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Fincash »म्युच्युअल फंड »एका वर्षासाठी सर्वोत्तम SIP योजना

1 वर्षाच्या गुंतवणूक 2022 साठी 9 सर्वोत्तम SIP योजना

Updated on November 1, 2024 , 120115 views

सर्वोत्तम SIP योजना? त्यांना कसे निवडायचे? विचार करताना गुंतवणूकदारांच्या मनात हे काही सामान्य प्रश्न आहेतम्युच्युअल फंडात गुंतवणूक a द्वारेSIP किंवा पद्धतशीरगुंतवणूक योजना.

एसआयपी गुंतवणूक सर्वात शिस्तबद्ध एक आहेगुंतवणूक गुंतवणूक करताना पर्यायम्युच्युअल फंड. शिवाय, SIP म्युच्युअल फंडातील गुंतवणूकीची किमान रक्कम INR 500 इतकी कमी आहे. यामुळे गुंतवणूक करणे शक्य होते.शीर्ष SIP खूप सोयीस्कर योजना.

SIP

SIP मध्ये गुंतवणूक का करावी?

बचतीची सवय लावण्यासाठी म्युच्युअल फंडातील SIP गुंतवणूक हा सर्वात सोयीचा मार्ग आहे. बर्‍याचदा कमावत्या लोकांची तरुण पिढी जास्त बचत करत नाही. सिस्टीमॅटिक इन्व्हेस्टमेंट प्लॅन असण्यासाठी एखाद्याला मोठ्या प्रमाणात गुंतवणूक करण्याची आवश्यकता नाही कारण सुरुवातीची रक्कम रु 500 इतकी कमी आहे आणि काही फंड INR 100 साठी मासिक SIP देखील देतात. लहानपणापासूनच, एखाद्याला आपली बचत गुंतवणुकीचा एक प्रकार म्हणून करण्याची सवय लागू शकते. एसआयपी, त्याद्वारे प्रत्येक महिन्यात बचत करण्यासाठी निश्चित रक्कम बाजूला ठेवते. पद्धतशीर गुंतवणूक योजना हे स्मार्ट गुंतवणुकीचे सर्वात महत्वाचे साधन आहे.

एसआयपी तुम्हाला तुमच्यासाठी तयार करण्यात मदत करतेआर्थिक उद्दिष्टे त्रास-मुक्त पद्धतीने. एसआयपी असणे अत्यंत सोयीचे आहे कारण म्युच्युअल फंडांना कागदपत्रे फक्त एकदाच करावी लागतात ज्यानंतर मासिक रक्कम डेबिट केली जातेबँक हस्तक्षेप न करता थेट खाते. परिणामी, SIP ला इतर गुंतवणूक आणि बचत पर्यायांसाठी आवश्यक प्रयत्नांची आवश्यकता नसते.

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आर्थिक वर्ष 22 - 23 मध्ये 1 वर्षाच्या गुंतवणुकीसाठी सर्वोत्तम SIP योजना

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹520.79
↑ 0.12
₹12,417 1,000 1.93.87.76.47.27.78%5M 19D7M 24D
BOI AXA Liquid Fund Growth ₹2,872.96
↑ 0.56
₹1,531 1,000 1.83.67.56.377.07%1M 28D1M 28D
ICICI Prudential Ultra Short Term Fund Growth ₹26.3842
↑ 0.01
₹13,590 1,000 1.83.67.46.16.97.6%4M 28D5M 12D
LIC MF Liquid Fund Growth ₹4,514.44
↑ 0.83
₹8,924 1,000 1.83.67.46.277.94%1M 27D1M 27D
ICICI Prudential Liquid Fund Growth ₹369.519
↑ 0.07
₹46,303 99 1.83.67.46.277.19%1M 26D2M 1D
Invesco India Ultra Short Term Fund Growth ₹2,570.63
↑ 0.58
₹1,008 1,000 1.83.57.45.96.67.54%5M 2D5M 9D
Indiabulls Liquid Fund Growth ₹2,412.76
↑ 1.34
₹190 500 1.83.67.466.87.12%1M 29D
Mirae Asset Cash Management Fund Growth ₹2,617.34
↑ 0.49
₹10,349 1,000 1.83.67.46.277.12%1M 24D1M 25D
Nippon India Liquid Fund  Growth ₹6,091.41
↑ 1.12
₹26,469 100 1.73.57.36.277.23%1M 27D2M 2D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 24

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (31 Oct 24) ₹520.79 ↑ 0.12   (0.02 %)
Net Assets (Cr) ₹12,417 on 30 Sep 24
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.54
Sharpe Ratio 2.09
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.78%
Effective Maturity 7 Months 24 Days
Modified Duration 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,725
31 Oct 21₹11,155
31 Oct 22₹11,636
31 Oct 23₹12,469
31 Oct 24₹13,431

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.7%
3 Month 1.9%
6 Month 3.8%
1 Year 7.7%
3 Year 6.4%
5 Year 6.1%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.2%
2022 4.8%
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha20 Jun 1410.29 Yr.
Kaustubh Gupta15 Jul 1113.22 Yr.
Monika Gandhi22 Mar 213.53 Yr.
Dhaval Joshi21 Nov 221.86 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash29.3%
Debt70.39%
Other0.31%
Debt Sector Allocation
SectorValue
Corporate68.33%
Government16.12%
Cash Equivalent15.23%
Credit Quality
RatingValue
AA23.73%
AAA76.27%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Housing Bank 7.83%
Debentures | -
7%₹820 Cr82,000
Rural Electrification Corporation Limited
Debentures | -
4%₹500 Cr50,000
Shriram Finance Company Limited
Debentures | -
4%₹500 Cr50,000
↑ 40,000
Nirma Limited
Debentures | -
4%₹500 Cr50,000
National Housing Bank 7.78%
Debentures | -
3%₹400 Cr40,000
Tata Realty And Infrastructure Limited
Debentures | -
3%₹360 Cr36,000
Bharti Telecom Limited
Debentures | -
3%₹325 Cr3,250
Bajaj Housing Finance Ltd. 8%
Debentures | -
2%₹300 Cr30,000
7.72% Govt Stock 2028
Sovereign Bonds | -
2%₹291 Cr29,000,000
Nirma Limited 8.3%
Debentures | -
2%₹250 Cr25,000

2. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 34 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.3% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund
Growth
Launch Date 16 Jul 08
NAV (03 Nov 24) ₹2,872.96 ↑ 0.56   (0.02 %)
Net Assets (Cr) ₹1,531 on 30 Sep 24
Category Debt - Liquid Fund
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Low
Expense Ratio 0.1
Sharpe Ratio 3.95
Information Ratio -1.55
Alpha Ratio -0.07
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.07%
Effective Maturity 1 Month 28 Days
Modified Duration 1 Month 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,445
31 Oct 21₹10,774
31 Oct 22₹11,247
31 Oct 23₹12,032
31 Oct 24₹12,930

BOI AXA Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.5%
3 Year 6.3%
5 Year 5.3%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.9%
2021 3.3%
2020 4.1%
2019 6.4%
2018 7.4%
2017 6.7%
2016 7.6%
2015 8.3%
2014 9%
Fund Manager information for BOI AXA Liquid Fund
NameSinceTenure
Mithraem Bharucha17 Aug 213.13 Yr.

Data below for BOI AXA Liquid Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash99.76%
Other0.24%
Debt Sector Allocation
SectorValue
Cash Equivalent45.52%
Corporate44.56%
Government9.68%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
6%₹99 Cr10,000,000
↑ 10,000,000
Punjab National Bank
Certificate of Deposit | -
5%₹74 Cr7,500,000
Canara Bank
Certificate of Deposit | -
5%₹74 Cr7,500,000
HDFC Bank Limited
Certificate of Deposit | -
5%₹74 Cr7,500,000
↑ 2,500,000
91 DTB 07112024
Sovereign Bonds | -
4%₹54 Cr5,398,100
Axis Securities Limited
Commercial Paper | -
3%₹50 Cr5,000,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
3%₹50 Cr5,000,000
91 Day T-Bill 15.11.24
Sovereign Bonds | -
3%₹50 Cr5,000,000
Punjab National Bank
Certificate of Deposit | -
3%₹50 Cr5,000,000
Reliance Retail Ventures Limited
Commercial Paper | -
3%₹50 Cr5,000,000

3. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2023 was 6.9% , 2022 was 4.5% and 2021 was 4% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund
Growth
Launch Date 3 May 11
NAV (31 Oct 24) ₹26.3842 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹13,590 on 15 Oct 24
Category Debt - Ultrashort Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio 1.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity 7.6%
Effective Maturity 5 Months 12 Days
Modified Duration 4 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,702
31 Oct 21₹11,141
31 Oct 22₹11,593
31 Oct 23₹12,398
31 Oct 24₹13,320

ICICI Prudential Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.4%
3 Year 6.1%
5 Year 5.9%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 4.5%
2021 4%
2020 6.5%
2019 8.4%
2018 7.5%
2017 6.9%
2016 9.8%
2015 9.1%
2014 14.8%
Fund Manager information for ICICI Prudential Ultra Short Term Fund
NameSinceTenure
Manish Banthia15 Nov 167.88 Yr.
Ritesh Lunawat15 Jun 177.3 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 15 Oct 24

Asset Allocation
Asset ClassValue
Cash58.45%
Debt41.31%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate60.73%
Cash Equivalent27.59%
Government10.69%
Securitized0.75%
Credit Quality
RatingValue
AA10.99%
AAA89.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days T - Bill- 06/02/2025
Sovereign Bonds | -
3%₹391 Cr40,000,000
↑ 40,000,000
364 DTB 13032025
Sovereign Bonds | -
3%₹389 Cr40,000,000
Small Industries Development Bank Of India
Debentures | -
3%₹372 Cr3,750
Bharti Telecom Limited
Debentures | -
2%₹326 Cr32,500
L&T Metro Rail (Hyderabad) Limited
Debentures | -
2%₹297 Cr3,000
India (Republic of)
- | -
2%₹296 Cr30,000,000
HDFC Bank Ltd.
Debentures | -
2%₹292 Cr6,000
Indusind Bank Ltd.
Debentures | -
2%₹244 Cr5,000
Rural Electrification Corporation Limited
Debentures | -
2%₹235 Cr2,350
Indusind Bank Ltd.
Debentures | -
2%₹219 Cr4,500

4. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 25 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.7% and 2021 was 3.3% .

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund
Growth
Launch Date 11 Mar 02
NAV (03 Nov 24) ₹4,514.44 ↑ 0.83   (0.02 %)
Net Assets (Cr) ₹8,924 on 30 Sep 24
Category Debt - Liquid Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Low
Expense Ratio 0.24
Sharpe Ratio 2.93
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.94%
Effective Maturity 1 Month 27 Days
Modified Duration 1 Month 27 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,466
31 Oct 21₹10,796
31 Oct 22₹11,252
31 Oct 23₹12,023
31 Oct 24₹12,915

LIC MF Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.4%
3 Year 6.2%
5 Year 5.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.7%
2021 3.3%
2020 4.3%
2019 6.5%
2018 7.3%
2017 6.6%
2016 7.6%
2015 8.4%
2014 9%
Fund Manager information for LIC MF Liquid Fund
NameSinceTenure
Rahul Singh5 Oct 159 Yr.

Data below for LIC MF Liquid Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash99.7%
Other0.3%
Debt Sector Allocation
SectorValue
Cash Equivalent58.98%
Corporate38.49%
Government2.24%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Receivables / (Payables)
Net Current Assets | -
12%-₹1,077 Cr
91 DTB 31102024
Sovereign Bonds | -
4%₹398 Cr40,000,000
91 DTB 28112024
Sovereign Bonds | -
4%₹396 Cr40,000,000
State Bank Of India
Certificate of Deposit | -
4%₹394 Cr8,000
↑ 8,000
Punjab National Bank
Certificate of Deposit | -
4%₹346 Cr7,000
91 DTB 07112024
Sovereign Bonds | -
3%₹298 Cr30,000,000
91 DTB 15112024
Sovereign Bonds | -
3%₹298 Cr30,000,000
HDFC Bank Limited
Certificate of Deposit | -
3%₹296 Cr6,000
Motilal Oswal Financial Services Limited
Commercial Paper | -
3%₹282 Cr5,700
Punjab National Bank
Domestic Bonds | -
3%₹249 Cr5,000
↑ 5,000

5. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 20 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund
Growth
Launch Date 17 Nov 05
NAV (03 Nov 24) ₹369.519 ↑ 0.07   (0.02 %)
Net Assets (Cr) ₹46,303 on 30 Sep 24
Category Debt - Liquid Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.29
Sharpe Ratio 2.62
Information Ratio -2.96
Alpha Ratio -0.2
Min Investment 500
Min SIP Investment 99
Exit Load NIL
Yield to Maturity 7.19%
Effective Maturity 2 Months 1 Day
Modified Duration 1 Month 26 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,464
31 Oct 21₹10,793
31 Oct 22₹11,251
31 Oct 23₹12,025
31 Oct 24₹12,915

ICICI Prudential Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.4%
3 Year 6.2%
5 Year 5.3%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.6%
2018 7.4%
2017 6.6%
2016 7.7%
2015 8.3%
2014 9.1%
Fund Manager information for ICICI Prudential Liquid Fund
NameSinceTenure
Nikhil Kabra1 Dec 230.84 Yr.
Darshil Dedhia12 Jun 231.31 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash99.77%
Other0.23%
Debt Sector Allocation
SectorValue
Cash Equivalent64.18%
Corporate33.45%
Government2.14%
Credit Quality
RatingValue
AA1.34%
AAA98.66%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
9%-₹4,150 Cr
Punjab National Bank
Certificate of Deposit | -
4%₹1,994 Cr40,500
↑ 40,500
Govt Stock
Sovereign Bonds | -
4%₹1,739 Cr174,000,000
↑ 49,000,000
Reliance Retail Ventures Limited
Commercial Paper | -
3%₹1,488 Cr30,000
91 DTB 10102024
Sovereign Bonds | -
3%₹1,244 Cr124,580,000
↓ -2,000,000
Bank Of India
Certificate of Deposit | -
3%₹1,238 Cr25,000
HDFC Bank Limited
Certificate of Deposit | -
3%₹1,208 Cr24,500
↑ 24,500
191 DTB 24102024
Sovereign Bonds | -
2%₹1,100 Cr110,483,500
HDFC Bank Limited
Certificate of Deposit | -
2%₹990 Cr20,000
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹990 Cr20,000

6. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 40 in Ultrashort Bond category.  Return for 2023 was 6.6% , 2022 was 4.1% and 2021 was 3% .

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund
Growth
Launch Date 30 Dec 10
NAV (31 Oct 24) ₹2,570.63 ↑ 0.58   (0.02 %)
Net Assets (Cr) ₹1,008 on 30 Sep 24
Category Debt - Ultrashort Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 0.74
Sharpe Ratio 0.58
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.54%
Effective Maturity 5 Months 9 Days
Modified Duration 5 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,543
31 Oct 21₹10,859
31 Oct 22₹11,248
31 Oct 23₹11,997
31 Oct 24₹12,883

Invesco India Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 7.4%
3 Year 5.9%
5 Year 5.2%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.6%
2022 4.1%
2021 3%
2020 5.1%
2019 7.6%
2018 7.3%
2017 7.1%
2016 9.1%
2015 8.3%
2014 10.1%
Fund Manager information for Invesco India Ultra Short Term Fund
NameSinceTenure
Krishna Cheemalapati4 Jan 204.74 Yr.
Vikas Garg27 Jul 213.18 Yr.

Data below for Invesco India Ultra Short Term Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash62.07%
Debt37.73%
Other0.21%
Debt Sector Allocation
SectorValue
Corporate55.88%
Cash Equivalent35.11%
Government8.8%
Credit Quality
RatingValue
AA17.83%
AAA82.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Export Import Bank Of India
Debentures | -
3%₹30 Cr3,000,000
↑ 3,000,000
Power Grid Corporation Of India Limited
Debentures | -
2%₹25 Cr2,500,000
Bharti Telecom Limited
Debentures | -
2%₹25 Cr2,500,000
TATA Steel Limited
Debentures | -
2%₹25 Cr2,500,000
↑ 1,000,000
Tata Projects Ltd.
Debentures | -
2%₹25 Cr2,500,000
↑ 2,500,000
LIC Housing Finance Ltd
Debentures | -
2%₹25 Cr2,500,000
↑ 2,500,000
Bajaj Housing Finance Limited
Debentures | -
2%₹25 Cr2,500,000
↑ 2,500,000
Muthoot Finance Limited
Debentures | -
2%₹25 Cr2,500,000
Godrej Industries Limited
Debentures | -
2%₹25 Cr2,500,000
↑ 1,500,000
182 DTB 28112024
Sovereign Bonds | -
2%₹25 Cr2,500,000

7. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 2 in Liquid Fund category.  Return for 2023 was 6.8% , 2022 was 4.6% and 2021 was 3.1% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund
Growth
Launch Date 27 Oct 11
NAV (03 Nov 24) ₹2,412.76 ↑ 1.34   (0.06 %)
Net Assets (Cr) ₹190 on 30 Sep 24
Category Debt - Liquid Fund
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio 2.39
Information Ratio -3.94
Alpha Ratio -0.21
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.12%
Effective Maturity
Modified Duration 1 Month 29 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,426
31 Oct 21₹10,747
31 Oct 22₹11,183
31 Oct 23₹11,925
31 Oct 24₹12,805

Indiabulls Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.4%
3 Year 6%
5 Year 5.1%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 4.6%
2021 3.1%
2020 3.9%
2019 6.6%
2018 7.3%
2017 6.7%
2016 7.8%
2015 8.5%
2014 9.1%
Fund Manager information for Indiabulls Liquid Fund
NameSinceTenure
Kaustubh Sule11 May 231.39 Yr.

Data below for Indiabulls Liquid Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash99.72%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate58.07%
Cash Equivalent40.35%
Government1.3%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bank Of Baroda
Certificate of Deposit | -
10%₹20 Cr2,000,000
ICICI Bank Limited
Certificate of Deposit | -
10%₹20 Cr2,000,000
Canara Bank
Certificate of Deposit | -
10%₹19 Cr1,950,000
Punjab National Bank
Certificate of Deposit | -
8%₹15 Cr1,500,000
191 DTB 12/12/2024
Sovereign Bonds | -
8%₹15 Cr1,500,000
↑ 1,500,000
Indian Bank
Commercial Paper | -
8%₹15 Cr1,500,000
↑ 1,500,000
Aditya Birla Finance Limited
Commercial Paper | -
7%₹14 Cr1,360,000
HDFC Bank Limited
Certificate of Deposit | -
7%₹13 Cr1,300,000
Power Finance Corporation Limited
Debentures | -
5%₹10 Cr1,000,000
ICICI Securities Limited
Commercial Paper | -
5%₹10 Cr1,000,000

8. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 48 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund
Growth
Launch Date 12 Jan 09
NAV (03 Nov 24) ₹2,617.34 ↑ 0.49   (0.02 %)
Net Assets (Cr) ₹10,349 on 30 Sep 24
Category Debt - Liquid Fund
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating
Risk Low
Expense Ratio 0.15
Sharpe Ratio 2.91
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.12%
Effective Maturity 1 Month 25 Days
Modified Duration 1 Month 24 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,451
31 Oct 21₹10,792
31 Oct 22₹11,256
31 Oct 23₹12,036
31 Oct 24₹12,924

Mirae Asset Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.4%
3 Year 6.2%
5 Year 5.3%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.6%
2018 7.3%
2017 6.6%
2016 7.2%
2015 7.8%
2014 8.7%
Fund Manager information for Mirae Asset Cash Management Fund
NameSinceTenure
Abhishek Iyer28 Dec 203.76 Yr.

Data below for Mirae Asset Cash Management Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash99.75%
Other0.25%
Debt Sector Allocation
SectorValue
Cash Equivalent64.18%
Corporate35.57%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Receivables / (Payables)
Net Current Assets | -
5%-₹470 Cr
091 D Tbill Mat - 18/10/24
Sovereign Bonds | -
3%₹349 Cr35,000,000
↑ 15,000,000
Canara Bank
Certificate of Deposit | -
3%₹271 Cr27,500,000
↑ 27,500,000
191 DTB 24102024
Sovereign Bonds | -
2%₹249 Cr25,000,000
Ntpc Limited
Commercial Paper | -
2%₹249 Cr25,000,000
↑ 10,000,000
364 DTB 21112024
Sovereign Bonds | -
2%₹223 Cr22,500,000
182 DTB 18112024
Sovereign Bonds | -
2%₹223 Cr22,500,000
↑ 12,500,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
2%₹199 Cr20,000,000
Reliance Jio Infocomm Limited
Commercial Paper | -
2%₹199 Cr20,000,000
91 Day T-Bill 15.11.24
Sovereign Bonds | -
2%₹198 Cr20,000,000

9. Nippon India Liquid Fund 

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund  is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 11 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Nippon India Liquid Fund 

Nippon India Liquid Fund 
Growth
Launch Date 9 Dec 03
NAV (03 Nov 24) ₹6,091.41 ↑ 1.12   (0.02 %)
Net Assets (Cr) ₹26,469 on 30 Sep 24
Category Debt - Liquid Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.33
Sharpe Ratio 2.32
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.23%
Effective Maturity 2 Months 2 Days
Modified Duration 1 Month 27 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,464
31 Oct 21₹10,790
31 Oct 22₹11,249
31 Oct 23₹12,024
31 Oct 24₹12,908

Nippon India Liquid Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Liquid Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3.5%
1 Year 7.3%
3 Year 6.2%
5 Year 5.2%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.3%
2014 9.1%
Fund Manager information for Nippon India Liquid Fund 
NameSinceTenure
Siddharth Deb1 Mar 222.59 Yr.
Kinjal Desai25 May 186.36 Yr.
Vikash Agarwal14 Sep 240.05 Yr.

Data below for Nippon India Liquid Fund  as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash99.73%
Other0.27%
Debt Sector Allocation
SectorValue
Cash Equivalent52.82%
Corporate45.04%
Government1.87%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
13%-₹3,377 Cr
91 DTB 21112024
Sovereign Bonds | -
7%₹1,982 Cr200,000,000
State Bank Of India
Certificate of Deposit | -
4%₹1,037 Cr21,000
↑ 1,000
Punjab National Bank
Certificate of Deposit | -
4%₹988 Cr20,000
Canara Bank
Certificate of Deposit | -
4%₹986 Cr20,000
↑ 20,000
Union Bank of India
Domestic Bonds | -
4%₹984 Cr20,000
↑ 20,000
6.18% Govt Stock 2024
Sovereign Bonds | -
3%₹850 Cr85,000,000
Indian Bank
Certificate of Deposit | -
3%₹743 Cr15,000
Sikka Ports And Terminals Limited
Commercial Paper | -
3%₹743 Cr15,000
Reliance Retail Ventures Limited
Commercial Paper | -
3%₹742 Cr15,000

म्युच्युअल फंड SIP मध्ये ऑनलाइन गुंतवणूक कशी करावी?

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वारंवार विचारले जाणारे प्रश्न

1. SIP मध्ये कार्यकाळाचे महत्त्व काय आहे?

अ: जेव्हा तुम्ही SIP निवडता, तेव्हा तुम्ही पहिली गोष्ट विचारात घेतली पाहिजे ती म्हणजे कार्यकाळ. कार्यकाळ तपासणे आणि नंतर गुंतवणूक करणे ही चांगली कल्पना आहे कारण कार्यकाळ पूर्ण करण्यापूर्वी तुम्ही तुमची गुंतवणूक बंद करू नये. तुम्ही असे केल्यास, तुम्हाला एक्झिट लोडच्या स्वरूपात दंड भरावा लागेल.

2. एक वर्षाच्या एसआयपी चांगल्या आहेत का?

अ: होय, एक वर्षाची एसआयपी चांगली आहे, विशेषत: जर तुम्ही जलद परतावा शोधत असाल. सहसा, एक वर्षाच्या SIP च्या मदतीने, तुम्ही तुमच्या फंड पोर्टफोलिओवर अवलंबून, तुमच्या गुंतवणुकीवर 4.2% ते 6.2% पर्यंत ROI ची अपेक्षा करू शकता.

३. मी एक वर्षाच्या SIP मध्ये गुंतवणूक का करावी?

अ: जर तुम्ही म्युच्युअल फंड गुंतवणुकीसाठी नवीन असाल आणि गुंतवणुकीच्या पोर्टफोलिओमध्ये विविधता आणण्याची योजना आखत असाल तर एक वर्षाच्या एसआयपी उपयुक्त आहेत.

4. एका वर्षाच्या एसआयपीमुळे चांगला परतावा मिळतो का?

अ: एक वर्षाच्या SIPs तरुण गुंतवणूकदारांमध्ये लोकप्रिय होत आहेत कारण ते चांगले आणि जलद परतावा देतात. म्युच्युअल फंड समजून घ्यायचे असल्यासबाजार, तर एक वर्षाच्या SIP ही चांगली कल्पना आहे.

5. सर्व SIP चांगले परतावा देतात का?

अ: एसआयपी हा तुमच्या गुंतवणुकीच्या पोर्टफोलिओमध्ये विविधता आणण्याचा सर्वोत्तम मार्ग आहे आणि चांगला परतावा देण्यासाठी ओळखला जातो. हे तुम्हाला तुम्‍हाला गुंतवायचे असलेल्‍या निधीची आणि रकमेची देखील निवड करू देते. तुम्हाला ठराविक अंतराने थोड्या प्रमाणात गुंतवणूक करण्याची संधी मिळते.

6. सर्व SIP मध्ये लार्ज-कॅप स्टॉकचा समावेश होतो का?

अ: नुसारसेबी आदेश, SIP गुंतवणूकदारांना गुंतवणूकदार आणि कंपन्यांचे संरक्षण करण्यासाठी 70:20:10 प्रोटोकॉलचे पालन करावे लागेल. या नियमानुसार, 70% इक्विटी गुंतवणूक लार्ज-कॅप समभागांमध्ये, 20%मिड-कॅप साठा, आणि 10% मध्येलहान टोपी साठा त्यामुळे एसआयपी गुंतवणुकीत विविधता आणतात आणि सर्व फक्त लार्ज-कॅप समभागांमध्ये केंद्रित नसतात.

7. SIP मध्ये जास्तीत जास्त आणि किमान रक्कम गुंतवली जाऊ शकते का?

अ: SIP मध्ये तुम्ही गुंतवू शकता अशी किमान रक्कम रु. 500 आहे. तथापि, SIP मध्ये गुंतवणूक करण्यासाठी कोणतीही उच्च मर्यादा नाही. तुम्ही तुमच्या फंड मॅनेजरसोबत याची योजना करू शकता.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
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