Health Care	8%
Energy	5.51%
Communication Services	3.22%
Utility	2.16%
Real Estate	1.58%

Asset Allocation

Asset Class	Value
Cash	6.48%
Equity	93.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	7%	₹479 Cr	2,700,000 ↑ 200,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	6%	₹384 Cr	3,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	5%	₹328 Cr	2,700,000 ↑ 100,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	4%	₹277 Cr	2,600,000 ↑ 100,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	4%	₹263 Cr	1,400,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 21 \| TCS	3%	₹205 Cr	500,000 ↑ 100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	2%	₹159 Cr	1,000,000 ↓ -100,000
Jindal Steel & Power Ltd (Basic Materials) Equity, Since 31 Mar 18 \| 532286	2%	₹140 Cr	1,500,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Aug 17 \| 500093	2%	₹138 Cr	1,900,000
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 24 \| LT	2%	₹126 Cr	350,000

3. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.2% since its launch. Ranked 7 in ELSS category. Return for 2024 was 33% , 2023 was 28.4% and 2022 was -3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund Growth
Launch Date	27 Feb 06
NAV (03 Feb 25)	₹123.869 ↓ -1.28 (-1.02 %)
Net Assets (Cr)	₹4,313 on 31 Dec 24
Category	Equity - ELSS
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	2.01
Information Ratio	0.58
Alpha Ratio	14.24
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,891
31 Jan 22	₹14,189
31 Jan 23	₹13,864
31 Jan 24	₹18,804
31 Jan 25	₹22,369

L&T Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 25

Duration	Returns
1 Month	-10%
3 Month	-6.2%
6 Month	-5.8%
1 Year	17.5%
3 Year	15.5%
5 Year	17.7%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	33%
2022	28.4%
2021	-3%
2020	30.3%
2019	13.5%
2018	4.6%
2017	-8.1%
2016	42.3%
2015	8.1%
2014	2.9%

Fund Manager information for L&T Tax Advantage Fund

Name	Since	Tenure
Gautam Bhupal	26 Nov 22	2.19 Yr.
Sonal Gupta	21 Jul 21	3.54 Yr.
Abhishek Gupta	1 Mar 24	0.92 Yr.

Data below for L&T Tax Advantage Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Financial Services	22.5%
Consumer Cyclical	19.98%
Industrials	19.14%
Technology	11.37%
Basic Materials	6.39%
Health Care	5.93%
Energy	3.66%
Utility	3.27%
Consumer Defensive	3.14%
Communication Services	1.72%
Real Estate	1.66%

Asset Allocation

Asset Class	Value
Cash	1.25%
Equity	98.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| HDFCBANK	5%	₹206 Cr	1,162,500
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 09 \| ICICIBANK	3%	₹148 Cr	1,155,500
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	3%	₹146 Cr	774,900
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	3%	₹116 Cr	951,812
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 22 \| LT	3%	₹109 Cr	301,450
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 21 \| PERSISTENT	2%	₹103 Cr	160,000
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| 500251	2%	₹92 Cr	128,900
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 543320	2%	₹88 Cr	3,150,000
Transformers & Rectifiers (India) Ltd (Industrials) Equity, Since 31 Jan 24 \| TARIL	2%	₹79 Cr	693,228 ↓ -97,772
State Bank of India (Financial Services) Equity, Since 31 Jan 19 \| SBIN	2%	₹78 Cr	984,432

4. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.9% since its launch. Ranked 8 in ELSS category. Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund Growth
Launch Date	31 Mar 96
NAV (03 Feb 25)	₹473.304 ↓ -0.64 (-0.13 %)
Net Assets (Cr)	₹1,346 on 31 Dec 24
Category	Equity - ELSS
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.26
Sharpe Ratio	0.82
Information Ratio	-0.24
Alpha Ratio	0.77
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,765
31 Jan 22	₹15,952
31 Jan 23	₹16,087
31 Jan 24	₹20,288
31 Jan 25	₹22,772

Principal Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 25

Duration	Returns
1 Month	-4.9%
3 Month	-3.7%
6 Month	-5%
1 Year	11.5%
3 Year	12.1%
5 Year	18.4%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	15.8%
2022	24.5%
2021	4.3%
2020	32.1%
2019	18.9%
2018	2.5%
2017	-9.2%
2016	48.8%
2015	6.2%
2014	2.7%

Fund Manager information for Principal Tax Savings Fund

Name	Since	Tenure
Sudhir Kedia	29 Oct 19	5.27 Yr.
Rohit Seksaria	1 Jan 22	3.09 Yr.

Data below for Principal Tax Savings Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Financial Services	31.57%
Industrials	12.4%
Consumer Cyclical	10.9%
Health Care	8.72%
Technology	8.36%
Communication Services	6.67%
Consumer Defensive	6.42%
Energy	5.19%
Basic Materials	3.51%
Utility	1.4%

Asset Allocation

Asset Class	Value
Cash	4.62%
Equity	95.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	8%	₹106 Cr	598,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹94 Cr	737,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| INFY	4%	₹58 Cr	306,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	4%	₹53 Cr	434,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 13 \| LT	3%	₹41 Cr	115,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Aug 15 \| SUNPHARMA	3%	₹38 Cr	200,000
State Bank of India (Financial Services) Equity, Since 30 Apr 05 \| SBIN	3%	₹35 Cr	444,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Nov 21 \| 890157	2%	₹33 Cr	283,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| 532215	2%	₹33 Cr	311,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Jan 14 \| 532538	2%	₹31 Cr	27,000

5. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. .

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,167

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 25

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.7% since its launch. Ranked 17 in ELSS category. Return for 2024 was 25.2% , 2023 was 30.9% and 2022 was -7.7% .

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan Growth
Launch Date	29 Dec 06
NAV (03 Feb 25)	₹119.91 ↑ 0.35 (0.29 %)
Net Assets (Cr)	₹2,960 on 31 Dec 24
Category	Equity - ELSS
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.97
Sharpe Ratio	1.54
Information Ratio	-0.12
Alpha Ratio	8.73
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,559
31 Jan 22	₹15,260
31 Jan 23	₹13,817
31 Jan 24	₹19,246
31 Jan 25	₹21,930

Invesco India Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 25

Duration	Returns
1 Month	-8.1%
3 Month	-4.9%
6 Month	-4.2%
1 Year	13.7%
3 Year	12.4%
5 Year	17.4%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.2%
2022	30.9%
2021	-7.7%
2020	32.6%
2019	19.2%
2018	9.4%
2017	-1.3%
2016	35.7%
2015	3.4%
2014	5.8%

Fund Manager information for Invesco India Tax Plan

Name	Since	Tenure
Amit Nigam	3 Sep 20	4.42 Yr.
Dhimant Kothari	29 Mar 18	6.85 Yr.

Data below for Invesco India Tax Plan as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Financial Services	24.48%
Industrials	17.47%
Consumer Cyclical	14.69%
Health Care	12.32%
Technology	12.11%
Basic Materials	5.52%
Consumer Defensive	5.25%
Energy	2.91%
Utility	1.84%
Communication Services	1.11%
Real Estate	0.79%

Asset Allocation

Asset Class	Value
Cash	1.5%
Equity	98.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| HDFCBANK	6%	₹190 Cr	1,072,903
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	5%	₹155 Cr	1,212,581
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jul 23 \| TCS	4%	₹116 Cr	282,965
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	3%	₹83 Cr	776,621
Blue Star Ltd (Industrials) Equity, Since 31 Jan 24 \| BLUESTARCO	2%	₹73 Cr	339,232
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Aug 22 \| DIXON	2%	₹72 Cr	40,224
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Jan 24 \| DIVISLAB	2%	₹72 Cr	118,279
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Nov 22 \| APOLLOHOSP	2%	₹70 Cr	95,425
Metro Brands Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| 543426	2%	₹68 Cr	561,196
Home First Finance Co India Ltd --- (Financial Services) Equity, Since 31 Mar 23 \| HOMEFIRST	2%	₹65 Cr	618,533 ↑ 89,009

ইক্যুইটি লিঙ্কড সেভিং স্কিমে ট্যাক্স সেভিংস

ELSS-এর সাথে এবং ছাড়া কর সঞ্চয় তুলনা করে কর সুবিধাগুলি পরীক্ষা করা যাক:

বিশেষ	কর পরিকল্পনা (ইএলএসএস)	কোনো ট্যাক্স প্ল্যানিং নেই
সর্ব মোটআয়	৮,০০,০০০	৮,০০,০০০
কর থেকে অব্যাহতি	1,50,000	শূন্য
মোটকরযোগ্য আয়	6,50,000	৮,০০,০০০
ট্যাক্স দিতে হবে	32,500	৬২,৫০০
সংরক্ষিত পরিমাণ	30,000	শূন্য

সুতরাং, ELSS-এ বিনিয়োগের মাধ্যমে মোট সংরক্ষিত পরিমাণ হল INR 30,000৷

ট্যাক্স সেভিং মিউচুয়াল ফান্ডে বিনিয়োগের সুবিধা

ট্যাক্স সুবিধার পাশাপাশি, ELSS আপনাকে নিম্নলিখিত সুবিধাগুলিও অফার করে:

ইক্যুইটি রিটার্ন

যেহেতু ELSS হল ইক্যুইটি এবং ট্যাক্স সাশ্রয়ের সংমিশ্রণ, আপনি যে অর্থ বিনিয়োগ করেন তা শেয়ার বাজারের বৃদ্ধির সাথে সাথে বৃদ্ধি পায়। সুতরাং, বিনিয়োগকারীরাও ইক্যুইটি বাজার থেকে আয় করতে পারেন। তাই, ELSS দীর্ঘমেয়াদী সম্পদ সৃষ্টির একটি উপায়ও বটে।

SIP সুবিধা

একমুঠো অর্থ বিনিয়োগ করার পরিবর্তে, বিনিয়োগকারীরা মাসিক বিনিয়োগের মাধ্যমে একটি সহজ পথ বেছে নিতে পারেনচুমুক. একটি SIP-এর মাধ্যমে, কেউ INR 500-এর মতো কম বিনিয়োগ করতে পারে, এটি বিনিয়োগকারীদের জন্য সবচেয়ে সাশ্রয়ী কর-পরিকল্পনা এবং বিনিয়োগের পথ তৈরি করে৷

সংক্ষিপ্ত লক-ইন সময়কাল

ELSS-এর লক-ইন পিরিয়ড 3 বছরের, যা অন্য সব ট্যাক্স-সেভিং ইন্সট্রুমেন্টের মধ্যে সবচেয়ে কম লক-ইন পিরিয়ড।

অনলাইনে ইএলএসএস ফান্ডে কীভাবে বিনিয়োগ করবেন?

Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।

আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন

নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!

এবার শুরু করা যাক

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।