2019 ஆம் ஆண்டிற்கான சிறந்த 10 சிறந்த கடன் நிதிகள்

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வருவாயின் அடிப்படையில் 2019 ஆம் ஆண்டிற்கான சிறந்த 10 செயல்திறன் கடன் நிதிகள்
சிறந்த மற்றும் சிறந்த செயல்திறன் நிலையான வருமான மியூச்சுவல் ஃபண்டுகள் 2019
Top 10 Funds

2019 ஆம் ஆண்டிற்கான சிறந்த 10 செயல்திறன் கடன் நிதிகள்

Updated on December 23, 2024 , 553 views

கடன் நிதி இன் வகைபரஸ்பர நிதி கருவூல பில்கள், அரசு போன்ற பல்வேறு நிலையான வருமான கருவிகளில் அதன் கார்பஸ் முதலீடு செய்யப்படுகிறதுபத்திரங்கள், கார்ப்பரேட் பத்திரங்கள், வணிக ஆவணங்கள் மற்றும் பல. இந்த நிதிகள் குறுகிய கால மற்றும் நடுத்தர கால முதலீடுகளுக்கு ஒரு நல்ல தேர்வாக கருதப்படலாம். குறைந்த மக்கள் கூட-ஆபத்து பசி கடன் நிதிகளில் முதலீடு செய்ய தேர்வு செய்யலாம். அடிப்படை நிதிகளின் முதிர்வு சுயவிவரங்களின் அடிப்படையில் கடன் நிதிகள் வகைப்படுத்தப்படுகின்றன. கடன் நிதிகளின் வகைகள் அடங்கும்திரவ நிதிகள், அல்ட்ராகுறுகிய கால கடன் நிதிகள், குறுகிய கால கடன் நிதிகள்,கில்ட் நிதிகள்,டைனமிக் பாண்ட் நிதிகள், மற்றும் பல. 2019 ஆம் ஆண்டில், கடன் நிதிகளின் செயல்திறன் நன்றாக இருந்தது. செயல்திறன் (வருமானம்) அடிப்படையில், 2019 ஆம் ஆண்டிற்கான சிறந்த மற்றும் சிறந்த செயல்திறன் கொண்ட கடன் நிதிகள் பின்வருமாறு.

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வருவாயின் அடிப்படையில் 2019 ஆம் ஆண்டிற்கான சிறந்த 10 செயல்திறன் கடன் நிதிகள்

Fund	NAV	Net Assets (Cr)	2023 (%)	2022 (%)	2021 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP BlackRock Credit Risk Fund Growth	₹41.9069 ↑ 0.01	₹188	15.6	9.3	2.9	8%	2Y 6M 4D	3Y 4M 13D
Invesco India Credit Risk Fund Growth	₹1,813 ↓ -0.03	₹142	11.6	2.2	2.8	7.57%	3Y 4M 28D	4Y 10M 6D
SBI Credit Risk Fund Growth	₹43.582 ↑ 0.00	₹2,285	8.3	4.2	5	8.67%	2Y 3M	3Y 1M 24D
ICICI Prudential Gilt Fund Growth	₹97.9865 ↑ 0.00	₹6,797	8.3	3.7	3.8	6.9%	3Y 8M 19D	6Y 6M 18D
Nippon India Credit Risk Fund Growth	₹33.2999 ↑ 0.01	₹995	7.9	3.9	13.5	8.93%	2Y 2M 1D	2Y 7M 13D
DSP BlackRock Strategic Bond Fund Growth	₹3,243.91 ↓ -2.46	₹1,927	7.9	1.6	2.4	7.04%	11Y 9M 7D
ICICI Prudential Floating Interest Fund Growth	₹406.923 ↓ -0.10	₹8,202	7.7	4.3	3.8	7.94%	1Y 1M 10D	5Y 7M 17D
ICICI Prudential Constant Maturity Gilt Fund Growth	₹23.4041 ↑ 0.00	₹2,646	7.7	1.2	2.8	6.9%	6Y 9M 18D	9Y 6M 18D
DSP BlackRock 10Y G-Sec Fund Growth	₹20.7505 ↑ 0.00	₹56	7.7	0.1	0.7	6.75%	6Y 10M 20D	9Y 7M 28D
ICICI Prudential Bond Fund Growth	₹38.3815 ↑ 0.00	₹3,084	7.7	3.1	2.9	7.24%	5Y	7Y 7M 17D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 24

சிறந்த மற்றும் சிறந்த செயல்திறன் நிலையான வருமான மியூச்சுவல் ஃபண்டுகள் 2019

1. DSP BlackRock Credit Risk Fund

(Erstwhile DSP BlackRock Income Opportunities Fund)

An open ended fund seeking to generate income commensurate with prudent risk from a portfolio substantially constituted of floating rate debt securities and fixed rate securities swapped for floating rate returns.

DSP BlackRock Credit Risk Fund is a Debt - Credit Risk fund was launched on 13 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 8 in Credit Risk category. Return for 2023 was 15.6% , 2022 was 9.3% and 2021 was 2.9% .

Below is the key information for DSP BlackRock Credit Risk Fund

DSP BlackRock Credit Risk Fund Growth
Launch Date	13 May 03
NAV (24 Dec 24)	₹41.9069 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹188 on 30 Nov 24
Category	Debt - Credit Risk
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.15
Sharpe Ratio	1.83
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8%
Effective Maturity	3 Years 4 Months 13 Days
Modified Duration	2 Years 6 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,475
30 Nov 21	₹10,799
30 Nov 22	₹11,751
30 Nov 23	₹13,559
30 Nov 24	₹14,632

DSP BlackRock Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for DSP BlackRock Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.7%
3 Month	1.7%
6 Month	3.8%
1 Year	7.8%
3 Year	10.8%
5 Year	8%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	15.6%
2022	9.3%
2021	2.9%
2020	4.8%
2019	4.4%
2018	-2.6%
2017	6.4%
2016	10.6%
2015	9.6%
2014	10.8%

Fund Manager information for DSP BlackRock Credit Risk Fund

Name	Since	Tenure
Laukik Bagwe	17 Jul 16	8.38 Yr.
Vivek Ramakrishnan	17 Jul 21	3.38 Yr.

Data below for DSP BlackRock Credit Risk Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	4.82%
Debt	94.86%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	75.81%
Government	19.05%
Cash Equivalent	4.82%

Credit Quality

Rating	Value
AA	72.33%
AAA	27.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nirma Limited Debentures \| -	8%	₹16 Cr	1,500
Aditya Birla Renewables Limited Debentures \| -	8%	₹15 Cr	1,500
Nuvoco Vistas Corporation Limited Debentures \| -	8%	₹15 Cr	150
JSW Steel Limited Debentures \| -	8%	₹15 Cr	150
6.79% Govt Stock 2034 Sovereign Bonds \| -	8%	₹15 Cr	1,500,000 ↓ -500,000
Tata Housing Development Co Ltd. Debentures \| -	8%	₹15 Cr	1,500
Aadhar Housing Finance Ltd. Debentures \| -	6%	₹11 Cr	1,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
Century Textiles And Industried Limited Debentures \| -	6%	₹10 Cr	1,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	5%	₹10 Cr	1,000,000

2. Invesco India Credit Risk Fund

(Erstwhile Invesco India Corporate Bond Opportunities Fund)

To generate returns and capital appreciation by predominantly investing in corporate debt securities of varying maturities across the credit spectrum.

Invesco India Credit Risk Fund is a Debt - Credit Risk fund was launched on 4 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 5.9% since its launch. Ranked 4 in Credit Risk category. Return for 2023 was 11.6% , 2022 was 2.2% and 2021 was 2.8% .

Below is the key information for Invesco India Credit Risk Fund

Invesco India Credit Risk Fund Growth
Launch Date	4 Sep 14
NAV (24 Dec 24)	₹1,813 ↓ -0.03 (0.00 %)
Net Assets (Cr)	₹142 on 30 Nov 24
Category	Debt - Credit Risk
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.45
Sharpe Ratio	0.65
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	7.57%
Effective Maturity	4 Years 10 Months 6 Days
Modified Duration	3 Years 4 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,807
30 Nov 21	₹11,115
30 Nov 22	₹11,333
30 Nov 23	₹12,610
30 Nov 24	₹13,556

Invesco India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Invesco India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.7%
3 Month	1.3%
6 Month	3.5%
1 Year	7.3%
3 Year	6.9%
5 Year	6.3%
10 Year
15 Year
Since launch	5.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	11.6%
2022	2.2%
2021	2.8%
2020	8%
2019	-4.5%
2018	4.1%
2017	7.1%
2016	10.9%
2015	9.1%
2014

Fund Manager information for Invesco India Credit Risk Fund

Name	Since	Tenure
Krishna Cheemalapati	16 Dec 20	3.96 Yr.
Vikas Garg	26 Sep 20	4.18 Yr.

Data below for Invesco India Credit Risk Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	16.2%
Equity	0.05%
Debt	83.49%
Other	0.26%

Debt Sector Allocation

Sector	Value
Government	45.46%
Corporate	38.03%
Cash Equivalent	16.2%

Credit Quality

Rating	Value
AA	49.77%
AAA	50.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	14%	₹20 Cr	2,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	11%	₹15 Cr	1,500,000
JSW Steel Limited Debentures \| -	9%	₹12 Cr	1,200,000
HDFC Credila Financial Services Limited Debentures \| -	8%	₹12 Cr	1,200,000
Aadhar Housing Finance Ltd. 8.65% Debentures \| -	7%	₹10 Cr	1,000,000
TVS Credit Services Limited Debentures \| -	7%	₹10 Cr	1,000,000 ↑ 1,000,000
Tata Housing Development Company Limited 8.2175% Debentures \| -	7%	₹10 Cr	1,000,000 ↑ 1,000,000
TATA Projects Limited Debentures \| -	7%	₹10 Cr	1,000,000
Century Textiles And Industried Limited Debentures \| -	7%	₹10 Cr	1,000,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	6%	₹8 Cr	816,300

3. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 3 in Credit Risk category. Return for 2023 was 8.3% , 2022 was 4.2% and 2021 was 5% .

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund Growth
Launch Date	19 Jul 04
NAV (24 Dec 24)	₹43.582 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹2,285 on 15 Dec 24
Category	Debt - Credit Risk
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.56
Sharpe Ratio	1.7
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity	8.67%
Effective Maturity	3 Years 1 Month 24 Days
Modified Duration	2 Years 3 Months

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,967
30 Nov 21	₹11,543
30 Nov 22	₹11,998
30 Nov 23	₹12,976
30 Nov 24	₹14,035

SBI Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.8%
1 Year	8%
3 Year	6.8%
5 Year	7%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.3%
2022	4.2%
2021	5%
2020	9.8%
2019	6.5%
2018	6.2%
2017	6.9%
2016	10.5%
2015	9.7%
2014	10.6%

Fund Manager information for SBI Credit Risk Fund

Name	Since	Tenure
Lokesh Mallya	1 Feb 17	7.84 Yr.
Pradeep Kesavan	1 Dec 23	1 Yr.
Adesh Sharma	1 Dec 23	1 Yr.

Data below for SBI Credit Risk Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	6.48%
Equity	2.63%
Debt	90.56%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	75.75%
Government	14.81%
Cash Equivalent	6.48%

Credit Quality

Rating	Value
A	15.19%
AA	69.49%
AAA	15.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.23% Govt Stock 2039 Sovereign Bonds \| -	9%	₹196 Cr	19,000,000
Aadhar Housing Finance Limited Debentures \| -	5%	₹112 Cr	11,200
Nirma Limited Debentures \| -	5%	₹111 Cr	11,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	5%	₹109 Cr	11,000
Infopark Properties Ltd. Debentures \| -	5%	₹105 Cr	10,500
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹87 Cr	8,500,000
Century Textiles And Industried Limited Debentures \| -	4%	₹85 Cr	8,500
Sandur Manganese And Iron Ores Limited (The) Debentures \| -	4%	₹84 Cr	8,500
Avanse Financial Services Ltd. Debentures \| -	3%	₹80 Cr	8,000
Renserv Global Pvt Ltd. Debentures \| -	3%	₹80 Cr	8,000

4. ICICI Prudential Gilt Fund

(Erstwhile ICICI Prudential Long Term Gilt Fund)

To generate income through investment in Gilts of various maturities.

ICICI Prudential Gilt Fund is a Debt - Government Bond fund was launched on 19 Aug 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.4% since its launch. Ranked 5 in Government Bond category. Return for 2023 was 8.3% , 2022 was 3.7% and 2021 was 3.8% .

Below is the key information for ICICI Prudential Gilt Fund

ICICI Prudential Gilt Fund Growth
Launch Date	19 Aug 99
NAV (24 Dec 24)	₹97.9865 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹6,797 on 15 Dec 24
Category	Debt - Government Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.12
Sharpe Ratio	1.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.9%
Effective Maturity	6 Years 6 Months 18 Days
Modified Duration	3 Years 8 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,314
30 Nov 21	₹11,915
30 Nov 22	₹12,196
30 Nov 23	₹13,143
30 Nov 24	₹14,262

ICICI Prudential Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.7%
3 Month	1.4%
6 Month	3.9%
1 Year	8.3%
3 Year	6.7%
5 Year	7.3%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.3%
2022	3.7%
2021	3.8%
2020	12.6%
2019	10.8%
2018	6.8%
2017	2.1%
2016	18.2%
2015	5.5%
2014	18%

Fund Manager information for ICICI Prudential Gilt Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	0.86 Yr.
Raunak Surana	22 Jan 24	0.86 Yr.

Data below for ICICI Prudential Gilt Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	34.38%
Debt	65.62%

Debt Sector Allocation

Sector	Value
Government	65.62%
Cash Equivalent	34.38%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	44%	₹2,937 Cr	289,066,000 ↑ 5,500,000
7.93% Govt Stock 2033 Sovereign Bonds \| -	15%	₹1,017 Cr	98,471,700 ↓ -5,500,000
182 DTB 28112024 Sovereign Bonds \| -	4%	₹299 Cr	30,000,000
91 DTB 28112024 Sovereign Bonds \| -	4%	₹274 Cr	27,500,000 ↓ -2,500,000
182 DTB 26122024 Sovereign Bonds \| -	4%	₹248 Cr	25,000,000
6.89% Govt Stock 2025 Sovereign Bonds \| -	2%	₹150 Cr	15,000,000
364 Days T - Bill- 06/02/2025 Sovereign Bonds \| -	2%	₹123 Cr	12,500,000 ↑ 12,500,000
191 DTB 30012025 Sovereign Bonds \| -	2%	₹121 Cr	12,286,500
6.79% Govt Stock 2034 Sovereign Bonds \| -	2%	₹115 Cr	11,521,700
Government Of India 6.92% Sovereign Bonds \| -	2%	₹113 Cr	11,345,400 ↑ 11,345,400

5. Nippon India Credit Risk Fund

(Erstwhile Reliance Regular Savings Fund - Debt Plan)

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

Nippon India Credit Risk Fund is a Debt - Credit Risk fund was launched on 8 Jun 05. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.3% since its launch. Ranked 21 in Credit Risk category. Return for 2023 was 7.9% , 2022 was 3.9% and 2021 was 13.5% .

Below is the key information for Nippon India Credit Risk Fund

Nippon India Credit Risk Fund Growth
Launch Date	8 Jun 05
NAV (24 Dec 24)	₹33.2999 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹995 on 30 Nov 24
Category	Debt - Credit Risk
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderate
Expense Ratio	1.63
Sharpe Ratio	3.64
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.93%
Effective Maturity	2 Years 7 Months 13 Days
Modified Duration	2 Years 2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹9,391
30 Nov 21	₹10,702
30 Nov 22	₹11,113
30 Nov 23	₹11,966
30 Nov 24	₹12,960

Nippon India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	4.2%
1 Year	8.3%
3 Year	6.7%
5 Year	5.3%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	3.9%
2021	13.5%
2020	-5.9%
2019	1.9%
2018	6.1%
2017	7%
2016	10%
2015	8.8%
2014	11%

Fund Manager information for Nippon India Credit Risk Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.53 Yr.
Sushil Budhia	1 Feb 20	4.84 Yr.

Data below for Nippon India Credit Risk Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	6.69%
Debt	93.04%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	80.18%
Government	12.86%
Cash Equivalent	6.69%

Credit Quality

Rating	Value
A	20.26%
AA	48.62%
AAA	31.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.32% Govt Stock 2030 Sovereign Bonds \| -	7%	₹72 Cr	7,000,000
Summit Digitel Infrastructure Limited Debentures \| -	6%	₹61 Cr	620
7.1% Govt Stock 2029 Sovereign Bonds \| -	5%	₹51 Cr	5,000,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	5%	₹49 Cr	5,000
Century Textiles And Industries Limited Debentures \| -	5%	₹45 Cr	4,500
Shriram Housing Finance Limited 9.25% Debentures \| -	4%	₹40 Cr	4,000
DLF Cyber City Developers Ltd. 8.4% Debentures \| -	4%	₹40 Cr	4,000
Prestige Projects Private Limited 11.75% Debentures \| -	4%	₹40 Cr	4,000
Sandur Manganese And Iron Ores Limited (The) 11% Debentures \| -	4%	₹40 Cr	4,000
Piramal Capital & Housing Finance Limited Debentures \| -	4%	₹37 Cr	485,063

6. DSP BlackRock Strategic Bond Fund

The primary investment objective of the Scheme is to seek to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market securities. However there can be no assurance that the investment objective of the Scheme will be realized.

DSP BlackRock Strategic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 May 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 30 in Dynamic Bond category. Return for 2023 was 7.9% , 2022 was 1.6% and 2021 was 2.4% .

Below is the key information for DSP BlackRock Strategic Bond Fund

DSP BlackRock Strategic Bond Fund Growth
Launch Date	9 May 07
NAV (24 Dec 24)	₹3,243.91 ↓ -2.46 (-0.08 %)
Net Assets (Cr)	₹1,927 on 30 Nov 24
Category	Debt - Dynamic Bond
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	Moderate
Expense Ratio	1.16
Sharpe Ratio	1.2
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.04%
Effective Maturity
Modified Duration	11 Years 9 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,219
30 Nov 21	₹11,560
30 Nov 22	₹11,675
30 Nov 23	₹12,512
30 Nov 24	₹13,859

DSP BlackRock Strategic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for DSP BlackRock Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.7%
3 Month	0.5%
6 Month	3.5%
1 Year	9.9%
3 Year	6.4%
5 Year	6.7%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	1.6%
2021	2.4%
2020	12.3%
2019	10.3%
2018	6.5%
2017	1.8%
2016	13%
2015	6.9%
2014	14.5%

Fund Manager information for DSP BlackRock Strategic Bond Fund

Name	Since	Tenure
Sandeep Yadav	1 Mar 22	2.76 Yr.
Shantanu Godambe	1 Jun 23	1.5 Yr.

Data below for DSP BlackRock Strategic Bond Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	11.09%
Debt	88.77%
Other	0.14%

Debt Sector Allocation

Sector	Value
Government	79.26%
Cash Equivalent	11.09%
Corporate	9.51%

Credit Quality

Rating	Value
AA	3.05%
AAA	96.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	47%	₹839 Cr	80,500,000 ↑ 7,500,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	20%	₹361 Cr	34,000,000 ↓ -500,000
7.12% State Government Of Maharashtra 2043 Sovereign Bonds \| -	6%	₹111 Cr	11,000,000
7.14% Madhya Pradesh SDL 2043 Sovereign Bonds \| -	3%	₹60 Cr	6,000,000 ↓ -4,000,000
State Bank Of India Debentures \| -	3%	₹53 Cr	5,000
Bank Of India Debentures \| -	3%	₹52 Cr	5,000
Power Finance Corporation Ltd. Debentures \| -	3%	₹52 Cr	5,000
7.26% Maharashtra SDL 2050 Sovereign Bonds \| -	2%	₹31 Cr	3,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	1%	₹15 Cr	1,500,000 ↓ -2,500,000
Tata Capital Financial Services Limited Debentures \| -	1%	₹13 Cr	1,250 ↓ -500

7. ICICI Prudential Floating Interest Fund

(Erstwhile ICICI Prudential Savings Fund)

The scheme aims to generate income consistent with the prudent risk from a portfolio comprising floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate instruments & money market instruments.

ICICI Prudential Floating Interest Fund is a Debt - Floating Rate fund was launched on 18 Nov 05. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 35 in Floating Rate category. Return for 2023 was 7.7% , 2022 was 4.3% and 2021 was 3.8% .

Below is the key information for ICICI Prudential Floating Interest Fund

ICICI Prudential Floating Interest Fund Growth
Launch Date	18 Nov 05
NAV (24 Dec 24)	₹406.923 ↓ -0.10 (-0.02 %)
Net Assets (Cr)	₹8,202 on 15 Dec 24
Category	Debt - Floating Rate
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.29
Sharpe Ratio	1.63
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.94%
Effective Maturity	5 Years 7 Months 17 Days
Modified Duration	1 Year 1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,909
30 Nov 21	₹11,434
30 Nov 22	₹11,859
30 Nov 23	₹12,743
30 Nov 24	₹13,780

ICICI Prudential Floating Interest Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Floating Interest Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.4%
3 Month	1.8%
6 Month	3.9%
1 Year	8.2%
3 Year	6.6%
5 Year	6.6%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.7%
2022	4.3%
2021	3.8%
2020	9.5%
2019	8.4%
2018	6.6%
2017	6.8%
2016	8.9%
2015	8.1%
2014	9.2%

Fund Manager information for ICICI Prudential Floating Interest Fund

Name	Since	Tenure
Ritesh Lunawat	13 Sep 24	0.22 Yr.
Darshil Dedhia	12 Jun 23	1.47 Yr.

Data below for ICICI Prudential Floating Interest Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	4.99%
Debt	94.66%
Other	0.35%

Debt Sector Allocation

Sector	Value
Government	51.35%
Corporate	43.3%
Cash Equivalent	4.99%

Credit Quality

Rating	Value
AA	28.29%
AAA	71.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.93% Govt Stock 2033 Sovereign Bonds \| -	37%	₹3,261 Cr	315,738,780 ↓ -21,000,000
7.53% Govt Stock 2034 Sovereign Bonds \| -	11%	₹988 Cr	97,446,560
LIC Housing Finance Limited Debentures \| -	4%	₹366 Cr	3,650
Muthoot Finance Limited Debentures \| -	3%	₹251 Cr	25,000
Bharti Telecom Limited Debentures \| -	2%	₹201 Cr	20,000
Oberoi Realty Ltd. Debentures \| -	2%	₹200 Cr	20,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹173 Cr	17,009,570 ↑ 16,000,000
Mankind Pharma Ltd Debentures \| -	2%	₹156 Cr	15,500
Tata Housing Development Company Limited Debentures \| -	2%	₹150 Cr	15,000
Tata Housing Development Company Limited 8.2175% Debentures \| -	1%	₹125 Cr	12,500

8. ICICI Prudential Constant Maturity Gilt Fund

The Scheme aims to provide reasonable returns by investing in portfolio of Government Securities with average maturity of around 10 years. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Constant Maturity Gilt Fund is a Debt - 10 Yr Govt Bond fund was launched on 12 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch. Ranked 6 in 10 Yr Govt Bond category. Return for 2023 was 7.7% , 2022 was 1.2% and 2021 was 2.8% .

Below is the key information for ICICI Prudential Constant Maturity Gilt Fund

ICICI Prudential Constant Maturity Gilt Fund Growth
Launch Date	12 Sep 14
NAV (24 Dec 24)	₹23.4041 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹2,646 on 15 Dec 24
Category	Debt - 10 Yr Govt Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.39
Sharpe Ratio	1.45
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	6.9%
Effective Maturity	9 Years 6 Months 18 Days
Modified Duration	6 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,350
30 Nov 21	₹11,795
30 Nov 22	₹11,831
30 Nov 23	₹12,621
30 Nov 24	₹13,895

ICICI Prudential Constant Maturity Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Constant Maturity Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	1%
3 Month	1.3%
6 Month	4.5%
1 Year	9.3%
3 Year	5.9%
5 Year	6.8%
10 Year
15 Year
Since launch	8.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.7%
2022	1.2%
2021	2.8%
2020	13.6%
2019	12.8%
2018	9.7%
2017	2.4%
2016	16.2%
2015	6.9%
2014

Fund Manager information for ICICI Prudential Constant Maturity Gilt Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	0.86 Yr.
Raunak Surana	22 Jan 24	0.86 Yr.

Data below for ICICI Prudential Constant Maturity Gilt Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	1.1%
Debt	98.9%

Debt Sector Allocation

Sector	Value
Government	98.9%
Cash Equivalent	1.1%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	90%	₹2,229 Cr	219,356,400 ↓ -1,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	5%	₹135 Cr	13,549,300
7.18% Govt Stock 2037 Sovereign Bonds \| -	4%	₹92 Cr	9,000,000 ↑ 4,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	0%	₹1 Cr	72,600
Net Current Assets Net Current Assets \| -	1%	₹19 Cr
Treps CBLO/Reverse Repo \| -	0%	₹8 Cr

9. DSP BlackRock 10Y G-Sec Fund

(Erstwhile DSP BlackRock Constant Maturity 10Y G-Sec Fund)

The investment objective of the Scheme is to seek to generate returns commensurate with risk from a portfolio of Government Securities with weighted average maturity of around 10 years. There is no assurance that the investment objective of the Scheme will be realized.

DSP BlackRock 10Y G-Sec Fund is a Debt - 10 Yr Govt Bond fund was launched on 26 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 8 in 10 Yr Govt Bond category. Return for 2023 was 7.7% , 2022 was 0.1% and 2021 was 0.7% .

Below is the key information for DSP BlackRock 10Y G-Sec Fund

DSP BlackRock 10Y G-Sec Fund Growth
Launch Date	26 Sep 14
NAV (24 Dec 24)	₹20.7505 ↑ 0.00 (0.02 %)
Net Assets (Cr)	₹56 on 30 Nov 24
Category	Debt - 10 Yr Govt Bond
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.5
Sharpe Ratio	1.25
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-7 Days (0.1%),7 Days and above(NIL)
Yield to Maturity	6.75%
Effective Maturity	9 Years 7 Months 28 Days
Modified Duration	6 Years 10 Months 20 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,139
30 Nov 21	₹11,330
30 Nov 22	₹11,267
30 Nov 23	₹12,019
30 Nov 24	₹13,195

DSP BlackRock 10Y G-Sec Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for DSP BlackRock 10Y G-Sec Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	1.1%
3 Month	1.1%
6 Month	4.2%
1 Year	9%
3 Year	5.5%
5 Year	5.7%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.7%
2022	0.1%
2021	0.7%
2020	11.8%
2019	10.8%
2018	5.9%
2017	2.3%
2016	15.5%
2015	6.6%
2014

Fund Manager information for DSP BlackRock 10Y G-Sec Fund

Name	Since	Tenure
Laukik Bagwe	1 Aug 21	3.34 Yr.
Shantanu Godambe	1 Jul 23	1.42 Yr.

Data below for DSP BlackRock 10Y G-Sec Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	2.15%
Debt	97.85%

Debt Sector Allocation

Sector	Value
Government	97.85%
Cash Equivalent	2.15%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	98%	₹55 Cr	5,450,000
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹1 Cr
Net Receivables/Payables CBLO \| -	1%	₹1 Cr

10. ICICI Prudential Bond Fund

(Erstwhile ICICI Prudential Income Opportunities Fund)

ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities

ICICI Prudential Bond Fund is a Debt - Medium to Long term fund was launched on 18 Aug 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch. Ranked 19 in Medium to Long term category. Return for 2023 was 7.7% , 2022 was 3.1% and 2021 was 2.9% .

Below is the key information for ICICI Prudential Bond Fund

ICICI Prudential Bond Fund Growth
Launch Date	18 Aug 08
NAV (24 Dec 24)	₹38.3815 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹3,084 on 15 Dec 24
Category	Debt - Medium to Long term
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.11
Sharpe Ratio	1.43
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-6 Months (1%),6 Months and above(NIL)
Yield to Maturity	7.24%
Effective Maturity	7 Years 7 Months 17 Days
Modified Duration	5 Years

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,130
30 Nov 21	₹11,502
30 Nov 22	₹11,801
30 Nov 23	₹12,610
30 Nov 24	₹13,776

ICICI Prudential Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.8%
3 Month	1.5%
6 Month	4.3%
1 Year	8.7%
3 Year	6.4%
5 Year	6.7%
10 Year
15 Year
Since launch	8.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.7%
2022	3.1%
2021	2.9%
2020	11.5%
2019	10.9%
2018	4.6%
2017	5.3%
2016	11.3%
2015	8.5%
2014	14.5%

Fund Manager information for ICICI Prudential Bond Fund

Name	Since	Tenure
Darshil Dedhia	22 Jan 24	0.86 Yr.
Rohit Lakhotia	12 Jun 23	1.47 Yr.

Data below for ICICI Prudential Bond Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	9.49%
Debt	90.25%
Other	0.26%

Debt Sector Allocation

Sector	Value
Government	58.63%
Corporate	34.11%
Cash Equivalent	7%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	42%	₹1,247 Cr	122,681,600 ↑ 4,500,000
7.93% Govt Stock 2033 Sovereign Bonds \| -	7%	₹214 Cr	20,700,000 ↓ -7,750,000
LIC Housing Finance Limited Debentures \| -	5%	₹162 Cr	1,600
HDFC Bank Limited Debentures \| -	5%	₹134 Cr	13,200
Summit Digitel Infrastructure Ltd Debentures \| -	4%	₹118 Cr	11,650
HDFC Bank Limited Debentures \| -	4%	₹106 Cr	1,100
7.02% Govt Stock 2031 Sovereign Bonds \| -	3%	₹81 Cr	8,000,000
Pipeline Infrastructure Private Limited Debentures \| -	3%	₹75 Cr	7,400
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹66 Cr	6,478,460
LIC Housing Finance Ltd Debentures \| -	2%	₹55 Cr	550

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. எந்தவொரு முதலீடும் செய்வதற்கு முன் திட்ட தகவல் ஆவணத்துடன் சரிபார்க்கவும்.