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ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ | മികച്ച ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ - Fincash.com

ഫിൻകാഷ് »മ്യൂച്വൽ ഫണ്ടുകൾ »ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ

ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ- എപ്പോഴാണ് നിങ്ങൾ നിക്ഷേപിക്കേണ്ടത്?

Updated on September 16, 2024 , 11126 views

ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ ഒരു തരം കടമാണ്മ്യൂച്വൽ ഫണ്ടുകൾ കോർപ്പറേറ്റിൽ നിക്ഷേപിക്കുകബോണ്ടുകൾ ദീർഘകാല മെച്യൂരിറ്റി കാലയളവുള്ള സർക്കാർ സെക്യൂരിറ്റികളും (ജി-സെക്കൻഡ്). ഈ ഫണ്ടുകളുടെ ശരാശരി കാലാവധി 3 വർഷത്തിൽ കൂടുതലാണ്, മിക്കപ്പോഴും. അതുകൊണ്ടാണ് ഈ ഫണ്ടുകൾ ഇടത്തരം മുതൽ ദീർഘകാലം വരെയുള്ള നിക്ഷേപകർക്ക് അനുയോജ്യംനിക്ഷേപ പദ്ധതി അതായത്, സാധാരണയായി 3-5 വർഷമോ അതിലധികമോ. ലോംഗ് ടേം ഡെറ്റ് ഫണ്ടുകൾ എങ്ങനെ പ്രവർത്തിക്കുന്നുവെന്നും 2022 ൽ നിക്ഷേപിക്കാൻ ഏറ്റവും മികച്ച ലോംഗ് ടേം ബോണ്ട് ഫണ്ടുകൾ ഏതൊക്കെയാണെന്നും നമുക്ക് മനസ്സിലാക്കാം.

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ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ- ദീർഘകാല നിക്ഷേപത്തിനുള്ള ഒരു പദ്ധതി

ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ അവരുടെ പ്രധാന നിക്ഷേപം നടത്തുന്നുഅടിവരയിടുന്നു കോർപ്പറേറ്റ് കടപ്പത്രങ്ങൾ, ബോണ്ടുകൾ, കടപ്പത്രങ്ങൾ എന്നിവയിലെ ആസ്തിപണ വിപണി ഉയർന്ന മെച്യൂരിറ്റി കാലയളവുള്ള ഉപകരണങ്ങളും സർക്കാർ സെക്യൂരിറ്റികളും. നിക്ഷേപകർക്ക് 3 വർഷത്തിൽ കൂടുതൽ നിക്ഷേപ സമയപരിധിയുണ്ടെങ്കിൽ ദീർഘകാല ഡെറ്റ് ഫണ്ടുകളിൽ നിക്ഷേപിക്കണം. കൂടാതെ, നിക്ഷേപത്തിൽ കുറച്ച് റിസ്ക് എടുക്കാൻ തയ്യാറുള്ള നിക്ഷേപകർക്ക് മാത്രമേ ഈ ഫണ്ട് അനുയോജ്യമാകൂ.

long-term-debt-funds

ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ പലിശ നിരക്കിലെ മാറ്റങ്ങളോട് സെൻസിറ്റീവ് ആണ് കൂടാതെ മറ്റ് ഡെറ്റ് ഫണ്ടുകളേക്കാൾ കൂടുതൽ അസ്ഥിരവുമാണ്. വായ്പാ ഉപകരണങ്ങളുടെ പലിശ നിരക്കുകൾക്കും വിലകൾക്കും വിപരീത ബന്ധമുണ്ട്, അതായത് അവ വിപരീത ദിശകളിലേക്ക് നീങ്ങുന്നു എന്നാണ്. ഉദാഹരണത്തിന്, ഡെറ്റ് ഫണ്ടുകൾക്കോ ബോണ്ട് ഫണ്ടുകൾക്കോ പലിശ നിരക്ക് കുറയുന്നത് നല്ലതാണ്. ദീർഘകാലംവരുമാനം പലിശ നിരക്ക് താഴേക്ക് നീങ്ങുമ്പോൾ ഫണ്ടുകൾക്ക് സാധാരണയായി പ്രയോജനം ലഭിക്കും. മാത്രമല്ല, പലിശനിരക്ക് കുറയുമ്പോൾ, ബോണ്ടുകളുടെ വില ഉയരുകയും ഇത് വർദ്ധിപ്പിക്കുകയും ചെയ്യുന്നുഎൻഎവികൾ യുടെഡെറ്റ് ഫണ്ട് സ്കീമുകൾ.

പലിശ നിരക്ക് കുറയുന്ന സാഹചര്യത്തിൽ, അത്തരം ബോണ്ടുകളുടെ ശരാശരി കാലാവധി ഏകദേശം 7-10 വർഷം വരെയാകാം. പലിശ നിരക്കുകൾ ഉയരുമ്പോൾ, അവർ കുറഞ്ഞ കാലാവധിയുള്ള സെക്യൂരിറ്റികൾ സംഭരിക്കുകയും പോർട്ട്ഫോളിയോയുടെ ശരാശരി മെച്യൂരിറ്റി കുറവായിരിക്കുകയും ചെയ്യുന്നു.

കൂടുതലും, പലിശനിരക്കുകൾ കുറയുമെന്ന് പ്രതീക്ഷിക്കുമ്പോൾ ലോംഗ് ടേം ബോണ്ട് ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത് നല്ലതാണ്, കാരണം പലിശ നിരക്കുകളിലെ കുറവ് ദീർഘകാല സെക്യൂരിറ്റികളുടെ വിലയിൽ വർദ്ധനവിന് കാരണമാകുന്നു. പലിശ നിരക്കുകളിൽ ഏറ്റക്കുറച്ചിലുകൾ അനുഭവപ്പെടുന്ന നിക്ഷേപകർവിപണി, മാത്രം മുൻഗണന നൽകണംനിക്ഷേപിക്കുന്നു ദീർഘകാല ഡെറ്റ് ഫണ്ടുകളിൽ.

റിട്ടേണുകളും റിസ്കും

ഈ ഫണ്ടുകൾ അധികമായി റിട്ടേൺ നൽകാൻ ഉദ്ദേശിച്ചുള്ളതാണ്ബാങ്ക് സ്ഥിര നിക്ഷേപങ്ങൾ. കൂടാതെ, മൂന്ന് വർഷത്തിൽ കൂടുതൽ കൈവശം വെച്ചാൽ, റിട്ടേണുകൾ കൂടുതൽ നികുതി കാര്യക്ഷമമാണ്. പക്ഷേ, റിസ്ക് സൈഡിൽ, പലിശ നിരക്കുകൾ പെട്ടെന്ന് ദിശ മാറുമ്പോൾ ഈ ഫണ്ടുകൾ അസ്ഥിരമാകും. സുസ്ഥിരമായി ഉയരുന്ന പലിശ നിരക്ക് വ്യവസ്ഥയിൽ, ഈ ഫണ്ടുകൾ മിതമായ വരുമാനം നൽകുന്നു, കാരണം അവർക്ക് ദീർഘകാല ബോണ്ടുകൾ വിൽക്കാനും ഹ്രസ്വകാല സ്ക്രിപ്റ്റുകളിലേക്ക് മാറാനും കഴിയില്ല.

ദീർഘകാല ഡെറ്റ് ഫണ്ടുകളുടെ നികുതി

ഡെറ്റ് ഫണ്ടുകളിലെ നികുതി സ്വാധീനം ഇനിപ്പറയുന്ന രീതിയിൽ കണക്കാക്കുന്നു-

ഹ്രസ്വകാല മൂലധന നേട്ടം

ഒരു ഡെറ്റ് നിക്ഷേപത്തിന്റെ ഹോൾഡിംഗ് കാലയളവ് 36 മാസത്തിൽ കുറവാണെങ്കിൽ, അത് ഒരു ഹ്രസ്വകാല നിക്ഷേപമായി തരംതിരിക്കുകയും വ്യക്തിയുടെ നികുതി സ്ലാബ് അനുസരിച്ച് നികുതി നൽകുകയും ചെയ്യും.

ദീർഘകാല മൂലധന നേട്ടം

ഡെറ്റ് നിക്ഷേപത്തിന്റെ ഹോൾഡിംഗ് കാലയളവ് 36 മാസത്തിൽ കൂടുതലാണെങ്കിൽ, അത് ദീർഘകാല നിക്ഷേപമായി തരംതിരിക്കുകയും ഇൻഡെക്സേഷൻ ആനുകൂല്യത്തോടെ 20% നികുതി നൽകുകയും ചെയ്യും.

മൂലധനം നേട്ടങ്ങൾ നിക്ഷേപ ഹോൾഡിംഗ് നേട്ടങ്ങൾ നികുതി
ഷോർട്ട് ടേംമൂലധന നേട്ടം 36 മാസത്തിൽ താഴെ വ്യക്തിയുടെ നികുതി സ്ലാബ് അനുസരിച്ച്
ദീർഘകാല മൂലധന നേട്ടം 36 മാസത്തിലധികം ഇൻഡെക്സേഷൻ ആനുകൂല്യങ്ങളോടെ 20%

ദീർഘകാല ബോണ്ട് ഫണ്ടുകളിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

നിക്ഷേപകർക്ക് രണ്ട് തരത്തിൽ നിക്ഷേപിക്കാം-എസ്.ഐ.പി അല്ലെങ്കിൽ ലംപ് സം. ശരാശരി നിക്ഷേപകർക്ക്, SIP (സിസ്റ്റമാറ്റിക് ഇൻവെസ്റ്റ്‌മെന്റ് പ്ലാൻ) ആണ് ഏറ്റവും ലാഭകരമായ ഓപ്ഷൻ. പ്രതിമാസം/ത്രൈമാസത്തിലൊരിക്കൽ/വാർഷികം നിക്ഷേപിക്കുന്നതിനുള്ള വ്യവസ്ഥാപിത ഓപ്ഷൻ ഇത് നിങ്ങൾക്ക് നൽകുന്നുഅടിസ്ഥാനം. ഒറ്റത്തവണ ഡൗൺ പേയ്‌മെന്റായി നിക്ഷേപകർ ഗണ്യമായ തുക ഒറ്റത്തവണയായി നിക്ഷേപിക്കണം. ഒരു മൊത്ത തുകയ്ക്കുള്ള ഏറ്റവും കുറഞ്ഞ നിക്ഷേപ തുക INR 5000 ആണ്, എന്നാൽ SIP-ന് ഇത് 500 രൂപയാണ്.

2022-ൽ നിക്ഷേപിക്കാനുള്ള മികച്ച ദീർഘകാല ബോണ്ട് ഫണ്ടുകൾ

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
IDFC Government Securities Fund - Investment Plan Growth ₹33.9811
↑ 0.07
₹2,543 5,000 1,000 3.45.611.86.16.87.17%12Y 1M 6D28Y 10M 28D
Invesco India Gilt Fund Growth ₹2,717.85
↑ 5.14
₹786 5,000 100 3.25.411.166.67.14%10Y 3M 29D22Y 7M 10D
Axis Gilt Fund Growth ₹24.2493
↑ 0.04
₹436 5,000 1,000 3.35.710.85.97.17.15%9Y 2M 19D21Y 25D
DSP BlackRock Government Securities Fund Growth ₹91.5325
↑ 0.19
₹1,081 1,000 500 3.35.410.76.47.17.23%11Y 11M 8D29Y 11M 26D
Edelweiss Government Securities Fund Growth ₹23.4915
↑ 0.05
₹159 5,000 1,000 3.15.110.65.86.27.08%8Y 22D14Y 4M 3D
Aditya Birla Sun Life Government Securities Fund Growth ₹77.7134
↑ 0.14
₹1,924 1,000 1,000 35.110.15.87.17.11%8Y 8M 19D17Y 4M 20D
SBI Magnum Gilt Fund Growth ₹62.9355
↑ 0.08
₹8,871 5,000 500 3.25.39.96.77.67.12%8Y 11D15Y 9M 29D
Nippon India Gilt Securities Fund Growth ₹36.3731
↑ 0.07
₹1,645 5,000 100 3.15.19.65.56.77.13%8Y 4M 6D16Y 4M 6D
PGIM India Gilt Fund Growth ₹28.8662
↑ 0.06
₹114 5,000 1,000 3.159.65.56.67.04%7Y 3M 18D13Y 3M 22D
UTI Gilt Fund Growth ₹59.7923
↑ 0.12
₹645 5,000 500 34.99.45.86.77%6Y 4M 6D9Y 2M 8D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Sep 24

1. IDFC Government Securities Fund - Investment Plan

IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized.

IDFC Government Securities Fund - Investment Plan is a Debt - Government Bond fund was launched on 3 Dec 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 14 in Government Bond category.  Return for 2023 was 6.8% , 2022 was 1.4% and 2021 was 2.1% .

Below is the key information for IDFC Government Securities Fund - Investment Plan

IDFC Government Securities Fund - Investment Plan
Growth
Launch Date 3 Dec 08
NAV (19 Sep 24) ₹33.9811 ↑ 0.07   (0.19 %)
Net Assets (Cr) ₹2,543 on 31 Jul 24
Category Debt - Government Bond
AMC IDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.19
Sharpe Ratio 0.76
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.17%
Effective Maturity 28 Years 10 Months 28 Days
Modified Duration 12 Years 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 19₹10,000
31 Aug 20₹11,106
31 Aug 21₹11,726
31 Aug 22₹11,862
31 Aug 23₹12,565
31 Aug 24₹13,921

IDFC Government Securities Fund - Investment Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for IDFC Government Securities Fund - Investment Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

DurationReturns
1 Month 1.5%
3 Month 3.4%
6 Month 5.6%
1 Year 11.8%
3 Year 6.1%
5 Year 7.2%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 1.4%
2021 2.1%
2020 13.7%
2019 13.3%
2018 7.8%
2017 3.1%
2016 13.9%
2015 6%
2014 16.5%
Fund Manager information for IDFC Government Securities Fund - Investment Plan
NameSinceTenure
Suyash Choudhary15 Oct 1013.89 Yr.
Brijesh Shah10 Jun 240.23 Yr.

Data below for IDFC Government Securities Fund - Investment Plan as on 31 Jul 24

Asset Allocation
Asset ClassValue
Cash1.3%
Debt98.7%
Debt Sector Allocation
SectorValue
Government98.7%
Cash Equivalent1.3%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.3% Govt Stock 2053
Sovereign Bonds | -
99%₹2,613 Cr252,000,000
↓ -500,000
7.17% Govt Stock 2028
Sovereign Bonds | -
0%₹0 Cr6,300
Net Current Assets
Net Current Assets | -
1%₹30 Cr
Triparty Repo Trp_020924
CBLO/Reverse Repo | -
0%₹4 Cr
Cash Margin - Ccil
CBLO/Reverse Repo | -
0%₹0 Cr

2. Invesco India Gilt Fund

The objective of the Scheme is to generate optimal returns by investing in a portfolio of securities issued and guaranteed by Central and State Government.

Invesco India Gilt Fund is a Debt - Government Bond fund was launched on 9 Feb 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.2% since its launch.  Ranked 10 in Government Bond category.  Return for 2023 was 6.6% , 2022 was 2.3% and 2021 was 0.7% .

Below is the key information for Invesco India Gilt Fund

Invesco India Gilt Fund
Growth
Launch Date 9 Feb 08
NAV (19 Sep 24) ₹2,717.85 ↑ 5.14   (0.19 %)
Net Assets (Cr) ₹786 on 31 Jul 24
Category Debt - Government Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 1.2
Sharpe Ratio 0.74
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.14%
Effective Maturity 22 Years 7 Months 10 Days
Modified Duration 10 Years 3 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 19₹10,000
31 Aug 20₹10,589
31 Aug 21₹10,834
31 Aug 22₹11,034
31 Aug 23₹11,694
31 Aug 24₹12,867

Invesco India Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

DurationReturns
1 Month 1.4%
3 Month 3.2%
6 Month 5.4%
1 Year 11.1%
3 Year 6%
5 Year 5.5%
10 Year
15 Year
Since launch 6.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.6%
2022 2.3%
2021 0.7%
2020 8.2%
2019 9.6%
2018 6.2%
2017 1.2%
2016 16.6%
2015 4.2%
2014 17%
Fund Manager information for Invesco India Gilt Fund
NameSinceTenure
Krishna Cheemalapati27 Jul 213.1 Yr.
Vikas Garg26 Sep 203.93 Yr.

Data below for Invesco India Gilt Fund as on 31 Jul 24

Asset Allocation
Asset ClassValue
Cash5.22%
Debt94.78%
Debt Sector Allocation
SectorValue
Government94.78%
Cash Equivalent5.22%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.3% Govt Stock 2053
Sovereign Bonds | -
32%₹306 Cr29,500,000
7.09% Govt Stock 2054
Sovereign Bonds | -
21%₹206 Cr20,400,200
↑ 6,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
13%₹123 Cr12,000,000
↑ 7,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
13%₹121 Cr11,806,400
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹61 Cr6,000,000
↓ -7,000,000
7.34% Govt Stock 2064
Sovereign Bonds | -
5%₹52 Cr5,000,000
7.46% Govt Stock 2073
Sovereign Bonds | -
3%₹26 Cr2,500,000
↑ 2,500,000
7.1% Govt Stock 2034
Sovereign Bonds | -
2%₹20 Cr2,000,000
↑ 2,000,000
Triparty Repo
CBLO/Reverse Repo | -
5%₹52 Cr
Net Receivables / (Payables)
Net Current Assets | -
0%-₹2 Cr

3. Axis Gilt Fund

(Erstwhile Axis Constant Maturity 10 Year Fund)

To generate returns similar to that of 10 year government bonds.

Axis Gilt Fund is a Debt - Government Bond fund was launched on 23 Jan 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 16 in Government Bond category.  Return for 2023 was 7.1% , 2022 was 2.4% and 2021 was 2.4% .

Below is the key information for Axis Gilt Fund

Axis Gilt Fund
Growth
Launch Date 23 Jan 12
NAV (19 Sep 24) ₹24.2493 ↑ 0.04   (0.18 %)
Net Assets (Cr) ₹436 on 31 Jul 24
Category Debt - Government Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.79
Sharpe Ratio 0.94
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.15%
Effective Maturity 21 Years 25 Days
Modified Duration 9 Years 2 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 19₹10,000
31 Aug 20₹10,994
31 Aug 21₹11,625
31 Aug 22₹11,895
31 Aug 23₹12,551
31 Aug 24₹13,802

Axis Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

DurationReturns
1 Month 1.4%
3 Month 3.3%
6 Month 5.7%
1 Year 10.8%
3 Year 5.9%
5 Year 6.9%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.1%
2022 2.4%
2021 2.4%
2020 13.1%
2019 12%
2018 5.3%
2017 1.4%
2016 13.7%
2015 6.3%
2014 15%
Fund Manager information for Axis Gilt Fund
NameSinceTenure
Devang Shah5 Nov 1211.83 Yr.
Sachin Jain1 Feb 231.58 Yr.

Data below for Axis Gilt Fund as on 31 Jul 24

Asset Allocation
Asset ClassValue
Cash6.08%
Debt93.92%
Debt Sector Allocation
SectorValue
Government93.92%
Cash Equivalent6.08%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
26%₹130 Cr12,800,000
↑ 4,600,000
7.3% Govt Stock 2053
Sovereign Bonds | -
20%₹99 Cr9,500,000
↓ -3,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
13%₹64 Cr6,200,000
7.34% Govt Stock 2064
Sovereign Bonds | -
9%₹47 Cr4,500,000
7.1% Govt Stock 2034
Sovereign Bonds | -
8%₹41 Cr4,000,000
↑ 3,000,000
7.32% Govt Stock 2030
Sovereign Bonds | -
6%₹31 Cr3,000,000
8.34% Govt Stock 2033
Sovereign Bonds | -
3%₹15 Cr1,500,000
7.25% Govt Stock 2063
Sovereign Bonds | -
3%₹15 Cr1,500,000
Maharashtra (Government of) 7.45%
- | -
2%₹11 Cr1,083,700
7.46% Govt Stock 2073
Sovereign Bonds | -
2%₹11 Cr1,000,000

4. DSP BlackRock Government Securities Fund

The Scheme aims to generate returns through investments in Central Govt Securities.

DSP BlackRock Government Securities Fund is a Debt - Government Bond fund was launched on 30 Sep 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 9 in Government Bond category.  Return for 2023 was 7.1% , 2022 was 2.7% and 2021 was 3.1% .

Below is the key information for DSP BlackRock Government Securities Fund

DSP BlackRock Government Securities Fund
Growth
Launch Date 30 Sep 99
NAV (19 Sep 24) ₹91.5325 ↑ 0.19   (0.21 %)
Net Assets (Cr) ₹1,081 on 31 Jul 24
Category Debt - Government Bond
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 1.1
Sharpe Ratio 0.58
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-7 Days (0.1%),7 Days and above(NIL)
Yield to Maturity 7.23%
Effective Maturity 29 Years 11 Months 26 Days
Modified Duration 11 Years 11 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 19₹10,000
31 Aug 20₹11,044
31 Aug 21₹11,744
31 Aug 22₹12,007
31 Aug 23₹12,854
31 Aug 24₹14,069

DSP BlackRock Government Securities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for DSP BlackRock Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

DurationReturns
1 Month 1.5%
3 Month 3.3%
6 Month 5.4%
1 Year 10.7%
3 Year 6.4%
5 Year 7.3%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.1%
2022 2.7%
2021 3.1%
2020 13.1%
2019 12.5%
2018 7.4%
2017 1.4%
2016 15.3%
2015 6.2%
2014 15%
Fund Manager information for DSP BlackRock Government Securities Fund
NameSinceTenure
Sandeep Yadav1 Aug 240.08 Yr.
Shantanu Godambe1 Jun 231.25 Yr.

Data below for DSP BlackRock Government Securities Fund as on 31 Jul 24

Asset Allocation
Asset ClassValue
Cash0.94%
Debt99.06%
Debt Sector Allocation
SectorValue
Government99.06%
Cash Equivalent0.94%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.3% Govt Stock 2053
Sovereign Bonds | -
41%₹494 Cr47,000,000
↓ -5,500,000
7.34% Govt Stock 2064
Sovereign Bonds | -
23%₹277 Cr26,000,000
↑ 16,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
10%₹127 Cr12,500,000
↑ 7,500,000
07.50 MH Sdl 2044
Sovereign Bonds | -
6%₹74 Cr7,000,000
7.85% MP Sdl 2032
Sovereign Bonds | -
5%₹55 Cr5,000,000
7.46% Govt Stock 2073
Sovereign Bonds | -
4%₹54 Cr5,000,000
↓ -17,500,000
Uttar Pradesh (Government of) 7.48%
- | -
4%₹53 Cr5,000,000
Uttar Pradesh (Government of) 7.38%
- | -
3%₹42 Cr4,000,000
6.76% Govt Stock 2061
Sovereign Bonds | -
2%₹24 Cr2,500,000
↑ 2,500,000
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
3%₹33 Cr

5. Edelweiss Government Securities Fund

The investment objective of the Scheme is to generate income through investment in Securities of various maturities issued and/or created by the Central Government and State Governments of India. However, there can be no assurance that the investment objectives of the Scheme will be realized

Edelweiss Government Securities Fund is a Debt - Government Bond fund was launched on 13 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 18 in Government Bond category.  Return for 2023 was 6.2% , 2022 was 2.5% and 2021 was 4.1% .

Below is the key information for Edelweiss Government Securities Fund

Edelweiss Government Securities Fund
Growth
Launch Date 13 Feb 14
NAV (19 Sep 24) ₹23.4915 ↑ 0.05   (0.19 %)
Net Assets (Cr) ₹159 on 31 Jul 24
Category Debt - Government Bond
AMC Edelweiss Asset Management Limited
Rating
Risk Moderate
Expense Ratio 1.21
Sharpe Ratio 0.74
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.08%
Effective Maturity 14 Years 4 Months 3 Days
Modified Duration 8 Years 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 19₹10,000
31 Aug 20₹10,866
31 Aug 21₹11,717
31 Aug 22₹12,022
31 Aug 23₹12,696
31 Aug 24₹13,922

Edelweiss Government Securities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Edelweiss Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

DurationReturns
1 Month 1.2%
3 Month 3.1%
6 Month 5.1%
1 Year 10.6%
3 Year 5.8%
5 Year 7.1%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.2%
2022 2.5%
2021 4.1%
2020 13.6%
2019 10.7%
2018 6.8%
2017 4.2%
2016 12.5%
2015 5.8%
2014
Fund Manager information for Edelweiss Government Securities Fund
NameSinceTenure
Rahul Dedhia23 Nov 212.78 Yr.
Hetul Raval1 Jul 240.17 Yr.

Data below for Edelweiss Government Securities Fund as on 31 Jul 24

Asset Allocation
Asset ClassValue
Cash2.89%
Debt97.11%
Debt Sector Allocation
SectorValue
Government97.11%
Cash Equivalent2.89%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.3% Govt Stock 2053
Sovereign Bonds | -
32%₹52 Cr5,000,000
↑ 1,500,000
7.1% Govt Stock 2034
Sovereign Bonds | -
28%₹46 Cr4,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
19%₹31 Cr3,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
19%₹31 Cr3,000,000
↓ -1,000,000
08.38 GJ Sdl 2029
Sovereign Bonds | -
0%₹0 Cr9,100
Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -
2%₹3 Cr
Accrued Interest
CBLO | -
1%₹2 Cr
Net Receivables/(Payables)
CBLO | -
0%₹0 Cr

6. Aditya Birla Sun Life Government Securities Fund

(Erstwhile Aditya Birla Sun Life Gilt Plus Fund - PF Plan)

An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities.

Aditya Birla Sun Life Government Securities Fund is a Debt - Government Bond fund was launched on 12 Oct 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 4 in Government Bond category.  Return for 2023 was 7.1% , 2022 was 1.7% and 2021 was 3.6% .

Below is the key information for Aditya Birla Sun Life Government Securities Fund

Aditya Birla Sun Life Government Securities Fund
Growth
Launch Date 12 Oct 99
NAV (19 Sep 24) ₹77.7134 ↑ 0.14   (0.18 %)
Net Assets (Cr) ₹1,924 on 31 Jul 24
Category Debt - Government Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.05
Sharpe Ratio 0.63
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 7.11%
Effective Maturity 17 Years 4 Months 20 Days
Modified Duration 8 Years 8 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 19₹10,000
31 Aug 20₹10,935
31 Aug 21₹11,615
31 Aug 22₹11,804
31 Aug 23₹12,523
31 Aug 24₹13,679

Aditya Birla Sun Life Government Securities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

DurationReturns
1 Month 1.3%
3 Month 3%
6 Month 5.1%
1 Year 10.1%
3 Year 5.8%
5 Year 6.8%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.1%
2022 1.7%
2021 3.6%
2020 12.1%
2019 11%
2018 6.9%
2017 4.4%
2016 16.7%
2015 5.7%
2014 19.9%
Fund Manager information for Aditya Birla Sun Life Government Securities Fund
NameSinceTenure
Bhupesh Bameta6 Aug 204.07 Yr.
Dhaval Joshi21 Nov 221.78 Yr.

Data below for Aditya Birla Sun Life Government Securities Fund as on 31 Jul 24

Asset Allocation
Asset ClassValue
Cash4.33%
Debt95.67%
Debt Sector Allocation
SectorValue
Government95.67%
Cash Equivalent4.33%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.3% Govt Stock 2053
Sovereign Bonds | -
42%₹873 Cr84,179,750
↑ 8,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
31%₹627 Cr61,500,000
↑ 2,000,000
7.26% Govt Stock 2033
Sovereign Bonds | -
14%₹282 Cr27,525,000
7.18% Govt Stock 2037
Sovereign Bonds | -
9%₹183 Cr17,923,050
↑ 4,500,000
5.63% Govt Stock 2026
Sovereign Bonds | -
0%₹1 Cr65,000
Clearing Corporation Of India Limited
CBLO/Reverse Repo | -
3%₹71 Cr
Net Receivables / (Payables)
Net Current Assets | -
1%₹18 Cr

7. SBI Magnum Gilt Fund

(Erstwhile SBI Magnum Gilt Fund - Long Term Plan)

To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government

SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 3 in Government Bond category.  Return for 2023 was 7.6% , 2022 was 4.2% and 2021 was 3% .

Below is the key information for SBI Magnum Gilt Fund

SBI Magnum Gilt Fund
Growth
Launch Date 30 Dec 00
NAV (19 Sep 24) ₹62.9355 ↑ 0.08   (0.13 %)
Net Assets (Cr) ₹8,871 on 31 Jul 24
Category Debt - Government Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 0.94
Sharpe Ratio 0.7
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.12%
Effective Maturity 15 Years 9 Months 29 Days
Modified Duration 8 Years 11 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 19₹10,000
31 Aug 20₹10,936
31 Aug 21₹11,574
31 Aug 22₹11,912
31 Aug 23₹12,852
31 Aug 24₹14,015

SBI Magnum Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Magnum Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

DurationReturns
1 Month 1.2%
3 Month 3.2%
6 Month 5.3%
1 Year 9.9%
3 Year 6.7%
5 Year 7.3%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.6%
2022 4.2%
2021 3%
2020 11.7%
2019 13.1%
2018 5.1%
2017 3.9%
2016 16.3%
2015 7.3%
2014 19.9%
Fund Manager information for SBI Magnum Gilt Fund
NameSinceTenure
Rajeev Radhakrishnan1 Nov 230.84 Yr.
Tejas Soman1 Dec 230.75 Yr.

Data below for SBI Magnum Gilt Fund as on 31 Jul 24

Asset Allocation
Asset ClassValue
Cash3.76%
Debt96.24%
Debt Sector Allocation
SectorValue
Government96.24%
Cash Equivalent3.76%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
54%₹5,124 Cr504,178,600
↓ -15,708,000
7.34% Govt Stock 2064
Sovereign Bonds | -
28%₹2,675 Cr257,000,000
↑ 77,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
10%₹912 Cr88,000,000
8.34% Govt Stock 2033
Sovereign Bonds | -
3%₹242 Cr23,500,000
7.25% Govt Stock 2063
Sovereign Bonds | -
2%₹190 Cr18,500,000
↓ -4,500,000
Treps
CBLO/Reverse Repo | -
3%₹267 Cr
Net Receivable / Payable
CBLO | -
1%₹89 Cr
7.18% Govt Stock 2033
Sovereign Bonds | -
₹0 Cr00
↓ -42,785,000

8. Nippon India Gilt Securities Fund

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Nippon India Gilt Securities Fund is a Debt - Government Bond fund was launched on 22 Aug 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 2 in Government Bond category.  Return for 2023 was 6.7% , 2022 was 2.1% and 2021 was 1.8% .

Below is the key information for Nippon India Gilt Securities Fund

Nippon India Gilt Securities Fund
Growth
Launch Date 22 Aug 08
NAV (19 Sep 24) ₹36.3731 ↑ 0.07   (0.18 %)
Net Assets (Cr) ₹1,645 on 31 Jul 24
Category Debt - Government Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.42
Sharpe Ratio 0.47
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity 7.13%
Effective Maturity 16 Years 4 Months 6 Days
Modified Duration 8 Years 4 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 19₹10,000
31 Aug 20₹10,917
31 Aug 21₹11,411
31 Aug 22₹11,555
31 Aug 23₹12,291
31 Aug 24₹13,372

Nippon India Gilt Securities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Gilt Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

DurationReturns
1 Month 1.3%
3 Month 3.1%
6 Month 5.1%
1 Year 9.6%
3 Year 5.5%
5 Year 6.2%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 2.1%
2021 1.8%
2020 11.2%
2019 12.4%
2018 8%
2017 3.4%
2016 17%
2015 6.2%
2014 18.6%
Fund Manager information for Nippon India Gilt Securities Fund
NameSinceTenure
Pranay Sinha31 Mar 213.42 Yr.
Kinjal Desai31 Oct 212.84 Yr.

Data below for Nippon India Gilt Securities Fund as on 31 Jul 24

Asset Allocation
Asset ClassValue
Cash3.74%
Debt96.26%
Debt Sector Allocation
SectorValue
Government96.26%
Cash Equivalent3.74%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
17%₹310 Cr30,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
12%₹225 Cr21,965,200
7.3% Govt Stock 2053
Sovereign Bonds | -
12%₹218 Cr21,000,000
↑ 2,000,000
7.34% Govt Stock 2064
Sovereign Bonds | -
9%₹167 Cr16,000,000
7.25% Govt Stock 2063
Sovereign Bonds | -
8%₹144 Cr14,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
7%₹132 Cr13,000,000
7.26% Govt Stock 2033
Sovereign Bonds | -
7%₹129 Cr12,565,600
7.23% Govt Stock 2039
Sovereign Bonds | -
7%₹123 Cr12,000,000
↑ 10,000,000
07.03 Goi 2054
Sovereign Bonds | -
4%₹76 Cr7,500,000
6.67% Govt Stock 2035
Sovereign Bonds | -
2%₹39 Cr4,000,000

9. PGIM India Gilt Fund

To generate reasonable returns by investing in Central/State Government securities of various maturities.

PGIM India Gilt Fund is a Debt - Government Bond fund was launched on 27 Oct 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 15 in Government Bond category.  Return for 2023 was 6.6% , 2022 was 1.8% and 2021 was 2.9% .

Below is the key information for PGIM India Gilt Fund

PGIM India Gilt Fund
Growth
Launch Date 27 Oct 08
NAV (19 Sep 24) ₹28.8662 ↑ 0.06   (0.19 %)
Net Assets (Cr) ₹114 on 31 Jul 24
Category Debt - Government Bond
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.41
Sharpe Ratio 0.52
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.04%
Effective Maturity 13 Years 3 Months 22 Days
Modified Duration 7 Years 3 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 19₹10,000
31 Aug 20₹10,710
31 Aug 21₹11,264
31 Aug 22₹11,452
31 Aug 23₹12,096
31 Aug 24₹13,160

PGIM India Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for PGIM India Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

DurationReturns
1 Month 1.3%
3 Month 3.1%
6 Month 5%
1 Year 9.6%
3 Year 5.5%
5 Year 5.9%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.6%
2022 1.8%
2021 2.9%
2020 9.4%
2019 10.1%
2018 5.9%
2017 4%
2016 12.6%
2015 7.1%
2014 14.5%
Fund Manager information for PGIM India Gilt Fund
NameSinceTenure
Bhupesh Kalyani13 Sep 221.97 Yr.
Puneet Pal13 Dec 176.72 Yr.

Data below for PGIM India Gilt Fund as on 31 Jul 24

Asset Allocation
Asset ClassValue
Cash7.11%
Debt92.89%
Debt Sector Allocation
SectorValue
Government92.89%
Cash Equivalent7.11%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.25% Govt Stock 2063
Sovereign Bonds | -
23%₹27 Cr2,617,467
7.09% Govt Stock 2054
Sovereign Bonds | -
18%₹21 Cr2,070,050
7.3% Govt Stock 2053
Sovereign Bonds | -
16%₹19 Cr1,800,000
↑ 1,800,000
7.18% Govt Stock 2033
Sovereign Bonds | -
14%₹16 Cr1,590,000
7.18% Govt Stock 2037
Sovereign Bonds | -
10%₹11 Cr1,078,895
↓ -2,000,000
7.23% Govt Stock 2039
Sovereign Bonds | -
4%₹4 Cr400,000
7.26% Govt Stock 2033
Sovereign Bonds | -
3%₹4 Cr352,063
8.28% Govt Stock 2027
Sovereign Bonds | -
2%₹3 Cr270,000
7.1% Govt Stock 2034
Sovereign Bonds | -
1%₹1 Cr100,000
7.26% Govt Stock 2032
Sovereign Bonds | -
1%₹1 Cr75,000

10. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 7 in Government Bond category.  Return for 2023 was 6.7% , 2022 was 2.9% and 2021 was 2.3% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund
Growth
Launch Date 21 Jan 02
NAV (19 Sep 24) ₹59.7923 ↑ 0.12   (0.19 %)
Net Assets (Cr) ₹645 on 31 Jul 24
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.92
Sharpe Ratio 0.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7%
Effective Maturity 9 Years 2 Months 8 Days
Modified Duration 6 Years 4 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
31 Aug 19₹10,000
31 Aug 20₹10,791
31 Aug 21₹11,324
31 Aug 22₹11,527
31 Aug 23₹12,280
31 Aug 24₹13,345

UTI Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 24

DurationReturns
1 Month 1.1%
3 Month 3%
6 Month 4.9%
1 Year 9.4%
3 Year 5.8%
5 Year 6.2%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 2.9%
2021 2.3%
2020 10.3%
2019 11.8%
2018 6.3%
2017 4.3%
2016 15.5%
2015 6.1%
2014 19.8%
Fund Manager information for UTI Gilt Fund
NameSinceTenure
Sudhir Agarwal1 Dec 212.75 Yr.

Data below for UTI Gilt Fund as on 31 Jul 24

Asset Allocation
Asset ClassValue
Cash2.98%
Debt97.02%
Debt Sector Allocation
SectorValue
Government97.02%
Cash Equivalent2.98%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
28%₹184 Cr1,800,000,000
↓ -500,000,000
7.04% Govt Stock 2029
Sovereign Bonds | -
17%₹111 Cr1,100,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
16%₹102 Cr1,000,000,000
7.37% Govt Stock 2028
Sovereign Bonds | -
12%₹77 Cr750,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
9%₹55 Cr550,000,000
7.3% Govt Stock 2053
Sovereign Bonds | -
7%₹47 Cr450,000,000
7.46% Govt Stock 2073
Sovereign Bonds | -
5%₹32 Cr300,000,000
↑ 300,000,000
7.34% Govt Stock 2064
Sovereign Bonds | -
3%₹21 Cr200,000,000
↑ 200,000,000
Net Current Assets
Net Current Assets | -
3%₹17 Cr
Clearing Corporation Of India Ltd. Std Margin
CBLO/Reverse Repo | -
0%₹2 Cr00

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