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एसआयपीमधील जोखीम: एसआयपी गुंतवणूकीतील जोखमीचे मूल्यांकन

Updated on April 21, 2025 , 60641 views

मध्ये धोकाSIP वेगवेगळ्या साठी बदलतेम्युच्युअल फंडाचे प्रकार.म्युच्युअल फंडात गुंतवणूक SIP द्वारे (सिस्टमॅटिकगुंतवणूक योजना) यांचा समावेश आहेबाजार लिंक्ड जोखीम, जे नक्कीच जास्त आहेतइक्विटी फंड कर्ज आणि संतुलित पेक्षाम्युच्युअल फंड. SIP मधील जोखीम विचारात घेऊन निवडलेल्या गुंतवणूक पर्यायावर अवलंबून असतेजोखीम प्रोफाइल, जोखीम भूक आणितरलता. तथापि, SIP मधील जोखीम फंड व्यवस्थापक आणि फंड हाऊसद्वारे व्यवस्थापित आणि कमी केली जाऊ शकते.

SIP मध्ये जोखीम मोजण्यासाठी विविध साधने उपलब्ध आहेत जसे कीसिप कॅल्क्युलेटर (एसआयपी रिटर्न कॅल्क्युलेटर म्हणूनही ओळखले जाते).

एसआयपीमधील जोखीम: एसआयपी जोखमींचे मूल्यांकन

जोखीम 1: SIP वर नकारात्मक परतावा मिळण्याचा धोका किंवा किंमत जोखीम

म्युच्युअल फंड गुंतवणूक ही बाजारातील जोखमीच्या अधीन असते, ही सामान्यतः ऐकलेली संज्ञा आहे. याचा अर्थ असा आहे की एसआयपीमधील तुमची गुंतवणूक कमी होऊ शकते आणि बाजार कसे वागते यावर अवलंबून तुम्ही गुंतवणूक केलेल्या मूल्यापेक्षा कमी मूल्य मिळवू शकता.

SIP मधील जोखीम मात्र होल्डिंग कालावधीशी संबंधित आहे आणि सहसा, होल्डिंग कालावधी जितका जास्त असेल तितका जोखीम कमी. जास्त होल्डिंग कालावधीसह नफा कमावण्याची शक्यता वाढते. साठी उदा. इक्विटीसाठी खाली पहा, इक्विटीसाठी जास्त होल्डिंग कालावधीमुळे तोटा होण्याची शक्यता कमी होते. (खालील 1979 ते 2016 पर्यंत BSE सेन्सेक्सवर केलेले विश्लेषण आहे).

जोखीम 2: तुमचे पैसे लवकर परत मिळण्याची जोखीम किंवा तरलता जोखीम

तुमचे पैसे त्वरीत परत मिळवण्याची क्षमता यावर अवलंबून असतेअंतर्निहित गुंतवणूक सहसा म्युच्युअल फंडांमध्ये, ही समस्या नसते, तथापि, असे काही कालावधी (जसे की 2008 मध्ये) आले आहेत, जेव्हा सिक्युरिटीज विकण्यात समस्या आली होती(बंध) आणि काही म्युच्युअल फंडांना काही योजनांमधून पैसे काढणे मर्यादित करावे लागले. इक्विटी मार्केट बर्‍यापैकी तरल आहे (म्हणजे खरेदी आणि विक्रीमध्ये समस्या येत नाही). तथापि, जर विक्रीचे प्रमाण मोठ्या प्रमाणात खरेदीदारांच्या संख्येपेक्षा जास्त असेल, तर यामुळे समस्या निर्माण होईल, त्यामुळे त्यानंतरच्या पेआउटमध्ये समस्या निर्माण होईल आणि त्यामुळे तरलतेचा धोका निर्माण होईल.

जोखीम 3: सुरक्षा किंवा क्रेडिट जोखीम कमी होण्याचा धोका

जेव्हा एखाद्या विशिष्ट कंपनी/संस्थेचे बॉण्ड क्रेडिट रेटिंग एजन्सीद्वारे डाउनग्रेड केले जाते, तेव्हा त्याची किंमत कमी होते. किंमत कमी झाल्यास, याचा परिणाम पोर्टफोलिओच्या एकूण मूल्यावर होतो. याला क्रेडिट रिस्क म्हणतात.

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जोखीम 4: कंपनी बॉण्डच्या मालकांना त्यांची देय किंवा डीफॉल्ट जोखीम न देण्‍याचा धोका

जेव्हा एखादी कंपनी बॉण्डधारकांना देय देण्यावर चूक करते, तेव्हा त्याला म्हणतातअविचल जोखीम.

सहगुंतवणूकदार त्यांचे पैसे परत मिळत नाहीत, याचा त्यांच्या पोर्टफोलिओवर नकारात्मक परिणाम होईल.

जोखीम 5: तुमच्या व्यवहारावर योग्य प्रक्रिया करण्याचा धोका किंवा तंत्रज्ञानाचा धोका

आज सर्व व्यवहार इलेक्ट्रॉनिक पद्धतीने होतात. विविध टच-पॉइंट्ससह, विविध ठिकाणी, आर अँड टी एजंटमध्ये तांत्रिक बिघाड होण्याची शक्यता असते.बँक निधी डेबिट करणे इ.

व्यवहाराची प्रक्रिया न करणे देखील SIP मध्ये धोका आहे.

जोखीम 6: पोर्टफोलिओ व्यवस्थापकाद्वारे योजनेच्या कामगिरीचा धोका किंवा निधी व्यवस्थापन जोखीम

SIP मधील आणखी एक धोका असा आहे की निवडलेली योजना अपेक्षेनुसार वितरित करू शकत नाही आणि कामगिरी अपेक्षेपेक्षा खूपच कमी असू शकते. निधी व्यवस्थापक कामगिरीवर कमी-वितरण करू शकतो, आणि यामुळे कमी परतावा मिळेलएसआयपी गुंतवणूक.

SIP मधील हे प्रमुख धोके आहेत, तर आम्ही पुढे जाऊ शकतो आणि SIP मधील पुढील जोखीम यांसारख्याअर्थव्यवस्था जोखीम इ., यापैकी बहुतेक जोखीम वरीलपैकी एक किंवा अधिक श्रेणींमध्ये येतात.

SIP मध्ये निश्चितपणे धोका असला तरी, एखाद्याने नेहमी लक्षात ठेवले पाहिजे की SIP किंवा एकरकमी, हा फक्त एक गुंतवणुकीचा मार्ग आहे आणि अंतर्निहित गुंतवणूक नाही. एखाद्याने अंतर्निहित गुंतवणूक, त्यातील जोखीम पाहणे आणि नंतर अंतिम निर्णय घेणे आवश्यक आहे.

*खाली यादी दिली आहेशीर्ष SIPच्या गुंतवणुकीचे मूल्यांकन करू शकतो

1. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 31 in Sectoral category. Return for 2024 was 23.5% , 2023 was 54% and 2022 was 29% .

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (23 Apr 25)	₹31.2562 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹4,789 on 31 Mar 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.3
Sharpe Ratio	0.07
Information Ratio	-0.23
Alpha Ratio	3.14
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹13,883
31 Mar 22	₹17,382
31 Mar 23	₹19,831
31 Mar 24	₹37,078
31 Mar 25	₹39,285

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25

Duration	Returns
1 Month	5.8%
3 Month	6.1%
6 Month	-0.8%
1 Year	4.3%
3 Year	30.6%
5 Year	31.3%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	0.75 Yr.

Data below for SBI PSU Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	35.9%
Utility	24.13%
Energy	17.02%
Industrials	10.67%
Basic Materials	6.34%

Asset Allocation

Asset Class	Value
Cash	5.81%
Equity	94.07%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	14%	₹591 Cr	8,577,500
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹380 Cr	24,350,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹380 Cr	15,135,554 ↑ 950,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹334 Cr	13,575,000 ↑ 800,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹230 Cr	9,700,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹174 Cr	27,900,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	4%	₹170 Cr	5,443,244
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	4%	₹154 Cr	7,800,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	4%	₹153 Cr	4,150,000 ↑ 550,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| SBICARD	3%	₹138 Cr	1,650,000

2. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Franklin India Opportunities Fund is a Equity - Sectoral fund was launched on 21 Feb 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.4% since its launch. Ranked 47 in Sectoral category. Return for 2024 was 37.3% , 2023 was 53.6% and 2022 was -1.9% .

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund Growth
Launch Date	21 Feb 00
NAV (23 Apr 25)	₹239.2 ↑ 1.24 (0.52 %)
Net Assets (Cr)	₹6,047 on 31 Mar 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.12
Sharpe Ratio	0.46
Information Ratio	1.68
Alpha Ratio	8.45
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,903
31 Mar 22	₹21,132
31 Mar 23	₹23,026
31 Mar 24	₹37,539
31 Mar 25	₹43,201

Franklin India Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25

Duration	Returns
1 Month	5%
3 Month	0.8%
6 Month	-2.4%
1 Year	13.3%
3 Year	29.4%
5 Year	32.5%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	37.3%
2023	53.6%
2022	-1.9%
2021	29.7%
2020	27.3%
2019	5.4%
2018	-10.1%
2017	35.6%
2016	4.2%
2015	2.3%

Fund Manager information for Franklin India Opportunities Fund

Name	Since	Tenure
Kiran Sebastian	7 Feb 22	3.06 Yr.
R. Janakiraman	1 Apr 13	11.92 Yr.
Sandeep Manam	18 Oct 21	3.37 Yr.

Data below for Franklin India Opportunities Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	19.47%
Financial Services	13.37%
Health Care	11.56%
Communication Services	9.09%
Basic Materials	8.49%
Technology	7.97%
Industrials	6.9%
Energy	4.32%
Consumer Defensive	3.74%
Real Estate	2.22%
Utility	1.37%

Asset Allocation

Asset Class	Value
Cash	8.98%
Equity	91.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 24 \| HDFCBANK	5%	₹301 Cr	1,735,296 ↑ 676,365
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	4%	₹238 Cr	1,987,098
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	4%	₹211 Cr	1,342,233
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| M&M	3%	₹165 Cr	637,966
Mphasis Ltd (Technology) Equity, Since 30 Nov 24 \| 526299	3%	₹160 Cr	710,533
Lemon Tree Hotels Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| LEMONTREE	3%	₹156 Cr	12,833,401
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Jul 24 \| NAUKRI	3%	₹151 Cr	216,138
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 31 Oct 24 \| APLAPOLLO	3%	₹144 Cr	998,385
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	3%	₹142 Cr	6,398,413
CE Info Systems Ltd (Technology) Equity, Since 31 Mar 24 \| 543425	3%	₹139 Cr	835,883 ↑ 76,164

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a CAGR/Annualized return of 12.3% since its launch. Ranked 33 in Sectoral category. Return for 2024 was 25.6% , 2023 was 54.5% and 2022 was 20.5% .

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (23 Apr 25)	₹60.05 ↑ 0.03 (0.05 %)
Net Assets (Cr)	₹1,217 on 31 Mar 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.39
Sharpe Ratio	0.06
Information Ratio	-0.47
Alpha Ratio	3.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹14,149
31 Mar 22	₹17,370
31 Mar 23	₹19,711
31 Mar 24	₹36,141
31 Mar 25	₹37,811

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25

Duration	Returns
1 Month	6.1%
3 Month	5%
6 Month	-3.8%
1 Year	5%
3 Year	28.8%
5 Year	29.1%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.6%
2023	54.5%
2022	20.5%
2021	31.1%
2020	6.1%
2019	10.1%
2018	-16.9%
2017	24.3%
2016	17.9%
2015	2.5%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Dhimant Kothari	19 May 20	4.79 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	27.81%
Utility	24.59%
Financial Services	21.69%
Energy	18.38%
Basic Materials	6.48%

Asset Allocation

Asset Class	Value
Cash	1.06%
Equity	98.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	9%	₹96 Cr	3,894,619
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 22 \| 532898	9%	₹90 Cr	3,599,413
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	8%	₹86 Cr	1,251,543
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	8%	₹82 Cr	3,445,961
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500312	6%	₹65 Cr	2,868,783
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	5%	₹54 Cr	175,355 ↑ 22,180
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	5%	₹52 Cr	5,911,723
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	5%	₹49 Cr	1,570,631
National Aluminium Co Ltd (Basic Materials) Equity, Since 31 Aug 24 \| 532234	4%	₹46 Cr	2,604,332
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Nov 23 \| HINDPETRO	4%	₹46 Cr	1,564,169

4. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch. Ranked 26 in Sectoral category. Return for 2024 was 23% , 2023 was 55.4% and 2022 was 19.3% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (23 Apr 25)	₹45.192 ↑ 0.06 (0.13 %)
Net Assets (Cr)	₹2,329 on 31 Mar 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.31
Sharpe Ratio	-0.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,356
31 Mar 22	₹21,727
31 Mar 23	₹25,279
31 Mar 24	₹45,346
31 Mar 25	₹47,548

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25

Duration	Returns
1 Month	5%
3 Month	3%
6 Month	-4.2%
1 Year	4.3%
3 Year	28.5%
5 Year	35.2%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23%
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.13 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Infrastructure Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	38.42%
Financial Services	20.62%
Basic Materials	10.93%
Utility	7.4%
Energy	6.96%
Communication Services	3.76%
Health Care	1.73%
Technology	0.98%
Real Estate	0.94%
Consumer Cyclical	0.58%

Asset Allocation

Asset Class	Value
Cash	6.48%
Equity	92.31%
Debt	1.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹157 Cr	1,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	6%	₹121 Cr	700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	6%	₹120 Cr	380,000 ↑ 30,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	5%	₹98 Cr	1,450,000 ↓ -50,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹69 Cr	2,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹67 Cr	150,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	3%	₹67 Cr	758,285
Coal India Ltd (Energy) Equity, Since 31 Oct 18 \| COALINDIA	3%	₹63 Cr	1,700,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹60 Cr	500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹55 Cr	350,000 ↓ -50,000

5. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a CAGR/Annualized return of 18.2% since its launch. Ranked 13 in Sectoral category. Return for 2024 was 26.9% , 2023 was 58% and 2022 was 10.9% .

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (23 Apr 25)	₹329.752 ↑ 2.52 (0.77 %)
Net Assets (Cr)	₹6,849 on 31 Mar 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.05
Sharpe Ratio	-0.05
Information Ratio	1.15
Alpha Ratio	2.34
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,563
31 Mar 22	₹23,186
31 Mar 23	₹26,891
31 Mar 24	₹47,550
31 Mar 25	₹48,861

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25

Duration	Returns
1 Month	4.4%
3 Month	1.3%
6 Month	-6%
1 Year	2.9%
3 Year	28.2%
5 Year	35.7%
10 Year
15 Year
Since launch	18.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.77 Yr.
Rahul Modi	19 Aug 24	0.53 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	40.77%
Utility	19.49%
Energy	9.09%
Basic Materials	9.08%
Communication Services	8.44%
Real Estate	3.99%
Technology	2.14%
Health Care	2.08%
Consumer Cyclical	1.96%
Financial Services	1.78%

Asset Allocation

Asset Class	Value
Cash	1.18%
Equity	98.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹480 Cr	4,000,000 ↑ 250,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	8%	₹480 Cr	15,400,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	8%	₹472 Cr	1,492,001
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	7%	₹408 Cr	2,600,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹243 Cr	240,038
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹237 Cr	6,975,789 ↑ 500,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	3%	₹176 Cr	423,938
Siemens Ltd (Industrials) Equity, Since 31 May 21 \| 500550	3%	₹162 Cr	350,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	2%	₹151 Cr	2,632,923 ↑ 80,000
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹150 Cr	1,800,000

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.