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ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ ഒരു തരം കടമാണ്മ്യൂച്വൽ ഫണ്ടുകൾ കോർപ്പറേറ്റിൽ നിക്ഷേപിക്കുകബോണ്ടുകൾ ദീർഘകാല മെച്യൂരിറ്റി കാലയളവുള്ള സർക്കാർ സെക്യൂരിറ്റികളും (ജി-സെക്കൻഡ്). ഈ ഫണ്ടുകളുടെ ശരാശരി കാലാവധി 3 വർഷത്തിൽ കൂടുതലാണ്, മിക്കപ്പോഴും. അതുകൊണ്ടാണ് ഈ ഫണ്ടുകൾ ഇടത്തരം മുതൽ ദീർഘകാലം വരെയുള്ള നിക്ഷേപകർക്ക് അനുയോജ്യംനിക്ഷേപ പദ്ധതി അതായത്, സാധാരണയായി 3-5 വർഷമോ അതിലധികമോ. ലോംഗ് ടേം ഡെറ്റ് ഫണ്ടുകൾ എങ്ങനെ പ്രവർത്തിക്കുന്നുവെന്നും 2022 ൽ നിക്ഷേപിക്കാൻ ഏറ്റവും മികച്ച ലോംഗ് ടേം ബോണ്ട് ഫണ്ടുകൾ ഏതൊക്കെയാണെന്നും നമുക്ക് മനസ്സിലാക്കാം.
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ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ അവരുടെ പ്രധാന നിക്ഷേപം നടത്തുന്നുഅടിവരയിടുന്നു കോർപ്പറേറ്റ് കടപ്പത്രങ്ങൾ, ബോണ്ടുകൾ, കടപ്പത്രങ്ങൾ എന്നിവയിലെ ആസ്തിപണ വിപണി ഉയർന്ന മെച്യൂരിറ്റി കാലയളവുള്ള ഉപകരണങ്ങളും സർക്കാർ സെക്യൂരിറ്റികളും. നിക്ഷേപകർക്ക് 3 വർഷത്തിൽ കൂടുതൽ നിക്ഷേപ സമയപരിധിയുണ്ടെങ്കിൽ ദീർഘകാല ഡെറ്റ് ഫണ്ടുകളിൽ നിക്ഷേപിക്കണം. കൂടാതെ, നിക്ഷേപത്തിൽ കുറച്ച് റിസ്ക് എടുക്കാൻ തയ്യാറുള്ള നിക്ഷേപകർക്ക് മാത്രമേ ഈ ഫണ്ട് അനുയോജ്യമാകൂ.
ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ പലിശ നിരക്കിലെ മാറ്റങ്ങളോട് സെൻസിറ്റീവ് ആണ് കൂടാതെ മറ്റ് ഡെറ്റ് ഫണ്ടുകളേക്കാൾ കൂടുതൽ അസ്ഥിരവുമാണ്. വായ്പാ ഉപകരണങ്ങളുടെ പലിശ നിരക്കുകൾക്കും വിലകൾക്കും വിപരീത ബന്ധമുണ്ട്, അതായത് അവ വിപരീത ദിശകളിലേക്ക് നീങ്ങുന്നു എന്നാണ്. ഉദാഹരണത്തിന്, ഡെറ്റ് ഫണ്ടുകൾക്കോ ബോണ്ട് ഫണ്ടുകൾക്കോ പലിശ നിരക്ക് കുറയുന്നത് നല്ലതാണ്. ദീർഘകാലംവരുമാനം പലിശ നിരക്ക് താഴേക്ക് നീങ്ങുമ്പോൾ ഫണ്ടുകൾക്ക് സാധാരണയായി പ്രയോജനം ലഭിക്കും. മാത്രമല്ല, പലിശനിരക്ക് കുറയുമ്പോൾ, ബോണ്ടുകളുടെ വില ഉയരുകയും ഇത് വർദ്ധിപ്പിക്കുകയും ചെയ്യുന്നുഎൻഎവികൾ യുടെഡെറ്റ് ഫണ്ട് സ്കീമുകൾ.
പലിശ നിരക്ക് കുറയുന്ന സാഹചര്യത്തിൽ, അത്തരം ബോണ്ടുകളുടെ ശരാശരി കാലാവധി ഏകദേശം 7-10 വർഷം വരെയാകാം. പലിശ നിരക്കുകൾ ഉയരുമ്പോൾ, അവർ കുറഞ്ഞ കാലാവധിയുള്ള സെക്യൂരിറ്റികൾ സംഭരിക്കുകയും പോർട്ട്ഫോളിയോയുടെ ശരാശരി മെച്യൂരിറ്റി കുറവായിരിക്കുകയും ചെയ്യുന്നു.
കൂടുതലും, പലിശനിരക്കുകൾ കുറയുമെന്ന് പ്രതീക്ഷിക്കുമ്പോൾ ലോംഗ് ടേം ബോണ്ട് ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത് നല്ലതാണ്, കാരണം പലിശ നിരക്കുകളിലെ കുറവ് ദീർഘകാല സെക്യൂരിറ്റികളുടെ വിലയിൽ വർദ്ധനവിന് കാരണമാകുന്നു. പലിശ നിരക്കുകളിൽ ഏറ്റക്കുറച്ചിലുകൾ അനുഭവപ്പെടുന്ന നിക്ഷേപകർവിപണി, മാത്രം മുൻഗണന നൽകണംനിക്ഷേപിക്കുന്നു ദീർഘകാല ഡെറ്റ് ഫണ്ടുകളിൽ.
ഈ ഫണ്ടുകൾ അധികമായി റിട്ടേൺ നൽകാൻ ഉദ്ദേശിച്ചുള്ളതാണ്ബാങ്ക് സ്ഥിര നിക്ഷേപങ്ങൾ. കൂടാതെ, മൂന്ന് വർഷത്തിൽ കൂടുതൽ കൈവശം വെച്ചാൽ, റിട്ടേണുകൾ കൂടുതൽ നികുതി കാര്യക്ഷമമാണ്. പക്ഷേ, റിസ്ക് സൈഡിൽ, പലിശ നിരക്കുകൾ പെട്ടെന്ന് ദിശ മാറുമ്പോൾ ഈ ഫണ്ടുകൾ അസ്ഥിരമാകും. സുസ്ഥിരമായി ഉയരുന്ന പലിശ നിരക്ക് വ്യവസ്ഥയിൽ, ഈ ഫണ്ടുകൾ മിതമായ വരുമാനം നൽകുന്നു, കാരണം അവർക്ക് ദീർഘകാല ബോണ്ടുകൾ വിൽക്കാനും ഹ്രസ്വകാല സ്ക്രിപ്റ്റുകളിലേക്ക് മാറാനും കഴിയില്ല.
ഡെറ്റ് ഫണ്ടുകളിലെ നികുതി സ്വാധീനം ഇനിപ്പറയുന്ന രീതിയിൽ കണക്കാക്കുന്നു-
ഒരു ഡെറ്റ് നിക്ഷേപത്തിന്റെ ഹോൾഡിംഗ് കാലയളവ് 36 മാസത്തിൽ കുറവാണെങ്കിൽ, അത് ഒരു ഹ്രസ്വകാല നിക്ഷേപമായി തരംതിരിക്കുകയും വ്യക്തിയുടെ നികുതി സ്ലാബ് അനുസരിച്ച് നികുതി നൽകുകയും ചെയ്യും.
ഡെറ്റ് നിക്ഷേപത്തിന്റെ ഹോൾഡിംഗ് കാലയളവ് 36 മാസത്തിൽ കൂടുതലാണെങ്കിൽ, അത് ദീർഘകാല നിക്ഷേപമായി തരംതിരിക്കുകയും ഇൻഡെക്സേഷൻ ആനുകൂല്യത്തോടെ 20% നികുതി നൽകുകയും ചെയ്യും.
മൂലധനം നേട്ടങ്ങൾ | നിക്ഷേപ ഹോൾഡിംഗ് നേട്ടങ്ങൾ | നികുതി |
---|---|---|
ഷോർട്ട് ടേംമൂലധന നേട്ടം | 36 മാസത്തിൽ താഴെ | വ്യക്തിയുടെ നികുതി സ്ലാബ് അനുസരിച്ച് |
ദീർഘകാല മൂലധന നേട്ടം | 36 മാസത്തിലധികം | ഇൻഡെക്സേഷൻ ആനുകൂല്യങ്ങളോടെ 20% |
നിക്ഷേപകർക്ക് രണ്ട് തരത്തിൽ നിക്ഷേപിക്കാം-എസ്.ഐ.പി അല്ലെങ്കിൽ ലംപ് സം. ശരാശരി നിക്ഷേപകർക്ക്, SIP (സിസ്റ്റമാറ്റിക് ഇൻവെസ്റ്റ്മെന്റ് പ്ലാൻ) ആണ് ഏറ്റവും ലാഭകരമായ ഓപ്ഷൻ. പ്രതിമാസം/ത്രൈമാസത്തിലൊരിക്കൽ/വാർഷികം നിക്ഷേപിക്കുന്നതിനുള്ള വ്യവസ്ഥാപിത ഓപ്ഷൻ ഇത് നിങ്ങൾക്ക് നൽകുന്നുഅടിസ്ഥാനം. ഒറ്റത്തവണ ഡൗൺ പേയ്മെന്റായി നിക്ഷേപകർ ഗണ്യമായ തുക ഒറ്റത്തവണയായി നിക്ഷേപിക്കണം. ഒരു മൊത്ത തുകയ്ക്കുള്ള ഏറ്റവും കുറഞ്ഞ നിക്ഷേപ തുക INR 5000 ആണ്, എന്നാൽ SIP-ന് ഇത് 500 രൂപയാണ്.
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDFC Government Securities Fund - Investment Plan Growth ₹33.9811
↑ 0.07 ₹2,543 5,000 1,000 3.4 5.6 11.8 6.1 6.8 7.17% 12Y 1M 6D 28Y 10M 28D Invesco India Gilt Fund Growth ₹2,717.85
↑ 5.14 ₹786 5,000 100 3.2 5.4 11.1 6 6.6 7.14% 10Y 3M 29D 22Y 7M 10D Axis Gilt Fund Growth ₹24.2493
↑ 0.04 ₹436 5,000 1,000 3.3 5.7 10.8 5.9 7.1 7.15% 9Y 2M 19D 21Y 25D DSP BlackRock Government Securities Fund Growth ₹91.5325
↑ 0.19 ₹1,081 1,000 500 3.3 5.4 10.7 6.4 7.1 7.23% 11Y 11M 8D 29Y 11M 26D Edelweiss Government Securities Fund Growth ₹23.4915
↑ 0.05 ₹159 5,000 1,000 3.1 5.1 10.6 5.8 6.2 7.08% 8Y 22D 14Y 4M 3D Aditya Birla Sun Life Government Securities Fund Growth ₹77.7134
↑ 0.14 ₹1,924 1,000 1,000 3 5.1 10.1 5.8 7.1 7.11% 8Y 8M 19D 17Y 4M 20D SBI Magnum Gilt Fund Growth ₹62.9355
↑ 0.08 ₹8,871 5,000 500 3.2 5.3 9.9 6.7 7.6 7.12% 8Y 11D 15Y 9M 29D Nippon India Gilt Securities Fund Growth ₹36.3731
↑ 0.07 ₹1,645 5,000 100 3.1 5.1 9.6 5.5 6.7 7.13% 8Y 4M 6D 16Y 4M 6D PGIM India Gilt Fund Growth ₹28.8662
↑ 0.06 ₹114 5,000 1,000 3.1 5 9.6 5.5 6.6 7.04% 7Y 3M 18D 13Y 3M 22D UTI Gilt Fund Growth ₹59.7923
↑ 0.12 ₹645 5,000 500 3 4.9 9.4 5.8 6.7 7% 6Y 4M 6D 9Y 2M 8D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 24
IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized. IDFC Government Securities Fund - Investment Plan is a Debt - Government Bond fund was launched on 3 Dec 08. It is a fund with Moderate risk and has given a Below is the key information for IDFC Government Securities Fund - Investment Plan Returns up to 1 year are on The objective of the Scheme is to generate optimal returns by investing in a portfolio of securities issued and guaranteed by Central and State Government. Invesco India Gilt Fund is a Debt - Government Bond fund was launched on 9 Feb 08. It is a fund with Moderate risk and has given a Below is the key information for Invesco India Gilt Fund Returns up to 1 year are on (Erstwhile Axis Constant Maturity 10 Year Fund) To generate returns similar to that of 10 year government bonds. Axis Gilt Fund is a Debt - Government Bond fund was launched on 23 Jan 12. It is a fund with Moderate risk and has given a Below is the key information for Axis Gilt Fund Returns up to 1 year are on The Scheme aims to generate returns through investments in Central Govt Securities. DSP BlackRock Government Securities Fund is a Debt - Government Bond fund was launched on 30 Sep 99. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Government Securities Fund Returns up to 1 year are on The investment objective of the Scheme is to generate income through investment in Securities of various maturities issued and/or created by the Central Government and State Governments of India. However, there can be no assurance that the investment objectives of the Scheme will be realized Edelweiss Government Securities Fund is a Debt - Government Bond fund was launched on 13 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for Edelweiss Government Securities Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Gilt Plus Fund - PF Plan) An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities. Aditya Birla Sun Life Government Securities Fund is a Debt - Government Bond fund was launched on 12 Oct 99. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Government Securities Fund Returns up to 1 year are on (Erstwhile SBI Magnum Gilt Fund - Long Term Plan) To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Gilt Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Nippon India Gilt Securities Fund is a Debt - Government Bond fund was launched on 22 Aug 08. It is a fund with Moderate risk and has given a Below is the key information for Nippon India Gilt Securities Fund Returns up to 1 year are on To generate reasonable returns by investing in Central/State Government securities of various maturities. PGIM India Gilt Fund is a Debt - Government Bond fund was launched on 27 Oct 08. It is a fund with Moderate risk and has given a Below is the key information for PGIM India Gilt Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a Below is the key information for UTI Gilt Fund Returns up to 1 year are on 1. IDFC Government Securities Fund - Investment Plan
CAGR/Annualized
return of 8% since its launch. Ranked 14 in Government Bond
category. Return for 2023 was 6.8% , 2022 was 1.4% and 2021 was 2.1% . IDFC Government Securities Fund - Investment Plan
Growth Launch Date 3 Dec 08 NAV (19 Sep 24) ₹33.9811 ↑ 0.07 (0.19 %) Net Assets (Cr) ₹2,543 on 31 Jul 24 Category Debt - Government Bond AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.19 Sharpe Ratio 0.76 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.17% Effective Maturity 28 Years 10 Months 28 Days Modified Duration 12 Years 1 Month 6 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹11,106 31 Aug 21 ₹11,726 31 Aug 22 ₹11,862 31 Aug 23 ₹12,565 31 Aug 24 ₹13,921 Returns for IDFC Government Securities Fund - Investment Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 1.5% 3 Month 3.4% 6 Month 5.6% 1 Year 11.8% 3 Year 6.1% 5 Year 7.2% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 1.4% 2021 2.1% 2020 13.7% 2019 13.3% 2018 7.8% 2017 3.1% 2016 13.9% 2015 6% 2014 16.5% Fund Manager information for IDFC Government Securities Fund - Investment Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 13.89 Yr. Brijesh Shah 10 Jun 24 0.23 Yr. Data below for IDFC Government Securities Fund - Investment Plan as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 1.3% Debt 98.7% Debt Sector Allocation
Sector Value Government 98.7% Cash Equivalent 1.3% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -99% ₹2,613 Cr 252,000,000
↓ -500,000 7.17% Govt Stock 2028
Sovereign Bonds | -0% ₹0 Cr 6,300 Net Current Assets
Net Current Assets | -1% ₹30 Cr Triparty Repo Trp_020924
CBLO/Reverse Repo | -0% ₹4 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹0 Cr 2. Invesco India Gilt Fund
CAGR/Annualized
return of 6.2% since its launch. Ranked 10 in Government Bond
category. Return for 2023 was 6.6% , 2022 was 2.3% and 2021 was 0.7% . Invesco India Gilt Fund
Growth Launch Date 9 Feb 08 NAV (19 Sep 24) ₹2,717.85 ↑ 5.14 (0.19 %) Net Assets (Cr) ₹786 on 31 Jul 24 Category Debt - Government Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.2 Sharpe Ratio 0.74 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.14% Effective Maturity 22 Years 7 Months 10 Days Modified Duration 10 Years 3 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,589 31 Aug 21 ₹10,834 31 Aug 22 ₹11,034 31 Aug 23 ₹11,694 31 Aug 24 ₹12,867 Returns for Invesco India Gilt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 1.4% 3 Month 3.2% 6 Month 5.4% 1 Year 11.1% 3 Year 6% 5 Year 5.5% 10 Year 15 Year Since launch 6.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.6% 2022 2.3% 2021 0.7% 2020 8.2% 2019 9.6% 2018 6.2% 2017 1.2% 2016 16.6% 2015 4.2% 2014 17% Fund Manager information for Invesco India Gilt Fund
Name Since Tenure Krishna Cheemalapati 27 Jul 21 3.1 Yr. Vikas Garg 26 Sep 20 3.93 Yr. Data below for Invesco India Gilt Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 5.22% Debt 94.78% Debt Sector Allocation
Sector Value Government 94.78% Cash Equivalent 5.22% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -32% ₹306 Cr 29,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -21% ₹206 Cr 20,400,200
↑ 6,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -13% ₹123 Cr 12,000,000
↑ 7,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -13% ₹121 Cr 11,806,400 7.18% Govt Stock 2033
Sovereign Bonds | -6% ₹61 Cr 6,000,000
↓ -7,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -5% ₹52 Cr 5,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -3% ₹26 Cr 2,500,000
↑ 2,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹20 Cr 2,000,000
↑ 2,000,000 Triparty Repo
CBLO/Reverse Repo | -5% ₹52 Cr Net Receivables / (Payables)
Net Current Assets | -0% -₹2 Cr 3. Axis Gilt Fund
CAGR/Annualized
return of 7.2% since its launch. Ranked 16 in Government Bond
category. Return for 2023 was 7.1% , 2022 was 2.4% and 2021 was 2.4% . Axis Gilt Fund
Growth Launch Date 23 Jan 12 NAV (19 Sep 24) ₹24.2493 ↑ 0.04 (0.18 %) Net Assets (Cr) ₹436 on 31 Jul 24 Category Debt - Government Bond AMC Axis Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio 0.94 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.15% Effective Maturity 21 Years 25 Days Modified Duration 9 Years 2 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,994 31 Aug 21 ₹11,625 31 Aug 22 ₹11,895 31 Aug 23 ₹12,551 31 Aug 24 ₹13,802 Returns for Axis Gilt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 1.4% 3 Month 3.3% 6 Month 5.7% 1 Year 10.8% 3 Year 5.9% 5 Year 6.9% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 2.4% 2021 2.4% 2020 13.1% 2019 12% 2018 5.3% 2017 1.4% 2016 13.7% 2015 6.3% 2014 15% Fund Manager information for Axis Gilt Fund
Name Since Tenure Devang Shah 5 Nov 12 11.83 Yr. Sachin Jain 1 Feb 23 1.58 Yr. Data below for Axis Gilt Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 6.08% Debt 93.92% Debt Sector Allocation
Sector Value Government 93.92% Cash Equivalent 6.08% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -26% ₹130 Cr 12,800,000
↑ 4,600,000 7.3% Govt Stock 2053
Sovereign Bonds | -20% ₹99 Cr 9,500,000
↓ -3,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -13% ₹64 Cr 6,200,000 7.34% Govt Stock 2064
Sovereign Bonds | -9% ₹47 Cr 4,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹41 Cr 4,000,000
↑ 3,000,000 7.32% Govt Stock 2030
Sovereign Bonds | -6% ₹31 Cr 3,000,000 8.34% Govt Stock 2033
Sovereign Bonds | -3% ₹15 Cr 1,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -3% ₹15 Cr 1,500,000 Maharashtra (Government of) 7.45%
- | -2% ₹11 Cr 1,083,700 7.46% Govt Stock 2073
Sovereign Bonds | -2% ₹11 Cr 1,000,000 4. DSP BlackRock Government Securities Fund
CAGR/Annualized
return of 9.3% since its launch. Ranked 9 in Government Bond
category. Return for 2023 was 7.1% , 2022 was 2.7% and 2021 was 3.1% . DSP BlackRock Government Securities Fund
Growth Launch Date 30 Sep 99 NAV (19 Sep 24) ₹91.5325 ↑ 0.19 (0.21 %) Net Assets (Cr) ₹1,081 on 31 Jul 24 Category Debt - Government Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 1.1 Sharpe Ratio 0.58 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-7 Days (0.1%),7 Days and above(NIL) Yield to Maturity 7.23% Effective Maturity 29 Years 11 Months 26 Days Modified Duration 11 Years 11 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹11,044 31 Aug 21 ₹11,744 31 Aug 22 ₹12,007 31 Aug 23 ₹12,854 31 Aug 24 ₹14,069 Returns for DSP BlackRock Government Securities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 1.5% 3 Month 3.3% 6 Month 5.4% 1 Year 10.7% 3 Year 6.4% 5 Year 7.3% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 2.7% 2021 3.1% 2020 13.1% 2019 12.5% 2018 7.4% 2017 1.4% 2016 15.3% 2015 6.2% 2014 15% Fund Manager information for DSP BlackRock Government Securities Fund
Name Since Tenure Sandeep Yadav 1 Aug 24 0.08 Yr. Shantanu Godambe 1 Jun 23 1.25 Yr. Data below for DSP BlackRock Government Securities Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 0.94% Debt 99.06% Debt Sector Allocation
Sector Value Government 99.06% Cash Equivalent 0.94% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -41% ₹494 Cr 47,000,000
↓ -5,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -23% ₹277 Cr 26,000,000
↑ 16,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -10% ₹127 Cr 12,500,000
↑ 7,500,000 07.50 MH Sdl 2044
Sovereign Bonds | -6% ₹74 Cr 7,000,000 7.85% MP Sdl 2032
Sovereign Bonds | -5% ₹55 Cr 5,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -4% ₹54 Cr 5,000,000
↓ -17,500,000 Uttar Pradesh (Government of) 7.48%
- | -4% ₹53 Cr 5,000,000 Uttar Pradesh (Government of) 7.38%
- | -3% ₹42 Cr 4,000,000 6.76% Govt Stock 2061
Sovereign Bonds | -2% ₹24 Cr 2,500,000
↑ 2,500,000 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -3% ₹33 Cr 5. Edelweiss Government Securities Fund
CAGR/Annualized
return of 8.4% since its launch. Ranked 18 in Government Bond
category. Return for 2023 was 6.2% , 2022 was 2.5% and 2021 was 4.1% . Edelweiss Government Securities Fund
Growth Launch Date 13 Feb 14 NAV (19 Sep 24) ₹23.4915 ↑ 0.05 (0.19 %) Net Assets (Cr) ₹159 on 31 Jul 24 Category Debt - Government Bond AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderate Expense Ratio 1.21 Sharpe Ratio 0.74 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.08% Effective Maturity 14 Years 4 Months 3 Days Modified Duration 8 Years 22 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,866 31 Aug 21 ₹11,717 31 Aug 22 ₹12,022 31 Aug 23 ₹12,696 31 Aug 24 ₹13,922 Returns for Edelweiss Government Securities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 1.2% 3 Month 3.1% 6 Month 5.1% 1 Year 10.6% 3 Year 5.8% 5 Year 7.1% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.2% 2022 2.5% 2021 4.1% 2020 13.6% 2019 10.7% 2018 6.8% 2017 4.2% 2016 12.5% 2015 5.8% 2014 Fund Manager information for Edelweiss Government Securities Fund
Name Since Tenure Rahul Dedhia 23 Nov 21 2.78 Yr. Hetul Raval 1 Jul 24 0.17 Yr. Data below for Edelweiss Government Securities Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 2.89% Debt 97.11% Debt Sector Allocation
Sector Value Government 97.11% Cash Equivalent 2.89% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -32% ₹52 Cr 5,000,000
↑ 1,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -28% ₹46 Cr 4,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -19% ₹31 Cr 3,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -19% ₹31 Cr 3,000,000
↓ -1,000,000 08.38 GJ Sdl 2029
Sovereign Bonds | -0% ₹0 Cr 9,100 Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -2% ₹3 Cr Accrued Interest
CBLO | -1% ₹2 Cr Net Receivables/(Payables)
CBLO | -0% ₹0 Cr 6. Aditya Birla Sun Life Government Securities Fund
CAGR/Annualized
return of 8.6% since its launch. Ranked 4 in Government Bond
category. Return for 2023 was 7.1% , 2022 was 1.7% and 2021 was 3.6% . Aditya Birla Sun Life Government Securities Fund
Growth Launch Date 12 Oct 99 NAV (19 Sep 24) ₹77.7134 ↑ 0.14 (0.18 %) Net Assets (Cr) ₹1,924 on 31 Jul 24 Category Debt - Government Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.05 Sharpe Ratio 0.63 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 7.11% Effective Maturity 17 Years 4 Months 20 Days Modified Duration 8 Years 8 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,935 31 Aug 21 ₹11,615 31 Aug 22 ₹11,804 31 Aug 23 ₹12,523 31 Aug 24 ₹13,679 Returns for Aditya Birla Sun Life Government Securities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 1.3% 3 Month 3% 6 Month 5.1% 1 Year 10.1% 3 Year 5.8% 5 Year 6.8% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.1% 2022 1.7% 2021 3.6% 2020 12.1% 2019 11% 2018 6.9% 2017 4.4% 2016 16.7% 2015 5.7% 2014 19.9% Fund Manager information for Aditya Birla Sun Life Government Securities Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 4.07 Yr. Dhaval Joshi 21 Nov 22 1.78 Yr. Data below for Aditya Birla Sun Life Government Securities Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 4.33% Debt 95.67% Debt Sector Allocation
Sector Value Government 95.67% Cash Equivalent 4.33% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -42% ₹873 Cr 84,179,750
↑ 8,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -31% ₹627 Cr 61,500,000
↑ 2,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -14% ₹282 Cr 27,525,000 7.18% Govt Stock 2037
Sovereign Bonds | -9% ₹183 Cr 17,923,050
↑ 4,500,000 5.63% Govt Stock 2026
Sovereign Bonds | -0% ₹1 Cr 65,000 Clearing Corporation Of India Limited
CBLO/Reverse Repo | -3% ₹71 Cr Net Receivables / (Payables)
Net Current Assets | -1% ₹18 Cr 7. SBI Magnum Gilt Fund
CAGR/Annualized
return of 8.1% since its launch. Ranked 3 in Government Bond
category. Return for 2023 was 7.6% , 2022 was 4.2% and 2021 was 3% . SBI Magnum Gilt Fund
Growth Launch Date 30 Dec 00 NAV (19 Sep 24) ₹62.9355 ↑ 0.08 (0.13 %) Net Assets (Cr) ₹8,871 on 31 Jul 24 Category Debt - Government Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio 0.7 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.12% Effective Maturity 15 Years 9 Months 29 Days Modified Duration 8 Years 11 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,936 31 Aug 21 ₹11,574 31 Aug 22 ₹11,912 31 Aug 23 ₹12,852 31 Aug 24 ₹14,015 Returns for SBI Magnum Gilt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 1.2% 3 Month 3.2% 6 Month 5.3% 1 Year 9.9% 3 Year 6.7% 5 Year 7.3% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 4.2% 2021 3% 2020 11.7% 2019 13.1% 2018 5.1% 2017 3.9% 2016 16.3% 2015 7.3% 2014 19.9% Fund Manager information for SBI Magnum Gilt Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 0.84 Yr. Tejas Soman 1 Dec 23 0.75 Yr. Data below for SBI Magnum Gilt Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 3.76% Debt 96.24% Debt Sector Allocation
Sector Value Government 96.24% Cash Equivalent 3.76% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -54% ₹5,124 Cr 504,178,600
↓ -15,708,000 7.34% Govt Stock 2064
Sovereign Bonds | -28% ₹2,675 Cr 257,000,000
↑ 77,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -10% ₹912 Cr 88,000,000 8.34% Govt Stock 2033
Sovereign Bonds | -3% ₹242 Cr 23,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -2% ₹190 Cr 18,500,000
↓ -4,500,000 Treps
CBLO/Reverse Repo | -3% ₹267 Cr Net Receivable / Payable
CBLO | -1% ₹89 Cr 7.18% Govt Stock 2033
Sovereign Bonds | -₹0 Cr 00
↓ -42,785,000 8. Nippon India Gilt Securities Fund
CAGR/Annualized
return of 8.3% since its launch. Ranked 2 in Government Bond
category. Return for 2023 was 6.7% , 2022 was 2.1% and 2021 was 1.8% . Nippon India Gilt Securities Fund
Growth Launch Date 22 Aug 08 NAV (19 Sep 24) ₹36.3731 ↑ 0.07 (0.18 %) Net Assets (Cr) ₹1,645 on 31 Jul 24 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.42 Sharpe Ratio 0.47 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 7.13% Effective Maturity 16 Years 4 Months 6 Days Modified Duration 8 Years 4 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,917 31 Aug 21 ₹11,411 31 Aug 22 ₹11,555 31 Aug 23 ₹12,291 31 Aug 24 ₹13,372 Returns for Nippon India Gilt Securities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 1.3% 3 Month 3.1% 6 Month 5.1% 1 Year 9.6% 3 Year 5.5% 5 Year 6.2% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 2.1% 2021 1.8% 2020 11.2% 2019 12.4% 2018 8% 2017 3.4% 2016 17% 2015 6.2% 2014 18.6% Fund Manager information for Nippon India Gilt Securities Fund
Name Since Tenure Pranay Sinha 31 Mar 21 3.42 Yr. Kinjal Desai 31 Oct 21 2.84 Yr. Data below for Nippon India Gilt Securities Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 3.74% Debt 96.26% Debt Sector Allocation
Sector Value Government 96.26% Cash Equivalent 3.74% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -17% ₹310 Cr 30,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -12% ₹225 Cr 21,965,200 7.3% Govt Stock 2053
Sovereign Bonds | -12% ₹218 Cr 21,000,000
↑ 2,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -9% ₹167 Cr 16,000,000 7.25% Govt Stock 2063
Sovereign Bonds | -8% ₹144 Cr 14,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹132 Cr 13,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -7% ₹129 Cr 12,565,600 7.23% Govt Stock 2039
Sovereign Bonds | -7% ₹123 Cr 12,000,000
↑ 10,000,000 07.03 Goi 2054
Sovereign Bonds | -4% ₹76 Cr 7,500,000 6.67% Govt Stock 2035
Sovereign Bonds | -2% ₹39 Cr 4,000,000 9. PGIM India Gilt Fund
CAGR/Annualized
return of 6.9% since its launch. Ranked 15 in Government Bond
category. Return for 2023 was 6.6% , 2022 was 1.8% and 2021 was 2.9% . PGIM India Gilt Fund
Growth Launch Date 27 Oct 08 NAV (19 Sep 24) ₹28.8662 ↑ 0.06 (0.19 %) Net Assets (Cr) ₹114 on 31 Jul 24 Category Debt - Government Bond AMC Pramerica Asset Managers Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.41 Sharpe Ratio 0.52 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.04% Effective Maturity 13 Years 3 Months 22 Days Modified Duration 7 Years 3 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,710 31 Aug 21 ₹11,264 31 Aug 22 ₹11,452 31 Aug 23 ₹12,096 31 Aug 24 ₹13,160 Returns for PGIM India Gilt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 1.3% 3 Month 3.1% 6 Month 5% 1 Year 9.6% 3 Year 5.5% 5 Year 5.9% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.6% 2022 1.8% 2021 2.9% 2020 9.4% 2019 10.1% 2018 5.9% 2017 4% 2016 12.6% 2015 7.1% 2014 14.5% Fund Manager information for PGIM India Gilt Fund
Name Since Tenure Bhupesh Kalyani 13 Sep 22 1.97 Yr. Puneet Pal 13 Dec 17 6.72 Yr. Data below for PGIM India Gilt Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 7.11% Debt 92.89% Debt Sector Allocation
Sector Value Government 92.89% Cash Equivalent 7.11% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.25% Govt Stock 2063
Sovereign Bonds | -23% ₹27 Cr 2,617,467 7.09% Govt Stock 2054
Sovereign Bonds | -18% ₹21 Cr 2,070,050 7.3% Govt Stock 2053
Sovereign Bonds | -16% ₹19 Cr 1,800,000
↑ 1,800,000 7.18% Govt Stock 2033
Sovereign Bonds | -14% ₹16 Cr 1,590,000 7.18% Govt Stock 2037
Sovereign Bonds | -10% ₹11 Cr 1,078,895
↓ -2,000,000 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹4 Cr 400,000 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹4 Cr 352,063 8.28% Govt Stock 2027
Sovereign Bonds | -2% ₹3 Cr 270,000 7.1% Govt Stock 2034
Sovereign Bonds | -1% ₹1 Cr 100,000 7.26% Govt Stock 2032
Sovereign Bonds | -1% ₹1 Cr 75,000 10. UTI Gilt Fund
CAGR/Annualized
return of 8.2% since its launch. Ranked 7 in Government Bond
category. Return for 2023 was 6.7% , 2022 was 2.9% and 2021 was 2.3% . UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (19 Sep 24) ₹59.7923 ↑ 0.12 (0.19 %) Net Assets (Cr) ₹645 on 31 Jul 24 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio 0.49 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7% Effective Maturity 9 Years 2 Months 8 Days Modified Duration 6 Years 4 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,791 31 Aug 21 ₹11,324 31 Aug 22 ₹11,527 31 Aug 23 ₹12,280 31 Aug 24 ₹13,345 Returns for UTI Gilt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 24 Duration Returns 1 Month 1.1% 3 Month 3% 6 Month 4.9% 1 Year 9.4% 3 Year 5.8% 5 Year 6.2% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 2.9% 2021 2.3% 2020 10.3% 2019 11.8% 2018 6.3% 2017 4.3% 2016 15.5% 2015 6.1% 2014 19.8% Fund Manager information for UTI Gilt Fund
Name Since Tenure Sudhir Agarwal 1 Dec 21 2.75 Yr. Data below for UTI Gilt Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 2.98% Debt 97.02% Debt Sector Allocation
Sector Value Government 97.02% Cash Equivalent 2.98% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -28% ₹184 Cr 1,800,000,000
↓ -500,000,000 7.04% Govt Stock 2029
Sovereign Bonds | -17% ₹111 Cr 1,100,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -16% ₹102 Cr 1,000,000,000 7.37% Govt Stock 2028
Sovereign Bonds | -12% ₹77 Cr 750,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -9% ₹55 Cr 550,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -7% ₹47 Cr 450,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -5% ₹32 Cr 300,000,000
↑ 300,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹21 Cr 200,000,000
↑ 200,000,000 Net Current Assets
Net Current Assets | -3% ₹17 Cr Clearing Corporation Of India Ltd. Std Margin
CBLO/Reverse Repo | -0% ₹2 Cr 00
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