2022 కోసం టాప్ 3 అత్యుత్తమ పనితీరు కనబరిచిన ELSS (పన్ను ఆదా) మ్యూచువల్ ఫండ్‌లు | Fincash.com

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2022 కోసం టాప్ 3 ఉత్తమ పన్ను ఆదా ELSS మ్యూచువల్ ఫండ్‌లు

Updated on July 1, 2024 , 6508 views

బెస్ట్ ఎల్స్ ఫండ్స్ లేదా ఈక్విటీ లింక్డ్ సేవింగ్స్ స్కీమ్‌లు (పన్ను ఆదా) ఈక్విటీ డైవర్సిఫైడ్మ్యూచువల్ ఫండ్స్ అందించడానికి ఈక్విటీ-లింక్డ్ ఇన్‌స్ట్రుమెంట్‌లలో (షేర్లు మరియు స్టాక్‌లు వంటివి) ప్రధానంగా పెట్టుబడి పెట్టండిసంత-లింక్డ్ రిటర్న్స్. సాధారణంగా, ఫండ్ కార్పస్‌లో 80% ఈక్విటీలో మరియు మిగిలినది డెట్ సాధనాల్లో పెట్టుబడి పెట్టబడుతుంది. ఉత్తమమైనదిELSS కింద పన్ను ప్రయోజనాలను అందిస్తున్నందున ఫండ్‌లను పన్ను ఆదా చేసే మ్యూచువల్ ఫండ్‌లు అని కూడా పిలుస్తారుసెక్షన్ 80C యొక్కఆదాయ పన్ను చట్టం అంతేకాకుండా, ELSS మ్యూచువల్ ఫండ్‌లు ఓపెన్-ఎండ్‌గా ఉంటాయి, అంటే పెట్టుబడిదారులు ఈ ఫండ్‌లలో తమకు కావలసినప్పుడు సభ్యత్వాన్ని పొందవచ్చు. అయితే, ముందుపెట్టుబడి పెడుతున్నారు ఈ పన్ను ఆదా మ్యూచువల్ ఫండ్‌లలో, ఉత్తమమైన ELSS ఫండ్‌ల జాబితాను పరిగణించమని సూచించబడింది.

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2022లో పెట్టుబడి పెట్టడానికి టాప్ 3 ELSS ఫండ్‌లు

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Motilal Oswal Long Term Equity Fund Growth	₹48.9362 ↑ 0.42	₹3,436	15.5	27.9	57.8	25.3	22.7	37
Nippon India Tax Saver Fund (ELSS) Growth	₹127.66 ↑ 0.49	₹15,026	13.9	22.1	45.9	23.2	17.6	28.6
DSP BlackRock Tax Saver Fund Growth	₹134.195 ↑ 0.43	₹15,161	16.6	23.1	48.5	21.9	22.1	30
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Jul 24

1. SBI Magnum Tax Gain Fund

To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits.

SBI Magnum Tax Gain Fund is a Equity - ELSS fund was launched on 7 May 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14% since its launch. Ranked 31 in ELSS category. Return for 2023 was 40% , 2022 was 6.9% and 2021 was 31% .

Below is the key information for SBI Magnum Tax Gain Fund

SBI Magnum Tax Gain Fund Growth
Launch Date	7 May 07
NAV (04 Jul 24)	₹430.254 ↑ 2.70 (0.63 %)
Net Assets (Cr)	₹23,888 on 31 May 24
Category	Equity - ELSS
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	3.22
Information Ratio	1.79
Alpha Ratio	13.69
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹8,902
30 Jun 21	₹14,117
30 Jun 22	₹14,163
30 Jun 23	₹18,737
30 Jun 24	₹29,399

SBI Magnum Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Magnum Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24

Duration	Returns
1 Month	5.2%
3 Month	12.8%
6 Month	27.4%
1 Year	58.6%
3 Year	28.3%
5 Year	24.2%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	40%
2022	6.9%
2021	31%
2020	18.9%
2019	4%
2018	-8.3%
2017	33%
2016	2.1%
2015	3.2%
2014	49.1%

Fund Manager information for SBI Magnum Tax Gain Fund

Name	Since	Tenure
Dinesh Balachandran	10 Sep 16	7.73 Yr.

Data below for SBI Magnum Tax Gain Fund as on 31 May 24

Equity Sector Allocation

Sector	Value
Financial Services	23.23%
Industrials	15.44%
Consumer Cyclical	10.32%
Energy	9.24%
Health Care	7.62%
Utility	6.64%
Basic Materials	6.49%
Technology	5.43%
Communication Services	3.2%
Consumer Defensive	2.64%
Real Estate	0.71%

Asset Allocation

Asset Class	Value
Cash	9.05%
Equity	90.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
GE T&D India Ltd (Industrials) Equity, Since 30 Sep 16 \| 522275	6%	₹1,315 Cr	9,669,164 ↓ -275,164
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 07 \| HDFCBANK	4%	₹941 Cr	6,143,253
Torrent Power Ltd (Utilities) Equity, Since 31 Jul 19 \| 532779	4%	₹928 Cr	6,181,522
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| M&M	4%	₹856 Cr	3,415,083
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	3%	₹831 Cr	7,416,237
State Bank of India (Financial Services) Equity, Since 31 May 06 \| SBIN	3%	₹775 Cr	9,335,639
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 17 \| BHARTIARTL	3%	₹764 Cr	5,563,576
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	3%	₹697 Cr	2,437,574
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Jan 23 \| 500312	3%	₹661 Cr	25,000,000
GAIL (India) Ltd (Utilities) Equity, Since 30 Nov 21 \| 532155	3%	₹658 Cr	32,193,555

2. HDFC Tax Saver Fund

The fund plans to provide long term growth of capital.

HDFC Tax Saver Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of since its launch. Ranked 27 in ELSS category. Return for 2023 was 33.2% , 2022 was 10.5% and 2021 was 35.3% .

Below is the key information for HDFC Tax Saver Fund

HDFC Tax Saver Fund Growth
Launch Date	31 Mar 96
NAV (04 Jul 24)	₹1,329.42 ↑ 6.93 (0.52 %)
Net Assets (Cr)	₹14,753 on 31 May 24
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	3.11
Information Ratio	2.12
Alpha Ratio	8.78
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹7,975
30 Jun 21	₹12,121
30 Jun 22	₹13,105
30 Jun 23	₹16,790
30 Jun 24	₹24,586

HDFC Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for HDFC Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24

Duration	Returns
1 Month	4.8%
3 Month	12.5%
6 Month	21.5%
1 Year	47.4%
3 Year	26.8%
5 Year	19.9%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2023	33.2%
2022	10.5%
2021	35.3%
2020	5.8%
2019	3.7%
2018	-10.9%
2017	38.7%
2016	7.6%
2015	-6.2%
2014	56.4%

Fund Manager information for HDFC Tax Saver Fund

Name	Since	Tenure
Roshi Jain	13 Jan 22	2.38 Yr.
Dhruv Muchhal	22 Jun 23	0.94 Yr.

Data below for HDFC Tax Saver Fund as on 31 May 24

Equity Sector Allocation

Sector	Value
Financial Services	39.26%
Health Care	13.09%
Technology	9.19%
Consumer Cyclical	8.2%
Industrials	7.96%
Communication Services	5.59%
Utility	2.88%
Real Estate	2.27%
Energy	1.45%
Basic Materials	0.79%
Consumer Defensive	0.42%

Asset Allocation

Asset Class	Value
Cash	8.54%
Equity	91.12%
Debt	0.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| HDFCBANK	10%	₹1,424 Cr	9,300,000 ↑ 150,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	9%	₹1,401 Cr	12,500,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	7%	₹1,092 Cr	9,400,000 ↑ 800,000
Cipla Ltd (Healthcare) Equity, Since 31 Oct 09 \| 500087	5%	₹781 Cr	5,400,000 ↑ 200,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 19 \| BHARTIARTL	5%	₹728 Cr	5,300,000
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	4%	₹622 Cr	4,700,000 ↑ 847,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jan 22 \| HAL	4%	₹597 Cr	1,200,000 ↓ -1,000,000
SBI Life Insurance Company Limited (Financial Services) Equity, Since 31 Jan 22 \| SBILIFE	4%	₹596 Cr	4,300,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	4%	₹571 Cr	3,400,000 ↑ 900,000
State Bank of India (Financial Services) Equity, Since 31 Dec 06 \| SBIN	3%	₹515 Cr	6,200,000 ↓ -3,800,000

3. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.3% since its launch. Ranked 18 in ELSS category. Return for 2023 was 30.9% , 2022 was 0.5% and 2021 was 32.2% .

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund Growth
Launch Date	31 Mar 08
NAV (04 Jul 24)	₹49.5044 ↑ 0.27 (0.54 %)
Net Assets (Cr)	₹146 on 31 May 24
Category	Equity - ELSS
AMC	JM Financial Asset Management Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.43
Sharpe Ratio	2.63
Information Ratio	0.65
Alpha Ratio	9.68
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 19	₹10,000
30 Jun 20	₹8,935
30 Jun 21	₹14,283
30 Jun 22	₹14,168
30 Jun 23	₹18,523
30 Jun 24	₹27,569

JM Tax Gain Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Jul 24

Duration	Returns
1 Month	17.7%
3 Month	18.7%
6 Month	29.1%
1 Year	51.9%
3 Year	25.4%
5 Year	23%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.9%
2022	0.5%
2021	32.2%
2020	18.3%
2019	14.9%
2018	-4.6%
2017	42.6%
2016	5.2%
2015	-0.6%
2014	54.9%

Fund Manager information for JM Tax Gain Fund

Name	Since	Tenure
Asit Bhandarkar	31 Dec 21	2.42 Yr.
Gurvinder Wasan	1 Dec 22	1.5 Yr.
Chaitanya Choksi	18 Jul 14	9.88 Yr.

Data below for JM Tax Gain Fund as on 31 May 24

Equity Sector Allocation

Sector	Value
Industrials	23.1%
Financial Services	19.45%
Consumer Cyclical	14.47%
Basic Materials	13.14%
Technology	9.93%
Consumer Defensive	5.73%
Communication Services	5.65%
Real Estate	3.33%
Health Care	2.39%
Utility	2.09%

Asset Allocation

Asset Class	Value
Cash	0.74%
Equity	99.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 11 \| HDFCBANK	4%	₹6 Cr	39,131 ↓ -2,250
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| ICICIBANK	4%	₹6 Cr	50,975
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	4%	₹6 Cr	15,500
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Nov 22 \| 532810	4%	₹5 Cr	105,625 ↑ 16,500
State Bank of India (Financial Services) Equity, Since 31 Aug 20 \| SBIN	3%	₹4 Cr	45,400
Tata Motors Ltd Class A (Consumer Cyclical) Equity, Since 31 Jul 23 \| TATAMTRDVR	2%	₹4 Cr	57,500
Thermax Ltd (Industrials) Equity, Since 31 Dec 23 \| THERMAX	2%	₹4 Cr	6,500 ↓ -900
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	2%	₹3 Cr	25,000
Housing & Urban Development Corp Ltd (Financial Services) Equity, Since 29 Feb 24 \| HUDCO	2%	₹3 Cr	125,000
Cummins India Ltd (Industrials) Equity, Since 31 Oct 21 \| 500480	2%	₹3 Cr	9,500 ↓ -1,500

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.