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फिनकैश »ईएलएसएस बनाम एफडी

ELSS बनाम टैक्स सेविंग FD

Updated on March 26, 2025 , 7852 views

इक्विटी लिंक्ड सेविंग्स स्कीम (ईएलएसएस)

ईएलएसएस सिर्फ यहीम्यूचुअल फंड 80सी कटौती के लिए पात्र। यह एक डायवर्सिफाइड इक्विटी म्यूचुअल फंड है जो रुपये तक की टैक्स कटौती की पेशकश करता है। 1.5 लाख सालाना के तहतधारा 80सी काआयकर अधिनियम (आईटी अधिनियम 1961)।

ELSS

फरवरी 2018 के बजट की शुरुआत से पहले, इसके रिटर्न पूरी तरह से कर-मुक्त थे। हालांकि, अब यह 10% लंबी अवधि के अधीन हैराजधानी लाभ कर यदि आपकापूंजीगत लाभ रुपये से अधिक एक साल बाद 1 लाख। 10% कर कटौती के बाद भी, ELSS में अन्य कर-बचत साधनों की तुलना में बेहतर रिटर्न देने की क्षमता है। ईएलएसएस निवेश के लाभ सीमित नहीं हैंकरों बचाया।कंपाउंडिंग की शक्ति यह सुनिश्चित करता है कि यदि आप 5 वर्षों के लिए निवेश करते हैं तो आपका निवेश दोगुना हो जाता है (टैक्स-बचत का कार्यकालएफडी) इसे जोड़ने के लिए, न्यूनतम लॉक-इन अवधि केवल 3 वर्ष है।

टैक्स सेविंग फिक्स्ड डिपॉजिट

निवेश बैंकों के पास सावधि जमा में पैसा व्यक्तियों और एचयूएफ को कर का दावा करने की अनुमति देता हैकटौती रुपये तक 1,50,000 एक वित्तीय वर्ष में। इन जमाओं में 5 साल की लॉक-इन अवधि होती है। हालाँकि, आप इस जमा राशि को समय से पहले नहीं निकाल सकते। लेकिन आप अपनी FD पर प्रतिस्पर्धी दरों पर ऋण प्राप्त कर सकते हैं। हालांकि, इन जमाओं पर अर्जित ब्याज व्यक्ति की कर योग्य सीमांत दर (कर ब्रैकेट के अनुसार) है।

टैक्स सेवर FD की मुख्य विशेषताएं

Tax-saving-fd

आइए नजर डालते हैं इसके मुख्य आकर्षणों परकर बचाने वाला एफडी -

  • केवल व्यक्ति और के सदस्यहिन्दू अविभाजित परिवार (HUF) में निवेश कर सकते हैंटैक्स सेविंग FD योजना
  • टैक्स सेवर FD की न्यूनतम निवेश राशि अलग-अलग होती हैबैंक बैंक के लिए
  • टैक्स सेविंग FD की लॉक-इन अवधि पांच साल है
  • आप रुपये तक कर कटौती प्राप्त कर सकते हैं। 1,50,000
  • समय से पहले निकासी का कोई प्रावधान नहीं है
  • आप इन टैक्स सेवर FD पर लोन के लिए अप्लाई नहीं कर सकते हैं
  • इन टैक्स सेवर एफडी में निवेश किसी भी निजी या सार्वजनिक क्षेत्र के बैंक (सहकारी और ग्रामीण बैंकों को छोड़कर) में किया जा सकता है।
  • में किया गया निवेशडाक बंगला पांच साल से अधिक की अवधि के लिए सावधि जमा भी कर बचत FD के रूप में योग्य है
  • आप पोस्ट ऑफिस FD को एक पोस्ट ऑफिस से दूसरे पोस्ट ऑफिस में ट्रांसफर कर सकते हैं
  • इस प्रकार की FD से अर्जित ब्याज कर योग्य है और स्रोत से काट लिया जाएगा
  • टैक्स बचत जमा खाता व्यक्तिगत और संयुक्त रूप से भी खोला जा सकता है।
  • संयुक्त खाते के मामले में, संयुक्त खाते के पहले धारक को कर लाभ मिलेगा

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ईएलएसएस बनाम एफडी - तुलना

विभिन्न मानकों पर ईएलएसएस और टैक्स सेविंग एफडी के बीच अंतर का एक त्वरित अवलोकन यहां दिया गया है:

पैरामीटर एफडी ईएलएसएस
कार्यकाल 5 साल का लॉक-इन 3 साल का लॉक-इन
रिटर्न 7.00 - 8.00% (वार्षिक रूप से संयोजित) कोई सुनिश्चित लाभांश / इसके रूप में वापसी नहींमंडी आम तौर पर लगभग 16 - 17% प्रति वर्ष जुड़ा हुआ है
न्यूनतम। निवेश रु. 1000 रु. 500
मैक्स। निवेश कोई ऊपरी सीमा नहीं कोई ऊपरी सीमा नहीं
80c . के तहत कटौती के लिए पात्र राशि रु. 1.5 लाख रु. 1.5 लाख
ब्याज/वापसी के लिए कराधान ब्याज कर योग्य रुपये तक का लाभ 1 लाख कर मुक्त हैं। रुपये से अधिक के लाभ पर 10% की दर से कर लागू होता है। 1 लाख
सुरक्षा/रेटिंग सुरक्षित थोड़ा जोखिम भरा
लिक्विडिटी आप 5 साल से पहले टैक्स सेविंग FD नहीं निकाल सकते हैं आप 3 साल बाद ईएलएसएस से बाहर निकल सकते हैं या निकाल सकते हैं।
ऑनलाइन विकल्प सभी बैंक ऑनलाइन ऑफ़र नहीं करते हैंसुविधा FD खोलने के लिए एक ईएलएसएस ऑनलाइन शुरू कर सकते हैं - एकमुश्त या . के रूप मेंसिप

शीर्ष ईएलएसएस म्युचुअल फंड वित्त वर्ष 22 - 23

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Motilal Oswal Long Term Equity Fund Growth ₹45.6879
↓ -0.14
₹3,405-17.8-16.610.62327.447.7
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04
₹4859.715.116.920.810
DSP BlackRock Tax Saver Fund Growth ₹131.241
↑ 0.01
₹14,981-2.9-9.716.618.52923.9
Franklin India Taxshield Growth ₹1,375.61
↓ -5.06
₹5,986-6.2-11.28.918.228.622.4
JM Tax Gain Fund Growth ₹44.6703
↓ -0.17
₹167-8.8-15.710.517.32729
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Mar 25

* नीचे उन फंडों की सूची दी गई है जिनका एयूएम 100 - 15000 करोड़ के बीच है और फंड की आयु 3 वर्ष से अधिक है। 3 साल के प्रदर्शन के आधार पर।

1. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.1% since its launch.  Return for 2024 was 47.7% , 2023 was 37% and 2022 was 1.8% .

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund
Growth
Launch Date 21 Jan 15
NAV (28 Mar 25) ₹45.6879 ↓ -0.14   (-0.30 %)
Net Assets (Cr) ₹3,405 on 28 Feb 25
Category Equity - ELSS
AMC Motilal Oswal Asset Management Co. Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 0.74
Sharpe Ratio -0.05
Information Ratio 0.52
Alpha Ratio 6.88
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹11,796
28 Feb 22₹13,633
28 Feb 23₹14,395
29 Feb 24₹21,754
28 Feb 25₹22,281

Motilal Oswal Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25

DurationReturns
1 Month 10.6%
3 Month -17.8%
6 Month -16.6%
1 Year 10.6%
3 Year 23%
5 Year 27.4%
10 Year
15 Year
Since launch 16.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 47.7%
2023 37%
2022 1.8%
2021 32.1%
2020 8.8%
2019 13.2%
2018 -8.7%
2017 44%
2016 12.5%
2015
Fund Manager information for Motilal Oswal Long Term Equity Fund
NameSinceTenure
Ajay Khandelwal11 Dec 231.22 Yr.
Rakesh Shetty22 Nov 222.27 Yr.
Atul Mehra1 Oct 240.41 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 28 Feb 25

Equity Sector Allocation
SectorValue
Industrials32.43%
Consumer Cyclical22.15%
Financial Services17.18%
Technology11.95%
Real Estate6.78%
Basic Materials6.03%
Health Care1.98%
Asset Allocation
Asset ClassValue
Cash1.51%
Equity98.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 500251
6%₹245 Cr425,260
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 543320
6%₹219 Cr9,923,692
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | KALYANKJIL
4%₹158 Cr3,134,622
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER
4%₹153 Cr235,044
Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM
4%₹146 Cr408,886
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE
4%₹143 Cr1,055,205
Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES
4%₹143 Cr297,751
Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON
4%₹140 Cr24,068,813
Coforge Ltd (Technology)
Equity, Since 31 Jul 24 | COFORGE
4%₹139 Cr168,355
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX
3%₹135 Cr235,083

2. IDBI Equity Advantage Fund

The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized.

IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 21 in ELSS category. .

Below is the key information for IDBI Equity Advantage Fund

IDBI Equity Advantage Fund
Growth
Launch Date 10 Sep 13
NAV (28 Jul 23) ₹43.39 ↑ 0.04   (0.09 %)
Net Assets (Cr) ₹485 on 30 Jun 23
Category Equity - ELSS
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.39
Sharpe Ratio 1.21
Information Ratio -1.13
Alpha Ratio 1.78
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹11,664
28 Feb 22₹13,597
28 Feb 23₹13,980

IDBI Equity Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for IDBI Equity Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25

DurationReturns
1 Month 3.1%
3 Month 9.7%
6 Month 15.1%
1 Year 16.9%
3 Year 20.8%
5 Year 10%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for IDBI Equity Advantage Fund
NameSinceTenure

Data below for IDBI Equity Advantage Fund as on 30 Jun 23

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. DSP BlackRock Tax Saver Fund

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

DSP BlackRock Tax Saver Fund is a Equity - ELSS fund was launched on 18 Jan 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch.  Ranked 12 in ELSS category.  Return for 2024 was 23.9% , 2023 was 30% and 2022 was 4.5% .

Below is the key information for DSP BlackRock Tax Saver Fund

DSP BlackRock Tax Saver Fund
Growth
Launch Date 18 Jan 07
NAV (28 Mar 25) ₹131.241 ↑ 0.01   (0.00 %)
Net Assets (Cr) ₹14,981 on 28 Feb 25
Category Equity - ELSS
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.78
Sharpe Ratio 0.07
Information Ratio 1.01
Alpha Ratio 6.92
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹13,142
28 Feb 22₹15,753
28 Feb 23₹16,404
29 Feb 24₹23,108
28 Feb 25₹24,696

DSP BlackRock Tax Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for DSP BlackRock Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25

DurationReturns
1 Month 8%
3 Month -2.9%
6 Month -9.7%
1 Year 16.6%
3 Year 18.5%
5 Year 29%
10 Year
15 Year
Since launch 15.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.9%
2023 30%
2022 4.5%
2021 35.1%
2020 15%
2019 14.8%
2018 -7.6%
2017 36.3%
2016 11.3%
2015 4.4%
Fund Manager information for DSP BlackRock Tax Saver Fund
NameSinceTenure
Rohit Singhania16 Jul 159.63 Yr.

Data below for DSP BlackRock Tax Saver Fund as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services36.23%
Consumer Cyclical9.91%
Health Care9.31%
Basic Materials8.86%
Technology7.93%
Industrials7.29%
Consumer Defensive5.18%
Communication Services4.54%
Utility4.03%
Energy3.79%
Asset Allocation
Asset ClassValue
Cash2.93%
Equity97.07%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK
8%₹1,252 Cr7,369,356
↓ -240,750
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK
6%₹994 Cr7,936,588
↓ -333,102
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 532215
4%₹671 Cr6,799,514
↑ 812,662
State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN
4%₹650 Cr8,404,741
↑ 1,280,171
Infosys Ltd (Technology)
Equity, Since 31 Mar 12 | INFY
4%₹632 Cr3,360,017
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | KOTAKBANK
3%₹520 Cr2,734,913
↓ -396,735
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 24 | LT
3%₹425 Cr1,192,711
↑ 140,574
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jul 19 | BHARTIARTL
3%₹409 Cr2,517,085
HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 21 | HCLTECH
2%₹392 Cr2,270,114
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | M&M
2%₹383 Cr1,280,409
↓ -199,784

4. Franklin India Taxshield

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Franklin India Taxshield is a Equity - ELSS fund was launched on 10 Apr 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.9% since its launch.  Ranked 28 in ELSS category.  Return for 2024 was 22.4% , 2023 was 31.2% and 2022 was 5.4% .

Below is the key information for Franklin India Taxshield

Franklin India Taxshield
Growth
Launch Date 10 Apr 99
NAV (28 Mar 25) ₹1,375.61 ↓ -5.06   (-0.37 %)
Net Assets (Cr) ₹5,986 on 28 Feb 25
Category Equity - ELSS
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.83
Sharpe Ratio -0.19
Information Ratio 1.13
Alpha Ratio 2.84
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹13,007
28 Feb 22₹15,451
28 Feb 23₹16,156
29 Feb 24₹23,391
28 Feb 25₹24,095

Franklin India Taxshield SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for Franklin India Taxshield

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25

DurationReturns
1 Month 6.4%
3 Month -6.2%
6 Month -11.2%
1 Year 8.9%
3 Year 18.2%
5 Year 28.6%
10 Year
15 Year
Since launch 20.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 22.4%
2023 31.2%
2022 5.4%
2021 36.7%
2020 9.8%
2019 5.1%
2018 -3%
2017 29.1%
2016 4.7%
2015 4%
Fund Manager information for Franklin India Taxshield
NameSinceTenure
R. Janakiraman2 May 168.84 Yr.
Rajasa Kakulavarapu1 Dec 231.25 Yr.

Data below for Franklin India Taxshield as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services29.08%
Industrials12.84%
Consumer Cyclical12.27%
Technology11.29%
Health Care6.4%
Consumer Defensive6.25%
Communication Services6.03%
Basic Materials4.87%
Utility3.79%
Energy3.11%
Real Estate1.73%
Asset Allocation
Asset ClassValue
Cash1.4%
Equity98.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
9%₹570 Cr4,546,914
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK
9%₹554 Cr3,260,417
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
6%₹361 Cr1,922,741
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL
6%₹360 Cr2,213,637
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT
5%₹315 Cr883,853
HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH
4%₹252 Cr1,462,587
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Oct 18 | UNITDSPR
3%₹224 Cr1,575,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 532215
3%₹222 Cr2,252,948
Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE
3%₹168 Cr1,324,806
Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 543320
3%₹165 Cr7,500,000

5. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.2% since its launch.  Ranked 18 in ELSS category.  Return for 2024 was 29% , 2023 was 30.9% and 2022 was 0.5% .

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund
Growth
Launch Date 31 Mar 08
NAV (28 Mar 25) ₹44.6703 ↓ -0.17   (-0.39 %)
Net Assets (Cr) ₹167 on 28 Feb 25
Category Equity - ELSS
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.4
Sharpe Ratio -0.09
Information Ratio 0.45
Alpha Ratio 5.72
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
29 Feb 20₹10,000
28 Feb 21₹12,841
28 Feb 22₹15,142
28 Feb 23₹15,555
29 Feb 24₹22,448
28 Feb 25₹23,235

JM Tax Gain Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Mar 25

DurationReturns
1 Month 6.5%
3 Month -8.8%
6 Month -15.7%
1 Year 10.5%
3 Year 17.3%
5 Year 27%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 29%
2023 30.9%
2022 0.5%
2021 32.2%
2020 18.3%
2019 14.9%
2018 -4.6%
2017 42.6%
2016 5.2%
2015 -0.6%
Fund Manager information for JM Tax Gain Fund
NameSinceTenure
Satish Ramanathan1 Oct 240.41 Yr.
Asit Bhandarkar31 Dec 213.17 Yr.
Chaitanya Choksi18 Jul 1410.63 Yr.
Ruchi Fozdar4 Oct 240.41 Yr.

Data below for JM Tax Gain Fund as on 28 Feb 25

Equity Sector Allocation
SectorValue
Financial Services21.84%
Industrials15.24%
Basic Materials14%
Consumer Cyclical13.83%
Technology13.09%
Health Care11.47%
Consumer Defensive4.87%
Communication Services2.77%
Utility1.17%
Asset Allocation
Asset ClassValue
Cash0.07%
Equity99.93%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK
5%₹9 Cr54,131
↑ 5,500
Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY
5%₹9 Cr48,465
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK
4%₹7 Cr57,975
↑ 7,500
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | 532977
3%₹6 Cr6,550
↑ 1,500
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | MARUTI
3%₹6 Cr4,706
↑ 1,250
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Jan 25 | 532978
3%₹6 Cr32,500
↑ 32,500
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
3%₹6 Cr72,900
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
3%₹5 Cr14,447
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL
3%₹5 Cr30,700
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 24 | CREDITACC
3%₹5 Cr43,600
↑ 23,000

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