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शीर्ष 10 सर्वश्रेष्ठ यूटीआई म्यूचुअल फंड योजनाएं 2022

फिनकैश »यूटीआई म्यूचुअल फंड »सर्वश्रेष्ठ यूटीआई म्यूचुअल फंड योजनाएं

2022 के लिए 10 सर्वश्रेष्ठ यूटीआई म्यूचुअल फंड योजनाएं

Updated on March 5, 2025 , 15618 views

यूटीआई म्यूचुअल फंडभारत के अग्रणी वित्तीय संस्थानों में से एक, ने निवेशकों के बीच अपार विश्वास हासिल किया है।एएमसी के लिए कई पुरस्कार जीते हैंप्रस्ताव अभिनव और स्थिर प्रतिफल देने वालाम्यूचुअल फंड्स अपनी स्थापना के समय से।

निवेशकों को एक व्यवस्थित बनाए रखने में मदद करने के लिएपरिसंपत्ति आवंटन योजना, एएमसी व्यापक . के आधार पर एक अच्छी तरह से विविध और संतुलित निवेश पोर्टफोलियो प्रदान करता हैमंडी अनुसंधान। निवेशक कई तरह की योजनाओं में निवेश कर सकते हैं जैसे- इक्विटी, डेट, बैलेंस्ड,लिक्विड फंड, आदि।

UTI

आप अपने विभिन्न लक्ष्यों की योजना बना सकते हैं जैसे धन सृजन,सेवानिवृत्ति योजना, बच्चे की उच्च शिक्षा, कर बचत, आदि, द्वारानिवेश इन योजनाओं में।

सर्वश्रेष्ठ यूटीआई म्यूचुअल फंड योजनाओं में निवेश क्यों करें?

ए। सुरक्षा

यूटीआई म्यूचुअल फंड हमेशा की सुरक्षा के लिए प्रयास करता हैइन्वेस्टरके पैसे और के लिएराजधानी विवेकपूर्ण तरीके से निवेश करके सराहना।

बी। लगातार रिटर्न

यूटीआई म्यूचुअल फंड हमेशा अपने निवेशकों को लगातार रिटर्न देने के लिए कड़ी मेहनत करता है ताकि वे अपने उद्देश्यों को प्राप्त कर सकें।

सी। उपयोग की सरलता

निवेशक कभी भी और कहीं भी ऑनलाइन अपने म्यूचुअल फंड खाते की निगरानी और एक्सेस कर सकते हैं। साथ ही, फंड हाउस के साथ लेन-देन और बातचीत की प्रक्रिया भी परेशानी मुक्त और बहुत उपयोगकर्ता के अनुकूल है।

डी। सेवानिवृत्ति योजना

यूटीआई योजनाएं निवेशकों को अपने भविष्य की योजना बनाने में भी मदद करती हैं। यह उन्हें सेवानिवृत्ति योजनाओं की मैपिंग में मदद करता है और निवेशकों की मदद के लिए यूटीआई - सेवानिवृत्ति लाभ पेंशन फंड निवेश जैसी कुछ अच्छी तरह से तैयार की गई योजनाएं हैं।

इ। कर लाभ

फंड हाउस एक टैक्स बचत म्युचुअल फंड प्रदान करता है जिसके माध्यम से लोग अपने लिए योजना बना सकते हैंकरों. साथ ही, अन्य योजनाओं में लोग योजना श्रेणी के आधार पर कर लाभ का दावा कर सकते हैं।

निवेश करने की योजना बना रहे निवेशक नीचे सूचीबद्ध शीर्ष 10 सर्वश्रेष्ठ यूटीआई म्यूचुअल फंड योजनाओं में से एक फंड चुन सकते हैं। इन फंडों को एयूएम जैसे कुछ मानकों को पूरा करके शॉर्टलिस्ट किया गया है।नहीं हैं, पिछले प्रदर्शन, सहकर्मी औसत रिटर्न, आदि।

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सर्वश्रेष्ठ यूटीआई म्यूचुअल फंड योजनाएं

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2023 (%)
UTI Banking & PSU Debt Fund Growth ₹21.2239
↑ 0.01
₹814 5,000 500 1.53.47.38.4777.6
UTI Dynamic Bond Fund Growth ₹29.9931
↑ 0.00
₹534 10,000 500 1.33.17.18.98.77.78.6
UTI Regular Savings Fund Growth ₹65.9153
↓ -0.02
₹1,633 5,000 500 -1.8-0.68.29.210.69.311.6
UTI Money Market Fund Growth ₹3,001.28
↑ 0.47
₹17,810 10,000 500 1.73.67.66.967.37.7
UTI Treasury Advantage Fund Growth ₹3,448.49
↑ 0.57
₹3,348 10,000 500 1.63.57.56.67.17.27.7
UTI Short Term Income Fund Growth ₹30.738
↑ 0.01
₹2,338 10,000 500 1.53.57.36.57.26.67.9
UTI Bond Fund Growth ₹71.0622
↓ 0.00
₹316 1,000 500 1.33.17.28.98.47.68.5
UTI Gilt Fund Growth ₹60.9861
↑ 0.05
₹648 5,000 500 1.22.87.26.85.68.18.9
UTI Ultra Short Term Fund Growth ₹4,137.94
↑ 0.71
₹3,448 5,000 500 1.63.476.366.87.2
UTI Equity Fund Growth ₹291.201
↓ -1.16
₹25,096 5,000 500 -11.1-10.78.78.513.912.814.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Mar 25

1. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (07 Mar 25) ₹21.2239 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹814 on 31 Jan 25
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.55
Sharpe Ratio 0.83
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.32%
Effective Maturity 2 Years 6 Months 25 Days
Modified Duration 2 Years 2 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,652
28 Feb 22₹11,066
28 Feb 23₹12,186
29 Feb 24₹13,110
28 Feb 25₹14,081

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

DurationReturns
1 Month 0.3%
3 Month 1.5%
6 Month 3.4%
1 Year 7.3%
3 Year 8.4%
5 Year 7%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.6%
2022 6.7%
2021 10.3%
2020 2.8%
2019 8.9%
2018 -1%
2017 6.8%
2016 6.4%
2015 11.7%
2014 8.6%
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 213.25 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Jan 25

Asset Allocation
Asset ClassValue
Cash5.4%
Debt94.29%
Other0.32%
Debt Sector Allocation
SectorValue
Corporate49.54%
Government44.74%
Cash Equivalent5.4%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
11%₹86 Cr850,000,000
Axis Bank Limited
Debentures | -
7%₹55 Cr550
Small Industries Development Bank Of India
Debentures | -
6%₹50 Cr5,000
Export-Import Bank Of India
Debentures | -
6%₹50 Cr5,000
ICICI Bank Limited
Debentures | -
6%₹48 Cr500
7.37% Govt Stock 2028
Sovereign Bonds | -
6%₹46 Cr450,000,000
Power Finance Corporation Limited
Debentures | -
5%₹40 Cr400
Rural Electrification Corporation Limited
Debentures | -
4%₹35 Cr3,500
HDFC Bank Limited
Debentures | -
4%₹35 Cr350
Indian Railway Finance Corporation Limited
Debentures | -
4%₹30 Cr300

2. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2024 was 8.6% , 2023 was 6.2% and 2022 was 10.1% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (07 Mar 25) ₹29.9931 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹534 on 31 Jan 25
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.54
Sharpe Ratio 0.73
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.09%
Effective Maturity 14 Years 7 Months 13 Days
Modified Duration 6 Years 5 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,678
28 Feb 22₹11,908
28 Feb 23₹13,221
29 Feb 24₹14,242
28 Feb 25₹15,265

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 3.1%
1 Year 7.1%
3 Year 8.9%
5 Year 8.7%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8.6%
2022 6.2%
2021 10.1%
2020 10.8%
2019 5.9%
2018 -3.9%
2017 5.2%
2016 4.2%
2015 14.9%
2014 6.9%
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Sudhir Agarwal1 Dec 213.25 Yr.

Data below for UTI Dynamic Bond Fund as on 31 Jan 25

Asset Allocation
Asset ClassValue
Cash8.2%
Debt91.56%
Other0.24%
Debt Sector Allocation
SectorValue
Government72.55%
Corporate19.01%
Cash Equivalent8.2%
Credit Quality
RatingValue
AA1.2%
AAA98.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
47%₹277 Cr2,750,000,000
↑ 2,750,000,000
6.92% Govt Stock 2039
Sovereign Bonds | -
16%₹91 Cr900,000,000
Small Industries Development Bank Of India
Debentures | -
7%₹40 Cr4,000
National Bank For Agriculture And Rural Development
Debentures | -
7%₹40 Cr4,000
Rec Limited
Debentures | -
7%₹40 Cr4,000
Power Finance Corporation Ltd.
Debentures | -
4%₹25 Cr2,500
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹15 Cr150,000,000
Mankind Pharma Ltd
Debentures | -
1%₹5 Cr500
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
Investment Fund | -
0%₹1 Cr1,263
Net Current Assets
Net Current Assets | -
8%₹46 Cr

3. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 10 in Hybrid Debt category.  Return for 2024 was 11.6% , 2023 was 11.3% and 2022 was 3.3% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund
Growth
Launch Date 16 Dec 03
NAV (07 Mar 25) ₹65.9153 ↓ -0.02   (-0.03 %)
Net Assets (Cr) ₹1,633 on 31 Jan 25
Category Hybrid - Hybrid Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.81
Sharpe Ratio 0.93
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹11,387
28 Feb 22₹12,793
28 Feb 23₹13,265
29 Feb 24₹15,080
28 Feb 25₹16,291

UTI Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

DurationReturns
1 Month -1.1%
3 Month -1.8%
6 Month -0.6%
1 Year 8.2%
3 Year 9.2%
5 Year 10.6%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 11.6%
2022 11.3%
2021 3.3%
2020 13.2%
2019 10.2%
2018 2.8%
2017 3.4%
2016 12.5%
2015 8.9%
2014 7.1%
Fund Manager information for UTI Regular Savings Fund
NameSinceTenure
Amit Premchandani8 Jan 223.14 Yr.
Jaydeep Bhowal17 Apr 231.87 Yr.

Data below for UTI Regular Savings Fund as on 31 Jan 25

Asset Allocation
Asset ClassValue
Cash4.27%
Equity22.52%
Debt72.94%
Other0.27%
Equity Sector Allocation
SectorValue
Financial Services7.4%
Technology2.72%
Consumer Cyclical2.71%
Basic Materials2.34%
Health Care1.89%
Communication Services1.38%
Energy1.26%
Industrials1.15%
Consumer Defensive0.77%
Utility0.57%
Real Estate0.33%
Debt Sector Allocation
SectorValue
Government46.55%
Corporate26.39%
Cash Equivalent4.27%
Credit Quality
RatingValue
AA2.11%
AAA97.89%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
13%₹206 Cr2,000,000,000
↓ -250,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
13%₹205 Cr2,000,000,000
↑ 500,000,000
7.34% Govt Stock 2064
Sovereign Bonds | -
6%₹104 Cr1,000,000,000
↑ 300,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
5%₹77 Cr750,000,000
↓ -850,000,000
Rural Electrification Corporation Limited
Debentures | -
5%₹77 Cr7,500
Power Finance Corporation Ltd.
Debentures | -
5%₹76 Cr7,500
7.23% Govt Stock 2039
Sovereign Bonds | -
3%₹52 Cr500,000,000
HDFC Bank Limited
Debentures | -
3%₹52 Cr5,000
LIC Housing Finance Limited
Debentures | -
3%₹50 Cr500
6.79% Govt Stock 2034
Sovereign Bonds | -
3%₹50 Cr500,000,000

4. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 23 in Money Market category.  Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.9% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund
Growth
Launch Date 13 Jul 09
NAV (07 Mar 25) ₹3,001.28 ↑ 0.47   (0.02 %)
Net Assets (Cr) ₹17,810 on 31 Jan 25
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio 3.51
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.51%
Effective Maturity 6 Months 1 Day
Modified Duration 6 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,560
28 Feb 22₹10,970
28 Feb 23₹11,555
29 Feb 24₹12,438
28 Feb 25₹13,387

UTI Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.6%
1 Year 7.6%
3 Year 6.9%
5 Year 6%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.7%
2022 7.4%
2021 4.9%
2020 3.7%
2019 6%
2018 8%
2017 7.8%
2016 6.7%
2015 7.7%
2014 8.4%
Fund Manager information for UTI Money Market Fund
NameSinceTenure
Anurag Mittal1 Dec 213.25 Yr.
Amit Sharma7 Jul 177.65 Yr.

Data below for UTI Money Market Fund as on 31 Jan 25

Asset Allocation
Asset ClassValue
Cash97.72%
Debt2.05%
Other0.23%
Debt Sector Allocation
SectorValue
Cash Equivalent63.12%
Corporate30.43%
Government6.22%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 18102024
Sovereign Bonds | -
6%₹1,032 Cr10,350,000,000
182 DTB 27062025
Sovereign Bonds | -
1%₹195 Cr2,000,000,000
India (Republic of)
- | -
1%₹188 Cr2,000,000,000
↑ 2,000,000,000
India (Republic of)
- | -
1%₹173 Cr1,750,000,000
7.52% GJ Sdl 08/03/2025
Sovereign Bonds | -
1%₹100 Cr1,000,000,000
364 DTB
Sovereign Bonds | -
0%₹49 Cr500,000,000
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
Investment Fund | -
0%₹43 Cr39,382
08.05 GJ Sdl 2025feb
Sovereign Bonds | -
0%₹20 Cr200,000,000
Net Current Assets
Net Current Assets | -
8%₹1,490 Cr
Indian Bank
Certificate of Deposit | -
2%₹466 Cr5,000,000,000
↑ 5,000,000,000

5. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 15 in Low Duration category.  Return for 2024 was 7.7% , 2023 was 7.1% and 2022 was 4.5% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund
Growth
Launch Date 23 Apr 07
NAV (07 Mar 25) ₹3,448.49 ↑ 0.57   (0.02 %)
Net Assets (Cr) ₹3,348 on 31 Jan 25
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio 2.24
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.62%
Effective Maturity 11 Months 19 Days
Modified Duration 10 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,634
28 Feb 22₹11,619
28 Feb 23₹12,185
29 Feb 24₹13,088
28 Feb 25₹14,076

UTI Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

DurationReturns
1 Month 0.4%
3 Month 1.6%
6 Month 3.5%
1 Year 7.5%
3 Year 6.6%
5 Year 7.1%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.7%
2022 7.1%
2021 4.5%
2020 9%
2019 7.3%
2018 -4.2%
2017 7.3%
2016 7%
2015 8.9%
2014 8.8%
Fund Manager information for UTI Treasury Advantage Fund
NameSinceTenure
Anurag Mittal1 Dec 213.25 Yr.

Data below for UTI Treasury Advantage Fund as on 31 Jan 25

Asset Allocation
Asset ClassValue
Cash54.9%
Debt44.82%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate50.7%
Cash Equivalent40.45%
Government8.58%
Credit Quality
RatingValue
AA8.54%
AAA91.46%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Power Finance Corporation Limited
Debentures | -
4%₹147 Cr1,500
Bajaj Housing Finance Limited
Debentures | -
4%₹125 Cr1,250
National Bank For Agriculture And Rural Development
Debentures | -
3%₹100 Cr10,000
↓ -5,000
Rural Electrification Corporation Limited
Debentures | -
3%₹100 Cr10,000
Nirma Limited
Debentures | -
2%₹75 Cr7,500
INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -
2%₹60 Cr75
Rec Limited
Debentures | -
2%₹50 Cr5,000
Aditya Birla Renewables Limited
Debentures | -
2%₹50 Cr5,000
Export Import Bank Of India
Debentures | -
2%₹50 Cr500
LIC Housing Finance Limited
Debentures | -
2%₹50 Cr500

6. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch.  Ranked 10 in Short term Bond category.  Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.8% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (07 Mar 25) ₹30.738 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹2,338 on 31 Jan 25
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.94
Sharpe Ratio 1.2
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.54%
Effective Maturity 3 Years 7 Months 24 Days
Modified Duration 2 Years 6 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,791
28 Feb 22₹11,799
28 Feb 23₹12,276
29 Feb 24₹13,230
28 Feb 25₹14,206

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

DurationReturns
1 Month 0.3%
3 Month 1.5%
6 Month 3.5%
1 Year 7.3%
3 Year 6.5%
5 Year 7.2%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.9%
2022 6.9%
2021 3.8%
2020 8.4%
2019 10.5%
2018 -3.9%
2017 6%
2016 6.1%
2015 10.1%
2014 8.3%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 1212.36 Yr.

Data below for UTI Short Term Income Fund as on 31 Jan 25

Asset Allocation
Asset ClassValue
Cash11.8%
Debt87.91%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate68.57%
Government19.34%
Cash Equivalent11.8%
Credit Quality
RatingValue
AA13.16%
AAA86.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
LIC Housing Finance Limited
Debentures | -
7%₹176 Cr1,750
Small Industries Development Bank Of India
Debentures | -
7%₹176 Cr17,500
National Bank For Agriculture And Rural Development
Debentures | -
7%₹176 Cr17,500
National Housing Bank
Debentures | -
7%₹176 Cr17,500
Power Finance Corporation Ltd.
Debentures | -
7%₹175 Cr17,500
6.79% Govt Stock 2034
Sovereign Bonds | -
6%₹151 Cr1,500,000,000
↑ 1,000,000,000
Bajaj Finance Limited
Debentures | -
3%₹75 Cr7,500
Kotak Mahindra Prime Limited
Debentures | -
3%₹75 Cr750
Shriram Finance Limited
Debentures | -
3%₹70 Cr7,000
Rec Limited
Debentures | -
2%₹60 Cr6,000

7. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2024 was 8.5% , 2023 was 6.4% and 2022 was 9.9% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (07 Mar 25) ₹71.0622 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹316 on 31 Jan 25
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.62
Sharpe Ratio 0.74
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.31%
Effective Maturity 10 Years 3 Months 14 Days
Modified Duration 6 Years 3 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,685
28 Feb 22₹11,787
28 Feb 23₹13,058
29 Feb 24₹14,073
28 Feb 25₹15,108

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

DurationReturns
1 Month 0.3%
3 Month 1.3%
6 Month 3.1%
1 Year 7.2%
3 Year 8.9%
5 Year 8.4%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8.5%
2022 6.4%
2021 9.9%
2020 9.4%
2019 1.1%
2018 -5.8%
2017 4%
2016 3.6%
2015 13.9%
2014 6.3%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Sunil Patil17 Apr 231.87 Yr.

Data below for UTI Bond Fund as on 31 Jan 25

Asset Allocation
Asset ClassValue
Cash3.14%
Debt96.59%
Other0.27%
Debt Sector Allocation
SectorValue
Government58.5%
Corporate38.09%
Cash Equivalent3.14%
Credit Quality
RatingValue
AA11.52%
AAA88.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.92% Govt Stock 2039
Sovereign Bonds | -
39%₹124 Cr1,230,000,000
↓ -500,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
16%₹50 Cr500,000,000
↑ 500,000,000
LIC Housing Finance Limited
Debentures | -
8%₹25 Cr250
Hdb Financial Services Ltd.
Debentures | -
8%₹25 Cr250
Jamnagar Utilities And Power Private Limited
Debentures | -
6%₹20 Cr2,000
Cholamandalam Investment And Finance Company Limited
Debentures | -
5%₹15 Cr1,500
Aditya Birla Renewables Limited
Debentures | -
5%₹15 Cr1,500
INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -
5%₹15 Cr15
07.78 RJ Sdl 2033
Sovereign Bonds | -
2%₹5 Cr50,000,000
07.74 MH Sgs 2033
Sovereign Bonds | -
2%₹5 Cr50,000,000

8. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 7 in Government Bond category.  Return for 2024 was 8.9% , 2023 was 6.7% and 2022 was 2.9% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund
Growth
Launch Date 21 Jan 02
NAV (07 Mar 25) ₹60.9861 ↑ 0.05   (0.09 %)
Net Assets (Cr) ₹648 on 31 Jan 25
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.92
Sharpe Ratio 0.74
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.99%
Effective Maturity 22 Years 9 Months
Modified Duration 9 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,608
28 Feb 22₹10,952
28 Feb 23₹11,375
29 Feb 24₹12,338
28 Feb 25₹13,209

UTI Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

DurationReturns
1 Month 0.3%
3 Month 1.2%
6 Month 2.8%
1 Year 7.2%
3 Year 6.8%
5 Year 5.6%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 8.9%
2022 6.7%
2021 2.9%
2020 2.3%
2019 10.3%
2018 11.8%
2017 6.3%
2016 4.3%
2015 15.5%
2014 6.1%
Fund Manager information for UTI Gilt Fund
NameSinceTenure
Sudhir Agarwal1 Dec 213.25 Yr.

Data below for UTI Gilt Fund as on 31 Jan 25

Asset Allocation
Asset ClassValue
Cash2.98%
Debt97.02%
Debt Sector Allocation
SectorValue
Government97.02%
Cash Equivalent2.98%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
47%₹302 Cr3,000,000,000
↑ 2,750,000,000
7.34% Govt Stock 2064
Sovereign Bonds | -
18%₹119 Cr1,150,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
16%₹100 Cr1,000,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
7%₹46 Cr450,000,000
7.46% Govt Stock 2073
Sovereign Bonds | -
5%₹32 Cr300,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
4%₹26 Cr250,000,000
Net Current Assets
Net Current Assets | -
3%₹18 Cr
Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -
0%₹1 Cr00
6.92% Govt Stock 2039
Sovereign Bonds | -
₹0 Cr00
↓ -2,300,000,000

9. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2024 was 7.2% , 2023 was 6.7% and 2022 was 4.2% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (07 Mar 25) ₹4,137.94 ↑ 0.71   (0.02 %)
Net Assets (Cr) ₹3,448 on 31 Jan 25
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.96
Sharpe Ratio 0.81
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.58%
Effective Maturity 4 Months 22 Days
Modified Duration 4 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹10,514
28 Feb 22₹11,160
28 Feb 23₹11,678
29 Feb 24₹12,492
28 Feb 25₹13,379

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 3.4%
1 Year 7%
3 Year 6.3%
5 Year 6%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.2%
2022 6.7%
2021 4.2%
2020 6.1%
2019 5.3%
2018 3.3%
2017 7%
2016 6.6%
2015 8.9%
2014 8.5%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Anurag Mittal21 Jan 250.11 Yr.

Data below for UTI Ultra Short Term Fund as on 31 Jan 25

Asset Allocation
Asset ClassValue
Cash73.01%
Debt26.76%
Other0.24%
Debt Sector Allocation
SectorValue
Cash Equivalent55.78%
Corporate41.82%
Government2.16%
Credit Quality
RatingValue
AA18.92%
AAA81.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bajaj Housing Finance Limited
Debentures | -
3%₹100 Cr1,000
Small Industries Development Bank Of India
Debentures | -
2%₹75 Cr750
LIC Housing Finance Ltd
Debentures | -
2%₹75 Cr750
Shriram Transport Finance Company Limited
Debentures | -
1%₹50 Cr5,000
ICICI Home Finance Company Limited
Debentures | -
1%₹50 Cr5,000
India Grid TRust
Debentures | -
1%₹50 Cr500
HDFC Bank Limited
Debentures | -
1%₹50 Cr5,000
Kotak Mahindra Prime Limited
Debentures | -
1%₹50 Cr500
Avanse Financial Services Limited
Debentures | -
1%₹50 Cr500
Can Fin Homes Limited
Debentures | -
1%₹50 Cr500

10. UTI Equity Fund

This Scheme primarily aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments.

UTI Equity Fund is a Equity - Multi Cap fund was launched on 18 May 92. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.8% since its launch.  Ranked 54 in Multi Cap category.  Return for 2024 was 14.3% , 2023 was 19.8% and 2022 was -13.4% .

Below is the key information for UTI Equity Fund

UTI Equity Fund
Growth
Launch Date 18 May 92
NAV (07 Mar 25) ₹291.201 ↓ -1.16   (-0.40 %)
Net Assets (Cr) ₹25,096 on 31 Jan 25
Category Equity - Multi Cap
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.65
Sharpe Ratio 0.57
Information Ratio -1.28
Alpha Ratio 3.94
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹13,513
28 Feb 22₹15,789
28 Feb 23₹14,632
29 Feb 24₹17,573
28 Feb 25₹18,753

UTI Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for UTI Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Mar 25

DurationReturns
1 Month -6.6%
3 Month -11.1%
6 Month -10.7%
1 Year 8.7%
3 Year 8.5%
5 Year 13.9%
10 Year
15 Year
Since launch 12.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 14.3%
2022 19.8%
2021 -13.4%
2020 34%
2019 31.5%
2018 11.7%
2017 3.5%
2016 30.1%
2015 1.1%
2014 0.9%
Fund Manager information for UTI Equity Fund
NameSinceTenure
Ajay Tyagi11 Jan 169.07 Yr.
Ravi Gupta1 Aug 240.5 Yr.

Data below for UTI Equity Fund as on 31 Jan 25

Equity Sector Allocation
SectorValue
Financial Services23.81%
Consumer Cyclical19.43%
Technology16.14%
Health Care11.36%
Basic Materials6.78%
Industrials6.6%
Communication Services6.44%
Consumer Defensive5.45%
Asset Allocation
Asset ClassValue
Cash4%
Equity96%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | ICICIBANK
6%₹1,565 Cr12,488,614
↓ -219,005
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 07 | HDFCBANK
6%₹1,510 Cr8,888,149
↓ -222,700
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 17 | 500034
6%₹1,398 Cr1,772,921
↓ -23,035
LTIMindtree Ltd (Technology)
Equity, Since 31 Aug 18 | LTIM
4%₹1,077 Cr1,820,467
↓ -33,570
Infosys Ltd (Technology)
Equity, Since 31 May 07 | INFY
4%₹973 Cr5,175,971
↓ -52,525
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | KOTAKBANK
4%₹938 Cr4,934,361
↓ -67,360
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320
4%₹905 Cr41,061,680
↑ 2,094,610
Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 16 | NAUKRI
3%₹874 Cr1,131,597
↑ 2,685
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Jul 19 | 540376
3%₹798 Cr2,176,586
Coforge Ltd (Technology)
Equity, Since 31 Jul 21 | COFORGE
3%₹790 Cr955,470
↓ -29,240

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