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ઇક્વિટી મ્યુચ્યુઅલ ફંડ્સ વિશે બધું
સેબીના ધોરણો મુજબ ઇક્વિટી ફંડ્સનું વર્ગીકરણ
શા માટે ડાયરેક્ટ મ્યુચ્યુઅલ ફંડ યોજનાઓ લોકપ્રિયતા મેળવી રહી છે?
શ્રેષ્ઠ ઇક્વિટી મ્યુચ્યુઅલ ફંડ ડાયરેક્ટ પ્લાન
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ઇક્વિટી મ્યુચ્યુઅલ ફંડ્સમાં શ્રેષ્ઠ ડાયરેક્ટ પ્લાન

Updated on February 28, 2025 , 2404 views

ડાયરેક્ટ મ્યુચ્યુઅલ ફંડ યોજનાઓ લોકપ્રિયતા મેળવી રહી છે કારણ કે ઘણા નવા રોકાણકારો તેના ફાયદાઓથી આકર્ષાયા છે. મ્યુચ્યુઅલ ફંડ યોજનાઓ, બે યોજનાઓ ઓફર કરે છે- સીધી યોજનાઓ અને નિયમિત યોજનાઓ. આ અલગ-અલગ સ્કીમ નથી, પરંતુ ફંડ હાઉસ દ્વારા ઓફર કરવામાં આવતી સમાન મુખ્ય યોજનાનો એક પ્રકાર છે. જ્યારે રોકાણકારો માટે લાંબા સમયથી નિયમિત યોજનાઓ ઉપલબ્ધ છે, ત્યારે પ્રથમ ડાયરેક્ટ પ્લાન 1લી જાન્યુઆરી, 2013 ના રોજ એક વિકલ્પમાં આવ્યો હતો. આદર્શ રીતે, એકરોકાણકાર જે સ્વતંત્ર રીતે કરી શકે છેમ્યુચ્યુઅલ ફંડમાં રોકાણ કરો સલાહકારની મદદ લીધા વિના સીધી યોજનાઓમાં રોકાણ કરી શકે છે. તેથી, રોકાણ કરવા માંગતા રોકાણકારો માટે અહીં એક ઝડપી માર્ગદર્શિકા છેઇક્વિટી ફંડ્સ ડાયરેક્ટ પ્લાનને રોકાણના વિકલ્પ તરીકે લઈને.

ઇક્વિટી મ્યુચ્યુઅલ ફંડ્સ વિશે બધું

ઇક્વિટી ફંડ એ ઓપન-એન્ડ અથવા ક્લોઝ-એન્ડ ફંડ્સ છે જે મુખ્યત્વે કંપનીઓના શેરો/શેરમાં રોકાણ કરે છે. ઇક્વિટી ફંડ્સ રોકાણકારોને વ્યક્તિગત સિક્યોરિટીઝ ખરીદી શકે તેના કરતાં વધુ સરળતાથી સ્ટોકની ટોપલી ખરીદવા દે છે. જ્યારે કોઈ વ્યક્તિ આ ફંડ્સમાં રોકાણ કરે છે, ત્યારે તે ફંડના દરેક યુનિટ માટે જે કિંમત ચૂકવે છે તે છે નેટ એસેટ વેલ્યુ (નથી). નેટ એસેટ વેલ્યુ ફંડની એનએવીની ગણતરી કરીને ફંડની જવાબદારીઓ બાદ કરવામાં આવે છે. NAV શેરમાં ભાવની વધઘટ સાથે સીધો સંબંધ ધરાવે છેબજાર.

ઇક્વિટીમ્યુચ્યુઅલ ફંડ લાંબા સમય માટે એક ઉત્તમ રોકાણ માનવામાં આવે છે.ટર્મ પ્લાન. જો કે આ ફંડમાં વધુ જોખમ હોય છે, પરંતુ એવું પણ કહેવાય છે કે જોખમ તમે કેટલા સમય સુધી રોકાણ કરવા માંગો છો તેના પર આધાર રાખે છે. સામાન્ય રીતે, એ લેવાનું સૂચન કરવામાં આવે છેSIP રૂટ કારણ કે તે લાંબા ગાળે જોખમ ઓછું કરે છે. ઇક્વિટી ફંડના ઘણા પ્રકારો છે જે વિવિધ પર આધારિત છેરોકાણ શૈલી, બજાર મૂડીકરણ અને ભૌગોલિક સ્થાન, ચાલો જોઈએ.

સેબીના ધોરણો મુજબ ઇક્વિટી ફંડ્સનું વર્ગીકરણ

1. લાર્જ કેપ ફંડ્સ

આ એવા ફંડ્સ છે જે મુખ્યત્વે લાર્જ-કેપ શેરોમાં રોકાણ કરે છે. લાર્જ કેપ, વ્યાખ્યા પ્રમાણે, સંપૂર્ણ માર્કેટ કેપિટલાઇઝેશનની દ્રષ્ટિએ 1લી થી 100મી કંપની છે. આ ફંડ્સ મોટા કદની કંપનીઓમાં રોકાણ કરતા હોવાથી તેઓ લાંબા ગાળે સ્થિર વળતર આપવાનું વલણ ધરાવે છે. મધ્યમથી ઉચ્ચ સ્તર ધરાવતો રોકાણકારજોખમની ભૂખ આ ફંડમાં રોકાણ કરી શકો છો.

2. મિડ કેપ ફંડ

આ એક એવી યોજના છે જે મુખ્યત્વે મિડ-કેપ શેરોમાં રોકાણ કરે છે. વ્યાખ્યા મુજબ, સંપૂર્ણ માર્કેટ કેપિટલાઇઝેશનની દ્રષ્ટિએ આ 101મી થી 250મી કંપની છે.મિડ કેપ ફંડ્સ ભારતમાં સૌથી વધુ ઉભરતી કંપનીઓમાં રોકાણ કરો, પરિણામે, જો સારું પ્રદર્શન કરવામાં આવે, તો તેઓ બજારના ભાવિ લીડર બની શકે છે. પરંતુ, મિડ-કેપ્સમાં જોખમ લાર્જ-કેપ્સ કરતા વધારે છે. તેથી જ, સારી જોખમ ક્ષમતા ધરાવતા રોકાણકાર જે લાંબા સમય માટે રોકાણ કરી શકે છે, તેમને આ ફંડમાં રોકાણ કરવાનું સૂચન કરવામાં આવે છે.

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3. લાર્જ અને મિડ કેપ ફંડ

આ એવી યોજનાઓ છે જે લાર્જ અને મિડ કેપ બંને શેરોમાં રોકાણ કરે છે. આ ફંડ મિડ અને લાર્જ કેપ શેરોમાં ઓછામાં ઓછા 35 ટકાનું રોકાણ કરશે.

4. સ્મોલ કેપ ફંડ

આ ફંડ્સ માર્કેટ કેપિટલાઇઝેશનના સૌથી નીચા છેડે એક્સપોઝર લે છે- સંપૂર્ણ માર્કેટ કેપિટલાઇઝેશનની દ્રષ્ટિએ 251મી કંપની. સ્મોલ-કેપ કંપનીઓમાં એવા સ્ટાર્ટઅપ્સ અથવા કંપનીઓનો સમાવેશ થાય છે જે નાની આવક સાથે વિકાસના પ્રારંભિક તબક્કામાં હોય છે. આ ફંડ્સમાં મૂલ્ય શોધવાની મોટી સંભાવના છે અને તે સારું વળતર આપી શકે છે. જો કે, જોખમો ખૂબ ઊંચા છે.

5. મલ્ટી કેપ અથવા ડાઇવર્સિફાઇડ ફંડ

આ ઇક્વિટી સ્કીમ સમગ્ર માર્કેટ કેપમાં રોકાણ કરે છે, એટલે કે, લાર્જ કેપ, મિડ કેપ અનેનાની ટોપી. આ ફંડ સમગ્ર માર્કેટ કેપમાં રોકાણ કરતું હોવાથી, માત્ર એક માર્કેટ કેપમાં રોકાણ કરવાનું જોખમ દૂર થઈ જાય છે. આ ફંડ પોર્ટફોલિયોમાં સારી વૈવિધ્યતા પણ પ્રદાન કરે છે. પરંતુ, ઇક્વિટી ફંડ હોવાને કારણે જોખમ હજુ પણ રહે છે.

6. ELSS

ઇક્વિટી લિંક્ડ સેવિંગ્સ સ્કીમ્સ (ELSS) એ ટેક્સ સેવિંગ ફંડ છે જે ત્રણ વર્ષના લોક-ઇન સમયગાળા સાથે આવે છે. તેની કુલ સંપત્તિના ઓછામાં ઓછા 80 ટકા ઇક્વિટીમાં રોકાણ કરવું જરૂરી છે.

7. ડિવિડન્ડ યીલ્ડ ફંડ

આ ફંડ મુખ્યત્વે ડિવિડન્ડ યીલ્ડિંગ શેરોમાં રોકાણ કરશે. ડિવિડન્ડ યીલ્ડ ફંડના ફંડ મેનેજર એવી કંપનીઓમાં રોકાણ કરવાનું વલણ ધરાવે છે જે સતત હોય છેરોકડ પ્રવાહ અને નિયમિતપણે અને સ્થિર દરે ડિવિડન્ડ ચૂકવવાની સ્થિતિમાં છે. મંદી દરમિયાન, આવી કંપનીઓ સામાન્ય રીતે તેના ડિવિડન્ડમાં ઘટાડો કરતી નથી. તેથી, આવા રોકાણો તેમના વિકાસલક્ષી સાથીદારોની તુલનામાં ભંડોળને ઓછા અસ્થિર બનાવે છે. આ ફંડ્સની વોલેટિલિટી, સરેરાશ, લાર્જ-કેપ અને મલ્ટી-કેપ ફંડ્સ બંને કરતાં ઓછી હોય છે.

8. મૂલ્ય ભંડોળ

આ એક ઇક્વિટી ફંડ છે જે મૂલ્ય રોકાણ વ્યૂહરચનાનું પાલન કરશે. આ ભંડોળ તે કંપનીઓમાં રોકાણ કરે છે જે તે સમયે તરફેણમાંથી બહાર આવી ગઈ છે, પરંતુ સારા સિદ્ધાંતો ધરાવે છે. આની પાછળનો વિચાર એવા સ્ટોકને પસંદ કરવાનો છે કે જે બજાર દ્વારા ઓછા ભાવમાં જણાય, પરંતુ લાંબા ગાળા માટે તંદુરસ્ત વળતર આપી શકે.

9. કાઉન્ટર ફંડ

ભંડોળ સામે ઇક્વિટી પર વિરોધાભાસી દૃષ્ટિકોણ લો. ફંડ મેનેજર તે સમયે અંડર પરફોર્મિંગ શેરો પસંદ કરે છે, જે સસ્તા વેલ્યુએશન પર લાંબા ગાળે સારો દેખાવ કરે તેવી શક્યતા છે.

10. ફોકસ્ડ ફંડ

આ ફંડ લાર્જ, મિડ, સ્મોલ અથવા મલ્ટી-કેપ શેરો પર ધ્યાન કેન્દ્રિત કરશે, પરંતુ તેમાં વધુમાં વધુ 30 સ્ટોક હોઈ શકે છે. આ ભંડોળ તેમના હોલ્ડિંગને મર્યાદિત સંખ્યામાં કાળજીપૂર્વક સંશોધન કરેલ સિક્યોરિટીઝ વચ્ચે ફાળવવામાં આવે છે.

11. સેક્ટર/થિમેટિક ફંડ

આ એવા ફંડ્સ છે જે ચોક્કસ સેક્ટર અથવા થીમમાં રોકાણ કરે છે. સેક્ટર ફંડ એ એક ઇક્વિટી સ્કીમ છે જે ચોક્કસ ક્ષેત્ર અથવા ઉદ્યોગમાં વેપાર કરતી કંપનીઓના શેરમાં રોકાણ કરે છે, ઉદાહરણ તરીકે, ફાર્મા ફંડ માત્ર ફાર્માસ્યુટિકલ કંપનીઓમાં જ રોકાણ કરશે.વિષયોનું ભંડોળ માત્ર ખૂબ જ સાંકડી ફોકસ રાખવા કરતાં વિશાળ ક્ષેત્રમાં હોઈ શકે છે, ઉદાહરણ તરીકે, મીડિયા અને મનોરંજન. થીમેટિક ફંડ વિવિધ કંપનીઓમાં પ્રકાશન, ઓનલાઈન, મીડિયા અથવા બ્રોડકાસ્ટિંગમાં રોકાણ કરી શકે છે.

શા માટે ડાયરેક્ટ મ્યુચ્યુઅલ ફંડ યોજનાઓ લોકપ્રિયતા મેળવી રહી છે?

ડાયરેક્ટ પ્લાન આકર્ષક લાગે છે તેનું એક મુખ્ય કારણ તેના નીચા ખર્ચ રેશિયોને કારણે છે. નિયમિત યોજનાની તુલનામાં, ડાયરેક્ટ મ્યુચ્યુઅલ પ્લાનમાં ખર્ચનો ગુણોત્તર ઓછો છે. નીચા ખર્ચનો ગુણોત્તર એ હકીકતથી પરિણમે છે કે ડાયરેક્ટ મ્યુચ્યુઅલ ફંડ્સ કોઈ એજન્ટ કમિશન લેતું નથી અથવાવિતરક નિયમિત મ્યુચ્યુઅલ ફંડ યોજનાઓના બ્રોકર્સ અથવા વિતરણ એજન્ટોને ચૂકવવાપાત્ર ફી. આ પરિણામ લાવે છે કે સીધી યોજનાઓ દ્વારા વિતરિત સંભવિત વળતર નિયમિત યોજનાઓ કરતાં વધુ હોય છે.

બીજું કારણ એ છે કે ડાયરેક્ટ પ્લાનની નેટ એસેટ વેલ્યુ (NAV) નિયમિત પ્લાનની NAV કરતાં પ્રમાણમાં વધારે છે. મ્યુચ્યુઅલ ફંડ રોકાણમાં, રોકાણનું મૂલ્ય ફંડના AUM (એસેટ અંડર મેનેજમેન્ટ) તરીકે દર્શાવવામાં આવે છે. ડાયરેક્ટ પ્લાન્સમાં ખર્ચનો ગુણોત્તર ઓછો હોય છે, કમિશનમાં બચત દરરોજ ઊંચી NAV માટે સ્કીમના વળતરમાં ઉમેરવામાં આવે છે. આ સુસંગતતા ડાયરેક્ટ પ્લાનની ઊંચી NAVમાં પરિણમે છે.

શ્રેષ્ઠ ઇક્વિટી મ્યુચ્યુઅલ ફંડ ડાયરેક્ટ પ્લાન

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Franklin India Opportunities Fund - Direct Growth	₹233.674 ↓ -5.84	₹5,948	-14.9	-16.4	9	25.7	26.5	39.2
Franklin Build India Fund - Direct Growth	₹135.053 ↓ -2.01	₹2,659	-17	-19.2	-0.7	25.7	26.7	29.1
L&T Infrastructure Fund - Direct Growth	₹43.2199 ↓ -0.91	₹2,511	-22	-24.5	-1.1	20.1	22.7	29.4
Franklin India Smaller Companies Fund - Direct Growth	₹161.592 ↓ -2.90	₹12,862	-20.2	-22.5	-4.1	19.6	25.2	24.2
Franklin India Prima Fund - Direct Growth	₹2,606.36 ↓ -45.88	₹11,656	-14.8	-16.1	7.9	19.5	20.7	32.9
Templeton India Growth Fund - Direct Growth	₹702.135 ↓ -9.94	₹2,107	-11.1	-16.6	0.5	19	24.8	16.6
Templeton India Equity Income Fund - Direct Growth	₹141.32 ↓ -0.39	₹2,341	-7.9	-13	2.9	18.6	24.8	21.4
L&T Business Cycles Fund - Direct Growth	₹38.0837 ↓ -0.88	₹959	-19.9	-19.6	1.6	17.9	18.9	37.8
Franklin India Technology Fund - Direct Growth	₹542.69 ↓ -2.90	₹1,960	-9.3	-8.7	8.7	17.1	24.9	29.8
Franklin India Taxshield - Direct Growth	₹1,437.02 ↓ -30.55	₹6,438	-11.8	-13.8	3.8	16.9	20.2	23.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Feb 25

1. Franklin India Opportunities Fund - Direct

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Franklin India Opportunities Fund - Direct is a Equity - Sectoral fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.3% since its launch. Return for 2024 was 39.2% , 2023 was 54.9% and 2022 was -1.2% .

Below is the key information for Franklin India Opportunities Fund - Direct

Franklin India Opportunities Fund - Direct Growth
Launch Date	1 Jan 13
NAV (28 Feb 25)	₹233.674 ↓ -5.84 (-2.44 %)
Net Assets (Cr)	₹5,948 on 31 Jan 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1
Sharpe Ratio	1.02
Information Ratio	1.58
Alpha Ratio	12.1
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹14,693
28 Feb 22	₹16,309
28 Feb 23	₹17,572
29 Feb 24	₹29,734
28 Feb 25	₹32,398

Franklin India Opportunities Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Franklin India Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-9.7%
3 Month	-14.9%
6 Month	-16.4%
1 Year	9%
3 Year	25.7%
5 Year	26.5%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	39.2%
2022	54.9%
2021	-1.2%
2020	30.6%
2019	28.7%
2018	6.1%
2017	-9.4%
2016	36.8%
2015	5%
2014	3%

Fund Manager information for Franklin India Opportunities Fund - Direct

Name	Since	Tenure
Kiran Sebastian	7 Feb 22	2.98 Yr.
R. Janakiraman	1 Apr 13	11.84 Yr.
Sandeep Manam	18 Oct 21	3.29 Yr.

Data below for Franklin India Opportunities Fund - Direct as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	19.42%
Health Care	13.81%
Financial Services	11.43%
Industrials	10.29%
Communication Services	10.06%
Technology	7.7%
Basic Materials	5.08%
Consumer Defensive	3.31%
Real Estate	2.83%
Energy	2.22%
Utility	1.96%

Asset Allocation

Asset Class	Value
Cash	10.36%
Equity	89.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	3%	₹213 Cr	1,342,233
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	3%	₹211 Cr	7,590,491
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| M&M	3%	₹192 Cr	637,966
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 24 \| HDFCBANK	3%	₹188 Cr	1,058,931 ↓ -500,163
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Jul 24 \| NAUKRI	3%	₹188 Cr	216,138
PB Fintech Ltd (Financial Services) Equity, Since 30 Nov 21 \| 543390	3%	₹176 Cr	833,638
Lemon Tree Hotels Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| LEMONTREE	3%	₹168 Cr	10,951,216
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 31 Aug 23 \| ASTERDM	3%	₹157 Cr	3,049,105
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 31 Oct 24 \| APLAPOLLO	3%	₹154 Cr	981,985 ↑ 448,634
Sudarshan Chemical Industries Ltd (Basic Materials) Equity, Since 30 Apr 24 \| SUDARSCHEM	2%	₹149 Cr	1,303,298

2. Franklin Build India Fund - Direct

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Franklin Build India Fund - Direct is a Equity - Sectoral fund was launched on 1 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 20.8% since its launch. Return for 2024 was 29.1% , 2023 was 52.7% and 2022 was 12.4% .

Below is the key information for Franklin Build India Fund - Direct

Franklin Build India Fund - Direct Growth
Launch Date	1 Jan 13
NAV (28 Feb 25)	₹135.053 ↓ -2.01 (-1.47 %)
Net Assets (Cr)	₹2,659 on 31 Jan 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	High
Expense Ratio	1.06
Sharpe Ratio	0.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,438
28 Feb 22	₹16,422
28 Feb 23	₹18,922
29 Feb 24	₹32,847
28 Feb 25	₹32,619

Franklin Build India Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Franklin Build India Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-9.8%
3 Month	-17%
6 Month	-19.2%
1 Year	-0.7%
3 Year	25.7%
5 Year	26.7%
10 Year
15 Year
Since launch	20.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	29.1%
2022	52.7%
2021	12.4%
2020	47.4%
2019	6.5%
2018	7.2%
2017	-9.5%
2016	45.1%
2015	9.9%
2014	3.7%

Fund Manager information for Franklin Build India Fund - Direct

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.29 Yr.
Kiran Sebastian	7 Feb 22	2.98 Yr.
Sandeep Manam	18 Oct 21	3.29 Yr.

Data below for Franklin Build India Fund - Direct as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	38.96%
Financial Services	13.52%
Energy	9.34%
Utility	8.44%
Communication Services	7.08%
Basic Materials	6.8%
Consumer Cyclical	3.9%
Real Estate	3.36%
Technology	2.72%

Asset Allocation

Asset Class	Value
Cash	5.88%
Equity	94.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹260 Cr	720,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| ICICIBANK	6%	₹154 Cr	1,200,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹131 Cr	3,930,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	4%	₹113 Cr	710,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	4%	₹108 Cr	4,500,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	4%	₹107 Cr	235,000 ↑ 102,500
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	4%	₹107 Cr	880,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	4%	₹104 Cr	3,365,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	3%	₹96 Cr	900,000
KEI Industries Ltd (Industrials) Equity, Since 31 Dec 15 \| KEI	3%	₹89 Cr	200,000

3. L&T Infrastructure Fund - Direct

To generate capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector.

L&T Infrastructure Fund - Direct is a Equity - Sectoral fund was launched on 1 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 16.6% since its launch. Return for 2024 was 29.4% , 2023 was 52.2% and 2022 was 4.2% .

Below is the key information for L&T Infrastructure Fund - Direct

L&T Infrastructure Fund - Direct Growth
Launch Date	1 Jan 13
NAV (28 Feb 25)	₹43.2199 ↓ -0.91 (-2.06 %)
Net Assets (Cr)	₹2,511 on 31 Dec 24
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	High
Expense Ratio	1.07
Sharpe Ratio	1.34
Information Ratio	0.7
Alpha Ratio	13.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,370
28 Feb 22	₹16,066
28 Feb 23	₹17,712
29 Feb 24	₹28,151
28 Feb 25	₹27,830

L&T Infrastructure Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for L&T Infrastructure Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-13%
3 Month	-22%
6 Month	-24.5%
1 Year	-1.1%
3 Year	20.1%
5 Year	22.7%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	29.4%
2022	52.2%
2021	4.2%
2020	57.9%
2019	2.9%
2018	-2.1%
2017	-16.4%
2016	62.8%
2015	9.4%
2014	7.5%

Fund Manager information for L&T Infrastructure Fund - Direct

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	5.13 Yr.
Gautam Bhupal	26 Nov 22	2.18 Yr.
Sonal Gupta	26 Nov 22	2.18 Yr.

Data below for L&T Infrastructure Fund - Direct as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Industrials	50.47%
Basic Materials	11.64%
Energy	8.53%
Communication Services	7.35%
Utility	7.15%
Technology	4.18%
Financial Services	3.94%
Real Estate	2.65%
Consumer Cyclical	1.82%

Asset Allocation

Asset Class	Value
Cash	2.27%
Equity	97.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	7%	₹180 Cr	5,385,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	7%	₹167 Cr	462,900 ↓ -78,100
Bharat Electronics Ltd (Industrials) Equity, Since 30 Sep 15 \| BEL	7%	₹166 Cr	5,654,400 ↓ -1,476,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	7%	₹165 Cr	1,041,600
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹107 Cr	882,800 ↑ 146,800
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹102 Cr	88,900
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 31 Jan 18 \| 500040	3%	₹79 Cr	315,600 ↓ -82,100
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Oct 20 \| DIXON	3%	₹77 Cr	42,730 ↓ -6,970
Power Finance Corp Ltd (Financial Services) Equity, Since 29 Feb 24 \| 532810	3%	₹67 Cr	1,488,800
ABB India Ltd (Industrials) Equity, Since 30 Jun 19 \| ABB	2%	₹62 Cr	90,050

4. Franklin India Smaller Companies Fund - Direct

The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies.

Franklin India Smaller Companies Fund - Direct is a Equity - Small Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.2% since its launch. Return for 2024 was 24.2% , 2023 was 53.5% and 2022 was 4.4% .

Below is the key information for Franklin India Smaller Companies Fund - Direct

Franklin India Smaller Companies Fund - Direct Growth
Launch Date	1 Jan 13
NAV (28 Feb 25)	₹161.592 ↓ -2.90 (-1.76 %)
Net Assets (Cr)	₹12,862 on 31 Jan 25
Category	Equity - Small Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.91
Sharpe Ratio	0.21
Information Ratio	0.64
Alpha Ratio	3.03
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,824
28 Feb 22	₹17,984
28 Feb 23	₹20,368
29 Feb 24	₹32,101
28 Feb 25	₹30,796

Franklin India Smaller Companies Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Franklin India Smaller Companies Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-12.4%
3 Month	-20.2%
6 Month	-22.5%
1 Year	-4.1%
3 Year	19.6%
5 Year	25.2%
10 Year
15 Year
Since launch	20.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.2%
2022	53.5%
2021	4.4%
2020	57.7%
2019	19.7%
2018	-4%
2017	-16.4%
2016	45.3%
2015	11.5%
2014	11.3%

Fund Manager information for Franklin India Smaller Companies Fund - Direct

Name	Since	Tenure
R. Janakiraman	1 Feb 11	14.01 Yr.
Sandeep Manam	18 Oct 21	3.29 Yr.
Akhil Kalluri	8 Sep 22	2.4 Yr.

Data below for Franklin India Smaller Companies Fund - Direct as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	23.01%
Financial Services	17.87%
Consumer Cyclical	14.69%
Health Care	10.46%
Basic Materials	9.44%
Technology	5.59%
Real Estate	4.84%
Consumer Defensive	3.45%
Utility	2.52%
Energy	0.77%
Communication Services	0.16%

Asset Allocation

Asset Class	Value
Cash	5.72%
Equity	94.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Jun 14 \| 532929	3%	₹481 Cr	3,868,691
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 31 Jul 23 \| ASTERDM	3%	₹436 Cr	8,473,781
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 May 22 \| KALYANKJIL	3%	₹380 Cr	4,963,469
Deepak Nitrite Ltd (Basic Materials) Equity, Since 31 Jan 16 \| DEEPAKNTR	2%	₹346 Cr	1,387,967
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| 590003	2%	₹334 Cr	15,398,917
360 One Wam Ltd Ordinary Shares (Financial Services) Equity, Since 30 Jun 23 \| 360ONE	2%	₹308 Cr	2,452,684
Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 20 \| EQUITASBNK	2%	₹308 Cr	48,064,081
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| CROMPTON	2%	₹273 Cr	6,900,000
J.B. Chemicals & Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Jun 14 \| JBCHEPHARM	2%	₹267 Cr	1,448,723
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 30 Sep 19 \| ERIS	2%	₹256 Cr	1,866,828

5. Franklin India Prima Fund - Direct

The investment objective of Prima Fund is to provide medium to longterm capital appreciation as a primary objective and income as a secondary objective.

Franklin India Prima Fund - Direct is a Equity - Mid Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch. Return for 2024 was 32.9% , 2023 was 38% and 2022 was 3% .

Below is the key information for Franklin India Prima Fund - Direct

Franklin India Prima Fund - Direct Growth
Launch Date	1 Jan 13
NAV (28 Feb 25)	₹2,606.36 ↓ -45.88 (-1.73 %)
Net Assets (Cr)	₹11,656 on 31 Jan 25
Category	Equity - Mid Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.92
Sharpe Ratio	0.82
Information Ratio	-0.01
Alpha Ratio	7.52
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,365
28 Feb 22	₹15,028
28 Feb 23	₹16,147
29 Feb 24	₹23,787
28 Feb 25	₹25,662

Franklin India Prima Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Franklin India Prima Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-9.1%
3 Month	-14.8%
6 Month	-16.1%
1 Year	7.9%
3 Year	19.5%
5 Year	20.7%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	32.9%
2022	38%
2021	3%
2020	33.7%
2019	18.8%
2018	4.5%
2017	-8.5%
2016	41.1%
2015	9.5%
2014	8.2%

Fund Manager information for Franklin India Prima Fund - Direct

Name	Since	Tenure
R. Janakiraman	1 Feb 11	14.01 Yr.
Sandeep Manam	18 Oct 21	3.29 Yr.
Akhil Kalluri	7 Feb 22	2.98 Yr.

Data below for Franklin India Prima Fund - Direct as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	19.63%
Consumer Cyclical	16.97%
Basic Materials	13.82%
Industrials	12.55%
Health Care	10.85%
Technology	9.07%
Real Estate	6.73%
Consumer Defensive	3.94%
Communication Services	2.56%
Utility	1.34%
Energy	0.73%

Asset Allocation

Asset Class	Value
Cash	1.82%
Equity	98.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| FEDERALBNK	4%	₹469 Cr	23,439,752
Persistent Systems Ltd (Technology) Equity, Since 30 Apr 21 \| PERSISTENT	2%	₹300 Cr	464,990
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 23 \| DIXON	2%	₹294 Cr	164,000
Ipca Laboratories Ltd (Healthcare) Equity, Since 30 Nov 20 \| 524494	2%	₹278 Cr	1,641,580
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Jan 22 \| PRESTIGE	2%	₹276 Cr	1,631,918
Coromandel International Ltd (Basic Materials) Equity, Since 31 May 11 \| 506395	2%	₹275 Cr	1,461,228 ↓ -100,000
Deepak Nitrite Ltd (Basic Materials) Equity, Since 31 Jan 21 \| DEEPAKNTR	2%	₹274 Cr	1,100,123
PB Fintech Ltd (Financial Services) Equity, Since 31 Mar 22 \| 543390	2%	₹274 Cr	1,300,578 ↓ -100,000
Voltas Ltd (Industrials) Equity, Since 31 Oct 13 \| VOLTAS	2%	₹258 Cr	1,444,026
Mphasis Ltd (Technology) Equity, Since 30 Sep 20 \| 526299	2%	₹257 Cr	901,105 ↓ -75,000

6. Templeton India Growth Fund - Direct

The Investment Objective of the Scheme is to provide long-term capital growth to its Unitholders.

Templeton India Growth Fund - Direct is a Equity - Value fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch. Return for 2024 was 16.6% , 2023 was 35.4% and 2022 was 16.6% .

Below is the key information for Templeton India Growth Fund - Direct

Templeton India Growth Fund - Direct Growth
Launch Date	1 Jan 13
NAV (28 Feb 25)	₹702.135 ↓ -9.94 (-1.40 %)
Net Assets (Cr)	₹2,107 on 31 Jan 25
Category	Equity - Value
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	0.33
Information Ratio	1.44
Alpha Ratio	0.71
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹14,656
28 Feb 22	₹17,981
28 Feb 23	₹20,526
29 Feb 24	₹30,154
28 Feb 25	₹30,304

Templeton India Growth Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Templeton India Growth Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-6.3%
3 Month	-11.1%
6 Month	-16.6%
1 Year	0.5%
3 Year	19%
5 Year	24.8%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	16.6%
2022	35.4%
2021	16.6%
2020	45.8%
2019	12.6%
2018	0.5%
2017	-12.1%
2016	38.7%
2015	10.2%
2014	0.8%

Fund Manager information for Templeton India Growth Fund - Direct

Name	Since	Tenure
Ajay Argal	1 Dec 23	1.17 Yr.
Rajasa Kakulavarapu	6 Sep 21	3.41 Yr.

Data below for Templeton India Growth Fund - Direct as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	32.84%
Consumer Cyclical	10.41%
Energy	8.79%
Basic Materials	8.38%
Health Care	8.17%
Technology	7.74%
Utility	5.73%
Consumer Defensive	5.13%
Industrials	4.04%
Communication Services	2.41%

Asset Allocation

Asset Class	Value
Cash	4.13%
Equity	93.64%
Debt	2.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 14 \| HDFCBANK	8%	₹168 Cr	950,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| 532215	5%	₹112 Cr	1,050,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 23 \| RELIANCE	5%	₹106 Cr	875,000 ↑ 75,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| ICICIBANK	5%	₹103 Cr	800,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 19 \| ITC	4%	₹77 Cr	1,600,000
Cipla Ltd (Healthcare) Equity, Since 29 Feb 24 \| 500087	4%	₹76 Cr	500,000
HCL Technologies Ltd (Technology) Equity, Since 28 Feb 21 \| HCLTECH	3%	₹72 Cr	375,000
State Bank of India (Financial Services) Equity, Since 28 Feb 19 \| SBIN	3%	₹58 Cr	725,000
Infosys Ltd (Technology) Equity, Since 30 Jun 24 \| INFY	3%	₹56 Cr	300,000
ICICI Prudential Life Insurance Co Ltd (Financial Services) Equity, Since 31 Dec 22 \| 540133	3%	₹56 Cr	850,000

7. Templeton India Equity Income Fund - Direct

An Open-end diversified equity fund that seek to provide a combination of regular income and long term capital appreciation by investing primarily in stocks that have a current on potentially attractive dividend yield.

Templeton India Equity Income Fund - Direct is a Equity - Dividend Yield fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch. Return for 2024 was 21.4% , 2023 was 34.5% and 2022 was 6.1% .

Below is the key information for Templeton India Equity Income Fund - Direct

Templeton India Equity Income Fund - Direct Growth
Launch Date	1 Jan 13
NAV (27 Feb 25)	₹141.32 ↓ -0.39 (-0.28 %)
Net Assets (Cr)	₹2,341 on 31 Jan 25
Category	Equity - Dividend Yield
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.31
Sharpe Ratio	0.49
Information Ratio	0.63
Alpha Ratio	3.13
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹14,444
28 Feb 22	₹18,935
28 Feb 23	₹20,513
29 Feb 24	₹30,023
28 Feb 25	₹30,567

Templeton India Equity Income Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Templeton India Equity Income Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-2%
3 Month	-7.9%
6 Month	-13%
1 Year	2.9%
3 Year	18.6%
5 Year	24.8%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	21.4%
2022	34.5%
2021	6.1%
2020	44.1%
2019	24.3%
2018	6%
2017	-8%
2016	35.1%
2015	10.1%
2014	-1%

Fund Manager information for Templeton India Equity Income Fund - Direct

Name	Since	Tenure
Ajay Argal	1 Dec 23	1.17 Yr.
Sandeep Manam	18 Oct 21	3.29 Yr.
Rajasa Kakulavarapu	6 Sep 21	3.41 Yr.

Data below for Templeton India Equity Income Fund - Direct as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Technology	22.18%
Utility	21.13%
Energy	13.6%
Consumer Defensive	9.94%
Financial Services	7.43%
Basic Materials	4.1%
Industrials	3.47%
Consumer Cyclical	3.34%
Communication Services	1.61%
Real Estate	0.79%

Asset Allocation

Asset Class	Value
Cash	6.24%
Equity	87.58%
Debt	6.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 30 Apr 13 \| INFY	5%	₹129 Cr	686,814
NTPC Ltd (Utilities) Equity, Since 31 Jan 19 \| 532555	5%	₹127 Cr	3,800,000
HCL Technologies Ltd (Technology) Equity, Since 31 Jan 22 \| HCLTECH	5%	₹123 Cr	640,932
NHPC Ltd (Utilities) Equity, Since 31 Mar 20 \| NHPC	5%	₹113 Cr	14,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	4%	₹101 Cr	570,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 21 \| ITC	4%	₹99 Cr	2,050,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 19 \| 532898	4%	₹89 Cr	2,879,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 28 Feb 07 \| 500312	4%	₹84 Cr	3,500,000
GAIL (India) Ltd (Utilities) Equity, Since 31 Jan 19 \| 532155	3%	₹80 Cr	4,197,000
Embassy Office Parks Reit Unlisted bonds \| -	3%	₹78 Cr	2,124,224

8. L&T Business Cycles Fund - Direct

To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian market with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy

L&T Business Cycles Fund - Direct is a Equity - Sectoral fund was launched on 20 Aug 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.5% since its launch. Return for 2024 was 37.8% , 2023 was 32.7% and 2022 was 6.5% .

Below is the key information for L&T Business Cycles Fund - Direct

L&T Business Cycles Fund - Direct Growth
Launch Date	20 Aug 14
NAV (28 Feb 25)	₹38.0837 ↓ -0.88 (-2.26 %)
Net Assets (Cr)	₹959 on 31 Jan 25
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	0.74
Information Ratio	0.96
Alpha Ratio	8.33
Min Investment
Min SIP Investment
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,344
28 Feb 22	₹14,470
28 Feb 23	₹15,726
29 Feb 24	₹23,343
28 Feb 25	₹23,724

L&T Business Cycles Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Purchase not allowed

Returns for L&T Business Cycles Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-11.4%
3 Month	-19.9%
6 Month	-19.6%
1 Year	1.6%
3 Year	17.9%
5 Year	18.9%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	37.8%
2022	32.7%
2021	6.5%
2020	36%
2019	10.4%
2018	6.2%
2017	-16.9%
2016	46.5%
2015	3.8%
2014	4.2%

Fund Manager information for L&T Business Cycles Fund - Direct

Name	Since	Tenure
Venugopal Manghat	20 Aug 14	10.46 Yr.
Gautam Bhupal	1 Jun 23	1.67 Yr.
Sonal Gupta	1 Jun 23	1.67 Yr.

Data below for L&T Business Cycles Fund - Direct as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	28.98%
Financial Services	28.42%
Consumer Cyclical	17.44%
Basic Materials	12.29%
Energy	5.7%
Real Estate	1.2%
Technology	1.13%

Asset Allocation

Asset Class	Value
Cash	3.67%
Equity	96.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| 500251	7%	₹68 Cr	95,680 ↓ -5,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Dec 22 \| MCX	6%	₹59 Cr	94,300
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 14 \| ICICIBANK	5%	₹54 Cr	425,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 18 \| RELIANCE	3%	₹35 Cr	290,400
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 14 \| HDFCBANK	3%	₹34 Cr	193,300
PB Fintech Ltd (Financial Services) Equity, Since 31 Dec 23 \| 543390	3%	₹31 Cr	149,200
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 14 \| LT	3%	₹30 Cr	81,830
Bharat Electronics Ltd (Industrials) Equity, Since 31 Dec 22 \| BEL	3%	₹29 Cr	1,000,000
Ahluwalia Contracts (India) Ltd (Industrials) Equity, Since 31 Jan 15 \| AHLUCONT	3%	₹28 Cr	274,908
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532810	3%	₹27 Cr	603,200

9. Franklin India Technology Fund - Direct

To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies.

Franklin India Technology Fund - Direct is a Equity - Sectoral fund was launched on 1 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 19.7% since its launch. Return for 2024 was 29.8% , 2023 was 52.8% and 2022 was -21.5% .

Below is the key information for Franklin India Technology Fund - Direct

Franklin India Technology Fund - Direct Growth
Launch Date	1 Jan 13
NAV (27 Feb 25)	₹542.69 ↓ -2.90 (-0.53 %)
Net Assets (Cr)	₹1,960 on 31 Jan 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	High
Expense Ratio	1.14
Sharpe Ratio	0.85
Information Ratio	1.03
Alpha Ratio	5.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹16,481
28 Feb 22	₹19,691
28 Feb 23	₹18,113
29 Feb 24	₹28,968
28 Feb 25	₹30,384

Franklin India Technology Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Franklin India Technology Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-5%
3 Month	-9.3%
6 Month	-8.7%
1 Year	8.7%
3 Year	17.1%
5 Year	24.9%
10 Year
15 Year
Since launch	19.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	29.8%
2022	52.8%
2021	-21.5%
2020	40.3%
2019	58.3%
2018	13.2%
2017	12.6%
2016	19.8%
2015	-2%
2014	4.4%

Fund Manager information for Franklin India Technology Fund - Direct

Name	Since	Tenure
Venkatesh Sanjeevi	4 Oct 24	0.33 Yr.
R. Janakiraman	1 Dec 23	1.17 Yr.
Sandeep Manam	18 Oct 21	3.29 Yr.

Data below for Franklin India Technology Fund - Direct as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Technology	63.42%
Communication Services	14.82%
Consumer Cyclical	6.17%
Industrials	4.32%
Financial Services	4.3%
Health Care	0.07%

Asset Allocation

Asset Class	Value
Cash	4.32%
Equity	95.51%
Other	0.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	21%	₹422 Cr	2,242,479
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 04 \| TCS	16%	₹313 Cr	764,559
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 18 \| BHARTIARTL	11%	₹211 Cr	1,331,730
Franklin Technology I Acc USD Investment Fund \| -	7%	₹139 Cr	215,810
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	5%	₹104 Cr	3,723,911
PB Fintech Ltd (Financial Services) Equity, Since 30 Nov 21 \| 543390	4%	₹82 Cr	390,695
HCL Technologies Ltd (Technology) Equity, Since 30 Jun 14 \| HCLTECH	4%	₹74 Cr	387,170
Tech Mahindra Ltd (Technology) Equity, Since 28 Feb 14 \| 532755	3%	₹69 Cr	402,443
TeamLease Services Ltd (Industrials) Equity, Since 31 Dec 22 \| TEAMLEASE	3%	₹64 Cr	219,208
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	3%	₹50 Cr	51,512

10. Franklin India Taxshield - Direct

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Franklin India Taxshield - Direct is a Equity - ELSS fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.8% since its launch. Return for 2024 was 23.4% , 2023 was 32.4% and 2022 was 6.3% .

Below is the key information for Franklin India Taxshield - Direct

Franklin India Taxshield - Direct Growth
Launch Date	1 Jan 13
NAV (28 Feb 25)	₹1,437.02 ↓ -30.55 (-2.08 %)
Net Assets (Cr)	₹6,438 on 31 Jan 25
Category	Equity - ELSS
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.99
Sharpe Ratio	0.58
Information Ratio	1.07
Alpha Ratio	3.77
Min Investment
Min SIP Investment
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹13,126
28 Feb 22	₹15,724
28 Feb 23	₹16,577
29 Feb 24	₹24,209
28 Feb 25	₹25,133

Franklin India Taxshield - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Purchase not allowed

Returns for Franklin India Taxshield - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Feb 25

Duration	Returns
1 Month	-6.9%
3 Month	-11.8%
6 Month	-13.8%
1 Year	3.8%
3 Year	16.9%
5 Year	20.2%
10 Year
15 Year
Since launch	15.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.4%
2022	32.4%
2021	6.3%
2020	37.9%
2019	10.8%
2018	6.2%
2017	-2.1%
2016	30.5%
2015	5.8%
2014	5%

Fund Manager information for Franklin India Taxshield - Direct

Name	Since	Tenure
R. Janakiraman	2 May 16	8.76 Yr.
Rajasa Kakulavarapu	1 Dec 23	1.17 Yr.

Data below for Franklin India Taxshield - Direct as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	28.41%
Consumer Cyclical	13.32%
Industrials	11.97%
Technology	11.04%
Health Care	6.54%
Consumer Defensive	6.26%
Communication Services	5.53%
Basic Materials	5.35%
Energy	3.35%
Utility	3.21%
Real Estate	1.9%

Asset Allocation

Asset Class	Value
Cash	2.26%
Equity	97.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	9%	₹583 Cr	4,546,914
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 07 \| HDFCBANK	8%	₹578 Cr	3,260,417
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	5%	₹361 Cr	1,922,741
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 07 \| BHARTIARTL	5%	₹351 Cr	2,213,637
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 19 \| LT	5%	₹319 Cr	883,853
HCL Technologies Ltd (Technology) Equity, Since 31 Oct 21 \| HCLTECH	4%	₹280 Cr	1,462,587
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Oct 18 \| UNITDSPR	4%	₹256 Cr	1,575,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| 532215	3%	₹240 Cr	2,252,948
Zomato Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| 543320	3%	₹209 Cr	7,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	2%	₹161 Cr	1,324,806

Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.