4 সেরা পারফর্মিং ইক্যুইটি সেভিংস মিউচুয়াল ফান্ড 2022 | Fincash.com

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ইক্যুইটি সেভিংস ফান্ড সম্পর্কে একটি সংক্ষিপ্ত বিবরণ
শীর্ষ 4 সেরা ইক্যুইটি সেভিংস ফান্ড FY 22 - 23
Top 4 Hybrid - Equity Savings Funds

4টি সেরা পারফর্মিং ইক্যুইটি সেভিংস ফান্ড 2022৷

Updated on November 11, 2024 , 9572 views

ইক্যুইটি সঞ্চয় তহবিল হাইব্রিড বিভাগের অধীনে পড়েযৌথ পুঁজি. এটি সর্বশেষ প্রকারসম্পদ বরাদ্দ মিউচুয়াল ফান্ডগুলি 2014 সালের শেষের দিকে চালু হয়েছে। ইক্যুইটি সেভিংস ফান্ডগুলি সালিসি, ইক্যুইটি এবং ঋণে বিনিয়োগ করে। এই তহবিল তার মোট সম্পদের কমপক্ষে 65 শতাংশ ইক্যুইটিতে বিনিয়োগ করবে (এর বেশির ভাগই সালিসিতে) এবং বাকি ঋণের উপকরণগুলিতে, তবে ঋণে ন্যূনতম বিনিয়োগ 10 শতাংশ হওয়া উচিত। ইক্যুইটি সঞ্চয় তহবিল বিনিয়োগকারীদের মধ্যে জনপ্রিয় হয়ে উঠছে যারা ইক্যুইটিতে বিনিয়োগ করতে চায় কিন্তু একই সাথে নিরাপদ থাকতে চায়। সুতরাং, আসুন বিনিয়োগের জন্য সেরা পারফরম্যান্সকারী ইক্যুইটি সঞ্চয় তহবিলের কিছু সহ এই তহবিল সম্পর্কে শিখি।

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ইক্যুইটি সেভিংস ফান্ড সম্পর্কে একটি সংক্ষিপ্ত বিবরণ

ইক্যুইটি সঞ্চয় তহবিল স্থিতিশীল উৎপন্ন করতে চায়আয় দ্বারাবিনিয়োগ ডেট ইনস্ট্রুমেন্টে এবং ইক্যুইটি বিনিয়োগের মাধ্যমে সম্ভাব্য উচ্চ রিটার্নের লক্ষ্য। এইভাবে, এই তহবিলগুলি ঝুঁকি এবং রিটার্ন উভয়ের মধ্যে একটি ভারসাম্যপূর্ণ সমীকরণ হিসাবে কাজ করে।

আদর্শভাবে, সালিশ নগদ এবং ডেরিভেটিভের শেয়ারের দামের পার্থক্যের সুবিধা নেয়বাজার. ডেরিভেটিভের ব্যবহার নেট ইক্যুইটি এক্সপোজার হ্রাস করে (অর্থাৎ, আদর্শভাবে 20-40 শতাংশ, যদিও এটি তহবিলে তহবিল পরিবর্তিত হতে পারে) এবং সাধারণত রক্ষা করেবিনিয়োগকারী অস্থির রিটার্ন থেকে।

যেহেতু, ইক্যুইটি সঞ্চয় তহবিলের ইক্যুইটি এক্সপোজারের 65 শতাংশ (ডেরিভেটিভ বিবেচনা না করে), সেগুলিকে এর অধীনে বিবেচনা করা হয়ইক্যুইটি মিউচুয়াল ফান্ড ট্যাক্সেশন ইক্যুইটি সঞ্চয় তহবিলকে রক্ষণশীল বিনিয়োগকারীদের জন্য একটি আদর্শ বিনিয়োগ বিকল্প হিসাবে বিবেচনা করা হয় যারা স্বল্পমেয়াদী অর্থাত্ 1-3 বছরের জন্য বিনিয়োগ করতে চান।

এই তহবিলগুলিতে বিনিয়োগের পরিকল্পনাকারী বিনিয়োগকারীদের একটি নেওয়া উচিতচুমুক রুট হিসাবে এটি বাজারের সময় নিয়ে উদ্বেগ দূর করে। পোস্ট-অবসর আপনি পর্যায়ক্রমিক ব্যবধানে প্রি-নির্ধারিত প্রত্যাহার সক্ষম করতে SWP (সিস্টেমেটিক উইথড্রয়াল প্ল্যান) বিকল্প ব্যবহার করতে পারেন।

শীর্ষ 4 সেরা ইক্যুইটি সেভিংস ফান্ড FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
L&T Equity Savings Fund Growth	₹31.983 ↓ -0.44	₹478	0	8.6	20.9	11.7	12.7	17
Kotak Equity Savings Fund Growth	₹24.8614 ↓ -0.08	₹7,644	-0.3	5.3	15.6	10.3	10.9	15.7
SBI Equity Savings Fund Growth	₹22.9744 ↓ -0.07	₹5,410	1.4	6.9	14.7	9.5	11.2	17.5
Principal Equity Savings Fund Growth	₹66.6589 ↓ -0.48	₹926	0.6	6.2	15.3	9.2	12.6	15.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Nov 24

*উপরে সেরা তালিকা রয়েছেইক্যুইটি সঞ্চয় উপরে AUM/নিট সম্পদ আছে তহবিল100 কোটি. সাজানো হয়েছেশেষ 3 বছরের রিটার্ন.

1. L&T Equity Savings Fund

To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments.

L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.3% since its launch. Ranked 46 in Equity Savings category. Return for 2023 was 17% , 2022 was 2% and 2021 was 16.1% .

Below is the key information for L&T Equity Savings Fund

L&T Equity Savings Fund Growth
Launch Date	18 Oct 11
NAV (13 Nov 24)	₹31.983 ↓ -0.44 (-1.36 %)
Net Assets (Cr)	₹478 on 30 Sep 24
Category	Hybrid - Equity Savings
AMC	L&T Investment Management Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.49
Sharpe Ratio	2.84
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,287
31 Oct 21	₹12,896
31 Oct 22	₹13,275
31 Oct 23	₹14,669
31 Oct 24	₹18,333

L&T Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for L&T Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

Duration	Returns
1 Month	-3.9%
3 Month	0%
6 Month	8.6%
1 Year	20.9%
3 Year	11.7%
5 Year	12.7%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	17%
2022	2%
2021	16.1%
2020	10.8%
2019	3.7%
2018	-0.6%
2017	13.8%
2016	4.6%
2015	5.1%
2014	21.2%

Fund Manager information for L&T Equity Savings Fund

Name	Since	Tenure
Kapil Punjabi	1 May 24	0.5 Yr.
Mahesh Chhabria	15 Jul 23	1.3 Yr.
Praveen Ayathan	1 Oct 23	1.09 Yr.
Cheenu Gupta	2 Jul 21	3.33 Yr.
Sonal Gupta	1 Oct 23	1.09 Yr.
Abhishek Gupta	1 Apr 24	0.58 Yr.
Hitesh Gondhia	1 Oct 23	1.09 Yr.

Data below for L&T Equity Savings Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	44.43%
Equity	37.78%
Debt	17.79%

Equity Sector Allocation

Sector	Value
Industrials	21.67%
Financial Services	21.26%
Consumer Cyclical	9.32%
Real Estate	4.42%
Technology	4.11%
Basic Materials	3.78%
Health Care	2.32%
Energy	2.23%
Utility	0.76%
Consumer Defensive	0.02%

Debt Sector Allocation

Sector	Value
Cash Equivalent	40.75%
Government	15.63%
Corporate	5.84%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 23 \| HDFCBANK	5%	₹24 Cr	140,800 ↑ 99,000
Future on HDFC Bank Ltd Derivatives \| -	5%	-₹24 Cr
Trent Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 500251	4%	₹18 Cr	24,000
Zomato Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 543320	4%	₹18 Cr	650,000 ↑ 200,000
Canara Bank (Financial Services) Equity, Since 31 Aug 24 \| 532483	3%	₹16 Cr	1,444,500
Future on Canara Bank Derivatives \| -	3%	-₹16 Cr
Suzlon Energy Ltd (Industrials) Equity, Since 30 Apr 24 \| SUZLON	3%	₹16 Cr	2,000,000 ↑ 1,000,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	3%	₹16 Cr	1,500,000
Steel Authority Of India Ltd (Basic Materials) Equity, Since 31 Jul 22 \| SAIL	3%	₹16 Cr	1,100,000 ↓ -4,000
Future on Steel Authority Of India Ltd Derivatives \| -	3%	-₹16 Cr

2. Kotak Equity Savings Fund

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.4% since its launch. Return for 2023 was 15.7% , 2022 was 6.8% and 2021 was 11.1% .

Below is the key information for Kotak Equity Savings Fund

Kotak Equity Savings Fund Growth
Launch Date	13 Oct 14
NAV (13 Nov 24)	₹24.8614 ↓ -0.08 (-0.33 %)
Net Assets (Cr)	₹7,644 on 30 Sep 24
Category	Hybrid - Equity Savings
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,503
31 Oct 21	₹12,409
31 Oct 22	₹13,112
31 Oct 23	₹14,346
31 Oct 24	₹16,930

Kotak Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Kotak Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

Duration	Returns
1 Month	-2.3%
3 Month	-0.3%
6 Month	5.3%
1 Year	15.6%
3 Year	10.3%
5 Year	10.9%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	15.7%
2022	6.8%
2021	11.1%
2020	10.4%
2019	7.8%
2018	4.2%
2017	14%
2016	6.5%
2015	6.4%
2014

Fund Manager information for Kotak Equity Savings Fund

Name	Since	Tenure
Abhishek Bisen	13 Oct 14	10.06 Yr.
Devender Singhal	1 Apr 21	3.59 Yr.
Hiten Shah	3 Oct 19	5.08 Yr.

Data below for Kotak Equity Savings Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	56.1%
Equity	34.03%
Debt	8.88%
Other	0.99%

Equity Sector Allocation

Sector	Value
Financial Services	14.18%
Consumer Cyclical	12.35%
Industrials	6.29%
Communication Services	5.99%
Basic Materials	5.97%
Consumer Defensive	5.54%
Energy	5.3%
Utility	5.07%
Technology	4.59%
Health Care	0.63%
Real Estate	0.41%

Debt Sector Allocation

Sector	Value
Cash Equivalent	50.18%
Corporate	10.82%
Government	3.98%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kotak Liquid Dir Gr Investment Fund \| -	5%	₹366 Cr	724,439
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹325 Cr	1,899,505
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 14 \| HDFCBANK	4%	₹295 Cr	1,704,756
Bharti Airtel Ltd-OCT2024 Derivatives \| -	4%	-₹276 Cr	1,598,375 ↑ 1,598,375
HDFC Bank Ltd.-OCT2024 Derivatives \| -	3%	-₹253 Cr	1,447,050 ↑ 1,447,050
Vedanta Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 500295	3%	₹236 Cr	4,604,600 ↑ 1,998,700
Vedanta Ltd.-OCT2024 Derivatives \| -	3%	-₹236 Cr	4,604,600 ↑ 4,604,600
Adani Port and Special Economic Zone Ltd.-OCT2024 Derivatives \| -	3%	-₹232 Cr	1,594,400 ↑ 1,594,400
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Jun 19 \| ADANIPORTS	3%	₹231 Cr	1,594,400
Kotak Money Market Dir Gr Investment Fund \| -	3%	₹231 Cr	539,363

3. SBI Equity Savings Fund

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

SBI Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 27 May 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.2% since its launch. Return for 2023 was 17.5% , 2022 was 1.9% and 2021 was 13.2% .

Below is the key information for SBI Equity Savings Fund

SBI Equity Savings Fund Growth
Launch Date	27 May 15
NAV (12 Nov 24)	₹22.9744 ↓ -0.07 (-0.31 %)
Net Assets (Cr)	₹5,410 on 30 Sep 24
Category	Hybrid - Equity Savings
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.18
Sharpe Ratio	1.96
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,358
31 Oct 21	₹12,746
31 Oct 22	₹13,166
31 Oct 23	₹14,711
31 Oct 24	₹17,106

SBI Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

Duration	Returns
1 Month	-1.2%
3 Month	1.4%
6 Month	6.9%
1 Year	14.7%
3 Year	9.5%
5 Year	11.2%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	17.5%
2022	1.9%
2021	13.2%
2020	11.9%
2019	9.4%
2018	-0.5%
2017	14.6%
2016	6.2%
2015
2014

Fund Manager information for SBI Equity Savings Fund

Name	Since	Tenure
Neeraj Kumar	27 May 15	9.44 Yr.
Nidhi Chawla	1 Jan 22	2.84 Yr.
Mansi Sajeja	1 Jun 21	3.42 Yr.
Pradeep Kesavan	1 Jan 24	0.84 Yr.
Vandna Soni	1 Jan 24	0.84 Yr.

Data below for SBI Equity Savings Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	38.91%
Equity	36.12%
Debt	24.97%

Equity Sector Allocation

Sector	Value
Financial Services	24.86%
Consumer Cyclical	12.38%
Industrials	10.65%
Basic Materials	8.05%
Energy	3.39%
Real Estate	2.94%
Health Care	2.9%
Communication Services	2.04%
Technology	1.84%
Utility	0.72%
Consumer Defensive	0.43%

Debt Sector Allocation

Sector	Value
Cash Equivalent	38.91%
Corporate	15.81%
Government	8.12%
Securitized	1.04%

Credit Quality

Rating	Value
AA	49.15%
AAA	50.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 15 \| HDFCBANK	9%	₹483 Cr	2,786,650
Future on HDFC Bank Ltd Derivatives \| -	8%	-₹432 Cr	2,476,650
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| KOTAKBANK	3%	₹179 Cr	965,600 ↑ 10,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	3%	₹163 Cr	16,000,000
Future on Kotak Mahindra Bank Ltd Derivatives \| -	2%	-₹123 Cr	655,600 ↑ 10,000
Cube Highways Trust (Industrials) Equity, Since 30 Apr 23 \| 543899	2%	₹109 Cr	9,000,000 ↑ 4,000,000
National Highways Infra Trust Units (Real Estate) -, Since 31 Mar 24 \| 543385	2%	₹106 Cr	8,054,770
07.18 Goi 14082033 Sovereign Bonds \| -	2%	₹103 Cr	10,000,000 ↑ 5,000,000
Infopark Properties Ltd. Debentures \| -	2%	₹100 Cr	10,000
364 Day T-Bill 30.01.25 Sovereign Bonds \| -	2%	₹98 Cr	10,000,000 ↑ 10,000,000

4. Principal Equity Savings Fund

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments

Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.8% since its launch. Ranked 38 in Equity Savings category. Return for 2023 was 15.3% , 2022 was 4.1% and 2021 was 18.2% .

Below is the key information for Principal Equity Savings Fund

Principal Equity Savings Fund Growth
Launch Date	23 May 02
NAV (13 Nov 24)	₹66.6589 ↓ -0.48 (-0.72 %)
Net Assets (Cr)	₹926 on 30 Sep 24
Category	Hybrid - Equity Savings
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	2.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,616
31 Oct 21	₹13,665
31 Oct 22	₹14,281
31 Oct 23	₹15,451
31 Oct 24	₹18,367

Principal Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Principal Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

Duration	Returns
1 Month	-2.5%
3 Month	0.6%
6 Month	6.2%
1 Year	15.3%
3 Year	9.2%
5 Year	12.6%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	15.3%
2022	4.1%
2021	18.2%
2020	14.6%
2019	5.1%
2018	1.6%
2017	15%
2016	5.5%
2015	3.6%
2014	12.8%

Fund Manager information for Principal Equity Savings Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.83 Yr.
Sudhir Kedia	29 Oct 19	5.01 Yr.
Rohit Seksaria	1 Jan 22	2.83 Yr.

Data below for Principal Equity Savings Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	39.22%
Equity	40.39%
Debt	20.4%

Equity Sector Allocation

Sector	Value
Financial Services	23.07%
Consumer Cyclical	10.01%
Industrials	8.95%
Energy	7.57%
Technology	7.53%
Communication Services	6.79%
Health Care	5.08%
Basic Materials	3.48%
Consumer Defensive	3.15%
Utility	0.39%
Real Estate	0.32%

Debt Sector Allocation

Sector	Value
Cash Equivalent	39.22%
Government	16.6%
Corporate	3.8%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.10%Goi 08/04/2034 Sovereign Bonds \| -	7%	₹67 Cr	6,500,000 ↑ 1,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	6%	₹61 Cr	207,250
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	5%	₹51 Cr	298,275 ↑ 58,425
Future on Reliance Industries Ltd Derivatives \| -	5%	-₹51 Cr	171,250 ↑ 171,250
India (Republic of) - \| -	5%	₹48 Cr	5,000,000 ↑ 5,000,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| 532215	4%	₹40 Cr	324,625 ↑ 113,750
Infosys Ltd (Technology) Equity, Since 30 Jun 21 \| INFY	4%	₹38 Cr	205,100
Future on Bharti Airtel Ltd Derivatives \| -	4%	-₹37 Cr	213,275 ↑ 213,275
Future on Axis Bank Ltd Derivatives \| -	4%	-₹35 Cr	285,625 ↑ 285,625
IndusInd Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| INDUSINDBK	3%	₹34 Cr	232,000

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।