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4টি সেরা পারফর্মিং ইক্যুইটি সেভিংস ফান্ড 2022৷
ইক্যুইটি সঞ্চয় তহবিল হাইব্রিড বিভাগের অধীনে পড়েযৌথ পুঁজি. এটি সর্বশেষ প্রকারসম্পদ বরাদ্দ মিউচুয়াল ফান্ডগুলি 2014 সালের শেষের দিকে চালু হয়েছে। ইক্যুইটি সেভিংস ফান্ডগুলি সালিসি, ইক্যুইটি এবং ঋণে বিনিয়োগ করে। এই তহবিল তার মোট সম্পদের কমপক্ষে 65 শতাংশ ইক্যুইটিতে বিনিয়োগ করবে (এর বেশির ভাগই সালিসিতে) এবং বাকি ঋণের উপকরণগুলিতে, তবে ঋণে ন্যূনতম বিনিয়োগ 10 শতাংশ হওয়া উচিত। ইক্যুইটি সঞ্চয় তহবিল বিনিয়োগকারীদের মধ্যে জনপ্রিয় হয়ে উঠছে যারা ইক্যুইটিতে বিনিয়োগ করতে চায় কিন্তু একই সাথে নিরাপদ থাকতে চায়। সুতরাং, আসুন বিনিয়োগের জন্য সেরা পারফরম্যান্সকারী ইক্যুইটি সঞ্চয় তহবিলের কিছু সহ এই তহবিল সম্পর্কে শিখি।
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ইক্যুইটি সেভিংস ফান্ড সম্পর্কে একটি সংক্ষিপ্ত বিবরণ
ইক্যুইটি সঞ্চয় তহবিল স্থিতিশীল উৎপন্ন করতে চায়আয় দ্বারাবিনিয়োগ ডেট ইনস্ট্রুমেন্টে এবং ইক্যুইটি বিনিয়োগের মাধ্যমে সম্ভাব্য উচ্চ রিটার্নের লক্ষ্য। এইভাবে, এই তহবিলগুলি ঝুঁকি এবং রিটার্ন উভয়ের মধ্যে একটি ভারসাম্যপূর্ণ সমীকরণ হিসাবে কাজ করে।
আদর্শভাবে, সালিশ নগদ এবং ডেরিভেটিভের শেয়ারের দামের পার্থক্যের সুবিধা নেয়বাজার. ডেরিভেটিভের ব্যবহার নেট ইক্যুইটি এক্সপোজার হ্রাস করে (অর্থাৎ, আদর্শভাবে 20-40 শতাংশ, যদিও এটি তহবিলে তহবিল পরিবর্তিত হতে পারে) এবং সাধারণত রক্ষা করেবিনিয়োগকারী অস্থির রিটার্ন থেকে।
যেহেতু, ইক্যুইটি সঞ্চয় তহবিলের ইক্যুইটি এক্সপোজারের 65 শতাংশ (ডেরিভেটিভ বিবেচনা না করে), সেগুলিকে এর অধীনে বিবেচনা করা হয়ইক্যুইটি মিউচুয়াল ফান্ড ট্যাক্সেশন ইক্যুইটি সঞ্চয় তহবিলকে রক্ষণশীল বিনিয়োগকারীদের জন্য একটি আদর্শ বিনিয়োগ বিকল্প হিসাবে বিবেচনা করা হয় যারা স্বল্পমেয়াদী অর্থাত্ 1-3 বছরের জন্য বিনিয়োগ করতে চান।
এই তহবিলগুলিতে বিনিয়োগের পরিকল্পনাকারী বিনিয়োগকারীদের একটি নেওয়া উচিতচুমুক রুট হিসাবে এটি বাজারের সময় নিয়ে উদ্বেগ দূর করে। পোস্ট-অবসর আপনি পর্যায়ক্রমিক ব্যবধানে প্রি-নির্ধারিত প্রত্যাহার সক্ষম করতে SWP (সিস্টেমেটিক উইথড্রয়াল প্ল্যান) বিকল্প ব্যবহার করতে পারেন।
শীর্ষ 4 সেরা ইক্যুইটি সেভিংস ফান্ড FY 22 - 23
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) L&T Equity Savings Fund Growth ₹34.2201
↓ -0.08 ₹583 5.4 9.1 24.6 14.4 13.9 17 Kotak Equity Savings Fund Growth ₹25.4526
↓ -0.04 ₹7,974 -0.3 3.8 13.3 11.8 11.2 15.7 Principal Equity Savings Fund Growth ₹67.983
↓ -0.21 ₹1,005 -0.3 4.5 13.4 11 12.9 15.3 SBI Equity Savings Fund Growth ₹23.4344
↓ -0.04 ₹5,982 1.4 5.1 13 10.9 11.4 17.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 24 ইক্যুইটি সঞ্চয় উপরে AUM/নিট সম্পদ আছে তহবিল100 কোটি. সাজানো হয়েছেশেষ 3 বছরের রিটার্ন.
To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments. L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for L&T Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved. Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to provide capital
appreciation and income distribution to the investors by using
equity and equity related instruments, arbitrage opportunities, and
investments in debt and money market instruments Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a Below is the key information for Principal Equity Savings Fund Returns up to 1 year are on The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation
through a moderate exposure in equity. SBI Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 27 May 15. It is a fund with Moderately High risk and has given a Below is the key information for SBI Equity Savings Fund Returns up to 1 year are on 1. L&T Equity Savings Fund
CAGR/Annualized return of 9.8% since its launch. Ranked 46 in Equity Savings category. Return for 2023 was 17% , 2022 was 2% and 2021 was 16.1% . L&T Equity Savings Fund
Growth Launch Date 18 Oct 11 NAV (19 Dec 24) ₹34.2201 ↓ -0.08 (-0.22 %) Net Assets (Cr) ₹583 on 30 Nov 24 Category Hybrid - Equity Savings AMC L&T Investment Management Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.49 Sharpe Ratio 2.63 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,807 30 Nov 21 ₹12,817 30 Nov 22 ₹13,268 30 Nov 23 ₹15,143 30 Nov 24 ₹18,598 Returns for L&T Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 24 Duration Returns 1 Month 5.4% 3 Month 5.4% 6 Month 9.1% 1 Year 24.6% 3 Year 14.4% 5 Year 13.9% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 17% 2022 2% 2021 16.1% 2020 10.8% 2019 3.7% 2018 -0.6% 2017 13.8% 2016 4.6% 2015 5.1% 2014 21.2% Fund Manager information for L&T Equity Savings Fund
Name Since Tenure Kapil Punjabi 1 May 24 0.59 Yr. Mahesh Chhabria 15 Jul 23 1.38 Yr. Praveen Ayathan 1 Oct 23 1.17 Yr. Cheenu Gupta 2 Jul 21 3.42 Yr. Sonal Gupta 1 Oct 23 1.17 Yr. Abhishek Gupta 1 Apr 24 0.67 Yr. Hitesh Gondhia 1 Oct 23 1.17 Yr. Data below for L&T Equity Savings Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 43.83% Equity 37.52% Debt 18.64% Equity Sector Allocation
Sector Value Financial Services 25.46% Industrials 22.61% Consumer Cyclical 7.57% Technology 3.94% Real Estate 3.92% Energy 3.34% Health Care 2.97% Basic Materials 2.33% Utility 0.42% Consumer Defensive 0.02% Debt Sector Allocation
Sector Value Cash Equivalent 41.27% Government 14.84% Corporate 6.36% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Future on HDFC Bank Ltd
Derivatives | -4% -₹24 Cr HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 23 | HDFCBANK4% ₹24 Cr 140,800 Transformers & Rectifiers (India) Ltd (Industrials)
Equity, Since 31 Jan 24 | TARIL4% ₹22 Cr 240,866
↑ 110,866 Future on City Union Bank Ltd
Derivatives | -4% -₹20 Cr City Union Bank Ltd (Financial Services)
Equity, Since 31 Oct 24 | CUB4% ₹20 Cr 1,135,000
↑ 1,135,000 Trent Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002513% ₹17 Cr 24,000 Future on State Bank of India
Derivatives | -3% -₹16 Cr State Bank of India (Financial Services)
Equity, Since 31 Aug 24 | SBIN3% ₹16 Cr 197,250
↑ 18,750 Zomato Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5433203% ₹16 Cr 650,000 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹16 Cr 1,500,000 2. Kotak Equity Savings Fund
CAGR/Annualized return of 9.6% since its launch. Return for 2023 was 15.7% , 2022 was 6.8% and 2021 was 11.1% . Kotak Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (19 Dec 24) ₹25.4526 ↓ -0.04 (-0.16 %) Net Assets (Cr) ₹7,974 on 30 Nov 24 Category Hybrid - Equity Savings AMC Kotak Mahindra Asset Management Co Ltd Rating Risk Moderately High Expense Ratio 1.88 Sharpe Ratio 1.69 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,821 30 Nov 21 ₹12,215 30 Nov 22 ₹13,173 30 Nov 23 ₹14,728 30 Nov 24 ₹17,061 Returns for Kotak Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 24 Duration Returns 1 Month 2.5% 3 Month -0.3% 6 Month 3.8% 1 Year 13.3% 3 Year 11.8% 5 Year 11.2% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 15.7% 2022 6.8% 2021 11.1% 2020 10.4% 2019 7.8% 2018 4.2% 2017 14% 2016 6.5% 2015 6.4% 2014 Fund Manager information for Kotak Equity Savings Fund
Name Since Tenure Abhishek Bisen 13 Oct 14 10.14 Yr. Devender Singhal 1 Apr 21 3.67 Yr. Hiten Shah 3 Oct 19 5.17 Yr. Data below for Kotak Equity Savings Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 51.83% Equity 36.25% Debt 10.95% Other 0.97% Equity Sector Allocation
Sector Value Financial Services 14.87% Consumer Cyclical 12.47% Basic Materials 6.46% Communication Services 5.91% Industrials 5.57% Energy 5.18% Consumer Defensive 5.05% Technology 4.76% Utility 4.6% Health Care 0.84% Real Estate 0.37% Debt Sector Allocation
Sector Value Cash Equivalent 48.5% Corporate 9.69% Government 4.55% Securitized 0.03% Credit Quality
Rating Value AA 12.25% AAA 87.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Liquid Dir Gr
Investment Fund | -5% ₹368 Cr 724,439 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL4% ₹306 Cr 1,899,505 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK3% ₹261 Cr 1,504,756
↓ -200,000 Bharti Airtel Ltd-NOV2024
Derivatives | -3% -₹259 Cr 1,598,375
↑ 1,598,375 State Bank of India (Financial Services)
Equity, Since 30 Apr 24 | SBIN3% ₹254 Cr 3,100,000
↑ 2,100,000 HDFC Bank Ltd.-NOV2024
Derivatives | -3% -₹253 Cr 1,447,050
↑ 1,447,050 Kotak Money Market Dir Gr
Investment Fund | -3% ₹232 Cr 539,363 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI3% ₹221 Cr 199,963
↑ 75,000 Adani Port and Special Economic Zone Ltd.-NOV2024
Derivatives | -3% -₹221 Cr 1,594,400
↑ 1,594,400 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Jun 19 | ADANIPORTS3% ₹219 Cr 1,594,400 3. Principal Equity Savings Fund
CAGR/Annualized return of 8.9% since its launch. Ranked 38 in Equity Savings category. Return for 2023 was 15.3% , 2022 was 4.1% and 2021 was 18.2% . Principal Equity Savings Fund
Growth Launch Date 23 May 02 NAV (19 Dec 24) ₹67.983 ↓ -0.21 (-0.31 %) Net Assets (Cr) ₹1,005 on 30 Nov 24 Category Hybrid - Equity Savings AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.23 Sharpe Ratio 1.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,138 30 Nov 21 ₹13,457 30 Nov 22 ₹14,290 30 Nov 23 ₹15,963 30 Nov 24 ₹18,278 Returns for Principal Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 24 Duration Returns 1 Month 1.7% 3 Month -0.3% 6 Month 4.5% 1 Year 13.4% 3 Year 11% 5 Year 12.9% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 15.3% 2022 4.1% 2021 18.2% 2020 14.6% 2019 5.1% 2018 1.6% 2017 15% 2016 5.5% 2015 3.6% 2014 12.8% Fund Manager information for Principal Equity Savings Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 2.92 Yr. Sudhir Kedia 29 Oct 19 5.1 Yr. Rohit Seksaria 1 Jan 22 2.92 Yr. Data below for Principal Equity Savings Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 47.68% Equity 37.96% Debt 14.36% Equity Sector Allocation
Sector Value Financial Services 20.87% Consumer Cyclical 8.22% Industrials 7.87% Technology 7.12% Energy 6.84% Communication Services 6.46% Health Care 4.48% Basic Materials 3.27% Consumer Defensive 2.67% Utility 0.37% Real Estate 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 47.68% Government 11.82% Corporate 2.53% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹66 Cr 6,500,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE6% ₹55 Cr 414,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL5% ₹48 Cr 298,275 Future on Reliance Industries Ltd
Derivatives | -5% -₹46 Cr 342,500
↑ 171,250 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322154% ₹42 Cr 363,625
↑ 39,000 Infosys Ltd (Technology)
Equity, Since 30 Jun 21 | INFY4% ₹36 Cr 205,100 Future on Bharti Airtel Ltd
Derivatives | -3% -₹35 Cr 213,275 Future on Axis Bank Ltd
Derivatives | -3% -₹33 Cr 285,625 Infosys Limited November 2024
Derivatives | -3% -₹30 Cr 166,800
↑ 166,800 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK3% ₹29 Cr 226,000
↑ 25,000 4. SBI Equity Savings Fund
CAGR/Annualized return of 9.3% since its launch. Return for 2023 was 17.5% , 2022 was 1.9% and 2021 was 13.2% . SBI Equity Savings Fund
Growth Launch Date 27 May 15 NAV (18 Dec 24) ₹23.4344 ↓ -0.04 (-0.18 %) Net Assets (Cr) ₹5,982 on 30 Nov 24 Category Hybrid - Equity Savings AMC SBI Funds Management Private Limited Rating Risk Moderately High Expense Ratio 1.18 Sharpe Ratio 1.76 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,850 30 Nov 21 ₹12,678 30 Nov 22 ₹13,107 30 Nov 23 ₹15,004 30 Nov 24 ₹17,085 Returns for SBI Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Dec 24 Duration Returns 1 Month 2.3% 3 Month 1.4% 6 Month 5.1% 1 Year 13% 3 Year 10.9% 5 Year 11.4% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 17.5% 2022 1.9% 2021 13.2% 2020 11.9% 2019 9.4% 2018 -0.5% 2017 14.6% 2016 6.2% 2015 2014 Fund Manager information for SBI Equity Savings Fund
Name Since Tenure Neeraj Kumar 27 May 15 9.52 Yr. Nidhi Chawla 1 Jan 22 2.92 Yr. Mansi Sajeja 1 Jun 21 3.5 Yr. Pradeep Kesavan 1 Jan 24 0.92 Yr. Vandna Soni 1 Jan 24 0.92 Yr. Data below for SBI Equity Savings Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 43.45% Equity 34.49% Debt 22.06% Equity Sector Allocation
Sector Value Financial Services 22.82% Consumer Cyclical 12.98% Industrials 9.8% Basic Materials 6.91% Energy 5.44% Health Care 3.42% Real Estate 2.72% Communication Services 1.77% Utility 1.21% Technology 1.18% Consumer Defensive 0.61% Debt Sector Allocation
Sector Value Cash Equivalent 43.45% Corporate 13.33% Government 7.83% Securitized 0.9% Credit Quality
Rating Value AA 47.02% AAA 52.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 15 | HDFCBANK6% ₹387 Cr 2,156,600
↓ -930,050 Future on HDFC Bank Ltd
Derivatives | -5% -₹279 Cr 1,546,600
↓ -930,050 Future on Reliance Industries Ltd
Derivatives | -4% -₹229 Cr 1,761,000
↑ 952,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 15 | RELIANCE4% ₹228 Cr 1,761,000
↑ 952,000 Future on Kotak Mahindra Bank Ltd
Derivatives | -3% -₹169 Cr 951,600
↓ -30,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | KOTAKBANK3% ₹168 Cr 951,600
↓ -40,000 State Bank of India (Financial Services)
Equity, Since 29 Feb 16 | SBIN3% ₹165 Cr 1,965,500
↑ 345,000 ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 16 | ICICIBANK3% ₹165 Cr 1,267,300
↑ 132,300 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹163 Cr 16,000,000 Bharti Telecom Limited 8.75%
Debentures | -3% ₹151 Cr 15,000
↑ 15,000
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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