മികച്ച 10 മികച്ച ടാറ്റ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ 2022 - Fincash.com

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എന്തുകൊണ്ടാണ് ടാറ്റ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത്?
മികച്ച ടാറ്റ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ
ടാറ്റ മ്യൂച്വൽ ഫണ്ടിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
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2022-ലെ മികച്ച 10 ടാറ്റ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ

Updated on March 12, 2025 , 47914 views

ഇന്ത്യയിലെ ഏറ്റവും മൂല്യമുള്ള ബ്രാൻഡുകളിലൊന്നിന്റെ പിന്തുണയോടെ,ടാറ്റ മ്യൂച്വൽ ഫണ്ട് സ്ഥിരമായ പ്രകടനവും ലോകോത്തര സേവനവും കൊണ്ട് നിക്ഷേപകരുടെ വിശ്വാസം നേടിയിട്ടുണ്ട്. നേരെ ആക്രമണകാരിയിൽ നിന്ന്നിക്ഷേപകൻ ഒരു യാഥാസ്ഥിതികനോട്മൂലധനം ബിൽഡർ, ഒരു ബിസിനസുകാരനോ അല്ലെങ്കിൽ ശമ്പളമുള്ള പ്രൊഫഷണലോ, ടാറ്റമ്യൂച്വൽ ഫണ്ട് ഓരോ ഉപഭോക്താവിനും ഒരു നിക്ഷേപ ഓപ്ഷൻ വാഗ്ദാനം ചെയ്യുന്നു.

ദിഎഎംസി സ്ഥിരമായ ദീർഘകാല ഫലങ്ങൾ തേടാൻ ലക്ഷ്യമിടുന്നു. നിറവേറ്റുന്നതിനായിസാമ്പത്തിക ലക്ഷ്യങ്ങൾ നിക്ഷേപകരിൽ, ഫണ്ട് ഹൗസ് വിവിധ ലക്ഷ്യങ്ങളെ അടിസ്ഥാനമാക്കിയുള്ള ഫണ്ടുകൾ വാഗ്ദാനം ചെയ്യുന്നു. നിക്ഷേപകർക്ക് വിവിധ സ്കീമുകളിൽ നിക്ഷേപിക്കാം- ഇക്വിറ്റി, ഡെറ്റ്, ബാലൻസ്ഡ്,ലിക്വിഡ് ഫണ്ടുകൾ, നികുതി ലാഭിക്കൽ മുതലായവ. നിക്ഷേപിക്കാൻ ആസൂത്രണം ചെയ്യുന്ന ഒരാൾക്ക് താഴെ ലിസ്റ്റുചെയ്തിരിക്കുന്ന മികച്ച 10 മികച്ച ടാറ്റ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിൽ നിന്ന് ഒരു ഫണ്ട് തിരഞ്ഞെടുക്കാം.

AUM പോലുള്ള ചില പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം മുതലായവ.

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എന്തുകൊണ്ടാണ് ടാറ്റ മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നത്?

ടാറ്റ എന്ന പേരിന് വലിയ മൂല്യവും വിശ്വാസവും വിശ്വാസ്യതയും ഉണ്ട്. ഇത് രാജ്യത്ത് ഉയർന്ന ഇക്വിറ്റി ആസ്വദിക്കുന്നു.
ഫണ്ട് മാനേജ്‌മെന്റിനൊപ്പം, ടാറ്റ മ്യൂച്വൽ ഫണ്ട് വിദഗ്ദ്ധ സാമ്പത്തിക സേവനങ്ങൾ വാഗ്ദാനം ചെയ്യുന്നു. കമ്പനിയുടെ വിശ്വാസവും സ്ഥിരമായ റെക്കോർഡും നിക്ഷേപകരെ ആകർഷിക്കുന്നു.
കമ്പനിയുടെ പ്രകടനം നിക്ഷേപകർക്കിടയിൽ അവരുടെ പണത്തിന്റെ സുരക്ഷിതത്വത്തെക്കുറിച്ച് ഒരു ആത്മവിശ്വാസം സൃഷ്ടിച്ചു. ഉയർന്ന അപകടസാധ്യതകളുണ്ടെങ്കിലും, പണം തെറ്റായി കൈകാര്യം ചെയ്യപ്പെടില്ലെന്ന് നിക്ഷേപകർക്ക് ശക്തമായ വിശ്വാസമുണ്ട്.
ഒരു നിശ്ചിത കാലയളവിൽ ക്രമാനുഗതമായ സമ്പത്ത് സൃഷ്ടിക്കുന്നതിനുള്ള ഒരു നല്ല ഓപ്ഷനാണ് ഇത്.

മികച്ച ടാറ്റ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2024 (%)
Tata Retirement Savings Fund-Moderate Growth	₹56.3861 ↓ -0.16	₹2,062	5,000	150	-14.3	-13.5	7.9	11.6	14.9	13.8	19.5
Tata India Tax Savings Fund Growth	₹38.9107 ↓ -0.19	₹4,398	500	500	-14.6	-15	7	13.3	19	13.9	19.5
Tata Retirement Savings Fund - Progressive Growth	₹56.2648 ↓ -0.18	₹1,979	5,000	150	-17.4	-17	6.9	12.1	15.7	13.8	21.7
Tata Equity PE Fund Growth	₹303.991 ↓ -1.47	₹8,068	5,000	150	-16.3	-19.7	4.3	17.6	21.6	17.9	21.7
Tata Treasury Advantage Fund Growth	₹3,830 ↑ 0.59	₹2,377	5,000	500	1.6	3.5	7.3	6.4	5.9	7.1	7.4
Tata Liquid Fund Growth	₹4,028.1 ↑ 0.78	₹23,491	5,000	500	1.7	3.5	7.2	6.6	5.4	7	7.3
Tata Retirement Savings Fund - Conservative Growth	₹29.7179 ↓ -0.02	₹173	5,000	500	-4.7	-4	5.8	6.7	7.9	8.5	9.9
Tata Money Market Fund Growth	₹4,602.46 ↑ 1.10	₹27,184	5,000	500	1.7	3.6	7.5	6.9	6.1	6.7	7.7
TATA Short Term Bond Fund Growth	₹46.5725 ↑ 0.01	₹2,720	5,000	500	1.6	3.3	7.2	6	5.9	7	7.4
TATA Gilt Securities Fund Growth	₹75.9062 ↑ 0.08	₹1,073	5,000	500	1	2.8	7	6.6	5.4	8.3	8.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Mar 25

1. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.8% since its launch. Ranked 2 in Retirement Fund category. Return for 2024 was 19.5% , 2023 was 25.3% and 2022 was -1.9% .

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate Growth
Launch Date	1 Nov 11
NAV (13 Mar 25)	₹56.3861 ↓ -0.16 (-0.28 %)
Net Assets (Cr)	₹2,062 on 31 Jan 25
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,054
28 Feb 22	₹13,292
28 Feb 23	₹13,582
29 Feb 24	₹17,488
28 Feb 25	₹18,324

Tata Retirement Savings Fund-Moderate SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-3.8%
3 Month	-14.3%
6 Month	-13.5%
1 Year	7.9%
3 Year	11.6%
5 Year	14.9%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	25.3%
2022	-1.9%
2021	20.5%
2020	15.1%
2019	8.6%
2018	-3.6%
2017	38.8%
2016	6.7%
2015	7.7%

Fund Manager information for Tata Retirement Savings Fund-Moderate

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	7.92 Yr.
Sonam Udasi	1 Apr 16	8.92 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	15.54%
Equity	76.71%
Debt	7.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	6%	₹117 Cr	687,500
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 20 \| TCS	4%	₹87 Cr	211,500 ↑ 13,500
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	4%	₹72 Cr	1,613,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹58 Cr	266,500
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	3%	₹57 Cr	108,000 ↓ -7,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	3%	₹56 Cr	54,540 ↑ 608
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	3%	₹52 Cr	414,000 ↑ 40,000
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	3%	₹52 Cr	2,367,000
Mahanagar Gas Ltd (Utilities) Equity, Since 29 Feb 24 \| MGL	2%	₹43 Cr	315,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| 590003	2%	₹38 Cr	1,602,000 ↓ -198,000

2. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.9% since its launch. Ranked 1 in ELSS category. Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (13 Mar 25)	₹38.9107 ↓ -0.19 (-0.49 %)
Net Assets (Cr)	₹4,398 on 31 Jan 25
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.42
Information Ratio	-0.14
Alpha Ratio	1.91
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,766
28 Feb 22	₹14,740
28 Feb 23	₹15,561
29 Feb 24	₹20,463
28 Feb 25	₹20,965

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-3.8%
3 Month	-14.6%
6 Month	-15%
1 Year	7%
3 Year	13.3%
5 Year	19%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	24%
2022	5.9%
2021	30.4%
2020	11.9%
2019	13.6%
2018	-8.4%
2017	46%
2016	2.1%
2015	13.3%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	3.21 Yr.
Tejas Gutka	9 Mar 21	3.98 Yr.

Data below for Tata India Tax Savings Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	31.02%
Consumer Cyclical	15.05%
Industrials	14.96%
Technology	7.95%
Basic Materials	7.21%
Energy	5.19%
Communication Services	3.74%
Health Care	3.54%
Real Estate	2.78%
Utility	2.54%
Consumer Defensive	1.49%

Asset Allocation

Asset Class	Value
Cash	4.54%
Equity	95.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	7%	₹293 Cr	1,725,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	6%	₹266 Cr	2,125,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	5%	₹218 Cr	1,160,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹171 Cr	1,350,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹168 Cr	2,175,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	3%	₹153 Cr	940,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹128 Cr	1,300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹126 Cr	352,147
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹112 Cr	3,451,000
Pricol Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| PRICOLLTD	2%	₹103 Cr	2,037,000

3. Tata Retirement Savings Fund - Progressive

Tata Retirement Savings Fund - Progressive is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.8% since its launch. Ranked 6 in Retirement Fund category. Return for 2024 was 21.7% , 2023 was 29% and 2022 was -3.9% .

Below is the key information for Tata Retirement Savings Fund - Progressive

Tata Retirement Savings Fund - Progressive Growth
Launch Date	1 Nov 11
NAV (13 Mar 25)	₹56.2648 ↓ -0.18 (-0.32 %)
Net Assets (Cr)	₹1,979 on 31 Jan 25
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.51
Information Ratio	-0.18
Alpha Ratio	3.22
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,176
28 Feb 22	₹13,366
28 Feb 23	₹13,545
29 Feb 24	₹18,141
28 Feb 25	₹18,685

Tata Retirement Savings Fund - Progressive SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Tata Retirement Savings Fund - Progressive

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-5%
3 Month	-17.4%
6 Month	-17%
1 Year	6.9%
3 Year	12.1%
5 Year	15.7%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.7%
2023	29%
2022	-3.9%
2021	23.3%
2020	14.4%
2019	11.5%
2018	-6.1%
2017	49.1%
2016	3.1%
2015	7.8%

Fund Manager information for Tata Retirement Savings Fund - Progressive

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	7.92 Yr.
Sonam Udasi	1 Apr 16	8.92 Yr.

Data below for Tata Retirement Savings Fund - Progressive as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	8.04%
Equity	91.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	6%	₹128 Cr	754,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 20 \| TCS	5%	₹100 Cr	243,000 ↑ 18,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	4%	₹83 Cr	1,853,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	3%	₹65 Cr	63,720 ↑ 1,280
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	3%	₹62 Cr	117,000 ↓ -13,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	3%	₹61 Cr	486,000 ↑ 50,000
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	3%	₹60 Cr	2,718,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹54 Cr	249,600
Mahanagar Gas Ltd (Utilities) Equity, Since 29 Feb 24 \| MGL	2%	₹48 Cr	351,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| 590003	2%	₹44 Cr	1,836,000 ↓ -252,000

4. Tata Equity PE Fund

To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder.

Tata Equity PE Fund is a Equity - Value fund was launched on 29 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.9% since its launch. Ranked 7 in Value category. Return for 2024 was 21.7% , 2023 was 37% and 2022 was 5.9% .

Below is the key information for Tata Equity PE Fund

Tata Equity PE Fund Growth
Launch Date	29 Jun 04
NAV (13 Mar 25)	₹303.991 ↓ -1.47 (-0.48 %)
Net Assets (Cr)	₹8,068 on 31 Jan 25
Category	Equity - Value
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.3
Information Ratio	1.09
Alpha Ratio	0.37
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹12,774
28 Feb 22	₹14,675
28 Feb 23	₹15,946
29 Feb 24	₹23,481
28 Feb 25	₹23,627

Tata Equity PE Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Tata Equity PE Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-3.8%
3 Month	-16.3%
6 Month	-19.7%
1 Year	4.3%
3 Year	17.6%
5 Year	21.6%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.7%
2023	37%
2022	5.9%
2021	28%
2020	12.5%
2019	5.3%
2018	-7.1%
2017	39.4%
2016	16.2%
2015	0.3%

Fund Manager information for Tata Equity PE Fund

Name	Since	Tenure
Sonam Udasi	1 Apr 16	8.92 Yr.
Amey Sathe	18 Jun 18	6.71 Yr.

Data below for Tata Equity PE Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	36.02%
Consumer Cyclical	10.3%
Energy	9.95%
Technology	7.93%
Consumer Defensive	6.9%
Utility	6.28%
Health Care	5.89%
Communication Services	4.56%
Basic Materials	4.3%
Industrials	0.6%

Asset Allocation

Asset Class	Value
Cash	7.28%
Equity	92.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| HDFCBANK	9%	₹760 Cr	4,473,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 23 \| 500547	4%	₹355 Cr	13,590,000
Wipro Ltd (Technology) Equity, Since 31 Dec 23 \| 507685	4%	₹342 Cr	10,980,000 ↓ -900,000
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	4%	₹342 Cr	8,640,000 ↑ 180,000
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Apr 23 \| 533398	4%	₹299 Cr	1,323,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	4%	₹288 Cr	2,300,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 18 \| ITC	4%	₹282 Cr	6,310,000
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 31 Jul 23 \| DRREDDY	3%	₹279 Cr	2,295,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹274 Cr	1,257,971
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Apr 24 \| 534816	3%	₹247 Cr	7,119,000 ↑ 737,191

5. Tata Treasury Advantage Fund

(Erstwhile Tata Ultra Short Term Fund)

The investment objective of the scheme is to generate regular income & capital appreciation by investing in a portfolio of debt & money market instruments with relatively lower interest rate risk. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Tata Treasury Advantage Fund is a Debt - Low Duration fund was launched on 6 Sep 05. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 26 in Low Duration category. Return for 2024 was 7.4% , 2023 was 6.9% and 2022 was 4.1% .

Below is the key information for Tata Treasury Advantage Fund

Tata Treasury Advantage Fund Growth
Launch Date	6 Sep 05
NAV (13 Mar 25)	₹3,830 ↑ 0.59 (0.02 %)
Net Assets (Cr)	₹2,377 on 31 Jan 25
Category	Debt - Low Duration
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0
Sharpe Ratio	2.25
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.52%
Effective Maturity	1 Year 1 Month 16 Days
Modified Duration	10 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹10,652
28 Feb 22	₹11,080
28 Feb 23	₹11,570
29 Feb 24	₹12,398
28 Feb 25	₹13,309

Tata Treasury Advantage Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.5%
1 Year	7.3%
3 Year	6.4%
5 Year	5.9%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	6.9%
2022	4.1%
2021	3.6%
2020	7.5%
2019	2.2%
2018	7.5%
2017	6.9%
2016	8.5%
2015	8.6%

Fund Manager information for Tata Treasury Advantage Fund

Name	Since	Tenure
Akhil Mittal	2 Jun 14	10.75 Yr.
Abhishek Sonthalia	6 Feb 20	5.07 Yr.

Data below for Tata Treasury Advantage Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	51.76%
Debt	47.92%
Other	0.31%

Debt Sector Allocation

Sector	Value
Corporate	43.57%
Cash Equivalent	34.98%
Government	21.13%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹100 Cr	10,000
Small Industries Development Bank Of India Debentures \| -	4%	₹100 Cr	10,000
07.80 KL Sdl 2027 Sovereign Bonds \| -	4%	₹97 Cr	9,500,000
Power Finance Corporation Limited Debentures \| -	2%	₹55 Cr	550
Smfg India Credit Company Limited Debentures \| -	2%	₹50 Cr	5,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹50 Cr	5,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹50 Cr	5,000
John Deere Financial India Private Limited Debentures \| -	2%	₹50 Cr	500
Power Finance Corporation Limited Debentures \| -	2%	₹50 Cr	500
06.55 AP Sdl 2028 Sovereign Bonds \| -	2%	₹42 Cr	4,200,000

6. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (14 Mar 25)	₹4,028.1 ↑ 0.78 (0.02 %)
Net Assets (Cr)	₹23,491 on 31 Jan 25
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	3.87
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.26%
Effective Maturity	1 Month 4 Days
Modified Duration	1 Month 4 Days

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹10,394
28 Feb 22	₹10,738
28 Feb 23	₹11,300
29 Feb 24	₹12,109
28 Feb 25	₹12,987

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.2%
3 Year	6.6%
5 Year	5.4%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.38 Yr.
Abhishek Sonthalia	6 Feb 20	5.07 Yr.
Harsh Dave	1 Aug 24	0.58 Yr.

Data below for Tata Liquid Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	99.78%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	82.67%
Corporate	17.02%
Government	0.09%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Limited Commercial Paper \| -	6%	₹1,738 Cr	35,000 ↑ 35,000
91 Days Tbill Red 24-04-2025 Sovereign Bonds \| -	4%	₹1,235 Cr	125,000,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	4%	₹1,230 Cr	25,000 ↑ 25,000
91 DTB 06032025 Sovereign Bonds \| -	4%	₹1,097 Cr	110,000,000 ↑ 47,500,000
Reliance Retail Ventures Limited Commercial Paper \| -	4%	₹994 Cr	20,000
Bank Of Baroda Certificate of Deposit \| -	3%	₹984 Cr	20,000 ↑ 20,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹983 Cr	20,000 ↑ 20,000
91 DTB 21022025 Sovereign Bonds \| -	3%	₹954 Cr	95,500,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹871 Cr	17,500 ↓ -7,000
Bajaj Finance Limited Commercial Paper \| -	3%	₹839 Cr	17,000

7. Tata Retirement Savings Fund - Conservative

Tata Retirement Savings Fund - Conservative is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.5% since its launch. Ranked 7 in Retirement Fund category. Return for 2024 was 9.9% , 2023 was 12.1% and 2022 was 0.1% .

Below is the key information for Tata Retirement Savings Fund - Conservative

Tata Retirement Savings Fund - Conservative Growth
Launch Date	1 Nov 11
NAV (13 Mar 25)	₹29.7179 ↓ -0.02 (-0.08 %)
Net Assets (Cr)	₹173 on 31 Jan 25
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹11,114
28 Feb 22	₹11,699
28 Feb 23	₹11,877
29 Feb 24	₹13,525
28 Feb 25	₹14,141

Tata Retirement Savings Fund - Conservative SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Tata Retirement Savings Fund - Conservative

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	-1%
3 Month	-4.7%
6 Month	-4%
1 Year	5.8%
3 Year	6.7%
5 Year	7.9%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.9%
2023	12.1%
2022	0.1%
2021	7.6%
2020	11.8%
2019	7.6%
2018	0.8%
2017	15.1%
2016	10.6%
2015	6.4%

Fund Manager information for Tata Retirement Savings Fund - Conservative

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	7.92 Yr.
Sonam Udasi	1 Apr 16	8.92 Yr.

Data below for Tata Retirement Savings Fund - Conservative as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	8.23%
Equity	25.76%
Debt	66.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	21%	₹35 Cr	3,500,000 ↑ 3,500,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	9%	₹15 Cr	1,500,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	9%	₹15 Cr	1,500,000
7.36% Govt Stock 2052 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
7.27% Govt Stock 2026 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
Jamnagar Utilities & Power Private Limited Debentures \| -	6%	₹10 Cr	100
8.24% Govt Stock 2027 Sovereign Bonds \| -	3%	₹5 Cr	500,000
8.2% Govt Stock 2025 Sovereign Bonds \| -	3%	₹5 Cr	500,000
Bharti Telecom Limited Debentures \| -	3%	₹5 Cr	50
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	2%	₹4 Cr	20,750

8. Tata Money Market Fund

(Erstwhile Tata Liquid Fund)

To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Money Market Fund is a Debt - Money Market fund was launched on 22 May 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 30 in Money Market category. Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.8% .

Below is the key information for Tata Money Market Fund

Tata Money Market Fund Growth
Launch Date	22 May 03
NAV (13 Mar 25)	₹4,602.46 ↑ 1.10 (0.02 %)
Net Assets (Cr)	₹27,184 on 31 Jan 25
Category	Debt - Money Market
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	3.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.46%
Effective Maturity	6 Months 13 Days
Modified Duration	6 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹10,594
28 Feb 22	₹11,022
28 Feb 23	₹11,595
29 Feb 24	₹12,480
28 Feb 25	₹13,428

Tata Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Tata Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.6%
1 Year	7.5%
3 Year	6.9%
5 Year	6.1%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	7.4%
2022	4.8%
2021	3.9%
2020	6.4%
2019	8.1%
2018	-0.1%
2017	6.7%
2016	7.6%
2015	8.3%

Fund Manager information for Tata Money Market Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.38 Yr.

Data below for Tata Money Market Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	87.41%
Debt	12.36%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	42.59%
Cash Equivalent	41.12%
Government	16.06%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 01052025 Sovereign Bonds \| -	3%	₹800 Cr	81,000,000 ↓ -13,500,000
5.22% Govt Stock 2025 Sovereign Bonds \| -	3%	₹747 Cr	75,000,000 ↑ 9,000,000
182 DTB 19062025 Sovereign Bonds \| -	2%	₹709 Cr	72,500,000
06.03 RJ Sdl 2025 Sovereign Bonds \| -	2%	₹640 Cr	64,000,000
182 DTB 12062025 Sovereign Bonds \| -	2%	₹588 Cr	60,000,000 ↑ 7,500,000
08.30 RJ Sdl 2026 Sovereign Bonds \| -	2%	₹532 Cr	52,500,000 ↑ 52,500,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	2%	₹467 Cr	10,000
364 DTB 29012026 Sovereign Bonds \| -	1%	₹188 Cr	20,000,000 ↑ 20,000,000
364 DTB 12022026 Sovereign Bonds \| -	1%	₹188 Cr	20,000,000 ↑ 20,000,000
182 DTB 10042025 Sovereign Bonds \| -	0%	₹124 Cr	12,500,000

9. TATA Short Term Bond Fund

To create a liquid portfolio of debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unitholders.

TATA Short Term Bond Fund is a Debt - Short term Bond fund was launched on 8 Aug 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 43 in Short term Bond category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 2.9% .

Below is the key information for TATA Short Term Bond Fund

TATA Short Term Bond Fund Growth
Launch Date	8 Aug 02
NAV (13 Mar 25)	₹46.5725 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹2,720 on 31 Jan 25
Category	Debt - Short term Bond
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0
Sharpe Ratio	0.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.49%
Effective Maturity	4 Years 6 Months 18 Days
Modified Duration	2 Years 9 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹10,705
28 Feb 22	₹11,115
28 Feb 23	₹11,452
29 Feb 24	₹12,304
28 Feb 25	₹13,182

TATA Short Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for TATA Short Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	0.6%
3 Month	1.6%
6 Month	3.3%
1 Year	7.2%
3 Year	6%
5 Year	5.9%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	6.8%
2022	2.9%
2021	2.5%
2020	9.8%
2019	9%
2018	-0.2%
2017	5.6%
2016	9.2%
2015	8.2%

Fund Manager information for TATA Short Term Bond Fund

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	7.92 Yr.
Abhishek Sonthalia	6 Feb 20	5.07 Yr.

Data below for TATA Short Term Bond Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	14.44%
Debt	85.29%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	48.55%
Government	43.6%
Cash Equivalent	7.58%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.32% Govt Stock 2030 Sovereign Bonds \| -	8%	₹226 Cr	22,000,000
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	6%	₹161 Cr	16,034,600 ↓ -6,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹119 Cr	11,603,200
6.92% Govt Stock 2039 Sovereign Bonds \| -	3%	₹89 Cr	8,845,000 ↑ 5,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹75 Cr	7,500
Small Industries Development Bank Of India Debentures \| -	3%	₹75 Cr	750
Jamnagar Utilities & Power Private Limited Debentures \| -	3%	₹74 Cr	750
7.17% Govt Stock 2030 Sovereign Bonds \| -	2%	₹66 Cr	6,500,000
SANSAR JUNE 2024 TRUST Unlisted bonds \| -	2%	₹66 Cr	750,000,000
Export-Import Bank Of India Debentures \| -	2%	₹50 Cr	5,000

10. TATA Gilt Securities Fund

To generate risk-free return and thus provide medium to long term capital gains and income distribution to its Unitholders, while at all times emphasising the importance of capital preservation.

TATA Gilt Securities Fund is a Debt - Government Bond fund was launched on 6 Sep 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch. Ranked 11 in Government Bond category. Return for 2024 was 8.3% , 2023 was 7.5% and 2022 was 2.4% .

Below is the key information for TATA Gilt Securities Fund

TATA Gilt Securities Fund Growth
Launch Date	6 Sep 99
NAV (13 Mar 25)	₹75.9062 ↑ 0.08 (0.11 %)
Net Assets (Cr)	₹1,073 on 31 Jan 25
Category	Debt - Government Bond
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0
Sharpe Ratio	0.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-180 Days (0.5%),180 Days and above(NIL)
Yield to Maturity	7.05%
Effective Maturity	24 Years 14 Days
Modified Duration	10 Years 25 Days

Growth of 10,000 investment over the years.

Date	Value
29 Feb 20	₹10,000
28 Feb 21	₹10,408
28 Feb 22	₹10,730
28 Feb 23	₹11,095
29 Feb 24	₹12,095
28 Feb 25	₹12,843

TATA Gilt Securities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for TATA Gilt Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Mar 25

Duration	Returns
1 Month	0.7%
3 Month	1%
6 Month	2.8%
1 Year	7%
3 Year	6.6%
5 Year	5.4%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.3%
2023	7.5%
2022	2.4%
2021	0.8%
2020	9.9%
2019	9.7%
2018	4.9%
2017	2.7%
2016	13.4%
2015	5.9%

Fund Manager information for TATA Gilt Securities Fund

Name	Since	Tenure
Akhil Mittal	1 Mar 22	3 Yr.

Data below for TATA Gilt Securities Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	6.26%
Debt	97.15%

Debt Sector Allocation

Sector	Value
Government	97.15%
Cash Equivalent	6.26%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	30%	₹328 Cr	31,670,900
7.09% Govt Stock 2054 Sovereign Bonds \| -	27%	₹293 Cr	29,133,400 ↑ 5,000,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	10%	₹103 Cr	10,000,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	9%	₹101 Cr	10,000,000
6.54% Govt Stock 2032 Sovereign Bonds \| -	9%	₹99 Cr	10,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	7%	₹75 Cr	7,500,000 ↓ -2,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	5%	₹51 Cr	5,000,000
07.15 Tn SDL 2035 Sovereign Bonds \| -	0%	₹5 Cr	500,000 ↑ 500,000
07.49 Tn SDL 2034 Sovereign Bonds \| -	0%	₹1 Cr	60,800
B) Repo CBLO/Reverse Repo \| -	6%	₹68 Cr

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