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ഒരു എസ്‌ഐപിയിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?
FY 22 - 23 ലെ 1 വർഷത്തെ നിക്ഷേപത്തിനുള്ള മികച്ച SIP പ്ലാനുകൾ
മ്യൂച്വൽ ഫണ്ട് SIP ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
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1 വർഷത്തെ നിക്ഷേപത്തിനായുള്ള 9 മികച്ച SIP പ്ലാനുകൾ 2022

Updated on February 5, 2025 , 120369 views

മികച്ച SIP പ്ലാനുകൾ? അവരെ എങ്ങനെ തിരഞ്ഞെടുക്കാം? ചിന്തിക്കുമ്പോൾ നിക്ഷേപകരുടെ മനസ്സിൽ ഉണ്ടാകുന്ന പൊതുവായ ചില ചോദ്യങ്ങളാണിത്മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നു എ വഴിഎസ്.ഐ.പി അല്ലെങ്കിൽ വ്യവസ്ഥാപിതംനിക്ഷേപ പദ്ധതി.

SIP നിക്ഷേപം ഏറ്റവും അച്ചടക്കമുള്ള ഒന്നാണ്നിക്ഷേപിക്കുന്നു നിക്ഷേപം നടത്തുമ്പോൾ ഓപ്ഷനുകൾമ്യൂച്വൽ ഫണ്ടുകൾ. മാത്രമല്ല, ഒരു SIP മ്യൂച്വൽ ഫണ്ടിൽ നിക്ഷേപിക്കുന്നതിനുള്ള ഏറ്റവും കുറഞ്ഞ തുക 500 രൂപയിൽ താഴെയാണ്. ഇത് നിക്ഷേപം നടത്തുന്നുടോപ്പ് SIP വളരെ സൗകര്യപ്രദമായ പദ്ധതികൾ.

ഒരു എസ്‌ഐപിയിൽ നിക്ഷേപിക്കുന്നത് എന്തുകൊണ്ട്?

മ്യൂച്വൽ ഫണ്ടുകളിലെ എസ്‌ഐപി നിക്ഷേപമാണ് സമ്പാദ്യശീലം വളർത്തിയെടുക്കുന്നതിനുള്ള ഏറ്റവും സൗകര്യപ്രദമായ മാർഗം. മിക്കപ്പോഴും, ഏറ്റവും പുതിയ തലമുറ വരുമാനമുള്ള ആളുകൾ കൂടുതൽ ലാഭിക്കുന്നില്ല. ഒരു സിസ്റ്റമാറ്റിക് ഇൻവെസ്റ്റ്‌മെന്റ് പ്ലാൻ ലഭിക്കുന്നതിന്, പ്രാരംഭ തുക 500 രൂപയിൽ താഴെയുള്ളതിനാൽ, വൻതോതിൽ നിക്ഷേപം ആവശ്യമില്ല, കൂടാതെ ചില ഫണ്ടുകൾ പ്രതിമാസം 100 രൂപയ്ക്ക് എസ്‌ഐപി വാഗ്ദാനം ചെയ്യുന്നു. ചെറുപ്പം മുതലേ ഒരാൾക്ക് അവരുടെ സമ്പാദ്യം ഒരു നിക്ഷേപമായി മാറ്റുന്നത് ശീലമാക്കാം. SIP, അതുവഴി ഓരോ മാസവും ലാഭിക്കാൻ ഒരു നിശ്ചിത തുക നീക്കിവെക്കുന്നു. അതിനാൽ സ്മാർട് നിക്ഷേപത്തിന്റെ ഏറ്റവും പ്രധാനപ്പെട്ട ഉപകരണങ്ങളിലൊന്നാണ് സിസ്റ്റമാറ്റിക് ഇൻവെസ്റ്റ്‌മെന്റ് പ്ലാനുകൾ.

നിങ്ങൾക്കായി തയ്യാറെടുക്കാൻ SIP-യുടെ സഹായംസാമ്പത്തിക ലക്ഷ്യങ്ങൾ തടസ്സമില്ലാത്ത രീതിയിൽ. ഒരു എസ്‌ഐ‌പി ഉണ്ടായിരിക്കുന്നത് വളരെ സൗകര്യപ്രദമാണ്, കാരണം മ്യൂച്വൽ ഫണ്ടുകൾക്ക് പേപ്പർ വർക്ക് ഒരു തവണ മാത്രമേ ചെയ്യേണ്ടൂ, അതിനുശേഷം പ്രതിമാസ തുകകൾ ഡെബിറ്റ് ചെയ്യപ്പെടും.ബാങ്ക് ഇടപെടാതെ നേരിട്ട് അക്കൗണ്ട്. തൽഫലമായി, എസ്‌ഐ‌പിക്ക് മറ്റ് നിക്ഷേപങ്ങൾക്കും സേവിംഗ്‌സ് ഓപ്‌ഷനുകൾക്കും ആവശ്യമായ പരിശ്രമങ്ങൾ ആവശ്യമില്ല.

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FY 22 - 23 ലെ 1 വർഷത്തെ നിക്ഷേപത്തിനുള്ള മികച്ച SIP പ്ലാനുകൾ

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹531.168 ↑ 0.06	₹16,349	1,000	1.8	3.8	7.8	6.7	7.9	7.81%	5M 23D	7M 20D
Invesco India Ultra Short Term Fund Growth	₹2,618.93 ↑ 0.20	₹1,424	1,000	1.7	3.5	7.5	6.2	7.5	7.53%	5M 4D	5M 15D
ICICI Prudential Ultra Short Term Fund Growth	₹26.8703 ↑ 0.00	₹13,502	1,000	1.7	3.5	7.4	6.4	7.5	7.6%	4M 28D	5M 16D
BOI AXA Liquid Fund Growth	₹2,927.57 ↑ 0.55	₹1,315	1,000	1.8	3.6	7.4	6.6	7.4	7.15%	1M 20D	1M 17D
LIC MF Liquid Fund Growth	₹4,596.6 ↑ 0.87	₹9,444	1,000	1.7	3.5	7.4	6.5	7.4	7.02%	1M 6D	1M 6D
Indiabulls Liquid Fund Growth	₹2,457.21 ↑ 0.54	₹138	500	1.8	3.6	7.4	6.4	7.4	7.26%	1M 26D	1M 27D
ICICI Prudential Liquid Fund Growth	₹376.28 ↑ 0.07	₹49,653	99	1.7	3.5	7.3	6.5	7.4	7.08%	1M 6D	1M 9D
Mirae Asset Cash Management Fund Growth	₹2,665.53 ↑ 0.50	₹11,206	1,000	1.8	3.6	7.3	6.5	7.3	7%	1M 10D	1M 11D
Nippon India Liquid Fund Growth	₹6,202.72 ↑ 1.17	₹26,986	100	1.7	3.5	7.3	6.5	7.3	7.19%	1M 20D	1M 25D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Feb 25

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (07 Feb 25)	₹531.168 ↑ 0.06 (0.01 %)
Net Assets (Cr)	₹16,349 on 31 Dec 24
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.54
Sharpe Ratio	4.24
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.81%
Effective Maturity	7 Months 20 Days
Modified Duration	5 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,653
31 Jan 22	₹11,095
31 Jan 23	₹11,642
31 Jan 24	₹12,487
31 Jan 25	₹13,460

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.8%
1 Year	7.8%
3 Year	6.7%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	7.2%
2021	4.8%
2020	3.9%
2019	7%
2018	8.5%
2017	7.6%
2016	7.2%
2015	9.2%
2014	8.9%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	10.63 Yr.
Kaustubh Gupta	15 Jul 11	13.56 Yr.
Monika Gandhi	22 Mar 21	3.87 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 31 Dec 24

Asset Allocation

Asset Class	Value
Cash	49.01%
Debt	50.74%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	54.57%
Cash Equivalent	36.83%
Government	8.35%

Credit Quality

Rating	Value
AA	31.44%
AAA	68.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank 7.83% Debentures \| -	5%	₹820 Cr	82,000
Shriram Finance Company Limited Debentures \| -	4%	₹602 Cr	60,000
Nirma Limited Debentures \| -	3%	₹486 Cr	48,500
364 DTB Sovereign Bonds \| -	3%	₹466 Cr	47,500,000 ↑ 47,500,000
National Housing Bank Debentures \| -	2%	₹400 Cr	40,000
Tata Realty And Infrastructure Limited Debentures \| -	2%	₹360 Cr	36,000
7.3% Govt Stock 2028 Sovereign Bonds \| -	2%	₹316 Cr	31,500,000
Bajaj Housing Finance Ltd. 8% Debentures \| -	2%	₹300 Cr	30,000
Avanse Financial Services Ltd 9.40% Debentures \| -	2%	₹299 Cr	30,000
ICICI Home Finance Company Limited Debentures \| -	2%	₹270 Cr	27,000

2. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 40 in Ultrashort Bond category. Return for 2024 was 7.5% , 2023 was 6.6% and 2022 was 4.1% .

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund Growth
Launch Date	30 Dec 10
NAV (07 Feb 25)	₹2,618.93 ↑ 0.20 (0.01 %)
Net Assets (Cr)	₹1,424 on 31 Dec 24
Category	Debt - Ultrashort Bond
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.74
Sharpe Ratio	1.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.53%
Effective Maturity	5 Months 15 Days
Modified Duration	5 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,474
31 Jan 22	₹10,807
31 Jan 23	₹11,274
31 Jan 24	₹12,031
31 Jan 25	₹12,935

Invesco India Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.5%
3 Year	6.2%
5 Year	5.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.5%
2022	6.6%
2021	4.1%
2020	3%
2019	5.1%
2018	7.6%
2017	7.3%
2016	7.1%
2015	9.1%
2014	8.3%

Fund Manager information for Invesco India Ultra Short Term Fund

Name	Since	Tenure
Krishna Cheemalapati	4 Jan 20	5.08 Yr.
Vikas Garg	27 Jul 21	3.52 Yr.

Data below for Invesco India Ultra Short Term Fund as on 31 Dec 24

Asset Allocation

Asset Class	Value
Cash	69.18%
Debt	30.52%
Other	0.3%

Debt Sector Allocation

Sector	Value
Cash Equivalent	52.54%
Corporate	42.79%
Government	4.37%

Credit Quality

Rating	Value
AA	15.26%
AAA	84.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 18102024 Sovereign Bonds \| -	7%	₹84 Cr	8,500,000
364 Days T - Bill- 06/02/2025 Sovereign Bonds \| -	3%	₹40 Cr	4,000,000 ↑ 4,000,000
Ongc Petro Additions Limited Debentures \| -	2%	₹30 Cr	3,000,000
364 DTB Sovereign Bonds \| -	2%	₹30 Cr	3,000,000
Export Import Bank Of India Debentures \| -	2%	₹30 Cr	3,000,000
Bharti Telecom Limited Debentures \| -	2%	₹25 Cr	2,500,000
Bharti Telecom Limited Debentures \| -	2%	₹25 Cr	2,500,000
Power Grid Corporation Of India Limited Debentures \| -	2%	₹25 Cr	2,500,000
Tata Realty And Infrastructure Limited Debentures \| -	2%	₹25 Cr	2,500,000
National Housing Bank Debentures \| -	2%	₹25 Cr	2,500,000

3. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.5% , 2023 was 6.9% and 2022 was 4.5% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (07 Feb 25)	₹26.8703 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹13,502 on 31 Dec 24
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.86
Sharpe Ratio	2.45
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.6%
Effective Maturity	5 Months 16 Days
Modified Duration	4 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,606
31 Jan 22	₹11,043
31 Jan 23	₹11,567
31 Jan 24	₹12,379
31 Jan 25	₹13,297

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.4%
3 Year	6.4%
5 Year	5.9%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.5%
2022	6.9%
2021	4.5%
2020	4%
2019	6.5%
2018	8.4%
2017	7.5%
2016	6.9%
2015	9.8%
2014	9.1%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	8.22 Yr.
Ritesh Lunawat	15 Jun 17	7.64 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 31 Dec 24

Asset Allocation

Asset Class	Value
Cash	59.1%
Debt	40.64%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	48.15%
Cash Equivalent	45.77%
Government	5.82%

Credit Quality

Rating	Value
AA	18.39%
AAA	81.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC Housing Finance Limited Debentures \| -	3%	₹434 Cr	4,350
364 Days T - Bill- 06/02/2025 Sovereign Bonds \| -	3%	₹399 Cr	40,000,000
364 DTB 13032025 Sovereign Bonds \| -	3%	₹396 Cr	40,000,000
Small Industries Development Bank Of India Debentures \| -	3%	₹374 Cr	3,750
Bharti Telecom Limited Debentures \| -	2%	₹326 Cr	32,500
L&T Metro Rail (Hyderabad) Limited Debentures \| -	2%	₹298 Cr	3,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹254 Cr	25,500
Rural Electrification Corporation Limited Debentures \| -	2%	₹235 Cr	2,350
LIC Housing Finance Limited Debentures \| -	2%	₹225 Cr	2,250
Power Finance Corporation Limited Debentures \| -	2%	₹224 Cr	2,250

4. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund Growth
Launch Date	16 Jul 08
NAV (09 Feb 25)	₹2,927.57 ↑ 0.55 (0.02 %)
Net Assets (Cr)	₹1,315 on 31 Dec 24
Category	Debt - Liquid Fund
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.1
Sharpe Ratio	5.93
Information Ratio	-1.1
Alpha Ratio	0.07
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.15%
Effective Maturity	1 Month 17 Days
Modified Duration	1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,393
31 Jan 22	₹10,738
31 Jan 23	₹11,294
31 Jan 24	₹12,101
31 Jan 25	₹12,998

BOI AXA Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.6%
5 Year	5.4%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7%
2021	4.9%
2020	3.3%
2019	4.1%
2018	6.4%
2017	7.4%
2016	6.7%
2015	7.6%
2014	8.3%

Fund Manager information for BOI AXA Liquid Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	3.46 Yr.

Data below for BOI AXA Liquid Fund as on 31 Dec 24

Asset Allocation

Asset Class	Value
Cash	99.77%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	78.77%
Corporate	20.99%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 10042025 Sovereign Bonds \| -	8%	₹128 Cr	13,000,000 ↑ 13,000,000
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) Certificate of Deposit \| -	6%	₹99 Cr	10,000,000
HDFC Bank Limited Certificate of Deposit \| -	6%	₹99 Cr	10,000,000 ↑ 10,000,000
Union Bank Of India Certificate of Deposit \| -	6%	₹99 Cr	10,000,000 ↑ 10,000,000
Bank Of Baroda Certificate of Deposit \| -	6%	₹91 Cr	9,200,000 ↑ 4,200,000
Canara Bank Certificate of Deposit \| -	5%	₹74 Cr	7,500,000
Aditya Birla Finance Limited Commercial Paper \| -	4%	₹64 Cr	6,500,000 ↑ 6,500,000
Larsen And Toubro Limited Commercial Paper \| -	3%	₹50 Cr	5,000,000
Reliance Industries Limited Commercial Paper \| -	3%	₹50 Cr	5,000,000
364 DTB 13022025 Sovereign Bonds \| -	3%	₹50 Cr	5,000,000

5. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 25 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.7% .

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund Growth
Launch Date	11 Mar 02
NAV (07 Feb 25)	₹4,596.6 ↑ 0.87 (0.02 %)
Net Assets (Cr)	₹9,444 on 31 Dec 24
Category	Debt - Liquid Fund
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.24
Sharpe Ratio	3.87
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.02%
Effective Maturity	1 Month 6 Days
Modified Duration	1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,409
31 Jan 22	₹10,751
31 Jan 23	₹11,287
31 Jan 24	₹12,082
31 Jan 25	₹12,970

LIC MF Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.4%
3 Year	6.5%
5 Year	5.3%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7%
2021	4.7%
2020	3.3%
2019	4.3%
2018	6.5%
2017	7.3%
2016	6.6%
2015	7.6%
2014	8.4%

Fund Manager information for LIC MF Liquid Fund

Name	Since	Tenure
Rahul Singh	5 Oct 15	9.33 Yr.

Data below for LIC MF Liquid Fund as on 31 Dec 24

Asset Allocation

Asset Class	Value
Cash	96.15%
Debt	3.6%
Other	0.25%

Debt Sector Allocation

Sector	Value
Cash Equivalent	81.78%
Corporate	14.31%
Government	3.66%

Credit Quality

Rating	Value
AA	0.52%
AAA	99.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	6%	₹636 Cr
Net Receivables / (Payables) CBLO \| -	5%	-₹588 Cr
Reverse Repo CBLO/Reverse Repo \| -	5%	₹566 Cr
91 DTB 06032025 Sovereign Bonds \| -	5%	₹496 Cr	50,000,000 ↑ 50,000,000
Export-Import Bank of India Commercial Paper \| -	4%	₹445 Cr	9,000 ↓ -500
91 Days Tbill Red 27-02-2025 Sovereign Bonds \| -	4%	₹397 Cr	40,000,000
91 DTB 17042025 Sovereign Bonds \| -	4%	₹394 Cr	40,000,000 ↑ 40,000,000
Birla Group Holdings Pvt Ltd. Commercial Paper \| -	3%	₹298 Cr	6,000
Bank Of Baroda Certificate of Deposit \| -	3%	₹297 Cr	6,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹297 Cr	6,000 ↑ 6,000

6. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (07 Feb 25)	₹2,457.21 ↑ 0.54 (0.02 %)
Net Assets (Cr)	₹138 on 31 Dec 24
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	3.48
Information Ratio	-3.27
Alpha Ratio	-0.02
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.26%
Effective Maturity	1 Month 27 Days
Modified Duration	1 Month 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,375
31 Jan 22	₹10,694
31 Jan 23	₹11,213
31 Jan 24	₹11,981
31 Jan 25	₹12,861

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.4%
5 Year	5.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	6.8%
2021	4.6%
2020	3.1%
2019	3.9%
2018	6.6%
2017	7.3%
2016	6.7%
2015	7.8%
2014	8.5%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	1.73 Yr.

Data below for Indiabulls Liquid Fund as on 31 Dec 24

Asset Allocation

Asset Class	Value
Cash	99.68%
Other	0.32%

Debt Sector Allocation

Sector	Value
Cash Equivalent	80.55%
Corporate	19.13%

Credit Quality

Rating	Value
AA	7.66%
AAA	92.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo 16-Jan-25 CBLO/Reverse Repo \| -	11%	₹20 Cr
Export-Import Bank Of India Commercial Paper \| -	9%	₹15 Cr	1,500,000 ↑ 1,500,000
Punjab National Bank Certificate of Deposit \| -	8%	₹14 Cr	1,450,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	6%	₹10 Cr	1,000,000
LIC Housing Finance Ltd Debentures \| -	6%	₹10 Cr	1,000,000
ICICI Bank - 25/02/2025 Certificate of Deposit \| -	6%	₹10 Cr	1,000,000 ↓ -500,000
Union Bank Of India Certificate of Deposit \| -	6%	₹10 Cr	1,000,000 ↓ -370,000
91 DTB 06032025 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000 ↑ 1,000,000
HDFC Bank Limited Certificate of Deposit \| -	6%	₹10 Cr	1,000,000 ↑ 1,000,000
Indian Bank Certificate of Deposit \| -	6%	₹10 Cr	1,000,000

7. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (07 Feb 25)	₹376.28 ↑ 0.07 (0.02 %)
Net Assets (Cr)	₹49,653 on 31 Dec 24
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	3.87
Information Ratio	-2.58
Alpha Ratio	-0.06
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	7.08%
Effective Maturity	1 Month 9 Days
Modified Duration	1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,408
31 Jan 22	₹10,749
31 Jan 23	₹11,288
31 Jan 24	₹12,086
31 Jan 25	₹12,973

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.5%
5 Year	5.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.6%
2015	7.7%
2014	8.3%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	1.17 Yr.
Darshil Dedhia	12 Jun 23	1.64 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 Dec 24

Asset Allocation

Asset Class	Value
Cash	96.8%
Debt	2.98%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	73.71%
Corporate	22.68%
Government	3.39%

Credit Quality

Rating	Value
AA	1.32%
AAA	98.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 DTB 17042025 Sovereign Bonds \| -	3%	₹1,771 Cr	180,000,000 ↑ 180,000,000
Net Current Assets Net Current Assets \| -	2%	-₹1,486 Cr
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹1,483 Cr	30,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹1,480 Cr	30,000
Reverse Repo (1/16/2025) CBLO/Reverse Repo \| -	2%	₹1,478 Cr
6.89% Govt Stock 2025 Sovereign Bonds \| -	2%	₹1,455 Cr	145,500,000 ↑ 145,500,000
364 DTB 02052024 Sovereign Bonds \| -	2%	₹1,443 Cr	144,500,000 ↑ 50,000,000
364 Day T-Bill 30.01.25 Sovereign Bonds \| -	2%	₹1,435 Cr	143,900,000 ↑ 75,000,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹1,432 Cr	29,000
Cp Mankind Pharma Ltd Commercial Paper \| -	2%	₹1,345 Cr	26,900 ↑ 6,400

8. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.3% since its launch. Ranked 48 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund Growth
Launch Date	12 Jan 09
NAV (07 Feb 25)	₹2,665.53 ↑ 0.50 (0.02 %)
Net Assets (Cr)	₹11,206 on 31 Dec 24
Category	Debt - Liquid Fund
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆
Risk	Low
Expense Ratio	0.15
Sharpe Ratio	4.39
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7%
Effective Maturity	1 Month 11 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,400
31 Jan 22	₹10,747
31 Jan 23	₹11,294
31 Jan 24	₹12,095
31 Jan 25	₹12,982

Mirae Asset Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.5%
5 Year	5.4%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.3%
2019	4.2%
2018	6.6%
2017	7.3%
2016	6.6%
2015	7.2%
2014	7.8%

Fund Manager information for Mirae Asset Cash Management Fund

Name	Since	Tenure
Amit Modani	1 Nov 24	0.25 Yr.
Abhishek Iyer	28 Dec 20	4.1 Yr.

Data below for Mirae Asset Cash Management Fund as on 31 Dec 24

Asset Allocation

Asset Class	Value
Cash	99.78%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	78.1%
Corporate	20.88%
Government	0.8%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Limited Certificate of Deposit \| -	3%	₹346 Cr	35,000,000 ↑ 2,500,000
91 DTB 13022025 Sovereign Bonds \| -	2%	₹299 Cr	30,000,000
91 Days Tbill Red 27-02-2025 Sovereign Bonds \| -	2%	₹298 Cr	30,000,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹297 Cr	30,000,000 ↑ 30,000,000
Small Industries Development Bank Of India Certificate of Deposit \| -	2%	₹274 Cr	27,500,000
91 DTB 20032025 Sovereign Bonds \| -	2%	₹272 Cr	27,500,000
Union Bank Of India Certificate of Deposit \| -	2%	₹248 Cr	25,000,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹224 Cr	22,500,000
HDFC Securities Limited Commercial Paper \| -	2%	₹200 Cr	20,000,000
364 Day T-Bill 30.01.25 Sovereign Bonds \| -	2%	₹200 Cr	20,000,000

9. Nippon India Liquid Fund

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 11 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Nippon India Liquid Fund

Nippon India Liquid Fund Growth
Launch Date	9 Dec 03
NAV (07 Feb 25)	₹6,202.72 ↑ 1.17 (0.02 %)
Net Assets (Cr)	₹26,986 on 31 Dec 24
Category	Debt - Liquid Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	3.43
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.19%
Effective Maturity	1 Month 25 Days
Modified Duration	1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,405
31 Jan 22	₹10,746
31 Jan 23	₹11,286
31 Jan 24	₹12,082
31 Jan 25	₹12,964

Nippon India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.5%
5 Year	5.3%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.7%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.3%

Fund Manager information for Nippon India Liquid Fund

Name	Since	Tenure
Siddharth Deb	1 Mar 22	2.93 Yr.
Kinjal Desai	25 May 18	6.7 Yr.
Vikash Agarwal	14 Sep 24	0.38 Yr.

Data below for Nippon India Liquid Fund as on 31 Dec 24

Asset Allocation

Asset Class	Value
Cash	98.34%
Debt	1.44%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	72.64%
Corporate	25.33%
Government	1.82%

Credit Quality

Rating	Value
AA	0.08%
AAA	99.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	7%	₹2,482 Cr
Bank Of India 2025 Certificate of Deposit \| -	4%	₹1,488 Cr	30,000 ↑ 30,000
91 DTB 20032025 Sovereign Bonds \| -	4%	₹1,207 Cr	122,000,000 ↑ 7,500,000
91 DTB 13032025 Sovereign Bonds \| -	3%	₹876 Cr	88,479,300
Punjab National Bank Limited Certificate of Deposit \| -	2%	₹846 Cr	17,000
Union Bank Of India Certificate of Deposit \| -	2%	₹743 Cr	15,000 ↑ 15,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹743 Cr	15,000 ↑ 15,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹719 Cr	14,500 ↓ -500
Bank of Baroda Certificate of Deposit \| -	2%	₹620 Cr	12,500 ↑ 2,000
Triparty Repo CBLO/Reverse Repo \| -	2%	₹528 Cr

മ്യൂച്വൽ ഫണ്ട് SIP ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

Fincash.com-ൽ ആജീവനാന്ത സൗജന്യ നിക്ഷേപ അക്കൗണ്ട് തുറക്കുക.

നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക

രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!

തുടങ്ങി

പതിവുചോദ്യങ്ങൾ

1. SIP-കളിൽ കാലാവധിയുടെ പ്രാധാന്യം എന്താണ്?

എ: നിങ്ങൾ SIP-കൾ തിരഞ്ഞെടുക്കുമ്പോൾ, നിങ്ങൾ ആദ്യം പരിഗണിക്കേണ്ടത് കാലാവധിയാണ്. കാലാവധി പരിശോധിച്ച് നിക്ഷേപം നടത്തുന്നത് നല്ലതാണ്, കാരണം കാലാവധി പൂർത്തിയാക്കുന്നതിന് മുമ്പ് നിങ്ങളുടെ നിക്ഷേപം അവസാനിപ്പിക്കരുത്. നിങ്ങൾ അങ്ങനെ ചെയ്യുകയാണെങ്കിൽ, എക്സിറ്റ് ലോഡിന്റെ രൂപത്തിൽ പിഴ അടയ്‌ക്കേണ്ടി വന്നേക്കാം.

2. ഒരു വർഷത്തെ SIP-കൾ നല്ലതാണോ?

എ: അതെ, ഒരു വർഷത്തെ SIP-കൾ നല്ലതാണ്, പ്രത്യേകിച്ചും നിങ്ങൾ പെട്ടെന്നുള്ള വരുമാനം തേടുകയാണെങ്കിൽ. സാധാരണയായി, ഒരു വർഷത്തെ SIP-കളുടെ സഹായത്തോടെ, നിങ്ങളുടെ ഫണ്ട് പോർട്ട്‌ഫോളിയോയെ ആശ്രയിച്ച് നിങ്ങളുടെ നിക്ഷേപത്തിൽ 4.2% മുതൽ 6.2% വരെ ROI-കൾ പ്രതീക്ഷിക്കാം.

3. ഒരു വർഷത്തെ SIP-കളിൽ ഞാൻ എന്തിന് നിക്ഷേപിക്കണം?

എ: നിങ്ങൾ മ്യൂച്വൽ ഫണ്ട് നിക്ഷേപങ്ങളിൽ പുതിയ ആളാണെങ്കിൽ നിക്ഷേപ പോർട്ട്‌ഫോളിയോ വൈവിധ്യവത്കരിക്കാൻ പദ്ധതിയിടുന്നുണ്ടെങ്കിൽ ഒരു വർഷത്തെ SIP-കൾ ഉപയോഗപ്രദമാണ്.

4. ഒരു വർഷത്തെ SIP-കൾ നല്ല വരുമാനം ഉണ്ടാക്കുന്നുണ്ടോ?

എ: നല്ലതും വേഗത്തിലുള്ളതുമായ വരുമാനം നൽകുന്നതിനാൽ ഒരു വർഷത്തെ എസ്‌ഐ‌പികൾ യുവ നിക്ഷേപകർക്കിടയിൽ പ്രചാരം നേടുന്നു. നിങ്ങൾക്ക് മ്യൂച്വൽ ഫണ്ടുകൾ മനസ്സിലാക്കണമെങ്കിൽവിപണി, എങ്കിൽ ഒരു വർഷത്തെ SIP-കൾ ഒരു നല്ല ആശയമാണ്.

5. എല്ലാ SIP-കളും നല്ല വരുമാനം ഉണ്ടാക്കുന്നുണ്ടോ?

എ: നിങ്ങളുടെ നിക്ഷേപ പോർട്ട്‌ഫോളിയോ വൈവിധ്യവത്കരിക്കുന്നതിനുള്ള ഏറ്റവും മികച്ച മാർഗങ്ങളിലൊന്നാണ് SIP-കൾ. നിങ്ങൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന ഫണ്ടുകളും തുകയും തിരഞ്ഞെടുക്കാൻ ഇത് നിങ്ങളെ അനുവദിക്കുന്നു. കൃത്യമായ ഇടവേളകളിൽ ചെറിയ തുക നിക്ഷേപിക്കാൻ നിങ്ങൾക്ക് അവസരം ലഭിക്കും.

6. എല്ലാ SIP-കളിലും വലിയ ക്യാപ് സ്റ്റോക്കുകൾ ഉൾപ്പെടുമോ?

എ: പ്രകാരംസെബി നിർബന്ധിതമായി, SIP നിക്ഷേപകർ നിക്ഷേപകരെയും കമ്പനികളെയും സംരക്ഷിക്കുന്നതിന് 70:20:10 പ്രോട്ടോക്കോൾ പാലിക്കേണ്ടതുണ്ട്. ഈ നിയമം അനുസരിച്ച്, ഇക്വിറ്റി നിക്ഷേപത്തിന്റെ 70% വലിയ ക്യാപ് സ്റ്റോക്കുകളിലായിരിക്കും, 20%മിഡ് ക്യാപ് ഓഹരികൾ, കൂടാതെ 10%ചെറിയ തൊപ്പി ഓഹരികൾ. അതിനാൽ എസ്‌ഐ‌പികൾ നിക്ഷേപങ്ങളെ വൈവിധ്യവൽക്കരിക്കുന്നു, മാത്രമല്ല എല്ലാം വലിയ ക്യാപ് സ്റ്റോക്കുകളിൽ മാത്രം കേന്ദ്രീകരിക്കപ്പെടുന്നില്ല.

7. എസ്‌ഐപിയിൽ നിക്ഷേപിക്കാവുന്ന പരമാവധി കുറഞ്ഞ തുകയുണ്ടോ?

എ: എസ്‌ഐപിയിൽ നിക്ഷേപിക്കാവുന്ന ഏറ്റവും കുറഞ്ഞ തുക 500 രൂപയാണ്. എന്നിരുന്നാലും, എസ്‌ഐ‌പിയിൽ നിക്ഷേപിക്കുന്നതിന് ഉയർന്ന പരിധിയില്ല. നിങ്ങളുടെ ഫണ്ട് മാനേജരുമായി ഇത് പ്ലാൻ ചെയ്യാം.

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.