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Table of Contents
- ELSS ਫੰਡ ਵਿੱਚ ਕੌਣ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ?
- ਹੋਰ ਟੈਕਸ ਬਚਾਉਣ ਦੇ ਵਿਕਲਪ?
- ਵਿੱਤੀ ਸਾਲ 22 - 23 ਵਿੱਚ ਨਿਵੇਸ਼ ਲਈ ਚੋਟੀ ਦੇ 11 ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ELSS ਮਿਉਚੁਅਲ ਫੰਡ
- ELSS SIP ਕੈਲਕੁਲੇਟਰ
- ELSS ਵਿੱਚ ਨਿਵੇਸ਼ ਦੇ ਢੰਗ
- ਵਧੀਆ ਟੈਕਸ ਬਚਤ ELSS ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਸੁਝਾਅ
- ਈਐਲਐਸਐਸ ਫੰਡਾਂ ਵਿੱਚ ਔਨਲਾਈਨ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?
Top 11 Equity - ELSS Funds
11 ਸਭ ਤੋਂ ਵਧੀਆ ਟੈਕਸ ਬਚਾਉਣ ਵਾਲੇ ELSS ਮਿਉਚੁਅਲ ਫੰਡ 2022
ਸਰਬੋਤਮ ਐਲਐਸ ਫੰਡ ਜਾਂ ਇਕੁਇਟੀ ਲਿੰਕਡ ਬਚਤ ਸਕੀਮਾਂ ਇਕੁਇਟੀ ਵਿਭਿੰਨ ਹਨਮਿਉਚੁਅਲ ਫੰਡ ਜੋ ਪ੍ਰਦਾਨ ਕਰਨ ਲਈ ਮੁੱਖ ਤੌਰ 'ਤੇ ਇਕੁਇਟੀ-ਲਿੰਕਡ ਯੰਤਰਾਂ (ਜਿਵੇਂ ਸ਼ੇਅਰ ਅਤੇ ਸਟਾਕ) ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨਬਜ਼ਾਰ- ਲਿੰਕਡ ਰਿਟਰਨ ਅਤੇ ਸਿੱਧੇ ਟੈਕਸ ਨੂੰ ਬਚਾਉਣ ਵਿੱਚ ਮਦਦ ਕਰਦਾ ਹੈਆਮਦਨ. ਆਮ ਤੌਰ 'ਤੇ, ਫੰਡ ਕਾਰਪਸ ਦਾ 80% ਹਿੱਸਾ ਇਕੁਇਟੀ ਵਿੱਚ ਨਿਵੇਸ਼ ਕੀਤਾ ਜਾਂਦਾ ਹੈ ਅਤੇ ਬਾਕੀ ਰਿਣ ਯੰਤਰਾਂ ਵਿੱਚ।
ELSS ਫੰਡਾਂ ਨੂੰ ਟੈਕਸ ਬਚਾਉਣ ਵਾਲੇ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਜੋਂ ਵੀ ਜਾਣਿਆ ਜਾਂਦਾ ਹੈ ਕਿਉਂਕਿ ਉਹ ਅਧੀਨ ਟੈਕਸ ਲਾਭ ਪੇਸ਼ ਕਰਦੇ ਹਨਧਾਰਾ 80C ਦੀਆਮਦਨ ਟੈਕਸ ਐਕਟ. ਇਸ ਤੋਂ ਇਲਾਵਾ, ELSS ਮਿਉਚੁਅਲ ਫੰਡ ਓਪਨ-ਐਂਡਡ ਹੁੰਦੇ ਹਨ, ਜਿਸਦਾ ਮਤਲਬ ਹੈ ਕਿ ਨਿਵੇਸ਼ਕ ਜਦੋਂ ਚਾਹੁਣ ਇਹਨਾਂ ਫੰਡਾਂ ਵਿੱਚ ਗਾਹਕ ਬਣ ਸਕਦੇ ਹਨ।
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ELSS ਫੰਡ ਵਿੱਚ ਕੌਣ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ?
ਆਮ ਤੌਰ 'ਤੇ, ELSS ਮਿਉਚੁਅਲ ਫੰਡ ਹਰ ਕਿਸਮ ਦੇ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਢੁਕਵੇਂ ਹੁੰਦੇ ਹਨ ਜੋ ਮਾਰਕੀਟ ਨਾਲ ਜੁੜੇ ਜੋਖਮ ਲੈਣ ਲਈ ਤਿਆਰ ਹਨਟੈਕਸ ਯੋਜਨਾਬੰਦੀ ਅਤੇ ਪੈਸੇ ਦੀ ਬਚਤ. ਕੋਈ ਵੀ ਵਿਅਕਤੀ ਆਪਣੇ ਜੀਵਨ ਦੇ ਕਿਸੇ ਵੀ ਸਮੇਂ ELSS ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ। ਹਾਲਾਂਕਿ, ਤੁਹਾਡੇ ਕੈਰੀਅਰ ਦੇ ਸ਼ੁਰੂਆਤੀ ਪੜਾਅ ਦੌਰਾਨ ਟੈਕਸ ਬਚਾਉਣ ਵਾਲੇ ELSS ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦਾ ਸੁਝਾਅ ਦਿੱਤਾ ਜਾਂਦਾ ਹੈ ਤਾਂ ਜੋ ਸਮੇਂ ਦੇ ਨਾਲ ਤੁਹਾਡਾ ਪੈਸਾ ਵਧੇ ਅਤੇ ਤੁਸੀਂ ਬਿਹਤਰ ਰਿਟਰਨ ਕਮਾ ਸਕੋ।
ਇਸ ਲਈ, ਟੈਕਸ ਬਚਾਓ ਅਤੇ ਇਕੋ ਸਮੇਂ ਦੋਵਾਂ ਦੁਆਰਾ ਚੰਗੀ ਰਿਟਰਨ ਕਮਾਓਨਿਵੇਸ਼ ਸਭ ਤੋਂ ਵਧੀਆ ELSS ਫੰਡਾਂ ਵਿੱਚ। ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਪਤਾ ਹੋਣਾ ਚਾਹੀਦਾ ਹੈ ਕਿ ELSS ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕੀਤੀ ਰਕਮ 3 ਸਾਲਾਂ ਲਈ ਬੰਦ ਹੈ।
ਨਿਵੇਸ਼ਕ ELSS ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਇੱਕਮੁਸ਼ਤ (ਇੱਕ ਵਾਰ) ਦੇ ਰੂਪ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨSIP (ਵਿਵਸਥਿਤਨਿਵੇਸ਼ ਯੋਜਨਾ). ਸ਼ੁਰੂਆਤ ਕਰਨ ਵਾਲਿਆਂ ਨੂੰ ਇਹ ਸਲਾਹ ਦਿੱਤੀ ਜਾਂਦੀ ਹੈ ਕਿ ਉਹ ਆਮ ਤੌਰ 'ਤੇ SIP ਦੀ ਵਰਤੋਂ ਕਰਕੇ ਨਿਵੇਸ਼ ਕਰਨ ਕਿਉਂਕਿ ਇਹ ਉਨ੍ਹਾਂ ਲਈ ਬਿਹਤਰ ਹੈ।
ਹੋਰ ਟੈਕਸ ਬਚਾਉਣ ਦੇ ਵਿਕਲਪ?
ਸੈਕਸ਼ਨ 80c ਦੇ ਅਧੀਨ ELSS ਦੇ ਸਮਾਨ ਹੋਰ ਵਿਕਲਪਾਂ ਵਿੱਚ ਸ਼ਾਮਲ ਹਨ:ਜੀਵਨ ਬੀਮਾ ਪ੍ਰੀਮੀਅਮ,ਟੈਕਸ ਬਚਾਉਣ ਵਾਲੀ ਫਿਕਸਡ ਡਿਪਾਜ਼ਿਟ,ਪੀ.ਪੀ.ਐਫ,ਐਨ.ਐਸ.ਸੀ,ਈ.ਪੀ.ਐੱਫ, ਯੂਨਿਟ ਲਿੰਕਡ ਇਕੁਇਟੀ ਪਲਾਨ (ਯੂਲਿਪ). ਕਿਸੇ ਨੂੰ ਪਤਾ ਹੋਣਾ ਚਾਹੀਦਾ ਹੈ ਕਿ ਸੈਕਸ਼ਨ 80c ਦੇ ਤਹਿਤ ਬੱਚਤ ਦੀ ਸੀਮਾ 1.5 ਲੱਖ ਪ੍ਰਤੀ ਵਿੱਤੀ ਸਾਲ ਤੱਕ ਸੀਮਿਤ ਹੈ।
ਵਿੱਤੀ ਸਾਲ 22 - 23 ਵਿੱਚ ਨਿਵੇਸ਼ ਲਈ ਚੋਟੀ ਦੇ 11 ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ELSS ਮਿਉਚੁਅਲ ਫੰਡ
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Tata India Tax Savings Fund Growth ₹45.6058
↑ 0.05 ₹4,680 -0.7 9.5 24.9 18.1 18.9 24 L&T Tax Advantage Fund Growth ₹140.84
↑ 0.57 ₹4,253 2.6 11 39.5 20.6 20.8 28.4 Principal Tax Savings Fund Growth ₹508.442
↑ 0.61 ₹1,351 -1.3 5.9 21.2 15.8 19.8 24.5 JM Tax Gain Fund Growth ₹50.6791
↑ 0.06 ₹181 -2.9 7.3 34.1 20.8 22.8 30.9 BNP Paribas Long Term Equity Fund (ELSS) Growth ₹98.298
↑ 0.22 ₹942 0.9 10.2 29.5 17.9 19.2 31.3 BOI AXA Tax Advantage Fund Growth ₹177.56
↑ 0.51 ₹1,436 2.7 4.2 30.2 20.6 26.5 34.8 Invesco India Tax Plan Growth ₹132.92
↑ 0.54 ₹2,919 1 12.4 31.8 16.6 20.1 30.9 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Sundaram Diversified Equity Fund Growth ₹220.925
↑ 0.08 ₹1,560 -1.6 6.3 17.4 14.6 16.8 23.3 IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 9.7 15.1 16.9 20.8 10 Edelweiss Long Term Equity Fund Growth ₹113.38
↑ 0.07 ₹393 -0.5 7.3 26.8 17.2 18.9 26.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Dec 24
*ਉੱਪਰ ਸਿਖਰ ਦੀ ਸੂਚੀ ਹੈELSS (ਇਕਵਿਟੀ ਲਿੰਕਡ ਸੇਵਿੰਗ ਸਕੀਮ) ਜਿਸ ਵਿੱਚ ਏਯੂਐਮ/ਨੈਟ ਸੰਪਤੀਆਂ ਤੋਂ ਵੱਧ ਹਨ500 ਕਰੋੜ ਅਤੇ ਫੰਡ ਦੀ ਉਮਰ >= 3 ਸਾਲ।
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for L&T Tax Advantage Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. BNP Paribas Long Term Equity Fund (ELSS) is a Equity - ELSS fund was launched on 5 Jan 06. It is a fund with Moderately High risk and has given a Below is the key information for BNP Paribas Long Term Equity Fund (ELSS) Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Tax Plan Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on (Erstwhile Edelweiss ELSS Fund) The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments. Edelweiss Long Term Equity Fund is a Equity - ELSS fund was launched on 30 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Long Term Equity Fund Returns up to 1 year are on 1. Tata India Tax Savings Fund
CAGR/Annualized return of 16.1% since its launch. Ranked 1 in ELSS category. Return for 2023 was 24% , 2022 was 5.9% and 2021 was 30.4% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (16 Dec 24) ₹45.6058 ↑ 0.05 (0.11 %) Net Assets (Cr) ₹4,680 on 31 Oct 24 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 2.02 Information Ratio 0.15 Alpha Ratio 2.46 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,480 30 Nov 21 ₹14,176 30 Nov 22 ₹15,926 30 Nov 23 ₹17,897 30 Nov 24 ₹23,026 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 24 Duration Returns 1 Month 6.3% 3 Month -0.7% 6 Month 9.5% 1 Year 24.9% 3 Year 18.1% 5 Year 18.9% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 2.96 Yr. Tejas Gutka 9 Mar 21 3.73 Yr. Data below for Tata India Tax Savings Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 29.61% Consumer Cyclical 16.1% Industrials 14.02% Basic Materials 7.52% Technology 7.17% Energy 5.24% Communication Services 4.97% Utility 3.77% Health Care 3.2% Real Estate 2.93% Consumer Defensive 1.77% Asset Allocation
Asset Class Value Cash 3.69% Equity 96.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK6% ₹299 Cr 1,725,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹275 Cr 2,125,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY4% ₹204 Cr 1,160,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹180 Cr 1,350,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹178 Cr 2,175,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL3% ₹152 Cr 940,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322153% ₹151 Cr 1,300,000 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325553% ₹141 Cr 3,451,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹128 Cr 352,147 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | MOTHERSON3% ₹123 Cr 6,800,000 2. L&T Tax Advantage Fund
CAGR/Annualized return of 15.1% since its launch. Ranked 7 in ELSS category. Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% . L&T Tax Advantage Fund
Growth Launch Date 27 Feb 06 NAV (16 Dec 24) ₹140.84 ↑ 0.57 (0.41 %) Net Assets (Cr) ₹4,253 on 31 Oct 24 Category Equity - ELSS AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 2.72 Information Ratio 0.6 Alpha Ratio 11.67 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,772 30 Nov 21 ₹14,216 30 Nov 22 ₹14,865 30 Nov 23 ₹17,393 30 Nov 24 ₹24,422 Returns for L&T Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 24 Duration Returns 1 Month 9.7% 3 Month 2.6% 6 Month 11% 1 Year 39.5% 3 Year 20.6% 5 Year 20.8% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 28.4% 2022 -3% 2021 30.3% 2020 13.5% 2019 4.6% 2018 -8.1% 2017 42.3% 2016 8.1% 2015 2.9% 2014 44.8% Fund Manager information for L&T Tax Advantage Fund
Name Since Tenure Gautam Bhupal 26 Nov 22 2.02 Yr. Sonal Gupta 21 Jul 21 3.37 Yr. Abhishek Gupta 1 Mar 24 0.75 Yr. Data below for L&T Tax Advantage Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 23.58% Industrials 20.73% Consumer Cyclical 16.37% Technology 10.35% Basic Materials 6.47% Health Care 5.63% Energy 4.08% Utility 3.72% Consumer Defensive 3.56% Real Estate 2.63% Communication Services 1.77% Asset Allocation
Asset Class Value Cash 1.1% Equity 98.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK5% ₹202 Cr 1,162,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK4% ₹149 Cr 1,155,500 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY3% ₹136 Cr 774,900
↑ 71,800 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE3% ₹127 Cr 951,812 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT3% ₹109 Cr 301,450 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | 5002512% ₹92 Cr 128,900
↓ -29,200 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT2% ₹86 Cr 160,000
↓ -24,700 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN2% ₹81 Cr 258,300 State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN2% ₹81 Cr 984,432 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433202% ₹76 Cr 3,150,000
↓ -343,588 3. Principal Tax Savings Fund
CAGR/Annualized return of 16.3% since its launch. Ranked 8 in ELSS category. Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (16 Dec 24) ₹508.442 ↑ 0.61 (0.12 %) Net Assets (Cr) ₹1,351 on 31 Oct 24 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.26 Sharpe Ratio 1.79 Information Ratio -0.48 Alpha Ratio -0.27 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,073 30 Nov 21 ₹15,488 30 Nov 22 ₹16,965 30 Nov 23 ₹19,305 30 Nov 24 ₹23,825 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 24 Duration Returns 1 Month 6.5% 3 Month -1.3% 6 Month 5.9% 1 Year 21.2% 3 Year 15.8% 5 Year 19.8% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.5% 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% 2014 49.4% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 5.1 Yr. Rohit Seksaria 1 Jan 22 2.92 Yr. Data below for Principal Tax Savings Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 34.13% Industrials 13.4% Consumer Cyclical 10.29% Health Care 8.77% Technology 7.86% Consumer Defensive 6.41% Communication Services 6.13% Energy 5.57% Basic Materials 3.51% Utility 1.6% Real Estate 0.28% Asset Allocation
Asset Class Value Cash 2.01% Equity 97.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK8% ₹104 Cr 598,000
↓ -8,077 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹95 Cr 737,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE4% ₹58 Cr 434,000
↓ -44,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY4% ₹54 Cr 306,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT3% ₹42 Cr 115,000
↑ 18,979 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA3% ₹37 Cr 200,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN3% ₹36 Cr 444,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹36 Cr 311,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901573% ₹34 Cr 283,000 Force Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 5000332% ₹31 Cr 39,000 4. JM Tax Gain Fund
CAGR/Annualized return of 10.2% since its launch. Ranked 18 in ELSS category. Return for 2023 was 30.9% , 2022 was 0.5% and 2021 was 32.2% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (16 Dec 24) ₹50.6791 ↑ 0.06 (0.12 %) Net Assets (Cr) ₹181 on 31 Oct 24 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio 2.41 Information Ratio 0.63 Alpha Ratio 10.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,228 30 Nov 21 ₹15,527 30 Nov 22 ₹16,296 30 Nov 23 ₹19,731 30 Nov 24 ₹27,051 Returns for JM Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 24 Duration Returns 1 Month 6.7% 3 Month -2.9% 6 Month 7.3% 1 Year 34.1% 3 Year 20.8% 5 Year 22.8% 10 Year 15 Year Since launch 10.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% 2014 54.9% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.17 Yr. Asit Bhandarkar 31 Dec 21 2.92 Yr. Chaitanya Choksi 18 Jul 14 10.38 Yr. Ruchi Fozdar 4 Oct 24 0.16 Yr. Data below for JM Tax Gain Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 18.62% Industrials 17.38% Consumer Cyclical 14.41% Technology 13.68% Basic Materials 12.99% Health Care 7.1% Consumer Defensive 6.85% Communication Services 3.08% Utility 1.59% Real Estate 1% Asset Allocation
Asset Class Value Cash 0.56% Equity 99.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK5% ₹10 Cr 55,131
↓ -3,000 Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY5% ₹9 Cr 49,465 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK4% ₹7 Cr 55,975
↑ 5,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT3% ₹6 Cr 16,750 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹5 Cr 62,900 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹5 Cr 30,700
↑ 7,500 Newgen Software Technologies Ltd (Technology)
Equity, Since 30 Nov 23 | NEWGEN2% ₹4 Cr 31,750 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | 5329772% ₹4 Cr 4,050
↑ 1,850 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 24 | SBILIFE2% ₹4 Cr 23,000
↑ 3,500 Hindalco Industries Ltd (Basic Materials)
Equity, Since 30 Apr 24 | HINDALCO2% ₹4 Cr 54,000 5. BNP Paribas Long Term Equity Fund (ELSS)
CAGR/Annualized return of 12.8% since its launch. Ranked 22 in ELSS category. Return for 2023 was 31.3% , 2022 was -2.1% and 2021 was 23.6% . BNP Paribas Long Term Equity Fund (ELSS)
Growth Launch Date 5 Jan 06 NAV (16 Dec 24) ₹98.298 ↑ 0.22 (0.23 %) Net Assets (Cr) ₹942 on 31 Oct 24 Category Equity - ELSS AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.29 Sharpe Ratio 2.38 Information Ratio -0.1 Alpha Ratio 8.36 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,126 30 Nov 21 ₹14,534 30 Nov 22 ₹14,723 30 Nov 23 ₹17,638 30 Nov 24 ₹23,305 Returns for BNP Paribas Long Term Equity Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 24 Duration Returns 1 Month 7.2% 3 Month 0.9% 6 Month 10.2% 1 Year 29.5% 3 Year 17.9% 5 Year 19.2% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 31.3% 2022 -2.1% 2021 23.6% 2020 17.8% 2019 14.3% 2018 -9.3% 2017 42.3% 2016 -6.6% 2015 7.7% 2014 53% Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
Name Since Tenure Sanjay Chawla 14 Mar 22 2.72 Yr. Pratish Krishnan 14 Mar 22 2.72 Yr. Miten Vora 1 Dec 22 2 Yr. Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 28.51% Technology 14.6% Consumer Cyclical 11.36% Industrials 10.33% Basic Materials 7.47% Health Care 7.14% Consumer Defensive 5.34% Energy 4.07% Utility 3.6% Communication Services 1.89% Real Estate 1.2% Asset Allocation
Asset Class Value Cash 3.06% Equity 96.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK6% ₹53 Cr 411,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK6% ₹53 Cr 293,160
↑ 14,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 24 | INFY4% ₹38 Cr 205,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE4% ₹33 Cr 258,200
↑ 45,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 5433203% ₹26 Cr 920,813 PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 5433903% ₹25 Cr 132,500 Trent Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | TRENT3% ₹25 Cr 36,714
↓ -5,700 Jyoti CNC Automation Ltd (Industrials)
Equity, Since 30 Apr 24 | JYOTICNC2% ₹23 Cr 184,594 Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive)
Equity, Since 31 Mar 24 | BECTORFOOD2% ₹21 Cr 117,132 State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN2% ₹20 Cr 243,000 6. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 20% since its launch. Ranked 13 in ELSS category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (16 Dec 24) ₹177.56 ↑ 0.51 (0.29 %) Net Assets (Cr) ₹1,436 on 31 Oct 24 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.37 Sharpe Ratio 2.34 Information Ratio 0.53 Alpha Ratio 9.3 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹12,546 30 Nov 21 ₹18,192 30 Nov 22 ₹19,034 30 Nov 23 ₹23,238 30 Nov 24 ₹31,012 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 24 Duration Returns 1 Month 9.5% 3 Month 2.7% 6 Month 4.2% 1 Year 30.2% 3 Year 20.6% 5 Year 26.5% 10 Year 15 Year Since launch 20% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 2.6 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 26.27% Industrials 16.29% Basic Materials 15.38% Technology 10.7% Consumer Cyclical 5.46% Utility 4.64% Energy 3.81% Consumer Defensive 3.78% Health Care 3.53% Real Estate 1.52% Communication Services 0.99% Asset Allocation
Asset Class Value Cash 7.63% Equity 92.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK5% ₹76 Cr 440,000
↑ 20,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN4% ₹62 Cr 752,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002954% ₹56 Cr 1,211,000 Prudent Corporate Advisory Services Ltd (Financial Services)
Equity, Since 31 Oct 23 | 5435273% ₹40 Cr 130,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹39 Cr 955,000 Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 5433492% ₹34 Cr 172,000 General Insurance Corp of India (Financial Services)
Equity, Since 29 Feb 24 | GICRE2% ₹31 Cr 850,696 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE2% ₹30 Cr 228,000 Siemens Ltd (Industrials)
Equity, Since 30 Jun 22 | 5005502% ₹29 Cr 41,000 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL2% ₹28 Cr 67,000 7. Invesco India Tax Plan
CAGR/Annualized return of 15.5% since its launch. Ranked 17 in ELSS category. Return for 2023 was 30.9% , 2022 was -7.7% and 2021 was 32.6% . Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (16 Dec 24) ₹132.92 ↑ 0.54 (0.41 %) Net Assets (Cr) ₹2,919 on 31 Oct 24 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 2.33 Information Ratio -0.31 Alpha Ratio 6.82 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,165 30 Nov 21 ₹15,478 30 Nov 22 ₹15,235 30 Nov 23 ₹18,143 30 Nov 24 ₹24,027 Returns for Invesco India Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 24 Duration Returns 1 Month 8.4% 3 Month 1% 6 Month 12.4% 1 Year 31.8% 3 Year 16.6% 5 Year 20.1% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 -7.7% 2021 32.6% 2020 19.2% 2019 9.4% 2018 -1.3% 2017 35.7% 2016 3.4% 2015 5.8% 2014 54.3% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Amit Nigam 3 Sep 20 4.25 Yr. Dhimant Kothari 29 Mar 18 6.68 Yr. Data below for Invesco India Tax Plan as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 25.26% Industrials 15.77% Consumer Cyclical 13.89% Health Care 13.3% Technology 11.71% Basic Materials 7.75% Consumer Defensive 5.41% Energy 3.2% Communication Services 1.09% Utility 1.09% Real Estate 0.4% Asset Allocation
Asset Class Value Cash 1.13% Equity 98.87% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK6% ₹179 Cr 1,032,420
↑ 122,483 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK5% ₹157 Cr 1,212,581 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 23 | TCS4% ₹114 Cr 288,312
↑ 39,772 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322153% ₹90 Cr 776,621
↑ 159,158 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Jan 24 | DIVISLAB3% ₹75 Cr 127,722
↓ -20,277 Poly Medicure Ltd (Healthcare)
Equity, Since 30 Jun 24 | POLYMED2% ₹73 Cr 253,444 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Nov 22 | APOLLOHOSP2% ₹71 Cr 100,754 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | FEDERALBNK2% ₹71 Cr 3,467,704
↑ 519,804 Metro Brands Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | 5434262% ₹67 Cr 561,196
↑ 63,971 Coforge Ltd (Technology)
Equity, Since 31 May 24 | COFORGE2% ₹65 Cr 85,227 8. HDFC Long Term Advantage Fund
CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,440 30 Nov 21 ₹14,977
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 24 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 9. Sundaram Diversified Equity Fund
CAGR/Annualized return of 16.3% since its launch. Ranked 14 in ELSS category. Return for 2023 was 23.3% , 2022 was 4% and 2021 was 31.5% . Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (16 Dec 24) ₹220.925 ↑ 0.08 (0.04 %) Net Assets (Cr) ₹1,560 on 31 Oct 24 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.16 Sharpe Ratio 1.41 Information Ratio -0.91 Alpha Ratio -5.29 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,288 30 Nov 21 ₹14,046 30 Nov 22 ₹15,528 30 Nov 23 ₹17,427 30 Nov 24 ₹20,938 Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 24 Duration Returns 1 Month 6.5% 3 Month -1.6% 6 Month 6.3% 1 Year 17.4% 3 Year 14.6% 5 Year 16.8% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 23.3% 2022 4% 2021 31.5% 2020 9.9% 2019 6.2% 2018 -10.6% 2017 38.4% 2016 6.8% 2015 3.1% 2014 45.7% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Sudhir Kedia 1 Jan 22 2.92 Yr. Rohit Seksaria 24 Feb 21 3.77 Yr. Data below for Sundaram Diversified Equity Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 33.85% Industrials 12.47% Technology 8.78% Consumer Cyclical 8.49% Health Care 8.43% Consumer Defensive 6.32% Energy 5.65% Basic Materials 5.14% Communication Services 4.94% Utility 1.64% Real Estate 0.35% Asset Allocation
Asset Class Value Cash 3.94% Equity 96.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK8% ₹121 Cr 698,000
↓ -69,171 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK7% ₹114 Cr 883,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE4% ₹67 Cr 504,000
↓ -62,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY4% ₹64 Cr 364,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT4% ₹57 Cr 156,446 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹49 Cr 304,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322153% ₹49 Cr 419,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 20 | TCS3% ₹46 Cr 114,734 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹45 Cr 545,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 20 | SUNPHARMA3% ₹43 Cr 235,000 10. IDBI Equity Advantage Fund
CAGR/Annualized return of 16% since its launch. Ranked 21 in ELSS category. . IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,309 30 Nov 21 ₹13,283 30 Nov 22 ₹14,560 Returns for IDBI Equity Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 24 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 11. Edelweiss Long Term Equity Fund
CAGR/Annualized return of 16.4% since its launch. Ranked 25 in ELSS category. Return for 2023 was 26.8% , 2022 was -0.1% and 2021 was 30.4% . Edelweiss Long Term Equity Fund
Growth Launch Date 30 Dec 08 NAV (16 Dec 24) ₹113.38 ↑ 0.07 (0.06 %) Net Assets (Cr) ₹393 on 31 Oct 24 Category Equity - ELSS AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.33 Sharpe Ratio 2.15 Information Ratio -0.1 Alpha Ratio 3.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,715 30 Nov 21 ₹14,378 30 Nov 22 ₹15,516 30 Nov 23 ₹17,601 30 Nov 24 ₹22,941 Returns for Edelweiss Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 24 Duration Returns 1 Month 7.3% 3 Month -0.5% 6 Month 7.3% 1 Year 26.8% 3 Year 17.2% 5 Year 18.9% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 26.8% 2022 -0.1% 2021 30.4% 2020 13.7% 2019 9.2% 2018 -9.1% 2017 37.7% 2016 -1.1% 2015 6.7% 2014 40.5% Fund Manager information for Edelweiss Long Term Equity Fund
Name Since Tenure Ashwani Agarwalla 1 Aug 23 1.34 Yr. Trideep Bhattacharya 1 Aug 23 1.34 Yr. Raj Koradia 1 Aug 24 0.33 Yr. Data below for Edelweiss Long Term Equity Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 32.52% Industrials 14% Technology 10.92% Consumer Cyclical 10.9% Health Care 7.73% Consumer Defensive 5.93% Energy 5.55% Basic Materials 4.3% Communication Services 2.52% Utility 2.24% Real Estate 1.61% Asset Allocation
Asset Class Value Cash 1.78% Equity 98.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | HDFCBANK6% ₹23 Cr 132,882 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 17 | ICICIBANK5% ₹21 Cr 163,216 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE4% ₹14 Cr 108,660 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5002513% ₹12 Cr 17,256 State Bank of India (Financial Services)
Equity, Since 31 May 18 | SBIN3% ₹12 Cr 149,214 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 15 | LT3% ₹12 Cr 33,431 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY3% ₹11 Cr 63,596 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹10 Cr 61,438 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 20 | SUNPHARMA2% ₹9 Cr 50,230 BSE Ltd (Financial Services)
Equity, Since 31 Mar 24 | BSE2% ₹8 Cr 18,479
ELSS SIP ਕੈਲਕੁਲੇਟਰ
Know Your SIP Returns
ELSS ਵਿੱਚ ਨਿਵੇਸ਼ ਦੇ ਢੰਗ
ELSS ਵਿੱਚ SIP (ਸਿਸਟਮੈਟਿਕ ਇਨਵੈਸਟਮੈਂਟ ਪਲਾਨ)
ਕੋਈ ਵੀ ਟੈਕਸ ਸੇਵਿੰਗ ਮਿਉਚੁਅਲ ਫੰਡ (ELSS) ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਇੱਕ ਨਿਵੇਸ਼ ਮੋਡ ਵਜੋਂ SIP ਦੀ ਚੋਣ ਕਰ ਸਕਦਾ ਹੈ ਕਿਉਂਕਿ ਹਰ ਮਹੀਨੇ ਨਿਸ਼ਚਿਤ ਰਕਮ ਦਾ ਨਿਵੇਸ਼ ਕੀਤਾ ਜਾਂਦਾ ਹੈ।
ਜਿਵੇਂ ਕਿ ਹੇਠਾਂ ਨਮੂਨੇ ਵਿੱਚ ਦਿਖਾਇਆ ਗਿਆ ਹੈ-
| ਮਹੀਨਾ | ਦੀ ਰਕਮ | ਮੋਡ | |||
|---|---|---|---|---|---|
| ਅਪ੍ਰੈਲ | 12,500 | SIP | ਮਈ | 12,500 | SIP |
| ਜੂਨ | 12,500 | SIP | ਜੁਲਾਈ | 12,500 | SIP |
| ਅਗਸਤ | 12,500 | SIP | ਸਤੰਬਰ | 12,500 | SIP |
| ਅਕਤੂਬਰ | 12,500 | SIP | ਨਵੰਬਰ | 12,500 | SIP |
| ਦਸੰਬਰ | 12,500 | SIP | ਜਨਵਰੀ | 12,500 | SIP |
| ਫਰਵਰੀ | 12,500 | SIP | ਮਾਰਚ | 12,500 | SIP |
| ਕੁੱਲ | 1,50,000 |
SIP ਵਿਧੀ ਰਾਹੀਂ ਨਿਵੇਸ਼ ਕਰਦੇ ਸਮੇਂ ਰੁਪਏ ਦੀ ਲਾਗਤ ਔਸਤ ਦੇ SIP ਲਾਭਾਂ ਨੂੰ ਪ੍ਰਾਪਤ ਕੀਤਾ ਜਾਂਦਾ ਹੈ ਕਿਉਂਕਿ ਇਹ ਹਰ ਮਹੀਨੇ ਖਰੀਦਦਾਰੀ ਨੂੰ ਖਿੰਡਾਉਂਦਾ ਹੈ ਅਤੇ ਨਿਵੇਸ਼ ਖਾਸ ਕੀਮਤ ਦੀ ਬਜਾਏ ਔਸਤ ਕੀਮਤ 'ਤੇ ਕੀਤਾ ਜਾਂਦਾ ਹੈ ਜੋ ਕਿ Lumpsum ਨਿਵੇਸ਼ਾਂ ਦੇ ਮਾਮਲੇ ਵਿੱਚ ਹੋ ਸਕਦਾ ਹੈ।
ELSS ਵਿੱਚ ਇੱਕਮੁਸ਼ਤ ਨਿਵੇਸ਼
ਜਿਵੇਂ ਕਿ ਕੋਈ ਹੋਰ ਟੈਕਸ ਬਚਤ ਸਾਧਨਾਂ ਜਿਵੇਂ ਕਿ ULIP, NSC, PF/EPF ਵਿੱਚ ਬੱਚਤ ਕਰ ਸਕਦਾ ਹੈ,ਬੀਮਾ (ਸੈਕਟਰ 80c ਦੇ ਅਧੀਨ) ਕੋਈ ਹੋਰ ਯੰਤਰਾਂ ਦੀ ਕਟੌਤੀ ਕਰਨ ਤੋਂ ਬਾਅਦ ਟੈਕਸ ਬਚਾਉਣ ਲਈ ਲੋੜੀਂਦੀ ਰਕਮ ਦਾ ਫੈਸਲਾ ਕਰ ਸਕਦਾ ਹੈ ਅਤੇ ਸਾਲ ਭਰ ਜਾਂ ਵਿੱਤੀ ਸਾਲ (ਜਨਵਰੀ - ਮਾਰਚ) ਦੇ ਅੰਤ ਦੇ ਨੇੜੇ ਇੱਕ ਵਾਰ ਲੰਪਸਮ ਖਰੀਦਦਾਰੀ ਵਜੋਂ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ।
ਵਧੀਆ ਟੈਕਸ ਬਚਤ ELSS ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਸੁਝਾਅ
ਵਿੱਤੀ ਸਾਲ ਦੀ ਸ਼ੁਰੂਆਤ (ਅਰਥਾਤ ਅਪ੍ਰੈਲ ਵਿੱਚ) ਵਿੱਚ ਇੱਕ SIP (ਸਿਸਟਮੈਟਿਕ ਇਨਵੈਸਟਮੈਂਟ ਪਲਾਨ) ਰਾਹੀਂ ਸਭ ਤੋਂ ਵਧੀਆ ELSS ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ ਨਾ ਕਿ ਜਦੋਂ ਵਿੱਤੀ ਸਾਲ ਖਤਮ ਹੋ ਰਿਹਾ ਹੋਵੇ।
ਸਭ ਤੋਂ ਵਧੀਆ ELSS ਫੰਡਾਂ ਦੀ ਸੂਚੀ ਵਿੱਚੋਂ ਇੱਕ ELSS ਮਿਉਚੁਅਲ ਫੰਡ ਨੂੰ ਧਿਆਨ ਨਾਲ ਚੁਣੋ, ਅਤੇ ਹਰ ਸਾਲ ਹੋਰ ਟੈਕਸ ਬਚਾਉਣ ਵਾਲੇ ELSS ਫੰਡਾਂ ਵਿੱਚ ਛਾਲ ਮਾਰਨ ਦੀ ਬਜਾਏ ਇੱਕ ਸਾਲ ਲਈ ਉਸ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ।
5-7 ਸਾਲਾਂ ਲਈ ਨਿਵੇਸ਼ ਕਰਨ 'ਤੇ ਚੰਗਾ ELSS ਰਿਟਰਨ ਪ੍ਰਾਪਤ ਕੀਤਾ ਜਾ ਸਕਦਾ ਹੈ, ਇਸਲਈ ਇਹ ਸੁਝਾਅ ਦਿੱਤਾ ਜਾਂਦਾ ਹੈ ਕਿ ਇੱਕ ਵਾਰ ਪੈਸਾ ਨਾ ਕੱਢੋਲਾਕ-ਇਨ 3 ਸਾਲਾਂ ਬਾਅਦ ਖਤਮ ਹੁੰਦਾ ਹੈ. ਬਿਹਤਰ ਰਿਟਰਨ ਕਮਾਉਣ ਲਈ ਇਸ ਨੂੰ ਲੰਬੇ ਸਮੇਂ ਲਈ ਰੱਖਣ ਦੀ ਕੋਸ਼ਿਸ਼ ਕਰੋ।
ਜੇਕਰ ਤੁਸੀਂ ਖਤਰੇ ਤੋਂ ਬਚਣ ਵਾਲੇ ਹੋਨਿਵੇਸ਼ਕ ਅਤੇ ਇੱਕ ਘੱਟ ਅਸਥਿਰ ਫੰਡ ਚਾਹੁੰਦੇ ਹੋ, ਇੱਕ ਵੱਡੇ-ਕੈਪ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਬਾਰੇ ਵਿਚਾਰ ਕਰੋ।
ਈਐਲਐਸਐਸ ਫੰਡਾਂ ਵਿੱਚ ਔਨਲਾਈਨ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?
Fincash.com 'ਤੇ ਜੀਵਨ ਭਰ ਲਈ ਮੁਫਤ ਨਿਵੇਸ਼ ਖਾਤਾ ਖੋਲ੍ਹੋ
ਆਪਣੀ ਰਜਿਸਟ੍ਰੇਸ਼ਨ ਅਤੇ ਕੇਵਾਈਸੀ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਪੂਰਾ ਕਰੋ
ਦਸਤਾਵੇਜ਼ (ਪੈਨ, ਆਧਾਰ, ਆਦਿ) ਅੱਪਲੋਡ ਕਰੋ।ਅਤੇ, ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਤਿਆਰ ਹੋ!
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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