HDFC மியூச்சுவல் ஃபண்ட் 2022 மூலம் 8 சிறப்பாக செயல்படும் கடன் நிதிகள் | Fincash.com

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HDFC மியூச்சுவல் ஃபண்ட் திட்டத்தை ஏன் தேர்வு செய்ய வேண்டும்?
சிறந்த HDFC கடன் மியூச்சுவல் ஃபண்டுகள் FY 22 - 23
ஆன்லைனில் HDFC மியூச்சுவல் ஃபண்டில் முதலீடு செய்வது எப்படி?
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HDFC மியூச்சுவல் ஃபண்ட் 2022 வழங்கும் 8 சிறந்த கடன் நிதிகள்

Updated on November 5, 2024 , 35019 views

வழங்கிய கடன் நிதிகள்hdfc mf உருவாக்க எண்ணம்வருமானம் முதலீட்டாளர்களுக்கு, இது வரலாற்று ரீதியாக HDFC கடன் நிதிகளின் சிறந்த செயல்திறன் திட்டங்களால் பார்க்கப்படுகிறது.

HDFCகடன் நிதி நீண்ட கால அல்லது குறுகிய கால கடன்களில் முதலீடு செய்யும் புதுமையான திட்டமாகும்பத்திரங்கள், பணச் சந்தைகள், முதலியன. கடன் நிதிகள் குறைந்த முதலீட்டாளர்களுக்கு ஏற்றதுஆபத்து பசியின்மை தங்கள் உபரி பணத்தை குறுகிய காலத்திற்கு நிறுத்த விரும்புபவர்கள். குறைந்த ரிஸ்க் முதலீடு என்றாலும் அவை கடன் அபாயத்திற்கு உட்பட்டவை.

HDFC மியூச்சுவல் ஃபண்ட் திட்டத்தை ஏன் தேர்வு செய்ய வேண்டும்?

அ. குறைந்தபட்ச முதலீட்டுத் தொகை

ஒருமுதலீட்டாளர் ஒரு வழியாக 500 ரூபாய்க்கும் குறைவான தொகையில் கடன் திட்டங்களில் முதலீடு செய்யலாம்எஸ்ஐபி மற்றும் 5 ரூபாய்,000 ஒரு மொத்த தொகை முதலீடு மூலம்

பி. சிறந்த மதிப்பீடுகள்

பலAMC திட்டங்கள் மூன்று மற்றும் அதற்கு மேல் CRISIL மதிப்பீட்டைக் கொண்டுள்ளன

c. பல்வேறு விருப்பங்கள்

முதலீடு HDFC கடன் நிதிகளில் பரந்த அளவில் வருகிறதுசரகம் வகை, எனவே முதலீட்டாளர்கள் தங்கள் குறுகிய கால, இடைக்கால மற்றும் நீண்ட கால திட்டமிடலாம்முதலீட்டுத் திட்டம் இந்த கடன் நிதிகளைத் தேர்ந்தெடுப்பதன் மூலம்

முதலீட்டாளர்கள் HDFC இல் முதலீடு செய்ய திட்டமிட்டுள்ளனர்சிறந்த கடன் நிதிகள், HDFC ஃபண்ட் ஹவுஸின் கீழே பட்டியலிடப்பட்டுள்ள சிறந்த செயல்திறன் மிக்கவர்களில் இருந்து தேர்வு செய்யலாம்.

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சிறந்த HDFC கடன் மியூச்சுவல் ஃபண்டுகள் FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
HDFC Corporate Bond Fund Growth	₹30.8647 ↑ 0.01	₹31,301	2.2	4.6	8.7	6.2	7.2	7.48%	3Y 8M 26D	5Y 10M 6D
HDFC Banking and PSU Debt Fund Growth	₹21.8161 ↑ 0.00	₹5,748	1.9	4.2	8	5.8	6.8	7.42%	3Y 7M 28D	5Y 4D
HDFC Gilt Fund Growth	₹52.6835 ↑ 0.00	₹2,746	1.8	5.1	9.5	5.7	7.1	6.93%	7Y 6M 18D	13Y 9M 22D
HDFC Credit Risk Debt Fund Growth	₹22.871 ↑ 0.01	₹7,526	2.2	4.6	8.5	6.2	6.6	8.41%	2Y 2M 1D	3Y 2M 1D
HDFC Dynamic Debt Fund Growth	₹85.6766 ↓ -0.01	₹799	1.9	5	9.4	5.4	6.7	7.06%	7Y 8M 12D	16Y 29D
HDFC Medium Term Debt Fund Growth	₹53.431 ↑ 0.01	₹4,008	2	4.5	8.4	5.8	6.7	7.79%	3Y 9M	5Y 8M 5D
HDFC Income Fund Growth	₹55.3576 ↑ 0.02	₹869	1.8	4.9	9.8	5.1	6.1	0.04%	6Y 6M 14D	11Y 1M 28D
HDFC Short Term Debt Fund Growth	₹30.3274 ↑ 0.01	₹14,622	2	4.3	8.5	6.2	7.1	7.65%	2Y 10M 2D	4Y 2M 16D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Nov 24

1. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 2 in Corporate Bond category. Return for 2023 was 7.2% , 2022 was 3.3% and 2021 was 3.9% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (07 Nov 24)	₹30.8647 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹31,301 on 30 Sep 24
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.59
Sharpe Ratio	1.67
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.48%
Effective Maturity	5 Years 10 Months 6 Days
Modified Duration	3 Years 8 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,135
31 Oct 21	₹11,660
31 Oct 22	₹11,967
31 Oct 23	₹12,824
31 Oct 24	₹13,950

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.7%
3 Month	2.2%
6 Month	4.6%
1 Year	8.7%
3 Year	6.2%
5 Year	6.9%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	3.3%
2021	3.9%
2020	11.8%
2019	10.3%
2018	6.5%
2017	6.5%
2016	10.6%
2015	8.6%
2014	10.9%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	8.93 Yr.
Dhruv Muchhal	22 Jun 23	1.28 Yr.

Data below for HDFC Corporate Bond Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	2.98%
Debt	96.78%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	57.38%
Government	39.36%
Cash Equivalent	2.98%
Securitized	0.03%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.23 Goi 2064 Sovereign Bonds \| -	5%	₹1,586 Cr	152,500,000 ↑ 7,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	5%	₹1,536 Cr	150,000,000
7.93% Govt Stock 2033 Sovereign Bonds \| -	4%	₹1,283 Cr	125,000,000
8% Govt Stock 2034 Sovereign Bonds \| -	2%	₹756 Cr	75,000,000
State Bank of India Debentures \| -	2%	₹698 Cr	700 ↑ 700
Mangalore Refinery And Petrochemicals Limited Debentures \| -	2%	₹557 Cr	5,670
Reliance Industries Limited Debentures \| -	2%	₹528 Cr	5,000
HDFC Bank Limited Debentures \| -	2%	₹510 Cr	50,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹504 Cr	50,000
LIC Housing Finance Limited Debentures \| -	2%	₹500 Cr	5,000

2. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Banking & PSU Debt category. Return for 2023 was 6.8% , 2022 was 3.3% and 2021 was 3.7% .

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund Growth
Launch Date	26 Mar 14
NAV (07 Nov 24)	₹21.8161 ↑ 0.00 (0.02 %)
Net Assets (Cr)	₹5,748 on 30 Sep 24
Category	Debt - Banking & PSU Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.79
Sharpe Ratio	1.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.42%
Effective Maturity	5 Years 4 Days
Modified Duration	3 Years 7 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,038
31 Oct 21	₹11,523
31 Oct 22	₹11,844
31 Oct 23	₹12,628
31 Oct 24	₹13,659

HDFC Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	4.2%
1 Year	8%
3 Year	5.8%
5 Year	6.4%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	3.3%
2021	3.7%
2020	10.6%
2019	10.2%
2018	5.9%
2017	6.3%
2016	10.8%
2015	9.8%
2014

Fund Manager information for HDFC Banking and PSU Debt Fund

Name	Since	Tenure
Anil Bamboli	26 Mar 14	10.52 Yr.
Dhruv Muchhal	22 Jun 23	1.28 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	3.17%
Debt	96.55%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	52.02%
Government	44.53%
Cash Equivalent	3.17%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 2033 Sovereign Bonds \| -	5%	₹303 Cr	29,500,000
Indian Railway Finance Corp Ltd. Domestic Bonds \| -	5%	₹278 Cr	27,500
Small Industries Development Bank Of India Debentures \| -	4%	₹224 Cr	22,500
7.26% Govt Stock 2033 Sovereign Bonds \| -	4%	₹222 Cr	21,500,000
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹203 Cr	20,000
Bajaj Housing Finance Limited Debentures \| -	3%	₹151 Cr	15,000
Rural Electrification Corporation Limited Debentures \| -	3%	₹151 Cr	1,500
Small Industries Development Bank Of India Debentures \| -	2%	₹139 Cr	14,000
Housing And Urban Development Corporation Limited Debentures \| -	2%	₹131 Cr	1,250
HDFC Bank Limited Debentures \| -	2%	₹130 Cr	13,000

3. HDFC Gilt Fund

(Erstwhile HDFC Gilt Fund - Long Term Plan)

The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments.

HDFC Gilt Fund is a Debt - Government Bond fund was launched on 25 Jul 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 7 in Government Bond category. Return for 2023 was 7.1% , 2022 was 1.7% and 2021 was 2.2% .

Below is the key information for HDFC Gilt Fund

HDFC Gilt Fund Growth
Launch Date	25 Jul 01
NAV (07 Nov 24)	₹52.6835 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹2,746 on 15 Oct 24
Category	Debt - Government Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.88
Sharpe Ratio	1.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.93%
Effective Maturity	13 Years 9 Months 22 Days
Modified Duration	7 Years 6 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,999
31 Oct 21	₹11,310
31 Oct 22	₹11,393
31 Oct 23	₹12,146
31 Oct 24	₹13,334

HDFC Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.4%
3 Month	1.8%
6 Month	5.1%
1 Year	9.5%
3 Year	5.7%
5 Year	6%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	1.7%
2021	2.2%
2020	10.7%
2019	8.6%
2018	5.4%
2017	1.8%
2016	16.6%
2015	5.9%
2014	19%

Fund Manager information for HDFC Gilt Fund

Name	Since	Tenure
Anil Bamboli	1 Sep 07	17.1 Yr.
Dhruv Muchhal	22 Jun 23	1.28 Yr.

Data below for HDFC Gilt Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	3.4%
Debt	96.6%

Debt Sector Allocation

Sector	Value
Government	96.6%
Cash Equivalent	3.4%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 2033 Sovereign Bonds \| -	28%	₹750 Cr	73,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	18%	₹489 Cr	46,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	10%	₹271 Cr	26,500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	9%	₹248 Cr	24,000,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	7%	₹175 Cr	17,000,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	6%	₹163 Cr	16,000,000 ↓ -2,000,000
07.18 Goi 2028 Sovereign Bonds \| -	5%	₹124 Cr	12,000,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	3%	₹89 Cr	8,500,000
Gujarat (Government of) 7.64% - \| -	2%	₹51 Cr	4,916,700
6.79% Govt Stock 2029 Sovereign Bonds \| -	1%	₹35 Cr	3,500,000 ↓ -3,000,000

4. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 9 in Credit Risk category. Return for 2023 was 6.6% , 2022 was 3.7% and 2021 was 7% .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund Growth
Launch Date	25 Mar 14
NAV (07 Nov 24)	₹22.871 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹7,526 on 30 Sep 24
Category	Debt - Credit Risk
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.51
Sharpe Ratio	1.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity	8.41%
Effective Maturity	3 Years 2 Months 1 Day
Modified Duration	2 Years 2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,023
31 Oct 21	₹11,906
31 Oct 22	₹12,303
31 Oct 23	₹13,112
31 Oct 24	₹14,248

HDFC Credit Risk Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.7%
3 Month	2.2%
6 Month	4.6%
1 Year	8.5%
3 Year	6.2%
5 Year	7.3%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.6%
2022	3.7%
2021	7%
2020	10.9%
2019	8.6%
2018	5.4%
2017	6.6%
2016	11%
2015	9%
2014

Fund Manager information for HDFC Credit Risk Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	25 Mar 14	10.53 Yr.
Dhruv Muchhal	22 Jun 23	1.28 Yr.

Data below for HDFC Credit Risk Debt Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	9.61%
Equity	2.19%
Debt	87.03%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	73.86%
Government	11.34%
Cash Equivalent	9.61%
Securitized	2.7%

Credit Quality

Rating	Value
A	1.87%
AA	68.34%
AAA	29.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Power Finance Corporation Limited Debentures \| -	4%	₹297 Cr	2,790
Tata Projects Limited Debentures \| -	3%	₹251 Cr	25,000
The Tata Power Company Limited Debentures \| -	3%	₹232 Cr	2,190
Embassy Office Parks Reit Unlisted bonds \| -	3%	₹203 Cr	5,208,223 ↓ -150,000
TATA Motors Limited Debentures \| -	3%	₹201 Cr	2,000
Ongc Petro Additions Limited Debentures \| -	3%	₹200 Cr	20,000
Kalpataru Power Transmission Limited Debentures \| -	3%	₹200 Cr	20,000
TATA Motors Limited Debentures \| -	3%	₹190 Cr	1,900
TVS Credit Services Limited Debentures \| -	2%	₹179 Cr	180
Kalpataru Power Transmission Limited Debentures \| -	2%	₹178 Cr	18,000

5. HDFC Dynamic Debt Fund

(Erstwhile HDFC High Interest Fund - Dynamic Plan)

Seeks to generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield, safety and liquidity.

HDFC Dynamic Debt Fund is a Debt - Dynamic Bond fund was launched on 28 Apr 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 21 in Dynamic Bond category. Return for 2023 was 6.7% , 2022 was 1.6% and 2021 was 7.4% .

Below is the key information for HDFC Dynamic Debt Fund

HDFC Dynamic Debt Fund Growth
Launch Date	28 Apr 97
NAV (07 Nov 24)	₹85.6766 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹799 on 15 Oct 24
Category	Debt - Dynamic Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.47
Sharpe Ratio	1.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-6 Months (0.5%),6 Months and above(NIL)
Yield to Maturity	7.06%
Effective Maturity	16 Years 29 Days
Modified Duration	7 Years 8 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,863
31 Oct 21	₹11,782
31 Oct 22	₹11,886
31 Oct 23	₹12,598
31 Oct 24	₹13,816

HDFC Dynamic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Dynamic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.4%
3 Month	1.9%
6 Month	5%
1 Year	9.4%
3 Year	5.4%
5 Year	6.7%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	1.6%
2021	7.4%
2020	8.9%
2019	3.2%
2018	4.1%
2017	2.7%
2016	14.7%
2015	5.5%
2014	16.1%

Fund Manager information for HDFC Dynamic Debt Fund

Name	Since	Tenure
Anil Bamboli	16 Feb 04	20.64 Yr.
Dhruv Muchhal	22 Jun 23	1.28 Yr.

Data below for HDFC Dynamic Debt Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	3.37%
Equity	1.54%
Debt	94.86%
Other	0.23%

Debt Sector Allocation

Sector	Value
Government	82.83%
Corporate	11.77%
Cash Equivalent	3.37%
Securitized	0.26%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2053 Sovereign Bonds \| -	15%	₹121 Cr	11,500,000
07.18 Goi 2033 Sovereign Bonds \| -	13%	₹103 Cr	10,000,000 ↓ -1,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	11%	₹87 Cr	8,500,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	9%	₹70 Cr	6,750,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	7%	₹57 Cr	5,500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	7%	₹52 Cr	5,000,000 ↓ -1,000,000
8% Govt Stock 2034 Sovereign Bonds \| -	6%	₹45 Cr	4,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	5%	₹37 Cr	3,500,000 ↑ 3,500,000
Rec Limited Debentures \| -	3%	₹27 Cr	250
HDFC Bank Limited Debentures \| -	3%	₹25 Cr	2,500

6. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 22 in Medium term Bond category. Return for 2023 was 6.7% , 2022 was 2.9% and 2021 was 5% .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund Growth
Launch Date	6 Feb 02
NAV (07 Nov 24)	₹53.431 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹4,008 on 15 Oct 24
Category	Debt - Medium term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.29
Sharpe Ratio	1.16
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.79%
Effective Maturity	5 Years 8 Months 5 Days
Modified Duration	3 Years 9 Months

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,975
31 Oct 21	₹11,617
31 Oct 22	₹11,877
31 Oct 23	₹12,670
31 Oct 24	₹13,755

HDFC Medium Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	2%
6 Month	4.5%
1 Year	8.4%
3 Year	5.8%
5 Year	6.6%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	2.9%
2021	5%
2020	10%
2019	9.1%
2018	5.6%
2017	5.5%
2016	11.5%
2015	7.4%
2014	11.2%

Fund Manager information for HDFC Medium Term Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	17.09 Yr.
Dhruv Muchhal	22 Jun 23	1.28 Yr.

Data below for HDFC Medium Term Debt Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	5.29%
Equity	0.66%
Debt	93.78%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	56.27%
Government	37.15%
Cash Equivalent	4.67%
Securitized	0.97%

Credit Quality

Rating	Value
AA	37.77%
AAA	62.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 2028 Sovereign Bonds \| -	8%	₹310 Cr	30,047,700
6.54% Govt Stock 2032 Sovereign Bonds \| -	4%	₹148 Cr	15,000,000
Tata Steel Limited Debentures \| -	4%	₹147 Cr	14,500
07.23 Goi 2064 Sovereign Bonds \| -	3%	₹140 Cr	13,500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹129 Cr	12,500,000
Kalpataru Power Transmission Limited Debentures \| -	2%	₹100 Cr	10,000
Small Business Fincredit India Private Limited Debentures \| -	2%	₹99 Cr	10,000
6.1% Govt Stock 2031 Sovereign Bonds \| -	2%	₹97 Cr	10,000,000
07.18 Goi 2033 Sovereign Bonds \| -	2%	₹77 Cr	7,500,000
The Tata Power Company Limited Debentures \| -	2%	₹77 Cr	725 ↑ 350

7. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 29 in Medium to Long term category. Return for 2023 was 6.1% , 2022 was 0.9% and 2021 was 2.1% .

Below is the key information for HDFC Income Fund

HDFC Income Fund Growth
Launch Date	11 Sep 00
NAV (07 Nov 24)	₹55.3576 ↑ 0.02 (0.03 %)
Net Assets (Cr)	₹869 on 15 Oct 24
Category	Debt - Medium to Long term
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.53
Sharpe Ratio	1.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	0.04%
Effective Maturity	11 Years 1 Month 28 Days
Modified Duration	6 Years 6 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,910
31 Oct 21	₹11,213
31 Oct 22	₹11,225
31 Oct 23	₹11,821
31 Oct 24	₹13,020

HDFC Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	4.9%
1 Year	9.8%
3 Year	5.1%
5 Year	5.5%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.1%
2022	0.9%
2021	2.1%
2020	9.3%
2019	8.7%
2018	3.6%
2017	1.3%
2016	14.5%
2015	5.3%
2014	15.7%

Fund Manager information for HDFC Income Fund

Name	Since	Tenure
Shobhit Mehrotra	11 Sep 07	17.07 Yr.
Dhruv Muchhal	22 Jun 23	1.28 Yr.

Data below for HDFC Income Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	6.73%
Debt	93.03%
Other	0.24%

Debt Sector Allocation

Sector	Value
Government	80.78%
Corporate	11.77%
Cash Equivalent	6.73%
Securitized	0.48%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 2028 Sovereign Bonds \| -	20%	₹175 Cr	17,000,000
7.41% Govt Stock 2036 Sovereign Bonds \| -	12%	₹105 Cr	10,000,000
7.54% Govt Stock 2036 Sovereign Bonds \| -	12%	₹101 Cr	9,500,000
07.23 Goi 2064 Sovereign Bonds \| -	8%	₹68 Cr	6,500,000
07.18 Goi 2033 Sovereign Bonds \| -	7%	₹62 Cr	6,000,000 ↓ -1,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹29 Cr	2,879,300
Ntpc Limited Debentures \| -	3%	₹26 Cr	250
7.98% Govt Stock 2031 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	3%	₹25 Cr	2,500
8% Govt Stock 2034 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000

8. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 30 in Short term Bond category. Return for 2023 was 7.1% , 2022 was 3.5% and 2021 was 3.9% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Growth
Launch Date	25 Jun 10
NAV (07 Nov 24)	₹30.3274 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹14,622 on 30 Sep 24
Category	Debt - Short term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.71
Sharpe Ratio	1.75
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.65%
Effective Maturity	4 Years 2 Months 16 Days
Modified Duration	2 Years 10 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,081
31 Oct 21	₹11,588
31 Oct 22	₹11,920
31 Oct 23	₹12,753
31 Oct 24	₹13,852

HDFC Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	2%
6 Month	4.3%
1 Year	8.5%
3 Year	6.2%
5 Year	6.7%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	3.5%
2021	3.9%
2020	11%
2019	9.7%
2018	7%
2017	6.5%
2016	9.3%
2015	8.7%
2014	10.4%

Fund Manager information for HDFC Short Term Debt Fund

Name	Since	Tenure
Anil Bamboli	25 Jun 10	14.28 Yr.
Dhruv Muchhal	22 Jun 23	1.28 Yr.

Data below for HDFC Short Term Debt Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	9.32%
Debt	90.43%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	53.5%
Government	37.28%
Cash Equivalent	8.8%
Securitized	0.17%

Credit Quality

Rating	Value
AA	13.9%
AAA	86.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 2033 Sovereign Bonds \| -	8%	₹1,105 Cr	107,500,000
7.72% Govt Stock 2028 Sovereign Bonds \| -	4%	₹518 Cr	51,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹384 Cr	37,500,000
Aditya Birla Renewables Limited Debentures \| -	3%	₹376 Cr	37,500 ↑ 37,500
7.26% Govt Stock 2032 Sovereign Bonds \| -	2%	₹356 Cr	34,500,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	2%	₹252 Cr	25,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹252 Cr	25,000
Pipeline Infrastructure Ltd. Debentures \| -	2%	₹225 Cr	22,000
Small Industries Development Bank Of India Debentures \| -	2%	₹224 Cr	22,500 ↑ 2,500
Small Industries Development Bank Of India Debentures \| -	1%	₹203 Cr	20,000

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