Table of Contents
Top 9 Funds
सर्वोत्तम SIP योजना? त्यांना कसे निवडायचे? विचार करताना गुंतवणूकदारांच्या मनात हे काही सामान्य प्रश्न आहेतम्युच्युअल फंडात गुंतवणूक a द्वारेSIP किंवा पद्धतशीरगुंतवणूक योजना.
एसआयपी गुंतवणूक सर्वात शिस्तबद्ध एक आहेगुंतवणूक गुंतवणूक करताना पर्यायम्युच्युअल फंड. शिवाय, SIP म्युच्युअल फंडातील गुंतवणूकीची किमान रक्कम INR 500 इतकी कमी आहे. यामुळे गुंतवणूक करणे शक्य होते.शीर्ष SIP खूप सोयीस्कर योजना.
बचतीची सवय लावण्यासाठी म्युच्युअल फंडातील SIP गुंतवणूक हा सर्वात सोयीचा मार्ग आहे. बर्याचदा कमावत्या लोकांची तरुण पिढी जास्त बचत करत नाही. सिस्टीमॅटिक इन्व्हेस्टमेंट प्लॅन असण्यासाठी एखाद्याला मोठ्या प्रमाणात गुंतवणूक करण्याची आवश्यकता नाही कारण सुरुवातीची रक्कम रु 500 इतकी कमी आहे आणि काही फंड INR 100 साठी मासिक SIP देखील देतात. लहानपणापासूनच, एखाद्याला आपली बचत गुंतवणुकीचा एक प्रकार म्हणून करण्याची सवय लागू शकते. एसआयपी, त्याद्वारे प्रत्येक महिन्यात बचत करण्यासाठी निश्चित रक्कम बाजूला ठेवते. पद्धतशीर गुंतवणूक योजना हे स्मार्ट गुंतवणुकीचे सर्वात महत्वाचे साधन आहे.
एसआयपी तुम्हाला तुमच्यासाठी तयार करण्यात मदत करतेआर्थिक उद्दिष्टे त्रास-मुक्त पद्धतीने. एसआयपी असणे अत्यंत सोयीचे आहे कारण म्युच्युअल फंडांना कागदपत्रे फक्त एकदाच करावी लागतात ज्यानंतर मासिक रक्कम डेबिट केली जातेबँक हस्तक्षेप न करता थेट खाते. परिणामी, SIP ला इतर गुंतवणूक आणि बचत पर्यायांसाठी आवश्यक प्रयत्नांची आवश्यकता नसते.
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Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹537.333
↑ 0.32 ₹14,988 1,000 1.9 3.9 7.8 6.9 7.9 7.84% 5M 19D 7M 20D BOI AXA Liquid Fund Growth ₹2,958.02
↑ 0.55 ₹1,741 1,000 1.8 3.6 7.4 6.8 7.4 6.98% 1M 20D 1M 20D ICICI Prudential Ultra Short Term Fund Growth ₹27.1758
↑ 0.01 ₹13,017 1,000 1.9 3.6 7.4 6.6 7.5 7.74% 5M 1D 7M 6D Indiabulls Liquid Fund Growth ₹2,484.09
↑ 0.46 ₹158 500 1.8 3.6 7.3 6.6 7.4 7.02% 1M 2D 1M 2D ICICI Prudential Liquid Fund Growth ₹380.361
↑ 0.07 ₹55,112 99 1.8 3.6 7.3 6.7 7.4 7.22% 1M 7D 1M 11D Mirae Asset Cash Management Fund Growth ₹2,694.15
↑ 0.49 ₹12,731 1,000 1.8 3.6 7.3 6.7 7.3 7.11% 1M 13D LIC MF Liquid Fund Growth ₹4,645.79
↑ 0.86 ₹11,549 1,000 1.8 3.5 7.3 6.7 7.4 7.41% 1M 18D 1M 18D Tata Liquid Fund Growth ₹4,046.04
↑ 0.73 ₹25,965 500 1.8 3.6 7.3 6.7 7.3 7.2% 1M 7D 1M 7D Invesco India Ultra Short Term Fund Growth ₹2,648.89
↑ 1.38 ₹1,337 1,000 1.9 3.7 7.3 6.4 7.5 7.5% 5M 13D 5M 29D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Mar 25
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a Below is the key information for Tata Liquid Fund Returns up to 1 year are on (Erstwhile Invesco India Medium Term Bond Fund) The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a Below is the key information for Invesco India Ultra Short Term Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized
return of 7.4% since its launch. Ranked 6 in Ultrashort Bond
category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (31 Mar 25) ₹537.333 ↑ 0.32 (0.06 %) Net Assets (Cr) ₹14,988 on 28 Feb 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 3.52 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.84% Effective Maturity 7 Months 20 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,634 31 Mar 22 ₹11,077 31 Mar 23 ₹11,676 31 Mar 24 ₹12,543 31 Mar 25 ₹13,517 Returns for Aditya Birla Sun Life Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.8% 3 Month 1.9% 6 Month 3.9% 1 Year 7.8% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 7.2% 2021 4.8% 2020 3.9% 2019 7% 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% 2014 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.7 Yr. Kaustubh Gupta 15 Jul 11 13.64 Yr. Monika Gandhi 22 Mar 21 3.95 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 40.5% Debt 59.18% Other 0.32% Debt Sector Allocation
Sector Value Corporate 69.04% Cash Equivalent 24.5% Government 6.14% Credit Quality
Rating Value AA 33.14% AAA 66.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Company Limited
Debentures | -4% ₹603 Cr 60,000 Nirma Limited
Debentures | -3% ₹485 Cr 48,500 364 DTB
Sovereign Bonds | -3% ₹471 Cr 47,500,000 National Housing Bank
Debentures | -3% ₹400 Cr 40,000 182 DTB 29082025
Sovereign Bonds | -2% ₹340 Cr 35,000,000 Mankind Pharma Ltd
Debentures | -2% ₹305 Cr 30,500 Avanse Financial Services Ltd 9.40%
Debentures | -2% ₹299 Cr 30,000 Axis Bank Ltd.
Debentures | -2% ₹279 Cr 6,000
↑ 6,000 ICICI Home Finance Company Limited
Debentures | -2% ₹270 Cr 27,000 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹250 Cr 25,000
↓ -5,000 2. BOI AXA Liquid Fund
CAGR/Annualized
return of 6.7% since its launch. Ranked 34 in Liquid Fund
category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (01 Apr 25) ₹2,958.02 ↑ 0.55 (0.02 %) Net Assets (Cr) ₹1,741 on 28 Feb 25 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.1 Sharpe Ratio 5.55 Information Ratio -0.77 Alpha Ratio 0.04 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.98% Effective Maturity 1 Month 20 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,353 31 Mar 22 ₹10,704 31 Mar 23 ₹11,316 31 Mar 24 ₹12,140 31 Mar 25 ₹13,036 Returns for BOI AXA Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.4% 3 Year 6.8% 5 Year 5.4% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 7% 2021 4.9% 2020 3.3% 2019 4.1% 2018 6.4% 2017 7.4% 2016 6.7% 2015 7.6% 2014 8.3% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 3.62 Yr. Data below for BOI AXA Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.79% Other 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 71.33% Corporate 17.78% Government 10.68% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Punjab National Bank
Certificate of Deposit | -5% ₹98 Cr 10,000,000
↑ 10,000,000 India (Republic of)
- | -5% ₹93 Cr 9,382,500
↑ 9,382,500 Axis Bank Ltd.
Certificate of Deposit | -4% ₹80 Cr 8,100,000 Union Bank Of India
Certificate of Deposit | -4% ₹75 Cr 7,500,000
↓ -2,500,000 LIC Housing Finance Ltd
Commercial Paper | -4% ₹75 Cr 7,500,000 HDFC Securities Limited
Commercial Paper | -4% ₹74 Cr 7,500,000 India (Republic of)
- | -4% ₹74 Cr 7,500,000
↑ 7,500,000 Canara Bank
Domestic Bonds | -4% ₹74 Cr 7,500,000
↑ 7,500,000 Kotak Securities Ltd
Commercial Paper | -3% ₹50 Cr 5,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹50 Cr 5,000,000 3. ICICI Prudential Ultra Short Term Fund
CAGR/Annualized
return of 7.5% since its launch. Ranked 27 in Ultrashort Bond
category. Return for 2024 was 7.5% , 2023 was 6.9% and 2022 was 4.5% . ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (31 Mar 25) ₹27.1758 ↑ 0.01 (0.05 %) Net Assets (Cr) ₹13,017 on 15 Mar 25 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.86 Sharpe Ratio 1.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.74% Effective Maturity 7 Months 6 Days Modified Duration 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,589 31 Mar 22 ₹11,009 31 Mar 23 ₹11,594 31 Mar 24 ₹12,428 31 Mar 25 ₹13,344 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.8% 3 Month 1.9% 6 Month 3.6% 1 Year 7.4% 3 Year 6.6% 5 Year 5.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.5% 2022 6.9% 2021 4.5% 2020 4% 2019 6.5% 2018 8.4% 2017 7.5% 2016 6.9% 2015 9.8% 2014 9.1% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 8.3 Yr. Ritesh Lunawat 15 Jun 17 7.72 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 45.31% Debt 54.4% Other 0.29% Debt Sector Allocation
Sector Value Corporate 56.83% Cash Equivalent 24.3% Government 18.59% Credit Quality
Rating Value AA 20.39% AAA 79.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2028
Sovereign Bonds | -4% ₹583 Cr 58,000,000
↑ 10,000,000 India (Republic of)
- | -4% ₹484 Cr 50,000,000
↑ 50,000,000 LIC Housing Finance Limited
Debentures | -3% ₹434 Cr 4,350 Bharti Telecom Limited
Debentures | -3% ₹351 Cr 35,000
↑ 2,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹304 Cr 30,500 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹299 Cr 3,000 Small Industries Development Bank Of India
Debentures | -2% ₹299 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹249 Cr 2,500 LIC Housing Finance Limited
Debentures | -2% ₹225 Cr 2,250
↓ -500 Oberoi Realty Ltd.
Debentures | -2% ₹200 Cr 20,000 4. Indiabulls Liquid Fund
CAGR/Annualized
return of 7% since its launch. Ranked 2 in Liquid Fund
category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% . Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (01 Apr 25) ₹2,484.09 ↑ 0.46 (0.02 %) Net Assets (Cr) ₹158 on 28 Feb 25 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 3.39 Information Ratio -2.98 Alpha Ratio -0.03 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 1 Month 2 Days Modified Duration 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,335 31 Mar 22 ₹10,651 31 Mar 23 ₹11,223 31 Mar 24 ₹12,016 31 Mar 25 ₹12,897 Returns for Indiabulls Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.6% 5 Year 5.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 6.8% 2021 4.6% 2020 3.1% 2019 3.9% 2018 6.6% 2017 7.3% 2016 6.7% 2015 7.8% 2014 8.5% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 1.89 Yr. Data below for Indiabulls Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.64% Other 0.36% Debt Sector Allocation
Sector Value Cash Equivalent 83.61% Government 9.63% Corporate 6.41% Credit Quality
Rating Value AA 6.59% AAA 93.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -10% ₹15 Cr 1,500,000
↑ 1,500,000 Export-Import Bank Of India
Commercial Paper | -10% ₹15 Cr 1,500,000
↑ 1,500,000 National Bank for Agriculture and Rural Development
Commercial Paper | -9% ₹14 Cr 1,425,000
↑ 1,425,000 Axis Bank Limited
Certificate of Deposit | -9% ₹14 Cr 1,400,000
↑ 1,400,000 Small Industries Development Bank Of India
Debentures | -7% ₹10 Cr 1,000,000
↑ 1,000,000 05.75 RJ Sdl 2025
Sovereign Bonds | -7% ₹10 Cr 1,000,000
↑ 1,000,000 Kotak Mahindra Bank Limited
Certificate of Deposit | -6% ₹10 Cr 1,000,000 HDFC Bank Limited
Certificate of Deposit | -6% ₹10 Cr 1,000,000
↑ 1,000,000 Bank Of Baroda
Certificate of Deposit | -6% ₹10 Cr 1,000,000
↑ 1,000,000 Icici Securities Limited (Earlier Icici Brokerage Services Limited)
Commercial Paper | -6% ₹10 Cr 1,000,000
↑ 1,000,000 5. ICICI Prudential Liquid Fund
CAGR/Annualized
return of 7.1% since its launch. Ranked 20 in Liquid Fund
category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% . ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (01 Apr 25) ₹380.361 ↑ 0.07 (0.02 %) Net Assets (Cr) ₹55,112 on 28 Feb 25 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 3.63 Information Ratio -2.39 Alpha Ratio -0.09 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 7.22% Effective Maturity 1 Month 11 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,360 31 Mar 22 ₹10,706 31 Mar 23 ₹11,304 31 Mar 24 ₹12,115 31 Mar 25 ₹13,001 Returns for ICICI Prudential Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.7% 5 Year 5.4% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.6% 2015 7.7% 2014 8.3% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Nikhil Kabra 1 Dec 23 1.33 Yr. Darshil Dedhia 12 Jun 23 1.8 Yr. Data below for ICICI Prudential Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.76% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 63.73% Corporate 23.51% Government 12.52% Credit Quality
Rating Value AA 0.24% AAA 99.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -7% ₹3,939 Cr 400,000,000
↑ 400,000,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹1,849 Cr 37,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹1,498 Cr 30,000 Net Current Assets
Net Current Assets | -3% -₹1,494 Cr IDBI Bank Limited
Certificate of Deposit | -3% ₹1,483 Cr 30,000 India (Republic of)
- | -3% ₹1,479 Cr 150,000,000
↑ 150,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹1,330 Cr 27,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹1,286 Cr 26,000 Punjab National Bank
Certificate of Deposit | -2% ₹1,231 Cr 25,000 91 Days Tbill Red 08-05-2025
Sovereign Bonds | -2% ₹1,144 Cr 115,500,000 6. Mirae Asset Cash Management Fund
CAGR/Annualized
return of 6.3% since its launch. Ranked 48 in Liquid Fund
category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (01 Apr 25) ₹2,694.15 ↑ 0.49 (0.02 %) Net Assets (Cr) ₹12,731 on 28 Feb 25 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.15 Sharpe Ratio 4.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.11% Effective Maturity Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,357 31 Mar 22 ₹10,707 31 Mar 23 ₹11,313 31 Mar 24 ₹12,127 31 Mar 25 ₹13,013 Returns for Mirae Asset Cash Management Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.7% 5 Year 5.4% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 7% 2021 4.8% 2020 3.3% 2019 4.2% 2018 6.6% 2017 7.3% 2016 6.6% 2015 7.2% 2014 7.8% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Amit Modani 1 Nov 24 0.41 Yr. Data below for Mirae Asset Cash Management Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.78% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 80.36% Corporate 17.02% Government 2.39% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 Days Tbill
Sovereign Bonds | -5% ₹643 Cr 65,000,000 182 DTB 29052025
Sovereign Bonds | -3% ₹395 Cr 40,000,000 Canara Bank
Certificate of Deposit | -3% ₹320 Cr 32,500,000
↑ 17,500,000 HDFC Bank Ltd.
Debentures | -2% ₹295 Cr 30,000,000
↑ 30,000,000 91 DTB 20032025
Sovereign Bonds | -2% ₹275 Cr 27,500,000 91 Days Tbill
Sovereign Bonds | -2% ₹273 Cr 27,500,000 Treps
CBLO/Reverse Repo | -2% ₹258 Cr 91 Days Tbill Red 24-04-2025
Sovereign Bonds | -2% ₹248 Cr 25,000,000 Bank of Baroda
Debentures | -2% ₹246 Cr 25,000,000
↑ 25,000,000 Reliance Jio Infocomm Limited
Commercial Paper | -2% ₹200 Cr 20,000,000 7. LIC MF Liquid Fund
CAGR/Annualized
return of 6.9% since its launch. Ranked 25 in Liquid Fund
category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.7% . LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (01 Apr 25) ₹4,645.79 ↑ 0.86 (0.02 %) Net Assets (Cr) ₹11,549 on 15 Mar 25 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.24 Sharpe Ratio 3.53 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.41% Effective Maturity 1 Month 18 Days Modified Duration 1 Month 18 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,355 31 Mar 22 ₹10,700 31 Mar 23 ₹11,295 31 Mar 24 ₹12,105 31 Mar 25 ₹12,989 Returns for LIC MF Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.5% 1 Year 7.3% 3 Year 6.7% 5 Year 5.4% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 7% 2021 4.7% 2020 3.3% 2019 4.3% 2018 6.5% 2017 7.3% 2016 6.6% 2015 7.6% 2014 8.4% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 9.49 Yr. Data below for LIC MF Liquid Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 99.76% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 75.98% Corporate 18.6% Government 5.18% Credit Quality
Rating Value AA 1.69% AAA 98.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity Axis Bank Ltd.
Certificate of Deposit | -4% ₹420 Cr 8,500 91 Days Tbill Red 08-05-2025
Sovereign Bonds | -3% ₹396 Cr 40,000,000 Birla Group Holdings Private Limited
Commercial Paper | -3% ₹393 Cr 8,000
↑ 8,000 India (Republic of)
- | -3% ₹345 Cr 35,000,000
↑ 35,000,000 National Bk For Agriculture & Rural Dev. **
Net Current Assets | -3% ₹319 Cr 6,500
↑ 6,500 LIC Housing Finance Ltd
Commercial Paper | -3% ₹300 Cr 6,000
↑ 6,000 91 DTB 17042025
Sovereign Bonds | -3% ₹298 Cr 30,000,000
↓ -10,000,000 Motilal Oswal Financial Services Limited
Commercial Paper | -3% ₹295 Cr 6,000 Net Receivables / (Payables)
CBLO | -2% ₹248 Cr 91 Days Tbill
Sovereign Bonds | -2% ₹248 Cr 25,000,000 8. Tata Liquid Fund
CAGR/Annualized
return of 7% since its launch. Ranked 18 in Liquid Fund
category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (01 Apr 25) ₹4,046.04 ↑ 0.73 (0.02 %) Net Assets (Cr) ₹25,965 on 28 Feb 25 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0 Sharpe Ratio 3.85 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.2% Effective Maturity 1 Month 7 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,357 31 Mar 22 ₹10,705 31 Mar 23 ₹11,300 31 Mar 24 ₹12,110 31 Mar 25 ₹12,993 Returns for Tata Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.7% 5 Year 5.4% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.7% 2015 7.7% 2014 8.4% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 11.46 Yr. Abhishek Sonthalia 6 Feb 20 5.15 Yr. Harsh Dave 1 Aug 24 0.66 Yr. Data below for Tata Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.79% Other 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 83.46% Corporate 11.16% Government 5.17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Limited
Commercial Paper | -6% ₹1,747 Cr 35,000 India (Republic of)
- | -4% ₹1,326 Cr 134,500,000
↑ 134,500,000 91 Days Tbill Red 24-04-2025
Sovereign Bonds | -4% ₹1,241 Cr 125,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -4% ₹1,236 Cr 25,000 Icici Securities Limited
Commercial Paper | -3% ₹1,080 Cr 22,000
↑ 22,000 Bank Of Baroda
Certificate of Deposit | -3% ₹989 Cr 20,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹987 Cr 20,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹950 Cr 19,000
↓ -1,000 Bank Of Baroda
Certificate of Deposit | -3% ₹933 Cr 19,000
↑ 19,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹749 Cr 15,000 9. Invesco India Ultra Short Term Fund
CAGR/Annualized
return of 7.1% since its launch. Ranked 40 in Ultrashort Bond
category. Return for 2024 was 7.5% , 2023 was 6.6% and 2022 was 4.1% . Invesco India Ultra Short Term Fund
Growth Launch Date 30 Dec 10 NAV (31 Mar 25) ₹2,648.89 ↑ 1.38 (0.05 %) Net Assets (Cr) ₹1,337 on 28 Feb 25 Category Debt - Ultrashort Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.74 Sharpe Ratio 1.38 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.5% Effective Maturity 5 Months 29 Days Modified Duration 5 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,449 31 Mar 22 ₹10,784 31 Mar 23 ₹11,305 31 Mar 24 ₹12,113 31 Mar 25 ₹12,995 Returns for Invesco India Ultra Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Mar 25 Duration Returns 1 Month 0.8% 3 Month 1.9% 6 Month 3.7% 1 Year 7.3% 3 Year 6.4% 5 Year 5.4% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.5% 2022 6.6% 2021 4.1% 2020 3% 2019 5.1% 2018 7.6% 2017 7.3% 2016 7.1% 2015 9.1% 2014 8.3% Fund Manager information for Invesco India Ultra Short Term Fund
Name Since Tenure Krishna Cheemalapati 4 Jan 20 5.24 Yr. Vikas Garg 27 Jul 21 3.68 Yr. Data below for Invesco India Ultra Short Term Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 42.85% Debt 56.81% Other 0.34% Debt Sector Allocation
Sector Value Corporate 52.93% Cash Equivalent 30.8% Government 15.92% Credit Quality
Rating Value AA 26.25% AAA 73.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 15052025
Sovereign Bonds | -4% ₹49 Cr 5,000,000
↑ 5,000,000 Cholamandalam Investment And Finance Company Limited
Debentures | -4% ₹40 Cr 4,000,000 Export Import Bank Of India
Debentures | -4% ₹40 Cr 4,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹35 Cr 3,500,000 Ongc Petro Additions Limited
Debentures | -3% ₹30 Cr 3,000,000 Export Import Bank Of India
Debentures | -3% ₹30 Cr 3,000,000 Bharti Telecom Limited
Debentures | -2% ₹25 Cr 2,500,000 Godrej Industries Limited
Debentures | -2% ₹25 Cr 2,500,000 Bharti Telecom Limited
Debentures | -2% ₹25 Cr 2,500,000 Torrent Power Limited
Debentures | -2% ₹25 Cr 2,500,000
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दस्तऐवज अपलोड करा (PAN, आधार इ.).आणि, तुम्ही गुंतवणूक करण्यास तयार आहात!
अ: जेव्हा तुम्ही SIP निवडता, तेव्हा तुम्ही पहिली गोष्ट विचारात घेतली पाहिजे ती म्हणजे कार्यकाळ. कार्यकाळ तपासणे आणि नंतर गुंतवणूक करणे ही चांगली कल्पना आहे कारण कार्यकाळ पूर्ण करण्यापूर्वी तुम्ही तुमची गुंतवणूक बंद करू नये. तुम्ही असे केल्यास, तुम्हाला एक्झिट लोडच्या स्वरूपात दंड भरावा लागेल.
अ: होय, एक वर्षाची एसआयपी चांगली आहे, विशेषत: जर तुम्ही जलद परतावा शोधत असाल. सहसा, एक वर्षाच्या SIP च्या मदतीने, तुम्ही तुमच्या फंड पोर्टफोलिओवर अवलंबून, तुमच्या गुंतवणुकीवर 4.2% ते 6.2% पर्यंत ROI ची अपेक्षा करू शकता.
अ: जर तुम्ही म्युच्युअल फंड गुंतवणुकीसाठी नवीन असाल आणि गुंतवणुकीच्या पोर्टफोलिओमध्ये विविधता आणण्याची योजना आखत असाल तर एक वर्षाच्या एसआयपी उपयुक्त आहेत.
अ: एक वर्षाच्या SIPs तरुण गुंतवणूकदारांमध्ये लोकप्रिय होत आहेत कारण ते चांगले आणि जलद परतावा देतात. म्युच्युअल फंड समजून घ्यायचे असल्यासबाजार, तर एक वर्षाच्या SIP ही चांगली कल्पना आहे.
अ: एसआयपी हा तुमच्या गुंतवणुकीच्या पोर्टफोलिओमध्ये विविधता आणण्याचा सर्वोत्तम मार्ग आहे आणि चांगला परतावा देण्यासाठी ओळखला जातो. हे तुम्हाला तुम्हाला गुंतवायचे असलेल्या निधीची आणि रकमेची देखील निवड करू देते. तुम्हाला ठराविक अंतराने थोड्या प्रमाणात गुंतवणूक करण्याची संधी मिळते.
अ: नुसारसेबी आदेश, SIP गुंतवणूकदारांना गुंतवणूकदार आणि कंपन्यांचे संरक्षण करण्यासाठी 70:20:10 प्रोटोकॉलचे पालन करावे लागेल. या नियमानुसार, 70% इक्विटी गुंतवणूक लार्ज-कॅप समभागांमध्ये, 20%मिड-कॅप साठा, आणि 10% मध्येलहान टोपी साठा त्यामुळे एसआयपी गुंतवणुकीत विविधता आणतात आणि सर्व फक्त लार्ज-कॅप समभागांमध्ये केंद्रित नसतात.
अ: SIP मध्ये तुम्ही गुंतवू शकता अशी किमान रक्कम रु. 500 आहे. तथापि, SIP मध्ये गुंतवणूक करण्यासाठी कोणतीही उच्च मर्यादा नाही. तुम्ही तुमच्या फंड मॅनेजरसोबत याची योजना करू शकता.