മികച്ച 10 പ്രിൻസിപ്പൽ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ 2022 | ഫിൻകാഷ്

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പ്രിൻസിപ്പൽ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?
പ്രിൻസിപ്പൽ മ്യൂച്വൽ ഫണ്ടിന്റെ മികച്ച മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ
പ്രിൻസിപ്പൽ മ്യൂച്വൽ ഫണ്ടിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
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2022-ലെ മികച്ച 10 പ്രിൻസിപ്പൽ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ

Updated on September 14, 2024 , 12987 views

പ്രധാന മ്യൂച്വൽ ഫണ്ട് അതിവേഗം വളരുന്ന ഒന്നാണ്മ്യൂച്വൽ ഫണ്ട് ഇന്ത്യയിലെ കമ്പനികൾ. ഫണ്ട് ഹൗസ് 102 വഴി 4 ലക്ഷത്തിലധികം ഉപഭോക്താക്കളുടെ ആസ്തികൾ കൈകാര്യം ചെയ്യുന്നുനിക്ഷേപകൻ 20 ൽ കൂടുതൽ ഉള്ള കേന്ദ്രങ്ങൾ,000 രാജ്യത്തുടനീളമുള്ള എംപാനൽ വിതരണക്കാർ. കമ്പനി വിശാലമായ വാഗ്ദാനം ചെയ്യുന്നുപരിധി നിക്ഷേപകരുടെ വിവിധ നിക്ഷേപ ലക്ഷ്യങ്ങൾ നിറവേറ്റുന്നതിനായി രൂപകൽപ്പന ചെയ്തിട്ടുള്ള സ്കീമുകൾ.

നിക്ഷേപകർക്ക് ഇക്വിറ്റി, കടം, എന്നിങ്ങനെയുള്ള നിരവധി ഓപ്ഷനുകളിൽ നിന്ന് തിരഞ്ഞെടുക്കാം.ELSS, സമതുലിതമായ,ലിക്വിഡ് ഫണ്ടുകൾ,ഫണ്ടുകളുടെ ഫണ്ട്, തുടങ്ങിയവ.ഇക്വിറ്റി ഫണ്ടുകൾ ദീർഘകാലത്തേക്ക് ഏറ്റവും അനുയോജ്യം-ടേം പ്ലാൻ ലിക്വിഡ് ഫണ്ടുകൾ ചുരുങ്ങിയ സമയത്തിനുള്ളിൽ നല്ല വരുമാനം നേടുന്നതിന് അനുയോജ്യമാണ്. പ്രിൻസിപ്പൽ മ്യൂച്വൽ ഫണ്ട് അച്ചടക്കമുള്ള നിക്ഷേപ സമീപനം പിന്തുടരുന്നു, അതിലൂടെ നിക്ഷേപകരുടെ സമ്പത്ത് സൃഷ്ടിക്കാനും സംരക്ഷിക്കാനും വളർത്താനും ലക്ഷ്യമിടുന്നു.

നിക്ഷേപിക്കാൻ പദ്ധതിയിടുന്ന നിക്ഷേപകർക്ക് താഴെ ലിസ്റ്റ് ചെയ്തിട്ടുള്ള മികച്ച 10 പ്രിൻസിപ്പൽ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിൽ നിന്ന് ഒരു ഫണ്ട് തിരഞ്ഞെടുക്കാം. AUM പോലെയുള്ള ചില പ്രധാന പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം മുതലായവ.

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പ്രിൻസിപ്പൽ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?

പ്രിൻസിപ്പൽ മ്യൂച്വൽ ഫണ്ടിന് രാജ്യത്തുടനീളം 20,000 വിതരണക്കാരുടെ വിപുലമായ ശൃംഖലയുണ്ട്. അതിൽ ഉൾപ്പെടുന്നുസാമ്പത്തിക ഉപദേഷ്ടാവ് സ്ഥാപനങ്ങൾ, കോർപ്പറേറ്റ് ബാങ്കുകൾ, ധനകാര്യ സ്ഥാപനങ്ങൾ, സ്റ്റോക്ക് ബ്രോക്കർമാർ.
കമ്പനി സ്കീമുകൾ നികുതി കുറയ്ക്കുന്നതിനുള്ള ഓപ്ഷൻ വാഗ്ദാനം ചെയ്യുന്നുവരുമാനം അങ്ങനെ, നികുതി ലാഭിക്കുന്നു.പ്രിൻസിപ്പൽ ടാക്സ് സേവിംഗ്സ് ഫണ്ട് ഒരു നിക്ഷേപകന് നികുതിക്ക് അർഹതയുള്ള അത്തരം സ്കീമുകളാണോകിഴിവ് ഒരു ലക്ഷം വരെ.
ഒരു കടത്തിലോ ലിക്വിഡ് ഫണ്ടിലോ നിക്ഷേപിക്കുമ്പോൾ നിക്ഷേപകർക്ക് അവരുടെ പണം ടാർഗെറ്റ് ഇക്വിറ്റിയിൽ നിക്ഷേപിക്കാം. അങ്ങനെ, നിക്ഷേപകന് ഇക്വിറ്റിയിലും പരിരക്ഷയിലും വരുമാനം ലഭിക്കും.
കമ്പനി പ്രതിമാസ വസ്തുത ഷീറ്റ് നിർമ്മിക്കുന്നു. അതിൽ, ഓരോ കമ്പനിയിലും നിക്ഷേപിച്ച പണത്തിന്റെ വിശദാംശങ്ങൾ, കമ്പനിയുടെ റേറ്റിംഗ്, വരുമാനം, ലാഭവിഹിതം, പ്രകടനത്തിന്റെ അനുപാതം എന്നിവ നിരത്തുന്നു.

പ്രിൻസിപ്പൽ മ്യൂച്വൽ ഫണ്ടിന്റെ മികച്ച മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2023 (%)
Principal Emerging Bluechip Fund Growth	₹183.316 ↑ 2.03	₹3,124	5,000	100	2.9	13.6	38.9	21.9	19.2	24.8
Principal Hybrid Equity Fund Growth	₹163.202 ↑ 0.33	₹5,192	5,000	100	8.2	17.1	27.8	13.3	17.5	12	16.8
Principal Cash Management Fund Growth	₹2,182.57 ↑ 0.43	₹5,595	5,000	2,000	1.7	3.6	7.3	6	5.1	6.4	7
Principal Multi Cap Growth Fund Growth	₹391.475 ↑ 0.87	₹2,831	5,000	100	8.8	25.5	39	18.8	24.4	16.6	31.1
Principal Tax Savings Fund Growth	₹515.599 ↑ 0.47	₹1,395	500	500	7.3	19.2	30	16.5	21.6	16.5	24.5
Principal Global Opportunities Fund Growth	₹47.4362 ↓ -0.04	₹38	10,000	2,000	2.9	3.1	25.8	24.8	16.5	9.2
Principal Credit Risk Fund Growth	₹3,103.96 ↓ -0.49	₹15	5,000	2,000	14.3	7.9	11.5	5.8	6.8	7.4
Principal Dividend Yield Fund Growth	₹144.621 ↓ -0.05	₹977	5,000	500	7.5	20.1	41	18.2	23.7	14.4	34
Principal Focused Multicap Fund Growth	₹169.198 ↓ -0.54	₹1,138	5,000	100	9.6	22.7	32.5	15.5	22.5	16.2	24.4
Principal Short Term Debt Fund Growth	₹41.6757 ↓ 0.00	₹193	5,000	2,000	2.6	4.3	7.9	5.7	6.3	6.9	6.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

1. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.8% since its launch. Ranked 1 in Large & Mid Cap category. .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund Growth
Launch Date	12 Nov 08
NAV (31 Dec 21)	₹183.316 ↑ 2.03 (1.12 %)
Net Assets (Cr)	₹3,124 on 30 Nov 21
Category	Equity - Large & Mid Cap
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.08
Sharpe Ratio	2.74
Information Ratio	0.22
Alpha Ratio	2.18
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹11,180
31 Aug 21	₹18,241

Principal Emerging Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2.9%
3 Month	2.9%
6 Month	13.6%
1 Year	38.9%
3 Year	21.9%
5 Year	19.2%
10 Year
15 Year
Since launch	24.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Principal Emerging Bluechip Fund

Name	Since	Tenure

Data below for Principal Emerging Bluechip Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Principal Hybrid Equity Fund

(Erstwhile Principal Balanced Fund)

Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities.

Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12% since its launch. Ranked 1 in Hybrid Equity category. Return for 2023 was 16.8% , 2022 was 3% and 2021 was 25.4% .

Below is the key information for Principal Hybrid Equity Fund

Principal Hybrid Equity Fund Growth
Launch Date	14 Jan 00
NAV (17 Sep 24)	₹163.202 ↑ 0.33 (0.20 %)
Net Assets (Cr)	₹5,192 on 31 Jul 24
Category	Hybrid - Hybrid Equity
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.91
Sharpe Ratio	2.23
Information Ratio	0
Alpha Ratio	0.99
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,479
31 Aug 21	₹15,060
31 Aug 22	₹15,712
31 Aug 23	₹17,085
31 Aug 24	₹22,243

Principal Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Principal Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	3.7%
3 Month	8.2%
6 Month	17.1%
1 Year	27.8%
3 Year	13.3%
5 Year	17.5%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	16.8%
2022	3%
2021	25.4%
2020	16.3%
2019	2.1%
2018	-1.5%
2017	36.3%
2016	10.1%
2015	3.1%
2014	34.9%

Fund Manager information for Principal Hybrid Equity Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.67 Yr.
S. Bharath	1 Jan 22	2.67 Yr.
Sandeep Agarwal	1 Jan 22	2.67 Yr.

Data below for Principal Hybrid Equity Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	4.3%
Equity	73.81%
Debt	21.89%

Equity Sector Allocation

Sector	Value
Financial Services	18%
Consumer Cyclical	14.06%
Industrials	8.01%
Technology	7.17%
Energy	6.41%
Health Care	6.05%
Consumer Defensive	5.28%
Basic Materials	3.51%
Communication Services	2.98%
Utility	2.34%

Debt Sector Allocation

Sector	Value
Government	14.37%
Corporate	8.06%
Cash Equivalent	3.76%

Credit Quality

Rating	Value
AAA	98.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| 500325	5%	₹244 Cr	807,500 ↓ -12,500
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| 500180	4%	₹213 Cr	1,300,750
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	4%	₹209 Cr	1,700,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	4%	₹204 Cr	20,000,000 ↓ -400,000
Infosys Ltd (Technology) Equity, Since 30 Sep 17 \| 500209	3%	₹159 Cr	820,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 18 \| 532454	3%	₹159 Cr	1,000,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Dec 22 \| KALYANKJIL	3%	₹151 Cr	2,460,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 13 \| 500510	2%	₹118 Cr	317,779
7.23% Govt Stock 2039 Sovereign Bonds \| -	2%	₹103 Cr	10,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹102 Cr	10,000,000 ↑ 3,200,000

3. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.4% since its launch. Ranked 5 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund Growth
Launch Date	30 Aug 04
NAV (17 Sep 24)	₹2,182.57 ↑ 0.43 (0.02 %)
Net Assets (Cr)	₹5,595 on 31 Jul 24
Category	Debt - Liquid Fund
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	1.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.12%
Effective Maturity	1 Month 13 Days
Modified Duration	1 Month 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,457
31 Aug 21	₹10,783
31 Aug 22	₹11,196
31 Aug 23	₹11,945
31 Aug 24	₹12,817

Principal Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.6%
1 Year	7.3%
3 Year	6%
5 Year	5.1%
10 Year
15 Year
Since launch	6.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.2%
2020	3.8%
2019	6.2%
2018	-1.8%
2017	6.8%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for Principal Cash Management Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.67 Yr.
Sandeep Agarwal	16 May 22	2.3 Yr.

Data below for Principal Cash Management Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	99.74%
Other	0.26%

Debt Sector Allocation

Sector	Value
Cash Equivalent	59.34%
Corporate	35.33%
Government	5.07%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	5%	₹274 Cr	27,500,000
Export-Import Bank Of India Commercial Paper \| -	3%	₹150 Cr	3,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹150 Cr	3,000
Canara Bank Certificate of Deposit \| -	3%	₹150 Cr	3,000
Union Bank Of India Certificate of Deposit \| -	3%	₹150 Cr	3,000
Indusind Bank Limited Certificate of Deposit \| -	3%	₹149 Cr	3,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹148 Cr	3,000
Indian Bank Certificate of Deposit \| -	2%	₹123 Cr	2,500
91 DTB 05092024 Sovereign Bonds \| -	2%	₹113 Cr	11,300,000 ↑ 11,300,000
Canara Bank Certificate of Deposit \| -	2%	₹100 Cr	2,000

4. Principal Multi Cap Growth Fund

(Erstwhile Principal Growth Fund)

The primary investment objective of the scheme is to achieve long-term capital appreciation.

Principal Multi Cap Growth Fund is a Equity - Multi Cap fund was launched on 25 Oct 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.6% since its launch. Ranked 12 in Multi Cap category. Return for 2023 was 31.1% , 2022 was -1.6% and 2021 was 46.3% .

Below is the key information for Principal Multi Cap Growth Fund

Principal Multi Cap Growth Fund Growth
Launch Date	25 Oct 00
NAV (17 Sep 24)	₹391.475 ↑ 0.87 (0.22 %)
Net Assets (Cr)	₹2,831 on 31 Jul 24
Category	Equity - Multi Cap
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.05
Sharpe Ratio	2.51
Information Ratio	-0.54
Alpha Ratio	-0.36
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,393
31 Aug 21	₹17,157
31 Aug 22	₹18,531
31 Aug 23	₹20,765
31 Aug 24	₹29,341

Principal Multi Cap Growth Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Principal Multi Cap Growth Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	4.7%
3 Month	8.8%
6 Month	25.5%
1 Year	39%
3 Year	18.8%
5 Year	24.4%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	31.1%
2022	-1.6%
2021	46.3%
2020	15%
2019	3.9%
2018	-8.7%
2017	48.7%
2016	6.4%
2015	2.8%
2014	49.4%

Fund Manager information for Principal Multi Cap Growth Fund

Name	Since	Tenure
Ratish Varier	1 Jan 22	2.67 Yr.
Sudhir Kedia	1 Jan 22	2.67 Yr.

Data below for Principal Multi Cap Growth Fund as on 31 Jul 24

Equity Sector Allocation

Sector	Value
Financial Services	19.83%
Industrials	16.44%
Consumer Cyclical	15.29%
Technology	8.64%
Energy	8.36%
Health Care	7.75%
Basic Materials	5.52%
Communication Services	4.99%
Consumer Defensive	3.98%
Utility	2.85%
Real Estate	2.28%

Asset Allocation

Asset Class	Value
Cash	4.06%
Equity	95.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 05 \| 500325	6%	₹168 Cr	556,134
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| 500180	4%	₹122 Cr	746,575
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Apr 23 \| PFC	3%	₹93 Cr	1,689,887
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 23 \| 500510	3%	₹85 Cr	230,571
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| 500209	3%	₹83 Cr	425,850 ↓ -38,911
NTPC Ltd (Utilities) Equity, Since 31 Mar 23 \| 532555	3%	₹81 Cr	1,955,077
Indian Bank (Financial Services) Equity, Since 31 Dec 23 \| INDIANB	3%	₹76 Cr	1,339,692
Lupin Ltd (Healthcare) Equity, Since 30 Apr 24 \| 500257	2%	₹70 Cr	311,373
KSB Ltd (Industrials) Equity, Since 31 Jul 22 \| 500249	2%	₹70 Cr	749,415 ↓ -46,765
TVS Holdings Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| TVSHLTD	2%	₹68 Cr	49,053 ↓ -6,772

5. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.5% since its launch. Ranked 8 in ELSS category. Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund Growth
Launch Date	31 Mar 96
NAV (17 Sep 24)	₹515.599 ↑ 0.47 (0.09 %)
Net Assets (Cr)	₹1,395 on 31 Jul 24
Category	Equity - ELSS
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.26
Sharpe Ratio	2.02
Information Ratio	-0.49
Alpha Ratio	-2.41
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,551
31 Aug 21	₹16,347
31 Aug 22	₹17,773
31 Aug 23	₹19,940
31 Aug 24	₹26,702

Principal Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	3.8%
3 Month	7.3%
6 Month	19.2%
1 Year	30%
3 Year	16.5%
5 Year	21.6%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.5%
2022	4.3%
2021	32.1%
2020	18.9%
2019	2.5%
2018	-9.2%
2017	48.8%
2016	6.2%
2015	2.7%
2014	49.4%

Fund Manager information for Principal Tax Savings Fund

Name	Since	Tenure
Sudhir Kedia	29 Oct 19	4.85 Yr.
Rohit Seksaria	1 Jan 22	2.67 Yr.

Data below for Principal Tax Savings Fund as on 31 Jul 24

Equity Sector Allocation

Sector	Value
Financial Services	30.41%
Industrials	12.54%
Consumer Cyclical	10.94%
Technology	9.81%
Health Care	8.13%
Energy	7.28%
Consumer Defensive	6.7%
Communication Services	5.87%
Basic Materials	4.04%
Utility	0.7%
Real Estate	0.48%

Asset Allocation

Asset Class	Value
Cash	3.08%
Equity	96.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| 500180	7%	₹99 Cr	606,077
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	6%	₹81 Cr	661,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| 500325	6%	₹79 Cr	260,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| 500209	4%	₹61 Cr	313,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| 532215	3%	₹37 Cr	311,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Aug 15 \| SUNPHARMA	3%	₹36 Cr	200,000
State Bank of India (Financial Services) Equity, Since 30 Apr 05 \| 500112	3%	₹36 Cr	444,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 13 \| 500510	3%	₹36 Cr	96,021
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Nov 21 \| 890157	2%	₹34 Cr	283,000
Force Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| 500033	2%	₹32 Cr	39,000

6. Principal Global Opportunities Fund

The investment objective of the Scheme is to provide long term capital appreciation by predominantly investing in overseas mutual fund schemes, and a certain portion of its corpus in Money Market Securities and/or units of Money Market / Liquid Schemes of Principal Mutual Fund.

Principal Global Opportunities Fund is a Equity - Global fund was launched on 29 Mar 04. It is a fund with High risk and has given a CAGR/Annualized return of 9.2% since its launch. Ranked 8 in Global category. .

Below is the key information for Principal Global Opportunities Fund

Principal Global Opportunities Fund Growth
Launch Date	29 Mar 04
NAV (31 Dec 21)	₹47.4362 ↓ -0.04 (-0.09 %)
Net Assets (Cr)	₹38 on 30 Nov 21
Category	Equity - Global
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.1
Sharpe Ratio	2.31
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	2,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹11,349
31 Aug 21	₹16,348

Principal Global Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Principal Global Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0%
3 Month	2.9%
6 Month	3.1%
1 Year	25.8%
3 Year	24.8%
5 Year	16.5%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Principal Global Opportunities Fund

Name	Since	Tenure

Data below for Principal Global Opportunities Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

7. Principal Credit Risk Fund

(Erstwhile Principal Credit Opportunities Fund)

To generate regular income & Capital appreciation through investments in debt securities and money market instruments

Principal Credit Risk Fund is a Debt - Credit Risk fund was launched on 14 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 16 in Credit Risk category. .

Below is the key information for Principal Credit Risk Fund

Principal Credit Risk Fund Growth
Launch Date	14 Sep 04
NAV (03 Sep 20)	₹3,103.96 ↓ -0.49 (-0.02 %)
Net Assets (Cr)	₹15 on 31 Jul 20
Category	Debt - Credit Risk
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.64
Sharpe Ratio	0.49
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	3.44%
Effective Maturity	4 Months 16 Days
Modified Duration	3 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹11,166

Principal Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Principal Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0.1%
3 Month	14.3%
6 Month	7.9%
1 Year	11.5%
3 Year	5.8%
5 Year	6.8%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Principal Credit Risk Fund

Name	Since	Tenure

Data below for Principal Credit Risk Fund as on 31 Jul 20

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

8. Principal Dividend Yield Fund

The investment objective of the scheme would be to provide capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of companies that have a relatively high dividend yield.

Principal Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 15 Oct 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.4% since its launch. Ranked 37 in Dividend Yield category. Return for 2023 was 34% , 2022 was 1.3% and 2021 was 32.5% .

Below is the key information for Principal Dividend Yield Fund

Principal Dividend Yield Fund Growth
Launch Date	15 Oct 04
NAV (17 Sep 24)	₹144.621 ↓ -0.05 (-0.03 %)
Net Assets (Cr)	₹977 on 31 Jul 24
Category	Equity - Dividend Yield
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.4
Sharpe Ratio	2.65
Information Ratio	0.03
Alpha Ratio	4.19
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹11,020
31 Aug 21	₹17,320
31 Aug 22	₹17,458
31 Aug 23	₹19,892
31 Aug 24	₹29,340

Principal Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Principal Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2.9%
3 Month	7.5%
6 Month	20.1%
1 Year	41%
3 Year	18.2%
5 Year	23.7%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	34%
2022	1.3%
2021	32.5%
2020	20.2%
2019	4.4%
2018	-5.2%
2017	46.6%
2016	7.2%
2015	-3.4%
2014	44.9%

Fund Manager information for Principal Dividend Yield Fund

Name	Since	Tenure
Ratish Varier	1 Jan 22	2.67 Yr.
Ashish Aggarwal	1 Jan 22	2.67 Yr.

Data below for Principal Dividend Yield Fund as on 31 Jul 24

Equity Sector Allocation

Sector	Value
Financial Services	19.47%
Utility	12.57%
Technology	12.43%
Industrials	10.57%
Energy	10.17%
Consumer Defensive	9.24%
Consumer Cyclical	8%
Health Care	6.11%
Basic Materials	4.12%
Communication Services	2.01%

Asset Allocation

Asset Class	Value
Cash	4.94%
Equity	95.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 30 Apr 18 \| 532555	5%	₹46 Cr	1,100,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 13 \| 500180	5%	₹45 Cr	275,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| 500209	4%	₹42 Cr	215,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	3%	₹32 Cr	258,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 18 \| TCS	3%	₹30 Cr	65,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 12 \| 500325	3%	₹28 Cr	93,000
State Bank of India (Financial Services) Equity, Since 30 Nov 08 \| 500112	3%	₹25 Cr	310,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 09 \| 500875	2%	₹23 Cr	455,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 22 \| POWERGRID	2%	₹23 Cr	675,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Mar 22 \| 500312	2%	₹22 Cr	675,000

9. Principal Focused Multicap Fund

(Erstwhile Principal Large Cap Fund)

The Investment Objective of the scheme would be to provide capital appreciation and /or dividend distribution by predominantly investing in companies having a large market capitalization.

Principal Focused Multicap Fund is a Equity - Focused fund was launched on 11 Nov 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.2% since its launch. Ranked 36 in Focused category. Return for 2023 was 24.4% , 2022 was -0.3% and 2021 was 33.7% .

Below is the key information for Principal Focused Multicap Fund

Principal Focused Multicap Fund Growth
Launch Date	11 Nov 05
NAV (17 Sep 24)	₹169.198 ↓ -0.54 (-0.32 %)
Net Assets (Cr)	₹1,138 on 31 Jul 24
Category	Equity - Focused
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.31
Sharpe Ratio	1.87
Information Ratio	-1.07
Alpha Ratio	-4.12
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹11,052
31 Aug 21	₹17,621
31 Aug 22	₹18,029
31 Aug 23	₹20,187
31 Aug 24	₹27,445

Principal Focused Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Principal Focused Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	3.7%
3 Month	9.6%
6 Month	22.7%
1 Year	32.5%
3 Year	15.5%
5 Year	22.5%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.4%
2022	-0.3%
2021	33.7%
2020	19.7%
2019	11.8%
2018	-1.2%
2017	31.8%
2016	3.8%
2015	0.6%
2014	43.4%

Fund Manager information for Principal Focused Multicap Fund

Name	Since	Tenure
S. Bharath	1 Jul 24	0.17 Yr.
Sudhir Kedia	16 May 22	2.3 Yr.

Data below for Principal Focused Multicap Fund as on 31 Jul 24

Equity Sector Allocation

Sector	Value
Financial Services	28.17%
Industrials	21.75%
Communication Services	10.27%
Energy	8.7%
Health Care	7.4%
Technology	7.15%
Consumer Cyclical	5.96%
Consumer Defensive	5.32%
Basic Materials	3.43%

Asset Allocation

Asset Class	Value
Cash	1.84%
Equity	98.16%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| 500180	8%	₹90 Cr	550,000
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 05 \| 500325	6%	₹72 Cr	240,000 ↓ -38,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	6%	₹69 Cr	562,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 20 \| 500510	5%	₹57 Cr	152,535
Zomato Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| 543320	5%	₹55 Cr	2,198,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| 532454	5%	₹55 Cr	345,000
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| 500112	5%	₹55 Cr	671,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 20 \| BEL	4%	₹44 Cr	1,460,000
Infosys Ltd (Technology) Equity, Since 30 Nov 05 \| 500209	4%	₹43 Cr	223,000 ↓ -12,000
Grasim Industries Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 500300	3%	₹40 Cr	147,000

10. Principal Short Term Debt Fund

(Erstwhile Principal Short Term Income Fund)

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital.

Principal Short Term Debt Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 34 in Short term Bond category. Return for 2023 was 6.9% , 2022 was 3.5% and 2021 was 3.2% .

Below is the key information for Principal Short Term Debt Fund

Principal Short Term Debt Fund Growth
Launch Date	9 May 03
NAV (17 Sep 24)	₹41.6757 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹193 on 31 Jul 24
Category	Debt - Short term Bond
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.84
Sharpe Ratio	-0.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.31%
Effective Maturity	3 Years 10 Months 10 Days
Modified Duration	2 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,965
31 Aug 21	₹11,484
31 Aug 22	₹11,793
31 Aug 23	₹12,564
31 Aug 24	₹13,478

Principal Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Principal Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1.1%
3 Month	2.6%
6 Month	4.3%
1 Year	7.9%
3 Year	5.7%
5 Year	6.3%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	3.5%
2021	3.2%
2020	10.3%
2019	-1.7%
2018	6%
2017	5.7%
2016	9.6%
2015	8.1%
2014	9.9%

Fund Manager information for Principal Short Term Debt Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.67 Yr.
Sandeep Agarwal	1 Jan 22	2.67 Yr.

Data below for Principal Short Term Debt Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	13.69%
Debt	86.02%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	46.26%
Government	45.12%
Cash Equivalent	8.33%

Credit Quality

Rating	Value
AA	6.02%
AAA	93.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	16%	₹30 Cr	2,900,000 ↓ -100,000
7.37% Govt Stock 2028 Sovereign Bonds \| -	8%	₹15 Cr	1,500,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
Power Finance Corporation Ltd. Debentures \| -	6%	₹10 Cr	1,000
National Bank for Agriculture and Rural Development 7.62% Domestic Bonds \| -	6%	₹10 Cr	1,000
Small Industries Development Bank Of India Debentures \| -	5%	₹10 Cr	100
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹7 Cr	700,000 ↑ 700,000
Bharti Telecom Limited Debentures \| -	4%	₹7 Cr	700
Tamil Nadu (Government of) 7.44% - \| -	3%	₹5 Cr	500,000
7.72% Govt Stock 2028 Sovereign Bonds \| -	3%	₹5 Cr	500,000

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