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FD ಅಥವಾ ಸ್ಥಿರ ಠೇವಣಿ
ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು
ಯಾವುದು ಉತ್ತಮ ದೀರ್ಘಾವಧಿ ಹೂಡಿಕೆ?
ಯಾವುದು ಉತ್ತಮ ಹೂಡಿಕೆ ಯೋಜನೆ?
2022 ರಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು
Top 7 Funds

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ವಿರುದ್ಧ ಎಫ್ಡಿ (ಸ್ಥಿರ ಠೇವಣಿ)

Updated on March 31, 2025 , 13349 views

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ vsFD? ಹಣವನ್ನು ಉಳಿಸುವ ಬಗ್ಗೆ ಯೋಚಿಸುವಾಗ, ಹೆಚ್ಚಿನ ಜನರು ಮಾಡುವ ಮೊದಲ ವಿಷಯಹೂಡಿಕೆ ಸ್ಥಿರ ಠೇವಣಿಗಳಲ್ಲಿ (ಎಫ್ಡಿಗಳು). ಅದು ಸಾಮಾನ್ಯವಾಗಿ ಅರ್ಥಮಾಡಿಕೊಳ್ಳಲು ಸುಲಭ ಮತ್ತು ತಲೆಮಾರುಗಳಿಂದ ಮಾಡಲಾಗುತ್ತಿದೆ. ಆದರೆ ಇದು ಅತ್ಯಂತ ಸೂಕ್ತವಾದ ಹೂಡಿಕೆಯೇ? ಮತ್ತು ಇದು ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುತ್ತದೆಯೇ? ಅಥವಾ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹೂಡಿಕೆಗಳು ಉದ್ದೇಶವನ್ನು ಉತ್ತಮವಾಗಿ ಪೂರೈಸಬಹುದೇ? ಈ ಪ್ರಶ್ನೆಗಳಿಗೆ ಉತ್ತರಗಳನ್ನು ತಿಳಿಯಲು, ಕೆಳಗೆ ಓದಿ!

FD ಅಥವಾ ಸ್ಥಿರ ಠೇವಣಿ

FD ಎಂದೂ ಕರೆಯಲ್ಪಡುವ ಫಿಕ್ಸೆಡ್ ಡೆಪಾಸಿಟ್ ಜನಪ್ರಿಯವಾಗಿದೆಬ್ಯಾಂಕ್ ದೀರ್ಘಾವಧಿಯ ಮತ್ತು ಅಲ್ಪಾವಧಿಯ ಹೂಡಿಕೆಗಳಿಗೆ ಸೂಕ್ತವಾದ ಹೂಡಿಕೆ ಆಯ್ಕೆ. FD ಬಡ್ಡಿ ದರವನ್ನು ಭಾರತ ಸರ್ಕಾರವು ಮೊದಲೇ ನಿರ್ಧರಿಸಿದಂತೆ FD ರಿಟರ್ನ್ಸ್ ಅನ್ನು ನಿಗದಿಪಡಿಸಲಾಗಿದೆ. ಸ್ಥಿರ ಠೇವಣಿಗಳ ಮೇಲಿನ ಬಡ್ಡಿ ದರವನ್ನು ನಿಗದಿಪಡಿಸಲಾಗಿದೆ, ಯಾವುದೇ ಪರಿಣಾಮವಿಲ್ಲಹಣದುಬ್ಬರ ಈ ಹೂಡಿಕೆಗಳ ಮೇಲೆ.

ಅಲ್ಲದೆ, ಎಫ್‌ಡಿ ರಿಟರ್ನ್ಸ್‌ಗಳು ಹೂಡಿಕೆದಾರರ ಕೈಯಲ್ಲಿ ತೆರಿಗೆಗೆ ಒಳಪಡುತ್ತವೆ. ಆದಾಗ್ಯೂ, ಎಫ್‌ಡಿ ಹೂಡಿಕೆಗಳು ಅಡಿಯಲ್ಲಿ ತೆರಿಗೆ ವಿನಾಯಿತಿಗಳಿಗೆ ಹೊಣೆಗಾರರಾಗಿರುತ್ತವೆವಿಭಾಗ 80 ಸಿ ನಆದಾಯ ತೆರಿಗೆ ಕಾಯಿದೆ.

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಮೂರು ವಿಧವಾಗಿದೆ, ಸಾಲ, ಇಕ್ವಿಟಿ ಮತ್ತು ಸಮತೋಲನಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು.ಸಾಲ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಸರ್ಕಾರದಲ್ಲಿ ಹೆಚ್ಚಿನ ಆಸ್ತಿಗಳನ್ನು ಹೂಡಿಕೆ ಮಾಡುವವರುಬಾಂಡ್ಗಳು, ಕಾರ್ಪೊರೇಟ್ ಬಾಂಡ್‌ಗಳು ಮತ್ತು ಉಳಿದವು ಈಕ್ವಿಟಿ ಮಾರುಕಟ್ಟೆಗಳಲ್ಲಿ. ಇದಕ್ಕೆ ವ್ಯತಿರಿಕ್ತವಾಗಿ, ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ತನ್ನ ಸ್ವತ್ತುಗಳ 65% ಕ್ಕಿಂತ ಹೆಚ್ಚು ಇಕ್ವಿಟಿ ಮಾರುಕಟ್ಟೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ ಮತ್ತು ಉಳಿದವು ಸರ್ಕಾರಿ ಬಾಂಡ್‌ಗಳು, ಕಾರ್ಪೊರೇಟ್ ಬಾಂಡ್‌ಗಳು ಮತ್ತು ಸೆಕ್ಯುರಿಟಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ. ಸಮತೋಲಿತ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಭಾಗಶಃ ಸಾಲದಲ್ಲಿ ಮತ್ತು ಭಾಗಶಃ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು. ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹಣದುಬ್ಬರವನ್ನು ಸೋಲಿಸುವ ಸಾಧನವಾಗಿದೆ, ಆದ್ದರಿಂದ ಇದು ಹೆಚ್ಚು ತೆರಿಗೆ ಪರಿಣಾಮಕಾರಿಯಾಗಿದೆ ಮತ್ತು ದೀರ್ಘಾವಧಿಯ ಹೂಡಿಕೆಗಳ ಮೇಲೆ ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುತ್ತದೆ ಎಂದು ನಿರೀಕ್ಷಿಸಲಾಗಿದೆ.

ಯಾವುದು ಉತ್ತಮ ದೀರ್ಘಾವಧಿ ಹೂಡಿಕೆ?

ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಮತ್ತು ಫಿಕ್ಸೆಡ್ ಡೆಪಾಸಿಟ್‌ಗಳು (ಎಫ್‌ಡಿಗಳು) ಎರಡೂ ಎಂದು ಈಗ ನಮಗೆ ತಿಳಿದಿದೆತೆರಿಗೆ ಉಳಿತಾಯ ಹೂಡಿಕೆಗಳು, ಉದ್ಭವಿಸುವ ಪ್ರಶ್ನೆ - ಒಬ್ಬರು ಎಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬೇಕು? ಇದು ವ್ಯಕ್ತಿನಿಷ್ಠ ಪ್ರಶ್ನೆಯಾಗಿದ್ದರೂ ಮತ್ತು ಅದಕ್ಕೆ ಉತ್ತರವು ವ್ಯಕ್ತಿಯಿಂದ ವ್ಯಕ್ತಿಗೆ ಬದಲಾಗಬಹುದು, ನೀವು ಉತ್ತಮವಾಗಿ ಆಯ್ಕೆ ಮಾಡಲು ಸಹಾಯ ಮಾಡುವ ವಿವಿಧ ನಿಯತಾಂಕಗಳನ್ನು ಆಧರಿಸಿ ಹೋಲಿಕೆಯನ್ನು ಕೆಳಗೆ ನೀಡಲಾಗಿದೆ.

1. ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ರಿಟರ್ನ್ಸ್ ಮತ್ತು ಎಫ್ಡಿ ರಿಟರ್ನ್ಸ್

ಫಿಕ್ಸೆಡ್ ಡೆಪಾಸಿಟ್ ಮೇಲಿನ ಆದಾಯವನ್ನು ಮೊದಲೇ ನಿರ್ದಿಷ್ಟಪಡಿಸಲಾಗಿದೆ ಮತ್ತು ಅವಧಿಯುದ್ದಕ್ಕೂ ಬದಲಾಗುವುದಿಲ್ಲ. ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು, ಹಣಕಾಸಿನೊಂದಿಗೆ ಲಿಂಕ್ ಆಗಿರುವಾಗಮಾರುಕಟ್ಟೆ, ದೀರ್ಘಾವಧಿಯ ಹೂಡಿಕೆಗಳ ಮೇಲೆ ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುತ್ತದೆ.

2. FD ಬಡ್ಡಿ ದರಗಳು ಮತ್ತು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ರಿಟರ್ನ್ಸ್

FD ಗಳ ಮೇಲಿನ ಬಡ್ಡಿ ದರವು FD ಯ ಪ್ರಕಾರ ಅಥವಾ FD ಯ ಅವಧಿಯನ್ನು ಅವಲಂಬಿಸಿ ನಿಗದಿಪಡಿಸಲಾಗಿದೆ, ಆದ್ದರಿಂದ ಸ್ಥಿರ ಠೇವಣಿಗಳ ಮೇಲೆ ಹೆಚ್ಚಿನ ಬಡ್ಡಿ ದರಗಳನ್ನು ನಿರೀಕ್ಷಿಸಲಾಗುವುದಿಲ್ಲ. ಮತ್ತೊಂದೆಡೆ, ವಿವಿಧ ರೀತಿಯ ಫಂಡ್‌ಗಳು ಬಾಷ್ಪಶೀಲ ಆದಾಯವನ್ನು ನೀಡುವುದರಿಂದ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಮೇಲಿನ ಆದಾಯವು ಬದಲಾಗುತ್ತದೆ. ಮಾರುಕಟ್ಟೆಯು ಹೆಚ್ಚು ಹೋದರೆ ಆದಾಯವು ಹೆಚ್ಚಾಗುತ್ತದೆ ಮತ್ತು ಪ್ರತಿಯಾಗಿ.

3. ಅಪಾಯದ ಅಂಶಗಳು

ನಿಶ್ಚಿತ ಠೇವಣಿಗಳು ಯಾವುದೇ ಅಪಾಯವನ್ನು ಉಂಟುಮಾಡುವುದಿಲ್ಲ ಏಕೆಂದರೆ ಆದಾಯವು ಪೂರ್ವನಿರ್ಧರಿತವಾಗಿರುತ್ತದೆ. ಅಲ್ಲದೆ, ಬ್ಯಾಂಕ್ ವಿಫಲವಾದರೆ ಎಲ್ಲಾ ಬ್ಯಾಂಕ್ ಖಾತೆಗಳಿಗೆ INR 1 ಲಕ್ಷದವರೆಗೆ ವಿಮೆ ಮಾಡಲಾಗುತ್ತದೆ. ಮತ್ತೊಂದೆಡೆ, ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ತಮ್ಮ ಆಸ್ತಿಗಳನ್ನು ಹಣಕಾಸು ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ ಹೆಚ್ಚಿನ ಅಪಾಯವನ್ನು ಹೊಂದಿರುತ್ತವೆ. ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು, ಅದರ ಹೆಚ್ಚಿನ ಆಸ್ತಿಗಳನ್ನು ಈಕ್ವಿಟಿ ಮಾರುಕಟ್ಟೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ, ಹೆಚ್ಚಿನ ಅಪಾಯವನ್ನು ಹೊಂದಿರುತ್ತದೆ. ಡೆಟ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಕಡಿಮೆ ಅಪಾಯಕಾರಿ, ಏಕೆಂದರೆ ಈ ನಿಧಿಗಳ ಕಡಿಮೆ ಭಾಗವನ್ನು ಷೇರು ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲಾಗುತ್ತದೆ.

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4. ಹಣದುಬ್ಬರದ ಪರಿಣಾಮ

ಬಡ್ಡಿ ದರವನ್ನು ಮೊದಲೇ ನಿರ್ಧರಿಸಲಾಗಿದೆ, ಸ್ಥಿರ ಠೇವಣಿಗಳ ಮೇಲೆ ಹಣದುಬ್ಬರದ ಯಾವುದೇ ಪರಿಣಾಮವಿಲ್ಲ. ಆದರೆ, ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಿಗೆ, ಆದಾಯವು ಹಣದುಬ್ಬರ-ಹೊಂದಾಣಿಕೆಯಾಗಿದ್ದು ಅದು ಉತ್ತಮ ಆದಾಯವನ್ನು ಗಳಿಸುವ ಸಾಮರ್ಥ್ಯವನ್ನು ಹೆಚ್ಚಿಸುತ್ತದೆ.

5. ಬಂಡವಾಳ ಲಾಭಗಳು

ಇಲ್ಲಬಂಡವಾಳ FD ಗಳ ಸಂದರ್ಭದಲ್ಲಿ ಲಾಭಗಳು ಸಾಧ್ಯ. ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಿಗಾಗಿ,ಬಂಡವಾಳದಲ್ಲಿ ಲಾಭ ಹಿಡುವಳಿ ಅವಧಿಯನ್ನು ಅವಲಂಬಿಸಿರುತ್ತದೆ. ವಿಭಿನ್ನ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ವಿವಿಧ ಬಂಡವಾಳ ಲಾಭಗಳನ್ನು ನೀಡುತ್ತವೆ.

6. ದ್ರವ್ಯತೆ

ಸ್ಥಿರ ಠೇವಣಿಗಳುಇಲಿಕ್ವಿಡ್, ಹೂಡಿಕೆ ಮಾಡಿದ ಮೊತ್ತವನ್ನು ನಿರ್ದಿಷ್ಟ ಸಮಯದವರೆಗೆ ಲಾಕ್ ಮಾಡಲಾಗಿದೆ. ಆ ಅವಧಿಯ ಮೊದಲು ಹಣವನ್ನು ಹಿಂಪಡೆದರೆ, ನಿರ್ದಿಷ್ಟ ದಂಡವನ್ನು ಕಡಿತಗೊಳಿಸಲಾಗುತ್ತದೆ. ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಲಿಕ್ವಿಡ್ ಆಗಿರುವಾಗ ಅವುಗಳು ಹೆಚ್ಚು ಕಾರಣವಿಲ್ಲದೆ ಕಡಿಮೆ ಅವಧಿಯಲ್ಲಿ ಮಾರಾಟ ಮಾಡಬಹುದುಸವಕಳಿ ನಿಧಿಯ ಮೌಲ್ಯದಲ್ಲಿ. ಆದಾಗ್ಯೂ, ಕೆಲವು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳನ್ನು ಮಾರಾಟ ಮಾಡುವಾಗ ಅನ್ವಯವಾಗುವ ನಿರ್ಗಮನ ಲೋಡ್‌ಗಳನ್ನು ಪರಿಶೀಲಿಸುವುದು ಮುಖ್ಯವಾಗಿದೆ.

7. ತೆರಿಗೆ

ಫಿಕ್ಸೆಡ್ ಡೆಪಾಸಿಟ್ ಮೇಲಿನ ಬಡ್ಡಿಯನ್ನು ವ್ಯಕ್ತಿಯ ತೆರಿಗೆ ಸ್ಲ್ಯಾಬ್ ಪ್ರಕಾರ ತೆರಿಗೆ ವಿಧಿಸಲಾಗುತ್ತದೆ. ಮತ್ತೊಂದೆಡೆ,ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ತೆರಿಗೆ ಮುಖ್ಯವಾಗಿ ಹಿಡುವಳಿ ಅವಧಿಯನ್ನು ಅವಲಂಬಿಸಿರುತ್ತದೆ. ಅಲ್ಪಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು (STCG) ಮತ್ತು ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು (LTCG) ಎರಡಕ್ಕೂ ವಿಭಿನ್ನವಾಗಿ ತೆರಿಗೆ ವಿಧಿಸಲಾಗುತ್ತದೆ.

8. ತೆರಿಗೆ ಉಳಿತಾಯ FD ಯ V/S ಈಕ್ವಿಟಿ ಲಿಂಕ್ಡ್ ಸೇವಿಂಗ್ ಸ್ಕೀಮ್‌ಗಳು (ELSS)

IT ಕಾಯಿದೆಯ ಸೆಕ್ಷನ್ 80c ಅಡಿಯಲ್ಲಿ ತೆರಿಗೆ ಉಳಿತಾಯ ಉದ್ದೇಶಕ್ಕಾಗಿ FD ಗಳನ್ನು ಪರಿಗಣಿಸುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರಿಗೆ. (5 ವರ್ಷಗಳ ಲಾಕ್‌ಇನ್)ELSS ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಉತ್ತಮ ಪರ್ಯಾಯವಾಗಿದೆ ಏಕೆಂದರೆ ಅವುಗಳು 3 ವರ್ಷಗಳ ಲಾಕ್‌ಇನ್ ಅನ್ನು ಹೊಂದಿವೆ ಮತ್ತು ಐತಿಹಾಸಿಕವಾಗಿ ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುತ್ತವೆ.

ಯಾವುದು ಉತ್ತಮ ಹೂಡಿಕೆ ಯೋಜನೆ?

ಸಂಕ್ಷಿಪ್ತವಾಗಿ ನೋಡೋಣ:

ಪ್ಯಾರಾಮೀಟರ್	ಮ್ಯೂಚುಯಲ್ ಫಂಡ್	ಸ್ಥಿರ ಠೇವಣಿ
ರಿಟರ್ನ್ಸ್ ದರ	ಯಾವುದೇ ಖಚಿತವಾದ ರಿಟರ್ನ್ಸ್ ಇಲ್ಲ	ಸ್ಥಿರ ರಿಟರ್ನ್ಸ್
ಹಣದುಬ್ಬರ ಹೊಂದಾಣಿಕೆಯ ಆದಾಯ	ಅಧಿಕ ಹಣದುಬ್ಬರ ಹೊಂದಾಣಿಕೆಯ ಆದಾಯದ ಸಂಭಾವ್ಯತೆ	ಸಾಮಾನ್ಯವಾಗಿ ಕಡಿಮೆ ಹಣದುಬ್ಬರ ಹೊಂದಾಣಿಕೆಯ ಆದಾಯ
ಅಪಾಯ	ಮಧ್ಯಮದಿಂದ ಹೆಚ್ಚಿನ ಅಪಾಯ	ಕಡಿಮೆ ಅಪಾಯ
ದ್ರವ್ಯತೆ	ದ್ರವ	ದ್ರವ
ಅಕಾಲಿಕ ಹಿಂತೆಗೆದುಕೊಳ್ಳುವಿಕೆ	ನಿರ್ಗಮನ ಲೋಡ್‌ನೊಂದಿಗೆ ಅನುಮತಿಸಲಾಗಿದೆ/ ಲೋಡ್ ಇಲ್ಲ	ದಂಡದೊಂದಿಗೆ ಅನುಮತಿಸಲಾಗಿದೆ
ಹೂಡಿಕೆಯ ವೆಚ್ಚ	ನಿರ್ವಹಣಾ ವೆಚ್ಚ/ವೆಚ್ಚದ ಅನುಪಾತ	ಯಾವುದೇ ವೆಚ್ಚವಿಲ್ಲ
ತೆರಿಗೆ ಸ್ಥಿತಿ	ಅನುಕೂಲಕರ ತೆರಿಗೆ ಸ್ಥಿತಿ	ತೆರಿಗೆ ಸ್ಲ್ಯಾಬ್ ಪ್ರಕಾರ

2022 ರಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Small Cap Fund Growth	₹150.945 ↑ 1.42	₹50,826	-14.7	-17.5	3.9	20.5	41.3	26.1
ICICI Prudential Infrastructure Fund Growth	₹177.92 ↑ 0.49	₹6,886	-5.5	-12.2	5.1	28.1	41.2	27.4
IDFC Infrastructure Fund Growth	₹46.073 ↑ 0.20	₹1,400	-12.1	-18.2	3.2	25.8	38.6	39.3
Nippon India Power and Infra Fund Growth	₹317.396 ↑ 2.06	₹6,125	-9.9	-16.6	0.5	27.5	38.1	26.9
Motilal Oswal Midcap 30 Fund Growth	₹92.8778 ↑ 1.53	₹23,704	-18.6	-14.6	15.2	27.5	37.8	57.1
HDFC Infrastructure Fund Growth	₹43.488 ↑ 0.25	₹2,105	-7.4	-13.2	2.7	28.9	37.6	23
L&T Emerging Businesses Fund Growth	₹72.9721 ↑ 0.79	₹13,334	-18.9	-19	1.7	17	37.2	28.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 25

*ಕೆಳಗೆ 7ರ ಪಟ್ಟಿ ಇದೆಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ನಿವ್ವಳ ಸ್ವತ್ತುಗಳು/AUM ಗಿಂತ ಹೆಚ್ಚು100 ಕೋಟಿ. 5 ವರ್ಷದಲ್ಲಿ ವಿಂಗಡಿಸಲಾಗಿದೆಸಿಎಜಿಆರ್/ ವಾರ್ಷಿಕ ಹಿಂದಿರುಗಿಸುತ್ತದೆ.

1. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.5% since its launch. Ranked 6 in Small Cap category. Return for 2024 was 26.1% , 2023 was 48.9% and 2022 was 6.5% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund Growth
Launch Date	16 Sep 10
NAV (02 Apr 25)	₹150.945 ↑ 1.42 (0.95 %)
Net Assets (Cr)	₹50,826 on 28 Feb 25
Category	Equity - Small Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.55
Sharpe Ratio	-0.31
Information Ratio	0.66
Alpha Ratio	3.26
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹21,742
31 Mar 22	₹31,334
31 Mar 23	₹33,418
31 Mar 24	₹51,907
31 Mar 25	₹55,076

Nippon India Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹828,779.
Net Profit of ₹528,779 Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	8.2%
3 Month	-14.7%
6 Month	-17.5%
1 Year	3.9%
3 Year	20.5%
5 Year	41.3%
10 Year
15 Year
Since launch	20.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.1%
2023	48.9%
2022	6.5%
2021	74.3%
2020	29.2%
2019	-2.5%
2018	-16.7%
2017	63%
2016	5.6%
2015	15.1%

Fund Manager information for Nippon India Small Cap Fund

Name	Since	Tenure
Samir Rachh	2 Jan 17	8.16 Yr.
Kinjal Desai	25 May 18	6.77 Yr.

Data below for Nippon India Small Cap Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	22.17%
Consumer Cyclical	13.91%
Financial Services	13.54%
Basic Materials	12.14%
Consumer Defensive	8.89%
Technology	8.65%
Health Care	8.16%
Energy	2.03%
Utility	1.98%
Communication Services	1.54%
Real Estate	0.54%

Asset Allocation

Asset Class	Value
Cash	6.04%
Equity	93.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	2%	₹1,152 Cr	6,650,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 28 Feb 21 \| MCX	2%	₹924 Cr	1,851,010
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Oct 12 \| KIRLOSBROS	1%	₹714 Cr	4,472,130
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Nov 18 \| DIXON	1%	₹655 Cr	470,144
Karur Vysya Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| 590003	1%	₹639 Cr	31,784,062
State Bank of India (Financial Services) Equity, Since 31 Oct 19 \| SBIN	1%	₹627 Cr	9,100,000
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Apr 18 \| TIINDIA	1%	₹615 Cr	2,499,222
NLC India Ltd (Utilities) Equity, Since 31 Oct 22 \| NLCINDIA	1%	₹563 Cr	27,190,940
Adani Wilmar Ltd (Consumer Defensive) Equity, Since 31 Jan 25 \| 543458	1%	₹553 Cr	22,483,343 ↑ 183,343
Apar Industries Ltd (Industrials) Equity, Since 31 Mar 17 \| APARINDS	1%	₹521 Cr	899,271

2. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 15.8% since its launch. Ranked 27 in Sectoral category. Return for 2024 was 27.4% , 2023 was 44.6% and 2022 was 28.8% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (02 Apr 25)	₹177.92 ↑ 0.49 (0.28 %)
Net Assets (Cr)	₹6,886 on 28 Feb 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	-0.25
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,670
31 Mar 22	₹25,304
31 Mar 23	₹30,899
31 Mar 24	₹50,465
31 Mar 25	₹54,540

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹828,779.
Net Profit of ₹528,779 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	8.8%
3 Month	-5.5%
6 Month	-12.2%
1 Year	5.1%
3 Year	28.1%
5 Year	41.2%
10 Year
15 Year
Since launch	15.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	7.75 Yr.
Sharmila D’mello	30 Jun 22	2.67 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	36.49%
Basic Materials	21.39%
Financial Services	16.91%
Utility	8.65%
Energy	7.09%
Communication Services	1.63%
Consumer Cyclical	0.89%
Real Estate	0.35%

Asset Allocation

Asset Class	Value
Cash	5.98%
Equity	93.39%
Debt	0.62%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹649 Cr	2,052,790 ↑ 126,940
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	4%	₹288 Cr	2,695,324
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	4%	₹268 Cr	98,408 ↓ -10,339
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	3%	₹240 Cr	1,990,000
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	3%	₹226 Cr	7,260,775
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹212 Cr	1,225,000
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹210 Cr	12,006,117 ↑ 1,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹205 Cr	1,709,486 ↑ 100,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| 500295	3%	₹194 Cr	4,923,662 ↑ 100,000
Cummins India Ltd (Industrials) Equity, Since 31 May 17 \| 500480	3%	₹173 Cr	635,000

3. IDFC Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 11.5% since its launch. Ranked 1 in Sectoral category. Return for 2024 was 39.3% , 2023 was 50.3% and 2022 was 1.7% .

Below is the key information for IDFC Infrastructure Fund

IDFC Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (02 Apr 25)	₹46.073 ↑ 0.20 (0.43 %)
Net Assets (Cr)	₹1,400 on 28 Feb 25
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.33
Sharpe Ratio	-0.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹20,153
31 Mar 22	₹24,848
31 Mar 23	₹27,324
31 Mar 24	₹47,064
31 Mar 25	₹50,038

IDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹773,746.
Net Profit of ₹473,746 Invest Now

Returns for IDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	13%
3 Month	-12.1%
6 Month	-18.2%
1 Year	3.2%
3 Year	25.8%
5 Year	38.6%
10 Year
15 Year
Since launch	11.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.3%
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%
2015	-0.2%

Fund Manager information for IDFC Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	1.1 Yr.
Ritika Behera	7 Oct 23	1.4 Yr.
Gaurav Satra	7 Jun 24	0.73 Yr.

Data below for IDFC Infrastructure Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	54.7%
Utility	13.22%
Basic Materials	10.84%
Communication Services	4.49%
Energy	3.88%
Consumer Cyclical	3.46%
Financial Services	2.99%
Technology	2.07%
Health Care	1.9%

Asset Allocation

Asset Class	Value
Cash	2.43%
Equity	97.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	5%	₹71 Cr	443,385
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	4%	₹58 Cr	183,173 ↑ 11,726
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	4%	₹54 Cr	452,706
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	4%	₹52 Cr	330,018 ↑ 40,855
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| 532538	4%	₹51 Cr	50,452 ↑ 3,476
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	3%	₹45 Cr	4,797,143
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	3%	₹39 Cr	365,137 ↓ -69,842
PTC India Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| PFS	3%	₹39 Cr	12,400,122
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	3%	₹35 Cr	1,431,700
KEC International Ltd (Industrials) Equity, Since 30 Jun 24 \| 532714	3%	₹35 Cr	512,915

4. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a CAGR/Annualized return of 18% since its launch. Ranked 13 in Sectoral category. Return for 2024 was 26.9% , 2023 was 58% and 2022 was 10.9% .

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (02 Apr 25)	₹317.396 ↑ 2.06 (0.65 %)
Net Assets (Cr)	₹6,125 on 28 Feb 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.05
Sharpe Ratio	-0.55
Information Ratio	1.03
Alpha Ratio	1.38
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,563
31 Mar 22	₹23,186
31 Mar 23	₹26,891
31 Mar 24	₹47,550
31 Mar 25	₹48,861

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹773,746.
Net Profit of ₹473,746 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	11.7%
3 Month	-9.9%
6 Month	-16.6%
1 Year	0.5%
3 Year	27.5%
5 Year	38.1%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.77 Yr.
Rahul Modi	19 Aug 24	0.53 Yr.

Data below for Nippon India Power and Infra Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	40.77%
Utility	19.49%
Energy	9.09%
Basic Materials	9.08%
Communication Services	8.44%
Real Estate	3.99%
Technology	2.14%
Health Care	2.08%
Consumer Cyclical	1.96%
Financial Services	1.78%

Asset Allocation

Asset Class	Value
Cash	1.18%
Equity	98.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹480 Cr	4,000,000 ↑ 250,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	8%	₹480 Cr	15,400,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	8%	₹472 Cr	1,492,001
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	7%	₹408 Cr	2,600,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹243 Cr	240,038
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹237 Cr	6,975,789 ↑ 500,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	3%	₹176 Cr	423,938
Siemens Ltd (Industrials) Equity, Since 31 May 21 \| 500550	3%	₹162 Cr	350,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	2%	₹151 Cr	2,632,923 ↑ 80,000
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹150 Cr	1,800,000

5. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 22.2% since its launch. Ranked 27 in Mid Cap category. Return for 2024 was 57.1% , 2023 was 41.7% and 2022 was 10.7% .

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (02 Apr 25)	₹92.8778 ↑ 1.53 (1.68 %)
Net Assets (Cr)	₹23,704 on 28 Feb 25
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	0.43
Information Ratio	0.72
Alpha Ratio	16.87
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,888
31 Mar 22	₹23,342
31 Mar 23	₹25,677
31 Mar 24	₹41,172
31 Mar 25	₹48,151

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹756,118.
Net Profit of ₹456,118 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	4.7%
3 Month	-18.6%
6 Month	-14.6%
1 Year	15.2%
3 Year	27.5%
5 Year	37.8%
10 Year
15 Year
Since launch	22.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	57.1%
2023	41.7%
2022	10.7%
2021	55.8%
2020	9.3%
2019	9.7%
2018	-12.7%
2017	30.8%
2016	5.2%
2015	16.5%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.41 Yr.
Niket Shah	1 Jul 20	4.67 Yr.
Rakesh Shetty	22 Nov 22	2.27 Yr.
Sunil Sawant	1 Jul 24	0.67 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Technology	34.02%
Consumer Cyclical	16.09%
Industrials	11.09%
Health Care	5%
Communication Services	3.44%
Real Estate	2.8%
Basic Materials	2.32%
Utility	2.06%
Financial Services	0.09%

Asset Allocation

Asset Class	Value
Cash	28.33%
Equity	71.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	10%	₹2,349 Cr	3,190,000 ↑ 340,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	10%	₹2,254 Cr	4,249,800 ↑ 249,800
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	7%	₹1,619 Cr	35,027,075 ↑ 26,975
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 23 \| DIXON	7%	₹1,581 Cr	1,134,324 ↑ 134,324
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| MAXHEALTH	4%	₹975 Cr	9,969,361 ↑ 1,913,231
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| 543396	4%	₹934 Cr	13,066,359 ↑ 3,065,359
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500251	4%	₹873 Cr	1,800,000 ↓ -820,200
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	3%	₹825 Cr	1,750,000 ↓ -100,000
Bharti Hexacom Ltd (Communication Services) Equity, Since 31 Oct 24 \| BHARTIHEXA	3%	₹815 Cr	6,250,000 ↑ 174,429
KEI Industries Ltd (Industrials) Equity, Since 30 Nov 24 \| KEI	3%	₹768 Cr	2,500,000 ↑ 1,250,000

6. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch. Ranked 26 in Sectoral category. Return for 2024 was 23% , 2023 was 55.4% and 2022 was 19.3% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (02 Apr 25)	₹43.488 ↑ 0.25 (0.58 %)
Net Assets (Cr)	₹2,105 on 28 Feb 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.31
Sharpe Ratio	-0.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,356
31 Mar 22	₹21,727
31 Mar 23	₹25,279
31 Mar 24	₹45,346
31 Mar 25	₹47,548

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹756,118.
Net Profit of ₹456,118 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	9.8%
3 Month	-7.4%
6 Month	-13.2%
1 Year	2.7%
3 Year	28.9%
5 Year	37.6%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23%
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.13 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Infrastructure Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	38.42%
Financial Services	20.62%
Basic Materials	10.93%
Utility	7.4%
Energy	6.96%
Communication Services	3.76%
Health Care	1.73%
Technology	0.98%
Real Estate	0.94%
Consumer Cyclical	0.58%

Asset Allocation

Asset Class	Value
Cash	6.48%
Equity	92.31%
Debt	1.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹157 Cr	1,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	6%	₹121 Cr	700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	6%	₹120 Cr	380,000 ↑ 30,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	5%	₹98 Cr	1,450,000 ↓ -50,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹69 Cr	2,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹67 Cr	150,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	3%	₹67 Cr	758,285
Coal India Ltd (Energy) Equity, Since 31 Oct 18 \| COALINDIA	3%	₹63 Cr	1,700,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹60 Cr	500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹55 Cr	350,000 ↓ -50,000

7. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 20% since its launch. Ranked 2 in Small Cap category. Return for 2024 was 28.5% , 2023 was 46.1% and 2022 was 1% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund Growth
Launch Date	12 May 14
NAV (02 Apr 25)	₹72.9721 ↑ 0.79 (1.09 %)
Net Assets (Cr)	₹13,334 on 28 Feb 25
Category	Equity - Small Cap
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.73
Sharpe Ratio	-0.4
Information Ratio	-0.11
Alpha Ratio	1.44
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹20,010
31 Mar 22	₹29,870
31 Mar 23	₹31,289
31 Mar 24	₹46,026
31 Mar 25	₹48,026

L&T Emerging Businesses Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹756,118.
Net Profit of ₹456,118 Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	8.7%
3 Month	-18.9%
6 Month	-19%
1 Year	1.7%
3 Year	17%
5 Year	37.2%
10 Year
15 Year
Since launch	20%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.5%
2023	46.1%
2022	1%
2021	77.4%
2020	15.5%
2019	-8.1%
2018	-13.7%
2017	66.5%
2016	10.2%
2015	12.3%

Fund Manager information for L&T Emerging Businesses Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	5.21 Yr.
Cheenu Gupta	1 Oct 23	1.42 Yr.
Sonal Gupta	1 Oct 23	1.42 Yr.

Data below for L&T Emerging Businesses Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Industrials	24.78%
Consumer Cyclical	15.58%
Financial Services	14.01%
Basic Materials	10.75%
Technology	9.78%
Health Care	5.55%
Real Estate	4.98%
Consumer Defensive	4.06%
Energy	1.26%

Asset Allocation

Asset Class	Value
Cash	6.91%
Equity	93.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Neuland Laboratories Limited Equity, Since 31 Jan 24 \| -	2%	₹310 Cr	292,479 ↓ -6,521
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 30 Sep 22 \| 500040	2%	₹297 Cr	1,595,574
Suven Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 20 \| SUVENPHAR	2%	₹279 Cr	2,298,085
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 28 Feb 15 \| KPRMILL	2%	₹263 Cr	3,286,897
BSE Ltd (Financial Services) Equity, Since 29 Feb 24 \| BSE	2%	₹257 Cr	555,021 ↓ -297,579
Time Technoplast Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| TIMETECHNO	2%	₹243 Cr	6,810,500
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| 590003	2%	₹240 Cr	11,912,400
Brigade Enterprises Ltd (Real Estate) Equity, Since 31 Jul 19 \| 532929	2%	₹237 Cr	2,499,622
The Federal Bank Ltd (Financial Services) Equity, Since 30 Sep 22 \| FEDERALBNK	2%	₹236 Cr	13,286,579
Sumitomo Chemical India Ltd Ordinary Shares (Basic Materials) Equity, Since 31 Oct 20 \| SUMICHEM	2%	₹215 Cr	4,672,221

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Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.