Table of Contents

ഇന്ത്യൻ ബാങ്കിംഗ് മേഖല - അവലോകനം
ഇന്ത്യയിൽ നിക്ഷേപിക്കുന്നതിനുള്ള മികച്ച 7 ബാങ്കിംഗ് & ഫിനാൻസ് മ്യൂച്വൽ ഫണ്ടുകൾ
ബാങ്കിംഗ് & ഫിനാൻസ് മ്യൂച്വൽ ഫണ്ടുകളിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
Top 7 Equity - Sectoral Funds

മികച്ച 7 മികച്ച പ്രകടനം നടത്തുന്ന ബാങ്കിംഗ്, സാമ്പത്തിക സേവന ഫണ്ടുകൾ 2022

Updated on January 6, 2025 , 88909 views

ബാങ്കിംഗ്, സാമ്പത്തിക സേവനങ്ങൾസെക്ടർ ഫണ്ടുകൾ ബാങ്കിംഗ്, ഫിനാൻഷ്യൽ സേവനങ്ങൾ എന്നിവ നിറവേറ്റുന്ന കമ്പനികളിൽ പ്രാഥമികമായി നിക്ഷേപിക്കുന്ന ഒരു തരം ഇക്വിറ്റി സെക്ടർ ഫണ്ടുകളാണ്. കഴിഞ്ഞ ഒരു വർഷമായി, ബാങ്കിംഗ് മേഖലയിലെ ഫണ്ടുകൾ വളരെ ശക്തമായി പ്രവർത്തിച്ചുവിപണി.കഴിഞ്ഞ 6 മാസങ്ങളിൽ, ചില മുൻനിര ബാങ്കിംഗ് മേഖലമ്യൂച്വൽ ഫണ്ടുകൾ ശരാശരി 27 ശതമാനം - 31 ശതമാനം റിട്ടേൺ നൽകി. അത്തരം ഉയർന്ന വരുമാനം എല്ലായ്പ്പോഴും പ്രലോഭിപ്പിക്കുന്നതാണ്, കൂടാതെ നിരവധി നിക്ഷേപകർ ഇതിലേക്ക് ഒഴുകുന്നുനിക്ഷേപിക്കുന്നു അത്തരം ഫണ്ടുകളിൽ.

എബൌട്ട്, ഒരുനിക്ഷേപകൻ ഇക്വിറ്റികളുടെ അനുഭവപരിചയവും ബാങ്കിംഗ് മേഖലയിൽ നല്ല അറിവും ഉള്ളവർ ഈ ഫണ്ടുകളിൽ മാത്രമേ നിക്ഷേപിക്കാവൂ. നിങ്ങളുടെ നിക്ഷേപ പ്രക്രിയ എളുപ്പമാക്കുന്നതിന്, ഞങ്ങൾ ഇന്ത്യയിലെ ഏറ്റവും മികച്ച ബേക്കിംഗ് സെക്ടർ ഫണ്ടുകൾ ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്.

ഇന്ത്യൻ ബാങ്കിംഗ് മേഖല - അവലോകനം

27 പൊതുമേഖലാ ബാങ്കുകൾ, 26 സ്വകാര്യമേഖലാ ബാങ്കുകൾ, 56 പ്രാദേശിക ഗ്രാമീണ ബാങ്കുകൾ, 46 വിദേശ ബാങ്കുകൾ, 93,913 ഗ്രാമീണ സഹകരണ ബാങ്കുകളും 1,574 അർബൻ സഹകരണ ബാങ്കുകളും, സഹകരണ വായ്പാ സ്ഥാപനങ്ങൾക്ക് പുറമെ ഇന്ത്യൻ ബാങ്കിംഗ് സംവിധാനത്തിൽ ഉൾപ്പെടുന്നു. ഈ മേഖലയിലെ ചില പ്രധാന കളിക്കാർ- HDFCബാങ്ക്, സ്റ്റേറ്റ് ബാങ്ക് ഓഫ് ഇന്ത്യ,ഐസിഐസിഐ ബാങ്ക് ലിമിറ്റഡ്, യെസ് ബാങ്ക് മുതലായവ. പൊതുമേഖലാ ബാങ്കുകൾ ബാങ്കിംഗ് സിസ്റ്റം ആസ്തികളുടെ 70 ശതമാനത്തിലധികം നിയന്ത്രിക്കുന്നു, അതുവഴി അതിന്റെ സ്വകാര്യ സഹപ്രവർത്തകർക്ക് താരതമ്യേന ചെറിയ വിഹിതം നൽകുന്നു.

വാഗ്ദാനവും മുൻനിര കമ്പനികളും ഈ മേഖലയിൽ ഉണ്ടെങ്കിലും നിക്ഷേപകർ ആ മേഖല മറക്കരുത്ഇക്വിറ്റി ഫണ്ടുകൾ എല്ലാ ഇക്വിറ്റി ഫണ്ടുകളിലും ഏറ്റവും അപകടസാധ്യതയുള്ളവയാണ്. അതിനാൽ, ഉയർന്ന നിലവാരമുള്ള പരിചയസമ്പന്നരായ നിക്ഷേപകർറിസ്ക് വിശപ്പ് ദീർഘകാലത്തേക്ക് നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്നവർ താഴെയുള്ള ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത് പരിഗണിക്കേണ്ടതാണ്.

Ready to Invest?
Talk to our investment specialist

ഇന്ത്യയിൽ നിക്ഷേപിക്കുന്നതിനുള്ള മികച്ച 7 ബാങ്കിംഗ് & ഫിനാൻസ് മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
UTI Banking and Financial Services Fund Growth	₹168.529 ↓ -1.41	₹1,170	-2.9	-1.3	9.8	12.8	10.7	11.1
TATA Banking and Financial Services Fund Growth	₹37.9187 ↓ -0.37	₹2,378	-3.3	-1.1	7.4	13.6	12.3	9
SBI Banking & Financial Services Fund Growth	₹37.3834 ↓ -0.36	₹6,548	-0.6	0	17.3	14.8	13.5	19.6
ICICI Prudential Banking and Financial Services Fund Growth	₹118.87 ↓ -0.90	₹9,026	-3.3	-1	12.2	12	11.6	11.6
LIC MF Banking & Financial Services Fund Growth	₹18.9263 ↓ -0.04	₹263	-3.2	-6.8	-0.6	10.8	9.4	0.5
Baroda Pioneer Banking And Financial Services Fund Growth	₹42.8741 ↓ -0.48	₹204	-2.1	1.2	10.8	13.3	10.8	12.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹54.37 ↓ -0.48	₹3,270	-3.8	-3.5	7.3	11.6	11.9	8.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Jan 25

മുകളിലുള്ള മുകളിലെ പട്ടികബാങ്കിംഗ് & സാമ്പത്തിക സേവനങ്ങൾ എയുഎം/അറ്റ ആസ്തികളേക്കാൾ ഉയർന്ന മ്യൂച്വൽ ഫണ്ടുകൾ100 കോടി.

1. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 14.6% since its launch. Ranked 20 in Sectoral category. Return for 2024 was 11.1% , 2023 was 19.5% and 2022 was 15.1% .

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (08 Jan 25)	₹168.529 ↓ -1.41 (-0.83 %)
Net Assets (Cr)	₹1,170 on 30 Nov 24
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.28
Sharpe Ratio	1.07
Information Ratio	0.56
Alpha Ratio	3.12
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹9,467
31 Dec 21	₹10,817
31 Dec 22	₹12,449
31 Dec 23	₹14,882
31 Dec 24	₹16,532

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	-5.6%
3 Month	-2.9%
6 Month	-1.3%
1 Year	9.8%
3 Year	12.8%
5 Year	10.7%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%
2014	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Preethi S	2 May 22	2.67 Yr.

Data below for UTI Banking and Financial Services Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	93.81%
Technology	2.38%

Asset Allocation

Asset Class	Value
Cash	3.81%
Equity	96.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	19%	₹218 Cr	1,675,000 ↑ 230,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	15%	₹181 Cr	1,005,927
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| AXISBANK	6%	₹70 Cr	620,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹63 Cr	750,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹59 Cr	196,736
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 24 \| HDFCLIFE	4%	₹46 Cr	697,890
India Shelter Finance Corporation Ltd (Financial Services) Equity, Since 31 Dec 23 \| INDIASHLTR	4%	₹46 Cr	714,617
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| KARURVYSYA	4%	₹44 Cr	1,876,541
REC Ltd (Financial Services) Equity, Since 30 Nov 23 \| RECLTD	4%	₹44 Cr	832,500
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jul 23 \| NAM-INDIA	3%	₹37 Cr	544,423

2. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

TATA Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 15.9% since its launch. Return for 2024 was 9% , 2023 was 22% and 2022 was 16.9% .

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund Growth
Launch Date	28 Dec 15
NAV (08 Jan 25)	₹37.9187 ↓ -0.37 (-0.96 %)
Net Assets (Cr)	₹2,378 on 30 Nov 24
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	0
Sharpe Ratio	0.81
Information Ratio	0.7
Alpha Ratio	-1.32
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,268
31 Dec 21	₹11,486
31 Dec 22	₹13,422
31 Dec 23	₹16,371
31 Dec 24	₹17,842

TATA Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	-5.8%
3 Month	-3.3%
6 Month	-1.1%
1 Year	7.4%
3 Year	13.6%
5 Year	12.3%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	9%
2022	22%
2021	16.9%
2020	11.9%
2019	2.7%
2018	25.7%
2017	-0.1%
2016	45%
2015	17.8%
2014

Fund Manager information for TATA Banking and Financial Services Fund

Name	Since	Tenure
Amey Sathe	14 Oct 21	3.22 Yr.

Data below for TATA Banking and Financial Services Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	96.88%

Asset Allocation

Asset Class	Value
Cash	3.12%
Equity	96.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| HDFCBANK	24%	₹566 Cr	3,150,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| AXISBANK	10%	₹227 Cr	2,000,000 ↑ 40,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	9%	₹216 Cr	1,665,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 16 \| KOTAKBANK	7%	₹168 Cr	950,000 ↑ 100,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	3%	₹83 Cr	990,000
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| PNBHOUSING	3%	₹67 Cr	750,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Mar 20 \| SBICARD	2%	₹59 Cr	840,000
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Jun 19 \| ICICIGI	2%	₹56 Cr	300,000
PB Fintech Ltd (Financial Services) Equity, Since 30 Sep 23 \| 543390	2%	₹53 Cr	280,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 19 \| HDFCLIFE	2%	₹53 Cr	800,000

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a CAGR/Annualized return of 14.3% since its launch. Return for 2024 was 19.6% , 2023 was 18.6% and 2022 was 13.5% .

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (08 Jan 25)	₹37.3834 ↓ -0.36 (-0.96 %)
Net Assets (Cr)	₹6,548 on 30 Nov 24
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.91
Sharpe Ratio	2.09
Information Ratio	0.9
Alpha Ratio	12.7
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,484
31 Dec 21	₹11,750
31 Dec 22	₹13,338
31 Dec 23	₹15,819
31 Dec 24	₹18,914

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	-5.8%
3 Month	-0.6%
6 Month	0%
1 Year	17.3%
3 Year	14.8%
5 Year	13.5%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	19.6%
2022	18.6%
2021	13.5%
2020	12.1%
2019	4.8%
2018	20.7%
2017	9.5%
2016	40.7%
2015	17%
2014

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	5.42 Yr.
Pradeep Kesavan	1 Dec 23	1.09 Yr.

Data below for SBI Banking & Financial Services Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	87.47%

Asset Allocation

Asset Class	Value
Cash	12.53%
Equity	87.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	22%	₹1,409 Cr	10,835,814
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	15%	₹981 Cr	5,464,715
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	8%	₹521 Cr	2,950,000
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| MUTHOOTFIN	4%	₹287 Cr	1,497,294 ↓ -9,253
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	4%	₹263 Cr	3,135,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Aug 23 \| NAM-INDIA	3%	₹194 Cr	2,832,550
PB Fintech Ltd (Financial Services) Equity, Since 31 Aug 24 \| 543390	3%	₹176 Cr	929,470 ↑ 86,712
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Aug 22 \| KARURVYSYA	2%	₹157 Cr	6,633,974 ↓ -169,305
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 30 Apr 24 \| CHOLAHLDNG	2%	₹156 Cr	955,052
AAVAS Financiers Ltd (Financial Services) Equity, Since 31 Jan 24 \| AAVAS	2%	₹154 Cr	917,438

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 16.3% since its launch. Return for 2024 was 11.6% , 2023 was 17.9% and 2022 was 11.9% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (08 Jan 25)	₹118.87 ↓ -0.90 (-0.75 %)
Net Assets (Cr)	₹9,026 on 30 Nov 24
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.98
Sharpe Ratio	1.03
Information Ratio	0.5
Alpha Ratio	0.82
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹9,447
31 Dec 21	₹11,664
31 Dec 22	₹13,057
31 Dec 23	₹15,391
31 Dec 24	₹17,180

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	-4.7%
3 Month	-3.3%
6 Month	-1%
1 Year	12.2%
3 Year	12%
5 Year	11.6%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	11.6%
2022	17.9%
2021	11.9%
2020	23.5%
2019	-5.5%
2018	14.5%
2017	-0.4%
2016	45.1%
2015	21.1%
2014	-7.2%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	6.93 Yr.
Sharmila D’mello	30 Jun 22	2.51 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	94.45%
Industrials	0.17%
Technology	0.16%

Asset Allocation

Asset Class	Value
Cash	5.22%
Equity	94.78%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	21%	₹1,877 Cr	10,453,439 ↓ -833,233
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	19%	₹1,678 Cr	12,906,483
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| AXISBANK	8%	₹694 Cr	6,108,292 ↑ 1,538,744
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	6%	₹519 Cr	2,940,967
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	5%	₹427 Cr	5,086,169 ↑ 356,687
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| INDUSINDBK	4%	₹389 Cr	3,907,507 ↑ 202,625
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	4%	₹366 Cr	2,547,856
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 23 \| BAJFINANCE	3%	₹313 Cr	475,740 ↓ -150,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	3%	₹277 Cr	4,213,892 ↓ -851,961
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| FEDERALBNK	3%	₹257 Cr	12,176,028 ↑ 8,630,000

5. LIC MF Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that is invested substantially in equity and equity related securities of companies engaged in banking & financial services sector. However, there can be no assurance that the investment objective of the Scheme will be realised.

LIC MF Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 27 Mar 15. It is a fund with High risk and has given a CAGR/Annualized return of 6.7% since its launch. Return for 2024 was 0.5% , 2023 was 20.5% and 2022 was 19.6% .

Below is the key information for LIC MF Banking & Financial Services Fund

LIC MF Banking & Financial Services Fund Growth
Launch Date	27 Mar 15
NAV (08 Jan 25)	₹18.9263 ↓ -0.04 (-0.22 %)
Net Assets (Cr)	₹263 on 30 Nov 24
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.3
Sharpe Ratio	0.28
Information Ratio	0.27
Alpha Ratio	-9.68
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹9,790
31 Dec 21	₹10,754
31 Dec 22	₹12,857
31 Dec 23	₹15,493
31 Dec 24	₹15,565

LIC MF Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for LIC MF Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	-6.1%
3 Month	-3.2%
6 Month	-6.8%
1 Year	-0.6%
3 Year	10.8%
5 Year	9.4%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	0.5%
2022	20.5%
2021	19.6%
2020	9.8%
2019	-2.1%
2018	19.9%
2017	-18%
2016	32.7%
2015	10.5%
2014

Fund Manager information for LIC MF Banking & Financial Services Fund

Name	Since	Tenure
Jaiprakash Toshniwal	6 Sep 21	3.32 Yr.

Data below for LIC MF Banking & Financial Services Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	94.84%
Technology	2.25%
Consumer Cyclical	1.86%

Asset Allocation

Asset Class	Value
Cash	1.06%
Equity	98.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| HDFCBANK	24%	₹63 Cr	349,534
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| ICICIBANK	11%	₹28 Cr	218,200
State Bank of India (Financial Services) Equity, Since 31 Mar 20 \| SBIN	8%	₹22 Cr	259,104 ↑ 74,967
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 15 \| AXISBANK	7%	₹20 Cr	173,243
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Sep 23 \| PFC	3%	₹9 Cr	183,242
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 29 Feb 24 \| KOTAKBANK	3%	₹8 Cr	45,259
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| M&MFIN	3%	₹7 Cr	259,925
CSB Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Aug 22 \| CSBBANK	3%	₹7 Cr	224,468
IIFL Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| IIFL	2%	₹6 Cr	151,011
CreditAccess Grameen Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 22 \| CREDITACC	2%	₹6 Cr	67,962

6. Baroda Pioneer Banking And Financial Services Fund

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

Baroda Pioneer Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 22 Jun 12. It is a fund with High risk and has given a CAGR/Annualized return of 12.3% since its launch. Ranked 32 in Sectoral category. Return for 2024 was 12.5% , 2023 was 20.5% and 2022 was 15.7% .

Below is the key information for Baroda Pioneer Banking And Financial Services Fund

Baroda Pioneer Banking And Financial Services Fund Growth
Launch Date	22 Jun 12
NAV (08 Jan 25)	₹42.8741 ↓ -0.48 (-1.10 %)
Net Assets (Cr)	₹204 on 30 Nov 24
Category	Equity - Sectoral
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆
Risk	High
Expense Ratio	2.37
Sharpe Ratio	1.2
Information Ratio	0.89
Alpha Ratio	3.64
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹9,896
31 Dec 21	₹10,687
31 Dec 22	₹12,361
31 Dec 23	₹14,889
31 Dec 24	₹16,748

Baroda Pioneer Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Baroda Pioneer Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	-6%
3 Month	-2.1%
6 Month	1.2%
1 Year	10.8%
3 Year	13.3%
5 Year	10.8%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	12.5%
2022	20.5%
2021	15.7%
2020	8%
2019	-1%
2018	23.1%
2017	1.2%
2016	32.9%
2015	8.7%
2014	-11.8%

Fund Manager information for Baroda Pioneer Banking And Financial Services Fund

Name	Since	Tenure
Sandeep Jain	14 Mar 22	2.8 Yr.
Arjun Bagga	21 Oct 24	0.2 Yr.

Data below for Baroda Pioneer Banking And Financial Services Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	93.99%
Technology	2.55%

Asset Allocation

Asset Class	Value
Cash	1.71%
Equity	98.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 14 \| HDFCBANK	22%	₹45 Cr	250,450 ↑ 40,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	18%	₹37 Cr	285,000
State Bank of India (Financial Services) Equity, Since 30 Jun 12 \| SBIN	7%	₹14 Cr	171,500
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| AXISBANK	6%	₹11 Cr	100,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| KOTAKBANK	4%	₹9 Cr	51,400 ↑ 12,500
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Sep 24 \| BAJAJFINSV	3%	₹6 Cr	37,500
Bajaj Housing Finance Ltd (Financial Services) Equity, Since 30 Sep 24 \| BAJAJHFL	2%	₹5 Cr	374,965
Power Finance Corp Ltd (Financial Services) Equity, Since 31 May 23 \| PFC	2%	₹5 Cr	100,000 ↑ 15,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Oct 21 \| BAJFINANCE	2%	₹5 Cr	7,476
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 24 \| SHRIRAMFIN	2%	₹5 Cr	16,000

7. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 16.5% since its launch. Ranked 3 in Sectoral category. Return for 2024 was 8.7% , 2023 was 21.7% and 2022 was 11.5% .

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (08 Jan 25)	₹54.37 ↓ -0.48 (-0.88 %)
Net Assets (Cr)	₹3,270 on 30 Nov 24
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.8
Information Ratio	0.37
Alpha Ratio	-1.12
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,114
31 Dec 21	₹11,815
31 Dec 22	₹13,169
31 Dec 23	₹16,033
31 Dec 24	₹17,432

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	-6%
3 Month	-3.8%
6 Month	-3.5%
1 Year	7.3%
3 Year	11.6%
5 Year	11.9%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.7%
2022	21.7%
2021	11.5%
2020	16.8%
2019	1.1%
2018	14.9%
2017	-2.4%
2016	47.6%
2015	15.7%
2014	-0.5%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	9.36 Yr.
Dhaval Joshi	21 Nov 22	2.11 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	92.92%
Technology	3.81%

Asset Allocation

Asset Class	Value
Cash	3.27%
Equity	96.73%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	20%	₹649 Cr	4,993,129
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	18%	₹599 Cr	3,336,948
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	7%	₹219 Cr	1,927,100
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	6%	₹197 Cr	2,351,492
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| BAJFINANCE	5%	₹154 Cr	233,725
Computer Age Management Services Ltd Ordinary Shares (Technology) Equity, Since 31 Dec 23 \| CAMS	4%	₹125 Cr	252,692
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	3%	₹109 Cr	667,972
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹102 Cr	337,916
Repco Home Finance Ltd (Financial Services) Equity, Since 31 Dec 13 \| REPCOHOME	3%	₹101 Cr	2,043,702 ↓ -52,253
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| AUBANK	3%	₹84 Cr	1,446,861

ബാങ്കിംഗ് & ഫിനാൻസ് മ്യൂച്വൽ ഫണ്ടുകളിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

Fincash.com-ൽ ആജീവനാന്ത സൗജന്യ നിക്ഷേപ അക്കൗണ്ട് തുറക്കുക.

നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക

രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!

തുടങ്ങി

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.