Table of Contents

अल्ट्रा शॉर्ट टर्म फंड म्हणजे काय?
मुदत ठेवी म्हणजे काय?
अल्ट्रा शॉर्ट टर्म फंड किंवा फिक्स्ड डिपॉझिट: कोणते चांगले आहे?
10 सर्वोत्तम कामगिरी करणारे अल्ट्रा शॉर्ट टर्म फंड
Top 10 Debt - Ultrashort Bond Funds

अल्ट्रा शॉर्ट टर्म फंड V/s मुदत ठेवी

Updated on November 2, 2024 , 9488 views

तुम्ही गोंधळलेले आहातकुठे गुंतवणूक करावी अल्पकालीन पैसे? अल्ट्रा दरम्यान निवडताना तुम्ही गोंधळात पडताअल्पकालीन निधी आणि मुदत ठेवी? काळजी करू नका, तुमच्या प्रश्नांची उत्तरे येथे दिली जातील. अल्ट्रा शॉर्ट टर्म फंड म्हणजे अम्युच्युअल फंड निश्चित गुंतवणूक करणारी श्रेणीउत्पन्न लहान परिपक्वता कालावधी असलेली साधने. मुदत ठेव किंवाएफडी दुसरीकडे, एक गुंतवणुकीचा मार्ग आहे ज्यामध्ये लोक ठराविक कालावधीसाठी पैसे जमा करतात आणि व्याजासह परिपक्वतेवर परत मिळवतात. तर, अल्ट्रा शॉर्ट टर्म फंड आणि मुदत ठेवींपैकी कोणती गुंतवणूक करणे चांगले आहे ते पाहू या.

अल्ट्रा शॉर्ट टर्म फंड म्हणजे काय?

अल्ट्रा शॉर्ट टर्म फंड हा एक प्रकार आहेकर्ज निधी. ही योजना तिच्या निधीची गुंतवणूक करतेनिश्चित उत्पन्न साधने ज्यांचा परिपक्वता कालावधी सामान्यतः दरम्यान असतो91 दिवस ते 1 वर्ष. ही योजना वरील खाच मानली जातेलिक्विड फंड आणि जे लोक किरकोळ जास्त जोखीम घेण्यास इच्छुक आहेत ते अधिक परतावा मिळविण्यासाठी अल्ट्रा शॉर्ट टर्म फंडांमध्ये गुंतवणूक करणे निवडू शकतात.

मुदत ठेवी म्हणजे काय?

मुदत ठेव किंवा FD हा गुंतवणुकीचा एक पारंपारिक स्रोत आहे जेथे लोकांना विशिष्ट कालावधीसाठी विशिष्ट रक्कम जमा करणे आवश्यक असते. गुंतवलेल्या या पैशावर व्याज मिळते. अल्प-मुदतीसाठी तसेच दीर्घकालीन कार्यकाळासाठी हा एक चांगला गुंतवणुकीचा मार्ग निवडला जाऊ शकतो. एफडीवरील व्याजदर पूर्वनिर्धारित असतो आणि त्याचे परतावे गुंतवणूकदारांच्या हातात करपात्र असतात.

अल्ट्रा शॉर्ट टर्म फंड किंवा फिक्स्ड डिपॉझिट: कोणते चांगले आहे?

दोन्ही गुंतवणुकीच्या मार्गांची स्वतःची वैशिष्ट्ये आणि वैशिष्ट्ये असल्याने, विविध पॅरामीटर्सच्या आधारे कोणता गुंतवणूक मार्ग सर्वोत्तम आहे ते पाहू या.

किमान गुंतवणूक

फिक्स्ड डिपॉझिटच्या बाबतीत किमान गुंतवणूक च्‍या दरम्यान असते₹१,000-₹१०,००० वर अवलंबून आहेबँक. तथापि, अल्ट्रा शॉर्ट टर्म फंडांच्या बाबतीत, किमान गुंतवणूक आहे₹५०० पर्यंतSIP गुंतवणुकीची पद्धत आणिगुंतवणुकीच्या एकरकमी पद्धतीने ₹1,000.

व्याज दर

व्याजदराच्या संदर्भात, FD मध्ये पूर्वनिर्धारित व्याजदर असतो जो वेळेनुसार बदलत नाही. तथापि, अल्ट्रा शॉर्ट टर्म फंडांच्या बाबतीत, योजनेच्या कामगिरीनुसार परतावा बदलू शकतो. सध्या, आर्थिक वर्ष 2017-18 नुसार, एफडीचे दरश्रेणी गुंतवणूक एका वर्षासाठी ठेवल्यास अंदाजे 6%-7% दरम्यान. तथापि, अल्ट्रा शॉर्ट टर्म फंडांच्या बाबतीत, गुंतवणूक एका वर्षासाठी ठेवल्यास परतावा अंदाजे 7% पेक्षा जास्त असतो.

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कार्यकाळ

एफडीचा वापर अल्प आणि दीर्घकालीन अशा दोन्ही कालावधीसाठी गुंतवणूक म्हणून केला जाऊ शकतो. कारण हे गुंतवणुकीचे पारंपरिक मार्ग मानले जाते. याउलट,अल्ट्रा शॉर्ट टर्म फंड साधारणपणे, अल्पकालीन गुंतवणूक कालावधीसाठी वापरला जातो. ज्या लोकांकडे जास्त निधी आहेबचत खाते अधिक कमावण्यासाठी या योजनेत गुंतवणूक करणे निवडू शकता. गुंतवणुकीच्या कालावधीत, लोक मुदत ठेवीतून त्यांचे पैसे काढू शकत नाहीत. जरी त्यांना पैसे काढण्याची गरज असली तरी, त्यांना बँकेला काही निश्चित शुल्क भरावे लागेल. दुसरीकडे, लोकगुंतवणूक मुदत ठेवींच्या तुलनेत अल्ट्रा शॉर्ट टर्म फंडातील त्यांचे पैसे सहज काढू शकतात. अनेक योजनांमध्ये, गुंतवणूकदारांना या कालावधीत कोणतेही एक्झिट लोड भरण्याची गरज नाहीविमोचन.

जोखीम-भूक

एफडी हे जोखीममुक्त गुंतवणुकीचे मार्ग मानले जातात ज्यामध्ये; ठेवी अधिक सुरक्षित मानल्या जातात. उलटपक्षी, अल्ट्रा शॉर्ट टर्म फंडांमध्ये गुंतवणूक करण्याचे निवडणारे लोक उच्च परतावा मिळविण्यासाठी किरकोळ उच्च पातळीची जोखीम घेण्यास सक्षम असतात.

तरलता

दतरलता अल्ट्रा शॉर्ट टर्म फंडाच्या बाबतीत मुदत ठेवींच्या तुलनेत जास्त आहे. मुदत ठेवीच्या तुलनेत या योजनांमधून पैसे काढणे तुलनेने सोपे आहे.

कर आकारणी

अल्ट्रा शॉर्ट टर्म फंड आणि मुदत ठेवी या दोन्हीसाठी कर आकारणीचे नियम वेगळे आहेत. मुदत ठेवीवर मिळणाऱ्या व्याजाच्या बाबतीत, पैसे जमा केले जातातगुंतवणूकदारचे उत्पन्न आणि व्यक्तीच्या नियमित कर स्लॅबनुसार कर आकारला जातो. तथापि, अल्ट्रा शॉर्ट टर्म फंडाच्या बाबतीत मिळालेला परतावा डेट फंडांनुसार करपात्र असतो. नियमानुसार, अल्ट्रा शॉर्ट टर्म फंडातील गुंतवणूक तीन वर्षांपेक्षा जास्त काळ ठेवल्यास, दीर्घकालीनभांडवल नफा लागू होतो, जर कार्यकाळ तीन वर्षांपेक्षा कमी असेल, तर अल्पकालीन भांडवली नफा लागू होतो. दीर्घकालीन बाबतीतभांडवली लाभ, त्यावर इंडेक्सेशन फायद्यांसह 20% कर आकारला जातो आणि अल्पकालीन भांडवली नफ्यासाठी, ते उत्पन्नात जोडले जाते आणि व्यक्तीच्या स्लॅब दरानुसार कर आकारला जातो.

खाली दिलेला तक्ता अल्ट्रा शॉर्ट टर्म फंड आणि मुदत ठेवी यांच्यातील तुलना सारांशित करतो.

पॅरामीटर्स	अल्ट्रा शॉर्ट टर्म फंड	मुदत ठेवी
परतावा	योजनेच्या कामगिरीनुसार बदलते	पूर्वनिर्धारित
किमान गुंतवणूक	SIP मध्ये ₹500 आणि Lumpsum मध्ये ₹1,000 ने सुरू होते	₹1,000-₹10,000 मधील श्रेणी
कार्यकाळ	सामान्यतः अल्प-मुदतीसाठी वापरले जाते	अल्पकालीन आणि दीर्घकालीन दोन्ही कार्यकाळ
धोका	किरकोळ उच्च	कमी
तरलता	उच्च	कमी
कर आकारणी	अल्पकालीन: व्यक्तीच्या स्लॅब दरांनुसार कर आकारला जातोदीर्घकालीन: 20% दराने कर आकारला आणि कर आकारणी फायदे आहेत	व्यक्तीच्या स्लॅब दरांनुसार कर आकारला जातो

10 सर्वोत्तम कामगिरी करणारे अल्ट्रा शॉर्ट टर्म फंड

1. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 7 Dec 01. It is a fund with Low risk and has given a CAGR/Annualized return of 6.1% since its launch. Ranked 62 in Ultrashort Bond category. Return for 2023 was 6.7% , 2022 was 4.6% and 2021 was 7.8% .

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund Growth
Launch Date	7 Dec 01
NAV (04 Nov 24)	₹3,845.68 ↑ 2.76 (0.07 %)
Net Assets (Cr)	₹7,257 on 30 Sep 24
Category	Debt - Ultrashort Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Low
Expense Ratio	1.14
Sharpe Ratio	0.07
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.79%
Effective Maturity	6 Months 21 Days
Modified Duration	5 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,511
31 Oct 21	₹11,363
31 Oct 22	₹11,837
31 Oct 23	₹12,634
31 Oct 24	₹13,540

Nippon India Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.5%
1 Year	7.2%
3 Year	6%
5 Year	6.2%
10 Year
15 Year
Since launch	6.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	4.6%
2021	7.8%
2020	4.9%
2019	0.9%
2018	7.3%
2017	5.8%
2016	6.8%
2015	7.6%
2014	8.4%

Fund Manager information for Nippon India Ultra Short Duration Fund

Name	Since	Tenure
Vivek Sharma	1 Oct 13	11.01 Yr.
Kinjal Desai	25 May 18	6.36 Yr.
Akshay Sharma	1 Dec 22	1.84 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	65.32%
Debt	34.47%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	63.96%
Corporate	30.67%
Government	4.86%
Securitized	0.3%

Credit Quality

Rating	Value
AA	17.21%
AAA	82.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
191 DTB 12/12/2024 Sovereign Bonds \| -	5%	₹346 Cr	35,000,000
Rec Limited Debentures \| -	4%	₹279 Cr	2,850
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹199 Cr	2,000 ↑ 1,000
Can Fin Homes Limited Debentures \| -	3%	₹199 Cr	2,000
Indinfravit Trust Debentures \| -	3%	₹188 Cr	19,500
91 DTB 21112024 Sovereign Bonds \| -	2%	₹124 Cr	12,500,000
HDFC Credila Financial Services Ltd Debentures \| -	1%	₹100 Cr	10,000 ↑ 6,000
Piramal Capital & Housing Finance Ltd Debentures \| -	1%	₹99 Cr	10,000
182 DTB 18112024 Sovereign Bonds \| -	1%	₹99 Cr	10,000,000
India (Republic of) - \| -	1%	₹99 Cr	10,000,000 ↑ 10,000,000

2. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (04 Nov 24)	₹521.203 ↑ 0.41 (0.08 %)
Net Assets (Cr)	₹12,417 on 30 Sep 24
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.54
Sharpe Ratio	2.09
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.78%
Effective Maturity	7 Months 24 Days
Modified Duration	5 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,725
31 Oct 21	₹11,155
31 Oct 22	₹11,636
31 Oct 23	₹12,469
31 Oct 24	₹13,431

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	3.8%
1 Year	7.7%
3 Year	6.4%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	4.8%
2021	3.9%
2020	7%
2019	8.5%
2018	7.6%
2017	7.2%
2016	9.2%
2015	8.9%
2014	9.7%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	10.29 Yr.
Kaustubh Gupta	15 Jul 11	13.22 Yr.
Monika Gandhi	22 Mar 21	3.53 Yr.
Dhaval Joshi	21 Nov 22	1.86 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	29.3%
Debt	70.39%
Other	0.31%

Debt Sector Allocation

Sector	Value
Corporate	68.33%
Government	16.12%
Cash Equivalent	15.23%

Credit Quality

Rating	Value
AA	23.73%
AAA	76.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank 7.83% Debentures \| -	7%	₹820 Cr	82,000
Rural Electrification Corporation Limited Debentures \| -	4%	₹500 Cr	50,000
Shriram Finance Company Limited Debentures \| -	4%	₹500 Cr	50,000 ↑ 40,000
Nirma Limited Debentures \| -	4%	₹500 Cr	50,000
National Housing Bank 7.78% Debentures \| -	3%	₹400 Cr	40,000
Tata Realty And Infrastructure Limited Debentures \| -	3%	₹360 Cr	36,000
Bharti Telecom Limited Debentures \| -	3%	₹325 Cr	3,250
Bajaj Housing Finance Ltd. 8% Debentures \| -	2%	₹300 Cr	30,000
7.72% Govt Stock 2028 Sovereign Bonds \| -	2%	₹291 Cr	29,000,000
Nirma Limited 8.3% Debentures \| -	2%	₹250 Cr	25,000

3. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2023 was 6.7% , 2022 was 4.2% and 2021 was 6.1% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund Growth
Launch Date	29 Aug 03
NAV (04 Nov 24)	₹4,049.62 ↑ 3.07 (0.08 %)
Net Assets (Cr)	₹2,651 on 30 Sep 24
Category	Debt - Ultrashort Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	0.21
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.63%
Effective Maturity	5 Months 7 Days
Modified Duration	4 Months 27 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,551
31 Oct 21	₹11,214
31 Oct 22	₹11,627
31 Oct 23	₹12,410
31 Oct 24	₹13,303

UTI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.2%
3 Year	5.9%
5 Year	5.9%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	4.2%
2021	6.1%
2020	5.3%
2019	3.3%
2018	7%
2017	6.6%
2016	8.9%
2015	8.5%
2014	8.8%

Fund Manager information for UTI Ultra Short Term Fund

Name	Since	Tenure
Ritesh Nambiar	1 Jul 15	9.26 Yr.

Data below for UTI Ultra Short Term Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	63.94%
Debt	35.84%
Other	0.22%

Debt Sector Allocation

Sector	Value
Corporate	56.77%
Cash Equivalent	39.28%
Government	3.74%

Credit Quality

Rating	Value
AA	32.93%
AAA	67.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Telecom Limited Debentures \| -	2%	₹50 Cr	500
ICICI Home Finance Company Limited Debentures \| -	2%	₹50 Cr	5,000 ↑ 5,000
Hdb Financial Services Limited Debentures \| -	2%	₹50 Cr	500 ↑ 500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹50 Cr	500
Can Fin Homes Limited Debentures \| -	2%	₹50 Cr	500
ICICI Bank Ltd. Debentures \| -	2%	₹49 Cr	500,000,000
Indian Bank Domestic Bonds \| -	2%	₹48 Cr	500,000,000
ICICI Bank Ltd. Debentures \| -	2%	₹48 Cr	500,000,000
Kotak Mahindra Bank Ltd. Debentures \| -	2%	₹48 Cr	500,000,000
Power Finance Corporation Limited Debentures \| -	2%	₹45 Cr	450

4. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2023 was 6.9% , 2022 was 4.5% and 2021 was 4% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (04 Nov 24)	₹26.4033 ↑ 0.02 (0.07 %)
Net Assets (Cr)	₹13,590 on 15 Oct 24
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.86
Sharpe Ratio	1.18
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.6%
Effective Maturity	5 Months 12 Days
Modified Duration	4 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,702
31 Oct 21	₹11,141
31 Oct 22	₹11,593
31 Oct 23	₹12,398
31 Oct 24	₹13,320

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.1%
5 Year	5.9%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	4.5%
2021	4%
2020	6.5%
2019	8.4%
2018	7.5%
2017	6.9%
2016	9.8%
2015	9.1%
2014	14.8%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	7.88 Yr.
Ritesh Lunawat	15 Jun 17	7.3 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	58.45%
Debt	41.31%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	60.73%
Cash Equivalent	27.59%
Government	10.69%
Securitized	0.75%

Credit Quality

Rating	Value
AA	10.99%
AAA	89.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 Days T - Bill- 06/02/2025 Sovereign Bonds \| -	3%	₹391 Cr	40,000,000 ↑ 40,000,000
364 DTB 13032025 Sovereign Bonds \| -	3%	₹389 Cr	40,000,000
Small Industries Development Bank Of India Debentures \| -	3%	₹372 Cr	3,750
Bharti Telecom Limited Debentures \| -	2%	₹326 Cr	32,500
L&T Metro Rail (Hyderabad) Limited Debentures \| -	2%	₹297 Cr	3,000
India (Republic of) - \| -	2%	₹296 Cr	30,000,000
HDFC Bank Ltd. Debentures \| -	2%	₹292 Cr	6,000
Indusind Bank Ltd. Debentures \| -	2%	₹244 Cr	5,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹235 Cr	2,350
Indusind Bank Ltd. Debentures \| -	2%	₹219 Cr	4,500

5. DSP BlackRock Money Manager Fund

"The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized."

DSP BlackRock Money Manager Fund is a Debt - Ultrashort Bond fund was launched on 31 Jul 06. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 75 in Ultrashort Bond category. Return for 2023 was 6.7% , 2022 was 4.1% and 2021 was 2.9% .

Below is the key information for DSP BlackRock Money Manager Fund

DSP BlackRock Money Manager Fund Growth
Launch Date	31 Jul 06
NAV (04 Nov 24)	₹3,251.28 ↑ 2.25 (0.07 %)
Net Assets (Cr)	₹2,780 on 30 Sep 24
Category	Debt - Ultrashort Bond
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	Moderately Low
Expense Ratio	1.02
Sharpe Ratio	-0.37
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.58%
Effective Maturity	6 Months 18 Days
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,505
31 Oct 21	₹10,803
31 Oct 22	₹11,186
31 Oct 23	₹11,935
31 Oct 24	₹12,763

DSP BlackRock Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for DSP BlackRock Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.4%
1 Year	6.9%
3 Year	5.7%
5 Year	5%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	4.1%
2021	2.9%
2020	4.7%
2019	7.3%
2018	5%
2017	6%
2016	7.5%
2015	7.9%
2014	8.8%

Fund Manager information for DSP BlackRock Money Manager Fund

Name	Since	Tenure
Laukik Bagwe	1 Aug 24	0.17 Yr.
Karan Mundhra	31 May 21	3.34 Yr.

Data below for DSP BlackRock Money Manager Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	56.88%
Debt	42.87%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	64.59%
Cash Equivalent	24.56%
Government	10.6%

Credit Quality

Rating	Value
AA	6.7%
AAA	93.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 DTB 05122024 Sovereign Bonds \| -	4%	₹124 Cr	12,500,000
182 DTB 23012025 Sovereign Bonds \| -	4%	₹98 Cr	10,000,000
Bank of Baroda Debentures \| -	3%	₹73 Cr	1,500
182 DTB 30012025 Sovereign Bonds \| -	2%	₹59 Cr	6,000,000
Power Finance Corporation Ltd. Debentures \| -	2%	₹55 Cr	550 ↑ 300
Bharti Telecom Limited Debentures \| -	2%	₹54 Cr	500
The Tata Power Company Limited Debentures \| -	2%	₹53 Cr	500
LIC Housing Finance Limited Debentures \| -	2%	₹52 Cr	500 ↑ 500
Can Fin Homes Limited Debentures \| -	2%	₹52 Cr	500
Tata Capital Limited Debentures \| -	2%	₹51 Cr	500 ↑ 500

6. Principal Ultra Short Term Fund

(Erstwhile Principal Retail Money Manager Fund)

To generate steady return by investing in debt and money market securities. The portfolio will be predominantly invested in overnight repo, CBLO, floating rate instruments and other fixed income instruments.

Principal Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 28 Dec 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 5.8% since its launch. Ranked 43 in Ultrashort Bond category. Return for 2023 was 6.1% , 2022 was 3.7% and 2021 was 2.7% .

Below is the key information for Principal Ultra Short Term Fund

Principal Ultra Short Term Fund Growth
Launch Date	28 Dec 07
NAV (04 Nov 24)	₹2,575.93 ↑ 1.52 (0.06 %)
Net Assets (Cr)	₹1,909 on 30 Sep 24
Category	Debt - Ultrashort Bond
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	1.41
Sharpe Ratio	-4.2
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.55%
Effective Maturity	6 Months 11 Days
Modified Duration	6 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,435
31 Oct 21	₹10,711
31 Oct 22	₹11,053
31 Oct 23	₹11,726
31 Oct 24	₹12,477

Principal Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for Principal Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.2%
1 Year	6.4%
3 Year	5.2%
5 Year	4.5%
10 Year
15 Year
Since launch	5.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.1%
2022	3.7%
2021	2.7%
2020	4.1%
2019	6.5%
2018	1.2%
2017	6.3%
2016	7.9%
2015	8.8%
2014	9.4%

Fund Manager information for Principal Ultra Short Term Fund

Name	Since	Tenure
Dwijendra Srivastava	16 May 22	2.38 Yr.
Sandeep Agarwal	1 Jan 22	2.75 Yr.

Data below for Principal Ultra Short Term Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	77.62%
Debt	22.13%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	64.57%
Cash Equivalent	29.97%
Government	5.21%

Credit Quality

Rating	Value
AA	7.54%
AAA	92.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Telecom Limited Debentures \| -	3%	₹50 Cr	5,000
364 DTB 12092024 Sovereign Bonds \| -	3%	₹50 Cr	5,000,000 ↑ 5,000,000
India (Republic of) - \| -	3%	₹50 Cr	5,000,000 ↑ 5,000,000
Union Bank of India Domestic Bonds \| -	2%	₹39 Cr	800
91 DTB 05092024 Sovereign Bonds \| -	2%	₹37 Cr	3,700,000 ↑ 3,700,000
IDFC First Bank Ltd. Debentures \| -	2%	₹32 Cr	660
LIC Housing Finance Ltd Debentures \| -	2%	₹30 Cr	300
ICICI Bank Ltd. Debentures \| -	2%	₹29 Cr	600
Cholamandalam Investment And Fin. Co. Ltd Debentures \| -	1%	₹25 Cr	250,000
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹25 Cr	2,500

7. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 40 in Ultrashort Bond category. Return for 2023 was 6.6% , 2022 was 4.1% and 2021 was 3% .

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund Growth
Launch Date	30 Dec 10
NAV (04 Nov 24)	₹2,572.55 ↑ 1.92 (0.07 %)
Net Assets (Cr)	₹1,008 on 30 Sep 24
Category	Debt - Ultrashort Bond
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.74
Sharpe Ratio	0.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.54%
Effective Maturity	5 Months 9 Days
Modified Duration	5 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,543
31 Oct 21	₹10,859
31 Oct 22	₹11,248
31 Oct 23	₹11,997
31 Oct 24	₹12,883

Invesco India Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.5%
1 Year	7.4%
3 Year	5.9%
5 Year	5.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.6%
2022	4.1%
2021	3%
2020	5.1%
2019	7.6%
2018	7.3%
2017	7.1%
2016	9.1%
2015	8.3%
2014	10.1%

Fund Manager information for Invesco India Ultra Short Term Fund

Name	Since	Tenure
Krishna Cheemalapati	4 Jan 20	4.74 Yr.
Vikas Garg	27 Jul 21	3.18 Yr.

Data below for Invesco India Ultra Short Term Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	62.07%
Debt	37.73%
Other	0.21%

Debt Sector Allocation

Sector	Value
Corporate	55.88%
Cash Equivalent	35.11%
Government	8.8%

Credit Quality

Rating	Value
AA	17.83%
AAA	82.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Export Import Bank Of India Debentures \| -	3%	₹30 Cr	3,000,000 ↑ 3,000,000
Power Grid Corporation Of India Limited Debentures \| -	2%	₹25 Cr	2,500,000
Bharti Telecom Limited Debentures \| -	2%	₹25 Cr	2,500,000
TATA Steel Limited Debentures \| -	2%	₹25 Cr	2,500,000 ↑ 1,000,000
Tata Projects Ltd. Debentures \| -	2%	₹25 Cr	2,500,000 ↑ 2,500,000
LIC Housing Finance Ltd Debentures \| -	2%	₹25 Cr	2,500,000 ↑ 2,500,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹25 Cr	2,500,000 ↑ 2,500,000
Muthoot Finance Limited Debentures \| -	2%	₹25 Cr	2,500,000
Godrej Industries Limited Debentures \| -	2%	₹25 Cr	2,500,000 ↑ 1,500,000
182 DTB 28112024 Sovereign Bonds \| -	2%	₹25 Cr	2,500,000

8. Kotak Savings Fund

(Erstwhile Kotak Treasury Advantage Fund)

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Savings Fund is a Debt - Ultrashort Bond fund was launched on 13 Aug 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 44 in Ultrashort Bond category. Return for 2023 was 6.8% , 2022 was 4.5% and 2021 was 3.2% .

Below is the key information for Kotak Savings Fund

Kotak Savings Fund Growth
Launch Date	13 Aug 04
NAV (04 Nov 24)	₹40.9255 ↑ 0.03 (0.07 %)
Net Assets (Cr)	₹13,329 on 30 Sep 24
Category	Debt - Ultrashort Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.8
Sharpe Ratio	0.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.49%
Effective Maturity	6 Months 25 Days
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,616
31 Oct 21	₹10,960
31 Oct 22	₹11,392
31 Oct 23	₹12,173
31 Oct 24	₹13,047

Kotak Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.5%
1 Year	7.2%
3 Year	6%
5 Year	5.5%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	4.5%
2021	3.2%
2020	5.8%
2019	7.8%
2018	7.4%
2017	6.7%
2016	8.2%
2015	8.6%
2014	9.4%

Fund Manager information for Kotak Savings Fund

Name	Since	Tenure
Deepak Agrawal	15 Apr 08	16.47 Yr.
Manu Sharma	1 Nov 22	1.92 Yr.

Data below for Kotak Savings Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	55.32%
Debt	44.4%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	65.75%
Cash Equivalent	23.98%
Government	9.98%

Credit Quality

Rating	Value
AA	9.42%
AAA	90.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 12122024 Sovereign Bonds \| -	4%	₹494 Cr	50,000,000
India (Republic of) - \| -	3%	₹391 Cr	40,000,000
India Universal Trust AL1 Unlisted bonds \| -	3%	₹386 Cr	386 ↑ 386
LIC Housing Finance Ltd Debentures \| -	2%	₹298 Cr	3,000
Nirma Limited 0.083% Debentures \| -	2%	₹250 Cr	25,000
IDFC First Bank Ltd. Debentures \| -	2%	₹243 Cr	25,000
Bharti Telecom Limited Debentures \| -	2%	₹226 Cr	2,250
182 DTB 23012025 Sovereign Bonds \| -	1%	₹196 Cr	20,000,000
ICICI Bank Ltd. Debentures \| -	1%	₹194 Cr	20,000
Small Industries Development Bank of India Debentures \| -	1%	₹194 Cr	20,000

9. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Return for 2023 was 7% , 2022 was 4.5% and 2021 was 3.4% .

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund Growth
Launch Date	21 May 99
NAV (04 Nov 24)	₹5,699.01 ↑ 4.52 (0.08 %)
Net Assets (Cr)	₹12,642 on 30 Sep 24
Category	Debt - Ultrashort Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.54
Sharpe Ratio	1.68
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.44%
Effective Maturity	5 Months 23 Days
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,625
31 Oct 21	₹10,983
31 Oct 22	₹11,412
31 Oct 23	₹12,210
31 Oct 24	₹13,117

SBI Magnum Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.7%
1 Year	7.4%
3 Year	6.1%
5 Year	5.6%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.5%
2021	3.4%
2020	5.9%
2019	8%
2018	7.9%
2017	6.6%
2016	7.7%
2015	8.3%
2014	9%

Fund Manager information for SBI Magnum Ultra Short Duration Fund

Name	Since	Tenure
Arun R.	1 Jun 21	3.34 Yr.
Ardhendu Bhattacharya	1 Dec 23	0.84 Yr.
Pradeep Kesavan	1 Dec 23	0.84 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	62.49%
Debt	37.28%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	57.89%
Cash Equivalent	31.55%
Government	10.32%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC Housing Finance Limited Debentures \| -	4%	₹494 Cr	5,000 ↑ 4,000
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹471 Cr	4,750
182 Day T-Bill 11.10.24 Sovereign Bonds \| -	4%	₹449 Cr	45,000,000 ↑ 45,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹418 Cr	4,250 ↑ 4,250
Power Finance Corporation Limited Debentures \| -	3%	₹383 Cr	3,850
191 DTB 24102024 Sovereign Bonds \| -	3%	₹374 Cr	37,500,000
Hdb Financial Services Limited Debentures \| -	3%	₹345 Cr	34,500
91 Day T-Bill 31.10.24 Sovereign Bonds \| -	2%	₹275 Cr	27,646,400
LIC Housing Finance Ltd Debentures \| -	2%	₹249 Cr	2,500
Equitas Small Finance Bank Ltd. Debentures \| -	2%	₹246 Cr	5,000

10. Canara Robeco Ultra Short Term Fund

(Erstwhile Canara Robeco Treasury Advantage Fund)

To generate income/capital appreciation through a low risk strategy by investment in Money Market Instruments (MMI). However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 14 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 72 in Ultrashort Bond category. Return for 2023 was 6.4% , 2022 was 3.9% and 2021 was 2.6% .

Below is the key information for Canara Robeco Ultra Short Term Fund

Canara Robeco Ultra Short Term Fund Growth
Launch Date	14 Jul 08
NAV (04 Nov 24)	₹3,633.2 ↑ 2.72 (0.07 %)
Net Assets (Cr)	₹687 on 30 Sep 24
Category	Debt - Ultrashort Bond
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	☆☆
Risk	Low
Expense Ratio	0.95
Sharpe Ratio	-2.18
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.38%
Effective Maturity	5 Months 13 Days
Modified Duration	4 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,492
31 Oct 21	₹10,767
31 Oct 22	₹11,129
31 Oct 23	₹11,838
31 Oct 24	₹12,640

Canara Robeco Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for Canara Robeco Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.4%
1 Year	6.8%
3 Year	5.5%
5 Year	4.8%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.4%
2022	3.9%
2021	2.6%
2020	4.5%
2019	6.6%
2018	6.1%
2017	5.7%
2016	7.3%
2015	8.4%
2014	9.3%

Fund Manager information for Canara Robeco Ultra Short Term Fund

Name	Since	Tenure
Avnish Jain	1 Apr 22	2.5 Yr.
Kunal Jain	16 Sep 24	0.04 Yr.

Data below for Canara Robeco Ultra Short Term Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	68.72%
Debt	31.05%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	60.38%
Cash Equivalent	30.74%
Government	8.65%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Limited Debentures \| -	4%	₹25 Cr	250
Sundaram Finance Limited Debentures \| -	4%	₹25 Cr	250
Bajaj Finance Limited Debentures \| -	4%	₹25 Cr	250
Power Finance Corporation Limited Debentures \| -	4%	₹25 Cr	250
LIC Housing Finance Ltd Debentures \| -	4%	₹25 Cr	250 ↓ -250
Indian Oil Corporation Limited Debentures \| -	4%	₹25 Cr	250
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹25 Cr	250 ↑ 250
LIC Housing Finance Ltd Debentures \| -	4%	₹25 Cr	250
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹25 Cr	250 ↑ 250
Punjab National Bank Domestic Bonds \| -	4%	₹24 Cr	500

अशा प्रकारे, वर दिलेल्या पॅरामीटर्सवरून, आपण असा निष्कर्ष काढू शकतो की मुदत ठेवींच्या तुलनेत अल्ट्रा शॉर्ट टर्म फंड हा एक चांगला पर्याय आहे.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.