ഫിൻകാഷ് »മ്യൂച്വൽ ഫണ്ടുകൾ ഇന്ത്യ »മികച്ച ബാങ്കിംഗ്, പൊതുമേഖലാ സ്ഥാപനങ്ങൾ
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സെക്യൂരിറ്റീസ് ആൻഡ് എക്സ്ചേഞ്ച് ബോർഡ് ഓഫ് ഇന്ത്യ അവതരിപ്പിച്ച പുതിയ ഉപവിഭാഗമാണ് ബാങ്കിംഗ്, പിഎസ്യു ഡെറ്റ് ഫണ്ടുകൾ (സെബി) കടത്തിൽമ്യൂച്വൽ ഫണ്ട് വിഭാഗം. ഈ ഫണ്ടുകൾ പ്രധാനമായും കടത്തിൽ നിക്ഷേപിക്കുന്നുപണ വിപണി ബാങ്കുകൾ, പൊതു ധനകാര്യ സ്ഥാപനങ്ങൾ, പൊതുമേഖലാ സ്ഥാപനങ്ങൾ തുടങ്ങിയ സ്ഥാപനങ്ങൾ നൽകുന്ന സെക്യൂരിറ്റികൾ അടങ്ങുന്ന ഉപകരണങ്ങൾ.ദ്രവ്യത, സുരക്ഷ, വിളവ്.
ബാങ്കിംഗും പൊതുമേഖലാ സ്ഥാപനങ്ങളുംഡെറ്റ് ഫണ്ട് സുരക്ഷിതമായ റിട്ടേണുകൾ വാഗ്ദാനം ചെയ്യാനും അപകടസാധ്യത കുറയ്ക്കാനും ലക്ഷ്യമിടുന്ന ഡെറ്റ് ഫണ്ടുകളുടെ ഹ്രസ്വകാല വിഭാഗത്തിൽ പെടുന്നുനിക്ഷേപിക്കുന്നു പ്രധാനമായും ബാങ്കുകളും പൊതുമേഖലാ സ്ഥാപനങ്ങളും നൽകുന്ന നല്ല നിലവാരമുള്ള കടപത്രങ്ങളിൽ. 2-3 വർഷത്തേക്ക് ഹ്രസ്വകാലത്തേക്ക് നിക്ഷേപിക്കാൻ താൽപ്പര്യമുള്ള നിക്ഷേപകർക്ക് ഈ സ്കീമിൽ നിക്ഷേപിക്കാം.
2022 - 2023 ലെ മികച്ച പ്രകടനം നടത്തുന്ന ബാങ്കിംഗ്, പൊതുമേഖലാ സ്ഥാപനങ്ങളുടെ ഡെറ്റ് ഫണ്ടുകളിൽ ചിലത് ഇതാ.
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Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Banking and PSU Debt Fund Growth ₹22.0466
↓ 0.00 ₹5,881 1.6 3.9 7.9 6.1 7.9 7.38% 3Y 8M 5Y 2M 28D UTI Banking & PSU Debt Fund Growth ₹21.0081
↓ 0.00 ₹806 1.6 3.8 7.7 8.2 7.6 7.32% 2Y 3M 29D 2Y 9M 7D DSP BlackRock Banking and PSU Debt Fund Growth ₹23.1218
↓ 0.00 ₹3,076 1.4 4.1 8.8 6.2 8.6 7.25% 5Y 3M 29D 9Y 10M 17D Kotak Banking and PSU Debt fund Growth ₹62.6766
↓ -0.01 ₹5,679 1.6 4 8 6.2 8 7.39% 3Y 9M 11D 5Y 9M 25D Aditya Birla Sun Life Banking & PSU Debt Fund Growth ₹351.391
↓ -0.04 ₹9,645 1.6 3.9 7.9 6.2 7.9 7.37% 3Y 5M 23D 4Y 6M 7D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Jan 25
To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. DSP BlackRock Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 14 Sep 13. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Banking and PSU Debt Fund Returns up to 1 year are on To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund was launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Banking and PSU Debt fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Treasury Optimizer Fund) An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk. Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 9 May 08. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Banking & PSU Debt Fund Returns up to 1 year are on 1. HDFC Banking and PSU Debt Fund
CAGR/Annualized
return of 7.6% since its launch. Ranked 6 in Banking & PSU Debt
category. Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.3% . HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (08 Jan 25) ₹22.0466 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹5,881 on 30 Nov 24 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.79 Sharpe Ratio 1.55 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.38% Effective Maturity 5 Years 2 Months 28 Days Modified Duration 3 Years 8 Months Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,057 31 Dec 21 ₹11,461 31 Dec 22 ₹11,837 31 Dec 23 ₹12,645 31 Dec 24 ₹13,638 Returns for HDFC Banking and PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 8 Jan 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.9% 1 Year 7.9% 3 Year 6.1% 5 Year 6.4% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 6.8% 2021 3.3% 2020 3.7% 2019 10.6% 2018 10.2% 2017 5.9% 2016 6.3% 2015 10.8% 2014 9.8% Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 10.78 Yr. Dhruv Muchhal 22 Jun 23 1.53 Yr. Data below for HDFC Banking and PSU Debt Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 3.28% Debt 96.45% Other 0.27% Debt Sector Allocation
Sector Value Corporate 52.19% Government 44.26% Cash Equivalent 3.28% Credit Quality
Rating Value AA 1.92% AAA 98.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹302 Cr 29,500,000 Indian Railway Finance Corporation Limited
Debentures | -5% ₹277 Cr 27,500 Small Industries Development Bank Of India
Debentures | -4% ₹225 Cr 22,500 7.26% Govt Stock 2033
Sovereign Bonds | -4% ₹221 Cr 21,500,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹202 Cr 20,000 State Bank Of India
Debentures | -3% ₹176 Cr 175 Bajaj Housing Finance Limited
Debentures | -3% ₹151 Cr 15,000 Rural Electrification Corporation Limited
Debentures | -3% ₹151 Cr 1,500 Small Industries Development Bank Of India
Debentures | -2% ₹140 Cr 14,000 Housing And Urban Development Corporation Limited
Debentures | -2% ₹130 Cr 1,250 2. UTI Banking & PSU Debt Fund
CAGR/Annualized
return of 7% since its launch. Ranked 3 in Banking & PSU Debt
category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% . UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (08 Jan 25) ₹21.0081 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹806 on 30 Nov 24 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.55 Sharpe Ratio 1.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.32% Effective Maturity 2 Years 9 Months 7 Days Modified Duration 2 Years 3 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹10,889 31 Dec 21 ₹11,195 31 Dec 22 ₹12,350 31 Dec 23 ₹13,172 31 Dec 24 ₹14,178 Returns for UTI Banking & PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 8 Jan 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.8% 1 Year 7.7% 3 Year 8.2% 5 Year 7.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 6.7% 2021 10.3% 2020 2.8% 2019 8.9% 2018 -1% 2017 6.8% 2016 6.4% 2015 11.7% 2014 8.6% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.09 Yr. Data below for UTI Banking & PSU Debt Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 5.46% Debt 94.23% Other 0.31% Debt Sector Allocation
Sector Value Government 48.03% Corporate 46.2% Cash Equivalent 5.46% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -11% ₹86 Cr 850,000,000 Axis Bank Limited
Debentures | -7% ₹55 Cr 550 Small Industries Development Bank Of India
Debentures | -6% ₹50 Cr 5,000 Export-Import Bank Of India
Debentures | -6% ₹50 Cr 5,000 ICICI Bank Limited
Debentures | -6% ₹48 Cr 500 7.37% Govt Stock 2028
Sovereign Bonds | -6% ₹46 Cr 450,000,000 Power Finance Corporation Limited
Debentures | -5% ₹40 Cr 400 Rural Electrification Corporation Limited
Debentures | -4% ₹35 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹30 Cr 300 3. DSP BlackRock Banking and PSU Debt Fund
CAGR/Annualized
return of 7.7% since its launch. Ranked 20 in Banking & PSU Debt
category. Return for 2024 was 8.6% , 2023 was 6.7% and 2022 was 3.2% . DSP BlackRock Banking and PSU Debt Fund
Growth Launch Date 14 Sep 13 NAV (08 Jan 25) ₹23.1218 ↓ 0.00 (-0.02 %) Net Assets (Cr) ₹3,076 on 30 Nov 24 Category Debt - Banking & PSU Debt AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.58 Sharpe Ratio 1.38 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.25% Effective Maturity 9 Years 10 Months 17 Days Modified Duration 5 Years 3 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,090 31 Dec 21 ₹11,434 31 Dec 22 ₹11,801 31 Dec 23 ₹12,593 31 Dec 24 ₹13,680 Returns for DSP BlackRock Banking and PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 8 Jan 25 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 4.1% 1 Year 8.8% 3 Year 6.2% 5 Year 6.4% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.6% 2022 6.7% 2021 3.2% 2020 3.1% 2019 10.9% 2018 9.9% 2017 6.3% 2016 5.4% 2015 10.6% 2014 8.6% Fund Manager information for DSP BlackRock Banking and PSU Debt Fund
Name Since Tenure Sandeep Yadav 1 Aug 24 0.42 Yr. Shantanu Godambe 1 Jun 23 1.59 Yr. Data below for DSP BlackRock Banking and PSU Debt Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 6.9% Debt 92.89% Other 0.21% Debt Sector Allocation
Sector Value Government 53.9% Corporate 39.8% Cash Equivalent 6.09% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -13% ₹404 Cr 37,500,000 National Bank For Financing Infrastructure And Development
Debentures | -6% ₹184 Cr 17,500
↑ 2,500 7.34% Govt Stock 2064
Sovereign Bonds | -5% ₹153 Cr 14,500,000
↑ 9,500,000 Small Industries Development Bank Of India
Debentures | -4% ₹127 Cr 12,500 Power Grid Corporation Of India Limited
Debentures | -4% ₹109 Cr 1,050 GAil (India) Limited
Debentures | -3% ₹107 Cr 1,000 Rural Electrification Corporation Limited
Debentures | -3% ₹107 Cr 10,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -3% ₹106 Cr 10,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹105 Cr 1,000 State Bank Of India
Debentures | -3% ₹104 Cr 100 4. Kotak Banking and PSU Debt fund
CAGR/Annualized
return of since its launch. Ranked 19 in Banking & PSU Debt
category. Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.6% . Kotak Banking and PSU Debt fund
Growth Launch Date 29 Dec 98 NAV (08 Jan 25) ₹62.6766 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹5,679 on 30 Nov 24 Category Debt - Banking & PSU Debt AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.81 Sharpe Ratio 1.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 5 Years 9 Months 25 Days Modified Duration 3 Years 9 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,051 31 Dec 21 ₹11,483 31 Dec 22 ₹11,896 31 Dec 23 ₹12,702 31 Dec 24 ₹13,722 Returns for Kotak Banking and PSU Debt fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 8 Jan 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 4% 1 Year 8% 3 Year 6.2% 5 Year 6.5% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 8% 2022 6.8% 2021 3.6% 2020 3.9% 2019 10.5% 2018 10.8% 2017 6.7% 2016 6.2% 2015 10% 2014 8.6% Fund Manager information for Kotak Banking and PSU Debt fund
Name Since Tenure Deepak Agrawal 1 Aug 08 16.43 Yr. Abhishek Bisen 1 Nov 22 2.17 Yr. Data below for Kotak Banking and PSU Debt fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 4.04% Debt 95.68% Other 0.27% Debt Sector Allocation
Sector Value Corporate 54.28% Government 41.49% Cash Equivalent 3.96% Credit Quality
Rating Value AA 2.74% AAA 97.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -9% ₹517 Cr 50,443,730 Power Finance Corp Ltd. 0.076%
Debentures | -6% ₹333 Cr 33,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹263 Cr 26,200
↑ 1,000 7.1% Govt Stock 2034
Sovereign Bonds | -4% ₹256 Cr 25,036,520
↓ -10,000,000 7.93% Govt Stock 2033
Sovereign Bonds | -4% ₹235 Cr 22,932,280
↓ -500,000 HDFC Bank Limited
Debentures | -4% ₹213 Cr 21,000 National Housing Bank
Debentures | -4% ₹201 Cr 20,000
↓ -7,500 Power Grid Corporation Of India Limited
Debentures | -3% ₹183 Cr 20,002 Rural Electrification Corporation Limited
Debentures | -3% ₹157 Cr 15,500 Rural Electrification Corporation Limited
Debentures | -3% ₹154 Cr 15,000 5. Aditya Birla Sun Life Banking & PSU Debt Fund
CAGR/Annualized
return of 7.8% since its launch. Ranked 9 in Banking & PSU Debt
category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.7% . Aditya Birla Sun Life Banking & PSU Debt Fund
Growth Launch Date 9 May 08 NAV (08 Jan 25) ₹351.391 ↓ -0.04 (-0.01 %) Net Assets (Cr) ₹9,645 on 15 Dec 24 Category Debt - Banking & PSU Debt AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.7 Sharpe Ratio 1.67 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.37% Effective Maturity 4 Years 6 Months 7 Days Modified Duration 3 Years 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,091 31 Dec 21 ₹11,489 31 Dec 22 ₹11,909 31 Dec 23 ₹12,726 31 Dec 24 ₹13,728 Returns for Aditya Birla Sun Life Banking & PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 8 Jan 25 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.9% 1 Year 7.9% 3 Year 6.2% 5 Year 6.5% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 6.9% 2021 3.7% 2020 3.6% 2019 10.9% 2018 9.9% 2017 6.6% 2016 5.6% 2015 12.3% 2014 8.5% Fund Manager information for Aditya Birla Sun Life Banking & PSU Debt Fund
Name Since Tenure Kaustubh Gupta 29 Sep 09 15.27 Yr. Harshil Suvarnkar 22 Mar 21 3.78 Yr. Data below for Aditya Birla Sun Life Banking & PSU Debt Fund as on 15 Dec 24
Asset Allocation
Asset Class Value Cash 9.17% Debt 90.57% Other 0.26% Debt Sector Allocation
Sector Value Corporate 63.85% Government 31.11% Cash Equivalent 4.77% Credit Quality
Rating Value AA 0.88% AAA 99.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Finance Corporation Ltd.
Debentures | -3% ₹301 Cr 30,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹262 Cr 25,648,900
↑ 3,471,900 Power Finance Corp Ltd. 7.6%
Debentures | -3% ₹252 Cr 25,000 Small Industries Development Bank Of India
Debentures | -3% ₹245 Cr 24,500 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹226 Cr 21,946,000 State Bank Of India
Debentures | -2% ₹212 Cr 210 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹205 Cr 19,989,800
↓ -594,000 REC Ltd. 7.71%
Debentures | -2% ₹196 Cr 19,500 Axis Bank Ltd.
Debentures | -2% ₹194 Cr 4,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹191 Cr 19,000
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