ਫਿਨਕੈਸ਼ »ਮਿਉਚੁਅਲ ਫੰਡ »ਮਿਉਚੁਅਲ ਫੰਡ ਇੰਡੀਆ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਨਿਊਜ਼ੀਲੈਂਡ-ਅਧਾਰਤ ਐਨ.ਆਰ.ਆਈ
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ਨਿਊਜ਼ੀਲੈਂਡ ਵਿੱਚ ਰਹਿਣ ਵਾਲੇ ਪ੍ਰਵਾਸੀ ਭਾਰਤੀ ਆਪਣੇ ਨਿਵੇਸ਼ ਉਦੇਸ਼ਾਂ ਦੇ ਅਨੁਸਾਰ ਕਈ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ। ਨਾਲ ਹੀ, ਉਹ ਵਿਅਕਤੀ ਜੋ ਨਿਵੇਸ਼ ਪੋਰਟਫੋਲੀਓ ਵਿੱਚ ਵਿਭਿੰਨਤਾ ਲਿਆਉਣਾ ਚਾਹੁੰਦਾ ਹੈ ਅਤੇ ਸਮੇਂ ਦੇ ਨਾਲ ਅਨੁਕੂਲ ਰਿਟਰਨ ਕਮਾਉਣਾ ਚਾਹੁੰਦਾ ਹੈ,ਮਿਉਚੁਅਲ ਫੰਡ ਵਿਚਾਰ ਕਰਨ ਲਈ ਇੱਕ ਵਧੀਆ ਵਿਕਲਪ ਹਨ.
ਨਿਊਜ਼ੀਲੈਂਡ ਵਿੱਚ ਰਹਿ ਰਹੇ ਗੈਰ-ਨਿਵਾਸੀ ਭਾਰਤੀ (ਐਨ.ਆਰ.ਆਈ.) ਵਧ ਰਹੇ ਘਰ ਤੋਂ ਲਾਭ ਉਠਾ ਸਕਦੇ ਹਨਆਰਥਿਕਤਾ ਨਾਲਨਿਵੇਸ਼ ਭਾਰਤ ਵਿੱਚ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ. ਜਦੋਂ ਤੋਂ, ਭਾਰਤ ਨੂੰ ਵਿਸ਼ਵ ਦੀ ਛੇਵੀਂ ਸਭ ਤੋਂ ਵੱਡੀ ਅਰਥਵਿਵਸਥਾ ਵਜੋਂ ਘੋਸ਼ਿਤ ਕਰਨ ਦੀ ਸੁਰਖੀਆਂ ਸਨ, ਇਸਨੇ ਬਹੁਤ ਸਾਰੇ ਪ੍ਰਵਾਸੀ ਭਾਰਤੀਆਂ ਦੇ ਨਿਵੇਸ਼ਕਾਂ ਦਾ ਧਿਆਨ ਖਿੱਚਿਆ।
ਰਵਾਇਤੀ ਤੌਰ 'ਤੇ, ਗੈਰ-ਨਿਵਾਸੀ ਭਾਰਤੀ ਭਾਰਤ ਵਿੱਚ ਰੀਅਲ ਅਸਟੇਟ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਵਿੱਚ ਵਧੇਰੇ ਆਰਾਮਦਾਇਕ ਰਹੇ ਹਨ। ਪਰ, ਭਾਰਤ ਦੀ ਵਧ ਰਹੀ ਆਰਥਿਕਤਾ ਨੇ ਉਹਨਾਂ ਲਈ ਨਿਵੇਸ਼ ਵਿਕਲਪਾਂ ਨੂੰ ਵਧਾ ਦਿੱਤਾ ਹੈ, ਖਾਸ ਕਰਕੇ ਮਿਉਚੁਅਲ ਫੰਡ।
ਪ੍ਰਵਾਸੀ ਭਾਰਤੀ ਅਕਸਰ ਦੋ ਮੁੱਖ ਕਾਰਨਾਂ ਕਰਕੇ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਪਸੰਦ ਕਰਦੇ ਹਨ- ਇੱਕ ਇਹ ਕਿ ਉਹ ਅਸਿੱਧੇ ਤੌਰ 'ਤੇ ਇਕਵਿਟੀ ਰਾਹੀਂ ਸਟਾਕਾਂ ਵਿੱਚ ਹਿੱਸਾ ਲੈ ਸਕਦੇ ਹਨ ਅਤੇ ਦੂਜਾ ਇਹ ਕਿ ਉਹ ਵੱਧ ਰਿਟਰਨ ਕਮਾ ਸਕਦੇ ਹਨ।ਬੈਂਕ ਕਰਜ਼ੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਕੇ ਥੋੜ੍ਹੇ ਸਮੇਂ ਲਈ ਬਚਤ ਖਾਤੇ। ਪੋਰਟਫੋਲੀਓ ਵਿਭਿੰਨਤਾ ਲਈ ਮਿਉਚੁਅਲ ਫੰਡ ਵੀ ਇੱਕ ਵਧੀਆ ਵਿਕਲਪ ਹਨ। ਜਿਵੇਂ ਕਿ MF ਕਈ ਪ੍ਰਤੀਭੂਤੀਆਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦਾ ਹੈ ਇਹ ਜੋਖਮ ਨੂੰ ਵਿਭਿੰਨ ਬਣਾਉਂਦਾ ਹੈ।
ਨੂੰਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰੋ ਭਾਰਤ ਵਿੱਚ ਕਿਸੇ ਨੂੰ ਭਾਰਤੀ ਬੈਂਕ ਵਿੱਚ ਹੇਠ ਲਿਖੇ ਵਿੱਚੋਂ ਕੋਈ ਵੀ ਖਾਤਾ ਖੋਲ੍ਹਣਾ ਚਾਹੀਦਾ ਹੈ:
ਇਹ ਗੈਰ-ਨਿਵਾਸੀ ਬਾਹਰੀ (NRE) ਖਾਤਾ ਹੈ ਜੋ ਬੱਚਤ, ਮੌਜੂਦਾ, ਸਥਿਰ ਜਾਂ ਦੇ ਰੂਪ ਵਿੱਚ ਹੋ ਸਕਦਾ ਹੈ।ਆਵਰਤੀ ਡਿਪਾਜ਼ਿਟ. ਤੁਹਾਨੂੰ ਇਸ ਖਾਤੇ ਵਿੱਚ ਵਿਦੇਸ਼ੀ ਮੁਦਰਾ ਜਮ੍ਹਾ ਕਰਨ ਦੀ ਲੋੜ ਹੈ। ਭਾਰਤੀ ਮੁਦਰਾ ਜਮ੍ਹਾ ਕਰਨ ਦੇ ਯੋਗ ਹੋਣ ਲਈ, ਤੁਹਾਨੂੰ NRO ਖਾਤਾ ਖੋਲ੍ਹਣਾ ਚਾਹੀਦਾ ਹੈ। NRE ਖਾਤੇ ਵਿੱਚ ਲੈਣ-ਦੇਣ ਦੀ ਰਕਮ ਦੀ ਕੋਈ ਉਪਰਲੀ ਸੀਮਾ ਨਹੀਂ ਹੈ।
NRO ਜਾਂ ਗੈਰ-ਨਿਵਾਸੀ ਸਾਧਾਰਨ ਖਾਤਾ ਬੱਚਤ ਜਾਂ ਚਾਲੂ ਖਾਤੇ ਦੇ ਰੂਪ ਵਿੱਚ ਹੈ ਜੋ NRIs ਲਈ ਉਹਨਾਂ ਦੇ ਪ੍ਰਬੰਧਨ ਲਈ ਹੈਆਮਦਨ ਭਾਰਤ ਵਿੱਚ ਕਮਾਈ ਕੀਤੀ। NRO ਖਾਤੇ ਵਿੱਚ, ਵਿਦੇਸ਼ੀ ਮੁਦਰਾ ਜਮ੍ਹਾ ਹੋਣ ਤੋਂ ਬਾਅਦ ਭਾਰਤੀ ਰੁਪਏ ਵਿੱਚ ਬਦਲ ਜਾਂਦੀ ਹੈ। ਇੱਕ NRO ਖਾਤਾ ਕਿਸੇ ਹੋਰ NRI ਦੇ ਨਾਲ-ਨਾਲ ਨਿਵਾਸੀ ਭਾਰਤੀ (ਨਜ਼ਦੀਕੀ ਰਿਸ਼ਤੇਦਾਰ) ਦੇ ਨਾਲ ਸਾਂਝੇ ਤੌਰ 'ਤੇ ਰੱਖਿਆ ਜਾ ਸਕਦਾ ਹੈ।
ਇਸਦਾ ਅਰਥ ਹੈ ਵਿਦੇਸ਼ੀ ਮੁਦਰਾ ਗੈਰ-ਵਾਪਸੀਯੋਗ ਖਾਤਾ ਜਮ੍ਹਾਂ। ਇਸ ਖਾਤੇ ਵਿੱਚ, ਪ੍ਰਵਾਸੀ ਭਾਰਤੀ ਆਪਣੀ ਰਕਮ ਭੇਜ ਸਕਦੇ ਹਨਕਮਾਈਆਂ ਕੈਨੇਡੀਅਨ $, US$, ਯੂਰੋ, AU$, ਯੇਨ, ਅਤੇ ਪੌਂਡ ਵਰਗੀਆਂ ਛੇ ਮੁਦਰਾਵਾਂ ਵਿੱਚੋਂ ਇੱਕ ਵਿੱਚ। ਫੰਡ ਦੂਜੇ FCNR ਜਾਂ NRE ਖਾਤਿਆਂ ਤੋਂ ਟ੍ਰਾਂਸਫਰ ਕੀਤੇ ਜਾ ਸਕਦੇ ਹਨ। FCNR ਵਿੱਚ, ਮੂਲ ਅਤੇ ਵਿਆਜ ਕੋਈ ਟੈਕਸ ਇਕੱਠਾ ਨਹੀਂ ਕਰਦੇ ਹਨ।
ਇੱਕ ਵਾਰ ਜਦੋਂ ਤੁਸੀਂ ਇਹਨਾਂ ਵਿੱਚੋਂ ਕੋਈ ਵੀ ਖਾਤਾ ਖੋਲ੍ਹਦੇ ਹੋ, ਤਾਂ ਤੁਹਾਨੂੰ KYC ਮਾਪਦੰਡਾਂ ਦੇ ਤਹਿਤ, ਆਪਣੇ KYC (ਆਪਣੇ ਗਾਹਕ ਨੂੰ ਜਾਣੋ) ਨੂੰ ਸਫਲਤਾਪੂਰਵਕ ਪੂਰਾ ਕਰਨ ਦੀ ਲੋੜ ਹੁੰਦੀ ਹੈ, ਜੋ ਕਿ ਦੁਆਰਾ ਨਿਰਧਾਰਤ ਕੀਤਾ ਗਿਆ ਹੈ।ਸੇਬੀ (ਸਿਕਿਓਰਿਟੀਜ਼ ਐਕਸਚੇਂਜ ਬੋਰਡ ਆਫ ਇੰਡੀਆ)। ਕੋਈ ਵੀ ਸੇਬੀ-ਰਜਿਸਟਰਡ ਇੰਟਰਮੀਡੀਏਟ ਦੇ ਨਾਲ ਆਪਣਾ ਕੇਵਾਈਸੀ ਪੂਰਾ ਕਰ ਸਕਦਾ ਹੈ।
ਤੁਹਾਡੀ ਕੇਵਾਈਸੀ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਸਫਲਤਾਪੂਰਵਕ ਪੂਰਾ ਕਰਨ ਲਈ, ਨਿਊਜ਼ੀਲੈਂਡ ਦੇ ਐਨਆਰਆਈਜ਼ ਨੂੰ ਕੁਝ ਮਹੱਤਵਪੂਰਨ ਕਦਮਾਂ ਨੂੰ ਪੂਰਾ ਕਰਨ ਅਤੇ ਦਸਤਾਵੇਜ਼ ਪੇਸ਼ ਕਰਨ ਦੀ ਲੋੜ ਹੈ ਜਿਵੇਂ ਕਿ:
ਇੱਕ NRI ਨੂੰ ਜਮ੍ਹਾਂ ਕਰਾਉਣ ਦੀ ਲੋੜ ਹੁੰਦੀ ਹੈਕੇਵਾਈਸੀ ਫਾਰਮ ਸੇਬੀ ਰਜਿਸਟਰਡ ਇੰਟਰਮੀਡੀਏਟ ਨੂੰ ਭਰੇ ਸਾਰੇ ਲੋੜੀਂਦੇ ਵੇਰਵਿਆਂ ਦੇ ਨਾਲ। ਦਸਤਾਵੇਜ਼ ਇੰਟਰਮੀਡੀਏਟ ਨੂੰ ਕੋਰੀਅਰ/ਡਾਕ ਦੁਆਰਾ ਭੇਜੇ ਜਾ ਸਕਦੇ ਹਨ।
ਹੇਠਾਂ ਦਿੱਤੇ ਜ਼ਰੂਰੀ ਦਸਤਾਵੇਜ਼ ਹਨ ਜਿਨ੍ਹਾਂ ਨੂੰ ਜਮ੍ਹਾਂ ਕਰਾਉਣ ਦੀ ਲੋੜ ਹੈ:
ਮਰਚੈਂਟ ਨੇਵੀ ਵਿੱਚ NRIs ਦੇ ਮਾਮਲੇ ਵਿੱਚ, ਇੱਕ ਸਮੁੰਦਰੀ ਘੋਸ਼ਣਾ ਜਾਂ ਨਿਰੰਤਰ ਡਿਸਚਾਰਜ ਸਰਟੀਫਿਕੇਟ ਦੀ ਪ੍ਰਮਾਣਿਤ ਕਾਪੀ ਜਮ੍ਹਾਂ ਕਰਾਉਣੀ ਚਾਹੀਦੀ ਹੈ।
ਪ੍ਰਵਾਸੀ ਭਾਰਤੀ ਜਾਂ ਪੀਆਈਓ (ਭਾਰਤ ਮੂਲ ਦੇ ਵਿਅਕਤੀ) ਉਪਰੋਕਤ ਦਸਤਾਵੇਜ਼ ਭਾਰਤ ਵਿੱਚ ਰਜਿਸਟਰਡ ਅਨੁਸੂਚਿਤ ਵਪਾਰਕ ਬੈਂਕਾਂ ਦੀਆਂ ਵਿਦੇਸ਼ੀ ਸ਼ਾਖਾਵਾਂ ਦੇ ਅਧਿਕਾਰਤ ਅਧਿਕਾਰੀਆਂ, ਜੱਜ, ਕੋਰਟ ਮੈਜਿਸਟ੍ਰੇਟ, ਪਬਲਿਕ ਨੋਟਰੀਆਂ, ਜਾਂ ਦੇਸ਼ ਵਿੱਚ ਭਾਰਤੀ ਦੂਤਾਵਾਸ/ਕੌਂਸਲੇਟ ਜਨਰਲ ਦੁਆਰਾ ਪ੍ਰਮਾਣਿਤ ਕਰ ਸਕਦੇ ਹਨ ਕਿ ਉਹ ਸਥਿਤ ਹਨ।
ਸੇਬੀ ਦੇ ਨਿਯਮਾਂ ਅਨੁਸਾਰ, ਕੇਵਾਈਸੀ ਪ੍ਰਕਿਰਿਆ ਲਈ ਆਈਪੀਵੀ ਲਾਜ਼ਮੀ ਹੈ। ਇੰਟਰਮੀਡੀਏਟ ਨੂੰ NRIs/PIOs ਦੇ IPV ਦਾ ਸੰਚਾਲਨ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ।
ਕਿਰਪਾ ਕਰਕੇ ਨੋਟ ਕਰੋ ਕਿ ਜਮ੍ਹਾਂ ਕਰਦੇ ਸਮੇਂ ਉਪਰੋਕਤ ਸਾਰੇ ਦਸਤਾਵੇਜ਼/ਸਬੂਤ ਅੰਗਰੇਜ਼ੀ ਭਾਸ਼ਾ ਵਿੱਚ ਹੋਣੇ ਚਾਹੀਦੇ ਹਨ।
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ਪੂੰਜੀ ਵਿੱਤੀ ਸਾਲ 2017-18 (ਮੁਲਾਂਕਣ ਸਾਲ 2018-19) ਲਈ ਐਨਆਰਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਨਿਵੇਸ਼ਾਂ 'ਤੇ ਟੈਕਸ ਦਰਾਂ ਹੇਠਾਂ ਦਿੱਤੀਆਂ ਗਈਆਂ ਹਨ:
ਐਨ.ਆਰ.ਆਈਮਿਉਚੁਅਲ ਫੰਡ 'ਤੇ ਟੈਕਸ-ਪੂੰਜੀ ਲਾਭ ਟੈਕਸ ਦਰਾਂ- ਵਿੱਤੀ ਸਾਲ 2017/2018 (AY- 2018-19)
ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮ ਦੀਆਂ ਕਿਸਮਾਂ | ਛੋਟੀ ਮਿਆਦ ਦੇ ਪੂੰਜੀ ਲਾਭ (STCG) | ਲੰਬੀ ਮਿਆਦ ਦੇ ਪੂੰਜੀ ਲਾਭ (LTCG) |
---|---|---|
ਇਕੁਇਟੀ ਫੰਡ- STCG- ਇਕ ਸਾਲ ਤੋਂ ਘੱਟ ਜਾਂ ਬਰਾਬਰ ਦੀਆਂ ਇਕਾਈਆਂ, LTCG- ਇਕ ਸਾਲ ਤੋਂ ਵੱਧ ਆਯੋਜਿਤ ਇਕਾਈਆਂ | 15% | ਕੋਈ ਨਹੀਂ |
ਗੈਰ-ਇਕੁਇਟੀ ਫੰਡ- STCG- 3 ਸਾਲ ਜਾਂ ਇਸ ਤੋਂ ਘੱਟ ਲਈ ਰੱਖੀਆਂ ਗਈਆਂ ਇਕਾਈਆਂ, LTCG- 3 ਸਾਲਾਂ ਤੋਂ ਵੱਧ ਲਈ ਰੱਖੀਆਂ ਗਈਆਂ ਇਕਾਈਆਂ | ਵਿਅਕਤੀਗਤ ਦੇ ਅਨੁਸਾਰਆਮਦਨ ਟੈਕਸ ਬਰੈਕਟ | ਸੂਚੀਬੱਧ ਫੰਡਾਂ 'ਤੇ - 20% (ਸੂਚੀ ਦੇ ਨਾਲ), ਗੈਰ-ਸੂਚੀਬੱਧ ਫੰਡ - 10% (ਬਿਨਾਂ ਸੂਚਕਾਂਕ) |
ਇਕੁਇਟੀ ਫੰਡਾਂ 'ਤੇ ਲਾਭਅੰਸ਼: ਇਕੁਇਟੀ ਫੰਡਾਂ ਲਈ ਯੂਨਿਟ ਧਾਰਕ ਦੇ ਹੱਥਾਂ ਵਿੱਚ ਪ੍ਰਾਪਤ ਲਾਭਅੰਸ਼ ਪੂਰੀ ਤਰ੍ਹਾਂ ਟੈਕਸ-ਮੁਕਤ ਹੈ। ਨੂੰ ਲਾਭਅੰਸ਼ ਵੀ ਟੈਕਸ-ਮੁਕਤ ਹੈਏ.ਐੱਮ.ਸੀ.
ਰਿਣ ਫੰਡਾਂ 'ਤੇ ਲਾਭਅੰਸ਼: AMC ਨੂੰ ਇਸ ਲਾਭਅੰਸ਼ ਆਮਦਨ ਨੂੰ ਆਪਣੇ ਯੂਨਿਟ-ਧਾਰਕਾਂ ਨੂੰ ਵੰਡਣ ਤੋਂ ਪਹਿਲਾਂ 28.84% ਦਾ ਲਾਭਅੰਸ਼ ਵੰਡ ਟੈਕਸ (DDT) ਅਦਾ ਕਰਨਾ ਪੈਂਦਾ ਹੈ। ਏ ਦੁਆਰਾ ਪ੍ਰਾਪਤ ਲਾਭਅੰਸ਼ ਆਮਦਨਕਰਜ਼ਾ ਫੰਡ ਯੂਨਿਟ ਧਾਰਕ ਵੀ ਟੈਕਸ-ਮੁਕਤ ਹੈ।
ਹੇਠਾਂ AY 2018-19 ਲਈ NRIs ਦੁਆਰਾ MF ਰੀਡੈਂਪਸ਼ਨ 'ਤੇ ਲਾਗੂ TDS ਦਰ ਹੈ।
ਮਿਉਚੁਅਲ ਫੰਡਾਂ 'ਤੇ ਐਨਆਰਆਈ ਟੈਕਸ- ਕੈਪੀਟਲ ਗੇਨ ਟੈਕਸ ਦਰਾਂ- ਵਿੱਤੀ ਸਾਲ 2017/2018 (AY- 2018-19)
ਪਰਵਾਸੀ ਭਾਰਤੀਆਂ ਅਤੇ ਟੀਡੀਐਸ ਦਰਾਂ ਦੁਆਰਾ ਮਿਉਚੁਅਲ ਫੰਡ ਦੀ ਛੁਟਕਾਰਾ | STCG ਅਤੇ TDS ਦਰ | LTCG ਅਤੇ TDS ਦਰ |
---|---|---|
MF ਸਕੀਮ ਦੀ ਕਿਸਮ | ||
ਇਕੁਇਟੀ ਓਰੀਐਂਟੇਡ ਫੰਡ | 15% | ਕੋਈ ਨਹੀਂ |
ਕਰਜ਼ਾ ਫੰਡ | 30% | ਸੂਚੀਬੱਧ ਫੰਡਾਂ 'ਤੇ- 20% (ਸੂਚੀਬੰਦੀ ਦੇ ਨਾਲ), ਗੈਰ-ਸੂਚੀਬੱਧ ਫੰਡ- 10% (ਸੂਚੀ ਦੇ ਬਿਨਾਂ) |
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) L&T India Value Fund Growth ₹110.525
↑ 0.43 ₹13,872 2.1 16.3 46.5 23.1 26.8 39.4 L&T Emerging Businesses Fund Growth ₹89.4477
↑ 0.96 ₹16,905 4.1 22.5 43.5 25.6 32.6 46.1 Sundaram Rural and Consumption Fund Growth ₹103.162
↓ -0.03 ₹1,629 11.2 24.2 36.8 19.9 20.6 30.2 UTI Dynamic Bond Fund Growth ₹29.3977
↑ 0.00 ₹464 2.8 4.9 9.6 8.1 8.3 6.2 UTI Banking & PSU Debt Fund Growth ₹20.7101
↑ 0.01 ₹827 2.3 4.1 8.1 7.9 7.3 6.7 L&T Midcap Fund Growth ₹410.598
↑ 2.14 ₹12,021 7.9 25 59.7 23.5 27 40 L&T Business Cycles Fund Growth ₹44.3795
↑ 0.24 ₹977 4.8 23.1 55 23.8 24.7 31.3 Sundaram Mid Cap Fund Growth ₹1,403.52
↑ 4.69 ₹12,713 7.1 23.3 52.7 24.6 26.5 40.4 L&T Tax Advantage Fund Growth ₹138.18
↑ 0.82 ₹4,421 5.4 21.8 49.5 19.3 21.9 28.4 L&T Hybrid Equity Fund Growth ₹56.4902
↑ 0.24 ₹5,893 3.1 16.3 33.9 14.2 17.1 24.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Oct 24
To generate long-term capital appreciation from diversified portfolio of predominantly equity and equity related securities, in the Indian markets with higher focus on undervalued securities. The Scheme could also additionally invest in Foreign Securities in international markets. L&T India Value Fund is a Equity - Value fund was launched on 8 Jan 10. It is a fund with Moderately High risk and has given a Below is the key information for L&T India Value Fund Returns up to 1 year are on To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities. L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a Below is the key information for L&T Emerging Businesses Fund Returns up to 1 year are on (Erstwhile Sundaram Rural India Fund) The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India. Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Rural and Consumption Fund Returns up to 1 year are on The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on To generate capital appreciation by investing primarily in midcap stocks. The scheme will invest primarily in companies whose market capitalization falls between the highest and the lowest constituent of the Nifty Free Float Midcap 100. L&T Midcap Fund is a Equity - Mid Cap fund was launched on 9 Aug 04. It is a fund with High risk and has given a Below is the key information for L&T Midcap Fund Returns up to 1 year are on To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian market with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy L&T Business Cycles Fund is a Equity - Sectoral fund was launched on 20 Aug 14. It is a fund with Moderately High risk and has given a Below is the key information for L&T Business Cycles Fund Returns up to 1 year are on (Erstwhile Sundaram Select Midcap Fund) To achieve capital appreciation by investing
in diversified stocks that are generally termed
as mid-caps. Sundaram Mid Cap Fund is a Equity - Mid Cap fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Mid Cap Fund Returns up to 1 year are on To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for L&T Tax Advantage Fund Returns up to 1 year are on (Erstwhile L&T India Prudence Fund) To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities and to generate reasonable returns through a portfolio of debt and money market instruments L&T Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 7 Feb 11. It is a fund with Moderately High risk and has given a Below is the key information for L&T Hybrid Equity Fund Returns up to 1 year are on 1. L&T India Value Fund
CAGR/Annualized
return of 17.7% since its launch. Ranked 4 in Value
category. Return for 2023 was 39.4% , 2022 was 5.2% and 2021 was 40.3% . L&T India Value Fund
Growth Launch Date 8 Jan 10 NAV (11 Oct 24) ₹110.525 ↑ 0.43 (0.39 %) Net Assets (Cr) ₹13,872 on 31 Aug 24 Category Equity - Value AMC L&T Investment Management Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 3.11 Information Ratio 1.46 Alpha Ratio 9.06 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,145 30 Sep 21 ₹16,582 30 Sep 22 ₹16,560 30 Sep 23 ₹21,861 30 Sep 24 ₹32,823 Returns for L&T India Value Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month 1% 3 Month 2.1% 6 Month 16.3% 1 Year 46.5% 3 Year 23.1% 5 Year 26.8% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 39.4% 2022 5.2% 2021 40.3% 2020 14.6% 2019 4.6% 2018 -11.4% 2017 41.3% 2016 8.1% 2015 12.9% 2014 74.1% Fund Manager information for L&T India Value Fund
Name Since Tenure Venugopal Manghat 24 Nov 12 11.78 Yr. Gautam Bhupal 1 Oct 23 0.92 Yr. Sonal Gupta 1 Oct 23 0.92 Yr. Data below for L&T India Value Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 26.89% Basic Materials 16.83% Industrials 15.78% Technology 10.87% Consumer Cyclical 7.98% Consumer Defensive 4.73% Real Estate 4.36% Utility 4.11% Energy 3.26% Health Care 1.94% Communication Services 1.93% Asset Allocation
Asset Class Value Cash 1.32% Equity 98.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325554% ₹571 Cr 13,709,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 11 | 5321744% ₹539 Cr 4,382,100 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | 5001123% ₹470 Cr 5,766,900 Jindal Stainless Ltd (Basic Materials)
Equity, Since 31 Jul 21 | JSL3% ₹434 Cr 5,476,370
↓ -121,242 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Sep 23 | MCX3% ₹414 Cr 798,650 KEC International Ltd (Industrials)
Equity, Since 28 Feb 17 | 5327143% ₹368 Cr 3,887,970 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M2% ₹335 Cr 1,195,400 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 20 | FEDERALBNK2% ₹313 Cr 16,063,900 Indian Bank (Financial Services)
Equity, Since 31 Oct 21 | INDIANB2% ₹310 Cr 5,461,700
↓ -306,048 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 15 | 5003252% ₹301 Cr 998,200 2. L&T Emerging Businesses Fund
CAGR/Annualized
return of 23.4% since its launch. Ranked 2 in Small Cap
category. Return for 2023 was 46.1% , 2022 was 1% and 2021 was 77.4% . L&T Emerging Businesses Fund
Growth Launch Date 12 May 14 NAV (11 Oct 24) ₹89.4477 ↑ 0.96 (1.09 %) Net Assets (Cr) ₹16,905 on 31 Jul 24 Category Equity - Small Cap AMC L&T Investment Management Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.73 Sharpe Ratio 2.26 Information Ratio 0.54 Alpha Ratio 0.29 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹9,813 30 Sep 21 ₹18,975 30 Sep 22 ₹20,759 30 Sep 23 ₹27,451 30 Sep 24 ₹39,650 Returns for L&T Emerging Businesses Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month 1.4% 3 Month 4.1% 6 Month 22.5% 1 Year 43.5% 3 Year 25.6% 5 Year 32.6% 10 Year 15 Year Since launch 23.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 46.1% 2022 1% 2021 77.4% 2020 15.5% 2019 -8.1% 2018 -13.7% 2017 66.5% 2016 10.2% 2015 12.3% 2014 Fund Manager information for L&T Emerging Businesses Fund
Name Since Tenure Venugopal Manghat 17 Dec 19 4.71 Yr. Cheenu Gupta 1 Oct 23 0.92 Yr. Sonal Gupta 1 Oct 23 0.92 Yr. Data below for L&T Emerging Businesses Fund as on 31 Jul 24
Equity Sector Allocation
Sector Value Industrials 33.31% Consumer Cyclical 15.58% Basic Materials 13.69% Financial Services 11.23% Technology 8.92% Real Estate 5.54% Health Care 3.16% Consumer Defensive 2.46% Energy 1.57% Asset Allocation
Asset Class Value Cash 2.99% Equity 97.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS3% ₹586 Cr 635,400 Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Jan 19 | TECHNOE3% ₹439 Cr 2,573,042 NCC Ltd (Industrials)
Equity, Since 28 Feb 21 | NCC2% ₹404 Cr 11,291,100 KPIT Technologies Ltd (Technology)
Equity, Since 30 Sep 21 | KPITTECH2% ₹403 Cr 2,188,200 Sonata Software Ltd (Technology)
Equity, Since 31 Jul 18 | SONATSOFTW2% ₹400 Cr 5,424,280
↑ 663,519 Brigade Enterprises Ltd (Real Estate)
Equity, Since 31 Jul 19 | 5329292% ₹381 Cr 3,029,095
↓ -269,905 Century Textiles & Industries Ltd (Basic Materials)
Equity, Since 30 Sep 22 | 5000402% ₹375 Cr 1,607,279 KEI Industries Ltd (Industrials)
Equity, Since 31 Jan 20 | KEI2% ₹356 Cr 822,670
↓ -100,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 17 | 5002512% ₹339 Cr 580,400 EIH Ltd (Consumer Cyclical)
Equity, Since 31 May 17 | 5008402% ₹311 Cr 7,055,106
↓ -1,228,133 3. Sundaram Rural and Consumption Fund
CAGR/Annualized
return of 13.5% since its launch. Ranked 2 in Sectoral
category. Return for 2023 was 30.2% , 2022 was 9.3% and 2021 was 19.3% . Sundaram Rural and Consumption Fund
Growth Launch Date 12 May 06 NAV (11 Oct 24) ₹103.162 ↓ -0.03 (-0.03 %) Net Assets (Cr) ₹1,629 on 31 Aug 24 Category Equity - Sectoral AMC Sundaram Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.23 Sharpe Ratio 2.42 Information Ratio -0.16 Alpha Ratio -4.43 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹9,850 30 Sep 21 ₹14,153 30 Sep 22 ₹15,582 30 Sep 23 ₹17,917 30 Sep 24 ₹25,792 Returns for Sundaram Rural and Consumption Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month 1.1% 3 Month 11.2% 6 Month 24.2% 1 Year 36.8% 3 Year 19.9% 5 Year 20.6% 10 Year 15 Year Since launch 13.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.2% 2022 9.3% 2021 19.3% 2020 13.5% 2019 2.7% 2018 -7.8% 2017 38.7% 2016 21.1% 2015 6.3% 2014 47.4% Fund Manager information for Sundaram Rural and Consumption Fund
Name Since Tenure Ratish Varier 1 Jan 22 2.67 Yr. 1 Jul 24 0.17 Yr. Data below for Sundaram Rural and Consumption Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Consumer Cyclical 41.86% Consumer Defensive 34.46% Communication Services 11.68% Health Care 2.89% Financial Services 2.6% Real Estate 1.94% Basic Materials 1.6% Asset Allocation
Asset Class Value Cash 2.96% Equity 97.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 22 | 53245410% ₹157 Cr 987,983 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 13 | 5008759% ₹150 Cr 2,991,251 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | KALYANKJIL9% ₹142 Cr 2,304,592 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 22 | M&M6% ₹98 Cr 350,492
↓ -57,244 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | HINDUNILVR6% ₹97 Cr 350,212 Titan Co Ltd (Consumer Cyclical)
Equity, Since 29 Feb 20 | TITAN6% ₹91 Cr 255,389 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | 5325005% ₹80 Cr 64,616
↑ 15,272 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Dec 18 | UNITDSPR4% ₹71 Cr 480,998 Emami Ltd (Consumer Defensive)
Equity, Since 31 May 23 | EMAMILTD4% ₹62 Cr 766,731 Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 5230254% ₹61 Cr 246,492 4. UTI Dynamic Bond Fund
CAGR/Annualized
return of 7.8% since its launch. Ranked 3 in Dynamic Bond
category. Return for 2023 was 6.2% , 2022 was 10.1% and 2021 was 10.8% . UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (11 Oct 24) ₹29.3977 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹464 on 15 Sep 24 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio 0.42 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 7 Years 11 Months 26 Days Modified Duration 5 Years 8 Months 5 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,524 30 Sep 21 ₹11,806 30 Sep 22 ₹12,895 30 Sep 23 ₹13,680 30 Sep 24 ₹14,902 Returns for UTI Dynamic Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month 0.8% 3 Month 2.8% 6 Month 4.9% 1 Year 9.6% 3 Year 8.1% 5 Year 8.3% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.2% 2022 10.1% 2021 10.8% 2020 5.9% 2019 -3.9% 2018 5.2% 2017 4.2% 2016 14.9% 2015 6.9% 2014 14.7% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Sudhir Agarwal 1 Dec 21 2.75 Yr. Data below for UTI Dynamic Bond Fund as on 15 Sep 24
Asset Allocation
Asset Class Value Cash 4.71% Debt 95.02% Other 0.27% Debt Sector Allocation
Sector Value Government 85.02% Corporate 10% Cash Equivalent 4.71% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.37% Govt Stock 2028
Sovereign Bonds | -26% ₹117 Cr 1,150,000,000
↓ -300,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -22% ₹102 Cr 1,000,000,000
↓ -250,000,000 7.04% Govt Stock 2029
Sovereign Bonds | -17% ₹76 Cr 750,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -7% ₹30 Cr 300,000,000 Power Finance Corporation Ltd.
Debentures | -6% ₹25 Cr 2,500 7.3% Govt Stock 2053
Sovereign Bonds | -5% ₹21 Cr 200,000,000 Rural Electrification Corporation Limited
Debentures | -4% ₹20 Cr 2,000 7.46% Govt Stock 2073
Sovereign Bonds | -3% ₹16 Cr 150,000,000
↑ 150,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹15 Cr 150,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -2% ₹10 Cr 100,000,000
↑ 100,000,000 5. UTI Banking & PSU Debt Fund
CAGR/Annualized
return of 7.1% since its launch. Ranked 3 in Banking & PSU Debt
category. Return for 2023 was 6.7% , 2022 was 10.3% and 2021 was 2.8% . UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (11 Oct 24) ₹20.7101 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹827 on 31 Aug 24 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.55 Sharpe Ratio 0.3 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.43% Effective Maturity 3 Years 22 Days Modified Duration 2 Years 6 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,902 30 Sep 21 ₹11,335 30 Sep 22 ₹12,371 30 Sep 23 ₹13,203 30 Sep 24 ₹14,234 Returns for UTI Banking & PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month 0.8% 3 Month 2.3% 6 Month 4.1% 1 Year 8.1% 3 Year 7.9% 5 Year 7.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% 2015 8.6% 2014 Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 2.75 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 Aug 24
Asset Allocation
Asset Class Value Cash 3.79% Debt 95.92% Other 0.29% Debt Sector Allocation
Sector Value Government 49.18% Corporate 46.74% Cash Equivalent 3.79% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -11% ₹91 Cr 900,000,000 7.37% Govt Stock 2028
Sovereign Bonds | -7% ₹56 Cr 550,000,000 Axis Bank Limited
Debentures | -7% ₹55 Cr 550 ICICI Bank Limited
Debentures | -6% ₹53 Cr 550 Small Industries Development Bank Of India
Debentures | -6% ₹50 Cr 5,000 Export-Import Bank of India
Domestic Bonds | -6% ₹50 Cr 5,000 Power Finance Corporation Limited
Debentures | -5% ₹40 Cr 400 Rural Electrification Corporation Limited
Debentures | -4% ₹35 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹30 Cr 300 6. L&T Midcap Fund
CAGR/Annualized
return of 20.2% since its launch. Ranked 5 in Mid Cap
category. Return for 2023 was 40% , 2022 was 1.1% and 2021 was 30.4% . L&T Midcap Fund
Growth Launch Date 9 Aug 04 NAV (11 Oct 24) ₹410.598 ↑ 2.14 (0.52 %) Net Assets (Cr) ₹12,021 on 31 Aug 24 Category Equity - Mid Cap AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk High Expense Ratio 1.77 Sharpe Ratio 3.67 Information Ratio -0.6 Alpha Ratio 14.15 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,796 30 Sep 21 ₹16,515 30 Sep 22 ₹16,236 30 Sep 23 ₹20,087 30 Sep 24 ₹31,743 Returns for L&T Midcap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month 4% 3 Month 7.9% 6 Month 25% 1 Year 59.7% 3 Year 23.5% 5 Year 27% 10 Year 15 Year Since launch 20.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 40% 2022 1.1% 2021 30.4% 2020 19% 2019 -0.2% 2018 -12% 2017 52.3% 2016 9.8% 2015 10.8% 2014 81.6% Fund Manager information for L&T Midcap Fund
Name Since Tenure Venugopal Manghat 1 Oct 23 0.92 Yr. Cheenu Gupta 26 Nov 22 1.77 Yr. Sonal Gupta 1 Oct 23 0.92 Yr. Data below for L&T Midcap Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Industrials 32.05% Financial Services 17.48% Consumer Cyclical 15.1% Technology 9.84% Real Estate 7.23% Health Care 6.57% Utility 5.74% Consumer Defensive 2.16% Basic Materials 1.75% Communication Services 0.27% Energy 0.05% Asset Allocation
Asset Class Value Cash 1.76% Equity 98.24% Top Securities Holdings / Portfolio
Name Holding Value Quantity Suzlon Energy Ltd (Industrials)
Equity, Since 31 Mar 24 | 5326676% ₹686 Cr 90,407,100 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Jun 19 | TRENT4% ₹455 Cr 634,900
↑ 64,500 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Dec 22 | 5417293% ₹396 Cr 894,900
↑ 165,000 Cummins India Ltd (Industrials)
Equity, Since 30 Apr 18 | CUMMINSIND3% ₹363 Cr 970,100 JSW Energy Ltd (Utilities)
Equity, Since 31 Mar 24 | 5331483% ₹358 Cr 5,038,200
↑ 439,000 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Apr 24 | DIXON3% ₹313 Cr 237,900
↑ 29,500 Godrej Properties Ltd (Real Estate)
Equity, Since 31 Mar 17 | 5331503% ₹312 Cr 1,071,400 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 May 24 | 5000933% ₹305 Cr 4,379,700
↑ 487,900 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 31 Mar 24 | 5001033% ₹303 Cr 10,414,900 PB Fintech Ltd (Financial Services)
Equity, Since 31 Jan 24 | 5433902% ₹292 Cr 1,648,900
↑ 504,400 7. L&T Business Cycles Fund
CAGR/Annualized
return of 15.8% since its launch. Ranked 19 in Sectoral
category. Return for 2023 was 31.3% , 2022 was 5.3% and 2021 was 34.5% . L&T Business Cycles Fund
Growth Launch Date 20 Aug 14 NAV (11 Oct 24) ₹44.3795 ↑ 0.24 (0.54 %) Net Assets (Cr) ₹977 on 31 Aug 24 Category Equity - Sectoral AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.43 Sharpe Ratio 2.86 Information Ratio 1.15 Alpha Ratio 10.47 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹9,369 30 Sep 21 ₹15,016 30 Sep 22 ₹15,734 30 Sep 23 ₹18,968 30 Sep 24 ₹29,421 Returns for L&T Business Cycles Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month 2.5% 3 Month 4.8% 6 Month 23.1% 1 Year 55% 3 Year 23.8% 5 Year 24.7% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 31.3% 2022 5.3% 2021 34.5% 2020 9.3% 2019 5.3% 2018 -17.5% 2017 45.6% 2016 3.2% 2015 3.5% 2014 Fund Manager information for L&T Business Cycles Fund
Name Since Tenure Venugopal Manghat 20 Aug 14 10.04 Yr. Gautam Bhupal 1 Jun 23 1.25 Yr. Sonal Gupta 1 Jun 23 1.25 Yr. Data below for L&T Business Cycles Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Industrials 29.86% Financial Services 24.97% Consumer Cyclical 17.71% Basic Materials 13.8% Energy 6.87% Real Estate 1.74% Technology 1.42% Asset Allocation
Asset Class Value Cash 1.8% Equity 98.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity Trent Ltd (Consumer Cyclical)
Equity, Since 31 Dec 16 | TRENT8% ₹77 Cr 107,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 14 | 5321745% ₹52 Cr 425,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Dec 22 | MCX5% ₹49 Cr 94,300 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 18 | 5003254% ₹41 Cr 135,600 Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 31 Jan 15 | AHLUCONT4% ₹35 Cr 274,908 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 14 | 5005103% ₹32 Cr 87,170
↓ -12,750 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 14 | 5001803% ₹32 Cr 193,300 Power Mech Projects Ltd (Industrials)
Equity, Since 31 Oct 22 | POWERMECH3% ₹31 Cr 45,400 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Dec 22 | BEL3% ₹30 Cr 1,000,000 PB Fintech Ltd (Financial Services)
Equity, Since 31 Dec 23 | 5433903% ₹26 Cr 149,200 8. Sundaram Mid Cap Fund
CAGR/Annualized
return of 24.9% since its launch. Ranked 13 in Mid Cap
category. Return for 2023 was 40.4% , 2022 was 4.8% and 2021 was 37.5% . Sundaram Mid Cap Fund
Growth Launch Date 30 Jul 02 NAV (11 Oct 24) ₹1,403.52 ↑ 4.69 (0.34 %) Net Assets (Cr) ₹12,713 on 31 Aug 24 Category Equity - Mid Cap AMC Sundaram Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.8 Sharpe Ratio 3.15 Information Ratio -0.37 Alpha Ratio 8.58 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹9,814 30 Sep 21 ₹15,922 30 Sep 22 ₹16,745 30 Sep 23 ₹20,697 30 Sep 24 ₹32,315 Returns for Sundaram Mid Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month 1.1% 3 Month 7.1% 6 Month 23.3% 1 Year 52.7% 3 Year 24.6% 5 Year 26.5% 10 Year 15 Year Since launch 24.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 40.4% 2022 4.8% 2021 37.5% 2020 11.8% 2019 -0.3% 2018 -15.4% 2017 40.8% 2016 11.3% 2015 11.2% 2014 75% Fund Manager information for Sundaram Mid Cap Fund
Name Since Tenure S. Bharath 24 Feb 21 3.52 Yr. Ratish Varier 24 Feb 21 3.52 Yr. Data below for Sundaram Mid Cap Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Consumer Cyclical 19.97% Financial Services 19.92% Industrials 18.42% Health Care 11.01% Basic Materials 9.22% Technology 6.05% Utility 2.83% Consumer Defensive 2.73% Real Estate 2.23% Communication Services 1.88% Energy 1.49% Asset Allocation
Asset Class Value Cash 4.06% Equity 95.93% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | KALYANKJIL4% ₹510 Cr 8,297,488 Cummins India Ltd (Industrials)
Equity, Since 31 Dec 17 | CUMMINSIND3% ₹441 Cr 1,177,160
↓ -62,020 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Dec 06 | TRENT3% ₹433 Cr 604,417
↓ -19,913 Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 21 | 5407623% ₹391 Cr 969,864 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | FEDERALBNK3% ₹390 Cr 20,011,397 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 10 | COROMANDEL2% ₹312 Cr 1,773,310
↓ -3,953 Lupin Ltd (Healthcare)
Equity, Since 31 Jan 23 | 5002572% ₹311 Cr 1,388,200 Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 23 | PFC2% ₹301 Cr 5,470,000 Persistent Systems Ltd (Technology)
Equity, Since 30 Apr 22 | PERSISTENT2% ₹262 Cr 506,729 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Oct 20 | AUBANK2% ₹259 Cr 3,755,252
↑ 1,116,723 9. L&T Tax Advantage Fund
CAGR/Annualized
return of 15.1% since its launch. Ranked 7 in ELSS
category. Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% . L&T Tax Advantage Fund
Growth Launch Date 27 Feb 06 NAV (11 Oct 24) ₹138.18 ↑ 0.82 (0.60 %) Net Assets (Cr) ₹4,421 on 31 Aug 24 Category Equity - ELSS AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 3.02 Information Ratio 0.18 Alpha Ratio 7.06 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,056 30 Sep 21 ₹15,100 30 Sep 22 ₹14,874 30 Sep 23 ₹17,549 30 Sep 24 ₹26,431 Returns for L&T Tax Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month 3% 3 Month 5.4% 6 Month 21.8% 1 Year 49.5% 3 Year 19.3% 5 Year 21.9% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 28.4% 2022 -3% 2021 30.3% 2020 13.5% 2019 4.6% 2018 -8.1% 2017 42.3% 2016 8.1% 2015 2.9% 2014 44.8% Fund Manager information for L&T Tax Advantage Fund
Name Since Tenure Gautam Bhupal 26 Nov 22 1.77 Yr. Sonal Gupta 21 Jul 21 3.12 Yr. Abhishek Gupta 1 Mar 24 0.5 Yr. Data below for L&T Tax Advantage Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 22.54% Industrials 21.1% Consumer Cyclical 16.74% Technology 10.86% Basic Materials 5.8% Energy 4.98% Health Care 4.89% Consumer Defensive 3.49% Utility 2.69% Real Estate 2.62% Communication Services 1.68% Asset Allocation
Asset Class Value Cash 2.61% Equity 97.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | 5001804% ₹190 Cr 1,162,500 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | 5003254% ₹162 Cr 537,600 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | 5321743% ₹142 Cr 1,155,500 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | 5002093% ₹137 Cr 703,100 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | TRENT3% ₹113 Cr 158,100 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | 5005103% ₹112 Cr 301,450 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT2% ₹96 Cr 184,700
↓ -17,700 KPIT Technologies Ltd (Technology)
Equity, Since 30 Sep 21 | KPITTECH2% ₹94 Cr 518,700 Power Finance Corp Ltd (Financial Services)
Equity, Since 31 Dec 23 | PFC2% ₹91 Cr 1,659,900 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433202% ₹88 Cr 3,493,588 10. L&T Hybrid Equity Fund
CAGR/Annualized
return of 13.5% since its launch. Ranked 5 in Hybrid Equity
category. Return for 2023 was 24.3% , 2022 was -3.7% and 2021 was 23.1% . L&T Hybrid Equity Fund
Growth Launch Date 7 Feb 11 NAV (11 Oct 24) ₹56.4902 ↑ 0.24 (0.43 %) Net Assets (Cr) ₹5,893 on 31 Jul 24 Category Hybrid - Hybrid Equity AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.88 Sharpe Ratio 2.7 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹10,221 30 Sep 21 ₹14,249 30 Sep 22 ₹13,896 30 Sep 23 ₹16,200 30 Sep 24 ₹21,553 Returns for L&T Hybrid Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 11 Oct 24 Duration Returns 1 Month 2.1% 3 Month 3.1% 6 Month 16.3% 1 Year 33.9% 3 Year 14.2% 5 Year 17.1% 10 Year 15 Year Since launch 13.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.3% 2022 -3.7% 2021 23.1% 2020 13.6% 2019 6.5% 2018 -3.8% 2017 27.8% 2016 4.3% 2015 9.9% 2014 44.5% Fund Manager information for L&T Hybrid Equity Fund
Name Since Tenure Shriram Ramanathan 30 May 16 8.26 Yr. Gautam Bhupal 1 Oct 23 0.92 Yr. Cheenu Gupta 2 Jul 21 3.17 Yr. Sonal Gupta 1 Oct 23 0.92 Yr. Mohd Asif Rizwi 1 May 24 0.34 Yr. Data below for L&T Hybrid Equity Fund as on 31 Jul 24
Asset Allocation
Asset Class Value Cash 1.89% Equity 77.68% Debt 20.43% Equity Sector Allocation
Sector Value Industrials 28.55% Financial Services 15.99% Consumer Cyclical 10.08% Technology 8.3% Utility 4.42% Real Estate 3.29% Health Care 2.5% Consumer Defensive 1.76% Communication Services 1.13% Energy 0.97% Basic Materials 0.69% Debt Sector Allocation
Sector Value Government 13.15% Corporate 7.28% Cash Equivalent 1.89% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT4% ₹215 Cr 562,400 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹205 Cr 20,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 11 | ICICIBANK3% ₹195 Cr 1,601,344
↓ -240,700 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 22 | BEL3% ₹191 Cr 6,030,700 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹157 Cr 15,000,000
↓ -2,500,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jul 22 | 5000932% ₹140 Cr 1,907,500 Zensar Technologies Ltd (Technology)
Equity, Since 31 May 23 | ZENSARTECH2% ₹138 Cr 1,739,015 JSW Energy Ltd (Utilities)
Equity, Since 30 Nov 23 | JSWENERGY2% ₹125 Cr 1,714,100 Suzlon Energy Ltd (Industrials)
Equity, Since 30 Apr 24 | SUZLON2% ₹122 Cr 17,596,600
↑ 3,632,100 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 31 Dec 23 | 5001032% ₹122 Cr 3,861,368
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